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  • MIL-OSI Security: On Mothers’ Day DHS Honors Tammy Nobles and All the Mothers Who Lost Loved Ones to Illegal Alien Crime

    Source: US Department of Homeland Security

    Tammy’s Daughter Kayla Was Brutally Murdered By An Illegal Alien MS-13 Gang Member

    WASHINGTON – The Victims of Immigration Crime Engagement (VOICE) Office today released a video featuring the mother of Kayla Hamilton. On July 27, 2022, 20-year-old Kayla was brutally raped and murdered by an illegal alien and MS-13 gang member released into the United States by the Biden Administration.

    Department of Homeland Security (DHS) Secretary Kristi Noem and President Trump stand with the victims of illegal alien crimes and their families.

    To watch the video please click here. 

    “This Mother’s Day, Secretary Noem is honoring Tammy Nobles and all the mother’s who lost loved ones to illegal alien crime,” said Assistant Secretary Tricia McLaughlin. “Kayla’s life was tragically taken by a criminal illegal allen and known MS-13 gang member who was released into our country by the previous administration. We must never forget Kayla, and the many other beautiful American lives lost to illegal alien crime. These sons, daughters, mother, fathers, brothers and sisters should still be with us today, and their absence is a painful reminder, every day, of the importance of a secure border. President Trump and Secretary Noem will continue to fight for the victims of illegal alien crime.”

    The following are just a few example of the murderous crimes committed by MS-13 members:

    Secretary Noem relaunched the Victims of Immigration Crime Engagement (VOICE) office. The VOICE office was shuttered by the previous administration, which left victims of alien crime without access to many key support services and resources. The office was first launched in 2017 by the Trump administration as a dedicated resource for those who have been victimized by crime that has a nexus to immigration.

    If you or a loved one has been impacted by a crime committed by an illegal alien, you are not alone.

    Call 1-855-48-VOICE (1-855-488-6423).

    ###

    MIL Security OSI –

  • MIL-OSI: CORRECTION: Standard Bots Expands Production Facility and Unveils New 30kg Payload Robot

    Source: GlobeNewswire (MIL-OSI)

    GLEN COVE, N.Y., May 10, 2025 (GLOBE NEWSWIRE) — Standard Bots, a fast-growing American robotics company, has launched an expanded production facility in Glen Cove, New York, this month. The new 16,000-square-foot factory doubles the size of its previous Long Island location, cementing Standard Bots’ status as one of the few companies manufacturing robots at scale in the United States. This expansion aligns with the company’s unveiling of a new 30kg payload, 2m reach robot at The Automate Show, showcasing its commitment to advancing automation technology.

    “This new facility marks a pivotal moment for Standard Bots as we scale to meet growing demand for American-made robotics,” said Evan Beard, Co-Founder & CEO of Standard Bots. “We’re thrilled to debut both our expanded factory and our latest innovations at Automate.”
    At The Automate Show, Standard Bots will demonstrate its in-house-developed physical AI, a groundbreaking technology designed specifically for its robots and powered by the NVIDIA Isaac platform. This AI enables users to teach robots tasks through demonstration, eliminating the need for traditional coding or programming. Then users can annotate and augment their demonstration data through NVIDIA Isaac Sim, a reference application built on NVIDIA Omniverse for rapid deployment. Having undergone extensive private beta testing, this end-to-end model will be released to a broader audience in 2025, promising to simplify automation for thousands of complex processes previously out of reach through conventional robotics. Alongside this, the company will unveil its new 30kg payload, 2m reach robot. This model combines collaborative features—such as a compact footprint, user-friendly programming, and advanced safety—with robust specifications suited for heavy-duty tooling and large workpieces, a combination highly valued across industries like automotive, aerospace, and logistics. Notably, Standard Bots offers this American-built robot at a more competitive price than its rivals, strengthening its market position.

    The robotics industry is poised for significant growth, with the International Federation of Robotics reporting that global robot installations in manufacturing rose by 31% in 2022 alone. “Robotics has been the unlock for the repatriation of manufacturing, but the potential has been hindered by two major barriers: cost and flexibility,” said Quentin Clark, Managing Director of General Catalyst. “We look forward to supporting Standard Bots and seeing how their technology will open up new possibilities for robotics across American manufacturing.”

    Standard Bots invites the public to celebrate this milestone at a grand opening event on June 12 at the new Glen Cove facility. Interested attendees can contact Alex Thesken at alex@standardbots.com for more details or to RSVP.

    About Standard Bots
    Standard Bots is a leading American robot manufacturer dedicated to making robots simple so humans can do more. Headquartered in Glen Cove, NY, Standard Bots designs and assembles industrial robots in the USA that are bolstered by programming software and AI training models developed in-house to provide a robust physical AI platform to the world. The company has received over $63M in funding led by General Catalyst with participation from Amazon Industrial Innovation Fund and Samsung Next.

    Standard Bots is building the critical infrastructure for the robotics revolution, empowering every business to shape the future of work.

    Media Contact
    Alex Thesken
    Marketing Manager, Standard Bots
    (513) 330-4748
    alex@standardbots.com

    The MIL Network –

  • MIL-OSI United Kingdom: First Minister’s cost of living guarantee

    Source: Scottish Government

    The Scottish Government’s cost of living guarantee will help to deliver vital support for the people of Scotland, First Minister John Swinney has said.

    The Programme for Government 2025-26 commits to a range of measures which will help households in a challenging economic climate.

    The cost of living guarantee includes:

    • Lower income tax than in England for the majority of workers
    • Continuation of free prescriptions and free eye appointments
    • Free bus travel for 2.3 million people 
    • Scottish undergraduate students will continue to pay no tuition fees
    • Funded childcare hours, which would otherwise cost families more than £6,000 a year per eligible child.
    • Free school meals, which save the average family who take up the offer £400 per child per year, will be expanded, and more breakfast clubs introduced.
    • Winter fuel payments restored for Scottish pensioners in 2025-26 

    The Programme for Government also committed to scrapping peak rail fares for good from September.

    The First Minister said:

    “This Scottish Government will always do what it can to deliver the best deal for the people of Scotland.

    “Our cost of living guarantee is delivering real savings for hard-pressed households across the country and it goes further than any package offered in the rest of the UK.

    “These policies are already saving people money year on year, in the form of free prescriptions, free bus travel and more. This year we will go even further, funding the restoration of winter fuel payments for every pensioner in Scotland after they were abandoned by the UK Government. And from September, we will be scrapping peak rail fares for good – delivering a better deal for commuters.

    “I know that too many people are still struggling during the cost of living crisis and that is why my government is taking action to keep more money in people’s pockets during tough times.”

    MIL OSI United Kingdom –

  • MIL-OSI United Kingdom: Radical reforms to reduce migration

    Source: United Kingdom – Executive Government & Departments

    News story

    Radical reforms to reduce migration

    Britain’s failed immigration system will be radically reformed so the system is controlled, managed and fair under a landmark White Paper.

    Britain’s failed immigration system will be radically reformed so the system is controlled, managed and fair under a landmark White Paper to be published tomorrow (Monday 12 May).  

    The government inherited a chaotic immigration system that saw net migration soar to record levels – driven by a huge increase in overseas recruitment since 2020.

    The government is now delivering on the priorities of working people to bring down numbers, restore control of Britain’s borders and make the system work for the economy.  

    The Immigration White Paper will deliver on its manifesto pledge to cut migration by training domestic workers, raising the bar on who can come to the UK and ending reliance on overseas labour.    

    It will establish tough new controls to restore order to a failed system that saw net migration almost quadruple to one million between 2019 and 2023.   

    New measures mean skills thresholds for work visas will be returned to degree level – reversing a system that saw the proportion of lower-skilled visas issued increase between 2021 and 2024.

    Meanwhile the government will end the chronic underinvestment in domestic skills that has hindered economic growth.   

    We will support businesses to take on British workers through new industry workforce strategies, while introducing much tighter restrictions on recruitment for shortage occupations.

    Employers will first need to develop domestic training plans to boost British skills and recruitment levels – increasing productivity and living standards for working people in the UK.

    So migration works for the whole UK, the country will remain open to the best of international talent – enhancing economic growth – while ensuring skilled work for migration purposes must truly mean skilled work.  

    The announcement follows major steps the government has already taken to crackdown on those exploiting the system and restoring order to the immigration system – ramping up removals to return 24,000 people with no right to be here since July 2024, the highest rate in eight years.

    But this government is going further. The White Paper establishes whole new approaches to migration across a range of areas – including work, study and family life – based on the principles of control, contribution and community cohesion.  

    It delivers on the Prime Minister’s Plan for Change to reduce the staggeringly high levels of immigration and replace Britain’s failing approach with a new plan that supports national security, economic renewal and restoring the confidence of the public. 

    Home Secretary Yvette Cooper said:   

    Migration must be properly controlled and managed so the system is fair. Instead, we’ve seen net migration quadruple in the space of just four years, driven especially by overseas recruitment.  

    We inherited a failed immigration system where the previous government replaced free movement with a free market experiment.

    Employers were given much greater freedom to recruit from abroad while action on training fell.

    Overseas recruitment soared at the same time as big increases in the number of people not working or in education here in the UK.

    The last government lost control of the immigration system and there was no proper plan to tackle skills shortages here at home.  

    This has undermined public confidence, distorted our labour market, and been really damaging for both our immigration system and our economy. 

    Under our Plan for Change, we are taking decisive action to restore control and order to the immigration system, raise domestic training and skills, and bring down net migration while promoting economic growth.”   

    Measures to be set out tomorrow include:   

    • Raising the skilled visa threshold to RQF6 (graduate level) to reduce increasing numbers of lower-skilled workers coming to the UK – with salary thresholds reflecting the higher skill level.  

    • For occupations below this level, access to the immigration system will be strictly time-limited, granted only on the basis of strong evidence of shortages which are critical to the industrial strategy and where workforce strategies are drawn up so employers also commit to increasing domestic skills and recruitment.  
    • Establishing the Labour Market Evidence Group (LMEG) to inform understanding of where sectors are overly reliant on overseas labour and reverse underinvestment in domestic skills. 

    For the first time it means that there will be a national approach to ensuring that action on skills, employer strategies and increasing UK workforce participation are the first response to labour market shortages rather than employers simply turning to immigration to fill gaps.

    Notes to editors

    • The Labour Market Evidence Group (LMEG) will be made up of the Industrial Strategy Council, Department of Work and Pensions, skills bodies and the Migration Advisory Committee (MAC) and make recommendations on where workforce strategies are needed.   
    • These reforms are just part of government action to restore order, control and fairness to the system, and the full Immigration White Paper will be published in Parliament tomorrow.

    Updates to this page

    Published 11 May 2025

    MIL OSI United Kingdom –

  • MIL-OSI Asia-Pac: Fulfilling police career goals

    Source: Hong Kong Information Services

    Since 2024, the Police Force has partnered with three post-secondary institutions to offer the Diploma of Applied Education – Police Cadet Training Programme. Through classroom learning, physical training and outdoor experiences, the programme aims to better prepare young people who aspire to join the force.

    Personal growth

    One such trainee is Park Hae-jun, a 27-year-old born in Hong Kong to Korean parents. Before joining the programme, he voluntarily returned to Korea to complete his military service, hoping to build discipline and confidence.

    “I was born and raised in Hong Kong, and I consider Hong Kong my home – that is why I chose to come back,” he said.

    He shared that the programme offered far more than textbook knowledge. Instructors taught him how to manage conflict and overcome challenges.

    “When we face stress or setbacks, most of us want to give up. But here, we are trained to solve problems. The perseverance we have learned will not only help us in our careers but also in life.”

    Hands-on learning

     Another trainee, 19-year-old Sae-ung Wing-man, described the field trips as being the most valuable part of the programme.

    “They helped me to understand the work of the department I want to join, and how officers deal with different situations every day.” .

    Wing-man has long aspired to join the force in order to support the public.

    “The job is meaningful. It helps citizens solve problems. I want to be someone people can rely on.

    “In preparation, I will further improve my physical fitness, stress management, legal knowledge and communication skills.”

    Preparatory training

    The Police Cadet School was established in 1973 and fulfilled its historical mission by 1990. Chief Inspector Wong Tak-choi, now responsible for physical and experiential training at the Police College, was once a cadet himself.

    He hopes that the trainees of the Police Cadet Training Programme can carry forward the spirit of the Police Cadet school.

    “Training methods may have changed, but our purpose remains the same – we want to nurture passionate young people who are ready to serve the community,” he said.

    He also noted that many who fail to complete police training often lack physical or mental preparation – areas the cadet training programme addresses directly.

    Course structure

    The Police Force has co-organised this one-year training programme with the Caritas Institute of Community Education, the Hong Kong College of Technology, and the Hong Kong Institute of Technology.

    Apart from core and supplementary subjects, the curriculum includes a 180-hour elective cluster titled “Police Cadet Training”, which is composed of “Police Studies”, “Police Recruit Preparatory Training” and “Physical & Mindset Development”.

    Upon graduation, the trainees can attain a qualification equivalent to Level 2 in five Hong Kong Diploma of Secondary Education subjects, meeting the academic requirement for police constable recruitment. 

    Final challenge

     After completing 22 weeks of police cadet training, the cadets took part in a passing-out parade. The event was inspected by Commissioner of Police Chow Yat-ming, who witnessed their growth and expressed his high expectations for their future success.

    He highlighted that the final challenge includes a five-day, four-night “hell week” involving outdoor endurance tasks similar to the Outward Bound adventure training. Mr Chow joined cadets on the final early morning hike to Tai Mo Shan and expressed that he was impressed by how spirited they were.

    “Some cadets had been injured earlier and could not complete the whole week, but they still tried to take part. Others felt exhausted, but they would still hold their heads up and pressed on.”

    During a sharing session on the mountain, cadets reflected on their experiences and Mr Chow shared his own.

    “The police career is long. Sometimes it feels lonely or dark – like the weather that day. But when you work as a team, someone will lead, and soon you will see the sunshine.”

    Future vision

    Mr Chow revealed that the cadet programme took more than three years to develop. He acknowledged the challenges, but praised his team for their dedication.

    “It was like witnessing the birth of a child,” he stated.

    In addition to preparing future officers, Mr Chow stressed that he hopes the programme will revive the spirit of the former cadet school, whose graduates served with distinction across the force.

    “They lived by the values of wisdom, courage, integrity and perseverance. I hope this new generation will carry that torch forward.”

    MIL OSI Asia Pacific News –

  • MIL-OSI: Zippy Loan Under Review: Fast Personal Loans with Express Lending Options by ZippyLoan

    Source: GlobeNewswire (MIL-OSI)

    Las Vegas, May 10, 2025 (GLOBE NEWSWIRE) —

    In This Article, You’ll Discover:

    • Why millions of Americans are turning to fast personal loans in 2025 to cover emergency expenses
    • What makes ZippyLoan a unique and efficient loan matching service for borrowers across all credit types
    • How the ZippyLoan application process works from start to funding
    • The top benefits of using a digital loan marketplace like ZippyLoan over traditional banks or payday lenders
    • The eligibility requirements to qualify for ZippyLoan’s express lending options
    • What to expect in terms of interest rates, loan amounts, and repayment terms
    • First-hand insights from real ZippyLoan reviews and user experiences
    • Key security, privacy, and compliance measures in place to protect borrower information
    • Important disclaimers around pricing, APR ranges, and state-by-state availability
    • How ZippyLoan compares to other popular fintech personal loan platforms in 2025

    TL;DR – ZippyLoan Under Review: Fast Personal Loans with Express Lending Options

    ZippyLoan is a digital loan marketplace that connects borrowers with a network of trusted lenders offering fast personal loans ranging from $100 to $15,000. Designed for speed, flexibility, and financial inclusivity, ZippyLoan’s platform allows users to apply online in minutes and receive funds as soon as the next business day.

    Whether you’re dealing with an unexpected car repair, urgent rent payment, or a medical emergency, ZippyLoan’s streamlined application process and broad lender network make it a standout solution. Unlike traditional banks, ZippyLoan supports borrowers with poor or limited credit histories, offering express lending options and short-term financing without the lengthy paperwork or collateral requirements.

    This long-form article explores every aspect of ZippyLoan — from application steps and eligibility requirements to real customer feedback and rate disclosures. Readers will gain insight into the pros and cons of this loan matching service, learn how it compares to other fintech lending platforms, and understand how ZippyLoan fits into the evolving landscape of fast personal loans in the digital age.

    Disclaimer: ZippyLoan is not a direct lender. Loan terms, rates, and availability vary by lender and state. Pricing is subject to change at any time — always refer to the official website for the most accurate and up-to-date information.

    Understanding the Financial Stress Americans Face Today

    The Rise of Emergency Lending in the Modern Economy

    In recent years, an increasing number of Americans have found themselves just one unexpected expense away from a financial crisis. From surprise medical bills and urgent car repairs to missed rent payments and rising grocery costs, the need for fast personal loans has never been more pressing. Surveys consistently show that nearly 60% of U.S. adults live paycheck to paycheck — a statistic that underscores a widespread dependence on emergency funds that are often non-existent.

    While traditional banks and credit unions can offer relief, their loan approval processes are often lengthy and require higher credit thresholds. That leaves many individuals — especially those with bad credit or no credit history — without options when they need cash most urgently.

    Financial Pain Points in the U.S. Lending Landscape

    Consumers face several consistent barriers that deepen the strain when trying to access emergency loans:

    • Bad credit or no credit history leading to disqualification
    • Lack of collateral required by many traditional lenders
    • High APRs from payday lenders and predatory loan shops
    • Slow approval times that don’t match the urgency of the need
    • Limited access to financial literacy resources that could offer long-term solutions

    These obstacles frequently drive people toward short-term payday loans or high-risk financial decisions that can spiral into greater debt. What’s often needed is a digital loan marketplace that streamlines access to lenders offering flexible terms, quick approvals, and reasonable expectations.

    Changing Expectations and the Need for Real-Time Lending

    Consumers in 2025 expect more from their financial platforms. With the growing popularity of fintech lending, people want services that offer:

    • Real-time loan approval
    • Paperless processing
    • AI-powered lending recommendations
    • Mobile-first platforms for ease and speed

    These trending features are not just buzzwords — they’re redefining how personal loans are delivered. ZippyLoan, with its rapid, user-friendly loan matching system, has become a standout for consumers looking for express lending options and greater financial inclusion.

    Why It Matters Now

    In a post-pandemic world marked by inflation, job instability, and unpredictable life events, having quick access to funds can make the difference between recovery and deeper financial decline. Whether it’s a $300 utility bill or a $1,500 car repair, many Americans need fast personal loans to bridge these gaps safely and responsibly.

    The demand for same-day loan approval, emergency cash loans, and fast lending options for bad credit borrowers continues to trend upward. Platforms that meet these needs —without requiring invasive documentation or long wait times — are rapidly gaining traction.

    What Is ZippyLoan and How It Works

    A Modern Loan Matching Service for Fast Personal Financing

    ZippyLoan is a digital loan marketplace that connects individuals in need of fast personal loans with a curated network of lenders. Unlike traditional financial institutions, ZippyLoan is not a direct lender. Instead, it acts as a centralized platform that streamlines the borrowing experience by offering quick, secure access to multiple lenders through a single online application.

    Borrowers can apply for amounts ranging from $100 to $15,000, with repayment terms stretching from a few months up to 60 months depending on the lender and loan type. What sets ZippyLoan apart in 2025 is its ability to provide real-time results for borrowers of all credit backgrounds, including those with bad credit or thin credit files.

    How ZippyLoan Simplifies the Lending Experience

    The traditional loan process is often weighed down by in-person visits, paperwork, and long wait times. ZippyLoan eliminates these inefficiencies by offering:

    • A fully paperless application process
    • 24/7 online accessibility, allowing borrowers to apply at any time
    • AI-powered loan matching technology that increases the likelihood of approval
    • A lender network that includes partners willing to work with non-prime credit profiles

    These elements contribute to a faster, more inclusive, and user-friendly experience — especially critical when time is of the essence.

    How the Process Works Step by Step

    ZippyLoan’s process is designed for simplicity, speed, and security. Here’s a breakdown of how it works:

    Step 1: Submit a Quick Online Form

    Applicants enter basic information including name, contact details, income status, employment type, and desired loan amount. This initial application does not affect credit scores.

    Step 2: Loan Matching Begins

    ZippyLoan’s system matches your profile with lenders that align with your qualifications. This stage often takes only a few minutes.

    Step 3: Review Lender Offers

    Borrowers are presented with one or more offers and can review the APR, repayment terms, and funding timeline. Offers vary by lender and borrower profile.

    Disclaimer: Rates, terms, and approval decisions are solely determined by the lender. ZippyLoan is not responsible for loan outcomes.

    Step 4: Finalize the Loan

    If a borrower accepts an offer, they complete the loan process directly through the selected lender’s website. Funding may be received as soon as the next business day in some cases.

    The Flexibility of Loan Use

    Loans obtained through ZippyLoan can be used for virtually any legitimate purpose, including:

    • Emergency bills and expenses
    • Home or auto repairs
    • Rent or utility payments
    • Medical costs not covered by insurance
    • Debt consolidation
    • Travel, tuition, or life event funding

    This open-ended structure provides borrowers with the financial versatility needed to navigate both planned and unexpected expenses.

    Key Advantages of ZippyLoan’s System

    • Access to a wide range of loan offers with just one application
    • No obligation to accept an offer if terms are not favorable
    • Speed — many users complete the process and receive funds in under 48 hours
    • Broad credit acceptance, including options for bad credit personal loans
    • Security protocols to protect sensitive financial and personal data

    ZippyLoan’s process is engineered to meet the expectations of today’s borrower: fast, private, and friction-free.

    Need cash fast? Apply with ZippyLoan in minutes and get up to $15,000 as soon as tomorrow. No credit? No problem—start your free application now!

    Pain Points Solved by ZippyLoan

    When Financial Stress Becomes a Crisis

    For many Americans, financial strain doesn’t build gradually—it hits suddenly and without warning. An unplanned expense, a job disruption, or even a medical emergency can create a cash gap that needs immediate resolution. In these situations, people are not only looking for money—they’re searching for speed, trust, and access.

    Unfortunately, traditional banking solutions are not always available to those in urgent need. Whether due to low credit scores, lack of collateral, or rigid lending criteria, borrowers are often left with few viable options.

    Key Challenges Faced by Today’s Borrowers

    ZippyLoan’s services are built to address these specific obstacles:

    Limited Access to Traditional Loans

    Conventional banks tend to favor borrowers with established credit histories and higher income levels. Many consumers—especially freelancers, gig workers, or those rebuilding after a financial setback—are excluded from these channels. ZippyLoan connects these underserved borrowers with alternative lending options through its loan matching platform.

    Long Approval Times

    Time is often the most critical factor. Medical bills, utility shutoff notices, and auto repairs can’t wait 10 to 14 days. ZippyLoan’s digital-first design delivers real-time loan approvals and funding in as little as one business day, helping consumers avoid cascading financial consequences.

    Credit Profile Barriers

    A history of missed payments, high credit utilization, or lack of borrowing activity can disqualify someone from traditional loans. ZippyLoan works with a network that includes lenders specializing in bad credit personal loans, offering realistic solutions even to those with challenged financial pasts.

    Inconvenient Application Processes

    Physically visiting a bank, submitting paperwork, or printing income documents are not feasible for everyone. ZippyLoan’s paperless loan process is optimized for mobile use, enabling loan applications to be submitted securely from anywhere, at any time.

    High-Pressure Loan Offers

    Payday lenders and cash advance stores often trap borrowers in cycles of debt due to aggressive repayment schedules and excessive fees. ZippyLoan’s lender partners typically offer installment loans online, giving borrowers a chance to repay their loans over weeks or months—not just days.

    Why ZippyLoan Is Designed for These Scenarios

    ZippyLoan’s platform delivers on multiple key priorities that align with borrower needs:

    • Speed: Application, approval, and funding all happen rapidly
    • Inclusion: Accepts all credit types without discrimination
    • Flexibility: Loan offers may vary in amount, term, and interest rate, allowing for user choice
    • Simplicity: One short application reaches multiple lenders

    This combination of features makes ZippyLoan especially appealing for those facing financial emergencies, living paycheck-to-paycheck, or managing uncertain incomes.

    The Role of ZippyLoan in Financial Recovery

    While ZippyLoan is not intended to solve long-term financial challenges on its own, it does serve as a bridge during times of instability.By making express lending options accessible to a broader base of borrowers, it supports a more inclusive and resilient financial ecosystem.

    Disclaimer: ZippyLoan does not guarantee loan approval or specific terms. All loan agreements are handled directly between the borrower and lender. Use of loan funds should be evaluated in the context of your overall financial health.

    Application Process Step-by-Step

    A Simplified, Secure Path to Fast Personal Loans

    One of the key advantages of ZippyLoan is the speed and simplicity of its application process. Designed to accommodate individuals in urgent financial need, the platform offers a paperless loan process that allows borrowers to apply entirely online, from any device. The entire process can take just a few minutes, and in many cases, qualified applicants receive loan offers almost immediately.

    Here’s a detailed breakdown of how to apply for a fast personal loan using ZippyLoan’s loan matching service:

    Step 1: Complete the Online Application Form

    Applicants begin by accessing the secure online application. This form requires basic personal and financial details, such as:

    • Full legal name and contact information
    • Employment or income status (including self-employment or benefits)
    • Estimated monthly income
    • Requested loan amount (between $100 and $15,000)
    • Purpose of the loan (optional but helps with matching)
    • Banking information to confirm ability to receive direct deposit

    Note: Completing this form does not trigger a hard credit check. ZippyLoan’s system uses the information to match you with lenders, not to determine creditworthiness independently.

    Step 2: Get Matched with Lenders

    After submitting your application, ZippyLoan runs your profile through its AI-powered loan matching platform, which pairs you with one or more lenders from its network that fit your criteria. These lenders may specialize in:

    • Short-term installment loans
    • Emergency personal loans
    • Bad credit loan options
    • Flexible repayment loans for self-employed borrowers

    This phase often takes less than five minutes.

    Step 3: Review Your Loan Offers Carefully

    If matches are found, you’ll be directed to the lender’s platform to review loan terms. Typical elements of the loan offers include:

    • Total loan amount offered
    • Annual Percentage Rate (APR)
    • Estimated monthly payment
    • Total repayment duration
    • Associated fees or penalties for early repayment

    Disclaimer: ZippyLoan is not a direct lender and does not control rates, fees, or approval decisions. Terms are set by the lender. Always read loan documents carefully before agreeing to terms.

    Step 4: Accept the Offer and Finalize the Loan

    If you accept a loan offer, you’ll complete the transaction directly on the lender’s website. Most lenders will perform a final verification, which may include a soft or hard credit inquiry, proof of income, or identity validation.

    Once approved, funds are typically deposited into your bank account by the next business day — though same-day funding may be possible depending on the time and day of application.

    Step 5: Begin Repayment Based on Agreed Terms

    Loan repayment is handled directly between you and the lender. Most lenders offer automated withdrawals from your bank account to simplify the process. Repayment terms can vary from 3 months to 60 months, depending on loan type and lender policy.

    Important Application Reminders

    • You are under no obligation to accept a loan offer presented to you.
    • Matching does not guarantee funding; the lender retains full discretion.
    • Always evaluate the total cost of a loan before making a commitment.

    Struggling with bills or repairs? ZippyLoan’s network offers fast personal loans for all credit types. Apply now and receive offers in minutes!

    ZippyLoan Eligibility Criteria Explained

    Who Can Apply for a ZippyLoan Personal Loan?

    One of the strengths of ZippyLoan’s platform is its accessibility. The company has designed its loan matching service to serve a wide range of borrowers, including those with poor or limited credit histories. However, to ensure responsible lending and compliance with federal and state regulations, certain minimum eligibility requirements must be met.

    Below are the key criteria applicants must fulfill to begin the process.

    Basic Requirements to Use ZippyLoan

    To qualify for a loan match through ZippyLoan, applicants must meet the following conditions:

    Age and Citizenship

    • You must be at least 18 years old
    • You must be a U.S. citizen or permanent resident

    Income and Employment

    • You must have a regular source of income, which may include:
      • Full-time or part-time employment
      • Self-employment or freelance work
      • Social Security or disability income
      • Government benefits or retirement income
    • Income must be verifiable and sufficient to cover the potential loan repayment obligations

    Banking and Contact Information

    • You must have an active checking account in your name
    • A valid email address and working phone number are required to receive lender communications
    • The checking account must support direct deposit to receive loan funds

    Credit Score Considerations

    ZippyLoan does not set a minimum credit score requirement, and some of its lending partners offer loans to borrowers with:

    • Bad credit
    • No credit history
    • Past delinquencies or bankruptcies

    This is one of the reasons ZippyLoan is known as a platform that promotes financial inclusion. However, the actual offers and terms available will depend on your credit profile and lender policies.

    Disclaimer: While ZippyLoan accepts applicants with a wide range of credit histories, matching with a lender does not guarantee loan approval or funding. Final decisions are made by individual lenders.

    State-by-State Availability

    ZippyLoan services are available in most U.S. states, but availability may vary depending on local lending regulations. Some lenders in the ZippyLoan network may not operate in certain states.

    Pro Tip: You can verify availability by starting the application process and entering your ZIP code. The platform will notify you if service is not available in your location.

    Who Might Not Qualify?

    While ZippyLoan is designed to support borrowers across a wide financial spectrum, you may not qualify if you:

    • Do not have a valid U.S. checking account
    • Have unverified or insufficient income
    • Are not a resident or citizen of the United States
    • Fail to meet age requirements
    • Submit incomplete or incorrect information

    ZippyLoan’s Key Features and Benefits

    Designed for Speed, Flexibility, and Convenience

    ZippyLoan is more than just an application tool—it’s a comprehensive loan matching platform engineered to make borrowing faster, easier, and more accessible for consumers who don’t have time to waste or perfect credit scores. Whether you’re facing an emergency expense or consolidating debts, ZippyLoan offers a streamlined approach to fast personal loans that puts control back in the borrower’s hands.

    Feature-Rich Lending Access from One Application

    ZippyLoan simplifies the borrowing journey by offering these core features:

    Wide Loan Amount Range

    • Borrow from $100 to $15,000 depending on lender approval
    • Ideal for both minor short-term needs and larger financial challenges
    • Flexible use cases: rent, bills, repairs, consolidation, and more

    Quick Turnaround on Funding

    • Many approved borrowers receive loan funds by the next business day
    • The paperless loan process cuts down on delays
    • No in-person meetings, phone interviews, or long waits

    Inclusive Lending Network

    • Access to lenders serving bad credit, no credit, and fair credit profiles
    • Helps rebuild financial stability through installment loans online
    • Opportunities for credit-building over time with consistent on-time repayments

    Disclaimer: ZippyLoan is not a credit repair service. Any credit improvement resulting from loan repayment should be viewed as a potential benefit, not a guaranteed outcome.

    Customizable Repayment Terms

    • Loan durations vary between 3 and 60 months
    • Options for bi-weekly or monthly repayment, depending on lender
    • No obligation to accept a loan if the terms do not suit your financial goals

    One Application, Multiple Offers

    • Applying through ZippyLoan may return multiple lender offers to compare
    • Offers can be reviewed and accepted without pressure
    • No cost to apply or to review offers

    Borrower Control and Transparency

    ZippyLoan places power in the hands of the borrower by:

    • Not requiring collateral or personal guarantees
    • Allowing borrowers to decline offers without penalty
    • Ensuring lender disclosures include APRs, repayment terms, and all fees upfront

    These features are designed to build trust and transparency into what is often a stressful process.

    Optional Use of Funds

    Loans received through ZippyLoan’s partner lenders can be used for:

    • Emergency household expenses
    • Credit card debt consolidation
    • Auto repairs or home maintenance
    • Education or moving costs
    • Travel or unexpected life events

    There are no restrictions on how funds must be spent, as long as usage complies with legal and ethical standards.

    Security and Privacy Built In

    • End-to-end data encryption protocols to protect sensitive borrower information
    • Compliance with digital privacy standards for loan platforms
    • Only trusted lending partners gain access to application data

    Apply in 5 minutes, get up to $15,000—ZippyLoan makes borrowing quick, safe, and easy. Start now with no impact on your credit score!

    Potential Drawbacks to Consider

    A Balanced Look at ZippyLoan’s Limitations

    While ZippyLoan offers speed, access, and flexibility through its loan matching platform, it’s important for borrowers to understand potential limitations before proceeding. As with any financial service, being informed helps avoid surprises and promotes responsible borrowing.

    Not a Direct Lender

    One of the key distinctions about ZippyLoan is that it is not a lender itself. Instead, it operates as a digital loan marketplace that connects users with independent third-party lenders. This model allows for greater variety in loan offers but introduces some uncertainty in terms of:

    • Loan approval criteria
    • Interest rate ranges
    • Repayment schedules
    • Fee structures

    Because every lender operates under its own policies, applicants may find that the final offer terms vary significantly. This lack of standardization can be confusing for some borrowers, especially those comparing multiple offers.

    Disclaimer: ZippyLoan does not influence lending decisions, loan terms, or approval outcomes. All final loan agreements are made directly between borrower and lender.

    Interest Rates Can Be High for Some Borrowers

    While the ZippyLoan network includes lenders willing to work with borrowers with bad credit or no credit, the trade-off may be higher APRs or additional fees for riskier credit profiles. It’s not uncommon for personal loans aimed at subprime borrowers to carry interest rates above 30%—a rate that can significantly increase the total repayment amount.

    Borrowers are strongly encouraged to:

    • Review the total repayment cost of any loan
    • Understand the impact of higher interest rates on long-term affordability
    • Compare multiple offers before making a decision

    Disclaimer: Interest rates are determined solely by the lender. Always verify all fees and APRs directly with the lender before accepting an offer.

    Not Available in Every U.S. State

    Due to state lending laws, ZippyLoan and its partner lenders may not be able to serve borrowers in all 50 states. While most states are covered, availability can vary based on your location and the lender’s licensing status.

    To confirm service availability:

    • Begin the application process with your ZIP code
    • The system will automatically alert you if you’re in an unsupported region

    Loan Terms May Vary More Than Expected

    Because the lenders in ZippyLoan’s network operate independently, borrowers may find wide variation in terms, including:

    • Loan amounts (as low as $100 or as high as $15,000)
    • Repayment lengths (from 3 months up to 60 months)
    • Frequency of payments (monthly or bi-weekly)
    • Prepayment penalties or origination fees

    This variability means borrowers must stay vigilant and read the full terms and conditions before proceeding with any agreement.

    Borrower Responsibility and Over-Borrowing

    As with any financial tool, there’s a risk that borrowers may take on more debt than they can realistically repay, especially when offers are fast and accessible. ZippyLoan does not provide financial counseling or debt management services.

    Borrowers should consider:

    • Total cost of borrowing over the full loan term
    • How payments fit into their existing monthly budget
    • Whether the loan is a short-term fix or a long-term liability

    Pro Tip: Use loan calculators or speak with a trusted financial advisor before taking on new debt.

    Customer Testimonials and Third-Party Reviews

    Real User Experiences with ZippyLoan’s Loan Matching Platform

    When evaluating a service like ZippyLoan, firsthand feedback from real users offers valuable insight. While individual experiences vary depending on the lender matched through the platform, common themes have emerged in public reviews that speak to the speed, simplicity, and accessibility of ZippyLoan’s fast personal loans process.

    Positive Reviews and Common Praise

    Many customers report positive experiences, especially in regard to:

    Fast and Simple Application Process

    • Users consistently highlight the paperless loan application as easy to complete within minutes.
    • The instant lender matching process is often described as convenient and stress-free.
    • First-time borrowers frequently mention relief at receiving offers despite having bad credit or no traditional banking relationship.

    Speed of Funding

    • One of the most praised features is the next-day funding capability.
    • Users facing emergencies such as car repairs, overdue bills, or rent obligations report receiving funds in time to avoid larger consequences.

    Flexible Lender Options

    • Customers appreciate being able to review multiple loan offers after submitting a single application.
    • Several reviews mention the diverse lender network, which gives borrowers the ability to choose terms that best fit their needs.
    • Users who didn’t accept a loan still found value in the transparent process and the chance to compare options.

    Constructive Feedback and Common Complaints

    ZippyLoan, like any loan aggregator, also receives mixed reviews due to certain limitations of its model:

    Not Receiving Offers

    • Some users with extremely low income or inconsistent application data report not receiving any loan matches.
    • Others were matched but ultimately denied by the lender after further verification.

    Note: ZippyLoan does not guarantee that every user will receive an offer. Final approvals are determined by the individual lender’s criteria.

    High APRs from Some Lenders

    • Several users were surprised by the interest rates offered—especially those with poor credit histories.
    • Rates offered through the platform can be significantly higher than those of traditional banks, which may create long-term financial strainif not carefully evaluated.

    Disclaimer: Always review APRs, fees, and repayment schedules before agreeing to a loan. ZippyLoan does not control individual lender rates.

    Persistent Follow-Up Emails or Offers

    • A small number of users mention receiving follow-up offers or emails from third-party lenders after submitting an application.
    • While this is part of the matchmaking model, it may be perceived as excessive by users unfamiliar with the process.

    Third-Party Reviews and Consumer Ratings

    Independent reviews from financial comparison sites and consumer forums typically rate ZippyLoan favorably for:

    • Ease of use
    • Speed of approval
    • Accessibility for all credit types
    • Secure data processing

    However, many third-party sources also echo the importance of comparing loan offers carefully and understanding that ZippyLoan is not a lender, but a connector between consumers and independent financial institutions.

    Overall Borrower Sentiment

    In summary, borrower sentiment leans positive for users who:

    • Need emergency cash fast
    • Have limited access to traditional credit channels
    • Are comfortable reviewing loan offers online and acting quickly

    Those with higher credit scores or the ability to wait for traditional financing may prefer to compare ZippyLoan with other platforms.

    Fast cash for life’s surprises—ZippyLoan offers flexible personal loan options online. Apply now and get funded fast without the hassle.

    Security, Privacy, and Legal Compliance

    Protecting Borrower Information in the Digital Lending Age

    With any online financial transaction, data security and privacy are top concerns for consumers. ZippyLoan recognizes this and integrates safeguards to ensure that sensitive personal and financial information is handled with care and confidentiality throughout the loan matching process.

    End-to-End Encryption for Application Data

    ZippyLoan’s website uses SSL (Secure Socket Layer) encryption protocols, which protect data as it is transmitted between the user’s device and the platform. This ensures that key information such as:

    • Social Security numbers
    • Bank account details
    • Employment and income information
    • Contact credentials

    … is encrypted and secured during submission and processing. This is a standard across reputable digital loan marketplaces and provides the first layer of defense against cyber threats.

    Privacy Practices and Data Sharing

    ZippyLoan does not directly fund loans. Instead, it uses the information provided in your application to match you with potential lenders. Your data is only shared with the following:

    • Participating lenders in ZippyLoan’s network
    • Third-party financial partners that may offer additional services relevant to your application

    Disclaimer: By submitting an application through ZippyLoan, you consent to have your information shared with relevant third-party lenders. You are under no obligation to accept any loan offers presented to you.

    Borrowers can typically review and opt-out of further communications from individual lenders after their initial match.

    Regulatory and Legal Compliance

    ZippyLoan operates within the boundaries of federal U.S. lending laws and enforces the following policies among its network of lenders:

    • Truth in Lending Act (TILA) compliance, ensuring full disclosure of loan terms, APRs, and repayment schedules
    • Fair Lending standards, preventing discrimination based on race, gender, age, or credit history
    • State-by-state compliance, meaning offers are filtered based on the legal requirements of each borrower’s state of residence

    Your Role in Ensuring Privacy

    While ZippyLoan takes steps to protect your data, users should also practice good digital hygiene by:

    • Double-checking URLs to avoid phishing sites
    • Reviewing ZippyLoan’s Privacy Policy before submitting personal information
    • Using secure Wi-Fi networks when completing applications
    • Keeping antivirus software updated on your device

    Transparency in Third-Party Interactions

    Some borrowers may receive offers for financial products beyond personal loans (e.g., credit monitoring services or financial planning tools). These are typically sent by partner companies affiliated with ZippyLoan’s lender network.

    Pro Tip: You are not obligated to accept or engage with any third-party product or service offered outside your loan application. Always review terms and privacy policies independently.

    Pricing Transparency & APR Disclosure

    Understanding the Cost of Fast Personal Loans Through ZippyLoan

    While ZippyLoan provides borrowers with convenient access to fast personal loans, it’s important to understand that it does not set loan terms or pricing directly. Instead, all rates, fees, and repayment conditions are determined by the individual lenders within its network.

    This section outlines how pricing works, what to expect in terms of APR, and how to interpret loan costs before committing—ensuring that borrowers remain informed and in control.

    What Is APR and Why It Matters

    APR, or Annual Percentage Rate, is the total cost of borrowing expressed as a yearly percentage. It includes:

    • The interest rate charged by the lender
    • Any origination or processing fees
    • Other associated loan costs rolled into your repayment amount

    A high APR means the loan will cost more over time. For example:

    • A $1,000 loan with a 15% APR over 12 months may cost around $83/month
    • A $1,000 loan with a 30% APR over the same term could exceed $95/month

    APR Ranges Commonly Reported by ZippyLoan Lenders

    APR rates from lenders in ZippyLoan’s network typically fall within the following ranges:

    • As low as 5.99% for prime borrowers with excellent credit and strong income
    • As high as 35.99% or more for subprime borrowers with challenged credit

    These rates vary significantly based on:

    • Credit score
    • Loan amount
    • Term length
    • Income and employment status
    • Lender-specific underwriting standards

    Disclaimer: ZippyLoan does not control or guarantee APRs. All rates are determined by third-party lenders based on their internal criteria.

    Loan Amounts and Repayment Terms

    ZippyLoan lenders generally offer:

    • Loan amounts: $100 to $15,000
    • Repayment terms: 3 to 60 months (quarterly, monthly, or bi-weekly options may be available)
    • Payment methods: Typically via direct withdrawal from a linked checking account

    Each offer will include the total repayment amount, monthly payment schedule, and due dates.

    Pro Tip: Always ask lenders about prepayment penalties or early repayment discounts. Some may charge fees if you pay off your loan ahead of schedule, while others encourage it.

    Are There Any Hidden Fees?

    ZippyLoan itself charges no fee to submit an application. However, partner lenders may include:

    • Origination fees (typically 1% to 8%)
    • Late payment fees
    • Non-sufficient funds (NSF) fees for failed withdrawals
    • Prepayment penalties (varies by lender)

    Before signing any agreement, be sure to:

    • Read all fine print in the loan offer
    • Confirm whether fees are included in the APR or listed separately
    • Ask questions directly to the lender’s support team if something is unclear

    Pricing May Vary Over Time

    Because ZippyLoan works with a diverse group of financial institutions, pricing structures can change based on market conditions, lender policies, and borrower demand. Offers available today may not be available tomorrow.

    Skip the bank lines and paperwork—ZippyLoan offers instant loan matching for fast, reliable funding. Apply now and get cash by tomorrow!

    Alternatives to ZippyLoan and Competitive Analysis

    Evaluating the Digital Lending Landscape in 2025

    As personal loan demand surges, so does the number of platforms claiming to offer the best financing options. ZippyLoan’s model as a loan matching service offers distinct advantages, but it’s important to compare it with other digital lending platforms to understand how it stacks up in key areas like speed, flexibility, credit acceptance, and transparency.

    Below, we evaluate ZippyLoan against several leading competitors based on current features, user reviews, and industry positioning.

    How ZippyLoan Compares to Other Platforms

    ZippyLoan vs. LendingClub

    LendingClub is one of the most recognized peer-to-peer lending networks. It offers personal loans starting from $1,000 and caters mostly to borrowers with fair to good credit.

    Key Differences:

    • LendingClub performs a hard credit check during application; ZippyLoan does not at the initial stage
    • LendingClub’s approval and funding process may take several days
    • ZippyLoan focuses on fast personal loans, often within 24 hours

    Best For: Borrowers with fair to excellent credit who want a structured, longer-term loan

    ZippyLoan vs. Upgrade

    Upgrade provides unsecured personal loans with competitive rates and a heavy focus on debt consolidation.

    Key Differences:

    • Upgrade requires a minimum credit score (typically 580+)
    • ZippyLoan offers broader accessibility, including bad credit loan options
    • ZippyLoan may match you with multiple lenders through one form

    Best For: Borrowers with decent credit looking for debt payoff tools and budgeting features

    ZippyLoan vs. OppLoans

    OppLoans is geared toward subprime borrowers and positions itself as a more ethical alternative to payday loans.

    Key Differences:

    • OppLoans is a direct lender, ZippyLoan is a marketplace
    • OppLoans may offer fixed APRs but caps loan amounts lower than ZippyLoan
    • ZippyLoan provides loan amounts up to $15,000 through multiple lending partners

    Best For: Borrowers with poor credit seeking small installment loans without predatory practices

    ZippyLoan vs. Avant

    Avant focuses on mid-tier borrowers with stable income and fair credit. Loans typically range between $2,000–$35,000.

    Key Differences:

    • Avant targets higher loan amounts than most ZippyLoan matches
    • ZippyLoan accommodates smaller, short-term needs and emergency personal loans
    • ZippyLoan has broader network flexibility and quicker turnaround

    Best For: Borrowers with stable employment and moderate credit seeking structured repayments

    Where ZippyLoan Stands Out

    ZippyLoan differentiates itself with:

    • Speed: Same-day or next-day funding potential
    • Inclusion: Credit types from poor to excellent are welcomed
    • Simplicity: One application reaches a network of lenders
    • No upfront fees: The service is free for consumers to use

    ZippyLoan thrives in scenarios requiring urgent action, such as:

    • Avoiding late fees or eviction
    • Paying for emergency car repairs
    • Bridging a paycheck gap

    These situations demand express lending options, and ZippyLoan’s infrastructure is tailored to meet that need.

    When a Competitor May Be Better

    Some borrowers may find better alternatives if they:

    • Need very large loan amounts ($20,000 or more)
    • Have excellent credit and can qualify for low-APR credit union loans
    • Prefer a single lender relationship over marketplace variety
    • Want in-depth financial tools or budgeting software bundled with the loan

    Pro Tip: Always compare offers from ZippyLoan against those from other providers to ensure you’re receiving the most favorable terms for your financial goals.

    Need emergency funds? Apply now with ZippyLoan and access loan offers from $100 to $15,000 in just minutes—fast, easy, and credit-friendly!

    ZippyLoan’s Role in Financial Wellness

    A Bridge, Not a Band-Aid

    In the evolving landscape of consumer finance, services like ZippyLoan play a key role in promoting financial flexibility—especially for individuals facing time-sensitive cash needs. While not a substitute for long-term financial planning, ZippyLoan offers a critical support mechanism when access to traditional lending is limited or unavailable.

    The platform is especially valuable during financial inflection points, helping consumers avoid overdraft fees, manage shortfalls, or stay current on essential bills during periods of instability.

    Supporting Financial Inclusion

    Millions of Americans are either “credit invisible” or underserved by traditional banks. ZippyLoan’s loan matching service supports financial inclusion by:

    • Accepting applications from those with limited credit histories
    • Offering matches that don’t require high credit scores
    • Providing access to legitimate installment loans as alternatives to payday traps

    This accessibility allows a broader range of borrowers to access capital without resorting to high-risk lenders or unregulated financial sources.

    Disclaimer: ZippyLoan does not offer credit repair services or financial counseling. Users are encouraged to consult with certified financial advisors when managing debt or exploring credit-building strategies.

    A Tool for Responsible Short-Term Borrowing

    ZippyLoan is best used as a temporary solution—a tool that helps stabilize a financial situation rather than as a recurring resource. Examples include:

    • Covering a sudden medical co-pay not covered by insurance
    • Bridging the gap after a delayed paycheck
    • Paying for urgent car or home repairs
    • Managing temporary income shortfalls due to gig work volatility

    When used responsibly, the platform can help avoid further financial deterioration caused by missed payments, utility shutoffs, or emergency expenses left unpaid.

    Encouraging Repayment Discipline

    Because ZippyLoan’s lender partners typically offer installment-based repayment options, borrowers have more manageable timelines for repayment compared to short-term payday lenders. Staying current on these obligations can indirectly:

    • Improve one’s credit profile
    • Reduce reliance on high-cost financial products
    • Create a foundation for more favorable credit opportunities in the future

    Pro Tip: Set up auto-pay with your lender to reduce the risk of late payments and streamline your debt management.

    Not a Cure-All, But a Strategic Lifeline

    ZippyLoan should not be mistaken for a comprehensive financial solution. It does not replace savings, long-term financial planning, or high-limit lending institutions. However, in a moment of urgency, it provides:

    • Access to legitimate capital quickly
    • A structured process for comparing real offers
    • A confidential, secure lending experience with no upfront obligation

    Financial help shouldn’t take weeks—ZippyLoan matches you with lenders in minutes. Apply now and solve your money stress fast!

    Final Thoughts – Is ZippyLoan the Right Fit for You?

    A Streamlined Option for Fast, Flexible Lending

    ZippyLoan presents a compelling solution for borrowers seeking fast personal loans, especially those facing urgent cash needs or working with less-than-perfect credit. As a digital loan marketplace, ZippyLoan simplifies the borrowing experience by matching applicants with a variety of lenders through one secure, paperless process—often resulting in loan offers within minutes and funds by the next business day.

    If you’re navigating a financial emergency—whether it’s an unexpected repair bill, rent due, or a lapse in income—ZippyLoan’s speed and ease of use may make it a standout option. Unlike traditional banks or high-cost payday lenders, ZippyLoan offers a network-based approach that:

    • Supports bad credit borrowers
    • Allows for customized loan terms
    • Provides fast access to multiple offers
    • Requires no upfront fees to apply

    Ideal for:

    • Borrowers in need of same-day or next-day funding
    • Individuals without strong credit history who need access to legitimate lenders
    • Anyone looking to avoid payday loan traps by opting for structured installment loans

    May Not Be Ideal for:

    • Those seeking loan amounts above $15,000
    • Borrowers with excellent credit who can access lower-rate financing through a bank or credit union
    • Individuals uncomfortable comparing multiple offers online

    Use Responsibly

    It’s important to remember that a personal loan—no matter how fast or flexible—represents a financial obligation. Before accepting any offer, carefully review:

    • The full repayment schedule
    • All fees and APR disclosures
    • How loan payments will fit into your monthly budget

    Disclaimer: ZippyLoan is not a direct lender. All terms are set by third-party lenders. Always check the official ZippyLoan website for the most accurate and up-to-date details. Pricing is subject to change at any time.

    Final Recommendation

    If you need money quickly and value the flexibility of comparing multiple offers, ZippyLoan is a solid platform that delivers speed, convenience, and access. It’s not a long-term financial solution, but as a short-term lending bridge, it can provide vital relief during moments of financial uncertainty.

    Always borrow responsibly and consider how short-term loans fit into your broader financial plan.

    Real money, real fast—ZippyLoan delivers loan offers online with no pressure to accept. Apply now for funding options that fit your needs!

    Frequently Asked Questions (ZippyLoan FAQ)

    What is ZippyLoan and how does it work?

    ZippyLoan is a digital loan marketplace that matches borrowers with a network of independent lenders offering fast personal loans. Users complete a single online application and, within minutes, can be connected with lenders offering loan amounts from $100 to $15,000. The platform supports a wide range of credit profiles, including those with bad credit or limited credit history.

    Is ZippyLoan a direct lender?

    No. ZippyLoan is not a lender. It operates as a loan matching service, helping users find lenders who meet their needs. All decisions regarding loan approval, terms, interest rates, and funding are made by the individual lenders in ZippyLoan’s network.

    Disclaimer: All loan terms are established directly between the borrower and lender. ZippyLoan does not control the underwriting process or guarantee funding.

    How fast can I receive my loan?

    Borrowers who are approved by a lender may receive funds as soon as the next business day, depending on the lender and bank processing times. The application process itself typically takes only a few minutes.

    What types of loans can I get through ZippyLoan?

    Lenders in ZippyLoan’s network typically offer:

    • Installment loans online
    • Bad credit personal loans
    • Short-term emergency loans
    • Debt consolidation loans
    • Flexible repayment term loans (up to 60 months)

    These express lending options are designed to cover a wide variety of needs—from emergency expenses to home repairs.

    Can I apply for a loan with bad credit?

    Yes. ZippyLoan accepts applicants with all credit profiles, including those with bad credit, limited credit history, or previous financial difficulties. Many of its lending partners specialize in working with non-prime borrowers.

    Does applying with ZippyLoan affect my credit score?

    No. Submitting an initial application involves a soft credit pull and does not impact your credit score. If you choose to proceed with a loan offer, the lender may perform a hard credit inquiry before finalizing approval.

    What are the loan amounts and repayment terms available?

    Loan amounts typically range from $100 to $15,000, with repayment terms between 3 and 60 months. Monthly or bi-weekly repayment options may be available, depending on the lender.

    Disclaimer: Loan amounts, rates, and terms vary by lender and state. Always review loan documents carefully before accepting an offer.

    Is there a fee to use ZippyLoan?

    No. ZippyLoan does not charge any fees to use its platform. It is completely free to apply and review loan offers. However, individual lenders may charge:

    • Origination fees
    • Late payment fees
    • Non-sufficient funds (NSF) fees
    • Prepayment penalties (rare)

    Is my personal and financial information secure?

    Yes. ZippyLoan uses SSL encryption and adheres to strict data privacy protocols to ensure your information is protected during transmission. Data is only shared with lenders in the network to facilitate loan matching.

    Is ZippyLoan available in all U.S. states?

    ZippyLoan operates in most states, but some lenders may not offer services in certain locations due to state regulations. The application system automatically identifies location-based availability based on your ZIP code.

    Can I decline a loan offer?

    Yes. There is no obligation to accept any offer you receive. If the interest rate, terms, or lender policies don’t align with your needs, you are free to walk away without penalty.

    What can I use the loan for?

    Loans can typically be used for any legal and personal financial purpose, including:

    • Medical bills
    • Car or home repairs
    • Rent or utilities
    • Travel or relocation expenses
    • Consolidating high-interest credit card debt
    • Education or emergency expenses

    What should I know before accepting a loan?

    Before committing, carefully evaluate:

    • The APR (Annual Percentage Rate)
    • Total repayment amount
    • Loan fees and charges
    • Whether the payments are affordable on your current budget

    Get the cash you need without the wait—ZippyLoan connects you to lenders ready to fund your emergency. Apply now and breathe easier tomorrow!

    • Contact: Zippy Loan
    • Phone: 1-844-379-8621
    • Email: support@zippyloan.com

    Legal Disclaimer and Affiliate Disclosure

    The information provided in this content is for general informational and commercial purposes only. While every effort has been made to ensure the accuracy, timeliness, and completeness of the information, no guarantees are offered, and all information is provided “as is” without warranty of any kind. In the event of any errors, omissions, or inaccuracies—whether typographical or factual—no liability will be assumed by the publisher, content distributors, affiliates, or any syndicated partners.

    This article may contain references or links to services, products, or websites operated by third parties. Any such references are provided for informational purposes only and do not constitute an endorsement, sponsorship, or recommendation of the third-party services or entities mentioned.

    Zippyloan is not a financial institution, lender, loan broker, or an agent of a lender or loan broker. It does not originate loans, participate in the approval or underwriting process, or influence lending decisions in any manner. Zippyloan operates solely as a free, no-obligation intermediary that connects individuals seeking personal loan opportunities with a network of independent lenders who may offer such services.

    By submitting information through Zippyloan’s platform, individuals authorize the sharing of that data—including, but not limited to, personally identifiable information such as name, address, employment history, and banking details—with lending partners to assess potential compatibility. This submission does not constitute a loan application. Rather, it enables lenders to determine whether a prospective borrower may preliminarily qualify as a viable lead under their internal lending criteria.

    Zippyloan receives compensation from lenders for facilitating these introductions. The company does not collect, store, or sell loan applications, nor does it intervene or assist in the completion of any actual loan documentation. Any required application, verification, underwriting, or final approval processes are entirely at the discretion of the participating lender. Lending partners may conduct independent verifications through agencies such as CLVerify, Teletrack, or Accurint, among others.

    Loan terms, interest rates, fees, and credit approvals are determined exclusively by the lender, and may vary based on a variety of factors including income, credit profile, state of residence, and individual lender policies. There is no guarantee of approval or any specific loan amount. Not all applicants will qualify for the maximum amount advertised. Loan availability may also be restricted by geographic or regulatory limitations. This service is not available to residents of New York, West Virginia, or Oregon.

    All prospective borrowers are advised to perform due diligence before entering into any loan agreement. Zippyloan does not provide financial advice, nor does it guarantee that any lender introduced through its platform is licensed or legally permitted to offer loans in a given state. Borrowers are responsible for reviewing all terms and disclosures presented by any lender they may engage with. Interest rates, repayment terms, and associated fees may change at any time and without notice.

    By accessing or using the Zippyloan service, users acknowledge that they do so at their own risk and discretion. Neither the publisher, any affiliates, nor distribution partners accept any liability for decisions made based on the content of this article or the results of interactions with third-party service providers.

    This article may contain affiliate links, meaning the publisher may earn a commission if a reader chooses to engage with or purchase through a linked service. Such compensation has no impact on the objectivity, integrity, or factual basis of the information presented herein.

    The MIL Network –

  • MIL-OSI USA: Garbarino, Kiggans, Valadao, Newhouse, Amodei Fight to Secure America’s Energy Future

    Source: United States House of Representatives – Representative Andrew Garbarino (R-NY)

    WASHINGTON, D.C.  – Today, Congressman Andrew R. Garbarino (R-NY-02) joined Congresswoman Jen Kiggans (R-VA-02) to introduced the Certainty for Our Energy Future Act, a bill to strengthen America’s energy independence and national security. Specifically, this legislation would responsibly reform clean energy tax credits by phasing out subsidies for advanced renewable technologies, while bolstering national security by imposing restrictions on foreign adversaries like China, Russia, and Iran. This bill would maintain investment certainty during the transition, promote innovation in emerging energy sectors, and support American manufacturers. This bill was introduced alongside Representatives David Valadao (R-CA-22), Mark Amodei (R-NV-02), and Dan Newhouse (R-WA-04).

    “Certainty for the energy industry is essential to securing American energy dominance, driving innovation, and lowering costs for consumers,” said Rep.Garbarino. “The Certainty for Our Energy Future Act provides the predictability businesses need to invest with confidence while protecting taxpayers from foreign threats. I look forward to working with my colleagues to responsibly deliver on the President’s energy agenda and meet our nation’s growing energy demand with a stronger, more secure energy future.”

    “The Certainty for Our Energy Future Act is a critical step toward aligning our clean energy priorities with today’s economic and national security realities,” said Rep. Kiggans. “By responsibly phasing out subsidies for technologies like wind and solar and ensuring foreign adversaries like China and Russia can’t exploit American tax benefits, we are safeguarding both our energy independence and our taxpayers. Energy security is national security, and the bottom line is that in order to increase American energy dominance, we need to protect as much production and innovation as possible. I am proud to introduce this legislation and help secure America’s energy future!”

    “The Central Valley is leading the way in renewable energy production, and our communities deserve policies that provide stability and certainty for the future,” said Rep.Valadao. “The Certainty for our Energy Future Act preserves the clean energy tax credits farmers and energy producers rely on, while phasing out long-term subsidies for technologies that can now stand on their own. I’m proud to join my colleagues in introducing this bill to expand domestic energy production and keep the door open for new technologies to grow and compete.”

    “America’s path to energy independence must involve an all-of-the-above clean energy approach that puts American manufacturers at the center,” said Rep. Amodei. “By excluding foreign adversaries from tax benefits and prioritizing American innovation, we are one step closer to a more secure and self-reliant energy future.”

    “The United States has the opportunity to lead the world in clean energy production while lowering costs for consumers,” said Rep.Newhouse. “By phasing out tax incentives supporting wind and solar projects, Congress can provide long-term certainty to utilities and investors. This legislation provides critical protections to ensure federal investments are not being utilized by foreign adversaries, including Communist China. I thank Rep. Kiggans for her leadership as we work to ensure American clean energy is safe, reliable, and affordable as new forms of energy emerge.

    “CRES is grateful for the leadership of Reps. Kiggans, Garbarino, Valadao, Newhouse and Amodei on introducing the Certainty for Our Energy Future Act,” said Citizens for Responsible Energy Solutions. “Right sizing policies in parallel with offering business and investment certainty is both critical and commonsense.  As America seeks to beat China in the global AI race, legislation like this strengthens our nation’s competitive edge while also ensuring American energy remains abundant and affordable.”

    “As electric companies work to meet growing customer demands for electricity and to strengthen our nation’s energy security, we must have policy certainty. We are grateful to Reps. Kiggans, Amodei, Garbarino, Newhouse, and Valadao for their ongoing leadership and for recognizing that clear timelines for tax credits and access to tools like transferability support investment in critical energy infrastructure, while helping to keep costs to customers as low as possible,” said Edison Electric Institute interim President and CEO Pat Vincent-Collawn. “We look forward to continuing to work with Reps. Kiggans, Amodei, Garbarino, Newhouse, Valadao, and other leaders in Congress as they deliberate on tax policy changes that could impact the costs customers pay for electricity.”

    “We commend Rep. Kiggans for introducing the Certainty for our Energy Future Act,” said Frank Macchiarola, Chief Advocacy Officer, American Clean Power Association. “The Act ensures that we protect business certainty for projects currently under planning and development and offers a very constructive starting point for discussions on the clean energy tax credits. With electricity demand projected to increase by up to 50% over the next 15 years, we need an all-of-the-above energy strategy. This legislation helps provide a roadmap to lawmakers as they continue to address this important issue.”

    The full bill text can be found here.

    ###

    MIL OSI USA News –

  • MIL-OSI USA: UConn’s Health Profession Programs Brings Interprofessional Education and Collaboration to Northeast Connecticut Communities

    Source: US State of Connecticut

    “Our committee has been engaged in a variety of efforts to collaborate with community partners to help address unmet health needs in communities in northeast Connecticut,” according to Devra Dang, clinical professor of pharmacy practice and a co-chair of CIPEH. Its Northeast CT Initiative was developed in response to a rural health summit hosted by State Comptroller Sean Scanlon.  

    CIPEH faculty at the Northeast CT Family Health and Wellness Day

    The event hosted interactive booths and activities aimed at promoting health and wellness for individuals of all ages. Attendees received free health screenings such as blood pressure and hearing loss tests, learned about lung health and asthma inhaler techniques, prescription medication affordability tips, healthy nutrition, and balance assessment and fall prevention. According to Stephanie Gernant, assistant professor of pharmacy practice and a CIPEH co-chair, “The focus was not just on learning about health conditions that attendees may already have developed, but also on prevention and wellness across the lifespan.” 

    Nicole Gallagher, a clinical professor of speech-language and CIPEH secretary was especially fond of the hands-on experiences the event provided children and their families: “The foundation of good health habits should start early in life. We all loved seeing the kids who attended the health fair be so engaged with our fun, interactive topics.” In addition, children and teens had opportunities to discuss health career options with UConn health profession students and got to visualize themselves as future healthcare professionals at the photo booth.  

    “[It] was excellent. Seeing all the different programs, and hearing from current students, really shows what a wonderful University we have, so close to home. Everyone we encountered was excited to share about their program, and very engaging with my kids!” - Cassie Kiley from Brooklyn, CT who attended with her family

    Community partner organizations were a key component of this collaborative event. The Northeast District Department of Health co-hosted the family health and wellness day and worked with Dang and two Master of Public Health students over a number of weeks to develop activities for this multi-faceted event. In total, nine community organizations brought a variety of health-related topics and resources, including Generations Family Health Center, Day Kimball Hospital, Hartford Healthcare Community Health, and AHEC/ Health Education Center. Participants from UConn’s Master Gardener Program provided science-based tips on gardening topics and distributed free seeds.  

    The event also provided an excellent avenue for UConn health profession students to engage in interprofessional education and collaboration, learning with, from, and about each profession as they teamed up to present health topics. “Brainstorming health fair plans and developing Psychological Sciences’ materials promoting stress management across the lifespan tapped into creative and collaborative skills. We enjoyed the planning process, learning from other UConn faculty and students, and look forward to strengthening future efforts to serve those in Northeast Connecticut,” stated Christine Yantz, assistant clinical professor and assistant director of the Psychological Services Clinic. 

    CIPEH consists of 11 UConn heath profession programs across three campuses (Storrs, Farmington, Hartford): athletic training/kinesiology, audiology, clinical psychology, dietetics, dental medicine, medicine, nursing, pharmacy, physical therapy, speech-language pathology, and social work, and reports to the health profession deans and the Vice Provost for Health Sciences and Interdisciplinary Initiatives, Amy Gorin. Established in 2013 with the support of the deans of health profession programs, CIPEH’s primary goal is to advance interprofessional collaboration in education, community outreach and patient care, and research. 

    Brother and sister at the health careers photo booth

    According to Dang, the Northeast Connecticut Family Health and Wellness Day was just one of several community-based events that CIPEH faculty and students have actively participated in at towns in Windham and Tolland County during this academic year. Other recent community outreach events included a health fair for older adults hosted by the town of Thompson, the Coventry Winter Farmers’ Market, and vaccine clinics at senior centers in collaboration with the Eastern Hyland Health District. A number of upcoming health-related outreach activities are being planned, including events during the summer.   

    Christine Haines, clinical professor of audiology noted that, “Interprofessional education within health profession training is crucial so that our students know how to best work together to optimize patient care when they become clinicians.”

    “I look forward to collaborating with students and faculty from across UConn health disciplines in supporting the wellbeing of Connecticut’s residents in future community engagement efforts.” – Christine Haines

    UConn programs and community organizations interested in collaborating with CIPEH on future health-related community outreach events can reach out to Devra Dang at devra.dang@uconn.edu. 

    MIL OSI USA News –

  • MIL-OSI Global: India-Pakistan ceasefire shouldn’t disguise fact that norms have changed in South Asia, making future de-escalation much harder

    Source: The Conversation – Global Perspectives – By Farah N. Jan, Senior Lecturer in International Relations, University of Pennsylvania

    A member of the Indian Border Security Force stands guard near the India-Pakistan border. Narinder Nanu/AFP via Getty Images

    India and Pakistan have seen the scenario play out before: a terror attack in which Indians are killed leads to a succession of escalatory tit-fot-tat measures that put South Asia on the brink of all-out war. And then there is a de-escalation.

    The broad contours of that pattern have played out in the most recent crisis, with the latest step being the announcement of a ceasefire on May 10, 2025.

    But in another important way, the flare-up – which began on April 22 with a deadly attack in Indian-controlled Kashmir, in which 26 people were killed – represents significant departures from the past. It involved direct missile exchanges targeting sites inside both territories and the use of advanced missile systems and drones by the two nuclear rivals for the first time.

    As a scholar of nuclear rivalries, especially between India and Pakistan, I have long been concerned that the erosion of international sovereignty norms, diminished U.S. interest and influence in the region and the stockpiling of advanced military and digital technologies have significantly raised the risk of rapid and uncontrolled escalation in the event of a trigger in South Asia.

    These changes have coincided with domestic political shifts in both countries. The pro-Hindu nationalism of Indian Prime Minister Narendra Modi’s government has heightened communal tensions in the country. Meanwhile Pakistan’s powerful army chief, Gen. Syed Asim Munir, has embraced the “two-nation theory,” which holds that Pakistan is a homeland for the subcontinent’s Muslims and India for Hindus.

    Newspapers with front page articles on the India-Pakistan conflict are displayed on May 8, 2025.
    Narinder Nanu/AFP via Getty Images

    This religious framing was even seen in the naming of the two countries’ military operations. For India, it is “Operation Sindoor” – a reference to the red vermilion used by married Hindu women, and a provocative nod to the widows of the Kashmir attack. Pakistan called its counter-operation “Bunyan-un-Marsoos” – an Arabic phrase from the Quran meaning “a solid structure.”

    The role of Washington

    The India-Pakistan rivalry has cost tens of thousands of lives across multiple wars in 1947-48, 1965 and 1971. But since the late 1990s, whenever India and Pakistan approached the brink of war, a familiar de-escalation playbook unfolded: intense diplomacy, often led by the United States, would help defuse tensions.

    In 1999, President Bill Clinton’s direct mediation ended the Kargil conflict – a limited war triggered by Pakistani forces crossing the Line of Control into Indian-administered Kashmir – by pressing Pakistan for a withdrawal.

    Similarly, after the 2001 attack inside the Indian Parliament by terrorists allegedly linked to Pakistan-based groups Lashkar-e-Taiba and Jaish-e-Mohammed, U.S. Deputy Secretary of State Richard Armitage engaged in intense shuttle diplomacy between Islamabad and New Delhi, averting war.

    And after the 2008 Mumbai attacks, which saw 166 people killed by terrorists linked to Lashkar-e-Taiba, rapid and high-level American diplomatic involvement helped restrain India’s response and reduced the risk of an escalating conflict.

    As recently as 2019, during the Balakot crisis – which followed a suicide bombing in Pulwama, Kashmir, that killed 40 Indian security personnel – it was American diplomatic pressure that helped contain hostilities. Former Secretary of State Mike Pompeo later wrote in his memoirs, “I do not think the world properly knows just how close the India-Pakistan rivalry came to spilling over into a nuclear conflagration in February 2019.”

    A diplomatic void?

    Washington as peacemaker made sense: It had influence and a vested interest.

    During the Cold War, the U.S. formed a close alliance with Pakistan to counter India’s links with the Soviet Union. And after the 9/11 terror attacks, the U.S. poured tens of billions of dollars in military assistance into Pakistan as a frontline partner in the “war on terror.”

    Simultaneously, beginning in the early 2000s, the U.S. began cultivating India as a strategic partner.

    A stable Pakistan was a crucial partner in the U.S. war in Afghanistan; a friendly India was a strategic counterbalance to China. And this gave the U.S. both the motivation and credibility to act as an effective mediator during moments of India-Pakistan crisis.

    Today, however, America’s diplomatic attention has shifted significantly away from South Asia. The process began with the end of the Cold War, but accelerated dramatically after the U.S. withdrawal from Afghanistan in 2021. More recently, the wars in Ukraine and the Middle East have consumed Washington’s diplomatic efforts.

    Since President Donald Trump took office in January 2025, the U.S. has not appointed an ambassador in New Delhi or Islamabad, nor confirmed an assistant secretary of state for South and Central Asian Affairs – factors that must have hampered any mediating role for the United States.

    And while Trump said the May 10 ceasefire followed a “long night of talks mediated by the United States,” statements from India and Pakistan appeared to downplay U.S. involvement, focusing instead on the direct bilateral nature of negotiations.

    Should it transpire that Washington’s role as a mediator between Pakistan and India has been diminished, it is not immediately obvious who, if anyone, will fill the void. China, which has been trying to cultivate a role of mediator elsewhere, is not seen as a neutral mediator due to its close alliance with Pakistan and past border conflicts with India. Other regional powers like Iran and Saudi Arabia tried to step in during the latest crisis, but both lack the power clout of the U.S. or China.

    This absence of external mediation is not, of course, a problem in itself. Historically, foreign interference – particularly U.S. support for Pakistan during the Cold War – often complicated dynamics in South Asia by creating military imbalances and reinforcing hardline positions. But the past has shown external pressure – especially from Washington – can be effective.

    Breaking the norms

    The recent escalation unfolded against the backdrop of another dynamic: the erosion of international norms since the end of the Cold War and accelerating after 2001.

    America’s “war on terror” fundamentally challenged international legal frameworks through practices such as preemptive strikes against sovereign states, targeted drone killings and the “enhanced interrogation techniques” of detainees that many legal scholars classify as torture.

    More recently, Israel’s operations in Gaza, Lebanon and Syria have drawn widespread criticism for violations of international humanitarian law – but have resulted in limited consequences.

    Security forces patrol the street near the Wuyan area of Pampore in south Kashmir on May 7, 2025.
    Faisal Khan/Anadolu via Getty Images

    In short, geopolitical norms have been ebbed away and military actions that were once deemed red lines are crossed with little accountability.

    For India and Pakistan, this environment creates both opportunity and risk. Both can point to behaviors elsewhere to justify assertive actions that they have undertaken that, in previous years, would have been deemed a step too far – such as attacks on places of worship and sovereignty violations.

    Multi-domain warfare

    But what truly distinguished the latest crisis from those of the past is, I believe, its multi-domain nature. The conflict is no longer confined to conventional military exchanges along the line of control – as it was for the first five decades of the Kashmir question.

    Both countries largely respected the line of control as a de facto boundary for military operations until the 2019 crisis. Since then, there has been a dangerous progression: first to cross-border airstrikes into each other’s territories, and now to a conflict that spans conventional military, cyber and information spheres simultaneously.

    Reports indicate Chinese-made Pakistani J-10 fighter jets shot down multiple Indian aircraft, including advanced French Rafale jets. This confrontation between Chinese and Western weapons represents not just a bilateral conflict but a proxy test of rival global military technologies – adding another layer of great-power competition to the crisis.

    In addition, the use of loitering drones designed to attack radar systems represents a significant escalation in the technological sophistication of cross-border attacks compared to years past.

    The conflict has also expanded dramatically into the cyber domain. Pakistani hackers, claiming to be the “Pakistan Cyber Force,” report breaching several Indian defense institutions, potentially compromising personnel data and login credentials.

    Simultaneously, social media and a new right-wing media in India have become a critical battlefront. Ultranationalist voices in India incited violence against Muslims and Kashmiris; in Pakistan, anti-India rhetoric similarly intensified online.

    Cooler voices prevailing … for now

    These shifts have created multiple escalation pathways that traditional crisis management approaches weren’t designed to address.

    Particularly concerning is the nuclear dimension. Pakistan’s nuclear doctrine is that it will use nuclear weapons if its existence is threatened, and it has developed short-range tactical nuclear weapons intended to counter Indian conventional advantages. Meanwhile, India has informally dialed back its historic no-first-use stance, creating ambiguity about its operational doctrine.

    Thankfully, as the ceasefire announcement indicates, mediating voices appear to have prevailed this time around. But eroding norms, diminished great power diplomacy and the advent of multi-domain warfare, I argue, made this latest flare-up a dangerous turning point.

    What happens next will tell us much about how nuclear rivals manage, or fail to manage, the spiral of conflict in this dangerous new landscape.

    Farah N. Jan does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    – ref. India-Pakistan ceasefire shouldn’t disguise fact that norms have changed in South Asia, making future de-escalation much harder – https://theconversation.com/india-pakistan-ceasefire-shouldnt-disguise-fact-that-norms-have-changed-in-south-asia-making-future-de-escalation-much-harder-256285

    MIL OSI – Global Reports –

  • MIL-OSI USA: Cantwell Celebrates New Redmond-Bellevue Light Rail Extension

    US Senate News:

    Source: United States Senator for Washington Maria Cantwell

    05.10.25

    Cantwell Celebrates New Redmond-Bellevue Light Rail Extension

    Sound Transit hosts grand openings at new Marymoor Village and Downtown Redmond stations to celebrate 2 Line extension; 3.4-mile line extension connects Redmond to Bellevue; future completion of the full 2 Line will connect entire Eastside to Seattle

    REDMOND, WA –Today, U.S. Senator Maria Cantwell (D-WA), ranking member of the Senate Committee on Commerce, Science, and Transportation and senior member of the Senate Finance Committee, joined leaders of Sound Transit, Microsoft, and the City of Redmond to celebrate the grand opening of the Downtown Redmond Light Rail Extension.

    The 3.4-mile extension will connect Redmond to Bellevue, adding two new Light Rail stations at Marymoor Village and Downtown Redmond.

    “Redmond has always been a technology leader,” Sen. Cantwell said. “Redmond builds half of the world’s satellites. Right here in Redmond, Washington — we are celebrating these innovations, because when it comes to building great businesses, you also have to build great transportation systems. And those transportation systems get people to where they work, where they want to play, restaurants, sporting events and concerts.”

    “If we want to innovate, you have to make infrastructure investment,” she continued. “So everybody, get ready to use your ORCA card.”

    A full transcript of Sen. Cantwell’s remarks today is HERE.

    The Marymoor Village Station includes a 1,400-stall parking garage and will provide convenient access to concerts and recreational activities at Marymoor Park. The Downtown Redmond Station is close to shopping and dining at Redmond Town Center, as well as new transit-oriented housing in the city’s downtown core. Residents of Downtown Redmond will have just a six-minute commute to Redmond Technology Station at Microsoft headquarters on the 2 Line, and a 19-minute commute to downtown Bellevue. Trains will run every 10 minutes from 5:30 a.m. to 9:30 p.m. seven days a week between the South Bellevue and Downtown Redmond stations.

    Including the East Link Extension, Sound Transit expects to see 43,000 to 52,000 daily riders by 2026. Last summer, opening day ridership on the 2 Line between South Bellevue and Redmond Technology Station saw 35,000 riders; at its peak during the summer of 2024, there were approximately 150,000 total monthly boardings.

    When the full 2 Line opens, it will add the Mercer Island and Judkins Park stations and connect to the 1 Line at the International District/Chinatown Station in downtown Seattle.

    Additionally, Sound Transit has partnered with Bellwether Housing to provide 328 units of affordable housing, active businesses on the ground floors, and space for a community hub at the Overlake Village Station. The project will break ground later this year and will begin accepting residents in 2027. At Marymoor Village Station, a 3.5-acre site adjacent to the station will be the home to future development, which is anticipated to include a large amount of affordable housing units.

    The Downtown Redmond Light Rail Extension was funded in part by a $521 million transit loan through the Transportation Infrastructure Finance and Innovation Act (TIFIA). The subsidized interest rate for TIFIA funding was less than half of what Sound Transit would have gotten otherwise, reducing lending costs on the projects by $200 million to $300 million.  In addition, Sound Transit worked with the U.S. Department of Transportation to refinance five TIFIA loans, including this project, resulting in savings of more than $500 million for the agency.

    Sen. Cantwell is a longtime champion of ongoing investments in Washington state’s light rail system. In April 2024, she joined local, state, and federal leaders to celebrate the grand opening of the new Sound Transit East Link Starter Line, which connected South Bellevue to Microsoft headquarters in Redmond. In August 2024, she joined the community to celebrate the Lynnwood Link Extension connecting Lynnwood, Montlake Terrace, and Shoreline to the Light Rail system.

    Upon finalization of the Fiscal Year 2023 Omnibus Appropriations bill, Sen. Cantwell celebrated the inclusion of $329.14 million for the Federal Way Link Light Rail Extension – which fully funds the project three years ahead of schedule — and $254 million for the Lynnwood Light Rail Extension. As then-chair of the Senate Committee on Commerce, Science, and Transportation, Sen. Cantwell helped deliver large funding increases for transportation in the Biden-Harris Infrastructure Law.

    MIL OSI USA News –

  • MIL-OSI Video: The Week at State – Week of May 5, 2025

    Source: United States of America – Department of State (video statements)

    Secretary Rubio meets with Caribbean leaders, the Houthis capitulated, we welcome Ksenia Karelina to the Oval Office, and President Trump delivers a great trade deal for America and hosts the Canadian Prime Minister – all this week at State.

    ———-
    Under the leadership of the President and Secretary of State, the U.S. Department of State leads America’s foreign policy through diplomacy, advocacy, and assistance by advancing the interests of the American people, their safety and economic prosperity. On behalf of the American people we promote and demonstrate democratic values and advance a free, peaceful, and prosperous world.

    The Secretary of State, appointed by the President with the advice and consent of the Senate, is the President’s chief foreign affairs adviser. The Secretary carries out the President’s foreign policies through the State Department, which includes the Foreign Service, Civil Service and U.S. Agency for International Development.

    Get updates from the U.S. Department of State at www.state.gov and on social media!
    Facebook: https://www.facebook.com/statedept
    X: https://x.com/StateDept
    Instagram: https://www.instagram.com/statedept
    Flickr: https://flickr.com/photos/statephotos/
    Rumble: https://rumble.com/c/StateDept
    Substack: https://statedept.substack.com

    Watch on-demand State Department videos: https://video.state.gov/
    Subscribe to The Week at State e-newsletter: https://public.govdelivery.com/accounts/USSTATEBPA/signup/32562

    State Department website: https://www.state.gov/
    Careers website: https://careers.state.gov/
    White House website: https://www.whitehouse.gov/
    Terms of Use: https://state.gov/tou

    #StateDepartment #DepartmentofState #Diplomacy

    https://www.youtube.com/watch?v=V9Q2e9gc7r4

    MIL OSI Video –

  • MIL-OSI Video: So others may live! #training #rescueswimmer #uscg

    Source: US Coast Guard (video statements)

    So others may live!

    Coast Guard Rescue Swimmers A-School trainees and C-School students push and bodies endlessly to be Always Ready!
    As the United States’ premier Rescue Swimmers, they will be called upon in all weather conditions and environments to safeguard and protect lives.

    The USCG Rescues approximately 5,000 people annually, with a significant portion of those rescues involving our ASTs.

    Preserving future readiness is essential to fulfilling our missions and defending the homeland. Our Rescue Swimmers set the standard for physical readiness, and embody the Coast Guard’s commitment to preparedness.

    Video Courtesy of AST2 Jon Stamper

    https://www.youtube.com/watch?v=5qncT4nsiSk

    MIL OSI Video –

  • MIL-OSI Security: Self-Described Pastor Indicted for Sex Trafficking and Forced Labor, and Charged with His Wife for Conspiracy to Commit Forced Labor

    Source: Office of United States Attorneys

    NEWARK, N.J. – An Essex County man who claimed to be a pastor of a church in Orange, New Jersey was indicted on April 25, 2025, for sex trafficking, forced labor, and, along with his wife, conspiring to commit forced labor, U.S. Attorney Alina Habba and Assistant Attorney General Harmeet K. Dhillon of the Justice Department’s Civil Rights Division announced today.

    The indictment, which was unsealed on May 7, 2025, charges Treva Edwards, 60, and Christine Edwards, 63, with conspiracy to commit forced labor. It also charges Treva Edwards with sex trafficking by force, fraud, or coercion and forced labor. Both defendants were arrested on May 7, 2025 and made their initial appearances on May 8, 2025 and were arraigned before U.S. Magistrate Judge André M. Espinosa and were detained.

    “These charges are an example of my office’s tireless commitment to combatting human trafficking in our community.  If you engage in human trafficking, we will find you, and we will prosecute you. We are committed to working alongside our partners to ensure that those who target the most vulnerable are brought to justice.”

    – U.S. Attorney Alina Habba

    “The Department of Justice will not tolerate the exploitation of vulnerable individuals under the guise of faith or community,” said Assistant Attorney General Harmeet K. Dhillon of the Justice Department’s Civil Rights Division. “This Civil Rights Division is committed to holding accountable those who abuse positions of trust to manipulate and control others for personal gain. These charges reflect our unwavering focus on protecting victims and prosecuting those who commit forced labor and sex trafficking.”

    “Treva and Christine Edwards turned a source of hope into a tool of fear by allegedly exploiting religious faith to manipulate victims and expose them to sexual violence and forced labor conditions,” said Special Agent in Charge Ricky J. Patel of HSI Newark Division. “Seeking justice for human trafficking victims in cases like this is of utmost importance to HSI Newark. Anyone who may believe they are a victim of trafficking can be assured our investigations are victim-centered and that we will continue to relentlessly pursue justice for anyone’s freedom that has been held ransom.”

    “An important part of the mission of the U.S. Department of Labor, Office of Inspector General is to investigate allegations of labor trafficking involving the use of coercion or force,” said Special Agent in Charge Jonathan Mellone of the U.S. Department of Labor, Office of Inspector General, Northeast Region. “We will continue to work with our law enforcement partners to investigate these types of allegations.”

    According to the indictment and statements made in court:

    Defendants Treva Edwards and Christine Edwards were the founders and pastors of a church they named “Jesus is Lord by the Holy Ghost,” which they operated out of a multi-unit apartment building in Orange, New Jersey, and where they conspired to coax and coerce vulnerable victims to work with no pay.

    Between 2011 and 2020, the defendants identified and recruited victims who were facing struggles in their personal lives, including financial and familial struggles, to join the church and live and worship at the church building. Treva Edwards told the victims that he was a prophet who could communicate directly with God and that disobeying him would result in spiritual retribution from God, as well as physical, emotional, and financial harm.

    The defendants preached to the victims that it was God’s will for them to work, and that members had to perform labor to serve God. The defendants secured labor contracts to provide manual labor in and around Orange, New Jersey, and the defendants dispatched the victims to perform the contracted labor. The defendants did not pay wages to the victims for their work and kept the money earned from their labor.

    The defendants convinced the victims that they would lose favor with God if they did not perform labor. Treva Edwards spread fear among the victims through verbal and emotional abuse and threats of reputational harm, homelessness, hunger, spiritual retribution, punishments, and more hard labor to gain their obedience and compel them to perform unpaid labor. The defendants instituted and enforced strict rules about when and whether the victims could eat or sleep, when and for how long they were to pray and work, and whether they could speak to non-members or leave the church building. The defendants isolated the victims, monitored their communications and whereabouts, and by convincing them that non-members were evil or possessed by the devil. The defendants deprived the victims of sleep, typically fed them only once a day after they completed their work.

    According to the allegations in the indictment, Treva Edwards controlled and subjected one victim to repeated physical and sexual assaults, impregnated her, and instructed her to get an abortion.

    The charge of sex trafficking by force, fraud, or coercion against Treva Edwards carries a mandatory minimum sentence of 15 years in prison and a maximum penalty of life imprisonment. The forced labor charge against Treva Edwards carries a maximum sentence of twenty years or life imprisonment if the government proves at trial that the violation included aggravated sexual abuse. The conspiracy to commit forced labor charge against both defendants carries a maximum sentence of 20 years in prison.

    U.S. Attorney Alina Habba and Assistant Attorney General Harmeet K. Dhillon of the Justice Department’s Civil Rights Division credited special agents of Homeland Security Investigations Newark, under the direction of Special Agent in Charge Ricky J. Patel and special agents of the U.S. Department of Labor, Office of Inspector General, Northeast Region, under the direction of Special Agent in Charge Jonathan Mellone, with the investigation leading to this indictment.

    This investigation was conducted as part of the U.S. Attorney’s Office for the District of New Jersey’s Human Trafficking Task Force, which was formed in 2025. The Task Force brings together federal and state agencies to collaborate and dedicate resources to combat human trafficking and prosecute human trafficking offenders who endanger the safety of the community. The Human Trafficking Task Force is composed of the U.S. Attorney’s Office, the Federal Bureau of Investigation, U.S. Department of Homeland Security, Homeland Security Investigations, U.S. Department of Labor, U.S. Department of Health and Human Services, Office of Inspector General, and the Internal Revenue Service.

    The government is represented by Assistant U.S. Attorneys Trevor Chenoweth and Susan Millenky, and Trial Attorney Francisco Zornosa of the Civil Rights Division’s Human Trafficking Prosecution Unit.

    HSI is asking anyone with information about the defendants to contact the HSI Human Trafficking Hotline at (866) 347-2423 (option 2), and reference Edwards or Jesus is Lord Church, or to email hsinewarkhumantrafficking@hsi.dhs.gov. If you or someone you know is a victim of human trafficking, please call the National Human Trafficking Hotline at (888) 373-7888.

    The charges and allegations contained in the indictment are merely accusations, and the defendants are presumed innocent unless and until proven guilty.

                                                               ####   

    Defense counsel:

    Treva Edwards: Michael Thomas, Esq., AFPD

    Christine Edwards: F.R. “Chip” Dunne, III, Esq., Hoboken, NJ

    MIL Security OSI –

  • MIL-OSI United Kingdom: PM remarks at press conference in Kyiv: 10 May 2025

    Source: United Kingdom – Executive Government & Departments

    Press release

    PM remarks at press conference in Kyiv: 10 May 2025

    The Prime Minister’s remarks at today’s press conference in Kyiv.

    Volodymyr, friends, it is a real pleasure to be here in Kyiv with you all. With Emmanuel, with Friedrich, and with Donald. 

    This is Europe, stepping up, showing our solidarity with Ukraine, and also showing during this week when we mark the 80th anniversary of VE Day that we understand the lessons of history.

    The lesson that any veteran of Normandy, of North Africa or any other campaign will tell you but that Putin has not yet grasped:

    There is no glory in aggression and conquest – glory comes from fighting for your country, defending your people, and winning the peace. 

    And that is the message of this moment.

    Volodymyr, we stand with you to secure the just and lasting peace that Ukraine deserves. 

    It’s almost two months now since you agreed to an immediate 30-day ceasefire. In that time Russia has launched some of the most deadly attacks on civilians of the entire war. Including here in Kyiv.

    Normal lives, homes, families destroyed.

    This is what Russia offers in place of peace along with delays and smokescreens – like the current 72 hour ceasefire.

    And so all of us here – together with the US – are calling Putin out.

    If he’s serious about peace then he has a chance to show it now – by extending the VE Day pause into a full, unconditional 30-day ceasefire with negotiations to follow immediately, once a ceasefire is agreed.

    No more ifs and buts. No more conditions and delays. Putin didn’t need conditions when he wanted a ceasefire to have a parade. And he doesn’t need them now. 

    Ukraine has shown their willingness to engage again and again. But again and again Putin has refused.

    So we are clear – all five leaders here, all the leaders of the meeting we just had with the Coalition of the Willing – an unconditional ceasefire rejecting Putin’s conditions. And clear that if he turns his back on peace, we will respond. 

    Working with President Trump, with all our partners, we will ramp up sanctions and increase our military aid for Ukraine’s defence to pressure Russia back to the table. 

    And that’s what we have been discussing today – as well as securing Ukraine’s future for the longer term.

    Convening the latest meeting of the Coalition of the Willing with partners joining virtually from around Europe and across the world – lining up to support Ukraine’s future strength and security, discussing operational plans and making concrete commitments of support across land, air and sea.

    We want to help Ukraine look to the future with confidence – so we’re working to boost Ukraine’s economy.

    And as a vital step, I’m pleased that UK experts have been on the ground leading work to support the resumption of flights into Ukraine, once a ceasefire is achieved. 

    It will take time – but this will be a huge moment in reconnecting Ukraine’s economy, boosting investor confidence, and helping to reunite families separated by this war. 

    Ukraine secure and thriving – that is what we all want to see.

    With our 100-year partnership, the Critical Minerals deal with the US, and our Coalition of the Willing, we are building the framework for peace in Ukraine to support a better future for the Ukrainian people.

    And to pledge once again, in our all interests, and on this anniversary, that aggression will never prevail on our continent.

    Thank you.

    Updates to this page

    Published 10 May 2025

    MIL OSI United Kingdom –

  • MIL-OSI Europe: Meeting with the College of Cardinals

    Source: The Holy See

    This morning, the Holy Father Leo XIV met with the members of the College of Cardinals, to whom he delivered the following address, followed by a conversation that returned to some of the topics and proposals that emerged during the speeches in the General Congregations. The following is the text of the address delivered by the Holy Father:

    Address of the Holy Father
    Thank you very much, Your Eminence. Before taking our seats, let us begin with a prayer, asking the Lord to continue to accompany this College, and above all the entire Church with this spirit, with enthusiasm, but also with deep faith. Let us pray together in Latin.
    Pater noster… Ave Maria…
    In the first part of this meeting, there will be a short talk with some reflections that I would like to share with you. But then there will be a second part, a bit like the opportunity that many of you had asked for: a sort of dialogue with the College of Cardinals to hear what advice, suggestions, proposals, concrete things, which have already been discussed in the days leading up to the Conclave.
    Dear Brother Cardinals,
    I greet all of you with gratitude for this meeting and for the days that preceded it. Days that were sad because of the loss of the Holy Father Pope Francis and demanding due to the responsibilities we confronted together, yet at the same time, in accordance with the promise Jesus himself made to us, days rich in grace and consolation in the Spirit (cf. Jn 14:25-27).
    You, dear Cardinals, are the closest collaborators of the Pope. This has proved a great comfort to me in accepting a yoke clearly far beyond my own limited powers, as it would be for any of us. Your presence reminds me that the Lord, who has entrusted me with this mission, will not leave me alone in bearing its responsibility. I know, before all else, that I can always count on his help, the help of the Lord, and through his grace and providence, on your closeness and that of so many of our brothers and sisters throughout the world who believe in God, love the Church and support the Vicar of Christ by their prayers and good works.
    I thank the Dean of the College of Cardinals, Cardinal Giovanni Battista Re – who deserves applause, at least once, if not more – whose wisdom, the fruit of a long life and many years of faithful service to the Apostolic See, has helped us greatly during this time. I thank the Camerlengo of the Holy Roman Church, Cardinal Kevin Joseph Farrell – I believe he is present today – for the important and demanding work that he has done throughout the period of the Vacant See and for the convocation of the Conclave. My thoughts also go to our brother Cardinals who, for reasons of health, were unable to be present, and I join you in embracing them in communion of affection and prayer.
    At this moment, both sad and joyful, providentially bathed in the light of Easter, I would like all of us to see the passing of our beloved Holy Father Pope Francis and the Conclave as a paschal event, a stage in that long exodus through which the Lord continues to guide us towards the fullness of life. In this perspective, we entrust to the “merciful Father and God of all consolation” (2 Cor 1:3) the soul of the late Pontiff and also the future of the Church.
    Beginning with Saint Peter and up to myself, his unworthy Successor, the Pope has been a humble servant of God and of his brothers and sisters, and nothing more than this. It has been clearly seen in the example of so many of my Predecessors, and most recently by Pope Francis himself, with his example of complete dedication to service and to sober simplicity of life, his abandonment to God throughout his ministry and his serene trust at the moment of his return to the Father’s house. Let us take up this precious legacy and continue on the journey, inspired by the same hope that is born of faith.
    It is the Risen Lord, present among us, who protects and guides the Church, and continues to fill her with hope through the love “poured into our hearts through the Holy Spirit who has been given to us” (Rom 5:5). It is up to us to be docile listeners to his voice and faithful ministers of his plan of salvation, mindful that God loves to communicate himself, not in the roar of thunder and earthquakes, but in the “whisper of a gentle breeze” (1 Kings 19:12) or, as some translate it, in a “sound of sheer silence.” It is this essential and important encounter to which we must guide and accompany all the holy People of God entrusted to our care.
    In these days, we have been able to see the beauty and feel the strength of this immense community, which with such affection and devotion has greeted and mourned its Shepherd, accompanying him with faith and prayer at the time of his final encounter with the Lord. We have seen the true grandeur of the Church, which is alive in the rich variety of her members in union with her one Head, Christ, “the shepherd and guardian” (1 Peter 2:25) of our souls. She is the womb from which we were born and at the same time the flock (cf. Jn 21:15-17), the field (cf. Mk 4:1-20) entrusted to us to protect and cultivate, to nourish with the sacraments of salvation and to make fruitful by our sowing the seed of the Word, so that, steadfast in one accord and enthusiastic in mission, she may press forward, like the Israelites in the desert, in the shadow of the cloud and in the light of God’s fire (cf. Ex 13:21).
    In this regard, I would like us to renew together today our complete commitment to the path that the universal Church has now followed for decades in the wake of the Second Vatican Council. Pope Francis masterfully and concretely set it forth in the Apostolic Exhortation Evangelii Gaudium, from which I would like to highlight several fundamental points: the return to the primacy of Christ in proclamation (cf. No. 11); the missionary conversion of the entire Christian community (cf. No. 9); growth in collegiality and synodality (cf. No. 33); attention to the sensus fidei (cf. Nos. 119-120), especially in its most authentic and inclusive forms, such as popular piety (cf. No. 123); loving care for the least and the rejected (cf. No. 53); courageous and trusting dialogue with the contemporary world in its various components and realities (cf. No. 84; Second Vatican Council, Pastoral Constitution Gaudium et Spes, 1-2).
    These are evangelical principles that have always inspired and guided the life and activity of God’s Family. In these values, the merciful face of the Father has been revealed and continues to be revealed in his incarnate Son, the ultimate hope of all who sincerely seek truth, justice, peace and fraternity (cf. Benedict XVI, Spe Salvi, 2; Francis, Spes Non Confundit, 3).
    Sensing myself called to continue in this same path, I chose to take the name Leo XIV. There are different reasons for this, but mainly because Pope Leo XIII in his historic Encyclical Rerum Novarum addressed the social question in the context of the first great industrial revolution. In our own day, the Church offers to everyone the treasury of her social teaching in response to another industrial revolution and to developments in the field of artificial intelligence that pose new challenges for the defence of human dignity, justice and labour.
    Dear brothers, I would like to conclude the first part of our meeting by making my own – and proposing to you as well – the hope that Saint Paul VI expressed at the inauguration of his Petrine Ministry in 1963: “May it pass over the whole world like a great flame of faith and love kindled in all men and women of good will. May it shed light on paths of mutual cooperation and bless humanity abundantly, now and always, with the very strength of God, without whose help nothing is valid, nothing is holy” (Message Qui Fausto Die addressed to the entire human family, 22 June 1963).
    May these also be our sentiments, to be translated into prayer and commitment, with the Lord’s help. Thank you!

    MIL OSI Europe News –

  • MIL-OSI Australia: Your guide to crafting groups in Canberra

    Source: Northern Territory Police and Fire Services

    There’s a group for all kinds of crafting activities here in our creative capital.

    In brief:

    • There are a lot of groups in Canberra for people who like to craft.
    • People can also pursue a passion through a class or workshop.
    • This article details some of what’s on offer.

    Canberra offers plenty of opportunities to craft in company.

    Whether you’re a seasoned crafter or looking around for a new hobby, you won’t need to look far for like-minded people.

    We’ve pulled together a range of ideas for your calendar.  You could:

    • handcraft treasured items for a charity
    • spend hours on your latest project at a crafternoon
    • drop into a crafting hour in your lunch break
    • head to the pub with your sketchpad
    • start your own workplace crafting group.

    Make a child something cosy via Roundabout

    Local charity Roundabout welcomes crafted items made with care.

    Roundabout provides vulnerable local families with packs of kids’ clothing and essentials.

    Adding a handmade item to each pack makes it even more special.

    You could:

    • knit a beanie
    • crochet a blanket
    • sew a book bag
    • repair an otherwise perfect item of clothing.

    Find a list of Roundabout’s most-needed crafted items as well as links to patterns.

    Create something comforting for a hospital patient

    You could also use your talent to handcraft a comfort item for someone in hospital.

    The Canberra Hospital Foundation Donation Station accepts handmade and new items. It’s located across from the Yamba Cafe in the Building 2 foyer.

    Knitted bears and padded toys are preferred.

    These offer distraction, comfort and a splash of colour in their room.

    It’s also reminder that a stranger in the community is thinking of them.

    Donation Station Opening Hours: Monday to Friday 9.30am to 4.30pm.

    Read more about the Canberra Hospital Foundation Donation Station.

    Get involved with Good Omen Goodeze

    Good Omen Goodeze facilitates a host of events, including free knitting and crocheting workshops.

    Their workshops focus on building craft skills as well as self-care, mental health and wellness.

    You’ll find details and patterns on their website.

    They are also looking for volunteers.

    Find out more about how to get involved.

    Get along to a Crafternoon at Cafe Stepping Stone

    Relax with fellow crafters at one of Cafe Stepping Stone’s Crafternoons.

    These are held every second Sunday, 2pm–4pm, at the café’s Strathnairn location.

    Whatever your skill level you’re sure to enjoy this free afternoon of creativity and community.

    There is no need to register – just turn up.

    Craft away your lunch break at Smiths

    Fancy a spot of craft in your lunch hour? Smith’s Alternative has you covered.

    This city favourite runs relaxed social craft sessions each Wednesday, 12:30–1:30pm.

    Bring the project you’re working on and hang out with other crafty types.

    From bead stringing to wire weaving, embroidery to knitting, there’s a place for all crafts and crafters.

    Find out more

    Combine craft with conversation through Northside Community Service

    Whatever your crafting experience, you’ll find Craft and Conversation meet-ups welcoming and supportive.

    You’ll find the group at:

    • Majura Community Hall, Dickson – Thursdays, 10am–1pm
    • Margaret Hendry School Community Hub, Taylor – Thursdays, 1:30pm–3pm.

    Good Omen Goodeze volunteers teach knitting and crocheting. You don’t need any prior knowledge.

    Once you’ve nailed the basics, you’re welcome to handcraft gifts for Canberra Hospital patients.

    Find out more on the Northside Community Service website.

    Get crafty with Diversity ACT

    Diversity ACT in Kambah runs the Southside Queer Arts & Craft Collective.

    Join this inclusive event for LGBTQIA+ allies on the second Saturday of each month, from 2–4:30pm.

    It’s a great place to pick up some new skills and meet people.

    You don’t need to book – simply bring your artistic energy. They’ll provide the sewing machines and refreshments.

    Find the Facebook event

    Enjoy craft and a cuppa with Capital Crafters

    Capital Crafters is held at Duntroon Community Centre on Tuesdays and Thursdays, 9:30am to 12:30pm.

    Bring what you’re working on and share ideas with like-minded people.

    You can also join one of the organised events run throughout the year.

    Both Defence and non-Defence members are welcome.

    Learn more about the group

    Head to a meetup with Canberra Knitters and Crocheters

    Canberra Knitters and Crocheters is a welcoming and inclusive group of local crafters.

    The group runs meetups many days of the week and inform members of other events taking place.

    There’s also an active Facebook group for members to chat all things yarn.

    Find out more on Facebook

    Embrace the body beautiful with life drawing

    You’ll find plenty of life drawing classes around Canberra.

    If you’re keen to pair your drawing with a drink, try The Tipsy Sketching Club. They run sessions in several local pubs and lounges.

    You can also search Class Bento for more options.

    Sign up for a class or workshop

    Canberra Institute of Technology offers loads of creative arts and crafts short courses.

    You can also find plenty of places that run workshops and classes. Some of these include:

    Note: This is but a small selection on what you can find in our crafty capital.

    Why craft?

    Whichever your craft of choice, it likely offers benefits beyond the final product.

    The activity is known to improve wellbeing. Crafting of all kinds can promote mindfulness, relieve stress and improve dexterity for people of all ages.

    Crafting groups also allow people to

    • build social connections
    • learn new skills
    • volunteer their time and talent
    • practise English.

    And of course, it’s lots of fun.

    Get ACT news and events delivered straight to your inbox, sign up to our email newsletter:


    MIL OSI News –

  • MIL-OSI Africa: Simelane calls for strict compliance with building industry regulations

    Source: South Africa News Agency

    Human Settlements Minister Thembi Simelane has called upon the building industry to recommit to compliance with regulations governing South Africa’s building industry.

    The call comes as the nation marks one year since the collapse of a building under construction in the seaside town of George, Western Cape, which claimed the lives of 34 people.

    Simelane warned that failure to adhere to the laws regulating the building industry, could lead to fatalities and severe consequences.

    “The tragedy could have been avoided, had those involved in the project adhered to the [existing] laws regulating the building industry,” Simelane said.

    The Minister recently briefed the media on the findings of an investigation conducted by the National Home Builders Registration Council (NHBRC), the statutory body responsible for regulating the home building sector.

    The investigation was launched to understand the factors that resulted in the collapse of a residential building still under construction.

    The investigation report revealed serious lapses in compliance and implicated several NHBRC officials.

    Simelane said disciplinary actions are underway, with the affected officials already suspended, pending disciplinary action. The officials are facing charges, including dereliction of duty, misconduct, negligence, dishonesty, and misrepresentation in inspection reports.

    “We will leave no stone unturned. I have directed the NHBRC board to ensure that all recommendations in this report are fully implemented. I expect them to give regular reports on the latter’s implementation,” Simelane said.

    The report has also been submitted to the law enforcement agencies for further investigation. Simelane expressed full confidence that justice will be served and that all those implicated will be held accountable.

    Simelane has reassured the public that NHBRC is not a toothless regulator.

    “Through its disciplinary committee, it will continue to take firm actions against non-compliant and unethical builders, as its main role is to protect the housing consumer,” Simelane said.

    The Minister also commended the emergency and rescue teams, who worked tirelessly to save lives under extremely challenging conditions, saying their bravery and commitment to humanity have not gone unnoticed. – SAnews.gov.za
     

    MIL OSI Africa –

  • MIL-OSI Africa: Adopt-a-Municipality initiative to improve delivery of infrastructure projects

    Source: South Africa News Agency

    Public Works and Infrastructure Minister Dean Macpherson has signed Memoranda of Understanding (MoUs) with three local government municipalities across three provinces to improve infrastructure delivery.

    The Minister signed the MoUs with the Metsimaholo Local Municipality in the Free State, uMngeni Local Municipality in KwaZulu-Natal and Govan Mbeki Local Municipality in Mpumalanga, as part of the pilot phase of the Adopt-a-Municipality initiative to improve infrastructure delivery at local government level.

    The first-of-its-kind Adopt-a-Municipality initiative – adopted by the Presidential Infrastructure Coordinating Council in November last year – will see Infrastructure South Africa (ISA) work with municipalities to introduce rapid infrastructure interventions.

    This will help improve the implementation and delivery of infrastructure projects, ensuring that more projects are completed on time and within budget.

    The objective is to address cost overruns, poor workmanship, and inadequate planning – challenges that have frequently plagued municipal infrastructure initiatives.

    “The initiative will help us address the often chequered track record of infrastructure delivery at local government level across South Africa, to ensure that infrastructure budgets are properly spent; that projects are properly prepared; that project cost overruns are avoided, and poor workmanship is addressed. 

    “With this initiative, we are trying to change the narrative surrounding local government infrastructure projects and bring an end to the era of failing municipal infrastructure, as we see in many places across the country,” Macpherson said.

    “While we are launching the project in three municipalities, we intend to replicate the model countrywide in the months and years ahead. 

    “This initiative will play an important role in achieving our goal of turning the country into a construction site with more infrastructure projects successfully executed to stimulate economic investment, grow the economy and, most importantly, create jobs,” the Minister said.

    Following the signing of the MoUs, the scope of ISA’s involvement with these three municipalities will include, among others:

    • Project preparation and planning,

    • Collaboration with municipalities and strategic partners to efficiently package projects and programmes,

    • Assisting municipalities in developing robust and bankable business cases to attract funding from both public and private sectors,

    • Streamlining approvals, authorisations, licences, and permissions to expedite project implementation and address regulatory bottlenecks that may hinder progress, and 

    • Implementing effective monitoring mechanisms to track project progress, ensuring accountability and the timely completion of infrastructure developments.

    A digital dashboard will also be developed on ISA’s website to enable the respective Mayors, the Minister and government officials to monitor progress on infrastructure projects and address any emerging challenges promptly.

    “With the launch of the Adopt-a-Municipality project, we are seeking to deliver tangible results from the policy interventions we have introduced since taking office, in order to meaningfully improve infrastructure delivery. 

    “It is one of the key initiatives being implemented in the Department of Public Works & Infrastructure to expedite infrastructure development as we work to build a better South Africa for all our people,” the Minister said. – SAnews.gov.za

    MIL OSI Africa –

  • MIL-OSI Economics: Sapporo’s ad campaigns blend nostalgia, shared moments, and premium experiences to engage consumers, reveals GlobalData

    Source: GlobalData

    Sapporo’s ad campaigns blend nostalgia, shared moments, and premium experiences to engage consumers, reveals GlobalData

    Posted in Business Fundamentals

    Sapporo’s YouTube advertising campaigns during Q1 2025 (January to March) reveal a strategic, nuanced approach to engage diverse consumers through culturally resonant themes and meticulously crafted messaging. By incorporating Showa-era nostalgia, Hokkaido’s regional identity, and genuine interpersonal connections, these campaigns reflected an understanding of varied consumption occasions and aimed to integrate into daily life, strengthening consumer relationships, reveals Global Ads Platform of GlobalData, a leading data and analytics company.

    Sagar Kishor, Ads Analyst at GlobalData, comments: “Sapporo’s advertising connects by tapping into values, memories, and lifestyles with a mix of emotional and product-centric approaches. Sapporo offers the shared joy through Sapporo Classic, creating a sense of connection and belonging, while Yebisu beer’s connection with good times and quality ingredients highlights its unique appeal. By offering products that range from premium beers for sophisticated palates to convenient chu-hi mixes for at-home enjoyment, Sapporo aims to cater to diverse consumer preferences and drinking occasions.”

    Below are the key focus areas of Sapporo’s advertisements, revealed by GlobalData’s Global Ads Platform:

    Premium and Value Blend:  Sapporo Gold Star’s advertising emphasizes a “best of both worlds” proposition. This approach positions the beverage as possessing desirable premium taste characteristics while maintaining an accessible price point, thereby appealing to value-conscious consumers seeking a balance between quality and affordability.

    Cherished Social Bonds: Yebisu campaigns, exemplified by “Beginning Time” and “Good Faces,” underscore the significance of strong friendships and supportive relationships. By focusing on shared celebrations and heartfelt connections, these advertisements cultivate positive social experiences through the depiction of authentic and emotionally resonant moments.

    Nostalgic Local Pride: Sapporo Hyosai 1984 evokes comforting Showa-era nostalgia, and Sapporo Classic honors Hokkaido’s heritage. This dual strategy resonates with consumers through familiar sentiments and regional identity, fostering connections with those who appreciate local traditions and memories.

    Authentic Flavor Intensity: Sapporo’s “Ume Tsubushi” and “Koime Lemon Sour” offer robust, genuine flavors akin to those of Izakayas. These initiatives are designed to reach consumers who favor pronounced and distinct tastes, emphasizing a significant and immersive drinking experience rooted in traditional Japanese palates.

    Customizable Consumption: The advertising for “Koime Lemon/Grapefruit Sour” focuses on the ease of home mixing. By highlighting the adjustable strength and rich flavors, these campaigns empower consumers to tailor their beverage to their individual preferences, blending convenience with personalized enjoyment.

    MIL OSI Economics –

  • MIL-OSI: Guaranteed Installment Loans for Bad Credit Direct Lenders Guaranteed Approval – IOnline Payday Loans

    Source: GlobeNewswire (MIL-OSI)

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    Getting bad credit guaranteed installment loans at IOnline Payday Loans is designed to be quick, simple, and completely online. It’s simple, secure, and connects applicants with a variety of bad credit guaranteed installment loans direct lenders only for improved opportunities for approval without excessive delays. Below is a detailed step-by-step guide on what it involves:

    Step 1: Select the loan amount
    Begin by selecting the amount of the loan that will suit you. If it is a small amount for an unexpected bill or a higher bad credit personal loan guaranteed approval of $5,000, this initial step is vital to ensure that repayments remain affordable. Borrow realistically and take only what comfortably can be paid off within the specified term.

    Step 2: Organize documents
    While no credit check installment loans guarantee approval, direct lenders do not require a credit check. Nevertheless, applicants will be required to provide minimal information. Keep handy such documents as proof of income, employment status, valid ID, and open bank account information. These speed up the process and enhance the possibility of approval.

    Step 3: Fill in the application form
    Fill out an easy online form on the IOnline Payday Loans website. It’s user-friendly, eschewing intricate paperwork. The form collects important personal and financial information, and it only takes a few minutes to fill out.

    Step 4: Check eligibility
    When the form has been completed, the system automatically runs the details in an instant to decide if the candidate meets requirements. Differing from historical lenders, the process in this case doesn’t involve checking one’s credit record but only focuses on current earnings and means to repay, best for anyone needing assured guaranteed loan approval no credit check.

    Step 5: Be matched with a lender
    If suitable, the candidate is matched directly with an appropriate third-party direct lender in the top bad credit loans guaranteed approval network. This enables quicker replies and higher approval opportunities, even for individuals with bad credit.

    Step 6: Sign & receive funds
    After agreeing and reviewing the lender’s terms, electronically sign the loan contract. After everything’s done, money is usually deposited into the borrower’s account the very next business day, granting secure access to emergency loans online with guaranteed approval when needed the most.

    Eligibility Requirements for Guaranteed Bad Credit Installment Loans

    When you are looking for guaranteed installment loans for bad credit, there are certain major eligibility criteria that offer a smooth experience even to individuals with poor credit history. These loans target providing financial assistance without the stringent conditions of mainstream lenders. The following is what you typically need:

    1. Stable source of income
    In order to be qualified, applicants must demonstrate that they have a consistent source of income. This may either be through employment, self-employment, or government support. The lenders must confirm that the borrower has the ability to repay the loan within good time irrespective of bad credit.

    2. Age requirement
    The borrower must be at least 18 years of age to get assured loan approval with no credit check. This is the minimum requirement for most bad credit personal loan lenders with guaranteed approval.

    3. Active bank account
    Since the loan amount is credited directly, the borrowers must have an active bank account where the amount can be credited. The account should be in good standing, i.e., free from recurring overdrafts or other issues.

    4. Residency
    It is common for most lenders that provide guaranteed installment loans for bad credit direct lenders to demand that only residents of the United States apply. Others may also restrict by state laws, and therefore it is vital to check whether the loan can be accessed in the region.

    5. Proof of identity
    Government ID (driver’s license or passport) is usually a requirement for the purpose of establishing identity and preventing fraud. This helps the lender to ensure that they are working with an actual applicant.

    6. No recent bankruptcies
    Although unsecured installment loans no credit check are generally provided for people with poor credit, recurring bankruptcies will disqualify you from accessing the loan. If you just filed for bankruptcy, ensure it has been resolved or discharged before applying.

    These terms allow the lender to offer bad credit personal loans with guaranteed approval while the risk is low. Guaranteed bad credit installment loans are the best option for most, presenting a convenient financial solution when the other lenders are not available.

    Conclusion

    Taking guaranteed bad credit installment loans is a lifesaver when there are surprise bills that are not financed, and the traditional lenders reject credit-stained borrowers. All because of guaranteed installment loans for bad credit direct lenders only, customers can find reasonable, genuine lending without any threat of credit checks.

    Sites such as IOnline Payday Loans bring on board bad credit personal loans guaranteed approval direct lenders who make a decision fast and disburse money in timely manner, usually within one business day.

    With no need for flexibility of repayment, proper loan contracts, and up-to-$5,000 borrowing freedom, such installment loans become realistic monthly expenses on unexpected financial trouble. From emergency auto repairs to medical expenses and home maintenance problems, guaranteed no-credit-check loan approval solves the dilemma of sudden money matters.

    For anyone looking for a trusted alternative to fill a money shortfall, these loans provide an easy way out, no credit score hurdles, no secret fees, just immediate access to the cash most desired.

    Frequently Asked Questions

    Can I really get guaranteed installment loans with bad credit?
    Yes, guaranteed installment loans bad credit direct lenders only consider income and ability to pay before credit histories. Bad credit personal loans guaranteed approval direct lenders provide up to $5,000 no credit check. It enables poor credit score applicants to obtain the cash they require.

    Will my credit score be affected?

    No, credit check installment loans don’t have hard credit checks, so the score won’t be affected. Because the loans are based on actual income rather than credit history, there is no risk of a credit score decrease when applying or being approved.

    Are these loans available in all states?

    State laws regulate availability of the loans, and they may be different for emergency loans, guaranteed approval online, and bad credit personal loans guaranteed approval of $5,000. An individual must enquire with direct lenders if they provide guaranteed approval of the loan without credit checking in the region.

    Media Contact:
    Company Name: IOnline Payday Loans
    Registered Office Address: 1095 Sugar View Dr Ste 500 Sheridan, WY 82801
    Company Website: https://ionlinepaydayloans.com/
    Email: mria@ionlinepaydayloans.com
    Phone: 307-777-7311
    Contact person name: Mria

    Disclaimer: This announcement contains general information about IOnline payday loan services and should not be considered financial advice. Ionline Payday Loans does not guarantee loan approval, and loan terms may vary by applicant and lender requirements. Loans are available to U.S. residents only.

    Photos accompanying this announcement are available at:
    https://www.globenewswire.com/NewsRoom/AttachmentNg/e51c7dc5-3cd0-4c53-b432-6a660de77f57
    https://www.globenewswire.com/NewsRoom/AttachmentNg/1c0fee8c-a4ac-47be-9289-241964f56493

    The MIL Network –

  • MIL-OSI Asia-Pac: Home and Youth Affairs Bureau and Family Council holds “Love Across Generations” Family Fun Day (with photos)

    Source: Hong Kong Government special administrative region

    Home and Youth Affairs Bureau and Family Council holds “Love Across Generations” Family Fun Day  
    Themed “Love Across Generations”, the Family Council’s publicity campaign this year focuses on “Fostering Stable Family Relationships for Building Good Family Virtues and Cultures”. The campaign promotes positive family culture and values in the community and fosters family building, family education and family values. The event featured guests and artists sharing insights on family bonding, interactive games to promote family core values, as well as performances, attracting over 200 citizens.
     
    In his speech, the Deputy Secretary for Home and Youth Affairs (Home Affairs), Mr Paul Wong, expressed hope that the Family Fun Day would further promote family core values to the public, and encourage participants to value family as well as build and pass down good family culture and virtues. He highlighted that the Hong Kong Special Administrative Region Government attaches great importance to the healthy development of families in Hong Kong. The HYAB and the Family Council launched the Hong Kong Excellent Family Awards in late April to promote good family core values to the public. The awards aim to promote the passing down of good family traditions and virtues to the community and the younger generations by recognising families that show mutual respect, care, love and support for one another. He called for the public to actively participate in the event to share family stories, thereby cultivating a caring and positive social atmosphere.
     
    Speaking at the event, the Chairperson of the Family Council, Ms Melissa Pang, said that in tandem with the Hong Kong Excellent Family Awards, the Family Council will collaborate with RTHK to produce a radio programme, inviting various guests or experts to share tips on maintaining strong family relationships and practicing positive family values and traditional virtues in daily life. The Family Council will continue its promotional efforts in advocating a culture of loving families.
     
    The United Nations proclaimed May 15 of every year as International Day of Families to promote awareness of issues relating to families in the international community.
     
    Members of the public are welcome to visit the Family Council’s homepageIssued at HKT 17:36

    NNNN

    MIL OSI Asia Pacific News –

  • MIL-Evening Report: Absurd attack on free speech by Israel Institute over social media comment

    By Gordon Campbell

    The calls by the Israel Institute of New Zealand for Peter Davis to resign from the Helen Clark Foundation because of comments he made with regard to an ugly, hateful piece of graffiti are absurd.

    The graffiti in question said “I hated Jews before it was cool!” On social media, Davis made this comment :

    “Netanyahu govt actions have isolated Israel from global south and the west, and have stoked anti-Semitism. Yitzak Rabin was the last leader to effectively foster a political-diplomatic solution to the Israel-Palestine impasse. He was assassinated by a settler. You reap what you sow.”

    IMO, this sounds like an expression of sorrow and regret about the conflict, and about the evils it is feeding and fostering. Regardless, the institute has described that comment by Davis as antisemitic.

    “‘You cannot claim to champion social cohesion while minimising or rationalising antisemitic hate,’ the institute said. ‘Social trust depends on moral consistency, especially from those in leadership. Peter Davis’s actions erode that trust.’”

    For the record, Davis wasn’t rationalising or minimising antisemitic hate. His comments look far more like a legitimate observation that the longer the need for a political-diplomatic solution is violently resisted, the worse things will be for everyone — including Jewish citizens, via the stoking of antisemitism.

    The basic point at issue here is that criticisms of the actions of the Israeli government do not equate to a racist hostility to the Jewish people. (Similarly, the criticisms of Donald Trump’s actions cannot be minimised or rationalised as due to anti-Americanism.)

    Appalled by Netanyahu actions
    Many Jewish people in fact, also feel appalled by the actions of the Netanyahu government, which repeatedly violate international law.

    In the light of the extreme acts of violence being inflicted daily by the IDF on the people of Gaza, the upsurge in hateful graffiti by neo-Nazi opportunists while still being vile, is hardly surprising.

    Around the world, the security of innocent Israeli citizens is being recklessly endangered by the ultra-violent actions of their own government.

    If you want to protect your citizens from an existing fire, it’s best not to toss gasoline on the flames.

    To repeat: the vast majority of the current criticisms of the Israeli state have nothing whatsoever to do with antisemitism. At a time when Israel is killing scores of innocent Palestinians on a nightly basis with systematic air strikes and the shelling of civilian neighbourhoods, when it is weaponising access to humanitarian aid as an apparent tool of ethnic cleansing, when it is executing medical staff and assassinating journalists, when it is killing thousands of children and starving the survivors . . . antisemitism is not the reason why most people oppose these evils. Common humanity demands it.

    Ironically, the press release by the NZ Israel Institute concludes with these words: “There must be zero tolerance for hate in any form.” Too bad the institute seems to have such a limited capacity for self-reflection.

    Footnote One: For the best part of 80 years, the world has felt sympathy to Jews in recognition of the Holocaust. The genocide now being committed in Gaza by the Netanyahu government cannot help but reduce public support for Israel.

    It also cannot help but erode the status of the Holocaust as a unique expression of human evil.

    One would have hoped the NZ Israel Institute might acknowledge the self-defeating nature of the Netanyahu government policies — if only because, on a daily basis, the state of Israel is abetting its enemies, and alienating its friends.

    Footnote Two: As yet, the so-called Free Speech Union has not come out to support the free speech rights of Peter Davis, and to rebuke the NZ Israel Institute for trying to muzzle them.

    Colour me not surprised.

    This is a section of Gordon Campbell’s Scoop column published yesterday under the subheading “Pot Calls Out Kettle”; the main portion of the column about the new Pope is here. Republished by Asia Pacific Report with permission.

    MIL OSI Analysis – EveningReport.nz –

  • MIL-OSI Russia: Biography of the President of Brazil Luiz Inacio Lula da Silva

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian –

    Source: People’s Republic of China – State Council News

    Xinhua | 10. 05. 2025

    Keywords: PRC, Luis Inacio Lula, Lula, Brazil, Silva, the creation of the Workers’ Party, the Brazilian state of Pernambuco, the beginning of his, state visit, year, January, participated, term, Silva, was born, will visit

    BEIJING, May 10 (Xinhua) — At the invitation of Chinese President Xi Jinping, Brazilian President Luiz Inacio Lula da Silva will pay a state visit to China from May 10 to 14.

    L. I. Lula da Silva was born on October 27, 1945 in the Brazilian state of Pernambuco. At the beginning of his political career, he led the labor movement and participated in the creation of the Workers’ Party, and was a member of the Chamber of Deputies of Brazil.

    In October 2002, L. I. Lula do Silva was elected as the 35th President of Brazil and re-elected in 2006. In October 2022, he was elected to a third presidential term and took office on January 1, 2023. –0–

    Source: Xinhua

    Biography of the President of Brazil Luiz Inacio Lula da Silva Biography of the President of Brazil Luiz Inacio Lula da Silva

    MIL OSI Russia News –

  • MIL-OSI United Kingdom: No place for the monarchy in modern Scotland

    Source: Scottish Greens

    10 May 2025 Scottish Independence

    The monarchy is a dated and undemocratic institution.

    More in Scottish Independence

    Maintaining the royal family is becoming increasingly unjustifiable, says the Scottish Greens Co-Leader, Patrick Harvie MSP.

    Mr Harvie’s calls for the monarchy to be abolished come ahead of a Republic Day protest in Edinburgh, where he will be speaking alongside his Green colleague Maggie Chapman and campaigners from across the political spectrum.

    The event, hosted by Our Republic, is held against the backdrop of increasing inequality in the country as many struggle with household bills, UK Government’s decision to cut social security for disabled people, and the axing of pensioner’s winter fuel payments.

    While the UK Government has struggled to stem the tide of the cost-of-living, the royal family has seen their wealth go from strength to strength in recent times.

    Several nations across the commonwealth are already reassessing their relationship with the crown and the Greens Co-Leader is making the case for Scotland to follow suit.

    Mr Harvie said:

    “There is no place in modern Scotland for the monarchy.

    “Our society is experiencing widespread inequality, with the cost of living crisis continuing to push many to the brink. However, it seems the royal family has never had it so good.

    “The taxpayer-funded sovereign grant rises year on year. They don’t pay capital gains tax, they don’t pay corporation tax and they’re exempt from stamp duty. They have received millions of pounds of income in rent from the NHS, schools and the armed forces for operating on the vast swathes of land that they own.

    “It is completely at odds with the struggles faced by some of our most vulnerable communities. We should not have a system that only benefits the super-rich, while leaving the rest of us to pick up the bill.

    “The monarchy is a profoundly outdated and undemocratic institution. We must have a serious conversation about the country we see ourselves as.

    “The idea that we should show this preference for one unaccountable family, who take far more from society than they give, is the exact opposite image of Scotland I would like to see. I believe we can do so much better for the people living in our country.

    “Scotland has the potential to be a modern independent democratic republic. It can be a greener and fairer country that redistributes the wealth hoarded by monarchy and the rest of the super-rich, and uses it to the benefit of the many people who are struggling.

    “Ultimately, it should be the people of Scotland who are sovereign and I will continue to make the case that with the powers of independence we can tackle the profound inequality that is highlighted by the lifestyle that the royals enjoy.”

    MIL OSI United Kingdom –

  • MIL-OSI: Get Quick Cash Loans Online – Easy No Credit Check Same Day Fast Deposit

    Source: GlobeNewswire (MIL-OSI)

    LAS VEGAS, May 10, 2025 (GLOBE NEWSWIRE) — Are you someone running short of money and have some urgent expenses to meet? Do not worry as quick cash loans with easy approval are a great way to get rid of all your fiscal worries. One of the best features associated with this type of personal loan is that a borrower is able to have easy and quick access to the cash despite suffering with a poor credit record. Which actually means that even people with bad credit scores can get a quick cash loan online with guaranteed approval.

    Best Quick Cash Loans Online No Credit Check

    Quick is a word that from time to time hits the mind of every person. If you are in need of emergency cash and cannot wait for the next salary day then this essential word “quick” provides you fiscal help through quick cash loans without credit check. Today there are plenty of direct lenders providing such types of fast cash loans for any purpose. But more and more satisfied borrowers turn to Radiant Cash Loans to get quick easy loans with same day deposits.

    #1 Radiant Cash Loans – offers short-term cash loans up to $5,000 without requiring a credit check. The application process for quick loans is available 24/7, and funds can be deposited into the borrower’s bank account within a few hours. This makes it an excellent choice for those facing urgent financial needs.

    Click Here To APPLY For Quick & Easy Cash Loan Near Me >>

    How Quick And Easy Cash Loans Same Day Deposit Work

    To give you quick cash help, direct lenders of these loans never sleep online. It means that you can raise the benefits from this loan scheme 24 hours and 7 days of the week. Now, if you are wondering about security, do not fret as fast cash loans fall in the category of unsecured loans. That means you are not required to pledge any asset as security with the money-lender.

    Being short term in nature, these loans carry slightly higher interest rates as compared to the standard payday loans. But the utmost advantages are gifted with this no credit check quick cash loan. You can grab hold of the amount ranging from $255 – $1500 without putting your collateral at stake. You can utilize this amount for any short term purposes without any information to the lender.

    The process of obtaining a same day quick cash loan typically involves the following steps:

    1. Application:
      • Borrowers fill out an application form, which can often be done online.
      • Basic personal information, income details, and banking information are usually required.
    2. Approval:
      • Lenders review the application and may perform a credit check, although some quick cash loans do not require this.
      • Approval can be instantaneous, especially for online applications.
    3. Funding:
      • Once approved, funds are disbursed quickly, often within the same day.
      • Borrowers may receive the money via direct deposit or a check.
    4. Repayment:
      • Repayment terms vary, but borrowers typically need to repay the loan within a few weeks to a month.
      • Failure to repay on time can result in additional fees and interest.

    With the help of Radiant Cash you’ll definitely find the various lenders together with their different rates so you can easily select one of them for a feasible rate that fits your personal requirements.

    Click Here To APPLY For Quick Same Day Loan Now >>

    Benefits Of Quick Cash Loans With Easy Application

    As you need the money on an emergency basis, you can surely go for the provision of quick cash loans without any hassle. By obtaining these schemes, you can certainly get the money within the same day of application. And this is the biggest benefit of quick and easy loans online because there is no need to visit physical stores or wait for approval more than 24 hours.

    Also the amount is in fact made obtainable even to applicants irrespective of their credit report. Besides, in order to get the approval here, you are not supposed to give any security or undergo any credit check procedure. As a matter of fact, the entire process takes place online, where all the information required has to be filled up for the processing. With fast cash loans from Radiant Cash, you are allowed to get any amount in the range of $50-$5000 for relatively limited reimbursement tenure of 1- 30 days.

    Types of Quick Cash Loans

    There are several types of quick cash loans available, each with its own characteristics:

    1. Payday Loans:
      • These are short-term loans that are typically due on the borrower’s next payday.
      • Borrowers provide a personal check or authorization for the lender to withdraw funds from their account on the repayment date.
      • They are known for high fees and interest rates.
    2. Personal Loans:
      • These installment loans can be used for various purposes and may have longer repayment terms.
      • They often require a credit check and may offer lower interest rates than payday loans.
    3. Title Loans:
      • Borrowers use their vehicle title as collateral for the loan.
      • These loans can be obtained quickly but carry the risk of losing the vehicle if the loan is not repaid.
    4. Cash Advances:
      • Credit card holders can take out cash advances against their credit limit.
      • These advances usually come with high fees and interest rates.

    In order to fetch the best deal, it is advisable that you do deep home-work before zeroing on a particular bank or lender. This would help you select the deal that is available on low interest rates and easy repayment terms.

    Click Here To APPLY For Quick No Credit Check Loan Now >>

    Requirements For Quick Loans Online

    You should choose these advances, only when you have no other alternative left. It is because of the fact that the borrowed amount is released against a somewhat high rate of interest. However, by doing a good research of the market, you can surely come across lenders offering appropriate deals. And Radiant Cash is here to help.

    But before applying for a quick cash loan online, it’s essential to understand the eligibility requirements. While these can vary by lender, common criteria include:

    1. Age: Must be at least 18 years old in most states.
    2. Employment: A full-time or part-time job is typically required to demonstrate income stability.
    3. Identification: A valid email address and Social Security number are necessary for application processing.
    4. Credit History: While some lenders may perform credit checks, others may offer loans without impacting the borrower’s credit score.

    This makes fast cash loans with guaranteed approval available for everyone online. One gets to choose the best deal online with the lowest interest rates as there are innumerable lenders and other financial institutions over the web.

    Since, the online process involves less paperwork and lengthy procedures, the borrower should make efficient use of this process. At the same time, it saves a lot of time and effort. He should be aware of the fact that the advanced amount should be repaid on time or he may be charged a late fee.

    Click Here To APPLY For Quick And Easy Loan Now >>

    How To Apply For Quick Cash Loans With Bad Credit

    Quick cash loans are very easy to apply and obtain even for borrowers with bad credit. As the name suggests these loans are quick cash help. A borrower has to just fill in an application form and once it is approved, the whole loan application will be completed very quickly. The amount of such loans is never fixed. Mostly it remains around 1000 dollars. The loan period is also not fixed. It may go from a few days to a few weeks.

    Applying for a quick cash loan can be straightforward if you follow these steps:

    Step 1: Research Lenders

    Start by researching various lenders to find the best terms and interest rates. Radiant Cash provides access to the most reputable options available today. Some of them offer a simple, three-step online application process with amounts ranging from $50 to $5,000 and provide emergency quick loans without affecting your credit score.

    Step 2: Gather Necessary Documents

    Prepare the required documentation, which may include:

    • Proof of income (pay stubs or bank statements)
    • Identification (driver’s license or state ID)
    • Social Security number

    Step 3: Complete the Application

    Most lenders offer online applications that are user-friendly. Fill out the application form with accurate information, ensuring all required fields are completed.

    Step 4: Review Loan Terms

    Once approved, carefully review the loan terms, including interest rates, repayment schedules, and any fees associated with the loan. It’s crucial to understand the total cost of borrowing before accepting the no credit check quick loan.

    Step 5: Receive Funds

    After accepting the loan, funds are typically deposited directly into the borrower’s bank account, often within one business day or even the same day, depending on the lender.

    Currently these loans are offered only to the permanent citizens of the USA. A person should be above 18 years of age if he or she wants to go for such fast loans. He or she should also have a valid bank account in the USA. It is this bank account which will be credited by the loan amount once it is approved. Overall these are very helpful quick approval loans.

    Radiant Cash makes the application process even more transparent, fast and simple. All you have to do is provide some basic information about yourself and the loan amount you would like to get. After that one of our direct lenders will review and approve your quick loan request and the money will be deposited to your bank account the same business day.

    Click Here To APPLY For Quick Cash Loan Now >>

    Frequently Asked Questions

    1. What are quick cash loans?

    Quick cash loans for bad credit are short-term loans designed to provide fast access to funds for urgent expenses. They typically have fast approval processes and may be available within the same day or next business day.

    2. How do fast cash loans work?

    Borrowers apply online or at physical locations, and upon approval, receive funds quickly. These loans often have higher interest rates and must be repaid within weeks or months depending on the lender.

    3. Who qualifies for a quick easy loan?

    Most lenders require borrowers to:

    • Be at least 18 years old.
    • Have proof of income or employment.
    • Possess a valid checking account.
    • Reside in a state where the lender operates.

    4. How fast can I get a quick cash loan?

    Some lenders offer same-day funding, while others deposit funds within 24 to 48 hours. The speed depends on the lender and the method of funding.

    5. What are the interest rates for fast cash loans?

    Interest rates vary widely. Some loans may have APR as high as 100% to 400%, depending on the lender and the borrower’s credit profile.

    6. Can I get a quick cash loan with bad credit?

    Yes, many lenders approve borrowers with low or poor credit. However, expect higher interest rates and stricter repayment terms.

    7. What are the risks of quick cash loans?

    • High interest rates – Can lead to expensive repayments.
    • Short repayment terms – Some loans require full repayment within weeks.
    • Debt cycle – Borrowers may struggle to repay, leading to repeated borrowing.

    8. What are alternatives to quick easy loans?

    • Personal loans – Some lenders offer better terms.
    • Credit unions – Provide lower-cost loan options.
    • Employer paycheck advances – Some workplaces offer emergency payroll advances.

    9. Do quick cash loans help build credit?

    Most lenders do not report payments to credit bureaus, so they generally do not improve credit scores. Some installment loan lenders may report payment history.

    10. How can I find a reputable quick cash lender?

    Look for lenders who:

    • Clearly disclose fees and repayment terms.
    • Have positive reviews and a history of ethical lending.
    • Are licensed to operate legally in your state.

    Conclusion

    Quick cash loans offer immediate help within a very small time during an emergency to meet your urgent or short term need. One of the reasons to get rapid approval is online availability. The Internet gives the facility to apply from anywhere in the USA with no tension. A simple application form is required to fill and approval will not get delayed. So what are you waiting for? Apply with Radiant Cash and get a quick easy loan with a fast cash deposit now!

    Click Here To APPLY For Quick Loan Now >>

    Radiant Cash

    Laura Brown
    laura@radiantcashs.com
    https://www.radiantcashs.com
    9620 Las Vegas Blvd S #Ste 569 | Las Vegas, NV 89123

    Disclaimer: This announcement contains general information about Radiant Cash services and should not be considered financial advice. Radiant Cash services does not guarantee loan approval, and loan terms may vary by applicant and lender requirements. Loans are available to U.S. residents only.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/d5a24aa1-e379-4a23-ae90-cbbd19d9a835

    The MIL Network –

  • MIL-OSI China: China’s 13th batch of aid supplies handed over to quake-hit Myanmar

    Source: People’s Republic of China – State Council News

    The 13th batch of emergency humanitarian assistance dispatched by the Chinese government was handed over to Myanmar on Saturday in Yangon.

    The aid supplies included 1,576 prefabricated houses, which were accepted by Yangon Region Minister for Natural Resources U Zaw Win.

    A 7.9-magnitude earthquake struck Myanmar on March 28. As of May 9, the earthquake has claimed around 3,800 lives and injured over 5,100 people, with around 100 others remaining unaccounted for, according to Myanmar’s official data.

    MIL OSI China News –

  • MIL-OSI China: China eases marriage registration with new rules

    Source: People’s Republic of China – State Council News

    China’s revised marriage registration rules, which simplify paperwork and offer greater flexibility for couples, came into effect on Saturday.

    A couple pose for photos with their marriage certificates at a marriage registration office in Huzhou, East China’s Zhejiang province, Aug 22, 2023. [Photo/Xinhua]

    The updated regulations eliminate the need for household registration books, which have long been necessary for marriage applications.

    Mainland couples now only need to present their identification cards and sign a declaration affirming that they are unmarried and not closely related by blood within three generations.

    Additionally, under the new rules, couples can register their marriage at any eligible registry nationwide, regardless of their household registration location.

    The change also applies to couples in which one partner is a mainland resident and the other is a foreign national, or a resident of Hong Kong, Macao, Taiwan, or an overseas Chinese community, according to the Ministry of Civil Affairs.

    These couples can now marry, divorce, or apply for reissuance of marriage certificates at any authorized registration office, without being restricted to the mainland partner’s household registration location.

    The overhaul is part of China’s broader push to streamline public services and ease the burden on citizens, particularly the increasing number of people living and working away from their place of household registration.

    According to official data, China recorded 1.81 million marriage registrations in the first quarter of this year, marking an 8 percent drop from the same period in 2024.

    After nine consecutive years of decline, China’s marriage registration numbers saw a brief rebound in 2023. However, the downward trend resumed in 2024, with registrations falling to their lowest level since 1980. 

    MIL OSI China News –

  • MIL-OSI Asia-Pac: OFCA organises third 5G Campus Application Competition (with photos)

    Source: Hong Kong Government special administrative region

         Riding on the success of the 5G Campus Application Competitions held in the past two years, the Office of the Communications Authority (OFCA) organises the third edition of the Competition this year under the theme “5G x Unmanned Aircraft System (UAS) – The Sky is the Limit for Knowledge” to enhance students’ understanding of the fifth generation mobile (5G) technology and the UAS, and encourage them to explore the application of 5G technology in the low-altitude economy, with a view to boosting their creativity and tapping their potential in innovative technologies.

         Speaking at the Kick-off Ceremony cum Seminar of the Competition today (May 10), the Director-General of Communications, Mr Chaucer Leung, said, “The 5G Campus Application Competition held last year focused on 5G and artificial intelligence (AI). It was encouraging to see the participating students’ innovative thinking and dedication to research and development in terms of 5G and AI applications, scenario design and collaboration, as demonstrated in the final entries. OFCA organises the third Competition this year to encourage participating students to make use of the unique advantages of 5G technology and explore how to collect data through drones for developing various application solutions for the low-altitude economy, so as to stimulate the innovation and technology potentials of the younger generation, expanding their knowledge and transform their creative thinking into practical solutions for the future.

         “In Hong Kong, drone systems have started to be deployed in applications and trials on the low-altitude economy. They generally operate in airspace within an altitude of 1 000 metres and could be used in scenarios such as emergency rescues, logistics, surveys, maintenance, safety inspections and show performances. The low-altitude economy not only activates low-altitude airspace as a new element for economic development, but also drives the development of communications technology, AI, and the digital industry, bringing new experiences of smart living to the public. The current well-developed 5G network of Hong Kong has laid a solid foundation for the development of the low-altitude economy,” Mr Leung added.

         This year’s Competition is co-organised by the Hong Kong Productivity Council (HKPC) and will be held in stages, comprising the Kick-off Ceremony cum Seminar, the 5G x UAS Inspiration Training Workshop, the first-round adjudication, the Drone Operation and Mobile App Development Training Workshop, and the final-round adjudication cum award presentation ceremony. Participating teams are required to design an innovative mobile application and/or relevant prototype to demonstrate how the data collected by drones can be used and integrated with 5G technology for applications in the low-altitude economy so as to achieve at least one of the specific objectives of the Competition, such as enriching campus life, improving learning environment, optimising teaching resources or learning experience, improving nearby community environment or facilities, realising smart living development in real-life scenarios, and creating economic or social benefits.

         The Chief Digital Officer of the HKPC, Mr Edmond Lai, also officiated at the event today. Veteran practitioners of the innovative technology and education sectors were invited to share with students and other participants the latest developments of 5G technology and the low-altitude economy. A representative from the HKPC also briefed the audience about the requirements and points to note of the Competition.

         The Competition is supported by the communications sector as well as various educational organisations, including the Communications Association of Hong Kong, the Association of I.T. Leaders in Education, the Hong Kong Association for Computer Education, the Hong Kong Competence Education Foundation, the Association of Hong Kong Chinese Middle Schools, the Hong Kong Computer Society, the Hong Kong Federation of Education Workers and the Hong Kong STEM Education Alliance.

         The Competition is open to secondary students. The deadline of registration is May 30. Participants should take part as a school team consisting of three to five students and a teacher as team leader. To enrol in and learn more about the Competition, please visit OFCA’s website.

    MIL OSI Asia Pacific News –

  • MIL-OSI Russia: Special Report: Let the Glory Shine Forever – Events Dedicated to the 80th Anniversary of the Soviet Union’s Victory in the Great Patriotic War Held in Belarus

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    Source: People’s Republic of China – State Council News

    MINSK, May 10 (Xinhua) — Belarus celebrated the 80th anniversary of the Victory in the Great Patriotic War in a colorful manner. Traditionally, on May 9, the capital and all regions of the country host numerous entertainment and sports events. Citizens honor veterans, lay flowers at monuments, and participate in patriotic events. For Belarusians, this is a special day of remembrance for the heroes and victims of the war. In 1941, the country, being part of the USSR, was the first to bear the brunt of the Nazi invaders, suffering horrific losses – every third person died.

    The most striking event of this festive day in Belarus was the military parade in Minsk. As planned, it began at the stele “Minsk – Hero City” at 20:30 local time. The speech was given by the President of Belarus Alexander Lukashenko.

    “This is the victory of valiant warriors – Red Army soldiers, partisans, underground fighters and home front workers. This is the victory of the Soviet people, the people who liberated us from Nazism. On May 9, 1945, the sky was lit up by the first holiday fireworks. A peaceful life began, in which we tirelessly count the years and days of the events of the Great Patriotic War. For 80 years now, we have been celebrating the victory, remembering the heroes and bowing our heads before the fallen. We are holding a parade in honor of those who did not flinch and fought courageously,” the head of the Belarusian state emphasized.

    In his speech, A. Lukashenko also called on politicians, leaders and peoples of Western countries to remember the lessons of the Great Patriotic War and especially noted that Belarus’s peaceful rhetoric should not be misunderstood. “Yes, we call for peace. Yes, we want with all our hearts to stop all wars and conflicts on the planet. But we have done and will do everything necessary and even more to strengthen the country’s defense potential, maintain the combat readiness of the armed forces at a level that reliably ensures the protection of the sovereignty and territorial integrity of the Belarusian state,” he said.

    After the President’s speech, the parade began, in which about 4 thousand servicemen took part. The parade units included Belarusian servicemen from the Ground Forces, the Air Force, the Special Operations Forces, the Border Service, as well as representatives of the Ministry of Emergency Situations of the country, the Investigative Committee, and military educational institutions. Units from Azerbaijan, Kazakhstan, Kyrgyzstan, Russia, Tajikistan, and Uzbekistan took part in the foot parade.

    At the invitation of the Ministry of Defense of Belarus, a 54-member ceremonial unit of the Honor Guard of the People’s Liberation Army of China (PLA) took part in the parade in Minsk. Spectators greeted the Chinese military with thunderous applause as they marched in a clear and coordinated step in front of the stands. Ceremonial units of the PLA have already taken part in parades in Belarus three times by invitation (in 2018, 2019 and 2024).

    The parade in Minsk also featured over 220 units of military equipment. Among them were T-72B3 tanks, BMP-2 infantry fighting vehicles, BTR-82A and BTR-70 armored personnel carriers, and 122-mm 2S1 Gvozdika self-propelled artillery units. The parade crews also included Polonez multiple launch rocket systems, Iskander operational-tactical systems, and S-400 Triumph long- and medium-range anti-aircraft missile systems.

    Combat helicopters and aircraft of the Air Force and Air Defense Forces of Belarus and the Aerospace Forces of Russia flew over the spectators in the sky in eight groups. Among them were Mi-8 and Mi-35 helicopters, Su-25, An-26, Yak-130 aircraft.

    A special element of the military parade was its historical part. The cavalry of the war years, ceremonial officers with rifles and battle flags marched in front of the stands. The audience also highly appreciated the bright performance of the honor guard company of Belarus. The finale of the military parade featured a theatrical episode “We Will Live”, dedicated to the events of the war years. 1,250 people danced the Victory Waltz at the parade. After the show, a festive salute thundered.

    Chinese student Li Tingwei, who is studying in Belarus, shared his impressions of the parade. “I am very glad that I had the opportunity to watch the military parade. Victory Day is a tribute to the history of the country and a demonstration of respect for it. The parade showed that the Belarusian people honor history and cherish peace. As a Chinese student, I was most shocked and inspired by the sight of my country’s honor guard, whose powerful steps made me feel proud and deeply impressed by the hard-won peace and strong friendship between China and Belarus,” he said. –0–

    MIL OSI Russia News –

  • MIL-OSI USA: Local students’ Hexagon Art brings joy and connection to new ODHS Seaside office

    Source: US State of Oregon

    span dir=”ltr”>Visitors and staff have recently noticed a new visual spark as they enter the Child Welfare lobby of the Oregon Department of Human Services Seaside offices. As you walk into the Child Welfare main lobby, you can see on the wall to your right an array of hexagon-shaped art. There’s a painting of a soccer player, a sloth hanging upside down from a branch, a mountain with a lake at its feet, a rainbow, a gray and white dog and many more scenes. Some hexagons have inspiring words on them, such as “LOVE,”“You’re STRONG!,”“Kindness” and “Food Makes You Happy.”

    The art was created by 60 students from Warrenton Middle School and Warrenton Grade School especially for the ODHS new Seaside office. The office recently opened at 1111 Roosevelt Drive near the Seaside Outlet Mall stores. The office houses Child Welfare, Oregon Eligibility Partnership and Self-Sufficiency Programs, which support people with food and health care benefits and other services.

    “It’s been amazing. It’s the first thing everybody sees. A lot of people spend time admiring the art. Some of the words on the hexagons were created on the school’s 3-D printer. Everybody sees something different in the pieces,” Kaylin Hammond, Child Welfare Resource Developer, said.

    Hammond said she “had this off-the-wall idea” for the new office space, so she met with Warrenton Schools Art Teacher Heidi Lent and her students. It was the students came up with the hexagon idea symbolizing the interdependence of bringing the school and community together. It is modeled after the Interdependence Hexagon Project. The themes typically are social justice, identity, peace and the environment.

    “The hexagon is a compilation of interdependent lines, like human relationships. It shows, as an artist, how we are interconnected. Our focus was how are we interconnected in our community and our county and our school,” Lent said.

    On the back of each hexagon, students were asked to explain the meaning of their creation. Here are some of what the students wrote:

    • The softball players showing girls high-fiving each other: “Sports and kindness because usually at the end of games we give high-fives, thanking the other team. Being kind through your sports.”
    • Sloth – “The sloth was what I was connected to because my mom bought it for me and I care about my mom deeply.”
    • A body looking up at the words: ‘youth’ and ‘heart, 3-D printed: “Hey little one don’t waste your youth on a broken heart ’cause before you know it, it’ll be gone.” –Livingston, Atlas lyrics.
    • The boy sitting next to dog with a tennis ball: “Representing never being alone. The dog is there to comfort him and keep him safe.”
    • Dog and little girl, nose to nose: “My dog just passed away. Every time I was sad my dog was there to comfort me. How do you get comfort?”
    • Newspaper collage with the word ‘LOVE’ in it: “Love is in the middle. as we love our community.”
    • Mountain with trees” “Art is positive because it makes you feel closer to nature. It makes you feel joy to see.”
    • A bunch of flowers: “Because when people are sad and if I am close to them, I buy them flowers. It represents happy and beauty.”

    MIL OSI USA News –