Category: housing

MIL-OSI Economics: Before, during and after severe weather, Verizon’s got you
Source: Verizon

Headline: Before, during and after severe weather, Verizon’s got you

NEW YORK – In response to the growing threat of severe weather, including hurricanes, wildfires, and tornadoes, Verizon is reaffirming its commitment to keeping customers connected. Through resilient network infrastructure, specialized response teams, and proactive community support initiatives, Verizon is prepared to support customers, communities, and public safety agencies when it matters most.

“In the face of severe weather, we know our customers rely on Verizon. We understand the vital role connectivity plays in their life, and we work tirelessly to ensure that connectivity is there when they need us most,” said Joe Russo, Executive Vice President, Global Networks and Technology, Verizon. “That’s why we work year-round planning, building and fortifying our network operations to ensure we’re at our best when Mother Nature is at its worst.”

Keeping you connected

Verizon’s industry-leading network covers 99 percent of where people live, work and play. With built-in backup power, redundant fiber routes, and hardened infrastructure, our network is designed to withstand the harshest conditions. One hundred percent of Verizon’s macro cell sites have backup battery power, and in addition to permanent generators at critical network facilities and cell sites, we have more than 1,000 mobile generators on standby to maintain connectivity in the event of commercial power loss. Customers can always get real-time updates on the status of the network in their area via the Check Network Status tool on Verizon’s website or the My Verizon app.

Verizon runs to a crisis to meet the needs of the communities it serves, with a fleet of resources and specialized teams staged across the country to support response and recovery operations:
- Nearly 3,000 network and satellite assets are ready to deploy to the hardest hit areas to serve as mobile cell sites, temporary emergency command centers, and self-contained basecamp operations, or conduct drone missions for infrastructure assessments.
- Across the country, there are teams of highly-specialized engineers and technicians who train throughout the year in HAZMAT, disaster response, and incident management who stand ready to deploy in the event of a crisis.
- Verizon’s Global Event Management Center monitors weather and all -hazards 24/7 365 days to mitigate risk to our teams and network and leads overall coordination of our crisis response and recovery operations.
Satellite when it matters most

Verizon’s integration of satellite technology enhances network resilience and reliability, helping maintain vital connectivity when it matters most. In emergency situations where traditional cellular networks are impacted, satellite connections can provide a critical lifeline for Verizon customers. All Verizon customers with compatible devices can send text messages to any other customer device via satellite if terrestrial cellular network service is interrupted, ensuring continued communication with first responders, loved ones, and emergency services.

Verizon also integrates the use of satellites in its fleet of portable assets used for storm recovery. Satellite linked mobile cell sites, satellite links on trailers and other satellite assets help restore service when fiber is damaged by natural disasters and provide additional coverage for search, rescue and response teams.

Ready on the Frontline

The Verizon Frontline Crisis Response Team stands ready to provide mission-critical communications support to public safety agencies responding to severe weather events – at no cost to the supported agencies.

Primarily composed of former first responders and military members, the Verizon Frontline Crisis Response Team responded to more than 1,500 requests for support from more than 800 different federal, state and local public safety agencies across 46 states in 2024. That support has continued in 2025 with the team already responding to nearly 400 requests for support from more than 200 agencies within the first four months of the year.

The Verizon Frontline Crisis Response Team provides on-demand, emergency assistance during crisis situations to public safety agencies and first responders on a 24/7 basis. Verizon Frontline Crisis Response Team members set up portable cell sites, Wi-Fi hotspots, charging stations and other Verizon Frontline devices and solutions that help enable communications and/or boost network performance for first responders.

Verizon also recently announced the launch of the Verizon Frontline Network Slice in select markets nationwide, continuing to build on the company’s more than 30-year history of cutting-edge innovation in support of our nation’s first responders.

The Verizon Frontline Network Slice is a 5G Ultra Wideband (UW) virtual network slice completely dedicated to public safety that allows for the allocation of network resources within Verizon’s network infrastructure. This helps provide first responders several key advantages including dedicated 5G UW network capacity, tailored performance, enhanced reliability and flexible scalability.

Committed to the community

Verizon’s long-standing commitment to disaster-impacted communities is expanding given the increasing frequency of weather-related natural disasters to enable communities to better prepare for, respond to, and recover from natural disasters.

Verizon has rolled out flood sensor technology, in partnership with innovative start-up Hyfi, to use our network and data to spread urgent messages about flood risks within communities, helping people to confidently prepare for and mitigate their damaging effects. Hyfi’s high-tech, low-cost sensor runs on Verizon’s 5G network and provides stormwater managers with real-time data on current water levels and future flood risks. In fact, the stormwater sensors have rolled out in New Orleans and provided critical data to the city when Hurricane Francine hit in 2024. We have a goal to expand those flood sensors — along with other advanced technologies – to additional cities that are susceptible to weather-related disasters, such as Chicago, Detroit, Miami and Los Angeles.

Verizon has also launched its Disaster Resilience Prize in partnership with MIT Solve to support tech advancement for game-changing technology that helps mitigate the effects of natural disasters.

Partnering with United Way and Habitat for Humanity, Verizon is also rolling out comprehensive preparatory, response and recovery services across 15 cities, including workshops educating people on how to make personal emergency plans (such as safeguarding documents and making an escape plan), supporting nonprofits responding to specific weather-related events, and longer term recovery activities once disasters have struck (such as rebuilding homes, mental and emotional health services, long-term financial assistance, job assistance, and community clean ups).

Ready to Serve

With thousands of retail locations coast to coast, you’re never far from one of our retail stores. Our knowledgeable retail team can help make sure you have what you need in advance of severe weather and get you back up and running after. While storms and power outages can impact our retail hours, our website, www.verizon.com/stores, always has the latest information on store hours and locations so you can ensure we’re there when you need us most. And of course we’re always available online and via our My Verizon app.
MIL OSI Economics –
May 8, 2025
MIL-OSI Australia: Interview with ABC News Breakfast

Source: Australian Attorney General’s Agencies

James Glenday, Host: On federal politics, Don Farrell joins us now from Parliament House. Don, good morning and welcome back to News Breakfast.

Trade Minister, Don Farrell: Good morning, James.

Glenday: On the final sitting day, could you have imagined returning to Canberra knowing that you’d knocked off the Liberal Party’s leader, Peter Dutton, and the leader of The Greens, Adam Bandt as well?

Minister Farrell: Well, the truth is, James, I don’t think anybody could have predicted that. I was confident, based on the work that we’d done over the previous three years, especially in my space, of trade, that we would be returned and returned with a majority. But even I couldn’t believe the results as they came in on Saturday night. I think the Greens have suffered because so many times in the last Parliament they blocked sensible policies of the Albanese Government. They voted with the Coalition in the Senate to block, for instance, legislation on housing, sensible housing policy, and I think they’ve paid the political price for that.

Glenday: This outcome must be deeply satisfying for you. Personally, I just wonder, have you ever felt so satisfied after an election win? Where does this rank? Is it the sweetest victory, almost a fairytale for Labor?

Minister Farrell: Look, it doesn’t, doesn’t get any better than this, James. When you’ve been involved in politics as long as I have, this has to be the sweetest victory of all.

Glenday: There you go. Now there’s a trade war happening. I’m not sure where you’re going to end up, but if you are reinstalled as Trade Minister, you’ll have a lot on your plate. Do you know where you’ll head?

Minister Farrell: First of all, look, we’ve got a number of objectives that we will need to prosecute and prosecute very quickly. On election night I got messages from my European colleagues, they’re very keen to re-engage and have another crack at an EU free trade agreement. The EU has 450 million people, and a $17 trillion economy. They’ll be very important if we can get a breakthrough there. The Indians also contacted me. We were very close to a new free trade agreement with them and I think we can move very quickly now to finalise that agreement. And of course, in the next few weeks, our new free trade agreement with the United Arab Emirates, which sends all of our products into the UAE tariff free, will come into force and that will be important. And of course we, we want to continue discussions with the United States. We believe in free and fair trade and that’s the argument we’ll be prosecuting with them.

Glenday: I think it’ll be closely watched. Do you expect to head to either China or to the States first?

Minister Farrell: Look, we’ll worry about that after we know who the new Trade Minister is next week.

Glenday: That’s fair.

Minister Farrell: But we will move very quickly to ensure that Australia’s interests are protected here. China, of course, is our largest trading partner. We’re concerned about the tariff war between China and the United States. We believe in free and fair trade and we think that those tariffs should be removed on China.

Glenday: Okay. You are a factional leader of the Labor right. You were once unkindly referred to as a faceless man. Of course you do have a face. And here you are speaking to us. What are you asking the Prime Minister for though? You’ve got a lot of influence as these Ministerial portfolios are carved up.

Minister Farrell: A face that a mother could love. And they do call me other things too, by the way. That’s not the only thing they call me. Look, I’m not going to give the Prime Minister any advice on what he should do. He’s won a fabulous victory here. He ran a flawless campaign. His strategy throughout the whole of the last term was about getting reelected and continuing the policies that we took to the election. I’m very happy to leave it all to him and to accept whatever he might wish me to do in the new government.

Glenday: Ok, just before I let you go, I want to get you on an international issue that’s been developing. Has the Albanese government made any contact with India or Pakistan regarding these cross border strikes we’re seeing?

Minister Farrell: Look, that’s an issue of course, that is in the hands of our very competent and successful Foreign Minister, Penny Wong. But of course we don’t want to see any conflict in our region. We’d like to see an end to the conflict in the Middle East, the conflict in Ukraine, Russia, and we certainly don’t want to see any conflict in our own region.

Glenday: And Don, just one last one. We saw smoke this morning from the Vatican. You went to the Pope’s funeral. I’m not sure what that was like, but do you have a personal preference of who the next Pope should be or the direction of the Catholic Church? I’m guessing this is outside the bounds of your factional influence.

Minister Farrell: Well, as a matter of fact, James, I do have a personal favourite in the Conclave at the moment. And that is the Australian – Ukrainian Cardinal, Cardinal Bychok. I was lucky enough to meet with him twice while I was in Rome. He’s a very, very fine man. A very holy man. I’d like to see him as the next pope. My wife, on the other hand, who’s Filipino, she would like to see Cardinal Tagle as the next pope. And we also had the opportunity of meeting him at the Vatican. So, there’s a couple of candidates for you, James.

Glenday: There you go. Well, we’ll have to wait and see if you’ve backed a winner there, Don Farrell, the Trade Minister. Perhaps the continuing Trade Minister. We’ll wait and see for that as well. Thank you so much for joining News Breakfast this morning.

Minister Farrell: Thanks, James.

MIL OSI News –

May 8, 2025
MIL-OSI New Zealand: GAZA – PSNA joins with NZ Māori Council for call to action on Gaza

Source: Palestinian Solidarity Network Aotearoa (PSNA)

PSNA and the NZ Māori Council are jointly publishing advertisements today in the Post, Press and Waikato Times calling on the government to end its silence and take action on the Israeli genocide and ethnic cleansing in Gaza.

The Israeli blockage on all food, fuel and other essential supplies entering Gaza is now into its third month.

PSNA Co-Chair John Minto says, during the first year or so of the Israeli genocide in Gaza, Foreign Minister Winston Peters had been making statements warning Israel that it must not break the rules of international humanitarian law.

“Israel went ahead and flattened all of Gaza, displaced most of the people in the region and is now starving them. Israeli forces have killed tens of thousands – mostly civilians. It has attacked an international aid convoy in the western Mediterranean. It is bombing Syria again. These are all clearly war crimes.”

“Our government’s response has been to stop saying anything. It is giving licence to Israel to do anything it wants.”

“Since our advertisement was signed off, Israel has announced it will intensify its attacks on Gaza, openly declared its plans to cleanse the Palestinian population and that its forces will remain in Gaza indefinitely, leading to a return of Israeli settlements there.

“Added to the increasing rate of ethnic cleansing in the Occupied West Bank, Israel has clearly signalled it intends to finish the job of depopulating Palestine of Palestinians which it began in 1948,” Minto says.

In the UK parliament MPs from across the house have united in condemning Israel’s actions but not a peep from our government. (ref. https://youtube.com/watch?v=f9dws0yuaPY&feature=shared )

We expect the media to hold this government to account for its silent complicity with Israel’s heinous crimes.

John Minto
Co-National Chair
Palestine Solidarity Network Aotearoa.

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI New Zealand: Myanmar: Life-saving education funding must be restored following USAID cuts

Source: Amnesty International

The United States and other governments must urgently find funding for education programmes in Myanmar that were a lifeline for students, teachers and families in the war-torn country, Amnesty International said today, as it warned of a “lost generation” if no action is taken.

Testimony from teachers and students gathered by Amnesty International showed the impact on Myanmar students of US President Donald Trump’s sweeping cuts to foreign aid, which included the termination of more than US$70 million in funding for education programmes in Myanmar, according to those involved in the efforts.

“The battering of Myanmar’s education sector since the 2021 military coup has robbed millions of young people of opportunities. These US cuts to education programmes now make the prospect of a lost generation increasingly likely,” said Joe Freeman, Amnesty International’s Myanmar Researcher.

“But it is not too late to fill this vacuum in Myanmar students’ education. Governments and universities in the US and beyond must find a way to enable them to continue their studies and prevent them being sent back to a conflict zone, where they are at risk of arbitrary detention, torture and other ill-treatment; aerial and ground attacks on their communities; and forced conscription into a military that routinely resorts to human rights abuses as a strategy of war.”

The US-funded education programmes, enacted after the coup, supported Myanmar students studying at Southeast Asian universities; online higher education initiatives; and basic education services for children in ethnic, remote and rural communities.

They were a rare bright spot in an ever-deteriorating human rights situation in the country, where to date more than 6,000 civilians have been killed and more than 20,000 detained. In 2025, nearly 20 million people are expected to need humanitarian assistance.

A 7.7-magnitude earthquake that struck central Myanmar on 28 March 2025, killing nearly 4,000 people and destroying hospitals, homes, monasteries and at least 1,000 schools, has only exacerbated these needs. It will also create additional hurdles for students seeking an education after more than four years of armed conflict in the country.

“The US cuts to foreign aid made a bad situation worse. The Trump administration must reverse course and not abandon Myanmar students working to fulfill their dreams under extremely challenging circumstances. But if the US continues to fail Myanmar’s young people, other governments, universities and donors must step up and help,” Joe Freeman said.

Myanmar education sector in turmoil

After the Myanmar military seized power on 1 February 2021, teachers and students walked out of schools in protest, entering a parallel education system under the deposed civilian government with new schools built from scratch, using existing buildings such as people’s homes and carried out online.

The military responded by arresting teachers and attacking schools with air strikes, as armed conflict intensified across the country, especially in places where schools in areas outside of military control were functioning. The overall situation led to a sharp decline in enrolment rates, limited access to functioning schools and a shortage in materials for teaching. Against this backdrop the US-funded education programmes carried out vital work to fill the void while also helping shield students, teachers and parents from human rights abuses.

Since late last year, Amnesty International has conducted remote and in-person interviews with more than 50 people involved in education across Myanmar from Chin, Rakhine, Kayah and Karenni States, as well as Magwe, Sagaing and Mandalay Regions and individuals living in exile. They include students, teachers, education officials, parents and survivors of air strikes on schools. All stressed the vital importance of education for the future of the country, despite the constant disruptions in providing it.

One teacher told Amnesty International: “Even when I’m teaching, I’m always on edge, especially when I hear aircraft overhead. There have been moments when I’ve heard the sound of artillery while teaching, which is deeply unsettling.”

Another said: “The main goal now is to prevent any disruption to the children’s learning, so schools have been reopened wherever possible. However, the quality of education isn’t as high as it was before the coup, mainly because of the constant need to relocate due to safety concerns. Teachers and students often have to flee both day and night, which disrupts the learning process.”

Among the most recent interviewees were recipients of a US-funded initiative called the Diversity and Inclusion Scholarship Program (DISP). Launched in 2024, this USD45 million USAID-funded programme aimed to support 1,000 students from Myanmar to study in universities online and across Southeast Asia in Cambodia, Indonesia, the Philippines and Thailand.

But it became an early and very public victim of President Trump’s attacks on anything related to diversity, equity and inclusion. One of his first announcements as president was to cancel the program, singling it out again in his joint remarks to Congress in March.

“While the US administration has falsely portrayed this programme as a prime example of wasteful spending, it is anything but. The students we spoke to describe the programme as providing a safe haven to them in times of war back home and of reinvigorating their dreams,” Joe Freeman said.

Miranda, 18, was in high school when the coup happened, and like other students participated in protests. Her family later fled to eastern Myanmar, where she witnessed gunfights and bombings, eventually crossing over into Thailand to seek shelter.

“When I got the [DISP] scholarship it was like a golden chance for me to start my new life again,” said Miranda, who was pursuing a degree in tourism management in the Philippines.

She had only finished her first semester when the programme was cancelled, making her one of hundreds across the region without support.

“If we have to go back to our country … we will be lost again.”

Oakley, a student from central Myanmar, faces similar challenges. But when he received the DISP scholarship, it gave him hope of a better future.

“I have experienced a lot of bomb explosions, a lot of war around my village. That is really devastating,” he told Amnesty International. “I believed that this was my life-changing opportunity. I feel shocked and so hopeless.”

Students like Miranda and Oakley fear going back to Myanmar, where they could be arrested for supporting anti-coup protests or be among Myanmar’s many victims of air strikes.

“Even though we want to go back to Myanmar, we cannot,” Oakley said. “The situation in Myanmar is not safe anymore.”

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI New Zealand: Transport – It’s good to be a truckie on the Coast

Source: Ia Ara Aotearoa Transporting New Zealand

National road freight association Ia Ara Aotearoa Transporting New Zealand is partnering with Teletrac Navman to produce a detailed snapshot of the road transport sector.

The report will be released at Transporting New Zealand’s South Island Road Freight Seminar in Christchurch on 28 June.

One of the early findings is that truck drivers on the West Coast of the South Island do well in comparison to the rest of New Zealand.

“The latest Census data shows that the West Coast has the best-paid truck drivers in the country, followed by Southland and Waikato,” says Transporting New Zealand’s Policy and Advocacy Lead, Billy Clemens.

“This varies according to the different regional freight tasks and demands. Our analysis will dig into that further.”

The upcoming report will analyse shifts in age, gender, income trends, and even home ownership across the 33,000-strong truck-driving workforce.

It is the latest element of the Driving Change Diversity Programme, sponsored by fleet management solutions provider Teletrac Navman as part of that company’s commitment to supporting workforce development in the transport sector.

Clemens says having an evidence-based report of workforce trends will help road freight businesses with planning and building resilience.

“We know that over 30,000 New Zealanders work as truck drivers – as at 2023, this figure was up to 33,744. However, we’ve been missing evidence-based insights into the number of women working in the industry, the age of the workforce, average hours worked, income, and other demographic trends.

“Our Road Transport Workforce Snapshot will look at data from the past three censuses, along with other authoritative data sources, to paint a comprehensive picture.

“This information will help ensure Transporting New Zealand and our members are prepared for changes in the workforce, help guide our policy and project priorities and will demonstrate the progress the road freight sector is making in workforce development.”

“Transporting New Zealand is incredibly grateful for Teletrac Navman’s ongoing support of the Driving Change Diversity Programme and the Road Transport Workforce Report.”

Caption for the attached graphic:

Regional Rankings – Mean Truck Driver Income Across New Zealand (according to 2023 Census data)

1. West Coast

2. Southland

3. Waikato

4. Tasman

5. Marlborough

6. Manawatū-Whanganui

7. Canterbury

8. Otago

9. Taranaki

10. Bay of Plenty

11. Hawke’s Bay

12. Auckland

13. Northland

14. Nelson

15. Wellington

16. Gisborne

About Ia Ara Aotearoa Transporting New Zealand

Ia Ara Aotearoa Transporting New Zealand is the peak national membership association representing the road freight transport industry. Our members operate urban, rural and inter- regional commercial freight transport services throughout the country.

Road is the dominant freight mode in New Zealand, transporting 92.8% of the freight task on a tonnage basis, and 75.1% on a tonne-km basis. The road freight transport industry employs over 34,000 people across more than 4700 businesses, with an annual turnover of $6 billion.

About Teletrac Navman

Teletrac Navman’s goal is to empower the industries that transform and sustain our futures with simple and intelligent solutions that enhance the efficiency, safety, and sustainability of their operation.

As a connected mobility platform for industries that manage vehicle and equipment assets, Teletrac Navman simplifies the complex so that its customers can transform the way they work through cloud-based solutions that leverage AI to unlock the power of operational insight. Teletrac Navman manages more than 700,000 vehicles and assets around the world. The company operates globally, with offices worldwide and headquarters in Northbrook IL. For more information visit www.teletracnavman.com. Teletrac Navman is a Vontier company.

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI New Zealand: Release: Unemployment remains high under National

Source:

Job losses remain stubbornly high under National, as their attack on jobs, wages, and women rages on.

“This is the cost of a Government that governs by cuts: more Kiwis out of work and leaving for Australia, crumbling hospitals, and a shortage of affordable housing,” Labour finance and economy spokesperson Barbara Edmonds said.

“They’ve also completely abandoned women’s equality with their shameful move to scrap pay equity claims. Women still have more than double the rate of underemployment as men. National has betrayed women on both fronts: jobs and wages.

“These weak workforce numbers are the result of Nicola Willis and Christopher Luxon’s disastrous choices. They chose to scrap housing and infrastructure projects that our communities rely on. They chose to lay off thousands of public servants. They chose to weaken worker protections and cancel pay equity claims.

“In the March 2025 quarter, 45,000 fewer New Zealanders were employed full-time, compared with the March 2024 quarter. We continue to lose thousands of construction jobs. Women’s unemployment also remains higher than the national average at 5.3%.

“And as if high unemployment isn’t bad enough, Nicola Willis’ slash-and-burn Budget next week promises even more pain for Kiwis.

“They’ve refused to rule out cuts to KiwiSaver and Best Start and they’re scrapping pay equity claims, all to fund tax cuts for landlords and handouts for tobacco companies. It’s outrageous that in their crusade for Budget surplus they’re taking it from women, families, and retirees.

“Labour believes in rebuilding an economy that works for everyone, with well-paying jobs, quality healthcare, and affordable housing. We are fighting for equal pay and stronger protection for workers,” Barbara Edmonds said.

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MIL OSI New Zealand News –

May 8, 2025
MIL-OSI New Zealand: Release: More than one in 10 Pacific people unemployed under National

Source:

There are more Pacific people unemployed as the rate increases to a staggering 10.8% under National.

“The lack of any action from the Government to bring down unemployment for hard-working Pacific people is shameful,” Pacific peoples spokeswoman Carmel Sepuloni said.

“It’s disheartening to see more Pacific people unemployed as the Government chooses to cut public service jobs and scrap housing and infrastructure projects, while giving billions to landlords and the tobacco lobby.

“We have thousands fewer roles in construction, agriculture, forestry and fishing – industries where many Pacific people are employed.

“This also comes as the Government takes more money out of Pacific women’s pockets and looks to remove the living wage for workers in cleaning, catering, and security services, dealing a huge blow to the many Pacific workers in those jobs.

“Nicola Willis’ slash-and-burn Budget is promising even more pain for communities. Pacific people deserve so much more than the hogwash they’ve gotten so far from National.

“We want our Pacific people to be in secure, well-paying jobs and we will continue bringing their voices to the forefront to challenge a Government which has thus far ignored them,” Carmel Sepuloni said.

Stay in the loop by signing up to our mailing list and following us on Facebook, Instagram, and X.

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI New Zealand: Coatesville bridge replacement begins

Source: Secondary teachers question rationale for changes to relationship education guidelines

Work to replace the Mill Flat Road Bridge in Coatesville is underway, with contractors on site clearing vegetation and carrying out stormwater works.

The old bridge was washed away during the 2023 flooding, and a temporary Bailey bridge was constructed by Auckland Transport contractors within six days.

Since that time a feasibility report was commissioned and several options considered for its permanent replacement.

AT has been working with Vector to shift and install residential power lines to accommodate the new bridge infrastructure.

The new bridge is expected to be completed by mid-2026, and AT contractors John Fillmore Contracting will be engaging directly with the community about the work.

For further information and updates, visit the AT website.

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI New Zealand: Pre-Budget speech to BusinessNZ

Source: NZ Music Month takes to the streets

Good afternoon everyone.

Today my intention is to put this year’s Budget in context.

First, I want to speak briefly about our economic recovery here at home, and why I remain confident despite international uncertainty.

Then I’m going to make the case for the two big priorities of Budget 2025, fiscal consolidation and economic growth: why they matter and some steps we’re taking to make them happen.

It’s fair to say Budget 2025 arrives against a challenging international backdrop.

Trade tensions overseas have seen growth forecasts revised down across the world, as exporters and consumers come under sustained pressure.

The sharp deterioration of financial markets in early April have somewhat recovered in recent days and weeks, but markets remain volatile.

Experts offshore are leaning into the uncertainty.

The Bank of Canada even chose to publish two separate scenarios in their latest statement, instead of one single set of forecasts.

I don’t blame them for having a bob each way.

For a small, open economy like New Zealand, the international environment clearly matters a lot, but I remain confident about our recovery.

Inflation remains anchored below 3 per cent, and interest rates continue to fall, supporting households with the cost of living and providing the foundation for a domestic economic recovery.

The Official Cash Rate has fallen considerably, from 5.5 to 3.5 per cent, with economists picking further cuts are on the way soon.

I acknowledge for households, interest rate relief will be a slow and steady process.

For example, according to the Reserve Bank, average interest rates on outstanding mortgages have only now fallen for just 4 months in a row, having previously risen for 37 months in a row.

The good news is that financial relief for households will keep rolling, with around $60 billion of mortgages set to roll-over in just the next three months.

In short, the trend is our friend, even if I know many families and businesses won’t be feeling that relief quite yet.

At the same time, an export-led recovery is now well underway in regional New Zealand.

Dairy prices are strong, despite global headwinds, supporting farmers to pay down debt and put more money back into rural communities.

Fruit exports are booming, hitting $5 billion in value in the 12 months to March, driven by a big jump in kiwifruit sales.

The tourism industry is also growing rapidly, with visitor numbers continuing to recover, now hitting 86 per cent of pre-COVID levels.

Total tourism expenditure was up 23 per cent in 2024.

It’s not surprising then that the recovery is looking brighter in regional New Zealand, and the South Island in particular.

Just last week Westpac highlighted that in Otago, Canterbury, and Southland, consumer confidence and growth in retail activity is outpacing the rest of the country.

Our government is working hard to support that rural recovery.

A steady diet of pro-growth deregulation, a strong focus on RMA reform, and fresh efforts to break into new markets offshore are highlights of that agenda so far.

We know the difference quality trade agreements can make to our growth prospects. For example, in the 12 months since the EU FTA came into force, exports to the European Union grew by 25 per cent.

For exporters, that’s worth an additional $1 billion.

Whether it’s CER, the CPTPP, the China, UK, or more recent UAE and GCC FTAs, our farmers and exporters are blessed by a latticework of trade agreements, negotiated successively by Ministers and diplomats over many years.

Clearly India will be an important next step, and it was positive to see Minister of Trade Todd McClay announce on Monday that the first formal round of FTA negotiations kicked off this week.

That brings me to this year’s Budget.

It won’t surprise you to learn that lifting New Zealand’s long run economic performance has been our primary focus in designing Budget 2025.

Yes, that has shaped decisions we have made on individual initiatives, some of which I’ll touch on shortly.

But our fiscal strategy, including our desire to return to surplus, and the wider impact on inflation, interest rates, and growth has also been front of mind.

You might have seen Nicola Willis announce last week that this year’s operating allowance would be smaller than previously signalled, at just $1.3 billion.

That will be the smallest operating allowance in a decade and ensures Treasury can still forecast a surplus within the next four years.

That was the right decision for several reasons.

First, it represents a fresh commitment to necessary fiscal consolidation.

In recent years, New Zealand has been living beyond its means and that has come at a significant cost.

Since 2017, net core Crown debt has risen by around $120 billion.

Put another way, that’s $60,000 in additional debt for every household in New Zealand.

As a proportion of the economy, debt has ballooned from just 21.6 per cent of GDP in 2017, to around 43 per cent of GDP today, higher than it has been at any time since the 1990s.

At the same time, the cost of servicing our national debt has more than doubled, from $3.5 billion in 2017, to almost $9 billion today.

In some areas, spending more is the right thing to do.

In health, education, law and order, defence, and transport my government is prioritising significant new investments.

Each of those areas are a priority for New Zealanders and they require more funding to deliver the quality services Kiwis expect.

But that comes with trade-offs.

Spending more on everything, as some commentators have called for, would mean larger deficits, more debt, and ultimately fewer choices in future budgets as the cost of servicing our debt grows even larger and the prospect of returning to surplus evaporates.

Managing and responding to critical risks is also more challenging with high levels of public debt.

New Zealand was well served in the Global Financial Crisis, following the Christchurch Earthquake, and during COVID because successive Ministers of Finance made difficult choices to ensure New Zealand had low levels of public debt.

Our responsibility is to do what we can to leave a similar inheritance for future administrations.

Second, a smaller allowance supports lower interest rates and stronger business activity.

Sadly, recent experiences have forced us to re-learn the fundamentals of economics, including the reality that if governments borrow and spend too much, interest rates are forced higher to compensate, putting pressure on family budgets and private sector activity.

The good news is that the converse is also true.

More restrained fiscal policy supports interest rates to remain low, enabling businesses to grow and families to get ahead under their own steam.

ANZ’s initial estimate last week was that the smaller operating allowance would support interest rates being 5-10 basis points lower than otherwise.

Meanwhile, Treasury has estimated that with a tighter budget package, interest rates would be up to 30 basis points lower by the end of the forecast period.

For a family with a mortgage, or a farmer or entrepreneur taking on debt to grow their business, that means real financial relief and more opportunity to get ahead.

Careful spending, low interest rates, and robust private sector growth sits at the very heart of our government’s economic strategy, as we create jobs, boost exports, lift incomes, and promote innovation and investment.

Prudent fiscal management also supports our economic reputation offshore.

For a small-open economy like New Zealand that’s critical.

It means we can borrow more affordably when we have to, and guarantees that even in periods of global turmoil, we are a trusted destination for trade and investment.

Third, the smaller operating allowance was the right call because keeping our word matters.

Nicola Willis has been consistent in her commitment to deliver a path back to surplus and to maintain debt at prudent levels.

Conditions can and do change, but it is a credit to her that Budget 2025 demonstrates a return to surplus, despite a challenging global backdrop.

That’s the result you expect when you anchor Budget decisions in your fiscal strategy, instead of allowing the pressures of the day to drag you off course.

I know there are some commentators calling for larger allowances and more spending.

They need to be honest that those decisions will mean more debt, more deficits, and an indefinite delay to New Zealand’s return to surplus.

More debt and more deficits is a fiscal strategy – but for a small, internationally-exposed country like New Zealand, it’s also an incredibly risky one.

At the same time, just as grey clouds bring silver linings, even tight Budgets present opportunities.

In Budget 2025, we will be taking further steps in our long-term mission to lift economic growth and boost productivity.

Earlier this year, we published our Government’s Going for Growth Agenda, which outlines a range of actions we are taking to get the New Zealand economy moving and realising its vast potential.

Each of those actions fits into one of five pillars we have identified as critical to lifting economic growth and improving New Zealanders’ standard of living:

Developing talent,
Encouraging innovation, science, and technology,
Introducing competitive business settings,
Promoting global trade and investment,
And delivering infrastructure for growth.

Each of those pillars will have strong representation in Budget 2025.

Today I want to touch on just a few of them – and some small steps we are taking to underpin our growth mission.

Encouraging science, innovation, and technology is one of those key pillars.

In January at my State of the Nation, I spoke briefly about our vision for the sector.

I want to see a much sharper focus on commercialisation, stronger ties to the business community, and rapid access to ideas and innovation from overseas.

Capital investment will be critical to our growth journey, but New Zealand won’t achieve a step-change in our living standards if we invest more but continue to lag behind the global technological frontier.

In Budget 2025, we will be allocating the funding we need to give effect to the changes I announced earlier this year, including the establishment of three new Public Research Organisations.

I also know that following a review of the Research and Development Tax Incentive that kicked off last year, the business community has been looking for some certainty on the future of the programme.

That review was required in law, and the final report has not yet been tabled in Parliament.

However, I can confirm today that we are retaining the RDTI in this year’s Budget so businesses have the certainty they need to keep investing and keep going for growth.

Promoting global trade and investment has also been a focus of my government in 2025, even before the recent bout of uncertainty offshore.

As I said earlier, part of that task has been to bring fresh energy to New Zealand’s proud history of achieving trade agreements offshore, with Minister of Trade Todd McClay finalising two new trade agreements in the Middle East, while we continue to work hard towards a trade agreement with India.

But promoting New Zealand as an attractive destination for investment, and a shelter from the global storm, has also been a personal focus of mine.

In March, the government hosted an Investment Summit here in Auckland, with attendees representing an estimated $6 trillion in capital, as we showcased opportunities to partner with the Crown, Iwi, and the private sector.

We are seeing some real progress, including an outstanding deal worth around $1 billion signed by Waikato Tainui and Brookfield Asset Management to further develop the Ruakura Inland Port.

But of course, I want to see more.

Yes, that means getting the structural settings right, including rewriting the Overseas Investment Act, so major investments from offshore are consented faster and more reliably.

But for small countries – who have to compete hard for share of mind and share of wallet – we also need a team of national champions constantly making the case for New Zealand as an outstanding place to do business.

In January, I announced that team would be led by Invest NZ, an entity specifically responsible for attracting investment to New Zealand, and providing the critical concierge services that have allowed other countries like Ireland and Singapore to punch above their weight.

I can confirm today that funding will be allocated for Invest NZ in Budget 2025, ensuring they can crack on and get the job done.

Modern, reliable infrastructure – and my government’s efforts to deliver more of it to communities right across the country – will also play a major role in our Going for Growth plan.

It’s why capital expenditure, including for frontline services like health and education, will be a priority in Budget 2025.

As I acknowledged earlier, the operating allowance in this year’s Budget will be a little smaller than previously signalled.

However, total capital expenditure allocated in the Budget is a little higher than forecast at $6.8 billion – split across health, education, defence, transport, and other portfolios.

When that is offset by savings identified in this year’s budget, it means the net capital allowance is $4 billion, compared to $3.6 billion previously signalled in the Budget Policy Statement.

For businesses, that investment represents an opportunity to develop critical skills and capability, promoting growth for many years to come.

For Kiwis, it will mean another big investment in the quality frontline services, like health and education, they deserve.

The two remaining pillars, our efforts to develop talent and to promote competitive business settings, will also feature prominently in the Budget, but I won’t be making be making announcements in those areas today.

However, as Nicola Willis confirmed last week and I can confirm again today, there will be a small number of measures in this year’s Budget designed to make it easier for businesses to invest, whether they are based here or offshore.

If we really want to create high-paying jobs, lift incomes, and make New Zealand a hub for innovation and investment, we need to make our business environment much more attractive.

I’m optimistic that Budget 2025 will take some positive steps in that direction.

The Minister of Finance was right last week to say Budget 2025 won’t be a lolly scramble.

It’s not that we can’t afford it, although frankly we can’t.

It’s not that it wouldn’t feel good, because it might, for a little while.

No, it’s that we have a responsibility to stay disciplined and keep our eyes on the prize.

So far, we’re making real progress.

Inflation is down, interest rates are falling, exports are rising, and the economy is growing.

For many New Zealanders, the prospect of a growing economy and rising incomes means a real shot at getting on top of the cost of living.

Now is not the time to put that risk.

In Budget 2025 that means staying focused, getting back to surplus, and maintaining a relentless focus on economic growth.

But for Kiwis, it’s about more than just the dollars and cents.

Lower inflation means less stress and less heartbreak, as prices stop skyrocketing and families finally stop falling behind.

Lower interest rates means a house becomes a home, not a source of pain and frustration as mortgage repayments crush weekly budgets.

And more economic growth means thriving local businesses, higher wages, more jobs, and ultimately more money in your back pocket.

It means a chance to get ahead and beat the cost of living.

And it means we can have confidence that our best days lie ahead.

New Zealand is the best country on Planet Earth.

With the right choices, I think we can make it even better.

Thank you.

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI: MoneyMutual Under Review: Best Bad Credit Loan Provider for Short-Term Fast Cash Advance by Money Mutual
Source: GlobeNewswire (MIL-OSI)

Las Vegas, May 07, 2025 (GLOBE NEWSWIRE) —

In This Article, You’ll Discover:
- Why millions of Americans face rejection from traditional lenders due to bad credit, and the real-world consequences of poor credit scores
- How Money Mutual connects borrowers with a trusted network of short-term loan providers for fast cash advances
- The exact step-by-step process to apply for a bad credit loan through the MoneyMutual platform
- Key features and benefits that make Money Mutual the best bad credit loan provider in 2025
- Transparent insights into loan terms, lender practices, and security protections
- Common use cases include rent emergencies, medical expenses, car repairs, and more, as well as what to consider before borrowing.
- Disclaimers on medical and financial topics to ensure responsible borrowing decisions
- Real user experiences and what you can expect when applying for a cash advance online through MoneyMutual
- Frequently asked questions about bad credit loans, loan approvals, repayment terms, and state availability.
- A final verdict on whether MoneyMutual is the right short-term loan solution for your situation
TL;DR Summary

MoneyMutual is widely considered one of the best bad credit loan providers in 2025, offering a fast and secure way for borrowers to connect with short-term lenders, even if they have poor or no credit. Through its online loan marketplace, MoneyMutual simplifies the application process and gives users access to a vast lender network ready to offer payday loans, installment loans, or fast cash advances in urgent situations.

This article explores why borrowers with low credit scores often face barriers in traditional finance and how MoneyMutual helps address these challenges. We walk through how the loan process works, what fees and terms to look for, and how MoneyMutual maintains user privacy and security.

With embedded disclaimers for medical and financial content, pricing transparency reminders, and practical use cases from rent payments to car repairs, this in-depth review helps you make an informed decision.

Whether you’re navigating an emergency expense or seeking a more inclusive financial solution, this article will guide you step by step through what makes MoneyMutual a standout in the short-term lending space.

Financial Emergency? Here’s a Trusted Solution

Introduction to the Modern Financial Crisis

In today’s fast-paced world, financial stability can feel increasingly out of reach. Rising housing costs, unpredictable job markets, healthcare expenses, and student loan debt are just a few of the daily realities pushing Americans closer to the edge. For many, a single unexpected bill or emergency expense can create a serious shortfall, especially if traditional lending options are unavailable due to credit score issues.

Unfortunately, millions of people in the United States are denied personal loans simply because of a low credit score. Banks and credit unions tend to favor borrowers with excellent credit, leaving the rest scrambling for alternative funding solutions. This is especially frustrating when the need is urgent, such as rent, utilities, medical co-pays, or car repairs.

If you’ve ever found yourself in this situation—pressing financial need and limited credit options—you’re not alone. But there is a solution tailored for individuals facing these challenges.

MoneyMutual is an online loan marketplace that specializes in helping people find short-term loans, even if they have a bad credit history. By connecting borrowers with a network of trusted lenders, MoneyMutual provides an opportunity to get fast cash advances, often with same-day or next-day funding.

This article is designed to help you understand exactly how MoneyMutual works, what makes it stand out in the world of bad credit loans, and how it might offer a financial lifeline during your time of need. We’ll cover everything from the emotional weight of financial stress to how MoneyMutual simplifies the borrowing process in a secure, user-friendly way.

Disclaimer: MoneyMutual is not a direct lender and does not issue loans. This article is for informational purposes only and should not be considered financial advice. Always consult a qualified financial professional regarding your unique circumstances.

Understanding the Pain: Why So Many Struggle with Bad Credit

The Hidden Weight of a Low Credit Score

For millions of Americans, financial challenges aren’t just occasional—they’re chronic. A low credit score can feel like a permanent roadblock, one that follows you into every financial decision. Whether you’re applying for an apartment, securing a mobile phone plan, or seeking a loan to handle an emergency expense, your credit report becomes the gatekeeper.

But how did so many end up here? For most people, bad credit isn’t the result of irresponsible behavior—it’s often caused by life events outside of their control. Medical emergencies, job loss, sudden rent increases, divorce, or simply living paycheck to paycheck can send a credit score into a downward spiral.

Key reasons why credit scores drop include:
- Missed or late payments due to income gaps
- Over-reliance on credit cards in times of need
- Unexpected emergencies that require borrowing without immediate repayment ability
- Limited credit history for younger borrowers or immigrants
- High debt-to-income ratios that trigger score penalties
The truth is, a bad credit score doesn’t reflect your character—it reflects your circumstances. And unfortunately, traditional banks and credit unions rely heavily on these scores when making decisions. That means people with poor credit are routinely denied access to affordable financial tools—even when they’re trying to recover and rebuild.

This cycle creates a painful paradox: you can’t get a loan because your credit is poor, but you can’t improve your credit without responsible borrowing and repayment. It’s here that alternative lending options step in as a bridge, particularly platforms like MoneyMutual that offer fast, practical access to bad credit loans from vetted short-term loan providers.

The Emotional Toll of Being Denied Financial Help

Beyond the numbers, the emotional weight of repeated loan denials can’t be ignored. Financial stress is one of the leading causes of anxiety, depression, and tension within families. The feeling of being trapped—with bills piling up and no clear way out—can be paralyzing.

People don’t just need money. They need dignity, speed, and trust. They want to know that someone is willing to give them a second chance, without judgment or red tape. That’s why platforms like MoneyMutual are gaining traction—because they’re structured to meet people where they are, not where the system thinks they should be.

Disclaimers for Responsible Use

MoneyMutual is not a credit repair service or a guaranteed approval platform. It connects borrowers to lenders who may be able to offer short-term financial support. Borrowers should review all loan terms thoroughly and borrow responsibly. This article does not constitute financial advice.

Facing a cash emergency? Get matched with trusted lenders in minutes—apply through MoneyMutual now and access up to $5,000 fast, even with bad credit!

What Is Money Mutual? A Complete Breakdown

The Marketplace That Changed the Lending Game

When you’re in need of fast funding and traditional lenders have turned you down, the search for a safe, trustworthy, and efficient loan solution can feel overwhelming. This is where Money Mutual stands out as a top-rated online loan marketplace specifically designed to help people with bad credit find short-term financial relief, without unnecessary delays or red tape.

Unlike traditional banks or payday storefronts, Money Mutual doesn’t issue loans itself. Instead, it functions as a secure online platform that connects borrowers with a large network of lenders who are willing to work with individuals in urgent financial situations, even if they have a low credit score or no credit history at all.

How Money Mutual Works

The core of MoneyMutual’s value lies in its simplicity. The process is structured to be fast, accessible, and transparent:
- Step 1: Submit a secure request form online. The platform asks for basic financial and personal information to match you with potential lenders.
- Step 2: Review loan offers. Based on your input, you’re connected with lenders who are likely to approve your request. You can then review the terms of any offers, including the loan amount, fees, and repayment schedule.
- Step 3: Accept and receive funds. Once you agree to a loan offer, the lender will disburse funds, often as quickly as the next business day.
This streamlined system eliminates the need for lengthy interviews or in-person credit checks. In many cases, the process from application to funding takes less than 24 hours.

Key Features That Set MoneyMutual Apart
- Wide Lender Access: With over 60 lenders in its network, MoneyMutual offers access to a competitive marketplace.
- No Upfront Fees: Using MoneyMutual to submit a loan request is completely free to the consumer.
- No Credit Discrimination: Borrowers with bad credit, limited credit history, or prior loan denials can still find funding options.
- Fast Turnaround Times: Some borrowers report same-day approval and funding by the next business day.
- Fully Online Platform: There are no storefronts or paperwork—everything is handled securely online.
- Data Encryption & Privacy: The platform uses bank-level encryption to ensure your personal and financial data stays protected.
Disclaimer: MoneyMutual is not a lender and does not make credit decisions. It simply connects you to third-party lenders who make the final decision on loan offers and terms.

Transparency and User Control

One of the biggest advantages of MoneyMutual is that it gives borrowers control and visibility before they commit. Each lender outlines their own repayment schedule, fees, and terms, and borrowers are encouraged to take their time reviewing offers.

There’s no obligation to accept a loan once you’re connected with a lender.This empowers consumers to make informed decisions based on what’s realistic for their income and repayment ability.

Pricing & Offer Variability

Because MoneyMutual works with a range of lenders, pricing and interest rates will vary from one offer to another. Factors that affect your loan terms may include:
- The amount requested
- State-specific regulations
- Your income and employment history
- The lender’s own underwriting policies
Disclaimer: All loan terms, fees, and APRs are determined by the lender you choose. For the most accurate and updated pricing information, please visit the official MoneyMutual website. Pricing is subject to change at any time.

Need rent or car repair help today? MoneyMutual connects you with real lenders ready to fund—start your free application now and get cash as soon as tomorrow!

The Short-Term Loan Process Explained: Step-by-Step

A Simple, Fast, and Transparent Application Journey

Applying for a short-term loan can feel daunting, especially if you’ve been rejected before or have never used an online loan service. That’s why Money Mutual has focused on streamlining the borrower experience to ensure that users can access funds quickly, without sacrificing security or clarity.

Let’s walk through the entire loan application process, from beginning to end, so you’ll know exactly what to expect.

Step 1: Complete the Secure Online Request Form

The process begins with a short, easy-to-complete form on the official MoneyMutual website. You’ll provide basic information such as:
- Full name, address, and contact details
- Employment status and income level
- Banking information for direct deposit (used only if a loan is funded)
- Desired loan amount and purpose (optional but helpful for lenders)
The entire form is encrypted and protected by bank-grade security protocols, ensuring your information remains confidential.

Step 2: Get Matched With Lenders

Once your request is submitted, MoneyMutual uses its algorithm to connect you with one or more lenders in its private network who may be willing to extend an offer, regardless of your credit score. Unlike traditional lenders, these third-party providers often specialize in bad credit loans and understand the urgency behind short-term funding needs.

If a match is found, you’ll be redirected to that lender’s offer page to review the proposed terms.

Step 3: Review Your Loan Offer Carefully

This is where transparency matters. Each matched lender provides you with detailed loan terms, including:
- Loan amount
- Estimated APR (Annual Percentage Rate)
- Repayment schedule (e.g., due on your next payday or spread over several weeks)
- Applicable fees and conditions
You are under no obligation to accept any offer. If it doesn’t work for your situation, you can walk away without penalty.

Disclaimer: MoneyMutual does not dictate or set loan terms. The lender you are connected with will determine the details of any potential offer.

Step 4: Accept the Offer and Receive Funds

If you choose to accept the loan offer, you’ll finalize the agreement directly with the lender, usually electronically. Most lenders provide fast funding, and in many cases, funds are deposited into your account by the next business day.

Some borrowers have even reported same-day funding depending on when they submitted their request and how quickly the lender processed it.

Step 5: Repay the Loan Based on the Agreed Terms

Repayment is handled directly between you and the lender. Payments are typically debited from your bank account on the due date(s) outlined in your agreement. Many lenders offer flexible schedules and early repayment options.

Borrower Tip: Read the Fine Print

Before signing, always take time to read and understand the full loan agreement. Look for:
- Late payment fees
- Early repayment policies
- Automatic renewal or rollover clauses
These details affect the total cost of borrowing and can help you avoid surprises down the line.

Disclaimer: Interest rates, repayment terms, and other conditions vary by lender and are subject to change. For current details, always check the official MoneyMutual site and the lender’s terms directly.

Don’t let bad credit hold you back—MoneyMutual’s free service helps you find emergency loans fast. Apply now and get the financial relief you deserve!

Why Money Mutual Is the Standout Choice

What Sets It Apart From Other Bad Credit Loan Platforms

When facing a financial emergency, your choice of lender—or loan marketplace—can significantly impact both your short-term relief and your long-term financial health. While many websites advertise quick cash loans or bad credit funding, few offer the transparency, ease-of-use, and borrower-first approach that MoneyMutual brings to the table.

Here’s why MoneyMutual is consistently recognized as a top choice for bad credit loan solutions in 2025.

A Trusted Network of Lenders

MoneyMutual has built a reputable and vetted lender network that focuses specifically on consumers with limited credit options. Unlike sketchy loan sites or spam-heavy platforms, MoneyMutual only connects borrowers to legitimate lenders who follow compliance standards.

With over 60 providers in its network, the platform allows you to compare offers and choose the best one, empowering you to make informed financial decisions, even when your credit score is less than ideal.

No Fees to Use the Platform

One of the most user-friendly aspects of MoneyMutual is that it’s completely free to use. You’ll never be asked to pay a fee to submit your loan request or access lender matches.

Instead, MoneyMutual earns from its relationships with lenders, not borrowers, ensuring that you’re not charged simply for trying to get help.

Disclaimer: While MoneyMutual doesn’t charge users, individual lenders may charge fees based on loan terms. Always review these terms before proceeding.

High Approval Potential for Bad Credit Borrowers

Traditional banks typically require strong credit scores and lengthy application processes. In contrast, MoneyMutual connects borrowers to lenders who understand that your score doesn’t always reflect your current ability to repay.

With fewer barriers and no hard credit inquiry required to start, your odds of receiving a loan offer through MoneyMutual are significantly higher than through conventional lending channels.

Even applicants with sub-600 credit scores, limited credit history, or recent financial hardship can often find same-day or next-day funding options.

Lightning-Fast Turnaround Times

In an emergency, time matters. That’s why many borrowers turn to MoneyMutual: the process from submission to funding can take as little as 24 hours.

After you’ve been matched with a lender and approved, funds are typically deposited directly into your bank account, so you can handle urgent expenses like rent, car repairs, or overdue bills without delay.

Full Transparency in the Loan Process

Unlike other platforms that push aggressive marketing or bury loan terms in fine print, MoneyMutual ensures that:
- You receive clear terms before accepting any loan
- You’re free to walk away at any point before finalizing an agreement
- There’s no obligation to accept any lender’s offer
This level of transparency is one of the reasons Money Mutual consistently ranks among the best online marketplaces for bad credit loans.

Disclaimer: All loan terms, fees, repayment periods, and interest rates are determined solely by the lender. For the most accurate and up-to-date information, visit the official Money Mutual website.

Built for Mobile, Built for You

In a mobile-first world, accessibility matters. Money Mutual’s platform is fully optimized for mobile and tablet users, making it possible to apply and respond to lender offers on the go. Whether you’re at work, at home, or in between, you’re never out of reach from the loan support you need.

Apply today with MoneyMutual and skip the bank hassle—fast, secure, and 100% online access to lenders offering short-term loans with no upfront fees!

Common Use Cases: Real Financial Relief

Everyday Emergencies That Demand Quick Action

One of the reasons MoneyMutual has become such a popular choice for borrowers is its ability to meet people where they are—at the intersection of urgency and limited credit options. Life doesn’t wait for a loan approval from a traditional bank. And when cash is tight, even minor disruptions can turn into full-blown crisis.

MoneyMutual provides a streamlined way to obtain short-term loans that can help manage the most common—and often stressful—financial situations.

Rent and Utility Bills

Missing rent by just a few days can lead to eviction warnings or late fees. Similarly, unpaid utility bills can result in service interruptions. These are the types of scenarios that demand immediate access to emergency funds.

With fast cash advance options from MoneyMutual’s network of lenders, qualified borrowers can potentially receive funding in time to stay in their home and keep the lights on.

Medical Emergencies

A trip to the ER, unexpected prescriptions, or urgent dental work can cost hundreds—or even thousands—of dollars. For individuals without sufficient health insurance or savings, this can be financially devastating.

Disclaimer: MoneyMutual and its lending partners do not offer medical advice or cover healthcare services. The platform is a financial service provider. For medical issues, please consult a licensed healthcare professional.

That said, the speed of funding provided through MoneyMutual can be a useful tool to help address unexpected medical costs, especially when traditional financing is not accessible.

Car Repairs and Transportation Needs

A vehicle breakdown can be more than just an inconvenience—it can be a job-threatening event. Whether it’s a flat tire, a dead battery, or a failed transmission, these costs often arise without warning.

MoneyMutual’s same-day loan options allow you to get back on the road without having to wait weeks for a credit union’s approval or pawn off personal belongings to make ends meet.

Groceries and Family Expenses

When paychecks are delayed or hours are cut, covering basic needs like groceries, diapers, or school supplies becomes a struggle. A short-term loan can provide a critical buffer during these tight times, especially for parents balancing multiple responsibilities.

Debt Consolidation or Catch-Up Loans

In some cases, borrowers use MoneyMutual to consolidate smaller debts or catch up on payments that are just a few weeks behind. While these loans aren’t meant for long-term debt restructuring, they can offer some breathing room while you rework your finances.

Disclaimer: Borrowers should not rely on short-term loans as a long-term financial strategy. These loans are best used for immediate needs and emergency expenses. Always review terms carefully and consider your ability to repay.

Pricing, Terms & Transparency

What to Expect Before You Borrow

One of the biggest concerns for anyone seeking a loan—especially with bad credit—is knowing what the actual cost will be. Will there be hidden fees? Sky-high interest rates? Penalties for early repayment? MoneyMutual helps take the guesswork out by ensuring that borrowers can review the loan terms upfront before making any commitments.

It’s important to note that MoneyMutual is not a direct lender. Instead, it serves as a connector to a wide network of short-term lenders—each with their own pricing models and terms.This means your individual experience may vary depending on the lender you’re matched with.

Loan Amounts and Repayment Schedules

Money Mutual’s lender partners typically offer short-term loans ranging from $200 to $5,000, although exact figures depend on your income, location, and state laws. Repayment is generally expected in full on your next payday or may be scheduled over a few installment payments, depending on the lender’s policies.
- Short-Term Payday Loans: Typically due on your next payday, with a lump-sum repayment.
- Installment Loans: Spread over weeks or months, with set monthly payments.
- Cash Advances: Designed to cover immediate financial needs, often repaid in a few weeks.
Interest Rates and APRs

Because MoneyMutual works with a wide range of lenders, the Annual Percentage Rate (APR) you receive can vary greatly. Lenders factor in your income, credit history (if checked), and state lending limits.

Typical APR ranges may fall between 200% to 650% for short-term payday loans—although this can fluctuate.

Disclaimer: APRs and loan costs vary significantly between lenders. Always read the full terms of your offer carefully before accepting. For the most accurate and current pricing, please visit the official MoneyMutual website. Pricing is subject to change at any time.

No Hidden Fees From the Platform

Submitting a loan request through MoneyMutual is 100% free. The platform does not charge users for access or for getting matched with a lender. However, the lender you choose may charge origination fees, late fees, or other penalties based on the loan terms.

That’s why MoneyMutual emphasizes transparency: all offers must include full cost disclosures, repayment terms, and fees, so you can make an informed choice.

Borrower Protections and Opt-Out Flexibility

One of the platform’s standout features is that you’re never locked in. You can walk away from any offer at any point before signing the loan agreement. This gives borrowers the chance to pause, review, and make thoughtful decisions without pressure.

It’s also worth noting that MoneyMutual does not perform hard credit checks when you submit a request—so your credit score won’t be affected just by exploring options.

Security, Support, and Privacy

Why Trust Matters in Short-Term Lending

In an industry often criticized for shady practices and predatory behavior, Money Mutual has earned a reputation for transparency, data security, and ethical borrower support. When you’re already navigating a financial crisis, the last thing you need is to worry about whether your personal information is safe.

That’s why MoneyMutual has built its platform with a security-first infrastructure and a privacy policy that clearly outlines how your data is collected, stored, and shared.

Secure Application Technology

MoneyMutual uses bank-level encryption (SSL 256-bit) throughout its application process. When you enter your details—such as income, employment status, and banking information—they are securely transmitted and stored only as needed to complete the loan request process.

Only the matched lender receives your data for consideration. There’s no data-sharing with third parties for marketing purposes, and your personal information isn’t sold or exposed to unauthorized parties.

This level of encryption is the same standard used by major financial institutions to protect sensitive data, and it’s one of the reasons the platform has maintained consumer trust for over a decade.

Borrower Support and Accessibility

While Money Mutual is a digital-first platform, it also offers support features designed to guide borrowers through the loan process. Users can:
- Access FAQs and educational resources via the website
- Use clear navigation tools and prompts to avoid confusion during applications
- Reach out to Money Mutual’s support team via web-based inquiries for assistance with technical issues
Keep in mind that loan-specific questions (such as repayment dates or lender terms) are handled directly by the lender after an offer is accepted. However, MoneyMutual remains available to address platform-related concerns or issues with access.

Mobile Optimization for On-the-Go Access

MoneyMutual is fully mobile responsive, meaning you can securely apply for a short-term loan or review lender offers using your phone or tablet—ideal for borrowers managing emergencies while on the move.

Whether you’re at work, in transit, or at home dealing with a financial hurdle, MoneyMutual ensures that safe access to fast cash offers is never more than a few taps away.

No more loan denials! Join over 2 million users who found relief through MoneyMutual. Apply now and take control of your financial situation today.

Potential Drawbacks and Warnings

What to Know Before You Borrow

While MoneyMutual offers a convenient and fast way to access short-term loans, it’s important to recognize that not every financial solution is right for every situation. As with any loan product—especially those involving bad credit or emergency funding—there are risks and limitations to keep in mind before proceeding.

This section is designed to give you a realistic understanding of where potential issues can arise and how to navigate them responsibly.

Short-Term Loans Can Carry High Interest

Many of the lenders within MoneyMutual’s network offer payday loans or cash advances, which are typically due in full on your next payday. While this can provide fast access to funds, it also means a very short repayment window—often just 2 to 4 weeks.

If you can’t repay the loan in full by the due date, some lenders may offer rollover or renewal options—but these can trigger additional fees and increase the total cost of the loan dramatically.

Disclaimer: Short-term payday loans may carry high APRs and fees. These products are designed for emergency use only. Always read your loan terms carefully and assess your ability to repay before accepting an offer.

Loan Terms Vary by Lender

Because MoneyMutual is not a lender, it cannot guarantee loan terms, interest rates, or approval. All of these are decided solely by the third-party lender you’re matched with.

This means:
- Not everyone will qualify
- Loan terms may vary widely
- Offers may include origination or late fees based on lender policies
It’s essential to treat every loan offer with the same caution you’d apply to a contract. Don’t rush to accept simply because you need funds urgently.

Not a Long-Term Financial Strategy

Money Mutual’s platform is built for short-term relief, not long-term financial management. If you’re facing persistent debt or income challenges, a debt management plan, credit counseling, or budget restructuring may be more sustainable.

Disclaimer: Money Mutual’s services are not intended as a replacement for long-term financial planning. For ongoing financial hardship, seek guidance from certified financial advisors or nonprofit debt support programs.

Real Customer Experiences and Testimonials

What Borrowers Are Saying About Their MoneyMutual Experience

When it comes to financial services—especially those targeting consumers with bad credit—trust is built not just on features, but on real-world outcomes. While every borrowing experience is unique, hearing how others navigated the process can help you make a more informed decision.

While MoneyMutual does not host user reviews directly on its site, a scan of public forums, review aggregators, and financial blogs shows a range of authentic customer feedback, much of it centered around speed, simplicity, and access.

Common Positive Experiences

Across various review platforms, several themes continue to surface:
- Fast response times: Many borrowers report being contacted by lenders within minutes of submitting their loan request through the MoneyMutual site.
- Ease of application: Users with little or no experience in online lending highlight how intuitive and fast the form was to complete.
- Relief during emergencies: Customers share stories of how they used MoneyMutual to cover rent shortfalls, car repairs, or unexpected family needs.
- High approval odds: Even borrowers with credit scores below 600 mention receiving loan offers—something rarely experienced with banks.
One reviewer noted, “I didn’t think I would get approved anywhere, but MoneyMutual matched me with a lender who funded $600 in my account by the next day. It helped me avoid eviction.”

Another stated, “I’ve used it twice now. No one pressured me to accept anything, and I liked being able to compare lenders before making a decision.”

Things to Watch For

Some borrowers also point out areas to be cautious with:
- Loan costs vary significantly: A few reviewers mentioned being surprised by high interest rates after clicking through to lender sites.
- Lender communication quality: While MoneyMutual itself provides a smooth user experience, interactions can vary based on the lender you’re matched with.
These accounts reinforce the importance of reading all terms thoroughly and understanding the true cost of the loan before accepting.

Disclaimer: Individual results will vary. Testimonials are for illustrative purposes only and do not guarantee similar outcomes. Always review terms directly from the lender.

Your emergency doesn’t wait—and neither should you. Start your free MoneyMutual application now and connect with lenders offering fast funding!

Frequently Asked Questions

Everything You Need to Know About Using Money Mutual

If you’re exploring Money Mutual as a solution for bad credit loans or fast cash advances, these frequently asked questions address the most important concerns potential borrowers have before applying.

Can I really get a loan with bad credit through Money Mutual?

Yes. MoneyMutual specializes in helping borrowers with bad credit find short-term loan offers through a network of trusted lenders. Even if you’ve been denied elsewhere due to a low credit score, you may still qualify for a cash advance or installment loan using the platform.

Disclaimer: Approval is not guaranteed. Loan decisions are made solely by third-party lenders.

Is MoneyMutual a legitimate platform for fast loans?

Yes. MoneyMutual is a well-established online loan marketplace that has helped over 2 million users connect with lenders offering emergency loans, payday loans, and bad credit personal loans. It uses encrypted technology and complies with industry standards to protect your information.

How much money can I borrow through MoneyMutual?

Loan offers typically range from $200 to $5,000, depending on your income, location, and lender qualifications. These loans are designed for short-term financial needs like rent, car repairs, or medical bills.

Disclaimer: Final loan amounts, rates, and terms vary by lender. Always review your offer carefully.

Does applying affect my credit score?

No. When you submit a request through Money Mutual, it does not trigger a hard credit inquiry. Your credit score remains unaffected unless you accept a loan and the lender performs a check during their final approval process.

How fast will I receive the funds?

Many borrowers receive their loan funds within 24 hours, and in some cases, even on the same day. This makes MoneyMutual ideal for urgent financial situations requiring fast cash.

Are there any fees to use Money Mutual?

No. Submitting a loan request on MoneyMutual is completely free. You will never be charged to use the platform. Any fees or interest rates come from the lender directly.

What types of loans are available?

MoneyMutual helps users connect with lenders offering:
- Payday loans
- Installment loans
- Cash advances
- Emergency short-term loans
These options can help manage unexpected expenses or financial gaps between paychecks.

Is my personal information safe on the platform?

Yes. Money Mutual uses bank-level encryption to protect all sensitive data submitted through its platform. Your privacy and data security are top priorities.

Money tight? Get connected with a short-term lender now through MoneyMutual. Fast, private, and no cost to apply—get the help you need today.
- Company: MoneyMutual
- Address: 2510 E. Sunset Rd. Ste 6, #85 Las Vegas NV, 89120
- Email: customerservice@moneymutual.com
- Phone Support: 844-276-2063
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Important Service Disclosure

The operator of this website is not a lender, does not arrange, facilitate, or broker loans to lenders, and does not make short-term cash loans or credit decisions. It is not an agent, representative, arranger, facilitator, or broker of any lender, does not endorse any lender, and does not charge consumers for any service or product.

This website does not constitute an offer or solicitation to lend. This platform allows users to submit their information to a lender in order for a lender to determine whether they may be able to offer a short-term loan. However, providing information on this website does not guarantee that a lender will work with the user or that the user will be approved for a short-term loan.

Cash advances should be used solely for addressing immediate cash needs and should not be considered a long-term financial solution. Not all lenders are able to provide loans up to $5,000. Cash transfer times may vary between lenders and are subject to each borrower’s financial institution policies and procedures.

For specific details, concerns, or questions regarding any short-term loan, users should contact their lender directly. Loan services and lender availability may vary based on state laws and individual lender requirements. This service is not available in Connecticut. Additionally, this service is not available in New York or to New York borrowers due to interest rate limits imposed by New York law.

Credit checks, consumer credit reports, and other personal data may be obtained by some lenders from Experian, Equifax, TransUnion, or through alternative providers.

Affiliate Disclosure

This article may contain affiliate links. If a reader clicks on an affiliate link and proceeds to submit an application, complete a transaction, or make a purchase, the publisher or associated parties may receive compensation at no additional cost to the reader. This potential compensation does not influence the editorial integrity, opinions, evaluations, or recommendations expressed in this article.

All recommendations, descriptions, and reviews are based on independent research, analysis, and information believed to be accurate at the time of publication. Readers are encouraged to conduct their own due diligence and verify any product, service, or offer directly with the official website or provider prior to engagement.

The MIL Network –
May 8, 2025
MIL-OSI USA: Rep. Espaillat Highlights Slate of Congressional Efforts this Congress to Address Climate Change, Ensure Environmental Justice, and Bolster Climate Solutions
Source: United States House of Representatives – Congressman Adriano Espaillat (NY-13)

NEW YORK, NY — Today, Representative Adriano Espaillat (NY-13) issued the following statement in recognition of Earth Day 2025 and touted several pieces of legislation he leads during the 119th Congress:

“On Earth Day, we reaffirm our commitment to adopting climate solutions to save our planet,” said Espaillat. “The difference we make today will have resounding impacts throughout our communities and the future of our society. I am proud to sponsor many critical environmental bills this Congress and remain committed to ensuring a greener, more sustainable future for the next generation.”
- The Green Climate Fund Authorization Act — authorizes an additional $8 billion to the Green Climate Fund, supporting climate action projects globally.
- The Housing Survivors of Major Disasters Act – bipartisan legislation re-introduced with Congresswoman Young Kim (R-CA) in the wake of the California wildfires. The bill eliminates barriers for survivors of natural disasters when seeking housing assistance.
- Resolution Recognizing Cecil Corbin-Mark honors his significant contributions to the environmental justice movement, working with primarily vulnerable and disadvantaged communities.
- Secure Electronic Waste Export and Recycling Act– bipartisan legislation re-introduced with Congressman Mario Díaz-Balart (R-FL), which curbs the overwhelming flow of electronic waste (“e-waste”) exports from the United States, which bring about national security risks, harm the public health, and cause significant damage to the environment
- The Solid Waste Infrastructure for Recycling Grant Program (SWIFR) Reauthorization Act — reauthorizes and suggest an increase in funding for the EPA’s most important recycling grant program through 2035.
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Representative Espaillat is the first Dominican American to serve in the U.S. House of Representatives and his congressional district includes Harlem, East Harlem, West Harlem, Hamilton Heights, Washington Heights, Inwood, Marble Hill and the north-west Bronx. First elected to Congress in 2016, Representative Espaillat is serving his fifth term in Congress. Representative Espaillat currently serves as a member of the influential U.S. House Committee on Appropriations responsible for funding the federal government’s vital activities and serves as Ranking Member of the Legislative Branch Subcommittee of the committee during the 119th Congress. He is Chairman of the Congressional Hispanic Caucus (CHC), a member of the Congressional Progressive Caucus (CPC), and serves as a Senior Whip of the Democratic Caucus. To find out more about Rep. Espaillat, visit online at https://espaillat.house.gov/.

Media inquiries: Candace Person at Candace.Person@mail.house.gov

MIL OSI USA News –
May 8, 2025
MIL-OSI USA: Espaillat, Bresnahan, Adams, and Miller Introduce Bill to Remove Unjust Barriers

Source: United States House of Representatives – Congressman Adriano Espaillat (NY-13)

Legislation Would Ensure Job Seekers in Federal Workforce Training Programs Can Maintain Food Security and Employment Training Without Undue Barriers to Career Success

WASHINGTON, DC – Representatives Adriano Espaillat (NY-13), Rob Bresnahan (PA-08), Max Miller (OH-07), and Alma S. Adams, Ph.D. (NC-12) announced today the reintroduction of the Training and Nutrition Stability Act, which would allow jobseekers in high-quality evidence-based employment and training programs to maintain their nutrition benefits, leading to permanent employment and self-sufficiency.

“Currently, individuals in high-quality, evidence-based employment and training programs risk losing their nutrition security because of temporary earnings they receive through their participation,” said Congressman Adriano Espaillat. “Rules on whether these earnings count against SNAP participants’ eligibility are applied inconsistently across federal programs and funding streams, and this misalignment in policy has created confusion and benefit cliffs for affected individuals who are working to invest in their economic future. It is critical that we work to strengthen workforce opportunities and training opportunities so that individuals are not forced to choose between employment opportunity and skills development or food security.”

“Work is not a dirty word,” said Rep. Bresnahan. “In Northeastern Pennsylvania and across the country, we are facing a skilled-workforce shortage, and businesses are in desperate need of those ready to roll up their sleeves and get to work. This is exactly why we should not punish taking advantage of learn-as-you-earn programs and forcing workers to choose between participation in proven SNAP E&T programs and being able to receive their nutrition benefits.”

“Qualified SNAP recipients should have the opportunity to work or seek the education they need to support themselves. This legislation ensures that their nutritional needs are met without forcing them to abandon their goals of breaking out of the cycle of poverty,” said Congressman Max Miller. “This bill was included in the 2024 House Agriculture Committee Farm Bill, and I look forward to seeing it move forward.”

“You should never have to choose between building a better life for yourself and losing your food security,” said Congresswoman Adams. “I’m proud to support the Training and Nutrition Stability Act to ensure that earnings from employment and training programs do not decrease SNAP benefits. You are not going to be successful if you’re hungry. It’s time we close the training gap so we can support those working hard to support themselves.

Last year, after release, more than 8,000 motivated people chose to walk through CEO’s front door. It is a time of hope and renewal. SNAP is a key part of reentry, but many people’s benefits are reduced once they begin a paid job training program.” said Sam Schaeffer, CEO of the Center for Employment Opportunities. “The Training and Nutrition Stability Act will help bridge the gap between workforce development and food security allowing people to provide for their families and build a foundation for lasting independence. CEO is grateful to Representative Espaillat for championing this bipartisan bill, primed to change so many lives.

The Training and Nutrition Stability Act would ensure jobseekers in programs authorized under the Workforce Innovation and Opportunity Act (WIOA), the Supplemental Nutrition Assistance Employment and Training (SNAP E&T), vocational rehabilitation programs, and refugee employment programs to leverage federal job-driven training programs dollars and maintain their nutrition benefits, leading to permanent employment and self-sufficiency.

###

Representative Espaillat is the first Dominican American to serve in the U.S. House of Representatives and his congressional district includes Harlem, East Harlem, West Harlem, Hamilton Heights, Washington Heights, Inwood, Marble Hill and the north-west Bronx. First elected to Congress in 2016, Representative Espaillat is serving his fifth term in Congress. Representative Espaillat currently serves as a member of the influential U.S. House Committee on Appropriations responsible for funding the federal government’s vital activities and serves as Ranking Member of the Legislative Branch Subcommittee of the committee during the 119th Congress. He is Chairman of the Congressional Hispanic Caucus (CHC), a member of the Congressional Progressive Caucus (CPC), and serves as a Senior Whip of the Democratic Caucus. To find out more about Rep. Espaillat, visit online at https://espaillat.house.gov/.

Media inquiries: Candace Person at Candace.Person@mail.house.gov

MIL OSI USA News –

May 8, 2025
MIL-OSI USA: Media Advisory: Representative Adriano Espaillat Leads CHC Press Conference on Deportations of U.S. Citizen Children

Source: United States House of Representatives – Congressman Adriano Espaillat (NY-13)

WASHINGTON, DC — Tomorrow, Rep. Adriano Espaillat (NY-13), Chair of the Congressional Hispanic Caucus (CHC) will hold a press conference at the U.S. Capitol to address the deportations of U.S. citizen children to Honduras, attacks on due process, and detainee abuse.

The Trump administration is doubling down its cruel attacks on immigrant families, forcing mothers into impossible choices about their children’s well-being. It’s a continuation of Trump’s 2018 family separations and this president’s zeal to exploit the suffering of families and children for political gain.

WHAT: CHC Press Conference

WHO:
·    CHC Chair Rep. Adriano Espaillat (NY-13)
·    Whip Rep. Sylvia Garcia (TX-29)
·    Vice Chair of Communications Rep. Norma Torres (CA-35)
·    Vice Chair of Diversity and Inclusion Rep. Joaquin Castro (TX-20)
·    Rep. Juan Vargas (CA-52)
·    Rep. Nanette Barragán (CA-44)
·    ACLU Louisiana Legal Director Alanah Odoms
·    National Immigration Project Executive Director Sirine Shebaya

WHEN: Wednesday, April 30th at 12:00 PM

WHERE: House Triangle, United States Capitol, Washington, DC 20004

WATCH: Livestream at https://x.com/RepEspaillat

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Representative Espaillat is the first Dominican American to serve in the U.S. House of Representatives and his congressional district includes Harlem, East Harlem, West Harlem, Hamilton Heights, Washington Heights, Inwood, Marble Hill and the north-west Bronx. First elected to Congress in 2016, Representative Espaillat is serving his fifth term in Congress. Representative Espaillat currently serves as a member of the influential U.S. House Committee on Appropriations responsible for funding the federal government’s vital activities and serves as Ranking Member of the Legislative Branch Subcommittee of the committee during the 119th Congress. He is Chairman of the Congressional Hispanic Caucus (CHC), a member of the Congressional Progressive Caucus (CPC), and serves as a Senior Whip of the Democratic Caucus. To find out more about Rep. Espaillat, visit online at https://espaillat.house.gov/.

Media inquiries: Candace Person at Candace.Person@mail.house.gov

MIL OSI USA News –

May 8, 2025
MIL-OSI USA: Marking 60 Years Since “La Revolución de Abril,” Rep. Adriano Espaillat to Reintroduce Historic Legislation Named in Spanish
Source: United States House of Representatives – Congressman Adriano Espaillat (NY-13)

NEW YORK, NY – Representative Adriano Espaillat (NY-13) will reintroduce his bill later this month urging the creation of a commission to study interventions and occupations of the United States and develop proposals for the repair and reconciliation to the people of the Dominican Republic and other Latin American and Caribbean countries as these misguided interventions led to generations of turmoil and civil conflict.

During the 20th century, the U.S. conducted a series of military interventions and operations in Latin America and the Caribbean, contributing to great harms in numerous countries, including coups, regime collapses, civil wars, and mass casualties. In the decades since these historical occupations occurred, the U.S. has gained a clearer picture of how these misguided military operations have negatively impacted the collective psyche of Caribbean and Latin American countries and spurred anti-U.S. sentiment amongst our neighbors. Studies also show these military operations have resulted in generational trauma and mass migration into the U.S. Fortunately, this new bill provides the U.S. with an important opportunity to formally apologize for these missteps in the region.

The Commission on the United States Occupations in the Americas Act will establish a Commission responsible for studying and identifying the lasting effects of the United States’ 20th century military occupations in Latin America and the Caribbean. The Commission would also provide recommendations on whether a formal U.S. apology to each previously occupied nation is warranted, in addition to considering any potential remedies for wrongs and injuries caused by the U.S. during the following occupations:
1. First Occupation of Nicaragua (1909 – 1925)
2. First Occupation of Mexico (1914)
3. Second Occupation of Mexico (1916 – 1917)
4. First Occupation of the Dominican Republic (1916 – 1924)
5. Second Occupation of Nicaragua (1927- 1933)
6. Guatemala Air Occupation (1954)
7. Second Occupation of the Dominican Republic (1965- 1966)
8. Grenada Occupation (1983)
9. Panama Occupation (1989)
10. Any other unlawful occupations in the region identified by the Commission.
Only by directly confronting the United States’ difficult history in this region, and apologizing for our missteps, can our nation work towards repairing our relationship with the many Latin American and Caribbean nations we have harmed and pursue future policy solutions that uplift our region and make up for our historical wrongdoings.

###

Representative Espaillat is the first Dominican American to serve in the U.S. House of Representatives and his congressional district includes Harlem, East Harlem, West Harlem, Hamilton Heights, Washington Heights, Inwood, Marble Hill and the north-west Bronx. First elected to Congress in 2016, Representative Espaillat is serving his fifth term in Congress. Representative Espaillat currently serves as a member of the influential U.S. House Committee on Appropriations responsible for funding the federal government’s vital activities and serves as Ranking Member of the Legislative Branch Subcommittee of the committee during the 119th Congress. He is Chairman of the Congressional Hispanic Caucus (CHC), a member of the Congressional Progressive Caucus (CPC), and serves as a Senior Whip of the Democratic Caucus. To find out more about Rep. Espaillat, visit online at https://espaillat.house.gov/.

Media inquiries: Candace Person at Candace.Person@mail.house.gov

MIL OSI USA News –
May 8, 2025
MIL-OSI USA: Representatives Espaillat, Ocasio-Cortez Statement on ICE Abduction of Bronx Resident Merwil Gutiérrez

Source: United States House of Representatives – Congressman Adriano Espaillat (NY-13)

BRONX, NY – Today, Representatives Adriano Espaillat (NY-13) and Alexandria Ocasio-Cortez (NY-14) released a joint statement on Immigration and Customs Enforcement’s (ICE) abduction of Bronx resident Merwil Gutiérrez.

On February 24, ICE detained 19-year-old Merwil Gutiérrez at the doorstep in front of his shared Bronx apartment. He had no criminal record or tattoos linking him to the Tren de Aragua gang. He was denied due process.

“We are horrified by ICE’s abduction of Merwil Gutiérrez, who was violently taken from his doorstop in the Bronx and deported to El Salvador. Like many others sent to CECOT, a mega-prison infamous for human rights abuses, Merwil was torn away from his father and our community, without due process, without any criminal charges, and without an order of deportation from a judge. His family is heartbroken and thinks he was deported by mistake. Whether Kilmar Abrego García or Merwil Gutiérrez, ICE’s attacks on due process are threats to all of our fundamental rights. Our offices have been in touch with the family to support and we will not rest until Merwil is back where he belongs: at home in the Bronx.”

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Representative Espaillat is the first Dominican American to serve in the U.S. House of Representatives and his congressional district includes Harlem, East Harlem, West Harlem, Hamilton Heights, Washington Heights, Inwood, Marble Hill and the north-west Bronx. First elected to Congress in 2016, Representative Espaillat is serving his fifth term in Congress. Representative Espaillat currently serves as a member of the influential U.S. House Committee on Appropriations responsible for funding the federal government’s vital activities and serves as Ranking Member of the Legislative Branch Subcommittee of the committee during the 119th Congress. He is Chairman of the Congressional Hispanic Caucus (CHC), a member of the Congressional Progressive Caucus (CPC), and serves as a Senior Whip of the Democratic Caucus. To find out more about Rep. Espaillat, visit online at https://espaillat.house.gov/.

Media inquiries: Candace Person at Candace.Person@mail.house.gov

MIL OSI USA News –

May 8, 2025
MIL-OSI New Zealand: Speech at the AML Summit 2025

Source: NZ Music Month takes to the streets

Good morning and a warm welcome to everyone, it’s a pleasure to be here.

Let me start by thanking AML Solutions for giving me the opportunity to speak on the 10^th anniversary of the AML Summit.

I know you have a busy and interesting schedule to look forward to over the next couple of days. This year’s conference theme is aptly named “The evolution of Risk”. I understand that the presentations will focus on supporting reporting entities to understand what best-practice compliance looks like under a reformed risk-based and flexible AML/CFT system.

This theme is future-focused – and touches on issues I have spent a lot of time thinking about and planning for since becoming responsible for the AML/CFT portfolio in my role as Associate Minister of Justice.

You will likely know that last year Cabinet approved my plans for an AML/CFT reform programme. The objectives of legislative reform are to meet the objectives this government committed to in our coalition agreement: and that is to tackle organised crime and cut red tape.

How can New Zealand reform AML/CFT regulation to reduce burden on industry and support a common-sense approach to compliance; while still ensuring we are well placed to tackle organised crime and protect our international reputation as a trusted place to do business?

How do we equip ourselves to deal with new and emerging challenges and threats in this space? How can we harness new technologies to help us fight crime more effectively and make it easier and cheaper for businesses to defend themselves against money laundering?

How will we ensure that we, as a country, are doing our part in this inherently global fight – in a fractious world where the nexus of organised crime and international conflicts is growing?

Over the last year I have taken advice and considered many of the challenges facing the sector in detail. Many of you in this room, or online, will have been involved in and contributed to this advice. I am so grateful for your hard work and specialist contributions. Your expertise is invaluable – it enables robust discussion and informed decision-making.

Now is the time to deliver on our coalition commitments. The Act has now been in force for 11 years and we know the current system is not delivering as well as it could for New Zealanders, businesses, or for law enforcement.

This is because the laws and requirements are highly complex and not sufficiently risk based. As a result, they can be repetitive and unnecessarily burdensome. I have heard from many New Zealanders that the requirements are confusing, obstructive, and costly.

Some of the examples they have given me illustrate how absurd these requirements can be. I ’ve heard from mothers who’ve told me they cannot open bank accounts for their child unless they are able to prove where their child lives. I’ve heard from elderly widows, who had relied on their husbands to take care of bills and are now unable to have a bank account in their own name because they have no written proof to say they live in their own home. These are clear indications of how the system is failing to take a properly risk-based approach.

Multiple reviews of the current system have also identified deficiencies that make it harder for the system to effectively deter and combat the criminal activity that we know is taking place in New Zealand.

At New Zealand’s latest mutual evaluation, the Financial Action Task Force (FATF) reported on several strengths in the New Zealand system but also highlighted that there is room for significant improvement.

I know you will be aware that compliance with international standards is incredibly important for New Zealand’s global reputation and financial standing. We know that FATF recommendations are now tougher, and that there are still many actions from our last evaluation that we need to address. Regulatory reform is needed to ensure we do well at our next evaluation.

But let’s not belabour what we already know about the deficiencies. Let’s instead focus on opportunities for the future and what we can achieve through this reform programme. To me, reform presents a great opportunity to enhance the strengths of our system, and to address identified concerns.

We know, for example, that the wider Financial Crime Group do excellent work, especially relating to asset recovery. We only need to cast our eyes to very recent news stories – I’m thinking of the announcement last September of the highly successful operation against the Comanchero gang which saw $5.8 million worth of assets restrained – to know law enforcement across the system is working hard and achieving remarkable successes through their work. A look at the latest Police annual report shows that over $72 million of assets were restrained from organised and financial crime, and 379 money laundering investigations resulted in prosecution.

We also know there is sound domestic cooperation and coordination on monitoring possible terrorist financing – the FATF told us so, at our latest mutual evaluation.

The FATF have also noted that we are known internationally for our high-quality responsiveness to cooperation requests.

In other words, New Zealand already does lots of things well. Our focus is therefore on improving the AML/CFT system to enhance these strengths. Let’s enable the system and its actors to achieve the intended outcomes: to detect and deter money laundering and terrorism financing.

This Government is about quality regulation. We want regulation that achieves intended outcomes, regulation that makes sense and is workable for all. This means getting rid of unnecessary red-tape– if regulation isn’t providing the results we are after, there is no point to it.

In the case of the AML/CFT system, regulation needs to contribute to the fundamental purpose of the system: tackling crime. To do that effectively, we need an agile, streamlined system that is laser focussed on real risk.

A truly risk-based system will better enable law enforcement to crack down on organised crime by providing the financial intelligence needed to go after criminal organisations. A truly risk-based system is more aligned with international obligations and standards. A truly risk-based system will provide regulatory relief for lower risk businesses and the public.

My reform programme, therefore, will be undertaken in three parts. The first phase is already well-advanced and will deliver immediate regulatory relief via two bills – the first, the Statutes Amendment Bill, has already been reported back from Select Committee to the House of Representatives, and is likely to come into effect in the coming months. The second, the Anti-Money Laundering and Countering Terrorism Financing Amendment Bill, is currently before select committee.

The changes made through these bills include removing both address verification requirements for many customers, and relaxing enhanced customer due diligence requirements for lower-risk trusts. This will help make it easier for mums and dads to set up bank accounts for their kids, and easier for vulnerable kiwis – including the elderly – to get access to essential financial services.

This first set of reforms aims to make immediate changes, to make the AML/CFT system more risk-based and ease the regulatory burden on businesses.

These changes alone already represent the most significant regulatory relief in the history of the AML/CFT regime. But we do not intend to stop there.

The second phase of changes focuses on structural reforms for the regime. Cabinet has agreed that, as part of these structural reforms, we will be implementing a single AML/CFT supervisor structure within the Department of Internal Affairs. This will replace the current three-supervisor model.

This move will create a more efficient, effective, and risk-based supervisory structure – one that reduces unnecessary compliance costs for lower-risk businesses and transactions, removes the need for multi-supervisor coordination efforts – thereby reducing costs – and streamlines decision-making.

A single supervisor can be more resource responsive to the ever-changing risk environment. A single supervisor will be better able to deliver consistent and timely guidance to support reporting entities.

This will help to ensure that businesses have the confidence to take a more flexible approach to implementing their AML/CFT obligations and lower the barrier to accessing financial services for low-risk customers.

A single supervisor with overview of the wider AML/CFT environment will also be better able to look for and realise opportunities as they arise. For example, I’m sure we all agree that there are opportunities and benefits to be gained in the digital identity and open banking areas. In addition, the emergence of AI could herald improved, and more cost effective, electronic Know Your Customer (eKYC) functions, risk assessments, and suspicious activity reporting.

Everyone here will be aware that in a world of increasing demands, the AML/CFT system in New Zealand is currently underfunded. My phase two structural reforms will also see us work towards introducing a sustainable funding model for the system.

The new hybrid funding model will establish an industry-levy. I will ensure that this levy is designed in a way that distributes the costs in a risk appropriate and equitable way, so that it targets the highest risk sectors – such as large international banks – and does not place an undue burden on small businesses.

This hybrid funding model will provide sufficient resourcing for core regulatory functions and deliver substantial savings to the Crown. This approach is in line with what has been done in other like-minded jurisdictions, like Australia, the United Kingdom and Canada.

As part of the work on the funding model, a work programme and a National Strategy will be developed in partnership with industry and agreed by Cabinet to ensure that the system is focussed on industry priorities. Any changes to the levy will also need to be informed by the AML/CFT National Strategy.

Now, I know that many of you in this room will have opinions and views on the approach we have taken to these structural reforms. I look forward to engaging with you and drawing on your sector expertise as we get stuck into the detail of this change process.

The structural changes in phase two of my reforms will result in an amendment Bill that I aim to have introduced by the middle of this year. Officials are currently working on the details of developing and implementing the levy, but I expect that the earliest it would be in place is by 2027.

The third phase of these reforms will deliver wider legislative changes to implement international standards outlined by the FATF. This Bill will be introduced later in this Parliamentary term.

Doing this international compliance work will have a natural flow on effect that improves New Zealand entities’ ability to carry on with business and sharpens our law enforcement tools. Importantly, it includes amendments to provide further flexibility for businesses to take a more risk-based approach to their AML/CFT obligations.

The work programme was designed to address specific areas that were identified through robust stakeholder consultation during the 2022 Statutory Review of the AML/CFT Act and further targeted engagement has been undertaken since then.

I am aware there is room for improvement in other areas as well – and some of you may be disappointed that more statutory reforms are not currently being progressed.

In arriving at my current statutory reform programme, I have taken a pragmatic approach – the current fiscal environment dictates that we are smart and outcomes-focused with our reforms. Right now, this means prioritising the changes that will give us the biggest bang for our buck in terms of regulatory relief, while ensuring compliance with international expectations and supporting law enforcement to tackle organised crime and delivering regulatory relief.

We need to prioritise this legislative work programme first to ensure that changes to the law are made and the system is properly set up to take a risk-based approach in time for our next mutual evaluation in 2028. I am excited and proud that this reform programme is on track to deliver the most significant regulatory relief since the Act came into force in 2013.

But, like you, I want to do more, if I can. I am committed to look for opportunities to do just that, not only through reforms to legislation, but also through considering potential exemptions and regulations that will support a more risk-based AML/CFT system.

I look forward to working with you all as we move forward with all the parts of this reform programme. To me, the key to successfully strengthening the AML/CFT system through these reforms is collaboration and leveraging expertise in the sector.

I encourage you all to participate in consultation when these opportunities come up. We need people with experience and knowledge to get involved – we need you. I look forward to hearing your views on how we can make the laws work for you.

Thank you for having me today, it’s a pleasure to be here with you all. Enjoy your time here at the conference.

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI New Zealand: Speech to TRENZ 2025

Source: NZ Music Month takes to the streets

Tēnā koutou, tēnā koutou, tēnā koutou katoa.

Thank you for welcoming me here today, and for that lovely introduction from Rebecca Ingram from Tourism Industry Aotearoa.

I appreciate the great working relationships I have across the tourism sector and how we are united in wanting the best for our country.

It’s wonderful to be back in Rotorua – one of New Zealand’s best-known and best-loved tourism destinations.

Rotorua is actually the birthplace of New Zealand tourism.

In the 19th century, intrepid international tourists took a 75-day sea voyage from Britain to New Zealand, followed by a 200km steam train trip from Auckland to Tauranga, followed by a horse-drawn carriage ride to Lake Rotomahana via Rotorua (a distance over 100kms). All in pursuit of the famous pink and white geothermal terraces.

Once there, they were greeted by New Zealand’s first tour guides. Māori women from Rotorua’s local iwi Te Arawa demonstrated fantastic entrepreneurial spirit, not only by warmly welcoming these tourists but by developing businesses out of showing them what was then known as the “eighth wonder of the world”.

While the terraces were lost in a volcanic eruption in 1886, Rotorua’s geothermal attractions remain world-class. And its people remain some of the world’s best and most hospitable tourism operators.

I urge you to take the opportunity to experience all the amazing tourism experiences that Rotorua has to offer while you are here.

I was in Europe last week talking trade and security with our partners and also attending the Pope’s funeral, and I heard from people all around the world about how much they want to come visit New Zealand.

I can’t wait to work with all of you in the room today to welcome them here to experience all New Zealand has to offer.

Before we start, I would also like to thank the Premier Sponsor Air New Zealand and Tourism New Zealand, as well as all the prestigious event partners and organisers for bringing us all together and make TRENZ possible.

A special thanks to those who have travelled from overseas to understand and experience our tourism offerings. Your participation is essential to the success of TRENZ.

Context of TRENZ

Tourism is about people-to-people connection, and it is fantastic to welcome both the buyers and sellers to TRENZ.

As an industry, you should feel proud of your achievements in rebuilding our tourism sector and making such a huge contribution to our economy as a major employer and innovator.

You are our global ambassadors for New Zealand. And you foster thriving communities to live and work in.

We value you and the work you do enormously.

Importance of tourism to the New Zealand economy

Our Government is obsessed with economic growth because it is the only way Kiwis get higher incomes, more money in their pockets, more jobs, a future for their kids and grandkids, and better public services like health and education.

We can achieve this by playing to our strengths. New Zealanders are famous for our innovation and creativity – as demonstrated by those early Te Arawa tour guides. And we are also home to some of the most breathtaking scenery in the world. Snow-capped mountains and fjords, golden sandy beaches, subtropical forests, and volcanic plateaus.

Mix those ingredients together and you have a recipe for world class tourism experiences.

So, it’s no wonder that tourism is a lynchpin of our economy.

Domestic and international tourism expenditure is now worth over $44 billion annually. Tourism contributed 7.5 per cent of New Zealand’s GDP and it continues to be our second highest export.

More than four in five New Zealand residents (82 per cent of us) benefited from tourism activity in their local area last year.

But we have room for more.

Last year, we welcomed over 3 million visitors to our country.

Which is a 12 per cent increase on the previous year, but still fewer than pre-Covid.

There is plenty of capacity for more international tourists to visit our shores.

There is also more capability and opportunities to provide more premium attractions and experiences. This doesn’t necessarily mean more expensive – it means more high-value.

As good as our recent growth has been, globally we are middle of the pack in terms of the productivity per capita, which is measured by total value of tourism divided by the number of people working in it.

If we push ourselves and get into the top 10 per cent of the most productive tourism markets in the world, we can generate another $9 billion in value for the industry.

I hope that provides you with the motivation you need to keep innovating and keep investing in your businesses and tourism experiences.

Because tourism is a competitive market, and our job is to make sure we’re at the top of people’s lists and that we are converting desire to travel into reality.

Broader benefits of tourism

Welcoming more visitors here means more full tables in our restaurants, more bookings for our local accommodation providers, and more people visiting our regions and attractions.

But it’s not just businesses that are directly connected to the industry that benefit from tourism. The benefits of tourism filters into so many aspects of our society and economy.

I have already mentioned our beautiful natural environment which is the backdrop of so much tourism in New Zealand.

One of New Zealand’s great success stories has been our efforts to eradicate invasive pests which damage our environment. We are now world leaders in pest eradication and have developed technologies and methods which we export to the world. But our success is partly thanks to eco-tourism, which provides us with the commercial incentive and revenue needed to undertake conservation work.

Great examples of this virtuous cycle exist right here in Rotorua. Rotorua Canopy Tours provides visitors with an exhilarating experience of ziplining through ancient, native forest and it helps fund local conservation efforts.

Reasons like this are why we are rolling out the red carpet and making it easier than ever for the world to visit our beautiful country.

Removing barriers and growing tourism

We’re at a pivotal moment where bold, decisive actions are essential to reignite our tourism industry and propel it back to the heights of 2019—and beyond.

The Government is fully committed to this mission.

We have already invested more than $20 million in a Tourism Boost package and will shortly be launching the Tourism Growth Roadmap.

These investments are not just steps; they’re leaps forward in our broader Going for Growth strategy. We’re not just aiming to recover—we’re aiming to thrive.

I know our Minister for Tourism and Hospitality, Louise Upston, has been working hard to identify ways we can boost international tourism in the short-term.

Last month, we announced over $13 million for Tourism New Zealand to further bolster our international marketing.

Our Government is also committed to enhancing airline connectivity, recognising that it’s the lifeline to strengthening our global ties and boosting tourism and trade.

We are working hard to build better airline connectivity with important emerging markets such as India. When in India recently, I was proud to witness the signing of a MoU between Air New Zealand, Tourism New Zealand and Air India to encourage commencement of direct (non-stop) flight operations between the two countries.

We’ve also relaxed our visitor visa rules to accommodate the modern traveller. Digital nomads can now work remotely for their overseas employers while exploring New Zealand.

Our visa process is becoming more efficient too. In 2024, the average visitor visa was approved in only 7 working days, which was 2 days faster than in 2023. This means people can plan their New Zealand adventure with confidence, knowing that we’re here to make your journey as smooth as possible.

And here’s more good news: the majority of visitors do not need a visa to come here and instead can travel on a New Zealand electronic Travel Authority, which are processed within 72 hours. And, we have visa waiver arrangements with 60 countries, which is more than most of our comparator countries.

We pride ourselves on our user-friendly immigration and border services, ensuring the arrival is as welcoming as our stunning landscapes. We are open for visitors, and we continue to offer stability, consistency, and transparency in our offerings.

Conclusion

In closing, I want to thank you. Thank you for your passion and resilience and for the incredible experiences you offer visitors. Thank you again Kerry, Bex, and TIA.

2025 is our chance to strengthen the value of tourism and drive New Zealand to be a humming, vibrant country. Together we can continue our work on being a resilient and prosperous sector that provides high-quality experiences and services.

But we have to be bold.

Let’s continue to push our boundaries to ensure that New Zealand remains a world leader.

Keep up the great work, I look forward to talking with more of you throughout the event.

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI Russia: Marat Khusnullin: Since 2019, more than 1,170 memorial sites dedicated to the Great Patriotic War have been improved in Russia

Translation. Region: Russian Federal

Source: Government of the Russian Federation – An important disclaimer is at the bottom of this article.

Square in Voldarsk, Nizhny Novgorod region.

Improvement of places with memorials of the Great Patriotic War helps to preserve the memory of the heroism of those people who defended our country and sacrificed their lives for peace and freedom. This work is carried out in Russia annually, Deputy Prime Minister Marat Khusnullin reported.

“Victory Day is one of the most significant holidays in the history of our country. This day is dedicated to the feat of Soviet soldiers who fought with honor against the Nazi invaders. The Great Patriotic War left a deep mark on history, and we must honor the memory of the fallen so that their sacrifices are not forgotten. Improvement of memorial sites is one of the ways to express respect and gratitude to the heroes. The renovation of spaces where monuments, war memorials, Alleys of Memory, Eternal Flame, and mass graves are located is carried out annually as part of the federal project “Formation of a Comfortable Urban Environment”, which this year became part of the national project “Infrastructure for Life”. Since 2019, more than 1,170 such sites have been improved,” Marat Khusnullin noted.

Work on reconstruction and visual transformation of memorial territories makes a significant contribution to the preservation of the history and cultural heritage of the country. Among the main improvement works are the implementation of territory planning, landscaping, installation of additional lighting, arrangement of pedestrian zones and places for the placement of military equipment from the Great Patriotic War.

“This year, Russia celebrates the 80th anniversary of the Victory in the Great Patriotic War. On the occasion of these most important events in the history of the country, festive events are planned in the regions, including the improvement of 97 memorial spaces, emphasizing the significance of the feat of people who united to preserve their Fatherland. The largest number of sites are planned to be improved in the Sverdlovsk Region – 11, Omsk Region – 9, the Republic of Buryatia – 9 and Bryansk Region – 7. This year, among other things, it is planned to improve memorial sites in cities and towns that, being in the rear, forged and brought Victory closer during the Great Patriotic War. Among them are a walking route from the central city square to Victory Park – the Glory Memorial in the city of Verkhnyaya Tura in the Sverdlovsk region, Victory Park in the village of Kamensk in the Republic of Buryatia, Victory Park and public spaces along Plyasova Street in the city of Mogocha in the Zabaikalsky Krai,” said Minister of Construction and Housing and Public Utilities Irek Faizullin.

For example, in the Nizhny Novgorod Region, 28 memorial public spaces were improved from 2019 to 2024 as part of the federal project “Formation of a Comfortable Urban Environment”. Among them are memorial squares and memorials with heroic symbols of the Red Army. Work was completed on the improvement of the Unknown Soldier Square in the city of Gorodets. Every year on May 9, residents of the town come to the square to lay flowers at the monument and remember their relatives who defended the Motherland.

In the Smolensk region, 11 historical sites have been improved. Among them is a monument with a BM-13 rocket launcher (Katyusha), which was erected in honor of the world’s first rocket artillery. The monument is a cultural heritage site of federal significance, and is considered a landmark and calling card of the city of Rudny in the Smolensk region.

In the city of Kotelnikovo in the Volgograd region, the monument to the Great Patriotic War “Mass grave of Soviet tank soldiers who died during the Battle of Stalingrad” has been improved. Rotmistrov Street is one of the main streets of the city and connects the railway and bus station with the central part of the city. The monument located on it is compositionally united with the central park of culture and recreation, improved in 2018, the entrance to which is located nearby.

It is also worth noting that the All-Russian competition for the best design of shop windows and entrance groups of non-residential, social, cultural and other facilities “Victory Spring” is dedicated to the celebration of the 80th anniversary of Victory in the Great Patriotic War. The Ministry of Construction is holding it together with the Association for the Development of Territories with the support of the Presidential Administration and the All-Russian Association for the Development of Local Self-Government. The regional stage of the competition will be held until May 12, 2025, and the federal stage will take place from May 15 to June 11.

Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

MIL OSI Russia News –

May 8, 2025
MIL-OSI USA: New York Man Charged with Federal Hate Crimes After Repeatedly Assaulting Jewish Victims

Source: US State of California

An indictment was unsealed today in the Southern District of New York charging Tarek Bazrouk 20, of New York, New York, with three counts of committing hate crimes in connection with his repeated assaults of Jewish victims in New York City between 2024 and 2025. Bazrouk was arrested this morning and will be presented later today before U.S. Magistrate Judge Stewart D. Aaron. The case is assigned to U.S. District Judge Richard M. Berman.

“The Civil Rights Division will continue to relentlessly pursue allegations of antisemitic violence and will not stop until justice is served for the victims and their families,” said Assistant Attorney General Harmeet K. Dhillon of the Justice Department’s Civil Rights Division. “Under Attorney General Pam Bondi’s leadership, we will use all available resources to investigate and charge those who target and assault others because of their faith.”

“As alleged, on three separate occasions, Tarek Bazrouk deliberately targeted and assaulted Jewish victims at protests relating to the Israel/Gaza war,” said U.S. Attorney Jay Clayton for the Southern District of New York. “Despite being arrested after each incident, Bazrouk allegedly remained undeterred and quickly returned to using violence to target Jews in New York City. This Office is dedicated to seeking justice for victims of hate crimes and will aggressively prosecute those who spread bigotry and discrimination through violence.”

According to court documents, other public filings, and statements previously made on the record in this case, over the course of approximately nine months, Bazrouk physically assaulted three Jewish individuals at protests concerning the Israel/Gaza war. First, on April 15, 2024, Bazrouk — while wearing a green headband typically worn by Hamas terrorists — attended a protest concerning the Israel/Gaza war in Lower Manhattan, outside the New York Stock Exchange. During the protest, Bazrouk was arrested by officers from the New York City Police Department (NYPD) after lunging at a group of pro-Israel protestors. As Bazrouk was being escorted to an NYPD vehicle, Bazrouk kicked a different individual — Victim-1, a Jewish college student — in the stomach. At the time of the assault, Victim-1 was standing near other Jewish protestors, who were wearing kippahs (that is, brimless skullcaps traditionally worn by Jewish men), carrying Israeli flags, and singing Jewish songs.

Approximately eight months later, on Dec. 9, 2024, Bazrouk assaulted another individual at a protest relating to the Israel/Gaza war next to a university campus in upper Manhattan. The victim of the second assault — Victim-2 — is a Jewish student who attended the nearby university. On the date of the assault, Victim-2 and his brother were wearing kippahs, Victim-2 had an Israeli flag draped around his shoulders, and Victim-2 was singing Jewish songs. As the protest continued, Bazrouk — with his mouth covered — stole an Israeli flag from Victim-2’s brother and fled. After Victim-2 and his brother followed Bazrouk through a crowd to retrieve the flag, Bazrouk snuck up beside Victim-2 and struck him in the face with a closed fist.

Roughly one month later, on Jan. 6, 2025, Bazrouk assaulted a third Jewish victim — Victim-3 — at a protest concerning the Israel/Gaza war near 1st Avenue and East 18th Street in Manhattan. At this protest, Victim-3 was wearing an Israeli flag around his shoulders, a hat with an Israeli flag, and a chain with a Jewish star. During the protest, Bazrouk, who was wearing a keffiyeh on his face, made contact with Victim-3’s shoulder and wrapped his foot around Victim-3’s ankle. Victim-3 attempted to push BAZROUK away and cursed at him. Bazrouk then punched Victim-3 in the nose with a closed fist.

“Over the course of nine months, Tarek Bazrouk allegedly targeted and violently attacked multiple Jewish victims in a series of physical assaults, while demonstrating a pattern of supporting anti-Semitic terrorist organizations,” said Assistant Director in Charge Christopher G. Raia of the FBI New York Field Office. “These alleged hate crimes not only violated the victims’ ability to exercise their first amendment rights, but also intimidated and sparked fear among a broader population. The FBI won’t tolerate this behavior and will apprehend any individual who commits a federal crime seeking to harm others for their religious beliefs.”

“As alleged, Tarek Bazrouk deliberately set out to harm Jewish New Yorkers — targeting them at protests, singling them out, and assaulting them for nothing more than their identity,” said NYPD Commissioner Jessica S. Tisch. “The NYPD worked closely with the FBI and the U.S. Attorney’s Office to track him down and ensure he faces real consequences. Antisemitism and all forms of bigotry have no home here in New York — period. New Yorkers of all faiths are welcome to live and worship in our city freely, and we will never stop fighting to protect that right.”

According to court documents, pursuant to judicially authorized warrants, law enforcement subsequently searched a cellphone used by Bazrouk. Evidence from that device revealed Bazrouk’s anti-Semitic bias and his support for anti-Jewish terrorist groups including Hamas, demonstrating his motivation for repeatedly assaulting Jewish victims. In text messages, for example, Bazrouk identified himself as a “Jew hater,” labeled Jews as “worthless,” extorted “Allah” to “get us rid of [Jews],” called an acquittance a “Fucking Jew,” and told a friend to “slap that bitch” in reference to a woman with an Israeli sticker on her laptop. Bazrouk also told a friend that he was “mad happy” to have learned that certain of his family members overseas are part of Hamas. Bazrouk’s phone was also littered with pro-Hamas and pro-Hizballah propaganda, showing his support for organizations that have murdered thousands of Jews and Israelis.

Bazrouk is charged with three counts of committing hate crimes, each of which carries a maximum penalty of 10 years in prison.

The maximum potential penalties in this case are prescribed by Congress and are provided here for informational purposes only, as any sentencing of the defendant will be determined by the judge.

U.S. Attorney Jay Clayton for the Southern District of New York praised the outstanding investigative work of the FBI and thanked the Manhattan District Attorney’s Office and the NYPD for their assistance.

The prosecution of this case is being handled by the Office’s Civil Rights Unit in the Criminal Division. Assistant U.S. Attorneys Sam Adelsberg and Jim Ligtenberg for the Southern District of New York are in charge of the prosecution.

An indictment is merely an allegation. All defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

MIL OSI USA News –

May 8, 2025
MIL-OSI Security: New York Man Charged with Federal Hate Crimes After Repeatedly Assaulting Jewish Victims

Source: United States Attorneys General

An indictment was unsealed today in the Southern District of New York charging Tarek Bazrouk 20, of New York, New York, with three counts of committing hate crimes in connection with his repeated assaults of Jewish victims in New York City between 2024 and 2025. Bazrouk was arrested this morning and will be presented later today before U.S. Magistrate Judge Stewart D. Aaron. The case is assigned to U.S. District Judge Richard M. Berman.

“The Civil Rights Division will continue to relentlessly pursue allegations of antisemitic violence and will not stop until justice is served for the victims and their families,” said Assistant Attorney General Harmeet K. Dhillon of the Justice Department’s Civil Rights Division. “Under Attorney General Pam Bondi’s leadership, we will use all available resources to investigate and charge those who target and assault others because of their faith.”

“As alleged, on three separate occasions, Tarek Bazrouk deliberately targeted and assaulted Jewish victims at protests relating to the Israel/Gaza war,” said U.S. Attorney Jay Clayton for the Southern District of New York. “Despite being arrested after each incident, Bazrouk allegedly remained undeterred and quickly returned to using violence to target Jews in New York City. This Office is dedicated to seeking justice for victims of hate crimes and will aggressively prosecute those who spread bigotry and discrimination through violence.”

According to court documents, other public filings, and statements previously made on the record in this case, over the course of approximately nine months, Bazrouk physically assaulted three Jewish individuals at protests concerning the Israel/Gaza war. First, on April 15, 2024, Bazrouk — while wearing a green headband typically worn by Hamas terrorists — attended a protest concerning the Israel/Gaza war in Lower Manhattan, outside the New York Stock Exchange. During the protest, Bazrouk was arrested by officers from the New York City Police Department (NYPD) after lunging at a group of pro-Israel protestors. As Bazrouk was being escorted to an NYPD vehicle, Bazrouk kicked a different individual — Victim-1, a Jewish college student — in the stomach. At the time of the assault, Victim-1 was standing near other Jewish protestors, who were wearing kippahs (that is, brimless skullcaps traditionally worn by Jewish men), carrying Israeli flags, and singing Jewish songs.

Approximately eight months later, on Dec. 9, 2024, Bazrouk assaulted another individual at a protest relating to the Israel/Gaza war next to a university campus in upper Manhattan. The victim of the second assault — Victim-2 — is a Jewish student who attended the nearby university. On the date of the assault, Victim-2 and his brother were wearing kippahs, Victim-2 had an Israeli flag draped around his shoulders, and Victim-2 was singing Jewish songs. As the protest continued, Bazrouk — with his mouth covered — stole an Israeli flag from Victim-2’s brother and fled. After Victim-2 and his brother followed Bazrouk through a crowd to retrieve the flag, Bazrouk snuck up beside Victim-2 and struck him in the face with a closed fist.

Roughly one month later, on Jan. 6, 2025, Bazrouk assaulted a third Jewish victim — Victim-3 — at a protest concerning the Israel/Gaza war near 1st Avenue and East 18th Street in Manhattan. At this protest, Victim-3 was wearing an Israeli flag around his shoulders, a hat with an Israeli flag, and a chain with a Jewish star. During the protest, Bazrouk, who was wearing a keffiyeh on his face, made contact with Victim-3’s shoulder and wrapped his foot around Victim-3’s ankle. Victim-3 attempted to push BAZROUK away and cursed at him. Bazrouk then punched Victim-3 in the nose with a closed fist.

“Over the course of nine months, Tarek Bazrouk allegedly targeted and violently attacked multiple Jewish victims in a series of physical assaults, while demonstrating a pattern of supporting anti-Semitic terrorist organizations,” said Assistant Director in Charge Christopher G. Raia of the FBI New York Field Office. “These alleged hate crimes not only violated the victims’ ability to exercise their first amendment rights, but also intimidated and sparked fear among a broader population. The FBI won’t tolerate this behavior and will apprehend any individual who commits a federal crime seeking to harm others for their religious beliefs.”

“As alleged, Tarek Bazrouk deliberately set out to harm Jewish New Yorkers — targeting them at protests, singling them out, and assaulting them for nothing more than their identity,” said NYPD Commissioner Jessica S. Tisch. “The NYPD worked closely with the FBI and the U.S. Attorney’s Office to track him down and ensure he faces real consequences. Antisemitism and all forms of bigotry have no home here in New York — period. New Yorkers of all faiths are welcome to live and worship in our city freely, and we will never stop fighting to protect that right.”

According to court documents, pursuant to judicially authorized warrants, law enforcement subsequently searched a cellphone used by Bazrouk. Evidence from that device revealed Bazrouk’s anti-Semitic bias and his support for anti-Jewish terrorist groups including Hamas, demonstrating his motivation for repeatedly assaulting Jewish victims. In text messages, for example, Bazrouk identified himself as a “Jew hater,” labeled Jews as “worthless,” extorted “Allah” to “get us rid of [Jews],” called an acquittance a “Fucking Jew,” and told a friend to “slap that bitch” in reference to a woman with an Israeli sticker on her laptop. Bazrouk also told a friend that he was “mad happy” to have learned that certain of his family members overseas are part of Hamas. Bazrouk’s phone was also littered with pro-Hamas and pro-Hizballah propaganda, showing his support for organizations that have murdered thousands of Jews and Israelis.

Bazrouk is charged with three counts of committing hate crimes, each of which carries a maximum penalty of 10 years in prison.

The maximum potential penalties in this case are prescribed by Congress and are provided here for informational purposes only, as any sentencing of the defendant will be determined by the judge.

U.S. Attorney Jay Clayton for the Southern District of New York praised the outstanding investigative work of the FBI and thanked the Manhattan District Attorney’s Office and the NYPD for their assistance.

The prosecution of this case is being handled by the Office’s Civil Rights Unit in the Criminal Division. Assistant U.S. Attorneys Sam Adelsberg and Jim Ligtenberg for the Southern District of New York are in charge of the prosecution.

An indictment is merely an allegation. All defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

MIL Security OSI –

May 8, 2025
MIL-OSI United Kingdom: Tech companies urged to join drive to cut crime
Source: United Kingdom – Executive Government & Departments

Press release

Tech companies urged to join drive to cut crime

Top tech experts are meeting the Justice Secretary as part of a Government drive to use AI and technology to transform the justice system and cut crime.
New study shows tags monitoring curfews cut reoffending by 20%

Top tech experts assemble to address criminal justice challenges

Ambition to use technology to deliver safer streets as part of Plan for Change

Today around 30 companies including Microsoft, Amazon Web Services and Google will explore how revolutionary tech could be used to tackle violence in prison, better monitor offenders in the community and improve risk assessments of offenders.

The meeting comes as new research shows curfew tags, which keep offenders at home and off the streets during certain times, can reduce reoffending by 20 per cent. This demonstrates how even older technology is supporting punishment in the community and cutting crime.

The challenge now is to see how newer technology can contribute to help deliver the Government’s Plan for Change to make streets safer.

Today’s gathering will be chaired by James Timpson, the prison and probation minister, and opened by Lord Chancellor, Shabana Mahmood.

Lord Chancellor, Shabana Mahmood, said: 

We inherited a justice system in crisis, with prisons close to collapse and staff overburdened and under pressure.

We need bold ideas to address the challenges that we face – supporting our staff, delivering swifter justice for victims, and cutting crime.

Today, we have an analogue justice system in a digital age.

The UK has a world-leading and growing tech sector, and I know our tech firms have a huge role to play in delivering our Plan for Change to make streets safer.

The roundtable marks the first time key players in the UK’s tech ecosystem will meet with justice ministers to discuss some of the toughest challenges our courts, prisons and probation system face.

Discussion will focus on the potential for even more effective tracking of offender movement, using data to aid probation officers to perform better risk assessments and whether digital platforms can help offenders rehabilitate and integrate back into society, cutting reoffending.

It has been organised in partnership with techUK which is the trade association that brings together companies and organisations to promote digital technology.

techUK CEO, Julian David OBE said:

We’re honoured to be hosting this roundtable discussion with the Ministry of Justice – It presents an excellent opportunity for the tech sector to highlight the transformative role that technology is playing in modernising our criminal justice system.

techUK and our members believe that collaboration and open dialogue are essential to fostering innovation and driving meaningful reform – particularly in how offenders are rehabilitated – and that digital tools can be a powerful force in sustaining this positive impact across society.

Other companies attending include:

Allied Universal: an industry leader technology and service company for three decades

Cognizant Worldwide Limited: focuses on modernising technology, reimagining processes and transforming experiences

TPXimpact: a UK-based company focusing on digital transformation and creating positive change for people, places, and the planet

Microsoft Ltd. UK Public Sector General Manager, Amanda Sleight said:

We’re thrilled to be part of this groundbreaking initiative with the Ministry of Justice.

Microsoft is committed to advancing the ethical use of AI technology to reduce the administrative burden on prison and probation staff, allowing them more time to focus on delivering high-quality frontline services, reducing recidivism and helping integrate offenders back into society.

The aim is for a follow up to this meeting with an event open to the whole of industry to apply to come back and present their groundbreaking ideas and solutions in the coming months.

Earlier this year, the Lord Chancellor set out her vision for the Probation Service, which included a bold new £8 million pledge to introduce new technology to help risk assess offenders and cut back on admin, increasing focus on those offenders who pose the greatest risk to the public.

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Published 8 May 2025
MIL OSI United Kingdom –
May 8, 2025
MIL-OSI USA: Newhouse, Bipartisan Coalition Introduce Farm Workforce Modernization Act

Source: United States House of Representatives – Congressman Dan Newhouse (4th District of Washington)

Headline: Newhouse, Bipartisan Coalition Introduce Farm Workforce Modernization Act

WASHINGTON, D.C. – Today, Reps. Dan Newhouse (R-WA) and Zoe Lofgren (D-CA) reintroduced the bipartisan Farm Workforce Modernization Act to reform the H-2A visa program and establish a strong, legal immigration workforce for agricultural producers.

“The workforce crisis has come to a boiling point for farmers across the country,” said Rep. Dan Newhouse. “Reintroducing the Farm Workforce Modernization Act sends a clear message to farmers that we are working hard to find solutions that ease the burdens brought on by the current state of the H-2A program. This legislation is necessary to lay the groundwork for continued negotiations, and I am committed to working closely with my colleagues to enact long-term, durable reforms to our agriculture guest worker programs. This issue has been, and remains, my top priority and unified Republican government is an opportunity to deliver for our farmers and ranchers.”

“The men and women who work America’s farms feed the nation. However, in the past few years, we’ve seen labor shortages contribute to high food prices,” said Rep. Zoe Lofgren. “As economic chaos and confusion continues, it is essential we provide stability to this critical workforce. The Farm Workforce Modernization Act would do so, which will protect the future of our farms and our food supply. It is well-past time we get this bipartisan legislation twice passed by the House of Representatives to the President’s desk.”

Newhouse and Lofgren were joined by Reps. Mike Simpson (R-ID), Jim Costa (D-CA), David Valadao (R-CA), and Adam Gray (D-CA) in introducing the legislation.

“The workforce crisis is the most important issue facing agriculture in our country,” said Rep. Mike Simpson. “Supporting American agriculture means providing a stable, reliable, and legal workforce, and this legislative solution addresses one of the most pressing concerns our farmers and ranchers face. Now that we finally have an administration taking the border crisis seriously, Congress must address this issue and enact necessary reforms. It is well past time we solve this problem. I look forward to working with my colleagues and getting this critical legislation across the finish line to President Trump’s desk for his signature.”

“American agriculture depends on a reliable workforce and nowhere is that more true than in California’s San Joaquin Valley, where farmworkers are the backbone of our economy. This legislation is a common-sense, bipartisan solution that provides stability for our farmers and dignity for the workers who feed America. If President Trump is serious about fixing our broken immigration system, he should work with us to get this bill across the finish line,” said Rep. Jim Costa.

“Central Valley farmers are the backbone of our nation’s agricultural industry, but they continue to face serious challenges finding and retaining a reliable workforce,” said Rep. David Valadao. “The current H-2A program doesn’t meet the labor needs of many producers, but the Farm Workforce Modernization Act is a positive step to addressing our agriculture workforce needs and securing our food supply chain. Food security is national security, and I look forward to continuing to work with my colleagues on both sides of the aisle to find long-term solutions that support our farmers and strengthen our food supply chain.”

“Farm workers and the larger agricultural community are the backbone of the Central Valley’s economy,” said Rep. Adam Gray. “Labor shortages on our farms could lead to higher food prices across the country and the Valley cannot afford to be shorthanded. This commonsense bipartisan bill would stabilize our vital workforce and make sure Valley farmers can continue to feed families across the country.”

The legislation passed the House of Representatives with strong bipartisan support in the 116th and 117th Congresses.

Click here for a two-page summary of the bill.

Click here for a section-by-section outline of the bill.

Click here for the full text of the bill.

###

MIL OSI USA News –

May 8, 2025
MIL-OSI New Zealand: Community conservation brings native birds back to South Rakaia

Source: PISA results continue to show more to be done for equity in education

Ken said the older he got the more he noticed environmental decline, particularly the loss of biodiversity and it was a nice feeling to help regenerate the area and help restore birdlife.

Since retiring, he has become passionate about conservation and raising awareness about the indigenous biodiversity in the area.

“It’s not until you get involved in conservation that you find there’s so many people doing similar work. You might think you’re not doing much but together we’re actually doing quite a lot.”

The rest of the South Rakaia Hut holders, about 70 people based between Ashburton and Christchurch, have been providing funding to Ken to support his efforts.

A stoat that was caught in one of Ken’s traps at South Rakaia. Photo credit Ken Body.

Community gets behind conservation

The local community have also been getting behind the project by planting and maintaining hundreds of natives along the reserve and within the settlement.

As a result of the planting and trappings, more native birds have been spotted in the area which was surrounded by streams, wetlands, regenerated forests, and the ocean.

Ken said there were now about a dozen breeding pairs of korimako (bellbirds) who were there all year round and in the last 18 months, there had been two kererū (wood pigeon) as well as tui, bittern and a white heron who visited every so often.

“We’re seeing a lot more birdlife, and everyone is noticing it,” Ken said.

One of Ken’s biggest motivations was protecting the dotterels that nested on the beach. He hoped his trappings would ensure a successful breeding season, which was due to start in July.

“They nest right on the stones, so they are really a free feed for the weasels.”

To support Ken and the community’s conservation work, we have funded signs to help educate the community and visitors about the birds, and to make them aware of trappings in the area. The signs had been designed by Braided Rivers New Zealand.

Land management and biodiversity advisor Jess Cochrane said the signs showed pictures of all the different bird species to help visitors identify any they might see.

“We included the Māori and English names of each of the birds to encourage use of te reo Māori for our indigenous species,” Jess said.

Conservation work would continue in the area with the hope of one day eliminating the predators and encouraging more birds to call South Rakaia home.

Ken Body next to one of the new signs we funded to help visitors identify the birds around South Rakaia

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI New Zealand: First Fast-track expert panels established

Source: NZ Music Month takes to the streets

Infrastructure Minister Chris Bishop and Regional Development Minister Shane Jones have welcomed the formation of the first two Fast-track expert panels.

“At this year’s Infrastructure Investment Summit we announced that the first project applications had been accepted by the Environmental Protection Authority (EPA),” Mr Bishop says.

“Judge Borthwick, the Panel Convener, and Helen Atkins, Associate Panel Convener, have now appointed expert panels to assess the Maitahi Village project and Delmore project applications respectively. These panels will commence their work on Monday 12^th of May.

“Maitahi Village is a retirement village development in Nelson of around 180 residential dwellings (50 being Iwi-led housing), a commercial centre, and a retirement village with approximately 194 townhouses and 36 in-care facility units, and Delmore is an Auckland project of approximately 1,250 residential units, including features such as parks.

“Each expert panel will assess the project, decide whether to consent it, and apply any relevant conditions. Final decisions are expected for these applications by the 12^th of September.

“The expert panels include members with technical expertise relevant to the project and expertise in environmental matters.

“This Government is serious about growing our economy, and doing its part to make infrastructure and housing quicker, easier, and cheaper to build in New Zealand. I am pleased to see the formation of these panels and look forward to watching the process move forward.”

Notes to editor:

More details on the applications can be found here: www.fasttrack.govt.nz

Maitahi Village (Nelson):

Development of approximately 180 residential dwellings (50 to be Ngāti Koata iwi-led housing), a commercial centre, and a retirement village (approximately 194 townhouses, 36 in-care facility units, a clubhouse, and a pavilion).

Maitahi Village Expert Panel:

Honourable Lyn Stevens KC (chair)

Andrew Whaley

Glenice Paine

Sam Flewellen

Delmore (Auckland):

Subdivision and development of approximately 1,250 residential dwellings and associated features such as parks, including delivery of the State Highway 1 Grand Drive interchange and Wainui area connection.

Delmore Expert Panel:

Helen Atkins (Chair)

Lisa Mein

Nigel Mark-Brown

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI USA: Murray, Wyden, Senate Colleagues Slam Social Security for Improperly Declaring Thousands Dead, Call for Watchdog Investigation

US Senate News:

Source: United States Senator for Washington State Patty Murray
Trump administration abused Death Master File to purge at least 6,300 Social Security numbers–including children and seniors
ICYMI: Senator Murray on Vote Against Social Security Nominee, Releases New WA State Report on How Trump and Elon Are Breaking the Social Security Administration
Washington, D.C. — Today, U.S. Senator Patty Murray (D-WA), Vice Chair of the Senate Appropriations Committee, joined Senate Finance Committee Ranking Member Ron Wyden (D-OR), and 10 Senate colleagues in slamming the Social Security Administration (SSA) for transferring thousands of Social Security numbers associated with immigrants to SSA’s Death Master File, marking them as dead to pressure ‘self-deportation’ and demanded the agency’s watchdog launch a full investigation into the decision.
Exploiting Social Security’s Death Master File to terminate the SSN of living individuals without full due process, violates several federal laws and bedrock constitutional rights. The Trump administration’s actions violate their due process rights enshrined in the Constitution, falsify government records, and violate the Privacy Act, wrote the senators. Even Trump’s lawyers reportedly agreed that Social Security’s actions violated the Privacy Act.
“This decision will result in the ‘financial murder’ of living individuals improperly placed in the file, with everything from their credit cards and banking to their ability to access healthcare and housing being ripped out from under them,” the senators wrote in the letters to Acting Social Security Commissioner Leland Dudek and Social Security Assistant Inspector General for Audit Michelle Anderson.
The senators also called on the SSA Office of the Inspector General to launch a full investigation into the agency’s decision to begin using the Death Master File for this purpose, including how an individual gets targeted, who at the agency has decision making authority, and how those who have their SSNs nullified through this process can get it fixed if there is a mistake.
The Trump administration’s abuse of Social Security’s centerpiece role in America’s economy sets a dangerous precedent of allowing the government to rip away workers’ access to their earned Social Security benefits while threatening the security of all Americans.
“The purpose of SSA is to provide for the welfare of number-holders and their dependents, not to serve as an arm of President Trump’s immigration enforcement agenda. This move degrades the solvency, reliability, and accuracy of SSA systems and programs. It is as cruel as it is thoughtless– the impact will be felt in communities across the country and in the future of SSA programs themselves,” the senators concluded in one of their letters to SSA.
In addition to Murray and Wyden, the letter was signed by Senators Peter Welch (D-VT), Mazie Hirono (D-HI), Tammy Duckworth (D-IL), Catherine Cortez Masto (D-NV), Bernie Sanders (I-VT), Angus King (I-ME), Elizabeth Warren (D-MA), Cory Booker (D-NJ), Ben Ray Luján (D-NM), and Jeff Merkley (D-OR).
A PDF of the letter to SSA Acting Commissioner Dudek is available HERE.
A PDF of the letter to SSA Assistant Inspector General for Audit Anderson is available HERE.
Yesterday, Senator Murray released a new report featuring testimonials from Washington state residents—including employees at the Social Security Administration who were recently fired through no fault of their own—and detailing how the Trump administration’s wide-ranging attacks on SSA risk depriving Washingtonians of the Social Security benefits they have earned and deserve. More than 73 million Americans, including 1.4 million—or one in six—people in Washington state rely on Social Security benefits. Half of seniors nationwide rely on Social Security for most of their income, and a quarter of seniors rely on Social Security for at least 90 percent of their income.
Senator Murray has an extensive record of protecting Social Security benefits and fighting to secure essential funding for the Social Security Administration—and she has been tirelessly raising the alarm about the threat Elon Musk’s DOGE poses to Americans’ hard-earned benefits. In March, Senator Murray held a press conference to lift up the stories of SSA employees who are being pushed out by Elon Musk through no fault of their own and hear from Washington state residents who rely on Social Security. In February, Murray released a fact sheet warning of the Trump administration’s plans to make it harder for Americans who’ve paid into Social Security to get the benefits they have earned.
Under Senator Murray’s leadership as Chair last Congress, the Senate Appropriations Committee advanced a draft Fiscal Year 2025 Appropriations Bill that would have provided a $509 million increase for SSA this year. Millions of Americans rely on Social Security and have earned benefits over lifetimes of work. Senator Murray also helped pass the Social Security Fairness Act at the end of 2024, which restored full Social Security benefits for public servants, including firefighters, law enforcement officers, teachers, and other state and local government workers—in January, Murray held a roundtable discussion in Everett with local union members on the implementation of the law.

MIL OSI USA News –

May 8, 2025
MIL-OSI USA: Rep. Pfluger Delivers Remarks on Confucius Institutes

Source: United States House of Representatives – Congressman August Pfluger (TX-11)

Watch his remarks here or read them as prepared for delivery below.

Mr. Speaker, I rise in support of my bill, H.R. 881, the DHS Restrictions on Confucius Institutes and Chinese Entities of Concern Act. I have long been concerned about the threats the Chinese Communist Party (CCP) poses to our homeland.

In the Homeland Security Committee and on my Subcommittee on Counterterrorism and Intelligence, we have heard from a wide array of national security experts and law enforcement officials who have continuously raised alarms about the CCP’s increasing subversive activities inside our country through organizations like the CCP’s Confucious Institutes, the Thousand Talents Program, and other CCP-affiliated groups.

While Confucius Institutes are presented as centers for promoting Chinese language and culture, it is proven that they have been used to steal critical research, recruit talent for Military-Civil fusion enterprises, conduct espionage, commit transnational repression, and influence academic institutions to the benefit of the CCP.

At their peak, the United States hosted approximately 118 Confucius Institutes, primarily at colleges and universities. There are fewer than 14 active Confucius Institutes today, but the danger remains. Many of these programs have rebranded themselves within universities with the same mission as before: to subvert national security and expand CCP influence operations.

Another example is the CCP’s Thousand Talents Program, which the FBI has listed as the most prolific sponsor of state-sponsored talent recruitment programs that bring outside knowledge and innovation back to China, often through stealing trade secrets, breaking export control laws, or violating conflict-of-interest policies. These talent recruitment programs are a win-win for China. China wins twice. First, U.S. taxpayers are funding this research, not China. Second, China then uses the research it would not otherwise have to advance its own economic and military interests.

Today, we are debating H.R. 881, my legislation that would prohibit DHS from funding American universities that host a Confucius Institute or Thousand Talents Program or maintain relationships with Chinese entities of concern. H.R. 881 also ensures that universities prioritize the education of their students over any partnerships with these institutes.

This legislation passed the House last year with bipartisan support, and this year, H.R. 881 passed through the Committee on Homeland Security with unanimous bipartisan support. I want to thank Chairman Green, Ranking Member Thompson, my counterpart on the Subcommittee on Counterterrorism and Intelligence, Ranking Member Magaziner, and the Committee on Homeland Security staff for moving this critical legislation forward.

The DHS Restrictions on Confucius Institutes and Chinese Entities of Concern Act would play a vital role in protecting our students, intellectualproperty, and national security. Together, this effort demonstrates a unified, bipartisan way to protect our nation from the insidious influence of the CCP and that our students, our intellectual property, and our national security are all protected from the malign influence of the CCP.

I urge all of my Republican and Democrat colleagues to support this legislation. Thank you, and I reserve the balance of my time.

Background:

Confucius Institutes have historically been presented as centers for promoting Chinese language and culture, but unfortunately, they have proven to be far from that. Confucius Institutes have been used to steal critical research, recruit talent for Military-Civil fusion enterprises, conduct espionage, commit transnational repression, and influence academic institutions to the benefit of the CCP.

At their peak, the United States hosted approximately 118 Confucius Institutes, primarily at colleges and universities. There are fewer than 14 active Confucius Institutes today, but the danger remains. Many of these programs have rebranded themselves within universities with the same mission as before: to subvert national security and expand CCP influence operations.

Chairman Pfluger has led this legislation since the 117th Congress. Earlier this year, he reintroduced the “DHS Restrictions on Confucius Institutes Act, and held a CTI Subcommittee hearing to combat threats posed by the Chinese Communist Party to U.S. National Security. During the hearing, Chairman Pfluger had experts agree with the need for his legislation, stating that federal funding should be restricted from universities with Confucius institutes.

Following the hearing, Chairman Pfluger’s legislation passed through the House Committee on Homeland Security’s legislative markup with bipartisan support.

MIL OSI USA News –

May 8, 2025
MIL-OSI USA: Rosen Statement on Rep. Amodei’s Flawed Proposal That Would Make Nevada Lose Out on Millions of Dollars in Public Land Sales to Pay for More Tax Cuts for Billionaires

US Senate News:

Source: United States Senator Jacky Rosen (D-NV)
WASHINGTON, DC – Today, U.S. Senator Jacky Rosen (D-NV) released the following statement after Congressman Mark Amodei (R-NV-02) and House Republicans snuck in a hastily-drafted proposal to sell off Nevada public lands to pay for more tax cuts for billionaires.
“I am outraged that Congressman Amodei sold out Nevadans in the dead of night by passing a flawed, hastily-drafted proposal that undermines the careful balance struck in the Washoe County Lands Bill and would result in our state losing out on much-needed funding. For years, I’ve worked in good faith with a wide array of stakeholders to craft a balanced bill that makes more land available for housing and economic development in Washoe County, while at the same time conserving precious public lands and advancing Tribal priorities,” said Senator Rosen. “While I will always support taking steps to address Nevada’s housing crisis, I will not support a Washington-drafted proposal that will lead to Nevada losing out on millions of dollars in funding for our local priorities like education and restoration around the Truckee River, all so Republicans in Washington can pay for more tax cuts for billionaires.”
Without consulting Senator Rosen or the rest of the Nevada delegation, Congressman Amodei proposed and passed a flawed amendment in the House Natural Resources Committee that would sell off nearly 16,000 acres of public lands in Washoe County and hundreds of thousands of acres of public lands in Pershing County to pay for Congressional Republicans’ budget reconciliation proposal. This proposal abandons key provisions in the Truckee Meadows Public Lands Management Act, also known as the Washoe County Lands Bill, and directs funds from public land sales in Nevada to the U.S. Treasury, instead of keeping the funding in Nevada. It also ignores the balance struck in Senator Rosen’s Pershing County Economic Development and Conservation Act.
Senator Rosen’s Truckee Meadows Public Lands Management Act would:
Permanently protect a million acres of public lands, which Congressman Amodei cut in his proposal.
Promote sustainable growth and economic development by directing over 15,200 acres of public lands to be made eligible for sale, all of which must be assessed for its suitability for new affordable housing. An additional 33 acres are set aside to only be sold for affordable housing. Any land sold for affordable housing would have to be sold at less than fair market value.
Support local Tribal communities by expanding land held in trust by more than 8,400 acres for the Reno-Sparks Indian Colony, 11,300 acres for the Pyramid Lake Paiute Tribe, and over 1,000 acres for the Washoe Tribe of Nevada and California, none of which is in the Amodei proposal.
Provide local governments over 3,700 acres for public purposes such as parks, water treatment facilities, and schools, all of which is excluded from the Amodei proposal. Land is specifically conveyed to Washoe County, the City of Reno, the City of Sparks, the Incline Village General Improvement District, the Gerlach General Improvement District, the State of Nevada, the Truckee River Flood Management Authority, the Washoe County School District, and the University of Nevada, Reno.
Keep proceeds from land sales in Nevada for priorities like education and restoration around the Truckee River, unlike the Amodei proposal that sends money from land sales to the federal government in Washington, D.C.
For years, Senator Rosen has worked closely with a wide range of stakeholders across Washoe County to develop this comprehensive legislation. In 2023, she unveiled a working draft of the bill and collected feedback from hundreds of Nevadans during a public comment period, which she then incorporated into this legislation, which was previously introduced last year with the support of local government officials, conservation advocates, and business leaders.

MIL OSI USA News –

May 8, 2025
MIL-OSI New Zealand: World must meet 1.5°C goal or risk “unprecedented” exposure

Source: Save The Children

Ahead of the 10th anniversary of the Paris Agreement, research released by Save the Children and Vrije Universiteit Brussel (VUB) found that under current climate commitments – which will likely see a global temperature rise of 2.7°C above pre-industrial levels – about 100 million of the estimated 120 million children born in 2020, or 83%, will face “unprecedented” lifetime exposure to extreme heat.
However, if the world limits warming to the 1.5°C Paris Agreement target, this would reduce the number of five-year-olds impacted to 62 million – a difference of 38 million – highlighting the urgency to protect children through rapidly phasing out the use and subsidy of fossil fuels. Dangerous heat is deadly for children, taking an immense toll on their physical and mental health, disrupting access to food and clean water and forcing schools to close .
Researchers defined an “unprecedented” life as an exposure to climate extremes that someone would have less than a 1 in 10,000 chance of experiencing during their life in a world without human-induced climate change. The research, published in the report Born into the Climate Crisis 2. An Unprecedented Life: Protecting Children’s Rights in a Changing Climate also found that meeting the 1.5°C target would protect millions of children born in 2020 from the severest impacts of other climate related disasters such as crop failures, floods, tropical cyclones, droughts and wildfires.
The report found that, for children born in 2020, if global temperature rise is limited to 1.5°C rather than reaching 2.7°C above pre-industrial levels:

About 38 million would be spared from facing unprecedented lifetime exposure to heatwaves;
About 8 million would avoid unprecedented lifetime exposure to crop failures;
About 5 million would be spared from unprecedented lifetime exposure to river floods;
About 5 million would avoid unprecedented lifetime exposure to tropical cyclones;
About 2 million would avoid unprecedented lifetime exposure to droughts;
About 1.5 million children would be spared unprecedented lifetime exposure to wildfires.

Climate extremes – which are becoming more frequent and severe due to climate change – are increasingly harming children, forcing them from their homes, putting food out of reach, damaging schools and increasing risks like child marriage as they are forced out of education and into poverty and food shortages.

Denise-, 16, and her family were forced from their home in Brazil when the country’s worst floods in 80 years devastated their community last year. Their home, including Denise’s bedroom, was severely damaged, and she was out of school for nearly two months.
She said: “It really affected me mentally, and academically too. Catching up on all my grades to pass secondary school was really tough, especially at a state school. It massively impacted my schoolwork. My grades dropped significantly after the floods.”
Children impacted by inequality and discrimination and those in lower-and middle-income countries, are often worst affected . Meanwhile they have fewer resources to cope with climate shocks and are already at far greater risk from vector and waterborne diseases, hunger, and malnutrition, and their homes are often more vulnerable to increased risks from floods, cyclones and other extreme weather events.
Haruka, 16, whose poem is featured in the report, is from Vanuatu, which recently experienced three of the most severe types of cyclone in just a year.
She said: “Cyclones are scary. For me, they continue to destroy my home, every year – we don’t even bother trying to fix the ceiling anymore. “The past few years, I’ve seen ceaseless destruction and constant rebuilding. This seemingly never-ending cycle has become our reality, and most people aren’t even aware that it’s not just nature doing its thing, but it’s us bearing the brunt of a crisis that we did not cause.”
As well as comparing conditions under 1.5°C and 2.7°C scenarios, the report also examines a scenario in which global temperatures rise to 3.5°C by 2100, which will lead to about 92% of children born in 2020 – about 111 million children [5] – living with unprecedented heatwave exposure over their lifetime. While we need a rapid phase-out of the use and subsidy of fossil fuels to stick to the 1.5°C target, we must not lose sight of solutions, Save the Children said.
The report highlights initiatives like increased climate finance, child-centred and locally led adaptation and increasing the participation of children in shaping climate action.
Inger Ashing, CEO of Save the Children International, said: “Across the world, children are forced to bear the brunt of a crisis they are not responsible for. Dangerous heat that puts their health and learning at risk; cyclones that batter their homes and schools; creeping droughts that shrivel up crops and shrink what’s on their plates. “Amid this daily drumbeat of disasters, children plead with us not to switch off. This new research shows there is still hope, but only if we act urgently and ambitiously to rapidly limit warming temperatures to 1.5°C , and truly put children front and centre of our response to climate change at every level.”
As the world’s leading independent child rights organisation, Save the Children works in about 110 countries, tackling climate across everything we do.
Save the Children supports children and their communities globally in preventing, preparing for, adapting to, and recovering from climate disasters and gradual climate change. We have set up floating schools, rebuilt destroyed homes and provided cash grants to families hit by disasters. We also work to influence governments and other key stakeholders on climate policies, including at the UNFCCC COP summits, giving children a platform for their voices to be heard.
READ FULL REPORT HERE.

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI New Zealand: Marking Victory in Europe Day’s 80th anniversary

Source: NZ Music Month takes to the streets

The Government is encouraging New Zealanders to mark Victory in Europe Day’s 80^th anniversary today by paying tribute to those who fought for freedom and peace.

“On the 8^th of May 1945, the Second World War in Europe came to an end, bringing relief and hope to millions after six years of devastating conflict,” Heritage Minister Paul Goldsmith says.

“Today marks a significant milestone in world history, and a poignant moment for New Zealand.

“I encourage all New Zealanders to commemorate this day in their own way. Whether that is by laying a tribute at a local war memorial, pausing to take a moment of quiet reflection, or simply learning more about New Zealand’s effort in this global fight for peace,” Mr Goldsmith says.

“New Zealand played a crucial role in the Second World War, with about 140,000 New Zealanders serving in military forces overseas,” Defence Minister Judith Collins says.

“By the end of the war, nearly 12,000 New Zealanders had lost their lives, and 9,000 had been taken as prisoners of war. Many more served on the home front, supporting the war effort in numerous ways.”

“The nation’s contributions spanned various theatres of war, from Egypt, Italy, and Greece to Southeast Asia and the Pacific, and our people lie in cemeteries around the world.

“We must never forget their service and their sacrifice,” Ms Collins says.

“VE day is a time to remember the immense sacrifice of all who contributed to the Second World War effort, in particular our veterans, of whom fewer than 100 remain with us,” Veterans Minister Chris Penk says.

“As we honour this significant anniversary, we reflect on the courage of those who fought for peace and acknowledge that the most meaningful way to uphold their legacy is by striving for a world free from conflict.”

The Ministry for Culture and Heritage has detailed a variety of ways people can commemorate this significant moment on its website.

The Second World War ended for New Zealand on 15 August 1945, when conflict ceased in the Asia-Pacific region with Japan’s surrender.

MIL OSI New Zealand News –

May 8, 2025
MIL-OSI Security: Secretary Noem Puts Sanctuary City Leaders on Notice: Time to Put Americans First
Source: US Department of Homeland Security

The Secretary blasted sanctuary jurisdictions for failing to uphold federal law and called on leaders to stand up for Americans who have been victimized by reckless sanctuary policies

SPRINGFIELD, IL – Department of Homeland Security Secretary Kristi Noem today held a press conference highlighting the devastation sanctuary policies have caused in Illinois and across America with Angel families who shared their tragic stories of their loved ones lost because of illegal alien crime. The Secretary also called out Illinois Governor Pritzker for shielding law breakers.

“As Secretary of Homeland Security, I’m going to uphold our federal immigration laws,” said Secretary Kristi Noem. “I’m going to draw attention to people who are breaking the law and violating our Constitution. I’m going to fight for the victims every single day and draw attention to them as long as we can. And President Trump will continue to do that as well. We should be united as a country around bringing violent criminals to justice and getting them out of the United States of America.”

To watch the full press conference, click here.

Some of the Angel Families who attended the press conference include:
- Jim Walden, Angel Father of Lance Corporal James Ray “Jimmy” Walden III. Jimmy was killed by a twice-deported illegal alien who crashed into Jimmy’s motorcycle. He was killed in Maryland, but his father lives in Illinois.
- Kathy Zander, Angel Mother of John Zander. Four days before his 23rd birthday, John was convinced by his best friend to snort cocaine, not knowing that his friend had spiked it with fentanyl. John died from fentanyl poisoning.
- Brian McCann, Angel Brother of Dennis “Denny” McCann. Denny was crossing the street when he was hit by a car in Chicago’s Logan Square neighborhood and dragged to his death by an illegal alien. The driver was charged in the fatal crash, but after being released on bond, he disappeared.
- Nancy Platania Angel Mother of Nick Platania who tragically lost his life to a fentanyl overdose. Nick worked to get others clean from drugs and started his own business before his life was tragically taken by deadly drugs funneled into American communities.
There are more than 200 sanctuary jurisdictions across the nation. The following headlines are only a handful of examples of sanctuary leaders refusing to work with federal law enforcement to protect Americans.

New York Governor Kathy Hochul:

Wisconsin Governor Tony Evers:

Nashville Mayor Freddie O’Connell:

Portland Police Chief Bob Day:

Los Angeles Police Chief Jim McDonnell:

Boston Police Department Commissioner Michael Cox:

On April 28, 2025, President Donald Trump signed the Protecting American Communities from Criminal Aliens Executive Order. Under the President’s order, the Secretary of Homeland Security and the Attorney General are directed to publish a list of states and local jurisdictions that obstruct the enforcement of federal immigration laws.

Under President Trump’s leadership, DHS will work with DOJ to end violations of federal immigration law and bring jurisdictions into compliance with the laws of the United States.

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MIL Security OSI –
May 8, 2025