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Category: housing

  • MIL-OSI China: Inter hero Sommer emotional ahead of Munich return

    Source: People’s Republic of China – State Council News

    Inter Milan goalkeeper Yann Sommer fought back tears of joy after helping his side reach the UEFA Champions League final, then opened up to German media about a difficult chapter of his career.

    Inter Milan’s Denzel Dumfries (L) and goalkeeper Yann Sommer (C) celebrate at the end of the UEFA Champions League semifinal second leg match between Inter Milan and Barcelona in Milan, Italy, May 6, 2025. (Photo by Alberto Lingria/Xinhua)

    After being named Man of the Match in Inter’s dramatic 4-3 extra-time win over Barcelona, the 36-year-old carefully set down his trophy and embraced former Borussia Monchengladbach teammate Christoph Kramer at a jubilant San Siro.

    “I’m 36 now – not the youngest anymore – and I finally get to play in a Champions League final with this marvelous team. I couldn’t be happier,” Sommer told a German TV crew.

    Sommer delivered a series of decisive saves in the semifinal second leg, helping Inter reach the final on May 31 at Munich’s Allianz Arena – a stadium that carries deep personal significance. The Switzerland international spent six months at Bayern Munich in 2023, stepping in after Manuel Neuer’s injury. Despite making 19 league appearances, he struggled to gain the club’s full trust and left after a brief, mixed spell.

    “That time didn’t leave him unaffected. He had to deal with it for quite a while,” former Switzerland coach Murat Yakin once said.

    Kramer called Sommer “underrated,” adding, “He wasn’t evaluated properly in Munich.” Former Bayern player and executive Matthias Sammer echoed that sentiment.

    “Now he can show his skills in Munich,” Sammer said. “At Bayern, he didn’t receive the appreciation he deserved. I love people like him, who stay grounded despite great achievements. He’s adding something special to Inter’s game.”

    While Bayern Munich failed to reach this year’s final on home soil, their former goalkeeper will be there – with another club. Sommer described Inter’s path to the final as fueled by belief and unity.

    “There’s unbelievable faith in this team. We left everything on the pitch and were carried by the energy of this arena,” he said. “I couldn’t hold back my tears after the final whistle.”

    Interviewed live on German television, Sommer smiled as pundits praised his resilience and form. Reflecting on Inter’s journey, he added, “Morale and belief – I can’t say it enough. This team is special.”

    Now with 94 caps for Switzerland, Sommer returns to Munich not as a stopgap, but as a Champions League finalist. 

    MIL OSI China News –

  • MIL-OSI NGOs: People fleeing violence in North Darfur need shelter, water, and food story May 06, 2025

    Source: Doctors Without Borders –

    In the weeks since the Rapid Support Forces (RSF) conducted a large-scale ground offensive on Sudan’s Zamzam camp, where nearly 500,000 people were taking shelter, tens of thousands of people are fleeing to areas including the town of Tawila, in North Darfur, while intense fighting reportedly continues in the state capital, El Fasher. 

    People are arriving in Tawila from Zamzam in extreme need; famine was declared in the camp in August 2024, and many people have been seriously injured in the attack. Doctors Without Borders/Médecins Sans Frontières (MSF) is providing medical care in dedicated health posts in Tawila, as well as distributing water and donating dry food, but the needs of the arriving people are overwhelming emergency and nutritional services at the local hospital that MSF supports. People speak of fleeing horrific violence.

    Why are people fleeing Zamzam and going to Tawila?

    • On April 11, the Rapid Support Forces (RSF), one of the parties in the war in Sudan, launched a massive ground offensive on Zamzam camp, North Darfur, which is home to at least 500,000 displaced people. Hundreds of people are estimated to have been killed.
    • MSF teams in Tawila, about 35 miles away, witnessed the arrival of thousands of displaced families, who told us that fighters  were going door-to-door, shooting people hiding in their homes, and burning large parts of the camp. 
    • The two health posts MSF set up at the main arrival sites in Tawila have been overwhelmed for two weeks in a row, providing up to 850 medical consultations per day, with patients suffering advanced states of dehydration and exhaustion. People have also arrived with gunshots and shrapnel injuries. MSF has set up a mass casualty plan, and in three weeks, our teams treated 779 patients with gunshot and shrapnel wounds, including 138 children under 15. Of these, 187 were severe cases (including 24 children). 
    • Tens of thousands of people have now set up makeshift shelters in the surroundings of Tawila, and are trying to survive in extremely dire conditions.

    Dr. Mohamed Abubaker examines a patient in the pediatrics department in Tawila. | Sudan 2025 © Thibault Fendler/MSF

    The RSF came with their machine guns and drones,” says Mariam* who reached Tawila three days after the attack on Zamzam took place. “They attacked and killed [people]—including children. They burned our house with everything we had inside. They raped the women. They killed, they looted. Even before the attack, people had died of thirst and of starvation because of the siege that had been imposed on Zamzam for the past year. … They entered the house of one of my sisters, dragged her out, and killed her. My uncle’s son, my aunt’s son, and many people were killed. They slaughtered us like animals.”

    Mariam arrived in Tawila with 20 family members, including her mother, her sisters and their own children. They now spend their days crammed into a makeshift shelter they built with branches and a piece of fabric, sharing the little shade it provides.

    Makeshift shelters have filled what was an empty grass field in Tawila, as thousands of families flee the massive offensive on Zamzam camp. | Sudan 2025 © Thibault Fendler/MSF

    Newly displaced people are living in fields

    Since April 12, when the people first began reaching Tawila from Zamzam, the areas surrounding the town have been completely transformed, with tens of thousands of people now estimated to be living in makeshift shelters in fields that were totally uninhabited just a few weeks ago.

    “For four days now, we have been staying here as you see us, with nothing: no walls, no roof,” says Ibrahim, who fled Zamzam on foot with 11 of his family members. He carried one of his children on his shoulders and another on his back for five days. It’s the fourth time in 10 years he has been displaced in similar circumstances. He describes how soldiers entered people’s homes, forced them outside, and opened fire. Three of his brothers were killed in this manner. On his way to Tawila, he was robbed and witnessed people being beaten so harshly that they could no longer move.

    “We don’t see any future anymore”

    “I’ve been displaced four times over the past 10 years. We arrived in Tawila on April 16. We have been living here since then, under this tree, all 11 of us.

    On Friday, April 11, it started with shelling directly on the camp. Shells were falling where people were gathering. Then they attacked on the ground. We heard gunfire everywhere. Many people got killed, including three of my brothers. Soldiers entered their houses, brought them outside, and opened fire.

    When we managed to leave Zamzam, we left on foot. We had no vehicles, no donkey, no cart, nothing. I had one of my children on my shoulders, another one on my back. My older son and daughter were carrying their younger siblings the same way. Everyone around us was doing the same.

    We were stopped at the exit of the camp by armed men. They searched everyone, even the smallest children. There were looking for anything that had value. Some of us were beaten so harshly, they were not able to move anymore.

    The first night, we took shelter a few miles from there, in the valley of Golo. But there as well, they came for us, to steal from us. We had nothing left, but all those who did, got looted and beaten, once again.

    For four days now, we have been staying here with nothing—no walls, no roof. Under this tree, it is so crowded. We’re lacking water, shelter, and there is nothing to eat. Everyone is hungry. We’re getting most of our food from community kitchens. Sometimes, we manage to get some rice when they distribute meals, but if we don’t, we must wait until the next day to eat something. For the water, we go to the well, which is a bit further away, with our jerrycans. But there are many people, and we have to wait hours to be able to drink. 

    We have nothing left—no money, nothing that could help us leave. We just stay here, hoping we will get enough food to survive on the next day. We don’t see any future anymore.”

    -Ibrahim*

    Needs far outweigh available assistance

    A handful of organizations are present in Tawila, but the number of people in need of assistance far exceeds the capacity to respond. MSF teams have set up two health posts at the main arrival sites to provide newcomers with water and immediate nutritional and medical support, and are referring critical patients to the local hospital that MSF has been supporting since October 2024.

    “Every single person they saw, they shot at”

    “In my life, I have been displaced many times by the violence, from Sarafaya to Mouqrin in 2014, then to Shagra last year, and to Zamzam earlier this year, to finally arrive here, in Tawila. It was on Monday, April 14.

    It was already a similar attack that made us flee from Shagra to Zamzam. In 2024, attackers came on camels and motorcycles and stole everything from us: our horses, our donkeys, our camels, even the tobacco we had just harvested. 

    When we got to Zamzam, the camp was already under siege. Everything was blocked, no supplies entering anymore. Everything became so expensive: food was not affordable anymore. Then the attack on Zamzam happened. It has started with a lot of shelling and then shooting. They came walking, directly inside the camp. Every single person they saw, they shot at them, not matter if it was a child, a woman, or an old person. 

    At the exit of the camp, they were waiting for us. They searched the women, they took anything they thought had value: our money, our cell phones, even our clothes. And on the road to Tawila, it happened again. What little we had left was looted on the way, including our blankets. 

    I arrived to Tawila with my children. I came walking, carrying my youngest children on our donkey. The little water we had was finished. I saw two bodies on the way, with my own eyes. Dead from thirst. 

    Living conditions here are terrible. My elder children go to the market, they buy big boxes of biscuits they then resell by unit. With that very little money, we manage to survive. For water, we can go to a water tank which is a bit further away, but sometimes it’s empty. We managed to buy two jerrycans on the market, but here as well, they were really expensive.

    My children are coughing a lot. We have been to MSF’s health post; they gave us medications, but their condition is not improving. Nights are so cold; we are sleeping on the floor and only have two blankets for the 11 of us.

    As long as we remain safe here, we will stay. And if not… well, we will leave. Once again.”

    –Hamida* 

    Tiphaine Salmon, MSF head nurse, was working in the hospital on the day the mass influx of severe cases began on April 12. “The emergency room was overwhelmed,” she says. “Over the first few days, the number of patients in the hospital almost doubled. At one point, we had four patients in a bed because we did not have enough space. A lot of people had gunshot wounds and blast injuries—we’ve treated 779 people over the past three weeks, including 138 children. Of the 779 patients, 187 were severe cases. The youngest I saw was a 7-month-old baby with a bullet wound that went under his chin and into his shoulder. We also received patients as young as 1 day old suffering from dehydration. Many children arrived without their parents—and many parents were searching desperately for their children.”

    At the same time, our teams in the hospital witnessed an explosion of admissions in our intensive therapeutical feeding center, which treats children under 5 years old suffering from severe acute malnutrition. In the week following the influx, admissions increased almost tenfold, from an average of 6 or 7 per week to more than 60. They were mostly children from Zamzam.

    MSF nurse Hitham checks a patient at an MSF health post in Tawila Umda, where hundreds of people suffering from exhaustion and dehydration have arrived over the past few days. | Sudan 2025 © Thibault Fendler/MSF

    Disease and displacement make a deadly combination

    A suspected measles outbreak began in Tawila in March, worsening an already catastrophic situation. MSF has treated more than 900 suspected measles cases since early February, with more than 300 patients in such severe condition that they required hospitalization. This situation led our teams to launch a large-scale vaccination campaign in the city in the first week of April, reaching 18,000 children under 5 years old.

    Only one week after the massive influx of people from Zamzam began, our teams saw several suspected cases among children who had just arrived from the camp, meaning that measles had already begun to spread in displacement sites.

    In such sites with a high population density and low hygiene conditions, malnutrition and measles can be an especially deadly combination, with disastrous consequences for young children.

    “They just slaughtered us like animals” 

    “Our household is composed of 20 people, including my 12 children, my mother, my sisters and their own children. We arrived from Zamzam five days ago. We were living there since 2014.

    The RSF came with their machine guns and drones. They attacked and killed, including children. They burned our house with everything we had inside. They raped the women. They killed, they looted. But even before that, people died of thirst and of starvation, because of the siege they imposed on Zamzam for the past year. Everything was so expensive and so unaffordable in the end.

    I’ve seen a full group of children being killed during the attack by a shelling. I’ve seen it with my own eyes as we were fleeing.

    Nobody will ever go there and bury them now.

    They entered the house of one of my sisters, dragged her out, and killed her. My uncle’s son, my aunt’s son, and many people were killed. They slaughtered us like animals. 

    On our way to Shagra, at a checkpoint, I asked them why they were killing us like this. They didn’t answer. They raped several girls there. They beat the people, and loot them once again, whatever they had. We had a bit of water left, but they took the bottle and emptied it on the ground, in front of us. They also took our luggage, threw everything on the ground, and chose what they wanted to keep. I only had about 1,500 Sudanese pounds on me [about $2.25], even that they took from me. 

    On the way, there were six checkpoints like this one. At every single checkpoint, they emptied our luggage, searched, and kept what had value. Then they ordered us to pick up the rest and leave immediately. 

    Here, in Tawila, there is no food. Some people in Tawila shared a bit of millet flour with us, from which we make porridge. This is how we have survived so far: begging. We have one blanket for all of us.

    We don’t have any other place to go, and even if we did, we wouldn’t have the money to do so. So, we’re just staying here, hoping to receive a bit of help. We need a better place to stay than this shelter we built with our hands.”

    –Mariam*

    Immediate scale-up of aid is imperative

    MSF is continuing to scale up its intervention in Tawila. As well as carrying out hundreds of medical consultations per day, our organization has donated food to local community kitchens, enabling them to prepare and distribute more than 16,000 meals per day. We have also been providing 100,000 liters of clean water daily, and we have additional plans to construct 300 latrines.

    But the needs of people in Tawila are immense and far outstrip our capacity to respond. Although other actors have also mobilized, and a first mass food distribution has taken place, the humanitarian response still needs to be urgently and rapidly scaled up. We urge UN agencies to substantially increase their presence on the ground so they can coordinate a response with the magnitude to meet the ever-growing needs.

    *Names have been changed for privacy. 

    MIL OSI NGO –

  • MIL-OSI USA: Displacement Assistance

    Source: US Federal Emergency Management Agency

    Headline: Displacement Assistance

    Displacement Assistance

    Displacement Assistance helps survivors who can’t return to their home following a disasterby giving them up-front money to help with immediate housing needs

     What is Displacement Assistance?Displacement Assistance is money you can use to stay in a hotel or motel, stay with family and friends, or for any other available housing options

    Who can get Displacement Assistance?You may get Displacement Assistance if:You or someone in your home is a U

    S

     citizen, non-citizen national, or qualified non-citizen,FEMA can confirm your identity,Your home is in a declared disaster area,You live in your home most of the year,A FEMA inspection determines your home is not safe to live in, or an inspection can’t be completed becauseyour home is inaccessible,You don’t have insurance, or your insurance doesn’t have Additional Living Expense or Loss of Use coverage, andYou apply for FEMA assistance during the registration period

     How much Displacement Assistance can I get?The amount of money you get is based on 14 days of hotel costs based on a rate chosen by the state, territory, or Tribal Nation impacted by the disaster

    Displacement Assistance is a one-time payment

    FEMA may provide up to two weeks of funds for temporary lodging at a hotel, motel, or the home of friends or family, for displaced applicants who apply during the registration period

    Can I still get Displacement Assistance when I have insurance?Yes

     If you have insurance, please see if you have Additional Living Expenses or Loss of Use coverage on your policy and contact your insurance company

    If your insurance denies your claim or you do not have these types of coverage, you may be able to get Displacement Assistance

    If you have insurance and used all of your Additional Living Expenses or Loss of Use benefits, you won’t get Displacement Assistance, but you can get Rental Assistance by sending FEMA documents that show you spent those benefits and still need help paying for temporary housing

    NOTE: FEMA needs to see your insurance documentation because FEMA cannot pay for costs covered by another source, like insurance

    What if I have more housing needs?If you have used your Displacement Assistance and you still have housing needs, you can ask for Rental Assistance from FEMA

    You can request this by:Calling FEMA’s Helpline at 1-800-621-3362

    Requesting it in writing

    Speaking to a local FEMA representative in your area

    You will not need to provide other documentation to get Rental Assistance

    I don’t agree with FEMA’s decision

    How can I appeal?If you don’t agree with FEMA’s decision, you can appeal by showing why you need FEMA assistance

     The decision letter you get from FEMA will have more information about the types of documents you should send

    You may use an optional Appeal Request form, which is included in the decision letter you receive from FEMA

    You can also choose to write and sign a letter to send with your documents to help FEMA understand why you need help

    How can I send documents?You can send supporting documents to FEMA by: Uploading to your disaster assistance account at DisasterAssistance

    gov

    Mailing to FEMA, P

    O

     Box 10055, Hyattsville, MD 20782-8055

    Faxing to 1-800-827-8112

    Visiting a Disaster Recovery Center, if available

     For more information about Kentucky flooding recovery, visit www

    fema

    gov/disaster/4860 and www

    fema

    gov/disaster/4864

    Follow the FEMA Region 4 X account at x

    com/femaregion4

    martyce

    allenjr
    Wed, 05/07/2025 – 19:26

    MIL OSI USA News –

  • MIL-OSI USA: Spring Flooding in Kazakhstan

    Source: NASA

    For the second consecutive year, rapid snowmelt and spring rains caused widespread flooding along rivers in northern Kazakhstan in 2025. Floodwater inundated homes and displaced hundreds of people from several riverside communities.
    The images above show flooding along the Esil River on April 24, 2025 (right), after floodwaters arrived, and on April 9, 2025 (left), when water levels were lower. The images were captured by the OLI (Operational Land Imager) and OLI-2 on Landsat 8 and Landsat 9.
    The image below is a false-color version (bands 6-5-4) of the April 24 image, showing a wider view and emphasizing the presence of water, which appears blue. Vegetation appears light green, and farmland has varying shades of brown. Several neighborhoods and villages near the river appear flooded, though many are communities with rustic cottages called dachas, which people use as summer homes.

    Heavy rains and warm temperatures early in the month quickly melted snow and ice, adding to the amount of runoff flowing into rivers. Precipitation, temperature, and soil moisture data from the U.S. Department of Agriculture’s Crop Explorer Tool show that parts of northern Kazakhstan received 2 to 4 times as much precipitation as usual in April, and temperatures that month were 3 to 8 degrees Celsius (5 to 14 Fahrenheit) higher than usual.
    To minimize the impact of the flooding, Kazakh authorities implemented several flood control measures, including pumping millions of cubic meters of floodwaters out of vulnerable areas, cleaning hundreds of thousands of kilometers of drainage ditches, and placing hundreds of thousands of sandbags to shore up dikes and levees.
    Hundreds of people and tens of thousands of farm animals were evacuated before floodwaters arrived. Among the evacuated villages was Teplichnoye, a suburb of Petropavl, where emergency responders worked around the clock to reinforce dams and other flood control structures.
    NASA Earth Observatory images by Wanmei Liang, using Landsat data from the U.S. Geological Survey. Story by Adam Voiland.

    MIL OSI USA News –

  • MIL-OSI USA: Key Portion of NASA’s Roman Space Telescope Clears Thermal Vacuum Test

    Source: NASA

    One half of NASA’s nearly complete Nancy Grace Roman Space Telescope just passed a lengthy test to ensure it will function properly in the space environment. This milestone keeps Roman well on track for its target launch by May 2027, with the team aiming for as early as fall 2026.

    “This milestone tees us up to attach the flight solar array sun shield to the outer barrel assembly, and deployable aperture cover, which we’ll begin this month,” said Jack Marshall, who leads integration and testing for these elements at NASA’s Goddard Space Flight Center in Greenbelt, Maryland. “Then we’ll complete remaining environmental tests for the flight assembly before moving on to connect Roman’s two major assemblies and run the full observatory through testing, and then we’ll be ready to launch!”
    Prior to this thermal testing, technicians integrated Roman’s deployable aperture cover, a visor-like sunshade, to the outer barrel assembly, which will house the telescope and instruments, in January, then added test solar panels in March. They moved this whole structure into the Space Environment Simulator test chamber at NASA Goddard in April.
    There, it was subjected to the hot and cold temperatures it will experience in space. Next, technicians will join Roman’s flight solar panels to the outer barrel assembly and sunshade. Then the structure will undergo a suite of assessments, including a shake test to ensure it can withstand the vibrations experienced during launch.

    Meanwhile, Roman’s other major portion — the spacecraft and integrated payload assembly, which consists of the telescope, instrument carrier, and two instruments — will undergo its own shake test, along with additional assessments. Technicians will install the lower instrument sun shade and put this half of the observatory through a thermal vacuum test in the Space Environment Simulator.
    “The test verifies the instruments will remain at stable operating temperatures even while the Sun bakes one side of the observatory and the other is exposed to freezing conditions — all in a vacuum, where heat doesn’t flow as readily as it does through air,” said Jeremy Perkins, an astrophysicist serving as Roman’s observatory integration and test scientist at NASA Goddard. Keeping the instrument temperatures stable ensures their readings will be precise and reliable.
    Technicians are on track to connect Roman’s two major parts in November, resulting in a complete observatory by the end of the year. Following final tests, Roman is expected to ship to the launch site at NASA’s Kennedy Space Center in Florida for launch preparations in summer 2026. Roman remains on schedule for launch by May 2027, with the team aiming for launch as early as fall 2026.

    To virtually tour an interactive version of the telescope, visit:
    https://roman.gsfc.nasa.gov/interactive
    The Nancy Grace Roman Space Telescope is managed at NASA’s Goddard Space Flight Center in Greenbelt, Maryland, with participation by NASA’s Jet Propulsion Laboratory in Southern California; Caltech/IPAC in Pasadena, California; the Space Telescope Science Institute in Baltimore; and a science team comprising scientists from various research institutions. The primary industrial partners are BAE Systems Inc. in Boulder, Colorado; L3Harris Technologies in Rochester, New York; and Teledyne Scientific & Imaging in Thousand Oaks, California.
    By Ashley BalzerNASA’s Goddard Space Flight Center, Greenbelt, Md.
    ​​Media Contact:Claire AndreoliNASA’s Goddard Space Flight Center301-286-1940

    MIL OSI USA News –

  • MIL-OSI USA: A Glimpse of a Meatball

    Source: NASA

    The NASA “meatball” logo, mounted on the Flight Research Building at NASA’s Glenn Research Center in Cleveland, peeks through tree leaves in this June 10, 2016, photo. Built in the 1940s, the Flight Research Building, also known as the NASA Glenn Hangar, is a facility large enough to hold numerous aircraft of various sizes. It has been home to many unique and innovative aircraft over the years.
    Take a virtual tour of the Hangar.
    Image credit: NASA/Bridget Caswell

    MIL OSI USA News –

  • MIL-OSI USA: Eastern Tennessee Communities Awarded $2 Million for Helene Costs

    Source: US Federal Emergency Management Agency 2

    he state of Tennessee and FEMA have awarded nearly $2 million for emergency and permanent work to repair bridges, restore utilities, remove debris and take measures to protect 14 Eastern Tennessee counties affected by Tropical Storm Helene.
    The major presidential declaration designated Carter, Claiborne, Cocke, Grainger, Greene, Hamblen, Hancock, Hawkins, Jefferson, Johnson, Sevier, Sullivan, Unicoi and Washington counties for FEMA Public Assistance, a program that helps communities as they respond to declared disasters or emergencies. 
    In Cocke County, the City of Newport cleared more than 4,726 cubic yards of sand, soil and mud from streets and sidewalks after the storm. The city also contracted to have 4,156 cubic yards of vegetative debris and 570 cubic yards of mud, soil and sand removed from the public rights-of-way. 
    FEMA’s share for this project is $83,731; the nonfederal share is $27,910.
    The Public Assistance program reimburses communities for emergency work to save lives and protect property; remove debris; and repair roads, bridges, public buildings, utilities and parks. Because this is a cost-sharing program, FEMA reimburses state applicants 75% of eligible costs. The remaining 25% represents nonfederal funds.
    Below is a list of community projects, the total dollars awarded, and the category of Public Assistance funding:
    Carter County: First Utility District $4,966 for emergency protective measures.
    Hawkins County: Emergency Communications District $4,632 for emergency protective measures.
    Johnson County: $624,640 for Morefield Bridge repairs; $617,344 for Furnace Creek Bridge repairs; and $12,875 for Brownlow Utility District meter repairs.
    Sevier County: $34,524 for City of Pigeon Forge, $11,154 for Sevier County Utility District, and $196,489 for the county government, all for emergency protective measures.
    Unicoi County: Gas Utility District $27,949 for emergency protective measures; $39,335 for restoring gas service to residential customers; Sheriff’s Office $124,760 for emergency protective measures.
    Washington County: Johnson City Energy Authority $227,806 for emergency protective measures; the county Emergency Communications District $6,041 for emergency protective measures.
    Public Assistance is FEMA’s largest grant program, providing funding to help communities responding to and recovering from major presidentially declared disasters or emergencies. Tropical Storm Helene swept across Tennessee Sept. 26-30. The president approved a major disaster declaration for Tennessee on Oct. 2, allowing FEMA to pay for eligible costs associated with the emergency.

    MIL OSI USA News –

  • MIL-OSI USA: Governor Newsom, Superintendent Thurmond announce over $618 million to support another 458 community schools

    Source: US State of California 2

    May 7, 2025

    What you need to know: The State Board of Education voted today to approve funding to support 458 schools sites and build on the nation-leading community schools initiative, which provide families the resources and support they need to thrive, like health care and mental health and social service.

    Governor Gavin Newsom and State Superintendent of Public Instruction Tony Thurmond announced today that the fourth and final round of community schools implementation grants – totaling more than $618 million – were unanimously approved at the May meeting of the State Board of Education earlier today.

    The $4.1 billion California Community Schools Partnership Program (CCSPP) is the nation’s largest investment in dismantling barriers to learning that lead to inequitable student outcomes. Community schools partner with education, county, and nonprofit entities to provide integrated health, mental health, and social services alongside high-quality, supportive instruction with a strong focus on community, family and student engagement.

    “California continues to find and support innovative ways to make schools a place where every family and student can succeed. Today, we build on our nation-leading community schools program – more than 450 additional schools, offering everything from free meals twice a day to mental health counseling to before, after, and summer school programs to thousands more students.” 

    Governor Gavin Newsom

    With the addition of today’s allocation, California is now funding a total of nearly 2,500 community schools to leverage community resources in support of student wellbeing and academic success. These schools represent some of the highest-need school communities in the state of California.

    California State Superintendent of Public Instruction Tony Thurmond: “I am proud to see our Community Schools initiative continue to grow as the final cohort of grantees receive funds. These grants support our schools to address foundational needs for learning, making sure that our students are healthy and able to learn. Our Community Schools continue to serve as exemplars of programs that activate resources across the whole school community to educate the whole child. I am proud to see California continue to be at the forefront of recognizing that student wellness is a cornerstone of learning.”

    State Board of Education President Linda Darling-Hammond: “Well-resourced community schools have proven to increase attendance, achievement and attainment for students, transforming their lives and improving the well-being of families, thus uplifting entire communities. Children succeed in the classroom when they are healthy, happy, and in a learning environment where they are surrounded by knowledgeable and caring adults attuned to their needs. I appreciate Governor Newsom for continuing to prioritize the community school approach in California.” 

    Community schools initiative

    Community schools are a key initiative of California’s historic transformation of public schools that includes universal free school meals, universal transitional kindergarten, before- and after-school learning and investments in teacher training, coaching, recruitment and retention. Established in 2021 when the California Legislature passed the California Community Schools Partnership Act, and expanded in 2022, the CCSPP statewide technical assistance infrastructure supports schools and LEAs to coordinate the implementation of these initiatives for maximum impact and sustainability. 

    The Board’s action today awards more than $618 million to 121 LEAs across the state. Those funds will support a total of 458 schools in implementing a community schools approach at their sites. The list of awardees is available through the May 7, 2025 SBE Agenda (see Item 9, Attachment 1).

    Today’s allocation builds on nearly $1.3 billion that the SBE approved last year to support 998 school sites, the $750.5 million approved in ’22-23 to support 570 school sites, and the $625.5 million approved to support 458 school sites in ’21-22 – the first year of the program.

    Funding at work

    Elk Hills Elementary is a K-8 school in the Elk Hills Elementary School District in Kern County. The school, which received CCSPP funding in 2021, organizes its community school around five priority areas: (1) early childhood education, (2) expanded learning, (3) math and literacy education, (4) family and community engagement, and (5) social and mental health services. Through this approach, Elk Hills has gradually seen improvement in a number of areas, including math and ELA scores, according to last year’s data from the California School Dashboard. Included in those results was a significant decrease in chronic absenteeism attributed to relationship-centered structures and practices that aim to enhance school connectedness among students and families.

    Folsom Cordova Unified School District is a community schools district that uses “Coordination of Services Teams” to provide comprehensive support for students facing challenges. As a result of CCSPP funding, at Mills Middle School, reading outcomes have improved for five student groups in one year (African American, English Learners, Hispanic, Socioeconomically Disadvantaged, and Students with Disabilities). This engagement to support students has also supported staff retention, which has dramatically improved at this high-need middle school.

    Buena Vista Horace Mann is a K-8, Spanish dual immersion, community school in the Mission District of San Francisco. A first-round CCSPP implementation grant recipient, the school utilized funding for an on-site therapist, summer school and after-school enrichment programs. The school blends state and local funding sources to offer extensive basic needs, health, and wellness resources to students and families, including on-site behavioral and mental health services and a stay-over program for families experiencing homelessness, which supports stability and safety. This approach has enabled Buena Vista Horace Mann to dramatically reduce its chronic absenteeism rate.

    For more information on the California Community Schools Partnership Program, please visit CDE’s community schools webpage.

    Press Releases, Recent News

    Recent news

    May 7, 2025

    News SACRAMENTO – Governor Gavin Newsom today announced his nomination of three Court of Appeal Justices: Associate Justice Helen Zukin as Presiding Justice of the Second District Court of Appeal, Division Four, Judge Mark Hanasono as Associate Justice of the Second…

    May 7, 2025

    News What you need to know: California and 16 other states today filed a federal lawsuit accusing President Trump of unlawfully withholding billions of dollars approved by bipartisan majorities in Congress for electric vehicle charging infrastructure that would reduce…

    May 7, 2025

    News What you need to know: Despite the Trump Administration’s assaults, both California and Texas are working to build high-speed rail. But only one state has built anything: California. SACRAMENTO — What’s the main difference between California high-speed rail and…

    MIL OSI USA News –

  • MIL-OSI USA: California sues Trump administration for illegally withholding billions in bipartisan infrastructure funds: ‘Another Trump gift to China’

    Source: US State of California 2

    May 7, 2025

    What you need to know: California and 16 other states today filed a federal lawsuit accusing President Trump of unlawfully withholding billions of dollars approved by bipartisan majorities in Congress for electric vehicle charging infrastructure that would reduce toxic pollution, expand access to clean vehicles and create thousands of green jobs.

    SACRAMENTO — Governor Gavin Newsom and Attorney General Rob Bonta announced today that a multi-state lawsuit was filed in federal court challenging actions taken by President Trump’s Federal Highway Administration (FHWA) to thwart Congress’s $5 billion program to expand electric vehicle (EV) charging infrastructure. The Trump administration’s unlawful actions would cost Californians more than $300 million, eliminate thousands of good-paying jobs and hobble a critical, emerging tech industry. 

    On the first day of his administration, President Trump issued an executive order directing federal agencies to immediately stop releasing funds appropriated through the Infrastructure Investment and Jobs Act (IIJA), also known as the Bipartisan Infrastructure Law, including $5 billion that Congress appropriated for electric vehicle charging stations under the National Electric Vehicle Infrastructure (NEVI) Formula Program. 

    Following that directive, FHWA effectively halted the NEVI Formula Program by, among other things, unlawfully withholding billions in funds that Congress had directed to the states for building EV infrastructure.

    When America retreats, China wins.

    President Trump’s illegal action withholding funds for electric vehicle infrastructure is yet another Trump gift to China – ceding American innovation and killing thousands of jobs.

    Instead of hawking Teslas on the White House lawn, President Trump could actually help Elon – and the nation – by following the law and releasing this bipartisan funding.

    Governor Gavin Newsom

    California, Colorado, and Washington led a coalition of 17 states in suing FHWA. The lawsuit states that FHWA’s unlawful actions deprive the states of billions of dollars in appropriated funds, ignores Congressional mandates, violates the U.S. Constitution and will devastate the ability of states to build the charging infrastructure necessary for making EVs accessible to more consumers, combating climate change, reducing other harmful pollution, and supporting the states’ green economies. 

    “The President continues to roll back environmental and climate change protections, this time illegally stripping away billions of dollars for electric vehicle charging infrastructure, all to line the pockets of his Big Oil friends,” said Attorney General Bonta. “The facts don’t lie: the demand for clean transportation continues to rise, and California will be at the forefront of this transition to a more sustainable, low-emissions future. California will not back down, not from Big Oil, and not from federal overreach.” 

    California’s State Electric Vehicle Infrastructure Deployment Plan anticipated that California would need hundreds of thousands of additional EV charging ports to support passenger cars and trucks and incrementally more charging ports for medium- and heavy-duty trucks and buses to meet climate goals. The plan, approved by the federal government, would leverage public funding and private investment to build out a statewide charging infrastructure, including $384 million from the NEVI program.   

    The lawsuit requests the court to declare that President Trump’s directives are unlawful, vacate the actions and permanently stop the administration from withholding the funds. 

    A national leader in zero-emission vehicles (ZEV) and infrastructure

    California’s support for clean cars is unmatched, and the state is home to more than 30% of new ZEVs sold in the U.S. With the rise in EV and plug-in hybrid demand, the state is committed to rapidly deploying funds to develop and ensure a reliable and easy-to-use charging network. The state has doubled down on improving the charging network and making it even easier to buy an EV:

    • More than 178,000 public or shared private electric vehicle charging ports have been installed throughout California, plus more than 700,000 at-home charging ports. 
    • Grants and rebates for thousands of dollars are available for low-income Californians to purchase EVs. Learn more at ClimateAction.ca.gov or ElectricForAll.org.

    The work doesn’t stop with passenger electric vehicles — the state has been hard at work to cut emissions from trucks and buses. Recent efforts include:

    • More than $640 million toward the deployment of zero-emission truck and bus recharging and refueling infrastructure.
    • $500 million to put another 1,000 ZEV school buses on the road.
    • More than $1.3 billion for public transportation projects, including several that support zero-emission buses. 

    California’s strategy for a clean transportation transition

    In addition to advancing ZEVs, the Newsom Administration is prioritizing clean fuel production, public transit and rail infrastructure enhancements, and a cleaner, smarter electric grid to help power it all. As California works toward this clean transportation future, the state is also advancing efforts to prevent gasoline price spikes. 

    Standing up for California communities and businesses 

    Today’s lawsuit follows the Governor’s recent announcement that California is challenging President Trump’s authority to unilaterally enact tariffs. The Governor also intends to create new strategic trade relationships with international partners aimed at strengthening shared economic resilience and protecting California’s manufacturers, workers, farmers, businesses, and supply chains. The Governor has also announced a new international campaign to help maintain the strong tourism partnership between California and Canada.

    Press Releases, Recent News

    Recent news

    May 7, 2025

    News What you need to know: Despite the Trump Administration’s assaults, both California and Texas are working to build high-speed rail. But only one state has built anything: California. SACRAMENTO — What’s the main difference between California high-speed rail and…

    May 7, 2025

    News What you need to know: A new report details nearly $33 billion raised for climate projects and direct support for Californians funded by cap-and-trade, as Governor Gavin Newsom and legislative leaders seek an extension of the program. SACRAMENTO – Governor Gavin…

    May 7, 2025

    News Sacramento, California – Governor Gavin Newsom today issued a proclamation declaring May 4-10, 2025 as “Children’s Mental Health Awareness Week.”The text of the proclamation and a copy can be found below: PROCLAMATIONChildren’s mental health has become an…

    MIL OSI USA News –

  • MIL-OSI Russia: Belarus plans to build and reconstruct more than 650 infrastructure facilities in five years — Prime Minister

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    Source: People’s Republic of China – State Council News

    MINSK, May 8 (Xinhua) — Belarus plans to build and reconstruct more than 650 infrastructure facilities over the next five years with a total funding of over 20 billion Belarusian rubles (6.1 billion U.S. dollars), Belarusian Prime Minister Alexander Turchin said at a meeting of the House of Representatives (lower house of Parliament) on Wednesday, where he presented the government’s program of activities for 2025-2029.

    “Over the course of the five-year period, it is planned to build and reconstruct more than 650 infrastructure facilities in the republic with a total funding volume of over 20 billion Belarusian rubles – 34 hospitals, 23 kindergartens, 27 schools, 22 sports and fitness centers and other facilities,” BELTA quotes him as saying.

    As A. Turchin stated, the country will improve transport links between regions. “More than 24.5 thousand km of roads will be built and repaired with an investment volume of about 13 billion Belarusian rubles /3.97 billion dollars/. We will create high-speed road links agro-town – district center – regional center. For example, travel time from Minsk to any satellite city will take up to half an hour, from populated areas to the regional center – an hour and a half,” the Prime Minister summarized. –0–

    MIL OSI Russia News –

  • MIL-OSI USA: Tale of two trains: California high-speed rail leaves Texas in the dust

    Source: US State of California 2

    May 7, 2025

    What you need to know: Despite the Trump Administration’s assaults, both California and Texas are working to build high-speed rail. But only one state has built anything: California.

    SACRAMENTO — What’s the main difference between California high-speed rail and Texas high-speed rail? California’s system is under construction; Texas’ has yet to break ground. 

    California has transitioned from vision and ideas to active construction and tangible economic benefits, while the Texas project remains a dream mostly on paper. Despite the noise from Washington, California high-speed rail is becoming real. It’s another critical project part of the Governor’s build more, faster agenda delivering infrastructure upgrades and thousands of jobs across the state.

    The facts speak for themselves — here’s the progress since 2013 for both systems:

     

    California High-Speed Rail

     

    Texas Central

     
    Route 494 miles – San Francisco to Los Angeles/Anaheim via Central Valley 240 miles – Dallas to Houston, via Brazos Valley
    Construction Status ✅ 171 miles under active development; 119 miles under active construction; 52 major structures built; extensions to Merced and Bakersfield in design ❌ Not started
    Environmental Clearance ✅ 463 of 494 miles environmentally cleared by federal and state government  Federal clearance (less comprehensive and transparent)
    Station Development ✅ Merced, Fresno, Kings/Tulare and Bakersfield in advance design. ❌ Not started
    Funding Structure ✅ Public funding (state + federal) with potential for future private investment ❌ Private, federal funding pulled
    Projected Opening  ✅ Early Operating Segment: 2030-2033 ❌ Not established
    Jobs Created ✅ 15,000+ jobs ❌ None reported
    Economic Benefits

    ✅ The project has already generated nearly $22 billion in economic output, boosting the state’s economy. The full San Francisco-Los Angeles system is estimated to support $221.8 billion in economic output once it’s in operation.

    		 ❌ No current data. The project is anticipated to generate $36 billion in economic impact over the next 25 years.
    Environmental Benefits

    ✅ Estimated to reduce California’s greenhouse gas emissions by 0.6 to 3 million MTCO2e annually – this is the equivalent of removing 142,000 to 700,000 cars off the road.

    Diverted 95% of construction waste from landfills by recycling, reusing or composting.  

    		 ❌ No current data
    Integration with Existing Transit ✅ Future connections to Caltrain, ACE, High Desert Corridor, Brightline West, Metrolink ❌ Standalone

    Press Releases, Recent News

    Recent news

    May 7, 2025

    News What you need to know: A new report details nearly $33 billion raised for climate projects and direct support for Californians funded by cap-and-trade, as Governor Gavin Newsom and legislative leaders seek an extension of the program. SACRAMENTO – Governor Gavin…

    May 7, 2025

    News Sacramento, California – Governor Gavin Newsom today issued a proclamation declaring May 4-10, 2025 as “Children’s Mental Health Awareness Week.”The text of the proclamation and a copy can be found below: PROCLAMATIONChildren’s mental health has become an…

    May 6, 2025

    News SACRAMENTO – Governor Gavin Newsom today announced the following appointments:Paul Henderson, of San Francisco, has been appointed to the California African American Museum Board of Directors. Henderson has been the Executive Director at the San Francisco…

    MIL OSI USA News –

  • MIL-OSI USA: State invests nearly $33 billion in cap-and-trade dollars to make communities cleaner and healthier

    Source: US State of California 2

    May 7, 2025

    What you need to know: A new report details nearly $33 billion raised for climate projects and direct support for Californians funded by cap-and-trade, as Governor Gavin Newsom and legislative leaders seek an extension of the program.

    SACRAMENTO – Governor Gavin Newsom today announced that nearly $33 billion has been raised from polluters to fund climate solutions in communities across the state with money from the state’s cap-and-trade program, according to a new report published by the California Air Resources Board (CARB).

    The annual report provides detailed information about California Climate Investments (CCI), which distributes funds generated by cap‑and‑trade to 117 climate programs across the state.

    “California is proving that cutting pollution creates jobs and boosts communities. By holding polluters accountable, we’re sending billions of dollars back to communities and back to people’s wallets through credits on utility bills. And we’ve got the receipts: healthier and cleaner communities and thousands of good paying jobs.”

    Governor Gavin Newsom

    CARB oversees CCI, which puts cap‑and‑trade dollars to work reducing greenhouse gas emissions, strengthening the economy, and improving public health — particularly among communities and households facing greater economic and environmental challenges. 

    In 2024, cap-and-trade investments went to nearly 12,000 new projects using $1.9 billion in funding, with $1.2 billion directly benefiting communities and households. The investments are a key part of Governor Newsom’s build more, faster agenda delivering infrastructure upgrades and creating jobs across the state. 

    Since the program’s inception 11 years ago, over $18 billion in funding has been awarded, with nearly $13 billion of that having already gone to over half a million projects that are complete or in progress. Project funding already on the ground is expected to wipe out emissions equivalent to taking more than 80% of the state’s gas cars off the road for a year, with billions of dollars more in the process of being disbursed. 

    Examples of investments include:

    In addition to community investments, cap-and-trade has also delivered $15 billion in bill credits back to utility customers and is reducing carbon pollution from industry investments in cleaner, more advanced technologies directly at their emission source.

    “California is proud of how we’ve invested billions of cap-and-trade dollars across the state over the last decade,” said CARB Chair Liane Randolph. “From individual incentives for cleaner cars and water-efficient appliances, to forest health programs that help safeguard communities from wildfire, these programs provide benefits to all Californians. In addition, cap-and-trade has also delivered $15 billion in bill credits back to utility customers. It’s climate policy that pays.” 
     

    Extending the cap‑and‑trade program

    Cap-and-trade is a foundational part of California’s climate policy portfolio. To help achieve the state’s goal of net-zero carbon pollution by 2045, this program must be extended beyond the current sunset date of 2030.

    Governor Newsom recently announced that he, alongside legislative leaders Senate President pro Tempore Mike McGuire and Assembly Speaker Robert Rivas, will seek an extension of the cap‑and‑trade program during this legislative year. Extending the program in 2025 can provide the market with greater certainty, attract stable investment, further California’s climate leadership, and set the state on a clear path to achieve its 2045 carbon-neutrality goal.
     

    How cap-and-trade works

    Cap-and-trade establishes a declining limit on major sources of carbon pollution throughout California. It covers the largest polluters, including large factories, energy companies, and oil and gas suppliers – accounting for 80% of the state’s total climate emissions.

    The program creates a powerful economic incentive for polluters to invest in cleaner, more efficient technologies and energy, or continue to pay for carbon emissions they produce with the funding raised from the payments used to invest in carbon reduction projects. 
     

    California’s climate leadership

    Pollution is down and the economy is up. Greenhouse gas emissions in California are down 20% since 2000 – even as the state’s GDP increased 78% in that same time period.

    The state continues to set clean energy records. Last year, California ran on 100% clean electricity for the equivalent of 51 days – with the grid running on 100% clean energy for some period three out of every five days. Since the beginning of the Newsom Administration, battery storage is up to over 13,000 megawatts – a 1,600%+ increase.

    Press Releases, Recent News

    Recent news

    May 7, 2025

    News Sacramento, California – Governor Gavin Newsom today issued a proclamation declaring May 4-10, 2025 as “Children’s Mental Health Awareness Week.”The text of the proclamation and a copy can be found below: PROCLAMATIONChildren’s mental health has become an…

    May 6, 2025

    News SACRAMENTO – Governor Gavin Newsom today announced the following appointments:Paul Henderson, of San Francisco, has been appointed to the California African American Museum Board of Directors. Henderson has been the Executive Director at the San Francisco…

    May 6, 2025

    News What you need to know: The Governor attended the annual ceremony, honoring the 232 fallen CHP officers since the Department’s establishment in 1929. Sacramento, California – Today, Governor Gavin Newsom attended the California Highway Patrol Memorial Ceremony,…

    MIL OSI USA News –

  • MIL-OSI NGOs: Myanmar: Life-saving education funding must be restored following USAID cuts 

    Source: Amnesty International –

    The United States and other governments must urgently find funding for education programmes in Myanmar that were a lifeline for students, teachers and families in the war-torn country, Amnesty International said today, as it warned of a “lost generation” if no action is taken.

    Testimony from teachers and students gathered by Amnesty International showed the impact on Myanmar students of US President Donald Trump’s sweeping cuts to foreign aid, which included the termination of more than US$70 million in funding for education programmes in Myanmar, according to those involved in the efforts.

    “The battering of Myanmar’s education sector since the 2021 military coup has robbed millions of young people of opportunities. These US cuts to education programmes now make the prospect of a lost generation increasingly likely,” said Joe Freeman, Amnesty International’s Myanmar Researcher.

    “But it is not too late to fill this vacuum in Myanmar students’ education. Governments and universities in the US and beyond must find a way to enable them to continue their studies and prevent them being sent back to a conflict zone, where they are at risk of arbitrary detention, torture and other ill-treatment; aerial and ground attacks on their communities; and forced conscription into a military that routinely resorts to human rights abuses as a strategy of war.”

    The US-funded education programmes, enacted after the coup, supported Myanmar students studying at Southeast Asian universities; online higher education initiatives; and basic education services for children in ethnic, remote and rural communities.

    They were a rare bright spot in an ever-deteriorating human rights situation in the country, where to date more than 6,000 civilians have been killed and more than 20,000 detained. In 2025, nearly 20 million people are expected to need humanitarian assistance.

    A 7.7-magnitude earthquake that struck central Myanmar on 28 March 2025, killing nearly 4,000 people and destroying hospitals, homes, monasteries and at least 1,000 schools, has only exacerbated these needs. It will also create additional hurdles for students seeking an education after more than four years of armed conflict in the country.

    “The US cuts to foreign aid made a bad situation worse. The Trump administration must reverse course and not abandon Myanmar students working to fulfill their dreams under extremely challenging circumstances. But if the US continues to fail Myanmar’s young people, other governments, universities and donors must step up and help,” Joe Freeman said.

    MIL OSI NGO –

  • MIL-OSI NGOs: Tunisia: Year-long arbitrary detention of human rights defenders working with refugees and migrants  

    Source: Amnesty International –

    Tunisian authorities must immediately release human rights defenders, NGO workers, and former local officials who have been held in arbitrary pre-trial detention for one year because of their legitimate support for refugees and migrants, Amnesty International said today. The ongoing crackdown, part of a broader assault on civil society in Tunisia, was fueled by escalating xenophobia and has severely disrupted crucial assistance for refugees and migrants. 

    Since May 2024, Tunisian authorities have raided at least three NGOs providing critical assistance to refugees and migrants, arresting and detaining at least eight NGO workers, as well as two former local officials who cooperated with them. They also opened criminal investigations into at least 40 other individuals in relation to legitimate NGO work to support refugees and migrants.  

    “It is deeply shocking that these human rights defenders have now spent over a year in arbitrary detention, for simply assisting refugees and migrants in precarious situations. They should have never been arrested in the first place,” said Sara Hashash, Deputy Regional Director for the Middle East and North Africa at Amnesty International.  

    The Tunisian authorities must immediately release and drop all charges against those detained solely for their human rights and humanitarian work.

    Sara Hashash, Deputy Regional Director for the Middle East and North Africa at Amnesty International.

    “This reckless crackdown on the staff of organizations operating under Tunisian law has had devastating humanitarian consequences for refugees and migrants in the country and represents a deeply harmful setback for human rights in Tunisia. The Tunisian authorities must immediately release and drop all charges against those detained solely for their human rights and humanitarian work.”  

    On 3 and 4 May 2024, Tunisian police arrested Mustapha Djemali and Abderrazak Krimi, respectively director and project manager of the Tunisian Council for Refugees (CTR), a Tunisian NGO working with the UN Refugee Agency (UNHCR) and the Tunisian authorities to pre-register asylum seekers and provide essential assistance to refugees and asylum seekers. Authorities have held them under successive pretrial detention orders for over a year now, while investigating them for “assisting the clandestine entry” of foreign nationals and “providing [them] shelter”, solely based on their work for the CTR. 

    From 7 to 13 May 2024, the police arrested Sherifa Riahi, Yadh Bousselmi and Mohamed Joo, respectively former director, director and administrative and financial director of Terre d’asile Tunisie, the Tunisian branch of French NGO France Terre d’asile.  

    Judicial authorities have held them in pretrial detention since then and are prosecuting them on charges of “sheltering individuals illegally entering or leaving the territory” and “facilitating the irregular entry, exit, movement or stay of a foreigner”, solely for providing critical assistance to refugees and migrants. When closing the investigation, the investigative judge cited a “European-backed civil society plan to promote the social and economic integration of irregular migrants into Tunisia and their permanent settlement” to support the charge.  

    On 11 May 2024, the police also arrested former deputy mayor of Sousse Imen Ouardani under the same charges, as well as the additional charge of using her position as public official “to obtain an unjustified advantage or harm the administration,” solely because of the collaboration between the municipality and Terre d’asile Tunisie.  

    Under international law, pretrial detention should only be used as an exception, to avoid undermining the presumption of innocence, and based on an individualized assessment which shows that the detention is necessary and proportionate because of a substantial risk of flight, interference with the investigation, harm to others or reiteration of the alleged offence. The Tunisian authorities have not demonstrated any of these grounds with regard to these individuals.  

    “Detaining human rights defenders criminalizes essential human rights and humanitarian work. Providing support to refugees and migrants – irrespective of their legal status – is protected under international law and should never be equated with human smuggling or trafficking,” said Sara Hashash. 

    Tunisia is party to the UN Convention on Transnational Organized Crime and its Protocols, which set out precise standards for the definition of human smuggling and trafficking, exempting legitimate human rights and humanitarian work.  

    The May 2024 crackdown took place after xenophobic and racist social media smear campaigns against several organizations including the CTR and Terre d’asile Tunisie, after the CTR published a tender for hotels to shelter asylum seekers and refugees in precarious situations, in response to a request for assistance from UNHCR and local authorities. 

    On 6 May 2024, President Kais Saied accused NGOs working on migration of being “traitors” and “[foreign] agents”, and of seeking the “settlement” of Sub-Saharan migrants in Tunisia. A day later, a public prosecutor in Tunis announced the opening of an investigation against NGOs for providing “financial support to illegal migrants”.  

    The crackdown which has involved the detention of NGO staff and freezing of NGOs’ bank accounts has triggered the suspension of vital services since May 2024, disrupting access to asylum procedures, shelter, healthcare, child protection, and legal aid. This has left potentially thousands of refugees and migrants, including unaccompanied children, in precarious and uncertain situations and at greater risk of facing human rights violations and abuse.  

    In April 2025, Tunisia’s Interior Minister, Khaled Ennouri, said that the authorities were prepared to “confront all plans to alter the demographic composition of the Tunisian population”. Such comments have contributed to an ongoing spike in racist violence against Black refugees and migrants, notably in border regions. Social media users have shared videos of themselves “tracking down [Black] Africans” and threatening violence and other abuse against them.  

    Other organizations targeted include anti-racism organization Mnemty – nine of their staff and partners have been under investigation since May 2024 for financial crimes for which the authorities have yet to provide evidence – and the children’s rights NGO Children of the Moon of Medenine. Authorities have also detained the executive director of the Association for the Promotion of the Right to Difference (ADD), Salwa Ghrissa, since 12 December 2024, pending investigation into the organization’s funding.

    Tunisian authorities must immediately cease the criminalization of human rights and humanitarian work and end the dangerous scapegoating and vilification of civil society.

    Sara Hashash, Deputy Regional Director for the Middle East and North Africa at Amnesty International.

    “Tunisian authorities must immediately cease the criminalization of human rights and humanitarian work and end the dangerous scapegoating and vilification of civil society,” said Sara Hashash. 

    Background  

    Racist and xenophobic rhetoric has been repeated by Tunisian officials and members of the parliament over the past two years, starting with racist remarks made by President Kais Saied in February 2023.  

    Since May 2024, Tunisian authorities have also continued to carry out forced evictions and unlawful collective expulsions of refugees and migrants to Libya and Algeria regularly. In early April 2025, authorities announced an “operation of dismantlement” in the eastern region of Sfax, where refugees and migrants had established makeshift camps in the past two years, after having been forcibly evicted and relocated from urban areas by the authorities.  

    The wave of arrests of May 2024 is part of a wider attack on civil society. Ahead of the 2024 October presidential elections, authorities opened investigations into NGOs I Watch and Mourakiboun in relation to their funding and prevented them from observing the elections. 

    Tunisian financial authorities have subsequently opened investigations into at least a dozen organizations over funding and activities protected under the right to freedom of association, while banks have increasingly delayed or obstructed incoming transfers of funds from abroad, demanding excessive documentation regarding the transfers, thereby impeding NGO operations. 

    MIL OSI NGO –

  • MIL-OSI Video: Yemen, Sudan, Occupied Palestinian Territory & other topics – Daily Press Briefing (7 May 2025)

    Source: United Nations (Video News)

    Noon briefing by Stephanie Tremblay, Associate Spokesperson for the Secretary-General.

    Highlights:
    Secretary-General’s Travel
    Yemen
    Sudan
    Occupied Palestinian Territory
    Ukraine
    Haiti
    Security Council
    Science, Technology and Innovation Forum

    SECRETARY-GENERAL’S TRAVEL
    The Secretary-General is Denmark today, where tomorrow he will chair the meeting of the Chief Executives Board of the United Nations which brings together the heads of the UN system. 
    Earlier today, the Secretary-General met with Ms. Mette Frederiksen, Prime Minister of Denmark. The Secretary-General expressed appreciation for Denmark’s steadfast cooperation with and support for the United Nations, including for its role as host of UN agencies as well as its constructive role as a non-permanent member of the Security Council.
    The Secretary-General expressed appreciation for Denmark’s steadfast cooperation, as well as its constructive role as a non-permanent member of the Security Council. 
    Prior to meeting the Prime Minister, the Secretary-General toured UN City, the compound in Copenhagen that houses United Nations offices in the Danish capital. During a townhall meeting, the Secretary-General congratulated the staff for the work they are doing. 
    This evening, the Secretary-General and the heads of the United Nations system are attending a welcome diner hosted by the King and Queen of Denmark.

    YEMEN
    The UN welcomes the announcement made by the Sultanate of Oman regarding an agreement between the United States and the Houthis in Yemen on 6 May, and commend Oman for its efforts in this regard.
    The UN had consistently called for restraint and de-escalation in and around Yemen and the wider region. We also have called for an immediate cessation of Houthi attacks against merchant and commercial vessels in line with relevant Security Council resolutions. We reaffirm the need for all to respect the rights and obligations relating to maritime navigation in accordance with international law. We remain committed to supporting the Yemeni parties to reach a negotiated political settlement to end the conflict.
    The UN encourages all parties to engage constructively with UN Special Envoy Hans Grundberg to this end.

    SUDAN
    Moving to Sudan, the Under-Secretary-General for Humanitarian Affairs, Tom Fletcher, expressed deep concern over the ongoing drone strikes in Port Sudan, which is a hub for our humanitarian operations and key entry point for aid.
    Mr. Fletcher stressed that international humanitarian law must be respected and that constant care must be taken to spare civilians and civilian infrastructure.
    Flights of the UN Humanitarian Air Services – or UNHAS – to and from Port Sudan have been suspended since May 4th. The World Food Programme, which manages UNHAS, says it will resume air operations as soon as conditions allow.
    These disruptions are impacting the movement of humanitarian personnel into Sudan and onward to other parts of the country, further straining the delivery of urgently needed assistance. Meanwhile, OCHA reports that drone attacks have also affected the states of Kassala and River Nile. Earlier this week in Kassala, strikes near the airport displaced about 2,900 people and led to the temporary suspension or relocation of some aid activities.
    Meanwhile, River Nile State is still facing a power blackout following a drone strike on the transformer station in Atbara on April 25th. The outage is contributing to growing fuel and bread shortages and long queues at petrol stations and bakeries.

    OCCUPIED PALESTINIAN TERRITORY
    Turning to the situation in Gaza, our colleagues from the Office for the Coordination of Humanitarian Affairs warn that the situation there is growing worse by the day. Yet we and our partners are committed to staying and delivering to help alleviate the suffering of the people exhausted by many months of fighting.
    Attacks on schools sheltering displaced people continue to be reported, leading to casualties. Yesterday in Deir al Balah, an UNRWA school in Al Bureij camp was hit twice in several hours, with dozens of people reportedly killed, including women and children. Another school in Gaza city sheltering displaced people was also struck yesterday, with reports that 20 people were killed.
    Across Gaza, community kitchens serving hot meals continue to shut down, as they use up their last remaining supplies. As of yesterday, one in every three community kitchens supported by the UN and our partners in Gaza has closed.

    Full highlights: https://www.un.org/sg/en/content/noon-briefing-highlight?date%5Bvalue%5D%5Bdate%5D=07%20May%202025

    https://www.youtube.com/watch?v=N4A1_sSsDPg

    MIL OSI Video –

  • MIL-OSI Video: Flying soon? Make sure your ID’s not offsides! #traveling #hockey

    Source: United States of America – Federal Government Departments (video statements)

    Starting today, you’ll need a REAL ID (yes, the one with the star  ) to fly within the U.S.

     

    Skip the travel penalty box, check your ID now and avoid a last-minute goal-tastrophe. No one wants to get benched before their breakaway.

     

    Whether you’re heading home or chasing the Stanley Cup of vacations, don’t wait for the final buzzer. Suit up now and get a play-by-play on how to get your REAL ID here: 

    https://www.tsa.gov/real-id 

     

    https://www.youtube.com/watch?v=LQn9CQHidYY

    MIL OSI Video –

  • MIL-OSI Video: What is a Black Hole? We Asked a NASA Expert

    Source: United States of America – Federal Government Departments (video statements)

    What exactly is a black hole? Well, they’re not holes at all, rather incredibly dense regions in space with gravity so strong, not even light can escape.

    There are stellar-mass black holes, which form when massive stars collapse and explode in a supernova, and supermassive black holes, which are millions to billions of times more massive and sit at the centers of galaxies.

    Scientists know these cosmic powerhouses shape galaxies and influence how the universe evolves. But how do supermassive black holes form? That’s still one of astronomy’s biggest mysteries. A NASA scientist explains what we know (and don’t know) about these cosmic gargantuans.

    Explore more on black holes: https://www.nasa.gov/black-holes

    Producers: Scott Bednar, Pedro Cota, Jessie Wilde
    Editor: Daniel Salazar

    Credit: NASA

    https://www.youtube.com/watch?v=EJXTZ5jpSmk

    MIL OSI Video –

  • MIL-OSI Europe: Press release – Parliament encourages Kosovo and Serbia to advance their EU accession reforms

    Source: European Parliament

    Kosovo needs to accelerate its EU-related reforms and Serbia must do more to protect the rule of law and media freedom and to fight corruption, say MEPs.

    Kosovo needs to accelerate its EU-related reforms and Serbia must do more to protect the rule of law and media freedom and to fight corruption, say MEPs.

    In two reports adopted on Wednesday, MEPs assessed the progress made by Kosovo and Serbia in their efforts to join the European Union during 2023 and 2024.

    Kosovo: comprehensive reforms and inclusive governance are essential

    Kosovo has made notable strides in its electoral reforms, economic resilience, and the protection of fundamental rights, say MEPs. However, challenges remain regarding judicial reforms, media freedom, public administration efficiency, and the digitalisation of public services. Continued commitment to comprehensive reforms and inclusive governance is essential for Kosovo’s to progress on its European integration pathway, they stress.

    The Pristina-Belgrade dialogue has unfortunately not yielded the expected results, note MEPs, who ask both parties to implement the Brussels and Ohrid agreements, including the establishment of the Association/Community of Serb-Majority Municipalities, and the lifting of Serbia’s opposition to Kosovo’s membership of regional and international organisations.

    MEPs also state that Kosovo has been the target of foreign interference and disinformation campaigns, particularly from Russia and China, with the aim of destabilising the region and undermining the European integration of the Western Balkans. Parliament therefore urges the Kosovo government to reinforce its capacities to combat such threats.

    The report was adopted by 353 votes in favour, 145 against and with 78 abstentions.

    Quote

    Riho Terras (EPP, ET), rapporteur, said: “It is clear that Kosovo’s integration process needs new momentum – we need a new chapter in the talks between Pristina and Belgrade. It is extremely positive that all major parties in Kosovo are strongly in favour of EU integration. Kosovo’s future is in the European family and we will work together on the reform agenda, because any future accession must be based on merit.”

    Serbia: major hurdles to overcome

    Despite some progress in negotiations, Serbia still has major hurdles to overcome, according to MEPs. Belgrade needs to improve its internal political dialogue, protect the rule of law, and make anti-corruption reforms. It also has to work on reaching a comprehensive normalisation agreement with Kosovo, and fully align with EU foreign policy.

    Parliament calls on Serbia’s authorities to ensure the independence of key institutions, including media regulators such as the Regulatory Authority for Electronic Media. They must also implement in full all outstanding recommendations by the Organisation for Security and Cooperation in Europe’s Office for Democratic Institutions and Human Rights (OSCE/ODIHR) and the Council of Europe bodies on electoral reform, well ahead of any new elections, MEPs warn.

    MEPs demand full and transparent legal proceedings and an official investigation into the collapse of the Novi Sad train station canopy on 1 November 2024, as well as an impartial investigation into the alleged use of unlawful crowd control technology against protesters. Deploring the continuing violence against students, MEPs are also deeply concerned about the increasing political and financial pressure placed on teachers and university professors who support the students’ collective action.

    The report was adopted by 419 votes in favour, 113 against and with 88 abstentions.

    Quote

    Tonino Picula (S&D, HR), rapporteur, said: “A long political crisis, intensified by a lack of progress on fundamental criteria, such as corruption, rule of law, media freedom and electoral reform, is having a direct impact on Serbia’s progress towards EU membership. For too long Serbia has been trying to take the best of EU funds while side-lining our core values and our geopolitical orientation. The enlargement process is merit-based, and Serbia’s progress could have a positive impact on the region.”

    MIL OSI Europe News –

  • MIL-OSI Europe: Press release – Discharge: MEPs sign off EU budget for 2023 while highlighting persistent issues

    Source: European Parliament

    In a series of votes on Wednesday, MEPs granted discharge to all but two EU bodies, approving the way they managed the EU budget in 2023.

    Plenary endorsed the budgetary management by the European Commission, responsible for more than 95% of EU expenditure, but warned that structural issues were undermining EU financial credibility and policy delivery. The decision was taken by 412 votes to 245 with 5 abstentions.

    High error rate demands corrective action

    In the resolution accompanying the discharge decision for the Commission (adopted by 443 votes to 202 and 21 abstentions), MEPs said they were seriously concerned about the 5.6% error rate in EU spending, which has risen for the third year in a row. They call on the Commission to present a clear action plan within four months to reduce errors. MEPs also demand stricter fraud detection and audit mechanisms, clearer definitions of milestones and targets, and the prevention of double funding and use of pre-existing projects for the Recovery and Resilience Facility (RRF).

    Outstanding commitments and mounting debt

    Unpaid commitments rose to a record €543 billion in 2023, more than double the EU’s annual budget. This backlog risks delayed implementation, warn MEPs, who demand more realistic budget forecasting.

    By the end of 2023, EU borrowing stood at €458.5 billion, with further increases expected. Rising interest rates and the absence of a repayment plan, MEPs say, could compromise fiscal stability and limit future EU action.

    NGO transparency and conditionality

    Parliament demands full financial transparency for NGOs and other interest representatives, and for the Commission to share the results of an internal screening of contracts with the Parliament. All entities must be registered in the EU Transparency Register and disclose their main funders. Alignment with EU values, and traceability of funds should be a prerequisite for access to institutions and funding.

    Quote

    Rapporteur for the Commission discharge Niclas Herbst (EPP, DE) said: “Billions of euros have been transferred to member states under the RRF, but Parliament and the European Court of Auditors are not sufficiently involved in their control. For example, we have asked in vain for a meaningful list of final beneficiaries. The RRF has been used to take on debt at the expense of future generations, to finance questionable national budget priorities, and repayment remains uncertain. Because of these weaknesses, the RRF must never be used as a model for future financial programmes or the EU’s next financial framework.”

    Discharge postponed for the Council and Asylum Agency

    MEPs postponed the Council’s discharge − as has been the case every year since 2009, due to a lack of cooperation with Parliament. They also postponed the discharge decision for the EU Asylum Agency, citing “very worrying conclusions” from an investigation by the European Anti-Fraud Office (OLAF), which they say put the Agency’s stability, governance, and reputation at risk. Postponed decisions are revisited later in the year, when discharge is either granted or ultimately denied.

    Vote results of all the discharge decisions will be available here.

    Background

    Through the “discharge procedure”, the European Parliament exercises democratic oversight over the budget’s implementation, holding the Commission and other EU institutions accountable for the management and disbursement of EU funds.

    Based on reports from the Commission and the European Court of Auditors (ECA), the Parliament’s Committee on Budgetary Control (CONT) reviews the financial management of the EU budget in a given financial year, considers irregularities and holds hearings with the relevant officials. Refusal of discharge can result in remedial action, stricter financial controls, or political consequences.

    MIL OSI Europe News –

  • MIL-OSI: BadCreditLoans Reviewed: The Top Low Credit Lending Option for Payday Loans

    Source: GlobeNewswire (MIL-OSI)

    Tacoma, May 07, 2025 (GLOBE NEWSWIRE) —

    In This Article, You’ll Discover:

    • How BadCreditLoans.com connects borrowers with payday loans for bad credit using a secure online application system
    • The most common financial pain points faced by low credit borrowers and why traditional lenders often deny them
    • What makes BadCreditLoans a top-rated low credit lending option for emergency loans and same-day funding
    • A detailed breakdown of how the platform works — from eligibility checks to AI-powered loan matching and lender approval
    • Transparent insight into loan terms, interest rates (APR), repayment options, and application timelines
    • Real customer experiences and reviews highlighting ease of use, trustworthiness, and lender access
    • How Bad Credit Loans compares to other payday loan providers in the online lending space
    • Common concerns such as loan security, legitimacy, and data protection — with risk mitigation advice
    • Full pricing details, customer service contact information, and what to expect from the lending process in 2025
    • Important disclaimers regarding loan variability, APR, and pricing changes, with reminders to consult the official website

    TL;DR Summary:

    BadCreditLoans.com has emerged as a leading online solution for consumers searching for payday loans for bad credit and emergency funding with low credit scores. This comprehensive review explores how the platform works, who qualifies, and why it’s one of the top low credit lending options in 2025. From loan matching powered by fintech to flexible repayment terms and secure applications, BadCreditLoans connects borrowers to an expansive network of lenders without requiring perfect credit.

    Whether you’re looking for same-day funding, no credit check loans, or simply want to explore fast online payday loan options, this article outlines every key detail, including eligibility requirements, pricing, and borrower protections. Customer reviews and competitive comparisons are included to help you make an informed decision.

    Disclaimer: Loan offers, terms, and interest rates may vary by lender. Always confirm final pricing and conditions on the official website, as they are subject to change without notice.

    Introduction

    Bad Credit Loans: A Trusted Lifeline for Low-Credit Borrowers

    In today’s economic climate, more individuals than ever are struggling with limited credit access. Whether it’s due to past financial hardships, job loss, or emergency expenses, the reality is that a large segment of the population finds themselves turned away by traditional lenders. That’s where platforms like BadCreditLoans.com come in — a digital service built to help consumers with poor or no credit history connect with potential lenders for payday loans and other urgent cash needs.

    This review is designed for those facing financial uncertainty and wondering:

    Where can I turn when my credit score is low, and bills can’t wait?

    Understanding the Financial Struggles of Bad Credit Borrowers

    Why Borrowers with Bad Credit Face Unique Financial Barriers

    For millions of Americans, financial emergencies don’t wait for a perfect credit score. A single late payment, job loss, medical bill, or sudden expense can significantly lower your credit score, placing you in a category traditional banks often avoid: subprime or low-credit borrowers.

    Traditional lenders typically rely on strict credit scoring models that penalize individuals for missed payments, high credit utilization, or limited credit history. As a result, consumers in need of urgent financial relief, often searching for payday loans for bad credit or emergency loans with bad credit, are denied at the moment they need help most.

    Common Pain Points for Low-Credit Borrowers

    Low-credit borrowers frequently experience a frustrating loop:

    • Loan denial from traditional banks or credit unions, even for small amounts under $1,000
    • Predatory lenders charge extremely high APRs, trapping borrowers in cycles of debt
    • Stigma around credit score requirements, which prevents access to fair options
    • Limited access to short-term funding during medical, housing, or automotive emergencies

    This creates a financial bottleneck, where options become increasingly scarce, even as the need grows more urgent.

    Who’s Affected by These Barriers?

    The challenge of accessing affordable lending doesn’t only impact those with mismanaged finances. Many borrowers seeking low credit score loans are:

    • Gig workers or freelancers with inconsistent income
    • Students or recent graduates with little to no credit history
    • Individuals recovering from past financial hardships, such as divorce or bankruptcy
    • Seniors on fixed incomes who’ve fallen behind on bills
    • Households impacted by inflation or economic downturns

    This diverse group — often labeled “credit invisibles”—may not have extensive borrowing histories, but they do have legitimate, time-sensitive financial needs.

    When Traditional Credit Fails

    When banks say “no,” borrowers are often left with two choices:

    1. Delay essential expenses, risking utilities shut offs or eviction
    2. Turn to risky payday lenders or unregulated financial services

    This is where BadCreditLoans.com stands out. The platform acts as a secure bridge between borrowers and vetted lenders, offering a mobile-first lending experience designed to provide fast approvals, even for those with poor credit histories.

    Disclaimer: Loan approval through BadCreditLoans is not guaranteed. Lending decisions are made solely by third-party lenders, and terms will vary. Always review individual lender terms before accepting an offer.

    Why a Better Option Is Needed in 2025

    With rising costs of living, stagnant wages, and increased reliance on alternative income sources, more consumers are seeking online payday loans and same-day funding options. Unfortunately, the market is also seeing a rise in fraudulent or misleading financial offers.

    Borrowers today demand:

    • Transparent terms with no hidden fees
    • Access to no-credit-check loans or soft credit inquiries
    • Fast decisions and responsive customer support
    • Financial inclusion and flexible repayment plans

    BadCreditLoans.com addresses these concerns by offering a fintech lending platform that uses AI-powered loan matching, giving low-credit borrowers a safer and smarter alternative.

    Don’t wait! Apply now on BadCreditLoans.com and get matched with lenders offering up to $10,000—even with bad credit. Fast, secure, and 100% free!

    Introducing BadCreditLoans.com: A Beacon for Low-Credit Borrowers

    What Is BadCreditLoans.com?

    BadCreditLoans.com is not a direct lender — it’s an online loan aggregator platform that connects individuals with low credit scores to a wide network of potential lenders. The company has operated since 1998 and has established itself as a trusted digital lending gateway for consumers searching for payday loans for bad credit, emergency loans, and no credit check loan options.

    Rather than applying individually to multiple lenders — which can trigger repeated hard inquiries and further damage your credit — BadCreditLoans uses a single, secure online application to match you with lenders willing to work with borrowers in your credit range.

    A Fintech-Driven Solution to Modern Lending Needs

    The platform has adapted to meet the changing landscape of digital finance. Using AI-powered loan matching technology, BadCreditLoans analyzes borrower profiles in real time to pair users with lenders that align with their needs — offeringfast approval loans and same-day funding when available.

    This mobile-first lending experience ensures borrowers can apply and receive results conveniently from their smartphone, tablet, or desktop — 24/7.

    What Makes BadCreditLoans Different?

    Here’s what separates BadCreditLoans from other platforms in the subprime lending space:

    • Broad Network Access: The platform connects borrowers with dozens of reputable lenders, offering a variety of loan products, including personal loans, installment loans, and payday loans.
    • Soft Credit Checks Only: Your credit score will not be affected by the initial application. Many lenders rely on alternative credit scoring or income verification rather than traditional FICO scores.
    • No Fees to Use the Service: BadCreditLoans.com does not charge users for applying or for loan matching.
    • Flexible Loan Options: Loan amounts typically range from $500 to $10,000, with repayment terms from 3 to 60 months, depending on the lender.

    Disclaimer: BadCreditLoans.com is not a lender. All loan decisions, APRs, repayment terms, and eligibility criteria are determined by individual lenders. Always review any loan agreement carefully before accepting.

    A Secure Online Application You Can Trust

    In a digital age filled with scams and unreliable lenders, BadCreditLoans takes security seriously. The platform uses advanced encryption protocols to protect personal and financial information during the application process.

    Borrowers can submit applications confidently, knowing their data is safeguarded and shared only with potential lending partners within the BadCreditLoans network.

    Who Can Benefit Most?

    BadCreditLoans is ideal for:

    • Borrowers with poor or limited credit history
    • Individuals seeking short-term emergency funding
    • Applicants looking for no-credit-check payday loans
    • Consumers who want fast, hassle-free loan comparisons

    In short, if you’re searching for the best loans for bad credit in 2025, BadCreditLoans provides a streamlined, secure path forward — one built for convenience, transparency, and flexibility.

    Bills piling up? Get the funds you need today. Apply at BadCreditLoans.com for quick approval—even with bad credit or no credit. Start now!

    How BadCreditLoans.com Works: A Step-by-Step Guide

    Navigating the Application Process with Ease

    BadCreditLoans.com simplifies what is traditionally a stressful and time-consuming process. By offering a digital loan onboarding experience designed specifically for low-credit borrowers, the platform removes unnecessary friction and helps applicants connect with lenders in minutes.

    Let’s walk through the entire process — from application to funding.

    Step 1 — Submit the Online Application

    The first step is filling out a secure, no-cost online form directly on BadCreditLoans.com. This includes:

    • Full legal name, address, and contact information
    • Employment and income details
    • Bank account information (for direct deposit of funds)
    • Social Security number (used to conduct a soft credit inquiry)

    Unlike traditional banks, this initial application will not harm your credit score. It is designed for borrowers searching for no-credit-check loans or those with low credit scores who need quick funding options.

    Step 2 — Receive Loan Offers from Potential Lenders

    After submitting the application, BadCreditLoans uses AI-powered loan matching to compare your information with its network of partner lenders.

    You may receive multiple offers with varying:

    • Loan amounts (typically $500 to $10,000)
    • Repayment terms (3 months to 60 months)
    • Annual Percentage Rates (APR)
    • Fee structures (origination fees, if applicable)

    Each lender has its own criteria, but most are open to working with credit invisibles, freelancers, gig workers, and others who may have difficulty qualifying through conventional channels.

    Disclaimer: Loan availability, rates, and approval outcomes vary by lender and applicant profile. Always review each lender’s terms before proceeding.

    Step 3 — Review, Accept, or Decline Offers

    One of the platform’s most empowering features is transparency. There is no obligation to accept any offer. You’re free to:

    • Compare multiple offers
    • Read loan documents carefully
    • Ask questions directly to the lender
    • Decline an offer if the terms aren’t right

    BadCreditLoans encourages users to borrow responsibly — a key differentiator from many predatory payday lenders that pressure borrowers into accepting high-APR loans.

    Step 4 — Receive Your Funds

    Upon accepting a loan offer and completing any additional verification steps (such as confirming employment or banking details), many lenders offer:

    • Same-day or next-business-day funding
    • Direct deposit into your checking account

    This is especially valuable for users facing financial emergencies — such as medical bills, utility cutoffs, or urgent home repairs — who need fast approval loans.

    Step 5 — Repayment and Support

    Loan repayment is handled directly between the borrower and the selected lender. Repayment terms are set in advance and may include:

    • Fixed monthly payments
    • Automatic withdrawals from your bank account
    • Prepayment options, often without penalties

    Be sure to confirm:

    • Exact APR and total repayment cost
    • Payment dates and amounts
    • Late fees or grace periods

    Disclaimer: Always read the full loan agreement. Not all lenders allow early repayment without penalty. Terms and conditions vary.

    Why This System Works for Low-Credit Borrowers

    This step-by-step process is designed to provide structure and peace of mind for individuals who typically feel shut out of the lending system. With a mobile-first lending interface, transparent offers, and no upfront fees, BadCreditLoans.com is built to support financial inclusion, not exploitation.

    For users searching for online payday loans, bad credit personal loans, or emergency loans without a credit check, the platform offers a fast, secure, and user-friendly alternative in 2025’s evolving lending market.

    Get same-day payday loans with no upfront fees! BadCreditLoans.com connects you to lenders fast—even if your credit isn’t perfect. Apply now!

    Eligibility Criteria and Requirements

    Understanding who qualifies for a loan through BadCreditLoans.com is essential. The platform is designed to serve individuals who have historically been underserved by traditional financial institutions, including those with bad credit, limited credit history, or unconventional income sources.

    This section outlines the basic qualifications you’ll need to meet, as well as the inclusive approach BadCreditLoans takes in helping more people gain access to emergency funds.

    Who Can Apply?

    To be eligible for a loan offer through BadCreditLoans, you must meet the following minimum requirements:

    • Be at least 18 years old and a legal resident of the United States
    • Possess a valid checking account in your name
    • Have a steady source of income (employment, self-employment, benefits, etc.)
    • Provide a working phone number and email address

    These requirements are intentionally flexible to ensure that individuals in varying financial circumstances — including part-time workers, freelancers, and those recovering from financial setbacks — have an opportunity to apply.

    Credit History Requirements

    One of the most appealing features of BadCreditLoans is its accessibility to individuals with low or no credit scores. Many of the lenders in the network accept applicants who:

    • Have a poor FICO score or no FICO score at all
    • Have past bankruptcies, delinquencies, or charge-offs
    • They are labeled as credit invisibles due to a minimal borrowing history

    The use of soft credit inquiries ensures that submitting an application will not negatively affect your credit score, a crucial feature for those already navigating credit challenges.

    Alternative Approval Metrics

    Unlike traditional banks, many lenders connected through BadCreditLoans look at a broader picture when evaluating your application. They may consider:

    • Employment stability
    • Monthly income vs. existing obligations
    • Bank account activity
    • Alternative credit scoring methods (such as rent, utility, or phone bill payments)

    This inclusive underwriting process helps more people qualify for essential funding, even without a strong credit history. It aligns with emerging trends in fintech that prioritize real-time income verification and cash flow-based decision-making over legacy credit models.

    Designed for Financial Inclusion

    BadCreditLoans supports financial inclusion by helping underserved populations access transparent, regulated lending solutions, not high-interest payday traps. It fills a crucial gap in today’s lending market, providing fast approval options for people who may not have any other viable short-term alternatives.

    If you’ve searched for terms like “low credit score loans,” “bad credit loans online,” or “no credit check payday loans,” this platform is likely one of the most accessible paths forward.

    Disclaimer: Meeting the eligibility requirements does not guarantee loan approval. All loan offers are subject to individual lender evaluation and may vary based on your profile.

    Why wait? Apply now on BadCreditLoans.com to compare real loan offers in minutes—no obligation, no credit damage. Get funded fast!

    Loan Terms, Rates, and Repayment Options

    BadCreditLoans.com doesn’t issue loans directly but facilitates access to a broad range of lending options through its network of financial partners. The terms you receive will depend on the lender, your application details, and the type of loan product you pursue. Still, the platform provides a general structure for what borrowers can expect, giving users a clearer view of their options before committing.

    Loan Amounts

    Borrowers may be eligible for loans ranging from as little as $500 up to $10,000. These amounts can serve a variety of short-term or emergency needs — from utility bills and medical expenses to car repairs and rent payments. The flexibility in loan size ensures that users aren’t forced into borrowing more than they can reasonably afford.

    Interest Rates and APR

    Annual Percentage Rates (APR) typically fall between 5.99% and 35.99%, depending on the lender and the applicant’s financial profile. Factors that affect your APR include:

    • Type of loan selected (e.g., installment vs. payday)
    • Your verified income and monthly obligations
    • Repayment duration
    • Risk assessment performed by the lender

    While these rates are higher than those offered to borrowers with excellent credit, they are often more competitive and transparent than traditional payday loan storefronts.

    Disclaimer: APR ranges are determined by the individual lender and not BadCreditLoans.com. Your final APR will vary based on lender evaluation. Always review your loan offer carefully before accepting.

    Repayment Terms

    Repayment windows generally range from 3 months to 60 months. Short-term loans may require lump-sum repayment within a few weeks, while installment loans offer the convenience of scheduled monthly payments over a longer period.

    Some lenders may offer early payoff options without penalties, giving borrowers a chance to reduce interest by paying ahead of schedule.

    If you’re applying for a small loan to cover urgent costs, many users find repayment periods of 6 to 12 months to be a manageable middle ground, balancing affordability with speed.

    Transparency and Disclosures

    BadCreditLoans.com emphasizes lender transparency. Borrowers will be presented with:

    • Clear breakdowns of loan terms
    • Disclosure of fees, if applicable
    • Exact monthly payment obligations
    • Total repayment amount (including interest)

    There are no application or platform fees charged by BadCreditLoans. However, lenders may include origination fees, late payment penalties, or other costs in their individual agreements.

    Disclaimer: Loan fees, repayment flexibility, and total interest vary by lender. Be sure to read all terms before signing. Prepayment penalties may apply in some cases — always ask your lender directly if you’re unsure.

    Payment Collection Methods

    Most lenders automate repayment through scheduled bank account withdrawals. You’ll need to ensure sufficient funds are available on your agreed-upon payment dates to avoid overdraft fees or late penalties.

    In some cases, lenders offer web-based portals or mobile app support for tracking your repayment progress, updating payment information, or requesting due date changes.

    Who do These Loan Terms Benefit Most

    Borrowers looking for:

    • Flexibility in repayment schedules
    • Fast access to cash without extensive paperwork
    • Loans that don’t penalize poor credit history
    • A transparent agreement with no hidden clauses

    … will likely find these lending structures supportive and adaptive to real-life situations.

    For those seeking “bad credit loans online,” “emergency loans with bad credit,” or “fast approval loans” — this section of the process is where peace of mind starts.

    Disclaimer on Pricing: Loan costs, interest rates, and fees are determined by individual lenders. Pricing is subject to change at any time. Always check the official BadCreditLoans.com website or your lender’s site for the most up-to-date pricing and terms.

    Bad credit won’t hold you back! Submit your free BadCreditLoans.com application now and access emergency loans with flexible terms today!

    Comparing BadCreditLoans.com to Other Lending Platforms

    Borrowers exploring online lending options for bad credit quickly find that not all services deliver the same value. Some platforms are limited in scope, while others may impose hidden fees or fail to prioritize consumer protection. This section outlines how BadCreditLoans.com stands apart from competing services in the low-credit lending space.

    A Broader Network for More Loan Offers

    Unlike many payday loan sites that connect users to just one lender, BadCreditLoans.com gives applicants access to a network of vetted financial providers. This increases the chances of receiving multiple offers, helping users compare loan amounts, APRs, and terms. Borrowers seeking “best loans for bad credit” or “emergency loans with bad credit” benefit from this flexible structure.

    Zero Application Fees

    Many platforms charge upfront service or processing fees, especially those targeting low-credit borrowers. BadCreditLoans.com, in contrast, offers:

    • A free, no-obligation loan request process
    • No hidden fees for using the service
    • Full transparency during the loan-matching stage

    This fee-free approach makes it ideal for those already navigating tight budgets or financial emergencies.

    Credit-Sensitive Approval Model

    While some lenders require a hard credit pull upfront, BadCreditLoans uses a soft credit inquiry during the application process. This means:

    • No impact on your credit score
    • Broader lender participation for those with credit challenges
    • Increased chances of loan approval for credit invisibles or subprime borrowers

    Consumers who’ve faced multiple denials from banks or credit unions often find their first path forward here.

    Transparency and Borrower Control

    The platform gives users the ability to review, decline, or accept any offer without pressure. Each loan offer includes:

    • Clear repayment terms
    • Transparent APR breakdowns
    • Fee disclosures are where applicable
    • Direct access to the lender for further questions

    Borrowers researching “no credit check payday loans” or “safe online lending for bad credit” will appreciate this open, user-centric approach.

    Security and Trust

    BadCreditLoans employs advanced encryption to protect personal data. This is a major differentiator in a space where many digital loan platforms fall short on privacy practices. Data is only shared with verified lending partners, and the application is protected by secure protocols.

    Summary of Key Differentiators

    • BadCreditLoans.com only performs soft credit inquiries
    • Applicants receive multiple loan offers rather than being limited to a single lender
    • No platform fees or application charges are required to use the service
    • Loan terms are flexible and often include longer repayment windows
    • All disclosures and terms are provided upfront to encourage informed decisions
    • Data privacy and security protocols meet industry standards

    These features work together to create a platform that aligns with the needs of borrowers searching for “online payday loans for bad credit” and “fast approval loans with no hidden fees.”

    Disclaimer: Terms, availability, and borrower outcomes vary by lender. Always read individual loan offers carefully and verify details directly with the lender before proceeding.

    Strapped for cash? Apply at BadCreditLoans.com and see real offers in minutes. No fees, no pressure—just fast loan options made for you.

    Customer Testimonials and Reviews

    When evaluating any financial service, especially one tailored to individuals with bad credit, real user feedback is one of the most valuable sources of insight. While platform features and lender terms are important, the true test of a lending service’s effectiveness is how it performs in the real world for people in financial distress.

    BadCreditLoans.com has garnered a solid reputation over the years, largely because of its consistent delivery of fast, accessible, and transparent loan-matching services. This section captures what users are saying and why these experiences matter for those considering using the platform.

    What Customers Are Saying

    Many borrowers turn to BadCreditLoans after facing rejection from traditional banks. For these individuals, being matched with a lender who’s willing to work with a poor credit history is not just helpful — it’s essential.

    Users commonly report:

    • Quick and easy online application process
    • No unnecessary paperwork or hidden terms
    • Fast loan offers, sometimes within minutes
    • Same-day or next-day funding, depending on lender approval
    • Appreciation for being treated with respect despite a low credit score

    These first-hand accounts reveal a recurring theme: borrowers feel they’ve been given a second chance to stabilize their finances. For people who are used to being penalized for past mistakes, that access alone can be life-changing.

    Positive Experiences in Key Areas

    Beyond approval and funding speed, users consistently highlight the following:

    • The ability to compare multiple lenders without pressure to commit
    • Transparent breakdowns of repayment terms and total loan costs
    • No hard credit check required for initial loan inquiries
    • Helpful support when contacting customer service with questions

    This transparency and optionality stand in contrast to many “instant approval” payday loan sites that often steer applicants into rigid or expensive repayment structures without clarity.

    Constructive Criticism and Realistic Expectations

    While the platform has helped many, it’s important to mention that no lending service is without criticism. Some reviewers mention:

    • Higher interest rates from certain lenders
    • Confusion about repayment scheduling
    • Desire for more frequent lender updates after approval

    Most of these critiques are directed at the third-party lenders within the network, not BadCreditLoans itself. This highlights an important point: once a loan offer is accepted, the borrower’s relationship is with the individual lender, not the BadCreditLoans platform.

    Disclaimer: Loan experiences vary by borrower. All terms, communication, and funding schedules are set by third-party lenders. Always ask for clarification on repayment dates and APR prior to signing.

    Reputation in the Online Lending Industry

    BadCreditLoans is frequently listed among the top loan matching platforms for bad credit borrowers, especially those seeking payday loan alternatives. Its long-standing operation, transparent application flow, and no-fee structure continue to position it as a competitive and trustworthy option in the market.

    Borrowers who search for “trusted payday loan options in 2025” or “customer-reviewed bad credit loans” will likely encounter BadCreditLoans as a top result, and with good reason.

    Don’t let bad credit stop you. Get approved for payday loans today at BadCreditLoans.com. Fast, trusted, and secure. Apply now before it’s too late!

    Addressing Potential Concerns and Risks

    Borrowing money with a bad credit score can be intimidating — and with good reason. The lending industry is filled with providers who offer fast cash but bury harmful terms in the fine print. For borrowers seeking urgent funds, it’s easy to overlook the long-term impact of loan agreements made under pressure.

    BadCreditLoans.com is structured to reduce that risk. Still, it’s important to address the most common concerns borrowers have and explain how the platform helps mitigate them.

    Is BadCreditLoans a Scam?

    One of the most frequently asked questions from first-time users is whether BadCreditLoans is legitimate. The answer is yes — the platform has been operating since 1998 and functions as a loan matching service, not a lender.

    • It does not charge you to apply
    • It does not collect payment information for fees
    • It does not require loan acceptance to use the platform

    BadCreditLoans.com connects borrowers with lenders in a transparent, no-pressure environment and protects user information through secure encryption. For those searching “is BadCreditLoans legit or a scam,” this clarity is critical.

    Data Privacy and Security

    When entering personal financial details online, privacy is always a concern. BadCreditLoans uses industry-standard encryption and security protocols to ensure your application data is protected. Your information is shared only with the lenders considering your request.

    This is a major safeguard, especially compared to unregulated sites that may sell your data to marketing companies or unrelated third parties.

    APR and Repayment Risks

    Loan agreements provided by BadCreditLoans’ network of lenders can include a wide range of APRs — some exceeding 30%, depending on the applicant’s risk profile and loan type. While these are clearly disclosed during the offer stage, borrowers must remain cautious.

    Before accepting any offer:

    • Review the total cost of repayment
    • Understand the payment schedule and due dates
    • Confirm whether early repayment penalties apply
    • Contact the lender directly with any questions

    Disclaimer: APRs and fees vary by lender. Always read loan terms carefully. Declining a loan offer will not impact your ability to use the platform again.

    What Happens if You Miss a Payment?

    Missing a payment with any lender can result in late fees, additional interest charges, and possible credit reporting. Most lenders in the BadCreditLoans network offer automated withdrawals and email reminders, but it’s still your responsibility to ensure payments are made on time.

    If you foresee a problem:

    • Contact your lender in advance
    • Request a payment extension or an alternate plan if available
    • Avoid default by staying ahead of any upcoming issues

    This level of borrower control is another reason BadCreditLoans is often preferred over brick-and-mortar payday loan stores, where flexible repayment terms are rare.

    Recognizing Responsible Borrowing Practices

    BadCreditLoans emphasizes responsible borrowing through:

    • Transparent disclosures
    • Soft credit checks that don’t hurt your score
    • No-pressure comparisons between offers
    • No obligation to accept any loan

    These features give borrowers time to make informed decisions and avoid falling into a long-term cycle of high-interest debt.

    Bottom Line on Risk

    Any financial agreement comes with potential downsides. But for consumers seeking payday loans for bad credit or emergency cash options in 2025, BadCreditLoans offers a safer and more transparent alternative to many of the predatory lenders in the market.

    Disclaimer: Not all loan outcomes are ideal for every borrower. If you are unsure about a loan’s terms or repayment structure, consult a financial professional before signing.

    Pricing, Fees, and Contact Information

    When considering any financial product — especially in the subprime lending space — it’s critical to understand the full cost. One of the most valuable features of BadCreditLoans.com is its commitment to transparency: there are no hidden charges for using the platform, and all lender-provided fees are disclosed upfront before any agreement is made.

    Cost to Use the Platform

    There is no fee to submit a loan request through BadCreditLoans.com. You can:

    • Fill out the application for free
    • Receive multiple loan offers with no obligation to accept
    • Compare terms and rates from different lenders at no cost

    This distinguishes the platform from services that charge application or matching fees, often without improving the borrower’s outcomes.

    Possible Lender Fees

    Although the platform itself is free to use, individual lenders within the network may include:

    • Origination fees
    • Late payment penalties
    • Prepayment fees (less common, but possible)
    • Returned payment fees (e.g., due to insufficient funds)

    Lenders are required to disclose all costs, including the APR, total loan repayment amount, and fee structures, before you accept any offer. Reading this information thoroughly is essential to borrowing responsibly.

    Disclaimer: All loan fees and pricing are set by the individual lender, not BadCreditLoans.com. Always review the official loan agreement before accepting. Declining an offer does not cost anything.

    APR Ranges and Total Cost

    APR — or Annual Percentage Rate — is one of the most important numbers to consider. While rates vary, they typically range between 5.99% and 35.99%, depending on your income, credit profile, and loan amount.

    A higher APR means a higher cost of borrowing over time. However, lenders offering short-term payday loans for bad credit may still fall within this range, especially when compared to in-person payday storefronts, where APRs can exceed 400%.

    Disclaimer on Pricing: The lender provides all APRs, fees, and repayment terms. Pricing is subject to change at any time. Please refer to the official website or the individual lender’s page for the most accurate and current details.

    Transparency and Borrower Confidence

    Bad Credit Loans does not attempt to upsell, pressure, or manipulate users into accepting offers. You remain fully in control, and the platform’s fee-free approach makes it accessible to anyone seeking a secure and affordable way to explore bad credit loan options.

    For those researching “payday loans for bad credit” or “trusted bad credit loan providers,” knowing exactly what you’ll pay — and who to contact if you need help — is essential to making informed financial decisions.

    Facing a financial emergency? Apply at BadCreditLoans.com now and unlock low-credit payday loans with no risk to your score. It’s free to try!

    Is BadCreditLoans.com the Right Choice for You?

    Not every lending platform suits every borrower, but for those facing credit challenges, limited options, or urgent financial needs, BadCreditLoans.com is positioned as a strong contender in the online lending space. This section helps you evaluate whether the platform aligns with your situation, financial goals, and borrowing preferences.

    Who Benefits Most from This Platform?

    BadCreditLoans.com is ideal for individuals who:

    • Have a low credit score or limited credit history
    • Need access to emergency funding for bills, repairs, or medical expenses
    • Want to avoid predatory payday lenders or high-interest cash advance storefronts
    • Are you looking for no-pressure, no-fee online lending options
    • Prefer soft credit checks and the ability to compare multiple offers without commitment

    If you’ve been searching for “online payday loans for bad credit,” “fast approval loans with no credit check,” or “trusted lenders for low credit borrowers,” this platform is built with your profile in mind.

    Key Advantages That Set It Apart

    • No upfront fees or hidden platform costs
    • Secure online application with soft credit inquiries
    • Multiple lender offers based on real-time matching
    • Loan amounts from $500 to $10,000 with repayment terms from 3 to 60 months
    • Same-day or next-business-day funding in many cases
    • Support for financial inclusion, including those labeled as “credit invisibles”

    These features work together to provide access, transparency, and a higher degree of borrower control compared to traditional payday loan services.

    Important Considerations Before Applying

    While the platform is designed to simplify the lending process, you should still approach every loan decision with care:

    • Always review each lender’s terms, including APR, fees, and payment schedule
    • Make sure you can meet the monthly payment obligations
    • Only borrow what you need and can realistically repay within the loan window
    • Use the platform’s flexibility to compare offers, not commit to the first one you receive

    Borrowers who rush through this stage often overlook repayment costs or potential penalties, leading to unnecessary financial strain later on.

    Disclaimer: Loan terms, interest rates, and funding timelines are determined by individual lenders. Approval is not guaranteed. Always verify loan details directly with the lender before signing.

    Final Verdict

    BadCreditLoans.com provides a streamlined, secure, and user-focused way to explore financing when traditional options are unavailable. It empowers users to compare offers, maintain control over their decisions, and connect with lenders who understand the realities of bad credit borrowing.

    If you’re facing urgent financial pressure, need a low-credit loan, and want a platform that prioritizes transparency and trust, BadCreditLoans.com offers a compelling path forward.

    Need cash now? Get up to $10,000 even with bad credit. Apply free at BadCreditLoans.com and get lender offers in minutes. No credit harm. Start now!

    Frequently Asked Questions (FAQ)

    What is BadCreditLoans.com and how does it work?

    BadCreditLoans.com is an online loan matching platform that connects individuals with low credit scores to lenders offering payday loans, installment loans, and other short-term financial solutions. Instead of acting as a lender itself, it securely gathers your application information, performs a soft credit inquiry, and uses AI-powered loan matching to present you with offers from vetted lenders — all within minutes.

    Can I get a payday loan with bad credit?

    Yes. One of the key benefits of using Bad Credit Loans is its focus on helping individuals find payday loans for bad credit. Many lenders in the network specialize in working with borrowers who have low or no credit scores, offering flexible terms and approval based on income and other factors.

    Will using BadCreditLoans.com hurt my credit score?

    No. The platform only uses soft credit checks during the application process, which do not impact your credit score. However, if you choose to accept a loan offer, the lender may conduct a hard inquiry prior to finalizing approval.

    Are no credit check loans really available through BadCreditLoans?

    Some lenders in the BadCreditLoans network offer no credit check loans or rely on alternative credit evaluation methods such as income verification, employment history, and banking activity. While not all lenders skip traditional checks, borrowers searching for “no credit check payday loans” will find many accessible options here.

    How much money can I borrow?

    Loan amounts typically range from $500 to $10,000. The exact amount you’re eligible for depends on your application profile, income level, repayment ability, and the lender’s policies. Whether you need a small cash advance or a larger emergency loan, the platform can match you accordingly.

    How fast can I receive the funds?

    Many borrowers receive funds within one business day after accepting a loan offer. Some lenders may offer same-day deposit, especially for smaller amounts. This makes BadCreditLoans a useful option for emergency loans with bad credit when time is critical.

    Disclaimer: Funding timelines vary by lender and application completeness. Always confirm expected deposit dates directly with your lender.

    What are the interest rates and repayment terms?

    Annual Percentage Rates (APR) vary between 5.99% and 35.99%, depending on the lender and your financial profile. Repayment terms generally range from 3 to 60 months. Every loan offer includes detailed disclosures regarding the total repayment amount, monthly payments, and fees.

    Disclaimer: APRs and repayment terms are determined by individual lenders. Always review the full loan agreement before signing.

    Can I repay my loan early?

    Many lenders allow early repayment without penalty, potentially saving you money on interest. Always check your specific loan agreement or contact your lender to confirm prepayment terms.

    What if I miss a payment?

    Missing a payment can result in late fees and negatively impact your credit if the lender reports it. If you anticipate difficulty making a payment, contact your lender immediately. Some lenders may offer payment extensions or restructuring options.

    Is BadCreditLoans.com safe to use?

    Yes. The platform uses secure encryption protocols to protect your personal and financial data. Your information is shared only with lenders who are evaluating your loan request — never with unrelated third parties.

    Who should use BadCreditLoans?

    This platform is best suited for:

    • Individuals seeking low credit score loans
    • Borrowers needing emergency funds with fast approval
    • Consumers looking for payday loan alternatives with more flexible repayment options
    • Applicants who want to compare multiple lenders through one secure online application

    Is there a fee to use BadCreditLoans.com?

    No. The platform is completely free to use. You can apply, compare loan offers, and decline offers without paying any fees to BadCreditLoans.com. However, lenders may include fees in their offers, such as origination charges or late penalties.

    Low credit? No problem. Apply now at BadCreditLoans.com and get matched with lenders offering fast loans and flexible repayment. Start today!

    • Company: BadCreditLoans
    • Email: support@badcreditloans.com
    • Phone Support: 800-245-5626

    Legal Disclaimer and Affiliate Disclosure

    The information provided in this article is for general informational and educational purposes only and does not constitute financial, legal, or professional advice. Every effort has been made to ensure the accuracy, reliability, and timeliness of the content at the time of publication; however, no representations or warranties are made regarding the completeness, accuracy, or applicability of the information, including but not limited to any inadvertent errors, typographical mistakes, or outdated data. Neither the publisher, the authors, the content providers, nor any syndication partners shall be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use, reliance upon, or interpretation of the information contained herein.

    The content does not guarantee loan approval, funding timelines, credit outcomes, or financial results. Readers are strongly encouraged to independently verify all information, consult directly with lenders or financial institutions, and seek advice from licensed professionals before making any financial decisions.

    The purpose of this website and its content is to connect potential borrowers with lenders and financial service providers who advertise on this website. The operator of this website is not a lender, broker, or financial institution, and does not make credit decisions or issue loans. This website solely collects information from consumers and transmits it to lenders and third-party providers who may offer loan products that match the consumer’s needs. For consumers who do not qualify for a personal loan, alternative lenders and providers may be recommended.

    This website shall not be construed as an offer or solicitation for a loan. There is no guarantee that a loan application will be approved or that an offer will be extended. The operator of this website does not charge consumers for the service provided and is not an agent or representative of any lender or third-party provider. The operator is compensated by lenders and third-party providers for advertising and marketing services. The time required to receive funds will vary by lender and may also depend on the policies of the borrower’s financial institution. Some lenders may require additional documentation, including faxed materials, before approving or funding a loan.

    This service and the associated lenders or third-party providers may not be available in all states. Availability of loan products is subject to change without notice and may be restricted by applicable laws or lender requirements. Consumers are advised to contact lenders directly with any questions regarding loan terms, conditions, fees, repayment schedules, or other specific details of any loan offer.

    Personal loans and other types of loans accessible through this platform should not be viewed as long-term financial solutions. They are intended to provide short-term financial assistance for immediate needs. Lenders and third-party providers may perform credit checks with one or more credit reporting agencies, which may affect a borrower’s credit score. By submitting a loan request, consumers authorize participating lenders and third-party providers to independently verify submitted information and evaluate creditworthiness. Failure to repay a loan may result in collection efforts, and lenders may report delinquent payment history to credit bureaus, potentially impacting future lending decisions.

    Nothing contained on this website or in this article shall constitute an offer or solicitation for a loan.

    Residents of certain U.S. states may not qualify for a loan due to lender-specific requirements or restrictions. Submission of a loan request form does not guarantee that a lender will offer a loan product or that an offer will be provided with rates or terms satisfactory to the borrower.

    Affiliate Disclosure: This article may contain affiliate links. If a reader clicks on such a link and completes a loan application or transaction, the publisher or associated parties may receive a commission or referral fee at no additional cost to the consumer. Any such affiliate relationship has no impact on the editorial integrity, research process, or opinions expressed in the article. The presence of affiliate links is disclosed in compliance with the Federal Trade Commission’s guidelines for endorsements and testimonials.

    All parties involved in the creation, publication, distribution, and syndication of this article shall be held harmless from any and all claims, damages, liabilities, or legal actions resulting from the use, reliance, or interpretation of the information provided. No warranties of any kind, express or implied, are made regarding the quality, accuracy, or completeness of the information or the services referenced.

    Readers accept full responsibility for evaluating and utilizing any product, service, or loan offer mentioned herein. All terms, conditions, availability, and loan details are subject to change at any time without notice. For the most current information, consumers should refer directly to the official website of the lending platform or individual lenders.

    The MIL Network –

  • MIL-OSI USA: Rep. Panetta Announces Student Winners of the 2025 Congressional Art Competition

    Source: United States House of Representatives – Congressman Jimmy Panetta (D-Calif)

    Monterey, CA – United States Representative Jimmy Panetta (CA-19) announced the winners of the annual Congressional Art Competition held for local high school students.  Claire Hamilton from San Lorenzo Valley High School earned first place for her piece titled, “Hearts at Rest.”  Claire’s artwork will be proudly displayed in the United States Capitol alongside winning submissions from across the country.

    The Congressional Art Competition is a nationwide tradition that began in 1982.  Since then, more than 650,000 high school students have participated. Each spring, congressional offices select a winning piece to be displayed in the United States Capitol.  First-place winners and a family member are invited to Washington, D.C. for a special ceremony honoring their achievement.  This year, 21 students from every county in the 19th Congressional District submitted original artwork for the competition.

    “Through their expression, these high school artists reflected the beauty, diversity, and shared values of our home in California’s 19th Congressional District,” said Rep. Panetta.  “I’ll see Claire’s artwork every day as I walk through the Capitol and feel a deep sense of pride for the young people that I represent.  Our community is stronger, and our democracy is healthier when young people comprehend what it means to engage, whether through art, service, or civic participation.”

    The full list of winners and honorees for the 2025 Congressional Art Competition is below:

    • First Place: Claire Hamilton, San Lorenzo Valley High School, “Hearts at Rest”
    • Second Place: Daeun Jung, California School of Art and Design, “In a Mother’s Eye”
    • Third Place: Vivian Ming, Pacific Grove High School, “A Brilliant, Billion of Stars”
    • Honorable Mention for Composition: Finn Maxwell, San Lorenzo Valley High School, “Remembering Something in Spring”
    • Honorable Mention for Creative Vision: Seta Nicholson, Harbor High School, “The Privation”
    • Honorable Mention for Distinctive Style: Sophia Spivey, Pacific Grove High School, “What Becomes of Roads No Longer Traveled”

    ###

    MIL OSI USA News –

  • MIL-OSI New Zealand: Police announce more details for training in Auckland

    Source: New Zealand Police

    Police has officially signed a long-term lease in Auckland so that training courses can begin in our biggest city next month.

    “We are thrilled we have signed an agreement with Te Kunenga ki Pūrehuroa Massey University for space at their Ōtehā Auckland campus,” says Deputy Commissioner Jill Rogers. 

    “We have worked closely with Massey over the past couple of months to deliver an agreement that meet our needs and works for the University as well.

    “As part of the agreement Police has exclusive use of part of the campus, which includes multiple classrooms with capacity to seat up to 155 people, a locker room, storage space, offices, and car parks. We will also have access to gym and recreation areas, and we have a small number of dorm rooms allocated for Police staff.

    “These are high quality facilities and will be a great environment for police officers to learn and develop in.

    “Extensive planning and organisation are essential to delivering training at the new Auckland training base. We are already onsite working to get everything up and running for a range of Police courses.

    “This training space in Auckland is pivotal for running our senior courses and continuing to free up space at the Royal New Zealand Police College (RNZPC) for recruit training. Upskilling and developing our officers is an important part of maintaining a highly capable workforce to keep our communities safe.

    “This space will also enable the Tāmaki Makaurau recruit Wing 390 to start on 30 June. Wing 390 will complete the same curriculum as the recruits at RNZPC. 

    “Some elements of recruit training which cannot be completed at the campus, including tactical training and swim assessment, will be completed offsite. 

    “We know that being away from home for several months has been a deterrent for people wanting to join Police. The recruit training being based in Auckland will open the doors for a dream job that might not have been possible otherwise.  

    “Whether you’re taking your first steps into the workforce or considering a career change, the best time to apply is right now.

    “If you are ready to start your training for one of the most rewarding careers there is, visit newcops.govt.nz to apply today,” Deputy Commissioner Rogers says.

    ENDS

    Issued by Police Media Centre. 

    MIL OSI New Zealand News –

  • MIL-OSI Asia-Pac: SFST’s speech at Fondation de France Asia second edition of signature’s Night for Philanthropy (English only)

    Source: Hong Kong Government special administrative region

         Following is the speech by the Secretary for Financial Services and the Treasury, Mr Christopher Hui, at the Fondation de France Asia second edition of signature’s Night for Philanthropy today (May 7):
     
    Deputy Consul General Hubin (Deputy Consul-General of France, Mr Benjamin Hubin), Mrs Axelle Davezac (Chief Executive Officer of the Fondation de France), Dr Andrew Yuen (Ambassador of the Fondation de France Asia), distinguished guests, ladies and gentlemen,
     
         Good evening. I am most delighted to join you at tonight’s Night for Philanthropy, and my thanks to the Fondation de France Asia (Foundation) for your kind invitation so that I can share the joy and great spirit of this meaningful and exceptional event.
     
         Further to our celebration of the Foundation’s establishment in Hong Kong in July last year, I am sure we are all excited to gather again tonight to rejoice the stronger ties between France and Hong Kong, under the banner of the common good, while enjoying the wonderful arts, culture, food and wine on this beautiful occasion.
     
         Hong Kong itself has a deep tradition of philanthropy. About 10 600 charities in Hong Kong have contributed tremendously towards building and enhancing our social fabric, ranging from our schools, hospitals to elderly homes and welfare facilities. In financial year 2023-2024, approved charitable donations from business donors stood at about HK$4.8 billion; while for individual donors, approved charitable donations amounted to about HK$7.4 billion.
     
         It is our vision to develop Hong Kong into a philanthropic centre for global family offices and philanthropists to deploy charitable capital benefiting Hong Kong, the Mainland and the overseas. This vision is not just aspirational, but is indeed deeply rooted in Hong Kong’s unique strengths: our strategic location and unique proximity to China; robust legal framework and adherence to the rule of law; as well as a vibrant financial ecosystem with a strong banking system, extensive capital markets, and availability of professional services and talents. These altogether help make Hong Kong an ideal platform for philanthropic endeavours. But beyond these tangible assets, I believe Hong Kong’s true potential lies in the people here in the city – your compassion, entrepreneurial spirit, and commitment to building a better society.
     
         The Foundation, with its dedication to creating tailored projects for donors interested in supporting cross-border philanthropic initiatives, has certainly been a catalyst for positive change in Hong Kong. I am delighted to learn that the Foundation has supported five meaningful projects in the areas of education, heritage and music, four of which will be further explained later this evening. Furthermore, the Foundation has also been a strategic partner in Hong Kong’s philanthropic initiative Impact Link, or iLink in short, which is being championed by the Hong Kong Academy for Wealth Legacy.
     
         The iLink is an excellent example of public-private philanthropy partnerships, whereby private foundations as strategic partners are brought together by the HKSAR (Hong Kong Special Administrative Region) Government in pursuit of the common good. It also serves as a platform for nurturing the next generation of philanthropists and fostering meaningful collaborations that drive social change.
     
         With the unfailing support from the Foundation and other strategic partners, capacity-building seminars and workshops under iLink have helped families initiate their first steps towards philanthropy and allowed them to acquire best practices from leading philanthropy organisations. Looking ahead, the iLink’s depository platform will be launched this year, which will provide a dedicated platform for invited family philanthropists to discover scalable initiatives that address critical challenges in Hong Kong and beyond. Strategic partners, family partners and projects nominated, including those nominated by the Foundation, will be displayed on the platform. We would continue to count on the thought leadership of the Foundation in promoting the exceptional qualities of Hong Kong in supporting philanthropic causes.
     
         In closing, may I commend Fondation de France Asia again for your contribution to Hong Kong. I wish the Foundation enormous success in all its endeavours, whether in Hong Kong, Asia or other parts of the world. For everyone here, may I wish you good health and joyful donation. Thank you very much.

    MIL OSI Asia Pacific News –

  • MIL-OSI Asia-Pac: LCQ2: Development of Northern Metropolis

    Source: Hong Kong Government special administrative region

    LCQ2: Development of Northern Metropolis 
    Question:
     
    There are views pointing out that the Northern Metropolis and the Hetao Shenzhen-Hong Kong Science and Technology Innovation Co-operation Zone (Hetao Zone) are the key engines of Hong Kong’s innovation and technology development, and that the Government should expedite the development and promote the stationing of enterprises in the area. In addition, the Government should enhance public participation in its fundraising through bond issuance for promoting the related infrastructure projects, so that the public can share the dividends of development. In this connection, will the Government inform this Council:
     
    (1) whether it will consider setting up a “Northern Metropolis Online Office” first to provide consolidated planning and land information as well as the latest progress through an online platform, with a view to inviting enterprises interested in stationing there to register in Hong Kong in advance, and to study the provision of support or policy incentives for the registered enterprises, such as the provision of virtual showrooms, online negotiation and pre-registration services, so that enterprises can make early preparations for seamless integration with the physical facilities upon their completion;
     
    (2) in order to attract enterprises as a priority to establish a presence in the Northern Metropolis and Hetao Zone, whether it will introduce targeted support measures, such as the provision of transitional office space and special recruitment programmes for talents; and
     
    (3) whether it will conduct a study on allowing members of the public to have priority in subscribing to the relevant government bonds for the Northern Metropolis projects with their Mandatory Provident Fund contributions, so that members of the public can share the dividends of the development?
     
    Reply:
     
    President,
     
    The Northern Metropolis (NM) is crucial to the social and economic development of Hong Kong, providing impetus for the growth of innovation and technology as well as other industries, enabling more in-depth participation in the development of the Guangdong-Hong Kong-Macao Greater Bay Area, while creating quality job opportunities and living environment for our people. Since 2019, works related to multiple New Development Areas (NDAs) in the NM have been rolled out progressively and are advancing at full steam. It is anticipated that the NM will produce considerable “spade-ready sites” and floor spaces for various industries in the coming years. Additionally, the Hong Kong Park of the Hetao Shenzhen-Hong Kong Science and Technology Innovation Co-operation Zone (Hetao Hong Kong Park) is set to commence operation this year.
     
    In consultation with relevant departments, our reply to the question raised by Dr the Hon Starry Lee is as follows:
     
    (1) The NM project is a cross-bureaux undertaking. The Steering Committee on the Northern Metropolis led by the Chief Executive oversees the NM development. The Northern Metropolis Co-ordination Office (NMCO) under the Development Bureau (DEVB) has assumed an overall championing and co-ordinating role in the development of the NM, including joining hands with other bureaux, the Office for Attracting Strategic Enterprises (OASES) and Invest Hong Kong (InvestHK) in promoting the NM and facilitating the development of various industries therein. 
     
    In particular, OASES is tasked with attracting high-potential and representative strategic enterprises from around the globe, and has announced four batches of 84 strategic enterprises that have set up or expanded their businesses in Hong Kong, many of which have also expressed interest in establishing their presence in the NM. InvestHK, on the other hand, is committed to assisting Mainland and overseas enterprises to set up and expand in Hong Kong by providing one-stop support services. Last year, InvestHK assisted over 500 enterprises to set up or expand in Hong Kong, including those which have expressed interest in the land for industries in the NM. The NMCO focuses on presenting the latest progress of various planning and engineering projects in the NM to various sectors home and abroad, and also organises large-scale investment promotion activities to encourage local, Mainland and overseas enterprises to support and participate in the development of the NM. Moreover, the three offices mentioned above, namely OASES, InvestHK and the NMCO, will further collaborate to follow up on the needs of those enterprises interested in setting up businesses in the NM, such as forming a dedicated team consisting of representatives from all three parties.
     
    On information dissemination, OASES and the DEVB have set up online media such as dedicated webpages and social media platforms to introduce the support services of OASES and promote Hong Kong’s advantages, as well as to disseminate the latest information on various development projects in the NM respectively. InvestHK has also promoted the latest developments in the NM and publicised the NM’s investment opportunities through its global network. In addition, the Civil Engineering and Development Department has established Community Liaison Centres in some of the NDAs to introduce the latest information on these areas. The DEVB is also preparing for the launch of a booklet on attracting enterprises and investments in the NM, which will holistically provide information on the overall planning, priority industries, and engineering works/tenders of the NM.
     
    (2) Considering the diverse backgrounds of enterprises interested in coming to Hong Kong, the Government’s efforts on attracting businesses and investment focus on understanding and suitably catering to the different needs of individual enterprises. During the process of assisting Mainland and overseas enterprises to establishing their presence in Hong Kong, OASES and InvestHK will help them identify premises for operation, among which the NM is one of the recommended highlights. They will also help those enterprises, at the initial preparatory stage and in need to establish their presence, to move into other locations in Hong Kong so that fundamental work such as research and development can be commenced to lay the groundwork for their future presence in the NM.
     
    As for the Hetao Hong Kong Park, the Hong Kong-Shenzhen Innovation and Technology Park Limited (HSITPL) is pressing ahead with the work on attracting tenants. The first batch of tenants is expected to move in starting from the second half of this year, and so far the HSITPL has entered into a more intensive phase of negotiations with around 30 enterprises.
     
    (3) All proceeds raised from the Government green bonds and infrastructure bonds are credited to the Capital Works Reserve Fund, with a view to supporting various infrastructure works including those in the NM. The Financial Secretary proposed in the Budgets in recent years that the Government planned to earmark a certain proportion of the future issuances of these two bonds for priority investment by Mandatory Provident Fund (MPF) funds. To this end, the Hong Kong Monetary Authority and the Mandatory Provident Fund Schemes Authority have established a mechanism, which was first applied to the institutional green bonds issued under the Government Green Bond Programme in June 2023. A similar mechanism will continue to apply to the institutional bonds issued under the Government Sustainable Bond Programme (formerly known as the Government Green Bond Programme (Note)) and the Infrastructure Bond Programme, aiming to allow MPF scheme members to participate in promoting infrastructure development, including those in the NM, through MPF funds, while obtaining relatively stable investment returns at a low risk and sharing the development outcomes.
     
    Note: The Government Green Bond Programme was renamed the Government Sustainable Bond Programme starting from May 10, 2024.
    Issued at HKT 19:21

    NNNN

    MIL OSI Asia Pacific News –

  • MIL-OSI Asia-Pac: LCQ12: Support for small and medium-sized law firms and young barristers

    Source: Hong Kong Government special administrative region

         Following is a question by the Hon Maggie Chan and a written reply by the Secretary for Justice, Mr Paul Lam, SC, in the Legislative Council today (May 7):
     
    Question:
     
         There are views that, as Hong Kong is the centre for international legal and dispute resolution services in the Asia-Pacific region and where the International Organization for Mediation is located, the development of the legal profession is crucial to enhancing Hong Kong’s business environment governed by the rule of law and giving full play to the unique advantages of Hong Kong’s common law. It is learnt that small and medium-sized law firms and young barristers in Hong Kong face many challenges in terms of market competition, resource allocation and professional development. Regarding the support for small and medium-sized law firms and young barristers, will the Government inform this Council:
     
    (1) whether it has currently formulated specific policies or measures to assist the professional development of small and medium-sized law firms and young barristers; if so, of the details; if not, the reasons for that;
     
    (2) whether it has assessed the effectiveness of the policies or measures mentioned in (1); if it has assessed, whether there are statistics or examples showing that such policies or measures have effectively enhanced the quality and competitiveness of the professional legal services provided by small and medium-sized law firms; and the number of small and medium-sized law firms and young barristers that have benefited so far; if it has not assessed, of the reasons for that;
     
    (3) whether it has assessed the response of the legal profession to the policies or measures mentioned in (1); what specific measures will the Government implement in the future to further support the professional development and enhance the competitiveness of small and medium-sized law firms and young barristers; and
     
    (4) whether it has formulated key performance indicators for supporting the professional development and enhancing the competitiveness of small and medium-sized law firms and young barristers; if so, of the specific details (including the indicators set); if not, the reasons for that?
     
    Reply:
     
    President, 
     
         In response to the enquiry raised by the Hon Maggie Chan, the consolidated reply is as follows:
     
         A self-regulatory regime is applied for Hong Kong’s legal profession. On the premise of fully respecting the self-regulatory regime of the legal profession, the Department of Justice (DoJ) has all along been implementing various initiatives and new policies to foster an environment conducive to the professional development of the legal sector and create opportunities for them. According to statistics from the Law Society of Hong Kong (Law Society), nearly 90 per cent of law firms in Hong Kong are sole proprietorships or consist of no more than five partners. In formulating and introducing policies, the DoJ will take into account the needs of small and medium-sized law firms.
     
         Over the years, the DoJ has devised various policies and/or measures to support the professional development of solicitors from small and medium-sized law firms and young barristers with details set out below:
     
    Understudy Programme (Civil/Prosecution Work)
     
         Launched in mid-2020, the programme aims to provide training opportunities for the less-experienced barristers and solicitors (i.e. with less than five years’ post call/admission experience) to handle civil and prosecution work of the Government in order to broaden their horizon, enrich them with valuable experience and improve their case management skills. The trainings include drafting of legal opinions, conducting legal research, observing lawyers in action in different levels of courts and various hearings, participating in hearing preparation works, acting as junior counsel to senior counsel or counsel or Government Counsel, and assisting in handling more complex cases conducted in the District Court or the Court of First Instance or magistracy cases with lengthy trials. As at March 31, 2025, a total of 297 solicitors and barristers with less than five years’ qualification participated in various civil and criminal works through the programme with satisfactory response. The DoJ has, from time to time, received expressions of interest from solicitors and barristers to participate in the programme, reflecting the continued support and participation from the sector. The DoJ will continue to review and select suitable work to provide more training opportunities to participating solicitors and barristers.
     
    Professional Exchange Programme
     
         The programme aims to facilitate the exchange of best practices between lawyers in the private sector and DoJ. Qualified private sector lawyers can apply through their law firms/chambers for attachment to DoJ; law firms/chambers interested in accepting exchange lawyers from DoJ can also contact DoJ.
     
         The feedback of participants on the programme has been positive. Participants considered that their attachment facilitated cross-fertilisation of knowledge and experience and the exchange of best practices.
     
         The programme was launched in September 2019. As of 2024-25, a total of 19 lawyers (eight lawyers in the private sector and 11 government counsel) have participated in the programme.
     
         The Professional Exchange Programme has been well-received by the legal sector since its launch. We will continue to maintain close communication with law firms/chambers to facilitate the formulation of suitable exchange arrangements; and will continue to review the implementation of the programme and make refinement in a timely manner.
     
    Secondment Programmes to Relevant International Organisations
     
         The Hong Kong Special Administrative Region has, with the support of the Central Government, made standing secondment arrangements with the Hague Conference on Private International Law and the International Institute for the Unification of Private Law, which are open to application by all qualified local legal professionals from the public and private sectors (irrespective of the size of the law firms they work in). Since the said secondment arrangements have been put in place, a total of six local barristers and solicitors from the private sector, who have worked in law firms of different sizes, have participated. The DoJ will continue to promote to the legal sector (including young legal professionals) the relevant secondment programmes.
     
    Hong Kong International Legal Talents Training Academy
     
         Capitalising on Hong Kong’s bilingual common law system and the unique strengths and advantages under the “one country, two systems” principle, the Hong Kong International Legal Talents Training Academy was launched on November 8, 2024. The Academy will make the most of Hong Kong’s bilingual common law system (in English and Chinese), as well as the international status, regularly organise different practical legal courses, seminars and international exchange initiatives, so as to promote talent exchanges in the region and beyond, and provide foreign-related legal talent training for our country, and practical training for the local solicitors and barristers (including young legal professionals) for professional development.
     
         The capacity-building programmes that the Academy will organise include the “Mainland Civil and Commercial Legal Practice Training Course 2025” from June 13 to 14, 2025, which aims to enable the local legal industry to fully understand the latest developments in civil and commercial practice in the Mainland, the procedures and practical arrangements for handling relevant cases by the Mainland courts and arbitration institutions, and to promote cooperation between local and the Mainland legal industries, so as to provide more comprehensive services to clients; and a seminar on criminal prosecution for prosecutors from the country and Association of Southeast Asian Nations member states, and local solicitors and barristers in September 2025, etc.
     
         The Academy will design and organise short-term training programmes taking into account the practical needs of small and medium-sized law firms and young barristers. By flexibly arranging the course content and format, the training programmes will address the diverse professional development needs of participants, thereby achieving more focused and effective training outcomes, and fostering the professional growth of small and medium-sized law firms and young barristers.
     
    Guangdong-Hong Kong-Macao Greater Bay Area (GBA) Legal Professional Examination (GBA Examination)
     
         Since 2021, eligible Hong Kong and Macao legal practitioners may provide legal services in the nine Mainland municipalities in the GBA on certain civil and commercial matters to which Mainland laws apply (including litigation and non-litigation matters), after passing the GBA Examination and having obtained the Lawyer’s License (GBA). In September 2023, the General Office of the State Council published the revised pilot measures for Hong Kong and Macao legal practitioners to obtain Mainland practice qualifications and to practise law in the nine Mainland municipalities in the GBA (the revised pilot measures), which lowered the practice experience threshold for Hong Kong and Macao legal practitioners to enroll in the GBA Examination from five years to three years. DoJ has worked closely with the Mainland authorities and continued to keep close contact with the two legal professional bodies as well as encouraging more Hong Kong legal practitioners to enroll in the GBA Examination.
     
         There are now Hong Kong legal practitioners who are GBA lawyers taking up court cases of the nine Mainland municipalities in the GBA and appearing in court as litigation representatives, as well as taking up GBA arbitration cases, with cases being duly completed. With the benefit of the lowered practice experience threshold, from 2024, more Hong Kong and Macao legal practitioners, including young Hong Kong barristers and solicitors, would be eligible to enroll in the GBA Examination, thus obtaining dual qualification in the Mainland and Hong Kong, and be able to seize the unlimited opportunities brought by the developments in the GBA.
     
         The GBA Examination has been held four times. As at the end of March 2025, over 550 Hong Kong and Macao legal practitioners have obtained the Lawyer’s License (GBA).
     
         Hong Kong legal practitioners have responded enthusiastically towards the GBA Examination. Before September 2023, there were some legal practitioners interested in practising in the nine Mainland municipalities but were unable to enroll in the GBA Examination due to the practice experience threshold. The revised pilot measures lowered the practice experience threshold for Hong Kong and Macao legal practitioners to enroll in the GBA Examination, responded to the aspirations of young Hong Kong legal practitioners and encouraged them to participate in the construction of rule of law in the GBA.
     
    GBA Mediator Training Course of Hong Kong
     
         To promote the interface of the non-litigation dispute resolution services in the GBA and to enhance the understanding of Hong Kong mediators regarding the mediation systems in Guangdong and Macao, the DoJ held the GBA Mediator Training Course of Hong Kong on August 16, 2024. Since the number of registered participants far exceeded the maximum capacity of the event venue, the DoJ specially introduced online mode to accommodate more participants. More than 400 participants have attended the Course, including young lawyers from Hong Kong. Mediation experts from Guangdong and Macao were invited to share the respective mediation systems, culture and experience of Guangdong and Macao, as well as to explore the latest developments of cross-boundary disputes mediation in the GBA and the cultural difference and integration in mediation of the three places. The course discussed topics including the means and skills in handling cross-boundary disputes, enhancing Hong Kong lawyers’ understanding of handling cross-boundary disputes in the GBA. The DoJ will consider conducting further relevant courses as necessary in the future.
     
    The Deputy Secretary for Justice led delegations of young lawyers to visit GBA Mainland cities
     
         The Deputy Secretary for Justice led two delegations of young representatives from the legal sector to visit GBA Mainland cities, including Huizhou, Shenzhen and Foshan in September and November 2023. The visits helped young legal professionals and law students deepen their understanding of the legal systems of the GBA Mainland cities and that of the Mainland, further connect their career development with the overall national development and deepen their collaboration with the legal sector of other GBA cities, so as to jointly promote high-quality national development. Number of delegates of the two delegations exceeded 70 people, including young representatives of the Law Society and the Hong Kong Bar Association, young government counsel of the DoJ, and law students from the three law schools.
     
    Updating the Talent List
     
         The Government announced to update the Talent List to include “Legal Knowledge Engineers”. The new arrangement took effect on March 1, 2025 in response to the legal profession’s need for artificial intelligence. The introduction of “Legal Knowledge Engineers” helps improve the efficiency of legal professional services and promote high value-added development of Hong Kong’s economy and society.
     
         By developing artificial intelligence systems, “Legal Knowledge Engineers” act as a bridge between lawyers and other general programmers, developing artificial intelligence systems specifically for law firms. They can help law firms (including small and medium-sized law firms) improve work efficiency, for example, when conducting due diligence, the searching of key terms within huge volumes of documents can produce highly accurate responses within a short period of time.
     
    ROLE Stars Train-the-Leaders Programme (TTL Programme)
     
         Since the launching of the TTL Programme in November 2023, through collaboration with relevant organisations and stakeholders, three phases of courses have been developed. Young lawyers have been invited as speakers and facilitators. The DoJ enhances the law-abiding awareness of young people and the public in a holistic manner, and to increase the understanding of the rule of law principles and the legal system through the TTL Programme. Since its launch, the TTL Programme has attracted over 350 trainees, including 36 young lawyers as facilitators.
     
    DoJ i-Day
     
         The event was led by young in-house lawyers of the DoJ “DoJ Fellows” in August and September 2023, and there are plans to hold a similar open day in June 2025. The event provided young lawyers with an opportunity to meet young people who aspire to join the legal profession, and also allowed those who have not yet joined the legal sector to deepen their understanding of the legal field and the work of the DoJ. The event in 2023 attracted more than 330 trainee solicitors, trainee barristers, legal professionals, law-degree students and students from other degrees and the general public to participate.
     
         Given the nature of the work of the DoJ, the benefits of a measure or policy to society may not be entirely quantifiable, the DoJ does not possess the relevant key performance indicators on the above measures or policies in support of the professional development of solicitors from small and medium-sized law firms and young barristers. The Government will continue to introduce measures or policies at appropriate times and update existing ones from time to time to align them with the latest development of the profession.

    MIL OSI Asia Pacific News –

  • MIL-OSI Europe: Written question – Persecutions of Hellenism by Türkiye – E-001700/2025

    Source: European Parliament

    Question for written answer  E-001700/2025
    to the Council
    Rule 144
    Emmanouil Fragkos (ECR)

    Over the past 70 years, Greeks have suffered significant persecution by Türkiye, with serious consequences for Hellenism in its ancestral homeland.

    In 1955, the September Pogrom in Constantinople was a tragic climax of tension: Greek property was looted, churches were destroyed and thousands of Greeks were expelled. In 1964, the Turkish Government ordered the expulsion of Greek nationals and the confiscation of their property, further reducing the Greek population of Constantinople. At the same time, the situation on Imbros and Tenedos worsened, as Türkiye violated international agreements and effectively altered the ethnological character of the islands. To this day, the Greeks of Constantinople, Imbros and Tenedos remain very few in number, bearing the scars of displacement and oppression, with over 99 per cent having sought asylum in order to survive outside Türkiye.

    Certainly, the invasion of Cyprus in 1974 brought a new wave of refugees and ethnic cleansing against Hellenism by the Turkish military forces who illegally invaded, occupied and purged the Greeks on over one third of the island.

    Clearly, it is absolutely essential to protect human rights and cultural heritage, especially when it comes to Greek (European) citizens.

    In view of this:

    • 1.How many times and with what demands has the Greek Government raised the issue over the last decade?
    • 2.Consequently, how has the Council raised the issue with the Turkish Government?

    Submitted: 29.4.2025

    Last updated: 7 May 2025

    MIL OSI Europe News –

  • MIL-OSI Europe: JOINT MOTION FOR A RESOLUTION on the arrest and risk of execution of Tundu Lissu, Chair of Chadema, the main opposition party in Tanzania – RC-B10-0260/2025

    Source: European Parliament

    pursuant to Rules 150(5) and 136(4) of the Rules of Procedure
    replacing the following motions:
    B10‑0260/2025 (Verts/ALE)
    B10‑0261/2025 (S&D)
    B10‑0263/2025 (Renew)
    B10‑0264/2025 (PPE)
    B10‑0265/2025 (ECR)

    Sebastião Bugalho, Reinhold Lopatka, Michael Gahler, David McAllister, Željana Zovko, Michał Szczerba, Antonio López‑Istúriz White, Ana Miguel Pedro, Davor Ivo Stier, Tomas Tobé, Liudas Mažylis, Ingeborg Ter Laak, Isabel Wiseler‑Lima, Mirosława Nykiel, Wouter Beke, Luděk Niedermayer, Vangelis Meimarakis, Milan Zver, Tomáš Zdechovský, Danuše Nerudová, Miriam Lexmann, Jan Farský, Loránt Vincze, Jessica Polfjärd, Andrey Kovatchev, Inese Vaidere
    on behalf of the PPE Group
    Yannis Maniatis, Francisco Assis, Marit Maij
    on behalf of the S&D Group
    Adam Bielan, Jadwiga Wiśniewska, Sebastian Tynkkynen, Joachim Stanisław Brudziński, Assita Kanko, Waldemar Tomaszewski, Alberico Gambino
    on behalf of the ECR Group
    Jan‑Christoph Oetjen, Oihane Agirregoitia Martínez, Petras Auštrevičius, Malik Azmani, Dan Barna, Benoit Cassart, Olivier Chastel, Engin Eroglu, Svenja Hahn, Karin Karlsbro, Moritz Körner, Ilhan Kyuchyuk, Urmas Paet, Marie‑Agnes Strack‑Zimmermann, Hilde Vautmans, Michal Wiezik, Lucia Yar
    on behalf of the Renew Group
    Catarina Vieira
    on behalf of the Verts/ALE Group

    Document selected :  

    RC-B10-0260/2025

    Texts tabled :

    RC-B10-0260/2025

    Texts adopted :

    European Parliament resolution on the arrest and risk of execution of Tundu Lissu, Chair of Chadema, the main opposition party in Tanzania

    (2025/2690(RSP))

    The European Parliament,

    – having regard to Rules 150(5) and 136(4) of its Rules of Procedure,

    A. whereas Tundu Lissu, leader of Chadema, Tanzania’s main opposition party, was arrested on 9 April 2025 in Mbinga, following a peaceful rally advocating electoral reforms;

    B. whereas Lissu narrowly survived an assassination attempt in 2017 and was forced into exile, only to face renewed persecution upon his return to Tanzania;

    C. whereas on 10 April 2025, Lissu was charged with treason, along with three offences of publication of false information under cybercrime laws; whereas treason in Tanzania carries a potential death sentence; whereas the EU is unequivocally opposed to the death penalty under all circumstances;

    D. whereas shortly after Lissu’s arrest, Chadema was disqualified from the October 2025 presidential and parliamentary elections, based on the party’s refusal to sign an electoral code of conduct;

    E. whereas ahead of the November 2024 local elections, Tanzania’s Government impeded opposition meetings, arbitrarily arrested hundreds of opposition supporters, imposed restrictions on social media access and banned independent media; whereas thousands of opposition candidates were disqualified from participating; whereas at least four government critics were forcibly disappeared and one Chadema official was abducted and brutally killed;

    F. whereas Tanzania’s ranking in Freedom House’s freedom report was downgraded in 2025 to ‘not free’;

    1. Condemns the arrest of Lissu and expresses grave concern over the charges against him, which appear to be politically motivated and carry the risk of capital punishment; calls on the Tanzanian Government to immediately and unconditionally release him, ensuring his safety and his right to a fair trial and legal representation;

    2. Urges the Tanzanian authorities to end the escalating crackdown, arbitrary arrests, violence, attacks and harassment against opposition members, human rights defenders, indigenous peoples, LGBTIQ+ activists, journalists and civil society organisations, and to independently investigate police abuses and enforced disappearances, to uphold the rule of law, freedom of expression, press, media and association, and judicial independence, to bring Tanzania’s cybercrime and media laws in line with international human rights law, to respect the rights of political parties and to ensure free and fair elections;

    3. Calls on the Tanzanian authorities to reinstate Chadema’s full participation in the October 2025 elections and to engage with all political parties in transparent and inclusive dialogue on electoral reform, in consultation with civil society groups and other stakeholders;

    4. Calls for the EU and its Member States to critically engage with the Tanzanian authorities regarding Lissu’s case and to closely monitor the trial; urges them to consider appropriate measures if the human rights situation continues to deteriorate; urges Tanzania to abolish the death penalty and commute all death sentences;

    5. Reiterates the need for the EU to ensure that its development cooperation with Tanzania, including the Global Gateway initiative, is consistent with the promotion of human rights, freedom of expression and fair trial standards;

    6. Instructs its President to forward this resolution to the Government and Parliament of Tanzania, the African Union and the VP/HR.​

     

    MIL OSI Europe News –

  • MIL-OSI Europe: JOINT MOTION FOR A RESOLUTION on violations of religious freedom in Tibet – RC-B10-0248/2025

    Source: European Parliament

    pursuant to Rules 150(5) and 136(4) of the Rules of Procedure
    replacing the following motions:
    B10‑0248/2025 (Verts/ALE)
    B10‑0251/2025 (S&D)
    B10‑0254/2025 (Renew)
    B10‑0256/2025 (PPE)
    B10‑0259/2025 (ECR)

    Sebastião Bugalho, Danuše Nerudová, Michael Gahler, Antonio López‑Istúriz White, Ana Miguel Pedro, Davor Ivo Stier, Tomas Tobé, Reinhold Lopatka, Liudas Mažylis, Ingeborg Ter Laak, Isabel Wiseler‑Lima, Mirosława Nykiel, Wouter Beke, Luděk Niedermayer, Vangelis Meimarakis, Milan Zver, Tomáš Zdechovský, Miriam Lexmann, Ondřej Kolář, Jan Farský, Loránt Vincze, Jessica Polfjärd, Andrey Kovatchev, Inese Vaidere
    on behalf of the PPE Group
    Yannis Maniatis, Francisco Assis, Hannes Heide
    on behalf of the S&D Group
    Adam Bielan, Joachim Stanisław Brudziński, Assita Kanko, Maciej Wąsik, Veronika Vrecionová, Ondřej Krutílek, Alexandr Vondra, Mariusz Kamiński, Małgorzata Gosiewska, Michał Dworczyk, Sebastian Tynkkynen, Waldemar Tomaszewski, Carlo Fidanza
    on behalf of the ECR Group
    Engin Eroglu, Oihane Agirregoitia Martínez, Petras Auštrevičius, Dan Barna, Helmut Brandstätter, Benoit Cassart, Olivier Chastel, Svenja Hahn, Karin Karlsbro, Moritz Körner, Ilhan Kyuchyuk, Ľubica Karvašová, Jan‑Christoph Oetjen, Marie‑Agnes Strack‑Zimmermann, Hilde Vautmans, Lucia Yar, Dainius Žalimas
    on behalf of the Renew Group
    Ville Niinistö
    on behalf of the Verts/ALE Group

    European Parliament resolution on violations of religious freedom in Tibet

    (2025/2692(RSP))

    The European Parliament,

    – having regard to its previous resolutions on Tibet and China,

    – having regard to Rules 150(5) and 136(4) of its Rules of Procedure,

    A. whereas, under the leadership of Xi Jinping, the Chinese authorities have become increasingly oppressive; whereas the human rights situation in Tibet continues to deteriorate; whereas respect for human rights, democracy and the rule of law should be at the centre of the EU’s relations with China;

    B. whereas Tulku Hungkar Dorje, a respected Tibetan Buddhist religious leader and humanitarian figure, died on 28 March 2025 under suspicious circumstances while in custody in Vietnam, following his arrest by Vietnamese and Chinese authorities; whereas his body was reportedly cremated without the consent of his family, raising serious concerns;

    C. whereas Tibetan Buddhists, who are systemically targeted by Chinese authorities and face forced disappearances and physical abuse, represent the largest religious group among political prisoners in China;

    D. whereas credible reports identify extensive pressure from Chinese authorities on Rinpoches to align with the Chinese Communist Party’s narrative, including forced interrogations and attempts to enforce support for the Chinese-appointed Panchen Lama;

    1. Strongly condemns the repressive assimilation policies throughout PRC and their violations of universal human rights, especially in Tibet, which seek to eliminate distinct Tibetan religious and cultural traditions and heritage; calls for a clear separation between State and religion in China;

    2. Firmly opposes any attempt by the Chinese Government to interfere in the selection of Tibetan Buddhist spiritual leaders, including the Dalai Lama;

    3. Expresses its deep concern and sorrow over the suspicious death of Tulku Hungkar Dorje and extends its sincere condolences to his family, monastery and followers;

    4. Strongly condemns the continued persecution of Tibetan religious and cultural leaders and the practice of transnational repression by Chinese authorities, including the cultural and linguistic assimilation of children in state-run residential schools, reflecting a broader policy of forced assimilation; calls for the suspension of extradition treaties with the PRC;

    5. Calls for an immediate, independent, impartial and transparent investigation into his death, with international oversight and access to evidence and witnesses, and the immediate return of his remains;

    6. Demands that those responsible for wrongdoing be held accountable under international human rights standards and law; demands that the EU impose sanctions on officials and entities responsible for human rights violations in Tibet;

    7. Urges the PRC to uphold its obligations under international law and cease all discrimination against religious and ethnic minorities, allow peaceful religious practice, and release all religious and political prisoners, including the rightful Panchen Lama and Ilham Tohti;

    8. Urges the EU and Member States to raise this case in bilateral and multilateral dialogues with PRC and Vietnam, and demand accountability for human rights violations in Tibet; insists on also raising the repression of other religious minorities such as the Uyghurs in Xinjiang;

    9. Instructs its President to forward this resolution to the EUSR, the governments of PRC and Vietnam, the UN High Commissioner for Human Rights and the Central Tibetan Administration.

     

     

    MIL OSI Europe News –

  • MIL-OSI Europe: Answer to a written question – Possible measures to control illegal immigration at European borders – E-000619/2025(ASW)

    Source: European Parliament

    The management of the EU external borders is an important EU priority and a shared responsibility between all Member States and the EU.

    The Commission supports external border management through policy, funding and operational support. This support includes the multiannual strategic policy for European integrated border management by the European Border and Coast Guard[1], strengthened Frontex operations, and deploying digitalised systems such as the future Entry Exit System[2] and the European Travel Information and Authorisation System[3][4]. These efforts are backed by EUR 6.3 billion in funding[5].

    The Commission also enhances cooperation with third countries and implements mechanisms to address irregular migration, human smuggling and security risks.

    Finally, the management of EU external borders is linked to the Pact on Migration and Asylum, particularly through the Screening Regulation[6] and contingency planning.

    The Commission adopted a proposal[7] for new legislation in the area of returns on 11 March 2025 which needs now to be negotiated by the co-legislators.

    The aim of the new regulatory framework is to increase the effectiveness of returns of third-country nationals with no right to stay in the EU.

    The Commission aims to achieve this through simplification, clarity and more efficiency of return processes, including by reinforcing the obligations of returnees to cooperate, and the measures to prevent absconding and unauthorised movements.

    • [1] The national authorities of Member States responsible for border management, including coast guards to the extent that they carry out border control tasks, the national authorities responsible for return and Frontex constitute the European Border and Coast Guard.
    • [2] https://home-affairs.ec.europa.eu/policies/schengen/smart-borders/entry-exit-system_en
    • [3] https://home-affairs.ec.europa.eu/policies/schengen-borders-and-visa/smart-borders/european-travel-information-authorisation-system_en
    • [4] https://home-affairs.ec.europa.eu/policies/schengen/effective-management-external-borders_en
    • [5] https://home-affairs.ec.europa.eu/funding/borders-and-visa-funds/integrated-border-management-fund-border-management-and-visa-instrument-2021-27_en
    • [6] Regulation (EU) 2024/1356 of the European Parliament and of the Council of 14 May 2024 introducing the screening of third-country nationals at the external borders and amending Regulations (EC) No 767/2008, (EU) 2017/2226, (EU) 2018/1240 and (EU) 2019/817, PE/20/2024/REV/1, OJ L, 2024/1356, 22.5.2024.
    • [7] Proposal for a regulation of the European Parliament and of the Council establishing a common system for the return of third-country nationals staying illegally in the Union, and repealing Directive 2008/115/EC of the European Parliament and the Council, Council Directive 2001/40/EC and Council Decision 2004/191/EC — COM/2025/101 final.
    Last updated: 7 May 2025

    MIL OSI Europe News –

  • MIL-OSI Europe: Answer to a written question – Ecodesign – local space heaters – E-001230/2025(ASW)

    Source: European Parliament

    The Commission has not proposed new requirements for solid fuel local space heaters and has not taken any final position on this matter.

    All ecodesign measures are established in a transparent process with extensive stakeholder participation including the discussion of working documents. The current review started in 2023 with a Consultation Forum meeting.

    Since then, the Commission has engaged with stakeholders to gather information and their opinions. Meetings are still ongoing with relevant associations, manufacturers and certification laboratories.

    The Commission is preparing an impact assessment for possible ecodesign measures for solid fuel local space heaters. This is assessing the technical and economic aspects as well as the environmental ones.

    The ecodesign Directive requires that ecodesign measures do not have a significant negative impact on the affordability or the life cycle cost of the products. Concerns over technical feasibility and cost will therefore be discussed and addressed in future consultations.

    The Commission will also carefully assess any implications for consumers, notably regarding the affordability or the life-cycle cost of such products.

    In addition, as for all ecodesign measures, any requirements will only concern new appliances, not those already installed in citizens’ homes.

    While recognising the value of sustainable biomass as an affordable and secure energy source, Article 7 of Regulation (EU) 2015/1185[1] requires the Commission to review the measures for solid fuel local space heaters, including an assessment of air pollutant emissions.

    • [1] https://eur-lex.europa.eu/eli/reg/2015/1185/oj/eng
    Last updated: 7 May 2025

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