Category: housing

MIL-OSI Security: Miami Man Pleads Guilty to Fraud and Money Laundering in Scheme to Illegally Obtain Multiple HELOCs Using a Single Property

Source: Office of United States Attorneys

MIAMI – A Miami man pleaded guilty to charges stemming from a scheme in which he fraudulently obtained multiple home equity lines of credit (HELOCs) from various lenders by repeatedly using the same property as collateral.

In June and July 2023, Alfred Lenoris Davis, 51, of Miami, Florida, engaged in a multi-lender fraud scheme by submitting false and misleading information to financial institutions in connection with HELOC applications. Davis submitted fraudulent tax returns and falsely represented that his property was free of other liens, even though he had already obtained and/or applied for other HELOCs secured by the same property. By concealing these overlapping obligations, Davis induced multiple lenders to extend approximately $1,257,500 in lines of credit under false pretenses. Davis used the fraudulently obtained loan proceeds for personal expenses and other purposes. Davis was charged with three counts of wire fraud and two counts of money laundering. Davis pleaded guilty on May 5.

A sentencing hearing is scheduled on July 24 in Miami. Davis faces up to 20 years in prison for each count of wire fraud and up to 10 years in prison for each count of money laundering.

U.S. Attorney Hayden P. O’Byrne for the Southern District of Florida and acting Special Agent in Charge Brett Skiles of the FBI, Miami Field Office, made the announcement.

FBI Miami investigated the case. Assistant U.S. Attorney Jonathan Bailyn is prosecuting the case. Assistant U.S. Attorney Sarah Klco is handling asset forfeiture.

Related court documents and information may be found on the website of the District Court for the Southern District of Florida at www.flsd.uscourts.gov or at http://pacer.flsd.uscourts.gov, under case number 24-cr-20456.

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MIL Security OSI –

May 7, 2025
MIL-OSI Security: Jury Finds Would-Be Sex Trafficker Guilty of Attempting to Entice and Coerce a Child and an Adult into Prostitution

Source: United States Department of Justice (Human Trafficking)

SAN DIEGO – Steven Terrell Lewis of El Cajon was convicted by a federal jury of attempted coercion and enticement of a 14-year-old high school student and attempted sex trafficking by force or coercion of a 22-year-old woman.

According to evidence presented at trial, on April 22, 2024, as the 14-year-old victim was walking to a friend’s house after school around 3 p.m. in El Cajon, Lewis used his vehicle to pin her on the sidewalk, exited his vehicle and snatched her cellphone from her hand to get her cellphone number. Lewis then proceeded to send sexually explicit text messages (from a phone number ending in 8155) to the victim before she was able to block his phone number. The next day, on April 23, 2024, Lewis continued texting the victim, except this time from a different phone number through TextFree, a mobile application and web service (from a phone number ending in 0014).

When Lewis identified himself as “Pimpin,” sent a sexually explicit photograph and invited the victim to “go get some money” with him, the minor victim immediately notified a coach at her high school. The El Cajon Police Department and San Diego Sheriff’s Office responded.

After Lewis’s attempt to sex traffic the minor victim failed, one week later, on April 28, 2024, he began recruiting the 22-year-old victim through MegaPersonals and sent a ride-share vehicle to take her to Roosevelt Avenue in National City, known as “the blade,” to work street-based prostitution for his financial benefit. Fortunately, on April 29, 2024, the adult victim was picked up by an undercover National City police office posing as a commercial sex buyer and was offered resources to leave prostitution. However, Lewis continued to message the adult victim (from both phone numbers ending in 8155 and 0014), threatening her to continue to engage in commercial sex for his benefit, to include:

Officers from the San Diego Human Trafficking Task Force conducted physical surveillance of Lewis, a search of his vehicles, residence and cell phones, and ultimately arrested him on May 16, 2024. The victims did not know each other. Investigators believe that other potential victims exist because they discovered a photograph of a handwritten note during a search of Lewis’s phone that appears to have been written by a concerned parent to Lewis. The note reads, “If I find out one more time that this car is following my daughter down Graves Ave we will have a problem. I suggest you f—- chill.”

At the time, Lewis was driving two vehicles that were registered to him, including a white, four-door 1996 Oldsmobile bearing California license plate number 3TIF671:

And a brown or beige colored, four-door 1986 Chevrolet bearing California licenses plate number 1REC517:

If you believe you or someone you know has had an encounter with Lewis or you know the author of the note, investigators ask that you contact the San Diego Human Trafficking Task Force at 1-888-373-7888 or text 233733.

“The jury’s guilty verdicts are a powerful reminder that human trafficking has no place in our society. These verdicts are not just justice for the victims – it is a warning to human traffickers everywhere that those who exploit and attempt to exploit others for profit will be prosecuted to the fullest extent of law, no matter how long it takes,” said U.S. Attorney Adam Gordon. “I commend the bravery of the survivors who came forward. Their truth helped convict a predator – and protect countless others.”

“This guilty verdict sends the powerful message that those who exploit children will be held accountable to the fullest extent of the law,” said Shawn Gibson, special agent in charge for Homeland Security Investigations (HSI) San Diego. “This outcome is the result of relentless cooperation among local, state, and federal law enforcement agencies. Our agency remains steadfast in our mission to bring perpetrators of these heinous crimes to justice and to stand beside every victim until justice is served.”

“Every year, there are thousands of reported human trafficking cases across the United States — including right here in California,” said Attorney General Rob Bonta. “Whether it’s for sex or labor, abusing power to force or coerce someone into doing something against their will is wrong. At the California Department of Justice, we’re committed to standing up for survivors, disrupting and dismantling human trafficking rings, and securing justice. I am thankful for our federal, state and local partners because it takes all of us to combat human trafficking. If you or someone you know has been affected by human trafficking, there are resources available to you. You are not alone.”

“As a member of the Human Trafficking Task Force the protection of our youth is our top priority,” said San Diego Police Chief Scott Wahl. “This case highlights the importance of collaboration and the need to share information in order to bring suspects like this into custody.”

Lewis is scheduled to be sentenced on August 1, 2025.

This case is being prosecuted by Assistant U.S. Attorney Lyndzie M. Carter and Derek Ko.

DEFENDANT Case Number 24cr1349-JES

Steven Terrell Lewis Age: 39 El Cajon, CA

SUMMARY OF CHARGES

Attempted Coercion/Enticement of a Minor – 18 U.S.C., Section 2422(b)

Maximum penalty: Ten-year mandatory minimum up to life

Attempted Sex Trafficking by Force/Coercion, 18 U.S.C., Section 1591(a)

Maximum penalty: Fifteen-year mandatory minimum up to life

INVESTIGATING AGENCIES

San Diego Human Trafficking Task Force

Homeland Security Investigations

National City Police Department

El Cajon Police Department

San Diego Sheriff’s Office

San Diego District Attorney’s Office

MIL Security OSI –

May 7, 2025
MIL-OSI USA: Grassley, Ernst, Colleagues Celebrate National Small Business Week

US Senate News:

Source: United States Senator for Iowa Chuck Grassley
WASHINGTON – Sen. Chuck Grassley (R-Iowa) joined Small Business and Entrepreneurship Committee Chair Joni Ernst (R-Iowa) and 80 Senate colleagues in a bipartisan resolution declaring the week of May 5th as “National Small Business Week.” The measure recognizes the entrepreneurs and innovators that promote growth and create jobs across America.
“We know that small businesses drive America’s innovations and economic strength. Here in Iowa, they make up 99.3 percent of all businesses, and nearly half of Iowa employees work for a small business. In marking this special week, our resolution recognizes the power of small businesses and honors the men and women who work hard to keep our communities vibrant,” Grassley said.
“Main Street is roaring back under President Trump’s pro-growth policies that are ushering in a Golden Age,” Ernst said. “This week, we celebrate the small businesses that mean so much more than the livelihoods they support and the jobs they create. These shops embody the American spirit and shape the culture of big cities and rural communities across America. I’m proud to recognize these entrepreneurs’ tremendous contributions and will continue to fight to ensure that they have a champion in Washington.”
Full text of the resolution can be found HERE.
Additional cosponsors include Sens. Ed Markey (D-Mass.), Mazie Hirono (D-Hawaii), Jon Husted (R-Ohio), Dick Durbin (D-Ill.), James Lankford (R-Okla.), Angus King (I-Maine), John Kennedy (R-La.), Catherine Cortez Masto (D-Nev.), John Cornyn (R-Texas), Tina Smith (D-Minn.), Susan Collins (R-Maine), Tammy Duckworth (D-Ill.), Bill Cassidy (R-La.), Elissa Slotkin (D-Mich.), Jim Risch (R-Idaho), Sheldon Whitehouse (D-R.I.), Ted Cruz (R-Texas), Ben Ray Lujan (D-N.M.), Shelley Moore Capito (R-W.Va.), Ron Wyden (D-Ore.), Mitch McConnell (R-Ky.), Christopher Murphy (D-Conn.), Steve Daines (R-Mont.), Jack Reed (D-R.I.), James Justice (R-W.Va.), John Hickenlooper (D-Colo.), Thomas Tillis (R-N.C.), Maria Cantwell (D-Wash.), Mike Crapo (R-Idaho), Tammy Baldwin (D-Wis.), Tim Sheehy (R-Mont.), Alex Padilla (D-Calif.), Roger Marshall (R-Kan.), Elizabeth Warren (D-Mass.), Tommy Tuberville (R-Ala.), Peter Welch (D-Vt.), Katie Britt (R-Ala.), Chris Coons (D-Del.), Dan Sullivan (R-Alaska), Mark Kelly (D-Ariz.), Kevin Cramer (R-N.D.), Chris Van Hollen (D-Md.), John Boozman (R-Ark.), Raphael Warnock (D-Ga.), Marsha Blackburn (R-Tenn.), Margaret Hassan (D-N.H.), Josh Hawley (R-Mo.), Lisa Blunt Rochester (D-Del.), John Barrasso (R-Wyo.), John Fetterman (D-Pa.), John Curtis (R-Utah), Jon Ossoff (D-Ga.), Jim Banks (R-Ind.), Jacky Rosen (D-Nev.), Deb Fischer (R-Neb.), Tim Kaine (D-Va.), Eric Schmitt (R-Mo.), Martin Heinrich (D-N.M.), Ted Budd (R-N.C.), Richard Blumenthal (D-Conn.), Cynthia Lummis (R-Wyo.), Amy Klobuchar (D-Minn.), Todd Young (R-Ind.), Cory Booker (D-N.J.), John Hoeven (R-N.D.), Michael Bennet (D-Colo.), Tim Scott (R-S.C.), Jeanne Shaheen (D-N.H.), Mike Rounds (R-S.D.), Gary Peters (D-Mich.), Lindsey Graham (R-S.C.), Mark Warner (D-Va.), John Thune (R-S.D.), Ruben Gallego (D-Ariz.), Cindy Hyde-Smith (R-Miss.), Kirsten Gillibrand (D-N.Y.), Rick Scott (R-Fla.), Adam Schiff (D-Calif.), Jerry Moran (R-Kan.) and Roger Wicker (R-Miss.).
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MIL OSI USA News –

May 7, 2025
MIL-OSI Security: California Man Sentenced to 12 Years’ Imprisonment in Connection with $17M Medicare Fraud Schemes

Source: United States Department of Justice Criminal Division

A California man was sentenced yesterday to 12 years in prison and three years of supervised release for his role in a years-long scheme to defraud Medicare of more than $17 million through sham hospice companies and his home health care company.

According to court documents, Petros Fichidzhyan, 44, of Granada Hills, schemed with others to bill Medicare for hospice services that were not medically necessary and never provided. Fichidzhyan and his co-schemers controlled hospice entities and used foreign nationals’ personal identifying information (PII) to conceal the scheme, using the PII to, among other things, open bank accounts, submit information to Medicare, and sign property leases. The defendant and his co-schemers also misappropriated the names and PII of several doctors, two of whom were deceased, to fraudulently bill Medicare for purported hospice services. Medicare paid the sham hospices nearly $16 million, of which Fichidzhyan received nearly $7 million, with more than $5.3 million laundered through a dozen shell and third-party bank accounts. Fichidzhyan also obtained more than $1 million in false claims paid to his home health care agency, which fraudulently used a doctor’s name and identifying information as having certified Medicare beneficiaries for home health care. When the doctor confronted Fichidzhyan about the fraud, Fichidzhyan attempted to cover up the scheme by paying the doctor $11,000.

Fichidzhyan pleaded guilty to health care fraud, aggravated identity theft, and money laundering in February 2025. At sentencing, he was also ordered to pay $17,129,060 in restitution, and the court preliminarily ordered the forfeiture of a home bought with fraudulent proceeds. The government has seized $2,920,383 from bank accounts associated with the fraud. The sentence imposed today is the most recent step in the Justice Department’s ongoing effort to combat hospice fraud in the greater Los Angeles area.

“For years, the defendant, working with others, ran multiple sham hospice and home health care schemes, fraudulently billing Medicare over $17 million,” said Matthew R. Galeotti, Head of the Justice Department’s Criminal Division. “The defendant’s egregious scheme relied on layers of deception and sophisticated money laundering, and wasted millions in taxpayer money. With the help of our law enforcement partners, the Department of Justice is fully committed to stopping these criminal networks and protecting the public fisc.”

“Health care fraud is not a victimless crime. Defrauding the Medicare program not only wastes valuable taxpayer dollars, it causes significant harm to enrollees,” said Acting Special Agent in Charge Omar Pérez Aybar at the U.S. Department of Health and Human Services, Office of Inspector General (HHS-OIG) Los Angeles Regional Office. “HHS-OIG, in collaboration with our law enforcement partners, will continue to investigate and hold accountable those who defraud federal health care programs.”

“Mr. Fichidzhyan lined his pockets at the expense of the American taxpayer,” said Akil Davis, the Assistant Director in charge of the FBI’s Los Angeles Field Office. “The level of fraud and exploitation committed by the defendant is astounding and I’m proud of our investigators and prosecutors who were able to detect his schemes and hold him accountable.”

The FBI and HHS-OIG are investigating the case.

Trial Attorneys Eric C. Schmale and Sarah E. Edwards of the Criminal Division’s Fraud Section are prosecuting the case.

The Fraud Section leads the Criminal Division’s efforts to combat health care fraud through the Health Care Fraud Strike Force Program. Since March 2007, this program, currently comprised of nine strike forces operating in 27 federal districts, has charged more than 5,800 defendants who collectively have billed federal health care programs and private insurers more than $30 billion. In addition, the Centers for Medicare & Medicaid Services, working in conjunction with HHS-OIG, are taking steps to hold providers accountable for their involvement in health care fraud schemes. More information can be found at www.justice.gov/criminal-fraud/health-care-fraud-unit.

MIL Security OSI –

May 7, 2025
MIL-OSI Video: Sudan, Chad, South Sudan & other topics – Daily Press Briefing | United Nations

Source: United Nations (Video News)

Noon briefing by Farhan Haq, Deputy Spokesperson for the Secretary-General.

———————————

Highlights:

Sudan
Chad
South Sudan
Yemen
Occupied Palestinian Territory
Democratic Republic of the Congo / Humanitarian
Democratic Republic of the Congo
Libya
Ukraine
Security Council
Human Development Report
Science, Technology and Innovation

SUDAN
Our humanitarian colleagues said they’re deeply concerned by the intensifying drone attacks on civilian infrastructure in Port Sudan, in the east of the country. Early this morning, drone attacks reportedly struck the airport area, a fuel storage facility and a power transformer.
While no UN personnel or facilities were directly affected by the strikes, OCHA said that the latest violence poses a growing risk to the safety of humanitarian staff and operations with flights of the UN Humanitarian Air Service both to and from Port Sudan still on hold.
Elsewhere in the country, prolonged power outages due to drone attacks targeting power stations and facilities continue to disrupt civilian life. This is the case in Northern State, where a one-month power blackout prevented farmers from running electrical water pumps, leading to the destruction of more than 84 square kilometres of crops. And in River Nile State, the targeted destruction of power infrastructure has led to severe water supply shortages.
Despite hostilities, we continue to provide assistance to the most vulnerable people. In East Darfur, humanitarian organizations are mobilizing aid for 35,000 people in the town of Ed Daein who fled there from Khartoum and Aj Jazirah States. And in Kassala State, we are scaling up water, sanitation and hygiene efforts and public health outreach to curb the spread of hepatitis E.

CHAD
And staying in the region, the UN Refugee Agency is gravely concerned by the rapidly increasing number of Sudanese refugees crossing into eastern Chad. Nearly 20,000 people – mostly women and children – have arrived there in the past two weeks alone.
This sudden influx reflects the escalating violence in Sudan’s North Darfur region, particularly in and around El Fasher, which is triggering mass displacement. Refugees arriving in Chad report that over 10,000 people are still en route, trying to reach the border to escape the violence.
A rapid protection assessment by UNHCR and its partners indicates that 76 per cent of the newly arrived refugees were subjected to serious protection incidents, including extortion, theft and sexual violence.
Chad already hosts 1.3 million refugees, including 794,000 arrivals from Sudan since the conflict started more than two years ago. While the country continues to show remarkable solidarity in hosting refugees, it cannot bear this burden alone.
UNHCR urges the international community to urgently step up support for the response. Only 20 per cent of the $409 million required to respond to the refugee crisis in Chad has been funded.

SOUTH SUDAN
Our peacekeeping colleagues in South Sudan tell us of continued air strikes in Fangak, a remote county in Jonglei state. According to reports received by the Mission last night, further aerial bombardments have allegedly taken place in and around New Fangak town, residential areas near the Phow river, and other locations.
The Mission is working with all partners to verify civilian displacement figures, facilitate assistance for communities who have been affected by these events, and reduce tensions. Guang Cong, the Mission’s Deputy Special Representative, said that such attacks contravene the Revitalized Peace Agreement and severely undermine efforts to build lasting peace in the country. He called on involved parties to prioritize civilian protection by pursuing an immediate ceasefire.

YEMEN
Hans Grundberg, the UN Special Envoy for Yemen, said that the aerial attack carried out by Ansar Allah on Ben Gurion Airport in Israel, followed by strikes in response by Israel on Sana’a Airport and Hudaydah port in Yemen, mark a grave escalation in an already fragile and volatile regional context.
Mr. Grundberg once again urges all stakeholders to exercise the utmost restraint and refrain from escalatory actions that risk inflicting further suffering on civilians. It is imperative that all actors uphold their obligations under international law to protect civilians and civilian infrastructure.
A return to dialogue is the only sustainable path towards ensuring lasting safety and security for Yemen and the broader region, the Special Envoy said.

Full Highlights:
https://www.un.org/sg/en/content/noon-briefing-highlight?date%5Bvalue%5D%5Bdate%5D=06%20May%202025

https://www.youtube.com/watch?v=jXOEa0YwZEM

MIL OSI Video –

May 7, 2025
MIL-OSI United Kingdom: Cowardly criminals forced to face victims under flagship Bill
Source: United Kingdom – Executive Government & Departments

Press release

Cowardly criminals forced to face victims under flagship Bill

Victims will be better protected than ever thanks to new measures across the justice system following the introduction of the Victims and Courts Bill (7 May).
New powers for judges to punish offenders who refuse to attend sentencing

Parental responsibility to be restricted for perpetrators of child sex offences

New powers for Victims’ Commissioner to hold government to account

For the first time ever, judges will be able to hand down prison punishments for cowardly criminals who refuse to attend their sentencing hearing.

The powers of the Victims’ Commissioner will also be strengthened, empowering them to play a greater role in individual cases and requiring them to produce an independent report on compliance with the Victims’ Code.

Lord Chancellor and Secretary of State for Justice Shabana Mahmood said:

This Bill will deliver long overdue reforms to ensure victims see justice done and are given the vital support they need as they rebuild their lives.

There is still more work to do as we fix a justice system that was left on the brink of collapse, but this Bill is a step towards rebuilding victims’ confidence through our Plan for Change.

Measures in the Bill to force offenders to attend their sentencing will go further than ever before. In recognition that those facing long sentences or Whole Life Orders may not be deterred solely by additional time behind bars, this government is going further and giving judges the power to impose a range of prison sanctions on top of additional years on their sentence to ensure heinous criminals who refuse to attend can be appropriately punished.

The Bill also extends the eligibility to all cases in the Crown Court, meaning that all offenders who attempt to evade justice could be subject to tough sanctions – such as confinement to their cell and loss of privileges, like extra time in the gym – as well as up to two more years behind bars.

Offenders who have been ordered to attend by a judge but whose disruptive and disrespectful behaviour results in their removal from the courtroom will also be punishable by the same means.

Minister Davies-Jones said:

I would like to thank the remarkable families of Olivia Pratt-Korbel, Jan Mustafa, Sabina Nessa and Zara Aleena and countless others who have campaigned tirelessly for offenders to have to face the reality of their crimes by attending their sentencing.

Justice isn’t optional – we’ll make sure criminals face their victims.

The Bill will also provide greater protection to victims by automatically restricting parental responsibility for vile offenders sentenced for a serious sexual abuse offence against their own child.

Predatory parents will be prevented from actively taking steps in the child’s life, including requesting updates about the child’s schooling or seeking to interfere with their activities, better enabling the family to move forwards with their lives.

London’s Independent Victims’ Commissioner, Claire Waxman OBE, said:

For too long, offenders found guilty of some of the most heinous crimes have refused to attend sentencing hearings and face justice, their victims, and their victims’ families.

I have worked closely with Jebina Islam, Farah Naz, and Ayse Hussein in spearheading this campaign and I want to pay tribute to their tireless campaigning, and also thank the family of Olivia Pratt-Korbel, who have fought so hard for this. Over the last few years, I have met with Ministers, the Judiciary, and justice partners to help shape these proposals to ensure they meet the needs of victims. I am pleased this Government has listened and acted on our concerns and have included other measures, such as prison sanctions, which I hope will put an end to this cruel injustice.

This Bill will also bring in other important reforms I have long called for, such as measures to remove parental responsibility from convicted child sex offenders, to ensure these victims are better protected, and new powers to strengthen the vital work of the Victims’ Commissioner. These are all welcome changes and I’ll continue to do everything I can to ensure victims’ and survivors’ voices and experiences are at the heart of criminal justice reform.

To ensure the government and other agencies are held to account in delivering for victims, the Bill also bolsters the role of the Victims’ Commissioner. Under the new legislation, the Commissioner will be able to play a greater role in individual cases which raise systemic issues ensuring lessons are learned to benefit other victims or witnesses.

The Victims’ Commissioner for England and Wales, Baroness Newlove, said:

These important and welcome reforms give the Victims’ Commissioner the statutory powers needed to deliver on the role’s promise: championing victims’ rights, scrutinising compliance with the Victims’ Code, holding agencies to account, and spotlighting the true victim experience to drive meaningful change. This marks a step towards a more accountable system that puts victims first.

Crucially, it introduces much-needed oversight and accountability to how agencies respond to anti-social behaviour – an area where victims have too often felt unheard and unsupported.

Taken together, the Bill delivers on multiple manifesto commitments and the Government’s Plan for Change – giving victims greater confidence in the justice system.

Further information

The Commissioner will also be required to produce an independent report on compliance with the Victims’ Code, holding agencies to account on their statutory requirement to comply with the Code. Providing independent scrutiny from a victim-focused perspective and calling out agencies who are not fulfilling their duty will ensure victims are aware of their rights, improving their experience of the justice system.

Further measures within the Bill include:

Updating the Victim Contact Scheme and establishing a new Victim Helpline so victims have a clear route to request information about an offender’s release

Placing a duty on local authorities and social housing providers to co-operate with the Victims’ Commissioner in relation to victims ASB

Increased flexibility for the Director of Public Prosecutions in appointing Crown Prosecutors

Lord Chancellor can now prescribe, through Regulations, rates at which private prosecutors may recover their costs from Central Funds

Increased time limit for the Attorney General to refer a sentence to the Court of Appeal on the grounds that it is unduly lenient where a request is made to the Attorney General in the last 14 days of the current 28-day time-limit

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Published 7 May 2025
MIL OSI United Kingdom –
May 7, 2025
MIL-OSI Video: UK Prime Minister’s Questions (PMQs) – 7 May 2025

Source: United Kingdom UK Parliament (video statements)

Watch PMQs with British Sign Language (BSL) – https://youtube.com/live/ldKrOs3XaXE

Prime Minister’s Question Time, also referred to as PMQs, takes place every Wednesday the House of Commons sits. It gives MPs the chance to put questions to the Prime Minister, Sir Keir Starmer MP, or a nominated minister.

In most cases, the session starts with a routine ‘open question’ from an MP about the Prime Minister’s engagements. MPs can then ask supplementary questions on any subject, often one of current political significance.

The Leader of the Opposition, Kemi Badenoch MP, asks six questions and the leader of the second largest opposition party asks two. If another minister takes the place of the Prime Minister, opposition parties will usually nominate a shadow minister to ask the questions.

Want to find out more about what’s happening in the House of Commons this week? Follow the House of Commons on:

Twitter: https://www.twitter.com/HouseofCommons
Facebook: https://www.facebook.com/ukhouseofcommons
Instagram: https://www.instagram.com/ukhouseofcommons

https://www.youtube.com/watch?v=1ofIfSls-To

MIL OSI Video –

May 7, 2025
MIL-OSI Video: UK Prime Minister’s Questions with British Sign Language (BSL) – 7 May 2025

Source: United Kingdom UK Parliament (video statements)

Prime Minister’s Question Time, also referred to as PMQs, takes place every Wednesday the House of Commons sits. It gives MPs the chance to put questions to the Prime Minister, Sir Keir Starmer MP, or a nominated minister.

In most cases, the session starts with a routine ‘open question’ from an MP about the Prime Minister’s engagements. MPs can then ask supplementary questions on any subject, often one of current political significance.

The Leader of the Opposition, Kemi Badenoch MP, asks six questions and the leader of the second largest opposition party asks two. If another minister takes the place of the Prime Minister, opposition parties will usually nominate a shadow minister to ask the questions.

Want to find out more about what’s happening in the House of Commons this week? Follow the House of Commons on:

Twitter: https://www.twitter.com/HouseofCommons
Facebook: https://www.facebook.com/ukhouseofcommons
Instagram: https://www.instagram.com/ukhouseofcommons

https://www.youtube.com/watch?v=ldKrOs3XaXE

MIL OSI Video –

May 7, 2025
MIL-OSI Video: UK Judith Cummins MP meets Bradford College apprentices | Restoring the Palace of Westminster

Source: United Kingdom UK Parliament (video statements)

Apprentices from @BradfordCollege shared their thoughts with Judith Cummins MP, Chair of the Restoration and Renewal Programme Board, on the planned restoration of the Palace of Westminster.

This major project will create jobs across the UK and offer a chance to work on one of our most historic and iconic buildings.

Specialists involved will help preserve this UNESCO World Heritage Site and protect the home of UK democracy for generations to come.

For further information about the Restoration and Renewal Programme visit https://www.restorationandrenewal.uk

https://www.youtube.com/watch?v=oW3Baw5jV9M

MIL OSI Video –

May 7, 2025

MIL-OSI: OP Mortgage Bank: Interim Report 1 January–31 March 2025

Source: GlobeNewswire (MIL-OSI)

OP Mortgage Bank
Interim Report 1 January–31 March 2025
Stock Exchange Release 7 May 2025 at 10.00 EEST

OP Mortgage Bank: Interim Report 1 January–31 March 2025

OP Mortgage Bank (OP MB) is the covered bond issuing entity of OP Financial Group. Together with OP Corporate Bank plc, its role is to raise funding for OP Financial Group from money and capital markets.

Financial standing

The intermediary loans of OP MB totalled EUR 14,800 million (14,800)* at the end of March. Bonds issued by OP MB totalled EUR 14,800 million (14,800) at the end of March.

OP MB’s covered bonds after 8 July 2022 are issued under the Euro Medium Term Covered Bond (Premium) programme (EMTCB), pursuant to the Finnish Act on Mortgage Credit Banks and Covered Bonds (151/2022). The collateral is added to the EMTCB cover pool from the member cooperative banks’ balance sheets via the intermediary loan process on the issue date of a new covered bond.

At the end of March, 79 OP cooperative banks had a total of EUR 14,800 million (14,800) in intermediary loans from OP MB.

Impairment loss on receivables related to loans in OP MB’s balance sheet totalled EUR 0.0 million (0.0). Loss allowance was EUR 0.0 million (0.0) following the sale of the loan portfolio.

Operating profit was EUR 1.7 million (2.3). The company’s financial standing remained stable throughout the reporting period.

* The comparatives for 2024 are given in brackets. For income statement and other aggregated figures, January–March 2024 figures serve as comparatives. For balance-sheet and other cross-sectional figures, figures at the end of the previous financial year (31 December 2024) serve as comparatives.

Collateralisation of bonds issued to the public

The European covered bonds (premium) issued under the EMTCB programme worth EUR 25 billion established on 11 October 2022, in accordance with the Act on Mortgage Credit Banks and Covered Bonds (151/2022), totalled EUR 6,250 million. The cover pool included a total of EUR 6,882 million in loans serving as collateral at the end of March. Overcollateralisation exceeded the minimum requirement under the Act (151/2022).

The covered bonds issued under the Euro Medium Term Covered Note programme worth EUR 20 billion established on 12 November 2010, in accordance with the Act on Mortgage Credit Banks (Laki kiinnitysluottopankkitoiminnasta, 688/2010), totalled EUR 8,550 million. The cover pool included a total of EUR 9,468 million in loans serving as collateral at the end of March. Overcollateralisation exceeded the minimum requirement under the Act (688/2010).

Capital adequacy

OP MB’s Common Equity Tier 1 (CET1) ratio stood at 372.0% (797.0) at the end of March. The ratio decreased due to an increase in total risk exposure amount based on a
regulatory change. The changes in the EU Capital Requirements Regulation (CRR3), which entered into force on 1 January 2025, particularly affected the calculation of total risk exposure amount. The figures for the comparative period have been calculated based on the regulation in force in 2024. The minimum CET1 capital requirement is 4.5% and the requirement for the capital conservation buffer is 2.5%. The minimum total capital requirement is 8% (or 10.5% with the increased capital conservation buffer). OP MB fully covers its capital requirements with CET1 capital, which in practice means that it has a CET1 capital requirement of 10.5%. Estimated profit distribution has been subtracted from earnings for the reporting period.

The capital adequacy requirement for credit risk is measured using the Standardised Approach (SA).

OP MB belongs to OP Financial Group. As part of the Group, OP MB is supervised by the European Central Bank. OP Financial Group presents capital adequacy information in its financial statements bulletins and interim and half-year financial reports in accordance with the Act on the Amalgamation of Deposit Banks. OP Financial Group also publishes Pillar 3 disclosures.

Own funds and capital adequacy, TEUR	31 Mar 2025	31 Dec 2024
Equity capital	365,998	368,122
Common Equity Tier 1 (CET1) before deductions	365,998	368,122
Excess funding of pension liability
Proposed profit distribution	-1,341	-3,466
Share of unaudited profits
Insufficient coverage for non-performing exposures

CET1 capital	364,657	364,656
Tier 1 capital (T1)	364,657	364,656
Tier 2 capital (T2)
Total own funds	364,657	364,656

Total risk exposure amount, TEUR	31 Mar 2025	31 Dec 2024
Credit and counterparty risk	3,185	18,581
Operational risk (Standardised Approach)	94,841	26,636
Other risks*	7	538
Total risk exposure amount	98,034	45,755
* Risks not otherwise covered.
Ratios, %	31 Mar 2025	31 Dec 2024
CET1 capital ratio	372.0	797.0
Tier 1 capital ratio	372.0	797.0
Capital adequacy ratio	372.0	797.0
Capital requirement, TEUR
Own funds	364,657	364,656
Capital requirement	10,294	4,804
Buffer for capital requirements	354,363	359,852

Joint and several liability of amalgamation

Under the Act on the Amalgamation of Deposit Banks (599/2010), the amalgamation of cooperative banks comprises the organisation’s central cooperative (OP Cooperative), the central cooperative’s member credit institutions and the companies belonging to their consolidation groups, as well as credit and financial institutions and service companies in which the above together hold more than half of the total votes. This amalgamation is supervised on a consolidated basis. On 31 March 2025, OP Cooperative’s member credit institutions comprised 79 OP cooperative banks, OP Corporate Bank plc, OP Mortgage Bank and OP Retail Customers plc.

The central cooperative is responsible for issuing instructions to its member credit institutions concerning their internal control and risk management, their procedures for securing liquidity and capital adequacy, and for compliance with harmonised accounting policies in the preparation of the amalgamation’s consolidated financial statements.

As a support measure referred to in the Act on the Amalgamation of Deposit Banks, the central cooperative is liable to pay any of its member credit institutions the amount necessary to preventing the credit institution from being placed in liquidation. The central cooperative is also liable for the debts of a member credit institution which cannot be paid using the member credit institution’s assets.

Each member bank is liable to pay a proportion of the amount which the central cooperative has paid to either another member bank as a support measure or to a creditor of such a member bank in payment of an overdue amount which the creditor has not received from the member bank. Furthermore, if the central cooperative defaults, a member bank has unlimited refinancing liability for the central cooperative’s debts as referred to in the Co-operatives Act.

Each member bank’s liability for the amount the central cooperative has paid to the creditor on behalf of a member bank is divided between the member banks in proportion to their last adopted balance sheets. OP Financial Group’s insurance companies do not fall within the scope of joint and several liability.

According to section 25 of the Act on Mortgage Credit Banks (688/2010), which was valid at that time, the creditors of covered bonds issued prior to 8 July 2022 have the right to receive payment, before other claims, for the entire term of the bond, in accordance with the terms and conditions of the bond, out of the funds entered as collateral, without this being prevented by OP MB’s liquidation or bankruptcy. A similar and equal priority also applies to derivative contracts entered in the register of bonds, and to marginal lending facilities referred to in section 26, subsection 4 of said Act. For mortgage-backed loans issued prior to 8 July 2022 and included in the total amount of collateral of covered bonds, the priority of the covered bond holders’ payment right is limited to the amount of loan that, with respect to home loans, corresponds to 70% of the value of shares or property serving as security for the loan and entered in the bond register at the time of the issuer’s liquidation or bankruptcy declaration.

Under section 20 of the Act on Mortgage Credit Banks and Covered Bonds (151/2022), which entered into force on 8 July 2022, the creditors of bonds issued after 8 July 2022, including the related management and clearing costs, have the right to receive payment from the collateral included in the cover pool, before other creditors of OP MB or the OP cooperative bank which is the debtor of an intermediary loan. A similar priority also applies to creditors of derivative contracts related to covered bonds, including the related management and clearing costs. Interest and yield accruing on the collateral, and any substitute assets, fall within the scope of said priority.

Section 44, subsection 3 of the Act on Mortgage Credit Banks and Covered Bonds includes provisions on the creditor’s priority claim regarding cover pool liquidity support. According to said subsection, the creditor has the right to receive payment against the funds contained in the cover pool after claims based on the principal and interest of covered bonds secured by the cover assets included in the cover pool, obligations based on derivatives contracts associated with covered bonds, as well as administration and liquidation costs.

Sustainability and corporate responsibility

As of 2024, OP Financial Group has reported on its sustainability and corporate responsibility in accordance with the European Sustainability Reporting Standards (ESRS) under the EU’s Corporate Sustainability Reporting Directive (CSRD).

Responsible business is one of OP Financial Group’s strategic priorities. OP Financial Group’s sustainability programme guides the Group’s actions and is built around three themes: Climate and the environment, People and communities, and Corporate governance. Read more about the sustainability programme at www.op.fi/en/op-financialgroup/corporate-social-responsibility/corporate-social-responsibility-programme.

At OP Financial Group, sustainability and corporate responsibility are guided by a number of principles and policies. OP Financial Group is committed to complying not only with all applicable laws and regulations, but also with a number of international initiatives that guide operations. The Group is committed to complying with the ten principles of the UN Global Compact initiative in the areas of human rights, labour rights, the environment and anti-corruption. OP Financial Group is a Founding Signatory of the Principles for Responsible Banking under the United Nations Environment Programme Finance Initiative (UNEP FI). Furthermore, OP Financial Group is committed to complying with the UN Principles for Responsible Investment and the UN Principles for Sustainable Insurance. OP Financial Group’s biodiversity roadmap includes measures to promote biodiversity. OP Financial Group aims to grow its nature positive handprint by 2030. ‘Nature positive’ means that OP Financial Group’s operations will have a net positive impact (NPI) on nature.

OP Financial Group has drawn up a Human Rights Statement and Human Rights Policy. The Group respects all recognised human rights. The Human Rights Statement includes the requirements and expectations that OP Financial Group has set for itself and actors in its value chains. OP Financial Group is committed to perform remediation actions if its operations have adverse human rights impacts.

In March 2025, OP MB published a Green Covered Bond Report on the allocation and impacts of Finland’s first green covered bonds issued in March 2021 and April 2022. Under OP MB’s Green Covered Bond Framework, proceeds from the bonds have been allocated to mortgages with energy-efficient residential buildings as collateral. The environmental impacts allocated to the green covered bonds in 2024 were 58,000 MWh of energy use avoided per year and 5,500 tonnes of CO2-equivalent emissions avoided per year.

Personnel

At the end of the reporting period, OP MB had six employees. OP MB has been digitising its operations and purchases all key support services from OP Cooperative and its subsidiaries, reducing the need for its own personnel.

Governing body members

The Board composition is as follows:

Chair	Mikko Timonen	Chief Financial Officer, OP Cooperative
Members	Satu Nurmi	Business Lead, SME Financing, OP Retail Customers plc
	Mari Heikkilä	Head of Group Treasury & ALM, OP Corporate Bank plc

OP MB’s Managing Director is Sanna Eriksson. The deputy Managing Director is Tuomas Ruotsalainen, Senior Covered Bonds Manager at OP MB.

Risk profile

OP MB has a strong capital base, capital buffers and risk-bearing capacity. OP MB’s most significant risks are related to the quality of collateral and to structural liquidity and interest rate risks on the balance sheet, for which limits have been set in the Banking Risk Policy. The key credit risk indicators in use show that OP MB’s credit risk exposure is stable. OP MB has used interest rate swaps to hedge against its interest rate
risk. Interest rate swaps have been used to swap home loan interest, intermediary loan interest and interest on issued bonds onto the same basis rate. OP MB has concluded all derivative contracts for hedging purposes, applying fair value hedges which have OP Corporate Bank plc as their counterparty. OP MB’s interest risk exposure is under control and has been within the set limit.

The liquidity buffer for OP Financial Group is centrally managed by OP Corporate Bank and therefore exploitable by OP MB. At the end of the reporting period, OP Financial Group’s Liquidity Coverage Ratio (LCR) was 202% and the Net Stable Funding Ratio (NSFR) was 129%. OP MB monitors its cash flows on a daily basis to secure funding liquidity and its structural funding risk on a regular basis as part of the company’s internal capital adequacy assessment process (ICAAP).

An analysis of OP MB’s risk exposure should always take account of OP Financial Group’s risk exposure, which is based on the joint and several liability of all its member credit institutions. The member credit institutions are jointly liable for each other’s debts. All member banks must participate in support measures, as referred to in the Act on the Amalgamation of Deposit Banks, to support each other’s capital adequacy.

OP Financial Group analyses the business environment as part of its ongoing risk assessment activities and strategy process. Megatrends and worldviews behind OP Financial Group’s strategy reflect driving forces that affect the daily activities, conditions and future of the Group and its customers. Factors currently shaping the business environment include climate, biodiversity loss, scientific and technological innovations, polarisation, demography and geopolitics. External business environment factors are considered thoroughly, so that their effects on customers’ future success are understood. OP Financial Group provides advice and makes business decisions that promote the sustainable financial success, security and wellbeing of its owner-customers and operating region while managing the Group’s risk profile on a longer-term basis. Advice for customers, risk-based service sizing, contract lifecycle management, decision-making, management and reporting are based on correct and comprehensive information.

Outlook

The global economic outlook has weakened due to increased tariffs and a higher level of uncertainty. The Finnish economy is likely to grow less than previously expected and the outlook is exceptionally uncertain. The escalation of geopolitical crises or a rise in trade barriers may affect capital markets and the economic environment of OP Financial Group and its customers.

OP MB’s capital adequacy is expected to remain strong and its risk exposure favourable. This enables issuance of covered bonds in the future.

Schedule for Interim Reports in 2025

Half-year Financial Report 1 January–30 June 2025	30 July 2025
Interim Report 1 January–30 September 2025	28 October 2025

Helsinki, 7 May 2025

OP Mortgage Bank
Board of Directors

For more information, please contact:
Sanna Eriksson, Managing Director, tel. +358 10 252 2517

DISTRIBUTION
LSE London Stock Exchange
Euronext Dublin (Irish Stock Exchange)
Officially Appointed Mechanism (OAM)
Major media
op.fi

The MIL Network –

May 7, 2025

MIL-OSI: Elcogen and Casale SA sign Memorandum of Understanding
Source: GlobeNewswire (MIL-OSI)

TALLINN, Estonia, May 07, 2025 (GLOBE NEWSWIRE) — Elcogen, a leading European manufacturer of technology that enables the efficient production of affordable green hydrogen and emission-free electricity, today announced that it has entered into a Memorandum of Understanding (MoU) with Casale, a global provider of technologies and integrated engineering solutions to produce ammonia and other base chemicals. This is a non-exclusive Memorandum that will enable the parties to collaborate on green ammonia and other Power-to-X (P2X) projects.

Under this MoU, the two companies will explore commercial projects of mutual interest, with a view to integrating Elcogen’s solid oxide electrolysis stack and stack module technology into Casale’s plants, and potentially other P2X applications globally. In turn, Elcogen can provide their technology platform and related technical services to support Casale in its process design efforts for developers on the international market.

This partnership marks a significant milestone in the green energy transition, with the possibility of combining Casale’s proven, mature process design expertise with Elcogen’s cutting-edge Solid Oxide Electrolysis Cell (SOEC) technology for highly efficient green hydrogen production.

Driving the future of sustainable solutions with green hydrogen

Ammonia production, which today relies primarily on hydrogen derived from natural gas, has traditionally been dependent on fossil fuels, making it a significant source of CO2 emissions. However, by coupling green hydrogen technology into ammonia production and leveraging renewable energy sources, the new process can significantly reduce emissions, offering a cleaner and more sustainable solution for the industry. Combining Elcogen’s efficient SOEC technology with Casale’s high-performance ammonia solutions, the parties will be able to propose leading solutions to the green ammonia market. SOEC is ideally suited to integration with industrial processes, producing hydrogen directly where it is needed as feedstock.

“Solid oxide technology is on track to reach cost parity with PEM and Alkaline systems soon, and once it does, it will offer even greater value. With a lower levelised cost of hydrogen, greater scalability, and a lack of reliance on precious materials like iridium and platinum, it’s a future-proof technology that’s expected to become a key player in the green ammonia space as it matures. This will provide a competitive advantage to both companies,” said Mikael Jansen, Director of Business Development at Elcogen, adding, “This MoU is an exciting step forward. With over 100 years of experience, Casale is a world-class player, and we are humbled that a major ammonia technology provider shares our same vision. Together, we are making a tangible contribution to world sustainability goals. We’re poised to set a new standard for sustainable ammonia production”.

SOEC technology offers unparalleled advantages compared to water electrolysis. It requires less electricity to produce hydrogen due to faster and more efficient kinetics, and it can use steam generated from the waste heat of industrial processes – such as ammonia production – further reducing the electricity needed for hydrogen production. Unlike water electrolysis, it produces little to no waste heat itself. The elcoStack® technology platform operates at a lower temperature compared to many other solutions while retaining high efficiency and power densities, providing a simpler and more cost-efficient solution for integrating solid oxide technology into an electrolyser system.

“Observing Elcogen’s achievements in solid oxide technology, we see a highly complementary fit with Casale’s deep expertise in process integration and plant design. This collaboration opens new possibilities for industrial applications of green hydrogen, particularly in ammonia production and also in other technologies. We believe this partnership will allow both companies to explore innovative solutions in the Power-to-X space, building on our shared commitment to accelerate the energy transition,” said Federico Zardi, CEO of Casale SA.

Elcogen Contact: Laura Quinton, Communications Manager, Laura.Quinton@elcogen.com +358(0)456163133

Casale Contact: Maria San Antonio Alonso, Marketing & Communications Manager, m.sanantonio@casale.ch +41 91 6419330

About Casale

Founded in 1921, Casale is a privately-owned Swiss company headquartered in Lugano, Switzerland, with over a century of expertise offering integrated technologies, engineering, contracting and construction solutions for the chemical and fertilizer industries. With more than 450 professionals across Switzerland, the Czech Republic, China, India, the United States, the United Arab Emirates and Brazil, Casale is a global leader in sustainable fertilizer production technologies.

Casale is among the few licensors that can provide the entire fertilizer production chain of ammonia, urea, nitric acid, nitrates, phosphates, in addition to key chemicals such as melamine, methanol. Focused to build sustainable plants for a better planet, the portfolio of solutions also includes innovative technologies to produce green and blue ammonia, methanol, and hydrogen delivering thus a complete range of solutions for new plants and for plants retrofits (revamping).

Casale delivers, both for plant revamping and new plants, a comprehensive range of services and products including:
- know-how and licensing of core technologies
- full range of engineering services, from feasibility studies to basic, FEED, and detail design
- equipment and materials supply
- EP/EPC project contracting
- digital solutions for plant control and management
- repair and maintenance services
Casale offers a full range of services consistently prioritizing continuous innovation and operational excellence. Casale’s ability to weave its deep commitment to the research and development of clean technologies into every aspect of its design, construction and renovation projects underlines its leadership in energy transition and sustainability.

www.Casale.ch

About Elcogen

Elcogen develops and supplies solid oxide fuel cell and electrolysis technologies, enabling the production of affordable green hydrogen and emission-free electricity across diverse sectors, from residential to large-scale industrial applications. Founded in 2001, the Company has its registered office in the UK, its main headquarters in Tallinn, Estonia, and R&D centres of excellence in both Estonia and Finland. Serving a growing global customer base, Elcogen’s fuel and electrolyser cells, stacks, and modules are integrated into third-party systems, delivering exceptional performance and reliability. In addition to the supply of components, Elcogen offers comprehensive services to support technology integration, ensuring seamless adoption and optimal functionality of its solutions in various applications. These systems are designed to unlock the full potential of renewable energy, offering superior efficiency compared to traditional technologies. Together with its partners, Elcogen is shaping a sustainable energy landscape and leading the way to a net-zero future.

www.elcogen.com

The MIL Network –
May 7, 2025
MIL-OSI: IdentityIQ $1 Free Trial [2025] Top Identity And Credit Protection Services!
Source: GlobeNewswire (MIL-OSI)

Temecula, CA, May 07, 2025 (GLOBE NEWSWIRE) —

IdentityIQ, a leading provider of identity theft protection and credit monitoring services, is offering a 7-day trial for just $1 in 2025. The initiative aims to provide individuals and families affordable access to comprehensive identity protection solutions.

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With the increasing prevalence of cyber threats and identity fraud, IdentityIQ’s free trial for $1 only offers users the opportunity to experience its robust suite of identity protection solutions before committing. The 7-day trial includes real-time credit monitoring, dark web surveillance, and up to one million dollars in identity theft insurance coverage.

The trial also contains features like identity theft monitoring and application alerts, allowing users to test features for safeguarding against various forms of identity fraud.

To enroll in the IdentityIQ trial offer, user can visit IdentityIQ.com and select a plan that best suits their needs. After the trial period, users have the option to continue with a full subscription, ensuring uninterrupted protection.

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About IdentityIQ

Founded in 2009, IdentityIQ is committed to delivering top-tier identity theft protection and credit monitoring services. The company offers a range of plans designed to meet the diverse needs of its clientele.

IdentityIQ provides the tools necessary to navigate the digital landscape securely. With a multi-layered approach to digital security, IdentityIQ offers comprehensive services, including real-time credit monitoring, dark web surveillance, and up to $1 million in identity theft insurance. Their Enhanced Credit Monitoring provides users with alerts on critical changes, such as the addition of authorized users or significant fluctuations in credit scores, enabling early detection of potential fraud.

IdentityIQ’s commitment extends to providing personalized support through a U.S.-based customer care team and a dedicated fraud restoration team.

In the event of identity theft, the company offers comprehensive assistance, including legal support and reimbursement for stolen funds, ensuring users can recover with minimal disruption.

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Why IdentityIQ is Essential in 2025

Digital threats have become more sophisticated today, making identity protection a necessity for everyone. IdentityIQ stands out as an essential service in 2025, offering comprehensive identity theft protection and credit monitoring. Their proactive approach, combined with user-friendly tools and dedicated support, protects individuals against online threats.

IdentityIQ offers comprehensive services to safeguard personal and financial information. Their plans include real-time credit monitoring, dark web surveillance, and up to $1 million in identity theft insurance, providing users with robust protection against potential breaches.

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IdentityIQ’s credit monitoring services keep a vigilant eye on users’ credit reports, alerting them to any significant changes. This proactive approach enables individuals to respond swiftly to unauthorized activities, minimizing potential damage.

The company’s dark web surveillance scans for personal information that may have been compromised. If sensitive data is detected, IdentityIQ promptly notifies the user, allowing immediate action to prevent misuse. This feature is crucial in an era where cybercriminals frequently trade stolen information online.

Additionally, IdentityIQ’s identity theft insurance offers financial protection, covering expenses related to identity restoration. This includes reimbursement for lost wages, legal fees, and other costs incurred during the recovery process. Such coverage provides peace of mind to users navigating the aftermath of identity theft.

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The service’s user-friendly interface allows individuals to access their credit information and receive alerts easily. Users can monitor their credit scores, track changes, and receive timely notifications, facilitating informed financial decisions. This accessibility empowers users to take control of their financial health.

The company’s U.S.-based customer support team provides assistance during incidents of identity theft. They guide users through the recovery process, offering expert advice and support. This personalized service enhances the overall user experience.

IdentityIQ offers flexible plans to cater to varying needs and budgets. From basic monitoring to comprehensive protection, users can select a plan that aligns with their requirements. This adaptability ensures that a broad audience can benefit from their services.

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IdentityIQ Reviews: Features and User Experience

Advanced Identity Monitoring

IdentityIQ extends its protection well beyond credit monitoring by tapping into a wide range of data sources to spot early signs of identity theft, especially across high-risk areas like the dark web and public databases.

Dark Web Surveillance: IdentityIQ continuously scans the dark web, where stolen personal data is frequently bought and sold. Its thorough monitoring searches for exposed Social Security numbers, names, addresses, and other sensitive information that could indicate fraud.

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Criminal Record Alerts: The service keeps tabs on both national and international criminal databases, flagging any arrests or convictions linked to your name and date of birth. This vigilant tracking helps ensure you’re not mistakenly implicated if someone else uses your identity in legal trouble—a surprisingly common risk.

Address Change Tracking: To prevent mail fraud and unauthorized account openings, IdentityIQ monitors both credit bureau data and the National Change of Address registry for any suspicious updates to your address. This dual-layered approach strengthens your defenses against fraudsters rerouting your personal information.

Robust Family Identity Protection

With identity theft increasingly targeting children, IdentityIQ offers essential safeguards for families. A 2018 Javelin Strategy & Research report found that over 1 million U.S. children were affected by identity theft in 2017, resulting in nearly $2.7 billion in losses. Shockingly, the majority of these victims were under age 7, and another 20% were between 8 and 12.

IdentityIQ helps parents stay vigilant by offering monitoring services that track their child’s Social Security number and flag potential misuse. These tools allow families to act quickly and prevent serious damage before it starts.

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Frequent Credit Reports & Scores

Credit health plays a critical role in spotting identity theft, and IdentityIQ equips users with the ability to check their credit reports up to 12 times per year. This frequent access makes it easier to stay on top of your credit status, catch discrepancies early, and maintain a strong financial position.

By delivering comprehensive identity monitoring, proactive family protection, and regular credit access, IdentityIQ offers a well-rounded defense against identity theft. Its services are designed not just to react to threats but to empower users to take control of their security in a constantly evolving digital landscape.

Thorough SSN Monitoring

IdentityIQ offers an enhanced level of protection with its robust Social Security Number (SSN) tracking capabilities. Unlike other identity theft services that only alert you if your SSN is used alongside unfamiliar names or addresses, IdentityIQ takes monitoring a step further. Their system notifies you every single time your SSN is used—no matter the context—giving you full visibility into any activity linked to your number.

This proactive approach allows you to quickly detect potential threats and unauthorized use, ensuring you’re always a step ahead of identity thieves. With IdentityIQ’s real-time alerts and diligent SSN tracking, users gain greater control over their personal security, knowing their sensitive information is constantly under watch.

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Comprehensive Credit Monitoring

IdentityIQ keeps a close eye on your credit, tracking data across all three major credit bureaus—Equifax, Experian, and TransUnion. Users receive timely alerts for any notable changes or suspicious activity within their credit files. Full three-bureau monitoring is included with the Secure Pro and Secure Max plans, while more basic plans provide single-bureau tracking.

The service monitors a variety of credit-related factors, including:
- Updates to personal information or address
- Delinquent accounts or missed payments
- New credit inquiries and loan applications
- Court judgments, public records, and collections
- New credit lines or loans in your name
What sets IdentityIQ apart is its attention to detail. For instance, you’ll get notified when someone is added as an authorized user on your credit card or if a bank card suddenly exceeds its credit limit—alerts that can easily go unnoticed with other services. The platform also keeps tabs on changes in collection balances and closed accounts, adding deeper layers of vigilance.

To fully activate these protective features, IdentityIQ does require you to share detailed personal information during setup, which can be a bit time-intensive. However, for users who are serious about safeguarding their financial identity, peace of mind and depth of protection make it a worthwhile investment.

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Robust Identity Theft Insurance

Restoring your identity after theft can be a daunting and expensive process, often requiring legal expertise. In the U.S., attorney fees typically range from $100 to $400 per hour, which can quickly add up. That’s where IdentityIQ’s identity theft insurance comes in, offering up to $1 million in coverage to protect against both direct losses and the hidden costs that come with reclaiming your identity.

This extensive insurance package covers a wide range of incidents, including:

Reimbursement for Stolen Funds

If hackers drain your bank account through unauthorized electronic fund transfers, IdentityIQ’s insurance will reimburse the stolen amount, helping to cushion the financial blow.

Legal Fees and Related Costs

Identity theft recovery can involve legal battles. IdentityIQ’s policy covers legal fees and expenses, so you won’t have to shoulder the burden of high attorney costs alone. This is a standout feature, as other identity protection services don’t include legal coverage within their insurance plans.

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Compensation for Lost Wages

If your recovery process forces you to miss work, IdentityIQ provides wage reimbursement of up to $1,500 per week for as long as five weeks, ensuring that your financial stability isn’t compromised during this stressful period.

Miscellaneous Expenses

From postage and notarization fees to document replacement costs, the policy also reimburses a variety of incidental expenses tied to your identity recovery.

While other identity protection services may offer similar $1 million insurance policies, IdentityIQ’s inclusion of legal and wage loss coverage gives it a clear advantage. This comprehensive safety net helps users feel more secure knowing they’re fully supported, both legally and financially, should identity theft occur.

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Simple, Streamlined Dashboard

Beyond its powerful features, what truly matters is how effortlessly you can manage them—and IdentityIQ delivers with its easy-to-navigate dashboard. Available via the IdentityIQ website, the dashboard offers a clear, at-a-glance summary of your credit status, identity monitoring alerts, and credit scores from all three major bureaus. It’s designed for clarity, with a feature list that lets you quickly identify any additional protections you might want to explore, such as monitoring for social media fraud.

In your account settings, it’s simple to update personal details, change passwords, and manage security questions. You’ll also find direct access to your monthly credit report, monitoring preferences, and other tools that strengthen your identity security. For users with family coverage, there’s a dedicated option to easily add dependents under your plan, giving you full control of your family’s protection in one place.

The dashboard is intuitive and performs smoothly on a desktop, offering a seamless experience. One thing to note: IdentityIQ doesn’t currently have a standalone mobile app, and while the web version works on mobile browsers, navigation can be a bit trickier on smaller screens. That said, the desktop platform remains a reliable and user-friendly hub for monitoring your identity.

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Real-Time Alerts When It Matters Most

In a world where cybercriminals strike fast and quietly, early detection is your best defense. IdentityIQ’s real-time alerts are built to keep you one step ahead. Without regular oversight, you might not notice fraudulent activity until it’s too late—but with IdentityIQ, you’re notified the moment suspicious activity appears on your account.

Think of it as a 24/7 security system for your identity. From sudden changes in your credit report to unauthorized attempts to open new accounts, you’ll receive instant updates that allow you to take action quickly—potentially stopping fraud before it spirals out of control. These daily alerts empower you to respond immediately, giving you the upper hand in preventing financial loss and minimizing recovery time.

Price Information

With flexible plans starting at less than $8 per month, IdentityIQ makes robust identity protection accessible to a broad audience. Their services are designed to adapt to the evolving digital landscape, offering users peace of mind in an increasingly connected world.

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User Experience – Real Buyer Reviews on TrustPilot

Reviews of IdentityIQ often highlight outstanding customer service and strong identity protection. Many users commend the knowledgeable and patient representatives who help navigate credit disputes, data breaches, and security concerns.

Customers appreciate the platform’s ease of use, real-time alerts, and thorough support, which provide peace of mind and confidence in safeguarding personal information.

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IdentityIQ Stands Strong Against Persistent Identity Theft

A user shared a powerful account of enduring two decades of severe identity theft, which led to bankruptcy and significant personal loss. Despite feeling abandoned by authorities and repeatedly targeted by a skilled fraudster, the user found steadfast support from IdentityIQ. For seven years, the company’s restoration team remained dedicated. They took the client’s case seriously and worked to help restore security. The user expressed deep gratitude to IdentityIQ, crediting their expertise and commitment to giving hope and inspiring the client to share the positive experience in a book.

Exceptional Support and Credit Help from IdentityIQ

A long-time customer praised IdentityIQ for its outstanding service and reliable credit protection. The reviewer highlighted the exceptional help received from a representative, who not only assisted in disputing items on their credit report but also helped their partner join the service. They added extra protection through IdentityIQ’s 24-hour automated identity monitoring and commendable customer service, which provided valuable advice on credit and first-time home buying.

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Outstanding Support and Peace of Mind with IdentityIQ

After experiencing a data breach, the reviewer turned to IdentityIQ and was impressed by the prompt and thorough support. Their representative provided professional, empathetic guidance and explained the platform’s features, including real-time alerts and detailed credit monitoring. With the customer representative’s help, the reviewer secured their personal and financial information. IdentityIQ’s swift response brought peace of mind, earning strong recommendations for its reliable identity protection.

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Patient and Reassuring Service from IdentityIQ’s Fraud Team

A reviewer praised IdentityIQ’s fraud team, highlighting the customer support team members for their patience and thorough assistance. Despite personal challenges, the reviewer felt supported and never rushed, as all of his questions were answered clearly. The attentive service provided reassurance and confidence, leaving the reviewer feeling secure and well cared for.

Pros (Based on User Reviews):
- Offers three-bureau credit monitoring
- Includes $1 million identity theft insurance on all plans
- Provides family protection options
- User-friendly dashboard with real-time alerts
- Offers antivirus and VPN add-ons
Cons (Noted by Some Users):
- Higher-tier plans can be more expensive
- No social media monitoring features
- Cancellation process can be cumbersome
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Is IdentityIQ Worth It?

If you’re serious about protecting your identity and credit, IdentityIQ offers a solid, well-rounded service that goes beyond the basics. Its standout features include three-bureau credit monitoring, real-time alerts, dark web surveillance, and $1 million in identity theft insurance—covering not just financial losses but also legal fees and lost wages. These elements work together to provide a comprehensive safety net that many other services don’t fully match.

IdentityIQ is especially valuable if you want full visibility over your credit profile and need frequent credit report access (up to 12 times a year). The proactive SSN tracing and address monitoring also gives users an edge in spotting fraud early.

That said, it may not be the cheapest option out there, and the lack of a dedicated mobile app might be a drawback for some. However, for those prioritizing in-depth monitoring and robust insurance protection, the investment is well justified.

In short, if you’re looking for a thorough, proactive approach to identity protection, especially for families or individuals with heightened risk, IdentityIQ delivers strong value and peace of mind.

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Frequently Asked Questions

Is IdentityIQ a scam?

No, IdentityIQ is not a scam. Established in 2009, it has provided identity theft protection and credit monitoring services to over 2 million members. The company holds an A+ rating from the Better Business Bureau and offers features like real-time fraud alerts, dark web monitoring, and up to $1 million in identity theft insurance.

Is IdentityIQ legit?

Yes, IdentityIQ is a legitimate identity protection service. It offers comprehensive monitoring of credit reports from all three major bureaus, dark web surveillance, and identity theft insurance. The service is recognized for its robust security measures and has received positive reviews from reputable sources.

What services does IdentityIQ offer?

IdentityIQ provides identity theft protection, credit monitoring, dark web surveillance, and identity restoration services. Depending on the plan, it includes features like real-time alerts, credit score tracking, and up to $1 million in identity theft insurance.

How much does IdentityIQ cost?

IdentityIQ offers four plans ranging from $6.99 to $32.99 per month. Each plan includes varying levels of credit monitoring, identity theft protection, and additional features like family protection and device security options.

Does IdentityIQ offer family protection?

Yes, IdentityIQ’s higher-tier plans include family protection features. These plans monitor children’s Social Security numbers and provide insurance coverage for dependents, addressing identity theft concerns for families.

Can I cancel my IdentityIQ subscription easily?

IdentityIQ allows cancellations through their customer care team or, where available, via the member dashboard. Some users have reported challenges with the cancellation process, so it’s advisable to review the terms and contact customer support for assistance.

Does IdentityIQ provide antivirus and VPN services?

Yes, IdentityIQ partners with Bitdefender to offer antivirus and premium VPN protection for up to 10 devices. This service is available as an add-on to enhance online security and privacy.

Are there any drawbacks to using IdentityIQ?

While IdentityIQ offers comprehensive protection, some users have noted drawbacks such as higher costs for advanced plans, lack of a free trial, and limited customer support options.

How does IdentityIQ compare to other identity protection services?

IdentityIQ is competitive in offering three-bureau credit monitoring and comprehensive identity theft protection. However, some competitors may offer additional features like social media monitoring or more user-friendly interfaces.

Is IdentityIQ suitable for first-time users?

Yes, IdentityIQ is designed to be user-friendly, making it suitable for first-time users seeking identity theft protection and credit monitoring services. The platform offers a straightforward setup and access to customer support for assistance.

Media Contact

Company: IdentityIQ

Contact Person: Michael M. Aldridge

Email: customerservice@identityiq.com

Address: 43454 Business Park Drive, Temecula, CA 92590, USA

URL: https://www.identityiq.com/

Phone: +1-877-875-4347

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The MIL Network –
May 7, 2025
MIL-OSI: Best VPN for iPhone (2025): IPVanish Named Top iOS VPN Solution by Software Experts
Source: GlobeNewswire (MIL-OSI)

NEW YORK CITY, May 07, 2025 (GLOBE NEWSWIRE) — As mobile privacy continues to be a critical concern for users worldwide, Software Experts has named IPVanish the Top iOS VPN Solution for 2025 in its annual rankings of virtual private network providers.

Best VPN for iPhone
- IPVanish – known for offering secure, encrypted connections across devices, enabling users to browse the internet privately and access global content while protecting their personal data from cyber threats.
The recognition comes amid growing demand for mobile-focused security solutions. With smartphones and tablets now serving as primary devices for everything from work communications to financial transactions, protecting personal data on iOS platforms has become more important than ever. iPhones and iPads, despite strong built-in security, remain vulnerable when connected to public Wi-Fi networks or untrusted internet sources. VPN services, particularly those tailored for mobile use, are essential for maintaining user privacy and securing online activity.

Software Experts cited IPVanish’s performance, usability, and feature set as key reasons for its top placement among iOS-compatible VPNs. The IPVanish iOS app supports widely used security protocols including IKEv2, IPSec, and WireGuard®, the latter regarded as a modern, high-performance protocol that delivers faster, more efficient connections than its predecessors. WireGuard’s integration enables lower latency and higher speeds, improving the mobile VPN experience without compromising encryption strength.

IPVanish maintains over 2,400 servers in more than 140 locations worldwide, with a network that includes typically underserved regions such as Africa and South America. This global reach provides iPhone users with greater access to stable and regionally diverse VPN endpoints.

Privacy remains a defining feature of IPVanish. The service operates under a strict no-logs policy, verified through independent audits, to ensure that no user activity or connection data is collected or stored. For iPhone and iPad users, the app includes automated security features such as On Demand activation – triggering the VPN when connecting to unsecured networks- and a kill switch designed to prevent data exposure in the event of an unexpected connection drop.

IPVanish was also recognized for supporting multiple device connections. This means users can protect not only their iOS devices, but also desktops, laptops, and other platforms, all under one account, which is an increasingly relevant feature in today’s multi-device households.

Beyond core VPN functionality, IPVanish includes tools aimed at enhancing mobile security. Built-in features such as a QR Code Scanner and Link Checker allow users to screen potentially harmful links or QR codes before opening them, offering additional layers of protection against phishing and malware threats.

In performance testing, IPVanish delivered stable results across a range of locations and network types. While VPN speed can vary depending on factors such as ISP infrastructure and time of day, the implementation of modern protocols like WireGuard helped ensure reliable connections suited for everyday use, including video calls, web browsing, and streaming.

IPVanish offers two subscription tiers: Essential, which covers core VPN and privacy features, and Advanced, which includes extras like a secure browser and encrypted cloud storage. Both plans are available on monthly, annual, and two-year terms, with discounted rates for long-term commitments.

Growing awareness around data privacy and online security has driven a wider adoption of VPNs among everyday users, particularly on mobile platforms. As iPhones and iPads play an increasingly central role in how people access the internet, concerns over digital surveillance, third-party data collection, and unsecured Wi-Fi networks have made mobile VPN apps a practical safeguard rather than a niche tool.

IPVanish’s recognition by Software Experts underscores its relevance in this space. Designed with transparency, usability, and flexibility in mind, the service offers a balanced solution for those seeking to protect their personal data on Apple devices without adding unnecessary complexity to the user experience.

The full review and evaluation of IPVanish as the top iOS VPN solution can be read on the Software Experts website.

About IPVanish:

IPVanish, a Ziff Davis company, is an award-winning cybersecurity provider whose tools and products support internet safety, digital privacy, and online freedom. With a commitment to innovation, transparency, and user-centric solutions, IPVanish is a leading name in the VPN industry.

About Software Experts: Software Experts provides news and reviews of consumer products and services. As an affiliate, Software Experts may earn commissions from sales generated using links provided.

The MIL Network –
May 7, 2025
MIL-OSI: $255 Payday Loans Online Same Day No Credit Check | Best Payday Loans For Bad Credit – IOnline Payday Loans
Source: GlobeNewswire (MIL-OSI)

SHERIDAN, Wyo., May 07, 2025 (GLOBE NEWSWIRE) — During a financial emergency, a payday loan of $255 Online Same Day can be a great option for all the people who need other options available. These short-term loans provide borrowers cash in advance to pay for emergency expenses such as medical bills, auto repairs, home repairs, or other sudden bills without a traditional credit check.

>>Click Here to Apply for No Credit Check Loans >>

In this post, we’ll discuss what the best payday loans for bad credit really is, how it works, and why it is often preferred by a lot of people in need of some quick cash. And, since we like to help, it won’t stop there. We’ll also be discussing the many advantages of such types of loans, the means of application with reputable sites such as IOnline Payday Loans and offer alternatives to those of you who think you’re after different forms of lending.

This guide can help you understand your options if you have bad credit or no credit history at all, and how to make a decision for your short-term financial situation.

$255 Payday Loans Online Same Day—What is it?

A $255 payday loan online same day is a small cash advance intended to be used as a tool to help you get through to your next payday. It’s a short-term loan, usually a payment of a few weeks, and it tends to be available without a credit check. Approved for a loan is another of these companies that offer personal loans to people with sub-par or no credit, partly because approval is largely based on income and employment.

The application is fast and easy—you can typically apply online and get an answer within minutes. By using services such as IOnline Payday Loans, however, you can have access to trustworthy lenders, Straight into your bank account and receive same-day funds.

>>Click Here to Apply for No Credit Check Loans >>

How Payday Loans For Bad Credit Work?

1 hour payday loans no credit check are short-term loans to help you when you’re in between paychecks and you need cash for emergencies. The process is fast and easy; borrowers complete an online application, ideally one specific to the type of loan (usually via services like IOnline Payday Loans),, and detail the amount they need and how long they need to repay it. Upon submission, the applicant is teamed up with the right lender.

If their application is accepted, the loan is deposited into the borrower’s bank account, usually on the same day. The borrower generally is required to repay on his or her next payday and the money is drawn from the borrower’s account. There is no credit check to obtain one of these loans, so these loans are accessible even to those with bad credit or no credit. But borrowers should apply only if they’re sure they can repay on time; otherwise, late payments can bring additional fees.

>>Click Here to Apply for No Credit Check Loans >>

How To Apply For $255 Payday Loans Online Same Day

Follow these simple steps to Apply For no credit check payday loans via IOnline Payday Loans:

1. Select Your Loan Size and Term:
Choose how much you would like to borrow—between $100 and $5,000 is available with IOnline Payday Loans. Pick up a payment plan that suits your budget from 2 to 24 months.

2. Prepare Required Documents:
Have the following documents handy before you apply:
- Current state or government-issued ID (such as driver’s license or passport).
- Last 3 months of income proof.
- Active bank account details.
3. Complete the Online Application Form:
Go to IOnline Payday Loans and click on “Apply Now.” Fill in the easy form with your personal details, the amount of loan you require, and the period you would like to repay it back.

4. Provide Financial Details:
Then come your job, income, and monthly expenses. This is so we can check if you qualify for the loan. Your information remains private and is only used on many online platforms matching you with the right lender.

5. Get Matched with a Lender:
IOnline Payday Loans will perform a quick search on its database, and find you a lender based on your needs. If you’re connected with a lender, you may be taken to the lender’s website to review and accept your loan.

6. Read and Sign the Loan Contract:
If and when you get a match, read the loan agreement closely. Be sure you know the interest rate, the date you will repay the loan, and any fees. If the terms are acceptable to you, electronically sign the document.

7. Receive Your Funds:
Your bank account is where the lender will deposit the money after signing. Funds are often received the same day or the next business day, as time may be required for the receiving bank to credit the payment to the account.

Benefits of $255 Payday Loans Online Same Day

Here are the advantages of $255 Payday Loans Online Same Day without any delay:

1. Quick Approval and Same-Day Funding:
One of the greatest advantages of a 1 hour payday loans no credit check is that in most cases, you will be approved very fast. The majority of the lenders approve the applications instantly and you may have the money in your bank account on the same day.

2. No Credit Check Required:
These loans generally do not require a standard credit check, making it easier for many people to qualify if they have poor credit or no credit history at all.

3. Easy Online Application:
You can do everything entirely online, without setting foot in an office. Take, for example, IOnline Payday Loans, which, although their name does not say they are a bad credit lender, the application process is very fast and easy. The form they request is very short to fill, and no fax is required.

4. High Approval Rates:
The $255 Payday Loans are relatively easy to qualify and approval is quick. You probably qualify as long as you’re 18+, earn a steady income, and have an active bank account.

5. Flexible Repayment Options:
Although these loans are temporary, many of the direct lenders are willing to discuss repayment terms. Depending on the lender, you might be able to push back the repayment date or even pay in installments.

Other Alternatives To $255 Payday Loans Online Same-Day

If you’re looking for more than just a $255 payday loan, here are other ways to find fast cash and also a few different alternatives:

1. Tribal Loans For Bad Credit: These tribal loans are in larger amounts than payday loans and are repaid over a period of a few months to a few years. The monthly payments are fixed, and approval is typically easier, even for applicants with bad credit.

2. No Credit Check Payday Loans: Federal credit union PALs provide a safer alternative to traditional payday loans. Loans are typically between $200 to $1,000, with reasonable interest rates and longer repayment periods.

3. Cash Advance Loan Apps: Some Apps will let you borrow small amounts of your next paycheck with zero interest. They are perfect for when you need some quick cash and will be paid back in full on your next payday.

4. Employer Salary Advance Programs: Some businesses let workers get a portion of their earned wages early, before payday. This is typically interest and fee-free and quick and easy.

5. Family and Friends Loan: If you have a large personal network, borrowing from a loved one can be interest-free. Be sure to establish a clear method of repayment to keep relationships running without a hitch.

Best Features of $255 Payday Loans Online Same Day

Here are the best features of $255 payday loans online same day:

1. Fast Online Application: $255 short-term loans can be requested online only through online platforms. And it’s fast, just a few minutes easy. Applicants, it turns out, have to fill out some forms that contain some personal and financial details—no long paperwork or visits to a physical office are required.

2. Decision and Funding on the Same Day: These loans are designed to be used in an emergency, so most lenders give instant decisions once you apply. If approved, the loan typically is sent the same day, sometimes within hours. This feature is what makes $255 payday loans the perfect solution for sudden costs such as overdue bill payments or unexpected spending.

3. No Credit Check Required: One of the biggest benefits is that most lenders don’t do a hard credit check. Also, they consider how much money you make and your repayment capacity. This, in turn, makes credit available to even those with poor or no credit history who would otherwise be turned down for a conventional bank loan.

4. Fixed Loan Amount: The loan amount is usually from $100 to $255 for small, unexpected expenses. It prevents you from borrowing too much and makes payments straightforward. Borrowers know precisely how much they owe, and can plan accordingly, “reducing the risks that come with larger sums of money being owed.”

5. Short Repayment Term: You’ll typically be required to repay the loan on your next payday, or 2 to 4 weeks later, depending on the lender. This short-term configuration keeps excitement from accumulating. But you should pay them back on time to avoid fees and making a habit of being in debt.

Eligibility Requirements—$255 Payday Loans Online Same Day

To get instant same-day approval for a $255 payday loan online, you are required to meet several conditions which are pretty basic but are crucial:

1. Age Requirement: You need to be at least 18 to apply. This is to satisfy the requirements under law to be able to enter into a financial agreement that binds.

2. Proof of Steady Income: Lenders want to see that you have a regular source of income, which could be from employment, benefits lettings, or self-employment.

3. Valid Identification: You’ll have to give them a government-issued ID (a passport or driver’s license, for example). This contributes towards the verification of your identity requirements and satisfies anti-fraud rules.

4. Active Checking Account: The reason you will need a bank account in your name is so that the lender has somewhere to deposit your loan and automatically collect monthly repayments.

5. U.S. Residency: You need to be a U.S. citizen or a legal resident, and you need to reside in a state where payday loans are available legally. There are states where lenders are not allowed to lend money.

Frequently Asked Questions—$255 Payday Loans Online Same Day

1. Can I get a $255 payday loan with bad credit?

Yes. The vast majority of direct lenders offering $255 payday loans do not conduct a hard credit check. They’re more interested in your income and your ability to repay than your credit score.

2. When can I get the loan?

If approved, most borrowers have the money in hand on the same day, sometimes within hours. Speed may differ depending on the date of application and your bank.

3. Can I get a payday loan online safely?

Yes, it is safe to use trusted channels such as IOnline Pay Day Loans. They utilize secure encryption to keep your personal and financial information safe during the application process.

4. What if I can’t pay the money back on time?

Failure to make a payment could result in fees or higher interest and could negatively impact your credit rating. If you can’t pay on time, contact your lender right away.

5. Can I get more than one $255 payday loan?

It can, but that doesn’t mean you should. Multiple loans can take you into a debt cycle. Borrow only as much as you need and can responsibly repay.

Wrapping Up

$255 Payday Loans online with instant approval are intended to assist you in paying emergency or unexpected expenses. These short-term loans offer few hurdles in the way of paperwork, don’t place much weight on credit scores and can typically fund loans within hours. Services such as IOnline Payday Loans simplify the process by linking borrowers with reputable lenders.

While a helpful resource, it’s important to borrow responsibly and know the repayment terms. If you are looking for quick money and qualify on a few requirements, this loan can be a short-term fix to a difficult financial situation.

Media Contact:
Company Name: IOnline Payday Loans
Registered Office Address: 1095 Sugar View Dr Ste 500 Sheridan, WY 82801
Company Website: https://ionlinepaydayloans.com/
Email: mria@ionlinepaydayloans.com
Phone: 307-777-7311
Contact person name: Mria

Disclaimer: This announcement contains general information about IOnline payday loan services and should not be considered financial advice. Ionline Payday Loans does not guarantee loan approval, and loan terms may vary by applicant and lender requirements. Loans are available to U.S. residents only.

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/9168f5ec-7b9d-41d1-9489-33164e7b278a

The MIL Network –
May 7, 2025
MIL-OSI: Panasonic TOUGHBOOK Expands European Service and Solutions Capabilities
Source: GlobeNewswire (MIL-OSI)

New investment in Cardiff and Budapest centres strengthens Panasonic’s commitment to full lifecycle support – from solution design and deployment to real-time servicing and innovation at the edge.

Wiesbaden, DE. 7^th May 2025 – As mobile workforces across Europe increasingly turn to the latest technology to offer competitive advantage, Panasonic Connect Europe has announced major enhancements to its TOUGHBOOK support infrastructure – effective April 1^st – by establishing dual Service and Solutions Centres in Cardiff and Budapest.

Today’s organisations need a rugged mobile device partner that can help them design, deploy, maintain and evolve complete mobility solutions. From the rise of edge-based AI to the growing capabilities of 5G, frontline teams are demanding more from their technology – and the support behind it.

“Our customers are transforming how they work in the field,” said Jon Tucker, General Manager of Engineering for Panasonic TOUGHBOOK. “With real-time operations increasingly the norm, downtime is simply not an option. That’s why we’re doubling down on our Service and Solutions Centre model – to provide the hands-on support, in-region resilience and full lifecycle services our customers need to stay ahead.”

A dual-centre approach to managed mobility
The long established Cardiff centre – now redefined as a Service and Solutions Centre – continues to serve UK customers, while expanding its managed services capabilities to support the growth of Panasonic TOUGHBOOK operations in Europe. This includes everything from hardware staging and kitting to proactive device monitoring and fleet management. Increasingly, Panasonic is managing entire mobile estates, with tailored, always-on support for mission-critical operations.

In addition, Panasonic has also invested in a Budapest Service Centre as the central servicing hub for TOUGHBOOK customers across the European mainland. This centre has been providing service and maintenance support for the Panasonic visual and factory solutions business units for the past two years. Now with added local rugged mobility expertise, it enhances Panasonic’s ability to deliver high-speed TOUGHBOOK deployment, repairs and support across the continent.

Donald Maidment, Head of Customer Service at Panasonic Connect Europe, explains: “We’ve always taken full responsibility for the service and performance of our TOUGHBOOK devices – and that’s what sets us apart. With this investment, we’re expanding that commitment. Unlike competitors who outsource support, we maintain a direct line to our customers throughout the lifecycle of their mobile estate.”

Supporting innovation at the edge
Panasonic’s expansion supports the rapid evolution of field technology. With AI models now running at the edge and 5G enabling real-time connectivity, organisations are pushing more intelligence and decision-making closer to the point of service. This creates greater business efficiency – but also increases the pressure on technology to perform, everywhere and without fail.

“Our Service and Solutions Centres are built to meet this challenge,” added Tucker. “They’re so much more than repairs and maintenance – they’re enablement hubs for modern mobile workforces.”

Mobile-IT-As-A-Service – a full-service mobility model
As well as bespoke solution design, it’s from these centres that Panasonic TOUGHBOOK will deliver its Mobile-IT-As-A-Service – a flexible model that bundles rugged hardware, tailored software and managed services into one scalable, turnkey solution. Whether a customer needs hundreds of tablets configured for frontline logistics or end-to-end management of thousands of mobile devices across multiple regions, Panasonic delivers a bespoke service that meets their needs today and can evolve with them tomorrow.

For images, please click here: https://we.tl/t-SO8ClGfz6v

Panasonic Press Contact
Jim Pople
C8 Consulting
jim@c8consulting.co.uk

Panasonic Press Contact
Lisbeth Lashmana
Head of European Marketing, Panasonic TOUGHBOOK
Lisbeth.Lashmana@eu.panasonic.com

About the Panasonic Group
Founded in 1918, and today a global leader in developing innovative technologies and solutions for wide-ranging applications in the consumer electronics, housing, automotive, industry, communications, and energy sectors worldwide, the Panasonic Group switched to an operating company system on April 1, 2022, with Panasonic Holdings Corporation serving as a holding company and eight companies positioned under its umbrella. The Group reported consolidated net sales of Euro 54.12 billion (8,496.4 billion yen) for the year ended March 31, 2024. To learn more about the Panasonic Group, please visit: https://holdings.panasonic/global/

About Panasonic Connect Europe GmbH
Panasonic Connect Europe began operations on October 1^st, 2021, creating a new Business-to-Business focused and agile organisation. With more than 400 employees and led by CEO Shusuke Aoki, the business aims to contribute to the success of its customers with innovative products and integrated systems and services – all designed to deliver its vision to Change Work, Advance Society and Connect to Tomorrow.

Panasonic Connect Europe is headquartered in Wiesbaden and consist of the following business units:
- The Mobile Solutions Business Division helping mobile workers improve productivity with its range of Toughbook rugged notebooks, business tablets and handhelds.
- The Media Entertainment Business Division incorporating Visual System Solutions offering a range of high brightness and reliable projectors as well as high quality displays; and Broadcast & ProAV offering Smart Live Production solutions from an end-to-end portfolio consisting of PTZ and system cameras, camcorders, the Kairos IT/IP platform, switchers and robotic solutions that are widely used for live event capture, sports production, television, and xR studios.
- Business and Industry Solutions delivering tailored technology solutions focused on Retail, Logistics and Manufacturing. Designed to increase operational efficiency and enhance customer experience, helping businesses to perform at their best, every day.
- Panasonic Factory Solutions Europe selling a wide range of smart factory solutions including electronics manufacturing solutions, robot and welding systems and software solutions engineering.
For more information please visit: https://eu.connect.panasonic.com

Please visit Panasonic Connect Europe’s LinkedIn page: https://www.linkedin.com/company/panasonic-connect-europe/

The MIL Network –
May 7, 2025
MIL-OSI Economics: Samsung Ads Reveals Interactive Ad Formats, the Samsung Television Network, and Full-Funnel Performance Solutions at NewFronts 2025

Source: Samsung

At IAB NewFronts 2025, Samsung Ads, the advanced advertising division of Samsung Electronics, is calling on brands to go beyond the status quo and unlock the full performance potential of connected TV (CTV).
Kicking off the suite of announcements at NewFronts is the debut of STN, the Samsung Television Network, the broad-FAST channel of the future available exclusively on Samsung TV Plus, the #1 FAST app on Samsung Smart TVs. Offering an extensive slate of live sports, music, movies, and late-night programming, which will give brands unique opportunities to tap into the full power of the Samsung TV ecosystem at an unrivaled scale. Additionally, Samsung Ads is also unveiling a bold lineup of interactive and innovative, data-driven solutions including Optimal Reach, GameBreaks, Performance Conversion, and Data+, further transforming TV from a mass-reach channel into a powerful, performance-driven service built to achieve a multitude of advertiser KPIs.
At the nexus of hardware, software, and advertising, Samsung Ads is transforming how brands connect with consumers across every screen. As the world’s #1 Smart TV brand for 19 years running with an unmatched ecosystem that spans across mobile and the entire connected home, over one billion consumers trust Samsung to power the moments that matter most. From interactive experiences to custom content, Samsung Ads turns attention into action and connects brands with audiences in the most meaningful and measurable ways.
“It’s no longer enough for marketers to justify the status quo—they need breakthrough performance, and that’s exactly what Samsung Ads is built to deliver,” said Michael Scott, Vice President & Head of Ad Sales & Operations at Samsung Ads. “This year, we’re empowering our partners to go beyond the limits of traditional CTV with next-gen innovation, strategic partnerships, and tools that turn attention into action and media into measurable impact.”
Samsung TV Plus Introduces Samsung Television Network; Doubles Down on Top Content Creators and Exclusive Partnerships
Announced today, Samsung Television Network (STN) is a broad-FAST channel that brings viewers a curated selection of Samsung TV Plus’ most in-demand programming and A-list talent—from the Legends of Late Night David Letterman and Conan O’Brien to Emmy-winning series like Killing Eve—along with live sports and must-see events. Samsung Television Network will also serve as the live exclusive home for the Jonas Brothers’ upcoming tour. Advertisers can tap into the full power of Samsung’s TV ecosystem, elevating their brands around the network’s premier programming with touchpoints spanning the Samsung home screen, Samsung TV Plus UI, and interactive ads within commercial breaks.
“As the #1 streaming service on Samsung TVs, we’re not just following viewer trends—we’re shaping them,” said Salek Brodsky, SVP and Global Head of Samsung TV Plus. “Through deep insights and personalized curation, we’re delivering the content audiences love in an unbeatable format. We’re rewriting the rules of streaming and teaming up with A-list talent to bring exclusive entertainment to the biggest screen in the home. This strategy has fueled more than 30% viewership growth this year, and with our newly announced partnerships, we’re positioning Samsung TV Plus for even greater momentum and market leadership in the year ahead.”

Premium Programming and Exclusive Experiences
Samsung TV Plus is experiencing a banner year for growth, surpassing 88 million monthly active users, and now offers an industry-leading lineup of nearly 700 channels in addition to its extensive on-demand library. With 92% of first-time viewers continuing to watch beyond the three-month mark—Samsung TV Plus outperforms the competition when it comes to viewer value and stickiness.
Samsung TV Plus is a go-to partner for the biggest talent in the business—and to prove it, the ‘Legend of Late Night’ himself, David Letterman, joined Samsung on-stage during its NewFront presentation to discuss his award-winning, exclusive Samsung TV Plus channel, Letterman TV.
Samsung TV Plus announced it is expanding its live event lineup with the Living the Dream Tour, offering fans exclusive access to the Jonas Brothers’ tour kicking off at MET LIFE Stadium on August 10th. Viewers can experience exhilarating performances, behind-the-scenes moments, and their favorite songs performed live—all from the biggest screen in the home.
In another first, Samsung TV Plus is partnering with the global leader in podcasts, Spotify, to deliver a dedicated channel from ‘The Ringer,’ which is home to some of the most popular podcasts and most recognizable talent in sports and pop culture, exclusively to Samsung TV Plus. The channel will feature a curated lineup of video podcast episodes where fans can enjoy the best of their favorite shows such as Book of Basketball 2.0 with Bill Simmons, The Rewatchables, Higher Learning, and The Ringer-Verse, all in one place in a lean-back TV experience on the biggest screen in the house.
Building on this momentum, the service unveiled its commitment to bringing standout creators to audiences nationwide, announcing new partnerships with some of the country’s top talent—including former NASA engineer turned mega-creator Mark Rober, whose STEM programming inspires and excites tens of millions of viewers across all ages along with top content creator Dhar Mann whose uplifting and inspiring family-friendly dramas tackle universal human truths.
Additional content arriving on Samsung TV Plus:
A-list Top Content Creators Take Center Stage
Samsung TV Plus’s exclusive partnerships with Creators will feature new channels from top talent. Joining the service are Michelle Khare, Smosh, The Try Guys, Epic Gardening, The Sorry Girls, and Donut Media—bringing fan-favorite content that taps into passions from comedy, DIY, gardening, cars, and sustainability.

VIP Access to the Biggest Moments
Billboard: Launching this summer, through a new and exclusive partnership with Billboard, Samsung TV Plus is bringing the iconic brand to FAST. This new network will give fans VIP red carpet access to over 25 of the industry’s most iconic events, including live red carpets and coverage of tentpole cultural events, such as the Golden Globes and the Billboard Music Awards. Samsung TV Plus will also be the co-exclusive home for Billboard News, premiering new episodes weekly.

Free Sports Streaming Just Got Even Bigger
Samsung TV Plus now has one of the largest FAST sports offerings with over 50 channels and gives fans access to live local and national games from major and minor leagues with unparalleled sports coverage. New sports channels include Bally Sports Live with exclusive Minor League Baseball games and in-season NHL games from the Anaheim Ducks and the Dallas Stars with Victory+.

From the Stage to Your Screen
SMTOWN 2025: Samsung TV Plus is partnering with SM Entertainment to launch a dedicated SMTOWN channel, expanding its commitment to delivering the best-in-class K-Content to fans worldwide. The new channel will kick off with SMTOWN LIVE 2025 in L.A.—a star-studded 30th anniversary concert streaming live from Los Angeles on May 11, exclusively on Samsung TV Plus.

MIL OSI Economics –

May 7, 2025
MIL-Evening Report: Cheap overseas, ruinous in Australia: here’s how to make double-glazed windows the norm
Source: The Conversation (Au and NZ) – By Trivess Moore, Associate Professor in Property, Construction and Project Management, RMIT University

New Africa/Shutterstock

In Europe, double-glazed windows are standard. But in Australia, these energy-saving windows are remarkably uncommon.

Correctly installed, the effect of double-glazing is remarkable. Instead of a house losing or gaining huge amounts of heat through its windows, double-glazed windows help keep the indoor temperature at a consistent temperature – reducing the need to crank up the air-con or heater.

In hot parts of Australia, these windows would keep out heat. In cold, they would keep heat in. They also slash outside noise. Houses with double-glazing can add resale value and even improve occupant health.

Why are they not standard? There are several reasons. But our research in Victoria found the main one is cost – double-glazing costs much more than a standard single-glazed window.

Heat loss and gain through windows is responsible for about 1.5% of Australia’s total energy use. As climate change intensifies, making double-glazing standard in Australia would cut household energy bills and make life indoors more pleasant. Other countries are moving to even higher performance triple-glazed windows. But Australia is stuck.

Why does double glazing work so well?

Windows let light and often air into a home. But they can also be the main way heat enters or leaves. Double-glazing works by adding a gap between two panes, often filled with dense argon gas, which doesn’t transfer heat well. The window frame material is important, too, to reduce heat transfer.

We measure the insulating quality of a window with a U-value – essentially, how much heat can be transferred through the glass. The lower this value, the more insulating the window.

A basic single-glazed window has a U-value of about 6. On a typical Australian home, these windows mean significant air conditioning is often required to maintain a comfortable temperature indoors during summer and winter.

Double-glazed windows with advanced design features common in North America and Europe typically have a U-value of 2.4 or less. When combined with wall and roof insulation, they can significantly reduce the need for heating or cooling. Triple-glazed are better still, with a U-value of 0.8 or less.

Many countries with snowy winters have taken to double-glazed windows as a way to reduce heating costs.
brizmaker/Shutterstock

Standard overseas, rare in Australia

In the United States, Canada, the United Kingdom and much of Europe, double-glazed windows have been the norm for several decades. Commonly, these windows use argon gas between the two sheets and improve insulation further with low emittance coatings, thin transparent layers of metal which block solar rays.

In many of these countries, single-glazed windows have largely disappeared and retrofitting older houses with double-glazing is routine.

Anyone embarking on a renovation in Australia will soon discover double-glazing tends to be seen as a specialist eco-retrofit measure rather than something done as standard.

In 2016, only 6% of windows installed in new houses in Australia had U-values below 4. In 2024, that figure was 19%, indicating high performance windows are slowly becoming more common. But there’s still much to do to make them the norm.

Why is progress slow? We spoke to stakeholders in window manufacturing and building in Australia.

These industry experts explained why Australia is lagging:
- historically low-cost energy means the typical response to heat or cold is to install air conditioning
- single-glazed windows have long been the norm
- Australians often haven’t heard of high-performance windows or understand why they matter
- only a few companies make these windows in Australia, meaning competition is limited and costs remain high
- at present, there’s no requirement to include double-glazed windows in new builds or renovations
- housing affordability issues mean owners want to keep upfront construction costs as low as possible.
Window manufacturers in Australia are interested in moving into double-glazing, but the demand isn’t there yet.
Anatoliy Cherkas/Shutterstock

What should be done?

In our research, many windows industry insiders told us they were ready to scale up production of higher performance windows. The skills and technologies needed are here. What’s missing was the demand.

When we interviewed builders, they told us the choice of windows wasn’t simple. They had to weigh up material costs, existing supplier relationships and industry practices. Some told us it was cheaper at times to import from Europe or Asia than to buy Australian-made.

In part, this is a chicken and egg problem. Prices are high because there’s little demand and demand is limited because prices are high.

So what should be done?

Overseas experience has shown boosting demand is the key. If double-glazed windows become more common, more manufacturers will enter the Australian market and prices will drop.

The quickest way to do this would be to require their use in new construction and renovation.

At first, the industry might struggle to meet this demand. But that would create clear incentives for new players here or overseas to meet the demand.

Government support could help window manufacturers upgrade machinery and processes to be able to meet new demand.

Subsidies could help offset the costs to households, if designed to sunset after a set period. Any subsidies should target groups such as vulnerable older Australians affected by energy poverty as well as renters on low incomes.

Making this a reality is doable. After all, New Zealand did exactly this. In 2007, policymakers introduced new minimum performance requirements for windows. It took about four years to shift the market from single-glazed to predominantly double-glazed. Australia could do the same.

Trivess Moore has received funding from various organisations including the Australian Research Council, Australian Housing and Urban Research Institute, Victorian government and various industry partners. He is a trustee of the Fuel Poverty Research Network.

Lisa de Kleyn received funding from Sustainability Victoria, Melbourne, Victoria, Australia, 3000, for a short-term research project on the high performance window industry in 2023.

Ralph Horne has received funding from various sources including the Australian Research Council, the Australian Housing and Urban Research Institute and the Victorian government to support research related to this topic.

Tom Simko does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

– ref. Cheap overseas, ruinous in Australia: here’s how to make double-glazed windows the norm – https://theconversation.com/cheap-overseas-ruinous-in-australia-heres-how-to-make-double-glazed-windows-the-norm-250280
MIL OSI Analysis – EveningReport.nz –
May 7, 2025

MIL-OSI Economics: W&T Offshore Announces First Quarter 2025 Results and Declares Dividend for Second Quarter of 2025

Source: W & T Offshore Inc

Headline: W&T Offshore Announces First Quarter 2025 Results and Declares Dividend for Second Quarter of 2025

HOUSTON, May 06, 2025 (GLOBE NEWSWIRE) — W&T Offshore, Inc. (NYSE: WTI) (“W&T,” the “Company,” “we” or “us”) today reported operational and financial results for the first quarter of 2025 and declared a second quarter 2025 dividend of $0.01 per share.

This press release includes non-GAAP financial measures, including Adjusted Net Loss, Adjusted EBITDA, Free Cash Flow and Net Debt, which are described and reconciled to the most comparable GAAP measures in the accompanying tables to this press release under “Non-GAAP Information.”

Key highlights for the first quarter of 2025 and through the date of this press release include:

Produced 30.5 thousand barrels of oil equivalent per day (“MBoe/d”) (52% liquids), towards the high end of guidance;
- Announced that the West Delta 73 and Main Pass 108/98 fields were placed into production towards the end of March/early April with production expected to ramp up over the course of the second quarter of 2025;
Incurred lease operating expenses (“LOE”) of $71.0 million, below the low end of guidance;
Reported net loss of $30.6 million, or $(0.21) per diluted share;
- Adjusted Net Loss totaled $19.1 million, or $(0.13) per diluted share, which primarily excludes the loss on extinguishment of debt and net unrealized gain on outstanding derivative contracts and the related tax effects;
Generated Adjusted EBITDA of $32.2 million, an increase of 2% over the fourth quarter of 2024;
Produced Free Cash Flow of $10.5 million;
Successfully refinanced, in January 2025, the Company’s $275.0 million 11.75% Senior Second Lien Notes due 2026 (the “11.75% Notes”) and $114.2 million outstanding amount under the term loan provided by Munich Re Risk Financing, Inc., as lender (the “MRE Term Loan”) with proceeds from the issuance of $350.0 million of 10.75% Senior Second Lien Notes due 2029 (the “10.75% Notes”) and available cash on hand;
- Paid down and effectively reduced gross debt by approximately $39.0 million;
- Enhanced liquidity by eliminating principal payments under the MRE Term Loan of $27.6 million in 2025, $25.4 million in 2026, $22.9 million in 2027 and $38.3 million in 2028;
- Lowered interest rate on the Senior Second Lien Notes by 100 basis points;
Entered into a new $50.0 million revolving credit facility which matures in July 2028, and is undrawn, and the previous credit facility provided by Calculus Lending, LLC was concurrently terminated, with all outstanding obligations paid in full in connection with the termination;
Sold a non-core interest in Garden Banks Blocks 385 and 386 in January 2025, which included latest net production of approximately 195 barrels of oil equivalent per day (“Boe/d”) (72% oil) for $11.9 million, or over $60,000 per flowing barrel, after customary closing adjustments;
Received $58.5 million in cash for an insurance settlement related to the Mobile Bay 78-1 well, which further bolstered W&T’s balance sheet;
Reported unrestricted cash and cash equivalents of $105.9 million and Net Debt of $244.1 million at March 31, 2025;
Added natural gas costless collar hedges for 2025 including:
- 50,000 million British Thermal Units per day (“MMBtu/d”) for March 2025, with a floor price of $3.88 per MMBtu and ceiling price of $5.13 per MMBtu;
- 70,000 MMBtu/d for April to December 2025, with a volume-weighted average floor price and ceiling price of $4.02 per MMBtu and $5.32 per MMBtu, respectively;
Paid sixth consecutive quarterly dividend of $0.01 per common share in March 2025; and
- Declared second quarter 2025 dividend of $0.01 per share, which will be payable on May 27, 2025 to stockholders of record on May 20, 2025.

Tracy W. Krohn, W&T’s Chairman of the Board and Chief Executive Officer, commented, “We continue to successfully execute our strategic vision and have delivered another quarter of strong results in line with or above our guidance. We reported production at the high end of our guidance range and, more importantly, we have brought online the remaining two fields from the Cox acquisition, which we expect will meaningfully increase production for the remainder of 2025, as you can see from our second quarter and full year guidance. Acquisitions remain a key component of our success, and it is our ability to integrate and enhance the assets that we acquire that has allowed us to successfully operate for over 40 years. We generated solid Free Cash Flow and Adjusted EBITDA and we recorded lease operating expenses below the low end of our guidance. We will continue to focus on increasing our production, particularly our oil production, and managing our operating costs.”

“Our balance sheet was strengthened in the first quarter of 2025 due to several key accomplishments. We successfully closed the issuance of new 10.75% Notes, entered into a new revolving credit facility and added material cash through a non-core disposition and an insurance settlement. The new 10.75% Notes have an interest rate 100 basis points lower than our 11.75% Notes and received improved credit ratings from S&P and Moody’s. We also received a $58.5 million cash insurance settlement payment related to a well impairment event. Finally, we sold a non-core interest in Garden Banks 385 and 386 for $11.9 million, after customary closing adjustments, at a value of over $60,000 per flowing barrel, which is highly accretive to W&T. We have over $100 million in cash on our balance sheet and remain prepared to take advantage of potential acquisitions. With the change in administration and the White House’s directives to Unleash American Energy, we also see promising developments in the regulatory environment for oil and gas companies. We are well positioned to continue to enhance our portfolio through additional accretive acquisition opportunities and are committed to enhancing shareholder value while returning value to our shareholders through the quarterly dividend program.”

Production, Prices and Revenue: Production for the first quarter of 2025 was 30.5 MBoe/d, towards the high end of the Company’s first quarter guidance but down compared with 32.1 MBoe/d for the fourth quarter of 2024 and 35.1 MBoe/d for the corresponding period in 2024. The first quarter 2025 production decrease was due to freezing conditions that caused shut-ins during January 2025; however production has since recovered. First quarter 2025 production was comprised of 13.7 thousand barrels per day (“MBbl/d”) of oil (45%), 2.2 MBbl/d of natural gas liquids (“NGLs”) (7%), and 87.6 million cubic feet per day (“MMcf/d”) of natural gas (48%).

W&T’s average realized price per Boe before realized derivative settlements was $46.50 per Boe in the first quarter of 2025, an increase of 17% from $39.86 per Boe in the fourth quarter of 2024 and an increase of 9% from $42.55 per Boe in the first quarter of 2024. First quarter 2025 oil, NGL and natural gas prices before realized derivative settlements were $71.31 per barrel of oil, $23.86 per barrel of NGL and $4.45 per Mcf of natural gas.

Revenues for the first quarter of 2025 were $129.9 million, which was 8% higher than fourth quarter of 2024 revenues of $120.3 million due to higher realized prices, which was partially offset by lower production volumes. First quarter 2025 revenues were lower by 8% compared to $140.8 million of revenues in the first quarter of 2024 due to lower production volumes, partially offset by higher realized natural gas and NGL prices.

Lease Operating Expenses: LOE, which includes base lease operating expenses, insurance premiums, workovers and facilities maintenance expenses, was $71.0 million in the first quarter of 2025, which was below the low end of the guidance range of $72.5 to $80.5 million. LOE came in lower than expected due to a combination of lower repair and maintenance costs, lower facility expenses and lower workover expense. LOE for the first quarter of 2025 was approximately 11% higher compared to $64.3 million in the fourth quarter of 2024. Lower LOE in the fourth quarter of 2024 was primarily driven by favorable audit adjustments and lower maintenance and repair work performed. LOE for the first quarter of 2025 was slightly higher than the $70.8 million for the corresponding period in 2024. On a component basis for the first quarter of 2025, base LOE and insurance premiums were $57.6 million, workovers were $2.0 million, and facilities maintenance and other expenses were $11.4 million. On a unit of production basis, LOE was $25.88 per Boe in the first quarter of 2025. This compares to $21.76 per Boe for the fourth quarter of 2024 and $22.14 per Boe for the corresponding period in 2024, reflecting a decrease in production in the period due to freezing conditions in January 2025.

Gathering, Transportation Costs and Production Taxes: Gathering, transportation costs and production taxes totaled $5.7 million ($2.06 per Boe) in the first quarter of 2025, compared to $5.9 million ($2.00 per Boe) in the fourth quarter of 2024 and $7.5 million ($2.36 per Boe) in the first quarter of 2024. Gathering, transportation costs and production taxes decreased in the first quarter of 2025 from the prior quarters due to lower production volumes.

Depreciation, Depletion and Amortization (“DD&A”): DD&A was $11.99 per Boe in the first quarter of 2025. This compares to $12.94 per Boe and $10.61 per Boe for the fourth quarter of 2024 and the first quarter of 2024, respectively.

Asset Retirement Obligations Accretion: Asset retirement obligations accretion was $3.06 per Boe in the first quarter of 2025. This compares to $2.76 per Boe and $2.49 per Boe for the fourth quarter of 2024 and the first quarter of 2024, respectively.

General & Administrative Expenses (“G&A”): G&A was $20.2 million for the first quarter of 2025, which decreased from $20.8 million in the fourth quarter of 2024 and $20.5 million in the first quarter of 2024 primarily due to decreases of share-based compensation and employee benefit costs partially offset by an increase in legal fees due to ongoing sureties litigation. On a unit of production basis, G&A was $7.35 per Boe in the first quarter of 2025 compared to $7.04 per Boe in the fourth quarter of 2024 and $6.41 per Boe in the corresponding period of 2024. These increases, on a per Boe basis, are related to lower production, as the absolute G&A costs were lower.

Derivative Loss (Gain), net: In the first quarter of 2025, W&T recorded a net loss of $2.7 million with commodity derivative contracts comprised of $3.6 million of realized losses and $0.9 million of unrealized gains related to the increase in fair value of open contracts. W&T recognized a net loss of $2.1 million in the fourth quarter of 2024 and a net gain of $4.9 million in the first quarter of 2024 related to commodity derivative activities.

To take advantage of the recent uptick in natural gas prices, W&T added costless collar hedges for March 2025 of 50,000 MMBtu/d with a floor price of $3.88 per MMBtu and ceiling price of $5.13 per MMBtu. For April to December 2025, the Company added similar costless collar hedges of 70,000 MMBtu/d with a volume-weighted average floor price and ceiling price of $4.02 per MMBtu and $5.32 per MMBtu, respectively.

A summary of the Company’s outstanding derivative positions is provided in the investor presentation posted on W&T’s website.

Interest Expense: Net interest expense in the first quarter of 2025 was $9.5 million compared to $10.2 million in the fourth quarter of 2024 and $10.1 million in the first quarter of 2024. These decreases reflect the impact of the Company’s debt refinancing in January 2025, which lowered overall debt by around $39 million and reduced the Senior Second Lien Notes’ coupon rate by 100 basis points.

Income Tax (Benefit) Expense: W&T recognized an income tax benefit of $4.6 million in the first quarter of 2025. This compares to the recognition of an income tax benefit of $1.8 million in the fourth quarter of 2024 and an income tax expense of $1.0 million in the first quarter of 2024.

Capital Expenditures and Asset Retirement Settlements: Capital expenditures on an accrual basis in the first quarter of 2025 were $8.5 million, and asset retirement settlement costs totaled $3.8 million. The Company continues to expect its full year capital expenditure budget to be between $34 million and $42 million, which excludes potential acquisition opportunities.

Balance Sheet and Liquidity: As of March 31, 2025, W&T had available liquidity of $155.9 million comprised of $105.9 million in unrestricted cash and cash equivalents and $50.0 million of borrowing availability under W&T’s new revolving credit facility. As of March 31, 2025, the Company had total debt of $350.0 million and Net Debt of $244.1 million. As of March 31, 2025, Net Debt to trailing twelve months (“TTM”) Adjusted EBITDA was 1.8x.

Debt Refinance: On January 28, 2025 W&T closed an offering of the 10.75% Notes at par in a private offering that was exempt from registration under the Securities Act of 1933, as amended. The Company used a portion of the proceeds from the 10.75% Notes offering, along with cash on hand to (i) purchase for cash pursuant to a tender offer, such of the Company’s outstanding 11.75% Notes that were validly tendered pursuant to the terms thereof; (ii) repay $114.2 million outstanding under the MRE Term Loan; (iii) fund the full redemption amount for an August 1, 2025 redemption of the remaining 11.75% Notes not validly tendered and accepted for purchase in the tender offer; and (iv) pay premiums, fees and expenses related to these transactions. On the closing date of the offering of the 10.75% Notes, the Company completed all actions necessary to satisfy and discharge the indenture governing the 11.75% Notes.

In conjunction with the issuance of the 10.75% Notes, the Company entered into a new credit agreement which provides the Company with a revolving credit and letter of credit facility, with initial lending commitments of $50 million and with a letter of credit sublimit of $10 million. The credit facility matures on July 28, 2028.

Concurrently with the debt refinance, W&T recorded a $15.0 million loss on the extinguishment of debt in the first quarter of 2025.

Non-Core Asset Disposition

In early 2025, W&T closed the sale of a non-core interest in Garden Banks Blocks 385 and 386, which included net production of approximately 195 Boe/d, for $11.9 million after normal purchase price adjustments. The effective date of the sale was December 1, 2024, and the transaction closed in January 2025. The impact to W&T’s reserves for year-end 2024 were minimal at about 0.12 MMBoe.

Regulatory Update

The change of Presidential administration in the early part of 2025 saw promising developments in the oil and natural gas regulatory environment. On January 20, 2025, President Trump issued Executive Order 14154, Unleashing American Energy. Section 3 of that Order directed heads of agencies to review existing regulations to identify agency actions that impose an undue burden on the identification, development, or use of domestic energy resources. The Trump administration also issued Executive Order 14156, Declaring a National Energy Emergency, stating that the United States’ insufficient energy production, transportation, refining, and generation constituted an unusual and extraordinary threat to the nation’s economy, national security, and foreign policy. Furthermore, on February 3, 2025, Secretary Burgum issued Secretarial Order 3418, Unleashing American Energy. Section 4(b) of that Order directed agency officials to prepare an action plan that will include steps to suspend, revise, or rescind certain regulations.

As it pertains to W&T, on April 8, 2025, pursuant to the above directives from the Trump administration, the Department of Interior, through a joint filing in the U.S. District Court for the Western District of Louisiana (Case no. 2:24-cv-00820), indicated that it will not seek supplemental financial assurance in the Gulf of America except in the case of (a) sole liability properties and (b) certain non-sole liability properties that do not have a financially strong co-owner or predecessor in title and meet other conditions.

In addition, the Trump administration has issued a number of executive orders aimed at streamlining regulations and reducing the regulatory burden on oil and natural gas companies, increasing federal oil and natural gas leasing, including in the Gulf of America, and expediting U.S. natural resource development.

Cash Dividend Policy

The Company paid its first quarter 2025 dividend of $0.01 per share on March 24, 2025 to stockholders of record on March 17, 2025.

The Board of Directors declared a second quarter 2025 dividend of $0.01 per share which is to be paid on May 27, 2025 to stockholders of record on May 20, 2025.

OPERATIONS UPDATE

Well Recompletions and Workovers

During the first quarter of 2025, the Company performed five workovers that positively impacted production for the quarter. W&T plans to continue performing these low cost and low risk short payout operations that impact both production and revenue.

Second Quarter and Full Year 2025 Production and Expense Guidance

The guidance for the second quarter and full year 2025 in the table below represents the Company’s current expectations. Please refer to the section entitled “Forward-Looking and Cautionary Statements” below for risk factors that could impact guidance.


Production	Second Quarter 2025	Full Year 2025
Oil (MBbl)	1,295 – 1,435	5,150 – 5,690
NGLs (MBbl)	210 – 235	1,020 – 1,140
Natural gas (MMcf)	8,830 – 9,750	34,880 – 38,560
Total equivalents (MBoe)	2,977 – 3,295	11,983 – 13,257
Average daily equivalents (MBoe/d)	32.7 – 36.2	32.8 – 36.3
Expenses	Second Quarter 2025	Full Year 2025
Lease operating expense ($MM)	71.3 – 78.9	280.0 – 310.0
Gathering, transportation & production taxes ($MM)	6.6 – 7.4	27.1 – 30.1
General & administrative – cash ($MM)	14.5 – 16.1	62.0 – 69.0
General & administrative – non-cash ($MM)	2.4 – 2.8	10.1 – 11.3
DD&A ($ per Boe)		13.40 – 14.90

W&T expects substantially all income taxes in 2025 to be deferred.

Conference Call Information: W&T will hold a conference call to discuss its financial and operational results on Wednesday, May 7, 2025 at 11:00 a.m. Central Time (12:00 p.m. Eastern Time). Interested parties may dial 1-844-739-3797. International parties may dial 1-412-317-5713. Participants should request to connect to the “W&T Offshore Conference Call.” This call will also be webcast and available on W&T’s website at www.wtoffshore.com under “Investors.” An audio replay will be available on the Company’s website following the call.

About W&T Offshore

W&T Offshore, Inc. is an independent oil and natural gas producer with operations offshore in the Gulf of America and has grown through acquisitions, exploration and development. As of March 31, 2025, the Company had working interests in 52 fields in federal and state waters (which include 45 fields in federal waters and seven in state waters). The Company has under lease approximately 634,700 gross acres (496,900 net acres) spanning across the outer continental shelf off the coasts of Louisiana, Texas, Mississippi and Alabama, with approximately 487,200 gross acres on the conventional shelf, approximately 141,900 gross acres in the deepwater and 5,600 gross acres in Alabama state waters. A majority of the Company’s daily production is derived from wells it operates. For more information on W&T, please visit the Company’s website at www.wtoffshore.com.

Forward-Looking and Cautionary Statements

This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical facts included in this release, including those regarding the Company’s financial position, operating and financial performance, business strategy, plans and objectives of management for future operations, projected costs, industry conditions, potential acquisitions, sustainability initiatives, the impact of and integration of acquired assets, and indebtedness are forward-looking statements. When used in this release, forward-looking statements are generally accompanied by terms or phrases such as “estimate,” “project,” “predict,” “believe,” “expect,” “continue,” “anticipate,” “target,” “could,” “plan,” “intend,” “seek,” “goal,” “will,” “should,” “may” or other words and similar expressions that convey the uncertainty of future events or outcomes, although not all forward-looking statements contain such identifying words. Items contemplating or making assumptions about actual or potential future production and sales, prices, market size, and trends or operating results also constitute such forward-looking statements.

These forward-looking statements are based on the Company’s current expectations and assumptions about future events and speak only as of the date of this release. While management considers these expectations and assumptions to be reasonable, they are inherently subject to significant business, economic, competitive, regulatory and other risks, contingencies and uncertainties, most of which are difficult to predict and many of which are beyond the Company’s control. Accordingly, you are cautioned not to place undue reliance on these forward-looking statements, as results actually achieved may differ materially from expected results described in these statements. The Company does not undertake, and specifically disclaims, any obligation to update any forward-looking statements to reflect events or circumstances occurring after the date of such statements, unless required by law.

Forward-looking statements are subject to risks and uncertainties that could cause actual results to differ including, among other things, the regulatory environment, including availability or timing of, and conditions imposed on, obtaining and/or maintaining permits and approvals, including those necessary for drilling and/or development projects; the impact of current, pending and/or future laws and regulations, and of legislative and regulatory changes and other government activities, including those related to permitting, drilling, completion, well stimulation, operation, maintenance or abandonment of wells or facilities, managing energy, water, land, greenhouse gases or other emissions, protection of health, safety and the environment, or transportation, marketing and sale of the Company’s products; inflation levels; global economic trends, geopolitical risks and general economic and industry conditions, such as the global supply chain disruptions and the government interventions into the financial markets and economy in response to inflation levels and world health events; volatility of oil, NGL and natural gas prices; the global energy future, including the factors and trends that are expected to shape it, such as concerns about climate change and other air quality issues, the transition to a low-emission economy and the expected role of different energy sources; supply of and demand for oil, NGLs and natural gas, including due to the actions of foreign producers, importantly including OPEC and other major oil producing companies (“OPEC+”) and change in OPEC+’s production levels; disruptions to, capacity constraints in, or other limitations on the pipeline systems that deliver the Company’s oil and natural gas and other processing and transportation considerations; inability to generate sufficient cash flow from operations or to obtain adequate financing to fund capital expenditures, meet the Company’s working capital requirements or fund planned investments; price fluctuations and availability of natural gas and electricity; the Company’s ability to use derivative instruments to manage commodity price risk; the Company’s ability to meet the Company’s planned drilling schedule, including due to the Company’s ability to obtain permits on a timely basis or at all, and to successfully drill wells that produce oil and natural gas in commercially viable quantities; uncertainties associated with estimating proved reserves and related future cash flows; the Company’s ability to replace the Company’s reserves through exploration and development activities; drilling and production results, lower–than–expected production, reserves or resources from development projects or higher–than–expected decline rates; the Company’s ability to obtain timely and available drilling and completion equipment and crew availability and access to necessary resources for drilling, completing and operating wells; changes in tax laws; effects of competition; uncertainties and liabilities associated with acquired and divested assets; the Company’s ability to make acquisitions and successfully integrate any acquired businesses; asset impairments from commodity price declines; large or multiple customer defaults on contractual obligations, including defaults resulting from actual or potential insolvencies; geographical concentration of the Company’s operations; the creditworthiness and performance of the Company’s counterparties with respect to its hedges; impact of derivatives legislation affecting the Company’s ability to hedge; failure of risk management and ineffectiveness of internal controls; catastrophic events, including tropical storms, hurricanes, earthquakes, pandemics and other world health events; environmental risks and liabilities under U.S. federal, state, tribal and local laws and regulations (including remedial actions); potential liability resulting from pending or future litigation; the Company’s ability to recruit and/or retain key members of the Company’s senior management and key technical employees; information technology failures or cyberattacks; and governmental actions and political conditions, as well as the actions by other third parties that are beyond the Company’s control, and other factors discussed in W&T Offshore’s most recent Annual Report on Form 10-K and subsequent Quarterly Reports on Form 10-Q found at www.sec.gov or at the Company’s website at www.wtoffshore.com under the Investor Relations section.


W&T OFFSHORE, INC.
Condensed Consolidated Statements of Operations
(In thousands, except per share data)
(Unaudited)

	Three Months Ended
	March 31,			December 31,			March 31,
	2025			2024			2024
Revenues:
Oil	$	87,716		$	86,778		$	107,015
NGLs		4,772			6,713			7,469
Natural gas		35,109			24,203			21,616
Other		2,270			2,651			4,687
Total revenues		129,867			120,345			140,787

Operating expenses:
Lease operating expenses		71,012			64,259			70,830
Gathering, transportation and production taxes		5,659			5,912			7,540
Depreciation, depletion, and amortization		32,891			38,208			33,937
Asset retirement obligations accretion		8,392			8,157			7,969
General and administrative expenses		20,157			20,799			20,515
Total operating expenses		138,111			137,335			140,791

Operating loss		(8,244	)		(16,990	)		(4	)

Interest expense, net		9,492			10,226			10,072
Loss on extinguishment of debt		15,015			—			—
Derivative loss (gain), net		2,757			2,113			(4,877	)
Other (income) expense, net		(316	)		(4,118	)		5,230
Loss before income taxes		(35,192	)		(25,211	)		(10,429	)
Income tax (benefit) expense		(4,615	)		(1,849	)		1,045
Net loss	$	(30,577	)	$	(23,362	)	$	(11,474	)

Net loss per common share (basic and diluted)	$	(0.21	)	$	(0.16	)	$	(0.08	)

Weighted average common shares outstanding (basic and diluted)		147,598			147,365			146,857


W&T OFFSHORE, INC.
Condensed Operating Data
(Unaudited)

	Three Months Ended
	March 31,		December 31,		March 31,
	2025		2024		2024
Net sales volumes:
Oil (MBbls)		1,230		1,263		1,400
NGLs (MBbls)		200		273		343
Natural gas (MMcf)		7,884		8,505		8,733
Total oil and natural gas (MBoe) ⁽¹⁾		2,744		2,953		3,199

Average daily equivalent sales (MBoe/d)		30.5		32.1		35.1

Average realized sales prices (before the impact of derivative settlements):
Oil ($/Bbl)	$	71.31	$	68.71	$	76.44
NGLs ($/Bbl)		23.86		24.59		21.78
Natural gas ($/Mcf)		4.45		2.85		2.48
Barrel of oil equivalent ($/Boe)		46.50		39.86		42.55

Average operating expenses per Boe ($/Boe):
Lease operating expenses	$	25.88	$	21.76	$	22.14
Gathering, transportation and production taxes		2.06		2.00		2.36
Depreciation, depletion, and amortization		11.99		12.94		10.61
Asset retirement obligations accretion		3.06		2.76		2.49
General and administrative expenses		7.35		7.04		6.41

(1)

MBoe is determined using the ratio of six Mcf of natural gas to one Bbl of crude oil, condensate or NGLs (totals may not compute due to rounding). The conversion ratio does not assume price equivalency and the price on an equivalent basis for oil, NGLs and natural gas may differ significantly. The realized prices presented above are volume-weighted for production in the respective period.


W&T OFFSHORE, INC.
Consolidated Balance Sheets
(In thousands)
(Unaudited)

	March 31,			December 31,
	2025			2024
Assets
Current assets:
Cash and cash equivalents	$	105,933		$	109,003
Restricted cash		1,552			1,552
Receivables:
Oil and natural gas sales		64,991			63,558
Joint interest, net		26,884			25,841
Prepaid expenses and other assets		22,570			18,504
Total current assets		221,930			218,458

Oil and natural gas properties and other, net		691,788			777,741
Restricted deposits for asset retirement obligations		22,892			22,730
Deferred income taxes		54,332			48,808
Other assets		34,004			31,193
Total assets	$	1,024,946		$	1,098,930

Liabilities and Shareholders’ Deficit
Current liabilities:
Accounts payable	$	77,978		$	83,625
Accrued liabilities		19,210			33,271
Undistributed oil and natural gas proceeds		58,647			53,131
Advances from joint interest partners		2,432			2,443
Current portion of asset retirement obligations		29,098			46,326
Current portion of long-term debt, net		566			27,288
Total current liabilities		187,931			246,084

Asset retirement obligations		532,753			502,506
Long-term debt, net		349,481			365,935
Other liabilities		17,381			16,182

Commitments and contingencies		20,196			20,800

Shareholders’ deficit:
Preferred stock		—			—
Common stock		2			2
Additional paid-in capital		597,271			595,407
Retained deficit		(655,902	)		(623,819	)
Treasury stock		(24,167	)		(24,167	)
Total shareholders’ deficit		(82,796	)		(52,577	)
Total liabilities and shareholders’ deficit	$	1,024,946		$	1,098,930


W&T OFFSHORE, INC.
Condensed Consolidated Statements of Cash Flows
(In thousands)
(Unaudited)

	Three Months Ended
	March 31,			December 31,			March 31,
	2025			2024			2024
Operating activities:
Net loss	$	(30,577	)	$	(23,362	)	$	(11,474	)
Adjustments to reconcile net loss to net cash (used in) provided by operating activities:
Depreciation, depletion, amortization and accretion		41,283			46,365			41,906
Share-based compensation		2,087			3,818			3,032
Amortization and write off of debt issuance costs		1,099			1,117			1,292
Loss on extinguishment of debt		15,015			—			—
Derivative loss (gain), net		2,757			2,113			(4,877	)
Derivative cash (settlements) receipts, net		(5,326	)		(1,638	)		2,599
Deferred income (benefit) taxes		(5,517	)		(1,941	)		733
Changes in operating assets and liabilities:
Accounts receivable		(1,935	)		(17,064	)		(17,362	)
Prepaid expenses and other current assets		547			1,792			433
Accounts payable, accrued liabilities and other		(18,858	)		3,831			(852	)
Asset retirement obligation settlements		(3,771	)		(19,348	)		(3,788	)
Net cash (used in) provided by operating activities		(3,196	)		(4,317	)		11,642

Investing activities:
Investment in oil and natural gas properties and equipment		(6,665	)		(14,124	)		(7,080	)
Acquisition of property interests		(400	)		—			(80,515	)
Proceeds from sale of oil and natural gas properties		11,935			—			—
Insurance proceeds		58,500			—			—
Purchases of furniture, fixtures and other		(103	)		(19	)		(24	)
Net cash provided by (used in) investing activities		63,267			(14,143	)		(87,619	)

Financing activities:
Proceeds from issuance of long-term debt		350,000			—			—
Repayments of long-term debt		(384,264	)		(275	)		(275	)
Purchase of government securities in connection with legal defeasance of 11.75% Senior Second Lien Notes		(5,889	)		—			—
Premium and debt extinguishment costs		(10,230	)		—			—
Debt issuance costs		(11,042	)		(183	)		(312	)
Payment of dividends		(1,493	)		(1,475	)		(1,469	)
Other		(223	)		(13	)		(483	)
Net cash used in financing activities		(63,141	)		(1,946	)		(2,539	)
Change in cash, cash equivalents and restricted cash		(3,070	)		(20,406	)		(78,516	)
Cash, cash equivalents and restricted cash, beginning of period		110,555			130,961			177,755
Cash, cash equivalents and restricted cash, end of period	$	107,485		$	110,555		$	99,239

W&T OFFSHORE, INC. AND SUBSIDIARIES
Non-GAAP Information

Certain financial information included in W&T’s financial results are not measures of financial performance recognized by accounting principles generally accepted in the United States, or GAAP. These non-GAAP financial measures are “Net Debt,” “Adjusted Net Loss,” “Adjusted EBITDA” and “Free Cash Flow” or are derivable from a combination of these measures. Management uses these non-GAAP financial measures in its analysis of performance. These disclosures may not be viewed as a substitute for results determined in accordance with GAAP and are not necessarily comparable to non-GAAP performance measures which may be reported by other companies. Prior period amounts have been conformed to the methodology and presentation of the current period.

We calculate Net Debt as total debt (current and long-term portions), less cash and cash equivalents. Management uses Net Debt to evaluate the Company’s financial position, including its ability to service its debt obligations.

Reconciliation of Net Loss to Adjusted Net Loss

Adjusted Net Loss adjusts for certain items that the Company believes affect comparability of operating results, including items that are generally non-recurring in nature or whose timing and/or amount cannot be reasonably estimated. These items include loss on extinguishment of debt, unrealized commodity derivative gain, net, allowance for credit losses, non-recurring legal and IT-related costs, non-ARO P&A costs, and other which are then tax effected using the Federal Statutory Rate. Company management believes that this presentation is relevant and useful because it helps investors to understand the net loss of the Company without the effects of certain non-recurring or unusual expenses and certain income or loss that is not realized by the Company.


	Three Months Ended
	March 31,			December 31,			March 31,
	2025			2024			2024
		(in thousands)
		(Unaudited)
Net loss	$	(30,577	)	$	(23,362	)	$	(11,474	)
Loss on extinguishment of debt		15,015			—			—
Unrealized commodity derivative gain, net		(882	)		(497	)		(1,122	)
Allowance for credit losses		155			118			84
Non-recurring legal and IT-related costs		528			860			758
Non-ARO P&A costs		(197	)		(2,763	)		5,352
Other		(71	)		(1,302	)		(214	)
Tax effect of selected items ⁽¹⁾		(3,055	)		753			(1,020	)
Adjusted net loss	$	(19,084	)	$	(26,193	)	$	(7,636	)

Adjusted net loss per common share (basic and diluted)	$	(0.13	)	$	(0.18	)	$	(0.05	)

Weighted average shares outstanding (basic and diluted)		147,598			147,365			146,857

⁽¹⁾ Selected items were tax effected with the Federal Statutory Rate of 21% for each respective period.

W&T OFFSHORE, INC. AND SUBSIDIARIES
Non-GAAP Information

Adjusted EBITDA/ Free Cash Flow Reconciliations

The Company also presents non-GAAP financial measures of Adjusted EBITDA and Free Cash Flow. The Company defines Adjusted EBITDA as net loss plus net interest expense, loss on extinguishment of debt, income tax (benefit) expense, depreciation, depletion and amortization, ARO accretion, excluding the unrealized commodity derivative gain, allowance for credit losses, non-cash incentive compensation, non-recurring legal and IT-related costs, non-ARO P&A costs, and other. Company management believes this presentation is relevant and useful because it helps investors understand W&T’s operating performance and makes it easier to compare its results with those of other companies that have different financing, capital and tax structures. Adjusted EBITDA should not be considered in isolation from or as a substitute for net income, as an indication of operating performance or cash flows from operating activities or as a measure of liquidity. Adjusted EBITDA, as W&T calculates it, may not be comparable to Adjusted EBITDA measures reported by other companies. In addition, Adjusted EBITDA does not represent funds available for discretionary use.

The Company defines Free Cash Flow as Adjusted EBITDA (defined above), less capital expenditures, P&A costs and net interest expense (all on an accrual basis). For this purpose, the Company’s definition of capital expenditures includes costs incurred related to oil and natural gas properties (such as drilling and infrastructure costs and the lease maintenance costs) and equipment but excludes acquisition costs of oil and gas properties from third parties that are not included in the Company’s capital expenditures guidance provided to investors. Company management believes that Free Cash Flow is an important financial performance measure for use in evaluating the performance and efficiency of its current operating activities after the impact of accrued capital expenditures, P&A costs and net interest expense and without being impacted by items such as changes associated with working capital, which can vary substantially from one period to another. There is no commonly accepted definition of Free Cash Flow within the industry. Accordingly, Free Cash Flow, as defined and calculated by the Company, may not be comparable to Free Cash Flow or other similarly named non-GAAP measures reported by other companies. While the Company includes net interest expense in the calculation of Free Cash Flow, other mandatory debt service requirements of future payments of principal at maturity (if such debt is not refinanced) are excluded from the calculation of Free Cash Flow. These and other non-discretionary expenditures that are not deducted from Free Cash Flow would reduce cash available for other uses.

The following table presents a reconciliation of the Company’s net loss income, a GAAP measure, to Adjusted EBITDA and Free Cash Flow, as such terms are defined by the Company:


	Three Months Ended
	March 31,			December 31,			March 31,
	2025			2024			2024
	(in thousands)
	(Unaudited)
Net loss	$	(30,577	)	$	(23,362	)	$	(11,474	)
Interest expense, net		9,492			10,226			10,072
Loss on extinguishment of debt		15,015			—			—
Income tax (benefit) expense		(4,615	)		(1,849	)		1,045
Depreciation, depletion and amortization		32,891			38,208			33,937
Asset retirement obligations accretion		8,392			8,157			7,969
Unrealized commodity derivative gain, net		(882	)		(497	)		(1,122	)
Allowance for credit losses		155			118			84
Non-cash incentive compensation		2,087			3,818			3,032
Non-recurring legal and IT-related costs		528			860			758
Non-ARO P&A costs		(197	)		(2,763	)		5,352
Other		(71	)		(1,302	)		(214	)
Adjusted EBITDA	$	32,218		$	31,614		$	49,439

Capital expenditures, accrual basis ⁽¹⁾	$	(8,472	)	$	(12,228	)	$	(3,156	)
Asset retirement obligation settlements		(3,771	)		(19,348	)		(3,788	)
Interest expense, net		(9,492	)		(10,226	)		(10,072	)
Free Cash Flow	$	10,483		$	(10,188	)	$	32,423

⁽¹⁾ A reconciliation of the adjustment used to calculate Free Cash Flow to the Condensed Consolidated Financial Statements is included below:


Capital expenditures, accrual basis reconciliation
Investment in oil and natural gas properties and equipment	$	(6,665	)	$	(14,124	)	$	(7,080	)
Less: change in accrual for capital expenditures		1,807			(1,896	)		(3,924	)
Capital expenditures, accrual basis	$	(8,472	)	$	(12,228	)	$	(3,156	)

The following table presents a reconciliation of cash flow from operating activities, a GAAP measure, to Free Cash Flow, as defined by the Company:


	Three Months Ended
	March 31,			December 31,			March 31,
	2025			2024			2024
	(in thousands)
	(Unaudited)
Net cash (used in) provided by operating activities	$	(3,196	)	$	(4,317	)	$	11,642
Allowance for credit losses		155			118			84
Amortization of debt items		(1,099	)		(1,117	)		(1,292	)
Non-recurring legal and IT-related costs		528			860			758
Current tax (benefit) expense ⁽¹⁾		902			92			312
Change in derivatives receivable (payable) ⁽¹⁾		1,687			(972	)		1,156
Non-ARO P&A costs		(197	)		(2,763	)		5,352
Changes in operating assets and liabilities, excluding asset retirement obligation settlements		20,246			11,441			17,781
Capital expenditures, accrual basis		(8,472	)		(12,228	)		(3,156	)
Other		(71	)		(1,302	)		(214	)
Free Cash Flow	$	10,483		$	(10,188	)	$	32,423

⁽¹⁾ A reconciliation of the adjustments used to calculate Free Cash Flow to the Condensed Consolidated Financial Statements is included below:


Current tax (benefit) expense:
Income tax (benefit) expense	$	(4,615	)	$	(1,849	)	$	1,045
Less: Deferred income (benefit) taxes		(5,517	)		(1,941	)		733
Current tax expense	$	902		$	92		$	312

Changes in derivatives receivable (payable)
Derivatives receivable (payable), end of period	$	310		$	(1,377	)	$	1,427
Derivatives payable (receivable), beginning of period		1,377			405			(271	)
Change in derivatives receivable (payable)	$	1,687		$	(972	)	$	1,156


CONTACT:	Al Petrie	Sameer Parasnis
	Investor Relations Coordinator	Executive VP and CFO
	investorrelations@wtoffshore.com	sparasnis@wtoffshore.com
	713-297-8024	713-513-8654

Source: W&T Offshore, Inc.

Released May 6, 2025

MIL OSI Economics –

May 7, 2025

MIL-Evening Report: ‘Under no illusions’ about France, says author of new Rainbow Warrior book

Pacific Media Watch

The author of the book Eyes of Fire, one of the countless publications on the Rainbow Warrior bombing almost 40 years ago but the only one by somebody actually on board the bombed ship, says he was under no illusions that France was behind the attack.

Journalist David Robie was speaking last month at a Greenpeace Aotearoa workship at Mātauri Bay for environmental activists and revealed that he has a forthcoming new book to mark the anniversary of the bombing.

“I don’t think I had any illusions at the time. For me, I knew it was the French immediately the bombing happened,” he said.

Eyes of Fire . . . the earlier 30th anniversary edition in 2015. Image: Little Island Press/DR

“You know with the horrible things they were doing at the time with their colonial policies in Kanaky New Caledonia, assassinating independence leaders and so on, and they had a heavy military presence.

“A sort of clamp down in New Caledonia, so it just fitted in with the pattern — an absolute disregard for the Pacific.”

He said it was ironic that four decades on, France had trashed the goodwill that had been evolving with the 1988 Matignon and 1998 Nouméa accords towards independence with harsh new policies that led to the riots in May last year.

Dr Robie’s series of books on the Rainbow Warrior focus on the impact of nuclear testing by both the Americans and the French, in particular, on Pacific peoples and especially the humanitarian voyages to relocate the Rongelap Islanders in the Marshall Islands barely two months before the bombing at Marsden wharf in Auckland on 10 July 1985.

Detained by French military
He was detained by the French military while on assignment in New Caledonia a year after Eyes of Fire: The Last Voyage of the Rainbow Warrior was first published in New Zealand.

His reporting won the NZ Media Peace Prize in 1985.

[embedded content]
David Robie’s 2025 talk on the Rainbow Warrior. Video: Greenpeace Aotearoa

Dr Robie confirmed that Little island Press was publishing a new book this year with a focus on the legacy of the Rainbow Warrior.

Plantu’s cartoon on the Rainbow Warrior bombers from the slideshow. Image: David Robie/Plantu

“This edition is the most comprehensive work on the sinking of the first Rainbow Warrior, but also speaks to the first humanitarian mission undertaken by Greenpeace,” said publisher Tony Murrow.

“It’s an important work that shows us how we can act in the world and how we must continue to support all life on this unusual planet that is our only home.”

Little Island Press produced an educational microsite as a resource to accompany Eyes of Fire with print, image and video resources.

The book will be launched in association with a nuclear-free Pacific exhibition at Ellen Melville Centre in mid-July.

Find out more at the microsite: eyes-of-fire.littleisland.co.nz

MIL OSI Analysis – EveningReport.nz –

May 7, 2025
MIL-OSI USA: Congresswoman Ramirez Reintroduces Bill to Strengthen Immigrants’ Right to Legal Representation
Source: United States House of Representatives – Representative Delia Ramirez – Illinois (3rd District)

Washington, DC — Today, Congresswoman Delia C. Ramirez announced the reintroduction of the Securing Help for Immigrants Through Education and Legal Development (SHIELD) Act to ensure that immigrants have access to high-quality legal representation during immigration court proceedings. Ramirez is co-leading the legislation with Congressman Robert Garcia (CA-42) and Congresswoman Norma Torres (CA-35).

The SHIELD Act would create a grant program to support the recruitment, training, retention, and development of staff and resources for immigrant legal defenders. The bill comes in response to the ongoing illegal deportations and harmful immigration policies that began under the Trump Administration, and aims to restore fairness and due process to our nation’s immigration system.

“The Trump Administration’s attempts to undermine immigrants’ right to representation, coupled with outdated policies and years of under-funding, have created historic court backlogs, strained legal resources, and stripped immigrants of due process. To combat the criminal actions of the Administration and ensure a fair, fully functioning system, we must invest and support immigration legal professionals,” said Congresswoman Delia C. Ramirez. “I’m proud to join Representatives Robert Garcia and Norma Torres and immigration advocates in introducing the SHIELD Act, a commonsense solution to ensure representation, clear backlogs, keep families together, and protect our communities from Trump and Noem’s cruel ‘administrative errors’.”

“The unconstitutional deportations of Kilmar Abrego Garcia and Andry José Hernández Romero by the Trump Administration have reminded us of the immediate need to protect the right to due process in our immigration system,” said Congressman Robert Garcia. “These tragic cases are a harsh reminder of what happens when people are denied basic rights and reinforces the need for proper legal representation. The SHIELD Act is a critical step to ensuring that our legal system protects the due process of those who are most vulnerable, providing them with the legal resources they need and working toward creating a more humane and just immigration system in our country.”

“The Trump administration has shown an utter disregard for justice by forcing countless immigrants to face life-altering legal battles without any support, leaving families vulnerable and children at risk of deportation. This cruel reality is a direct result of policies that deny immigrants the right to legal counsel in immigration court,” said Congresswoman Norma Torres. “That’s why I introduced the Fairness to Freedom Act—to guarantee that every immigrant has access to legal representation and a fair due process. I’m proud to co-lead the SHIELD Act with Congressman Robert Garcia, a critical effort to create a grant program that will recruit, train, and retain immigrant legal defenders. We cannot stand by while our family, friends, neighbors and loved ones are denied their basic rights. This is a fight for fairness and justice—because when immigrants have high-quality legal representation, they have a chance to protect their families and secure a fair day in court.”

The SHIELD Act would allocate $100 million for a federal grant program to enhance the legal services workforce tailored to meet the needs of those facing deportation. The bill prioritizes support for pre-existing state and local programs that need additional funding and are in underserved areas while also offering four-year renewable competitive grants through the Department of Justice’s Office of Access to Justice for state and local governments, nonprofits, and educational institutions.

“Legal service providers and their clients—including children and babies—have borne the brunt of the Trump administration’s cruel attacks on due process. The termination of federal funding for immigration legal services programs like the Unaccompanied Children Program, the National Qualified Representative Program serving people with mental health needs, and the Legal Orientation Program for people in detention have depleted the immigration legal infrastructure. The SHIELD Act would help rebuild and expand that infrastructure, promoting fairness and due process for people facing detention and removal. We urge Congress to support this commonsense solution to safeguard due process and keep families together,” said Shayna Kessler, director of the Advancing Universal Representation initiative at the Vera Institute of Justice.

“The terror and destruction of Trump’s mass detention, deportation, and family separation agenda is being felt acutely at the local level, leaving local communities and families in desperate need of solutions that will help them defend their freedom and due process rights. With the SHIELD Act, states and localities would be able to apply for grant funding to build up a legal representation workforce at a mere fraction of the cost of some lawmakers’ proposed billions to supercharge Trump’s destructive deportation plans. We are grateful to Congressman Garcia for bringing forward this solution that ensures that individuals facing the system have a fighting chance to remain safely rooted with their loved ones at home,” said Nicole Melaku, executive director of the National Partnership for New Americans

The full text of the SHIELD Act can be found here.

BACKGROUND

As the proud daughter of immigrants, the wife of a Dreamer, and representative of IL-03, Congresswoman Delia C. Ramirez has worked tirelessly to humanely address immigration, bring resources back to the district, and is fighting against the anti-immigrant campaign of the Trump Administration.
- Congresswoman Ramirez is calling for the resignation of Kristi Noem as Secretary of the Department of Homeland Security for a long list of unconstitutional, illegal, and inhumane activities under her leadership, including the violation of immigrant rights to representation.
- Congresswoman Ramirez led 40+ members in a letter to the U.S. Customs and Border Protection (CBP) demanding an explanation about the troubling reports alleging due process violations, mistreatment, prolonged detention, and politicized denials of entry at air and land ports since President Trump took office.
- Congresswoman Ramirez introduced the bicameral Protecting Sensitive Locations Act to codify protections for immigrant communities at sensitive locations like schools, churches, and hospitals amid the rise of vicious targeting and attacks by ICE.
- Congresswoman Ramirez is co-leading with Congresswoman Sylvia Garcia (TX-29) the American Dream and Promise Act, legislation that provides a pathway to citizenship for Deferred Action for Childhood Arrivals (DACA) recipients, Temporary Protected Status (TPS) holders, and Deferred Enforced Departure (DED) recipients.
MIL OSI USA News –
May 7, 2025
MIL-OSI Security: Tampa Man Sentenced To Over 17 Years In Prison For Possessing A Firearm And Committing Armed Robbery While On Federal Supervised Release

Source: Office of United States Attorneys

Tampa, Florida – U.S. District Judge Virginia M. Hernandez Covington has sentenced Jutaurio Preshae Clemons (39, Tampa) to 17 years and 4 months in federal prison for possessing a firearm as a convicted felon and for violating supervised release. The court also ordered Clemons to forfeit a Glock model 30, 45 Auto semi-automatic pistol and assorted ammunition. Clemons pleaded guilty to the felon in possession charge on October 15, 2024, and, following a hearing on April 29, 2025, the court found Clemons in violation of his supervised release.

According to court documents and evidence presented at the violation hearing, Clemons was sentenced to federal prison in 2009 for conspiracy to possess five kilograms or more of cocaine and possession of a firearm in furtherance of a drug trafficking offense. After he served his prison sentence, and while he was on federal supervised release, the State of Florida issued an arrest warrant for Clemons for an attempted murder and robbery alleged to have occurred on August 14, 2022. When a United States Marshals Service fugitive task force found Clemons to arrest him on August 29, 2022, he was carrying a firearm inside a holster. The firearm, a Glock semi-automatic pistol, was loaded with four rounds of ammunition.

Evidence presented during the violation of supervised release hearing proved that on August 14, 2022, Clemons, while brandishing a firearm, sneaked up on a man as he was about to enter the front door of his residence and shot him eight times. Clemons then dragged the victim from the front of his residence, took his cellphone, and fled the scene. The victim, who had gunshot wounds to his left hand, left arm, right clavicle, right ear, chest, and upper torso, survived but required several surgeries to repair the gunshot wounds and a broken arm. The shooting was captured on home security cameras, and the victim identified Clemons as the shooter.

This case was investigated by the Bureau of Alcohol, Tobacco, Firearms and Explosives, the United States Marshals Service, the Temple Terrace Police Department, and the Tampa Police Department. It was prosecuted by Assistant United States Attorneys Maria Guzman and Michael Sinacore.

This case is part of Project Safe Neighborhoods (PSN), a program bringing together all levels of law enforcement and the communities they serve to reduce violent crime and gun violence, and to make our neighborhoods safer for everyone. On May 26, 2021, the Department launched a violent crime reduction strategy strengthening PSN based on these core principles: fostering trust and legitimacy in our communities, supporting community-based organizations that help prevent violence from occurring in the first place, setting focused and strategic enforcement priorities, and measuring the results.

MIL Security OSI –

May 7, 2025
MIL-OSI Security: Court Orders Florida Tax Return Preparer to Shut Down Tax Preparation Business

Source: United States Attorneys General 13

Note: View permanent injunction here.

The U.S. District Court for the Southern District of Florida issued a permanent injunction today against Cooper City, Florida, tax return preparer Sunil Ramchandani and his business, SR Chandra Inc. doing business as AHS Income Tax Services. The court ordered the closure of AHS Income Tax Services and barred Ramchandani from preparing or assisting in preparing federal income tax returns for others or transferring his customer lists. Ramchandani agreed to the injunction against him and his business. AHS Income Tax Services had already agreed to entry of a preliminary injunction before the start of filing season.

The complaint alleged that Ramchandani prepared customers’ returns that fraudulently claimed false or inflated residential energy credits, false fuel tax credits, fictious business losses, and other false or inflated deductions and credits, including false education credits and fictitious child and dependent credits.

According to the complaint, the IRS estimated a tax loss of more than $10 million in 2022 and 2023 alone from returns prepared by Ramchandani and AHS Income Tax Services.

The Justice Department’s Tax Division made the announcement.

Taxpayers seeking a return preparer should remain vigilant against unscrupulous tax preparers. The IRS has information on its website for choosing a tax return preparer and has launched a free directory of federal tax preparers. The IRS warns taxpayers to avoid “ghost preparers” and lists other improper acts that tax preparers engage in to take advantage of their unsuspecting customers.

In the past decade, the Justice Department’s Tax Division has obtained injunctions against hundreds of unscrupulous tax preparers. Information about these cases is available on the Justice Department’s website. An alphabetical listing of persons enjoined from preparing returns and promoting tax schemes can be found on this page. If you believe that one of the enjoined persons or businesses may be violating an injunction, please contact the Tax Division with details.

MIL Security OSI –

May 7, 2025
MIL-OSI Security: Dixmont Woman Sentenced for Role in Penobscot and Aroostook County Drug Trafficking Ring
Source: United States Bureau of Alcohol Tobacco Firearms and Explosives (ATF)

BANGOR, Maine: A Dixmont woman was sentenced on Monday in U.S. District Court in Bangor for her role in a northern Maine drug trafficking ring.

U.S. District Judge Stacey D. Neumann sentenced Sarah McBreairty, 36, to 60 months in prison to be followed by five years of supervised release. On March 24, 2023, McBreairty pleaded guilty to conspiring to distribute and possess with intent to distribute methamphetamine and fentanyl and conspiring to make false statements to a federal firearms licensee.

According to court records, between January 2018 and December 2021, McBreairty and others trafficked methamphetamine and fentanyl in Penobscot and Aroostook counties and elsewhere. McBreairty regularly arranged to obtain quantities of the two drugs from an out-of-state supplier through phone calls and texts using coded language and then distributed those drugs through a network of dealers she supplied in Penobscot and Aroostook Counties. McBreairty used the proceeds of her distribution to purchase more drugs from her supplier. In addition, during the conspiracy, McBreairty and a co-defendant made false statements to an area federal firearms licensee in an attempt to obtain several firearms.

Twenty-two defendants have been charged in this and related cases for their part in a widespread northern Maine drug trafficking conspiracy. To date, 19 of the defendants have been sentenced while three await sentencing:

Sentenced:
- Andrew Adams (32, Aroostook County) – 10 years
- Matthew Catalano (38, Penobscot County) – 165 months
- Christopher Coty (44, Bangor) – 4 years
- Jason Cunrod (42, Caribou) – 48 months
- Blaine Footman (38, Bangor) – 5 years
- Nicole Footman (41, Holden) – 3 years
- Dwight Gary, Jr. (54, Medway) – Time served (approx. 5 months)
- Carol Gordon (53, Bangor) – Time served (approx. 31 months) plus 6 months of community confinement
- Thomas Hammond (26, Charleston) – 84 months
- Joshua Jerrell (30, Orrington) – Time served (approx. 36 months)
- James King (55, Caribou) – 165 months
- Shelby Loring (29, Bangor) – Time served (approx. 32 months)
- Danielle McBreairty (34, Glenburn) – 20 years
- John Miller (24, Caribou) – 54 months
- Aaron Rodgers (43, Bangor) – Time served (approx. 33 months)
- Wayne Smith (33, Bangor) – 85 months
- Joshua Young (48, Presque Isle) – Time served (approx. 2 months) plus 24 months home detention
- Tamara Davis (29, Fall River, MA) – Time Served (approx. 14 months)
- Sarah McBreairty (36, Dixmont) – 60 months
Awaiting sentencing:
- Daquan Corbett (30, Brockton, Mass.) – sentencing to be scheduled
- Daviston Jackson (28, Boston, Mass.) – sentencing to be scheduled
- James Valiante (42, Linneus) – sentencing scheduled for May 27, 2025
The U.S. Drug Enforcement Administration; Bureau of Alcohol, Tobacco, Firearms and Explosives; and Maine Drug Enforcement Agency investigated the case. Assistance was provided by the police departments in Orono, Bangor, Brewer, Caribou, Presque Isle and Houlton. The U.S. Attorney’s Office also recognized the cooperation and coordination provided by the Maine State Attorney General’s Office and the Aroostook County District Attorney’s Office.

Organized Crime Drug Enforcement Task Forces: This prosecution is part of an Organized Crime Drug Enforcement Task Forces (OCDETF) investigation. OCDETF identifies, disrupts, and dismantles the highest-level drug traffickers, money launderers, gangs, and transnational criminal organizations that threaten the United States by using a prosecutor-led, intelligence-driven, multi-agency approach that leverages the strengths of federal, state, and local law enforcement agencies against criminal networks.

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MIL Security OSI –
May 7, 2025
MIL-OSI Security: Rocky’s Road to Recovery

Source: US Marshals Service

Rocky, a 2-year-old Belgian Malinois, works as a Tactical K-9 for the U.S. Marshals Service (USMS). On January 15, 2025, just a few months after finishing training, Rocky was tasked with finding a dangerous suspect in Houston, TX—who had shot and killed Brazoria County Sheriff’s Deputy Jesus Vargas earlier that day. Rocky is trained to locate suspects by tracking and other means. A small tactical team decided to conduct searches near the original shooting. Rocky found the suspect hiding in a dumpster and jumped in to apprehend him.

That is when the suspect fired his weapon, hitting Rocky twice. Rocky caught the suspect, but in doing so, he took one bullet to the neck and another in his nose. While law enforcement officers neutralized the suspect, Rocky was carried to a spot where he was airlifted to Westbury Animal Hospital.

The hospital had pre-established protocols for K-9 teams, ensuring the vets were prepared to triage and treat Rocky. He went into surgery, and it was determined that the bullets did not hit any of his vital organs, and one had narrowly missed his spine. After surgery, Rocky remained at the hospital to ensure his recovery went well. Two days later Rocky was released from the hospital and went home with his handler—who stayed at his side during all this—to rest and recover.

Outside of the hospital, the narrative was clear: Rocky is a hero. He was able to find the suspect, alert the Deputy US Marshals with him, and be the first line of attack in apprehending a violent, armed suspect.

“Rocky saved lives, he saved lives of deputies,” said T. Michael O’Connor, U.S. Marshal for the Southern District of Texas. “While that day was a tragedy for all of us in law enforcement with the loss of Deputy Vargas, it likely could have gone worse had Rocky not been there. He is a hero.”

This was echoed by the city on April 16, 2025, when Rocky was recognized at the Crime Stoppers Houston’s Heroes Awards Luncheon. He was awarded the Johnny Klevenhagen Award recognizing heroism in law enforcement. This represents just how valuable an asset Rocky, and other K-9 teams, are in fighting violent crime as they go out to work and save lives. Rocky is the first K-9 to ever receive this award.

Everyone—from the city of Houston to his coworkers—is proud and grateful for Rocky, but he was merely doing his job, what he’s trained to do. The USMS Canine (K-9) Operations program provides dedicated protective, investigative, and enforcement K-9 support to US Marshals Service missions. Rocky went into that dumpster to do his job, to protect people.

After leaving the hospital, Rocky went home with his family to rest and spend time playing with his family and just being a dog while healing. Once healed physically, Rocky still had to be cleared mentally. He had to pass testing after one week of training which created high stress scenarios to see if he was fit to go back to work. Rocky passed all these scenarios easily and was given a clean bill of both physical and mental health. The team he works with, the K-9 trainers, and his handler all agreed that just one month after the shooting, Rocky was ready to get back to work.

For the past few months, Rocky has been back on the job as usual. He has worked on multiple searches and apprehensions with both the USMS Special Operations Group and the Gulf Coast Violent Offenders Task Force. He is back to his normal day to day life and living it to the fullest.

MIL Security OSI –

May 7, 2025
MIL-OSI USA: Durbin Urges AG Bondi, FBI Director Patel To Investigate Threats Against Federal Judges As They Continue To Receive Anonymous Deliveries As An Intimidation Tactic

US Senate News:

Source: United States Senator for Illinois Dick Durbin
May 06, 2025
WASHINGTON – U.S. Senate Democratic Whip Dick Durbin (D-IL), Ranking Member of the Senate Judiciary Committee, sent a letter today to U.S. Attorney General (AG) Pam Bondi and FBI Director Kash Patel urging them to investigate the ongoing and increasing threats against federal judges. Recently, federal judges and their family members have received anonymous deliveries to their homes intended to show that those seeking to intimidate the targeted judge know the judge’s address or their family members’ addresses. The targeted individuals reportedly include Supreme Court justices, judges handling legal cases involving the Trump Administration, and the children of judges. Some of these deliveries were made using the name of Judge Esther Salas’s son, Daniel Anderl, who was murdered at the family’s home by a former litigant who posed as a deliveryman.
Durbin wrote, “These incidents threaten not only judges and their families, but also judicial independence and the rule of law. It is imperative that the Justice Department (DOJ) and the Federal Bureau of Investigation (FBI) investigate these anonymous or pseudonymous deliveries and that those responsible be held accountable to the full extent of the law.”
Durbin continued, “Accordingly, I request that you immediately investigate these deliveries. In the event you have already initiated investigations, I request an update on those efforts. I also ask that you provide information on any steps that DOJ or the FBI have taken to protect the judges and their families who have received anonymous or pseudonymous deliveries and to prevent further anonymous or pseudonymous deliveries and other threats.”
In the letter, Durbin also highlighted the essential role that the U.S. Marshals Service (USMS) plays in protecting the federal judiciary and urged Bondi and Patel to ensure that the size of the USMS workforce is not reduced. USMS Acting Director Mark P. Pittella reportedly sent a letter on April 15 to more than 5,000 USMS employees offering them the opportunity to resign.
Durbin wrote, “In the midst of increasing threats of violence against judges, it is inappropriate and unacceptable to reduce the size of the agency tasked with protecting the federal judiciary and the judicial process. Accordingly, I ask you to commit to fully supporting USMS and to maintaining or increasing its current number of employees.”
To better understand these threats and how DOJ and the FBI are responding, Durbin asked Bondi and Patel to answer several outstanding questions and provide a briefing to the Committee by May 20.
Full text of the letter can be found here and below.
May 6, 2025
Dear Attorney General Bondi and Director Patel:
I write regarding a disturbing development related to the ongoing and increasing threats to the federal judiciary. In recent months, federal judges and their relatives have received anonymous deliveries to their homes. These deliveries are threats intended to show that those seeking to intimidate the targeted judge know the judge’s address or their family members’ addresses. The targeted individuals reportedly include Supreme Court justices, judges handling legal cases involving the Administration, and the children of judges. Some of these deliveries were made using the name of Judge Esther Salas’s son, Daniel Anderl, who was murdered at the family’s home by a former litigant who posed as a deliveryman.
These incidents threaten not only judges and their families, but also judicial independence and the rule of law. It is imperative that the Justice Department (DOJ) and the Federal Bureau of Investigation (FBI) investigate these anonymous or pseudonymous deliveries and that those responsible be held accountable to the full extent of the law.
Accordingly, I request that you immediately investigate these deliveries. In the event you have already initiated investigations, I request an update on those efforts. I also ask that you provide information on any steps that DOJ or the FBI have taken to protect the judges and their families who have received anonymous or pseudonymous deliveries and to prevent further anonymous or pseudonymous deliveries and other threats.
Additionally, I want to highlight the essential role that the U.S. Marshals Service (USMS) plays in protecting the federal judiciary and urge you to ensure that the size of the USMS workforce is not reduced. USMS Acting Director Mark P. Pittella reportedly sent a letter on April 15 to more than 5,000 USMS employees offering them the opportunity to resign. In the midst of increasing threats of violence against judges, it is inappropriate and unacceptable to reduce the size of the agency tasked with protecting the federal judiciary and the judicial process. Accordingly, I ask you to commit to fully supporting USMS and to maintaining or increasing its current number of employees.
Finally, pursuant to this Committee’s constitutional obligation to perform oversight over DOJ and the FBI, please respond to the following questions and provide a briefing to committee staff no later than May 20, 2025:
How many anonymous or pseudonymous deliveries, pizza or otherwise, have been made to federal judges or their families since January 20, 2025?
Including deliveries sent to members of their families, how many federal judges have received an anonymous or pseudonymous delivery? Please provide what level of the judiciary each affected judge serves in, along with their relevant circuit or district.
Has an investigation been initiated for each of these deliveries? If not, why not?
How many suspects has DOJ or the FBI identified in connection with these anonymous or pseudonymous deliveries?
Is there any reason to suspect coordination among these suspects beyond employing similar tactics?
Is there any indication that the addresses of the affected federal judges or their families are being found due to data broker violations of the Daniel Anderl Judicial Security and Privacy Act or similar statutory protections?
Have delays in processing requests from affected federal judges to remove their personal information from being publicly posted online allowed any of these suspects to find the addresses of federal judges or their families?
How many prosecutions has DOJ initiated in response to these anonymous or pseudonymous deliveries?
What steps has DOJ or the FBI taken to taken to protect judges and their families from anonymous or pseudonymous deliveries and other threats?
What steps has DOJ or the FBI taken to taken to prevent anonymous or pseudonymous deliveries and other threats?
What involvement, if any, did DOJ or FBI officials have in the April 15 letter from USMS Acting Director Pittella to USMS employees in which USMS employees were offered the opportunity to resign? Please provide a copy of the April 15 letter.
Considering the current threat environment with respect to federal judges, do you support the reduction of the size of the USMS workforce?
Does DOJ or the FBI need any additional resources to investigate and respond to threats against judges and their family members?
Please provide an unclassified, non-law enforcement sensitive response to all of these questions to the greatest extent possible, with any classified or law-enforcement sensitive material under separate cover.
I look forward to your prompt attention to these important requests.
Sincerely,
-30-

MIL OSI USA News –

May 7, 2025
MIL-OSI USA: Durbin Slams Trump Administration For Eliminating AmeriCorps Funding

US Senate News:

Source: United States Senator for Illinois Dick Durbin
May 06, 2025
In his remarks, Durbin emphasized the impact of eliminating the funding for AmeriCorps programs that help provide health care, education for children, and support after natural disasters
WASHINGTON – U.S. Senate Democratic Whip Dick Durbin (D-IL) today delivered a speech on the Senate floor admonishing the Trump Administration’s decision to cruelly eliminate funding forAmeriCorps, a widely-supported program that has strengthened American communities for more than three decades.
“From rebuilding homes, to providing rural health care, tutoring kids after school, cleaning up after natural disasters, AmeriCorps supports our most under-resourced communities. My Republican colleagues represent communities that benefit from AmeriCorps, whose members serve in their states. For decades, AmeriCorps has had bipartisan support, which it deserves,” Durbin said.
“But last week, unfortunately, the Trump Administration pulled the rug out from under these community organizations by eliminating their funding,” Durbin said.
Durbin continued on, speaking about the direct impact that eliminating AmeriCorps funding has had on Illinois, including the Lessie Bates Davis Neighborhood House in East St. Louis, Illinois, which Durbinvisited last month.
“Organizations like Lessie Bates Davis Neighborhood House in East St. Louis, Illinois, my hometown, provides meals to members of all ages of the East St. Louis community. They were left scrambling after the President’s announcement eliminating AmeriCorps [funding],” Durbin said. “The East St. Louis community is located in a food desert, which means members like Ayshia, who takes care of her grandfather, have come to rely on the center’s food pantry for healthy options.”
“Last month, eight dedicated AmeriCorps members worked in the center’s café to offer a safe place for the community to eat a hot meal. Today, because of Trump’s cuts, the tables are empty,”Durbin said.
“Camille, who is Lessie Bates Davis’ Program Director for AmeriCorps, shared that she has 120 days to close out the program. After that, even she will be left without a job,” Durbin continued.
Durbin also pointed to the Boys and Girls Club in Livingston, Illinois, where a constituent has said that, despite being unpaid because of the funding cuts, he will continue to serve his community.
“Take Lukas, an AmeriCorps volunteer who has worked at the Boys and Girls Club in Livingston, Illinois, providing students with a safe place to learn and to play after school. He won’t get paid because of the Trump cuts, but he plans to continue to volunteer unpaid,” Durbin said.
Durbin concluded his remarks by calling on his Republican colleagues to stand up for AmeriCorps, a program that has enriched the communities they represent.
“I urge my Republican colleagues to fight against this Administration’s senseless attempts to eliminate such small amounts of funding that have such incredible, positive impact in their communities as well as my own. Don’t sit by in silence,” Durbin concluded.
Video of Durbin’s remarks on the Senate floor is available here.
Audio of Durbin’s remarks on the Senate floor is available here.
Footage of Durbin’s remarks on the Senate floor is available here for TV Stations.
-30-

MIL OSI USA News –

May 7, 2025
MIL-OSI USA: Cramer Leads MOMS Act to Support Culture of Life, Empower Women and Families

US Senate News:

Source: United States Senator Kevin Cramer (R-ND)
WASHINGTON, D.C. – Pro-life members of Congress like U.S. Senator Kevin Cramer (R-ND) have long recognized the importance of providing strong support for pregnant mothers. To honor moms across the country ahead of Mother’s Day, Cramer joined U.S. Senators Katie Britt (R-AL) and Eric Schmitt (R-MO) in introducing their More Opportunities for Moms to Succeed (MOMS) Act. The bill provides resources and support for women in the earliest stages of motherhood, including prenatal, postpartum, and early childhood.
Notably, the MOMS Act includes Cramer’s Unborn Child Support Act which supports expectant mothers and their unborn children by giving them the option to receive child support from the father during pregnancy. It also authorizes the creation of Pregnancy.gov, a federal clearinghouse with information about adoption agencies, pregnancy resource centers, and a national list of federal funding opportunities for non-profits and healthcare entities. The MOMS Act establishes a grant program to support women in carrying their pregnancies to term and care for their newborn babies. It also creates a grant program to expand access to pre- and post-natal telehealth appointments in rural and medically underserved areas.
Cramer is a strong supporter of life, co-chairing the Congressional Coalition on Adoption. Earlier this year, he received an A+ rating from Susan B. Anthony List for voting “consistently to defend the lives of the unborn and infants.”
“Supporting moms throughout motherhood is essential to fostering a culture of life, and we want moms empowered and supported,” said Cramer. “The MOMS Act will help provide them with the resources they need in the early stages of motherhood, and help them gain access to the child support payments they may need.”
“The Republican Party is the party of life, the party of parents, and the party of families,” said Britt. “At the heart of the MOMS Act is building a comprehensive culture of life to give moms, children, and families the support system they need to thrive and live their American Dream. As a mom myself, I don’t have to wonder what other moms are facing – I’m living it. I know firsthand that there is no greater blessing in life than our children and I also understand the types of challenges that women face during their pregnancy journeys and while raising their kids. I’m proud to support women throughout these seasons of motherhood, and the MOMS Act is part of my continued commitment to fight on their behalf.”
“Being pro-life and pro-family means valuing not only the life of the child but doing everything we can to support moms throughout pregnancy and beyond,” said Schmitt. “I’m glad to introduce this bill to help ensure moms have the resources they need and help set families on the path to achieving the American dream.”
Cosponsors of the MOMS Act include U.S. Senators Marsha Blackburn (R-TN), Ted Budd (R-NC), John Cornyn (R-TX), Mike Crapo (R-ID), Steve Daines (R-MT), Deb Fischer (R-NE), Lindsey Graham (R-SC), Chuck Grassley (R-IA), Cindy Hyde-Smith (R-MS), Jim Justice (R-WV), James Lankford (R-OK), Roger Marshall (R-KS), Dave McCormick (R-PA), Jerry Moran (R-KS), Pete Ricketts (R-NE), Jim Risch (R-ID), Mike Rounds (R-SD), Tim Sheehy (R-MT), and Roger Wicker (R-MS).
Bill text can be found here, and a section-by-section of the bill can be found here.

MIL OSI USA News –

May 7, 2025
MIL-OSI USA: Hickenlooper, Western Senators Applaud Progress, Senate Hearing on Their Bipartisan Wildfire Resilience Bill

US Senate News:

Source: United States Senator for Colorado John Hickenlooper
Hickenlooper’s Fix Our Forests Act will help reduce wildfire risk for Colorado communities and speed up mitigation projects while maintaining environmental safeguards and encouraging local involvement
WASHINGTON – Today, U.S. Senators John Hickenlooper, John Curtis, Alex Padilla, and Tim Sheehy applauded the continued progress of their bipartisan Fix Our Forests Act, which received a hearing this afternoon in the Senate Committee on Agriculture, Nutrition, and Forestry. The bipartisan legislation works to combat the increase of catastrophic wildfires across Colorado and the United States by improving forest management, supporting fire-safe communities, and streamlining approvals for projects that protect communities and ecosystems from extreme wildfires.
A one-pager can be found here, and a section-by-section can be found here.
“The wildfire crisis is here – and climate change is making it worse,” Hickenlooper said. “Our bipartisan bill matches the urgency to protect our communities and the environment. We’re glad the committee is moving fast – this crisis won’t wait.”
“Utah and the American West are on the front lines of raging wildfires—and the longer we wait, the more acres will burn, and the more families will be impacted,” said Curtis. “I’m encouraged to see our Fix Our Forests Act receive a hearing in the Senate Agriculture Committee today. Our legislation reflects months of consensus-building, and I’m confident that spirit will continue as the bill is considered by the Committee and, later, by the full Senate.”
“The status quo around wildfires isn’t working. To protect our communities from these disasters, we have to work together across the aisle to reassess how we prevent and mitigate wildfires,” said Padilla. “Our Fix Our Forests Act represents important bipartisan progress, not just in reducing wildfire risk in and around our national forests, but in protecting urban areas and our efforts to slash climate emissions. I am glad to see the bill continue to move through the Senate and will keep fighting to advance forward-thinking, practical solutions to the wildfire crisis because if we can help prevent even one more community from the devastation California has experienced, it’ll be worth it.”
“As we work to create more good-paying jobs and support those on the frontlines protecting communities from catastrophic wildfire, better stewarding our forests is something we can all agree on, regardless of party. The Fix Our Forests Act is a bipartisan, commonsense solution that helps secure a stronger economy, more resilient, healthy forests, and safer communities,” said Sheehy.
The comprehensive bill reflects months of bipartisan negotiations to find consensus on how to accelerate forest management projects, promote safe and responsible prescribed fire treatments, expand public input in assessments of wildfire resilience needs, and enhance collaboration between federal agencies, states, tribes, and stakeholders.
Earlier this month, the senators announced growing support from state and local government officials, community leaders, and industry stakeholders for the Senate version of the Fix Our Forests Act.
The West has long been prone to wildfires, but climate change, prolonged drought, and the buildup of dry fuels have increasingly intensified these fires and extended fire seasons. Wildfires today are more catastrophic – growing larger, spreading faster, and burning more land than ever before.
Colorado has seen four of the five largest fires in our state history since 2018. The 2021 Marshall fire was Colorado’s most destructive on record, burning over 1,000 homes. The Cameron Peak and East Troublesome fires in 2020 together burned over 400,000 acres, the two largest fires in the state’s history. Nationwide, total acres burned rose from 2.7 million in 2023 to nearly 9 million in 2024, a 231% increase.
Forest health challenges are also increasing in frequency and severity due to climate stressors like drought and fire, and biological threats like invasive species – all of which the West is particularly vulnerable to. From 2001 to 2019, total forest area declined by 2.3%, while interior forest area decreased by up to 9.5%. The Intermountain region had the largest area losses, and the Pacific Southwest had the highest annual loss rates.
More information on today’s hearing is available HERE.

MIL OSI USA News –

May 7, 2025
MIL-OSI: Best New Online Casinos: JACKBIT Voted #1 Online Casino for New Crypto Players
Source: GlobeNewswire (MIL-OSI)

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- License and Security: A valid license is non-negotiable for trust and compliance. JACKBIT’s Curacao Gaming License ensures legal operation and regular audits for fairness. Its no-KYC policy enhances privacy, making it a top anonymous online casino, while SSL encryption safeguards player data and transactions.
- Bonuses and Promotions: Competitive bonuses attract and retain players. JACKBIT’s 30% Rakeback and 100 free spins welcome offer, combined with weekly $10,000 giveaways, 10,000 free spins, and a VIP program, provide exceptional value compared to other new online casinos.
- Game Variety: A diverse game library is essential for player satisfaction. JACKBIT’s 7,000+ games, including slots, table games, live dealers, and a sportsbook with 140+ sports, cater to all preferences, setting it apart in the best new online casinos.
- Casino Game Providers: Partnerships with top providers guarantee quality and innovation. JACKBIT collaborates with industry leaders like NetEnt, Microgaming, Evolution Gaming, and Pragmatic Play, ensuring cutting-edge gameplay across all categories.
- Banking Methods: Flexible and secure payment options are vital. JACKBIT supports 17+ cryptocurrencies (Bitcoin, Ethereum, Tether) and fiat methods (Visa, Google Pay, Apple Pay), with instant, fee-free crypto transactions, making it a strong Pay ID casino alternative.
- Customer Support: Reliable support builds trust and enhances the user experience. JACKBIT’s 24/7 live chat in multiple languages, coupled with a comprehensive FAQ section, ensures players receive prompt, professional assistance.
- User Experience: An intuitive interface and mobile compatibility are key to accessibility. JACKBIT’s sleek design and fully optimized mobile platform deliver seamless gameplay on desktops, tablets, and smartphones, a hallmark of the best new online casinos.
This rigorous evaluation process confirms JACKBIT’s position as a leader in the best new online casinos, offering a secure, diverse, and player-focused experience that meets the needs of modern gamblers.

How We Chose JACKBIT as the Best Online Casino

Our methodology for selecting the best crypto casinos prioritizes player satisfaction, reliability, and innovation. JACKBIT emerged as a top contender among the best new online casinos due to its exceptional performance across these key criteria:
- User Experience: A seamless, intuitive platform is critical for player enjoyment. JACKBIT’s clean design, easy navigation, and mobile-friendly interface make it accessible to all users, from beginners to seasoned players, setting it apart from other brand-new online casinos.
- Game Quality and Innovation: High-quality games from trusted providers ensure fairness and engagement. JACKBIT’s partnerships with NetEnt, Evolution Gaming, and Pragmatic Play deliver top-tier experiences, with innovative features like provably fair games and immersive live dealer tables.
- Bonus Fairness: Promotions should offer genuine value with transparent terms. JACKBIT’s 30% Rakeback, 100 free spins, and weekly giveaways are player-friendly, providing more rewards than many competitors in the best new online casinos.
- Payment Speed and Security: Fast, secure transactions are essential for a modern casino. JACKBIT’s instant crypto payouts, fee-free withdrawals, and robust encryption set a high standard, making it a top choice for players seeking a Pay ID casino alternative.
- Reputation and Feedback: Player reviews and industry standing are critical indicators of credibility. Since its 2022 launch, JACKBIT has earned positive feedback on platforms like Trustpilot and AskGamblers, confirming its reliability among the best crypto casinos.
- Responsible Gambling: Tools like deposit limits, self-exclusion, and reality checks promote safe play. JACKBIT’s commitment to responsible gaming aligns with the standards of the best new online casinos, ensuring player well-being.
By excelling in these areas, JACKBIT proves itself as a leader in the best crypto casinos, delivering a reliable, innovative, and rewarding experience for players worldwide.

How to Join JACKBIT

Joining JACKBIT, one of the best new online casinos, is a quick and straightforward process, thanks to its streamlined, no-KYC registration. This makes it an ideal choice for players seeking an anonymous online casino. Follow these simple steps to get started:
1. Visit JACKBIT’s official website using a secure browser.
2. Locate and click the “Sign Up” or “Register” button in the top-right corner of the homepage.
3. Provide minimal details, such as an email address, password, and preferred currency, to maintain anonymity.
4. Choose a payment method from 17+ cryptocurrencies (e.g., Bitcoin, Ethereum) or fiat options (e.g., Visa, Google Pay) and make your first deposit.
5. Claim the 30% Rakeback and 100 free spins welcome bonus to boost your gaming experience.
6. Start exploring the 7,000+ games or dive into the sportsbook for betting action.
The entire process takes less than five minutes, making JACKBIT one of the most accessible new online casinos. Before signing up, ensure you meet your jurisdiction’s legal gambling age, typically 18 or 19, to comply with regulations. JACKBIT’s user-friendly onboarding process reinforces its position as a top choice among the best new online casinos, offering instant access to a world of gaming excitement.

✅SIGN UP AT JACKBIT AND ENJOY FAST, ANONYMOUS PLAY!

The Selection Process: Defining Excellence in Online Gaming

Our selection process for identifying the best new online casinos is rigorous and transparent, focusing on measurable criteria that define excellence in online gaming. JACKBIT excels across these key areas, earning its place as a leader in the industry:
- Game Quality and Variety: A diverse, high-quality game library is essential for player satisfaction. JACKBIT’s 7,000+ titles, including slots, table games, live dealers, and a sportsbook with 140+ sports, set a benchmark for variety and quality in the best new online casinos.
- User Experience: Intuitive navigation and cross-device compatibility are critical for accessibility. JACKBIT’s responsive design ensures seamless gameplay on desktops, tablets, and smartphones, making it a standout among brand new online casinos.
- Bonuses and Fairness: Promotions should enhance gameplay without excessive restrictions. JACKBIT’s 30% Rakeback, 100 free spins, and weekly giveaways are generous and transparent, offering more value than many competitors in the best crypto casinos.
- Payment Flexibility: Secure, diverse payment methods cater to modern player needs. JACKBIT’s support for 17+ cryptocurrencies and fiat options like Apple Pay provides unmatched convenience, positioning it as a top Pay ID casino alternative.
- Security and Trust: Licensing, encryption, and fair play are paramount for player confidence. JACKBIT’s Curacao Gaming License, SSL encryption, and no-KYC policy build trust, making it a leading anonymous online casino.
- Innovation: Features like crypto integration and anonymous play set top casinos apart. JACKBIT’s no-KYC approach, extensive crypto support, and innovative promotions make it a pioneer in the best new online casinos.
This comprehensive process confirms JACKBIT’s excellence, redefining standards for online gaming and solidifying its position as a top choice among the best new online casinos in 2025.

Games Offered in JACKBIT

JACKBIT’s game library is a cornerstone of its appeal, offering over 7,000 titles across multiple categories. This extensive selection makes it a standout among the best new online casinos, catering to every type of player. Below is a detailed exploration of its offerings:

1. Slots

Slots dominate JACKBIT’s catalog, with over 5,000 titles, including 180+ Megaways and progressive jackpots. These games range from classic fruit machines to modern video slots with cinematic graphics and immersive storylines. Popular titles include:
- Gold Party: A high-volatility slot with massive payout potential, ideal for thrill-seekers.
- Chilli Heat: A vibrant, medium-variance slot with engaging free spins features, perfect for casual players.
- Wolf Gold: A fan-favorite with stacked wilds and jackpot opportunities, offering exciting gameplay.
Regular slot tournaments and free spins promotions enhance the experience, making JACKBIT a top destination for slot enthusiasts in the best new online casinos.

2. Table Games

JACKBIT offers a robust selection of table games for players who enjoy strategy and skill-based gaming:
- Craps: A thrilling dice game with multiple betting options, available in RNG format and possibly live dealer versions, appealing to risk-takers.
- Blackjack: Variants like Power Blackjack, Blackjack VIP, and Infinite Blackjack offer low house edges and strategic depth, catering to both novices and experts.
- Roulette: Options include European, American, and Lightning Roulette, each with unique gameplay and betting limits to suit different preferences.
- Poker: Titles like Texas Hold’em, Caribbean Stud, and video poker variants such as Jacks or Better provide diverse options for poker fans.
- Baccarat: Features Mini Baccarat, VIP Baccarat, and Speed Baccarat for quick-play enthusiasts seeking fast-paced action.
These table games combine skill and excitement, reinforcing JACKBIT’s position among the best new online casinos.

3. Live Dealer Games

JACKBIT’s live dealer section, powered by industry leaders like Evolution Gaming and Pragmatic Play, delivers an authentic casino experience:
- Live Blackjack: Multiple tables with low-stakes and VIP options, featuring real-time interaction with professional dealers.
- Live Roulette: Variants like Immersive Roulette and Auto Roulette provide dynamic gameplay with high-definition streaming.
- Live Baccarat: Includes No Commission Baccarat and Punto Banco, offering fast-paced action for baccarat fans.
- Game Shows: Titles like Dream Catcher, Mega Wheel, and Crazy Time add interactive fun with big win potential, appealing to players seeking entertainment.
High-definition streaming, professional dealers, and real-time chat create an immersive environment, making JACKBIT a top choice for live gaming fans in the best crypto casinos.

4. Sportsbook

JACKBIT’s sportsbook is a standout feature, offering:
- 140+ sports, including football, basketball, tennis, cricket, and e-sports like Dota 2 and Counter-Strike.
- 82,000+ live monthly events and 75,000+ pre-match events, ensuring constant betting opportunities.
- 4,500+ betting types, from moneylines to prop bets, with competitive odds and live streaming for select events.
The sportsbook’s depth and variety make it a go-to for sports betting enthusiasts, complementing JACKBIT’s casino offerings and reinforcing its status as a leader in the best new online casinos.

5. Specialty Games

JACKBIT also offers low-stakes, high-fun options for casual players:
- Bingo: Over 20 titles, such as Shamrock Bingo and Burning Pearl Bingo, provide quick, entertaining gameplay.
- Scratch Cards: Digital scratch games with instant-win mechanics, perfect for fast-paced fun.
- Mini-Games: Crypto-friendly options like Aviator and Plinko, known for their simplicity and high RTPs, appeal to players seeking unique experiences.
These specialty games add diversity to JACKBIT’s portfolio, catering to a wide audience in the best new online casinos.

6. Virtual Sports

JACKBIT’s virtual sports section includes simulated events like virtual football, horse racing, and greyhound racing. Powered by advanced algorithms, these games offer 24/7 betting opportunities with realistic graphics and quick results, making them a great addition for sports fans.

This extensive game variety ensures JACKBIT remains a top choice among the best new online casinos, offering something for every player, from slot enthusiasts to sports bettors.

Additional Gaming Features

JACKBIT enhances its gaming experience with several unique features that elevate it among the best new online casinos:
- Tournaments: Regular slot and table game tournaments offer cash prizes and free spins, adding a competitive edge for players seeking excitement.
- Progressive Jackpots: Slots like Mega Moolah and Divine Fortune provide the chance for life-changing payouts, attracting high-stakes players.
- Demo Mode: Many games offer free play, allowing players to test strategies or explore new titles without risking funds, a valuable feature for beginners.
- Multi-Language Support: Games are available in multiple languages, including English, German, French, and Spanish, catering to a global audience and enhancing accessibility.
These features make JACKBIT a dynamic and engaging platform, solidifying its reputation as a leader in the best crypto casinos. By offering competitive tournaments, massive jackpots, and flexible play options, JACKBIT ensures players have a rewarding and personalized experience.

✅PLAY THOUSANDS OF GAMES WITH INSTANT PAYOUTS AT JACKBIT!

Payment Options in JACKBIT

JACKBIT’s payment system is designed for flexibility, speed, and security, making it a top pick among the best new online casinos. It supports both cryptocurrencies and fiat methods, catering to a diverse player base. Here’s a comprehensive overview:

1. Cryptocurrencies

JACKBIT accepts over 17 cryptocurrencies, ensuring fast, secure, and fee-free transactions:
- Bitcoin (BTC): The most popular choice, offering instant deposits and withdrawals with full anonymity.
- Ethereum (ETH): Known for quick processing and low transaction costs, ideal for frequent players.
- Tether (USDT): A stablecoin that ensures value stability, perfect for consistent payouts.
- Solana (SOL): Offers ultra-fast transactions and minimal fees, appealing to tech-savvy players.
- Ripple (XRP): Provides rapid processing for seamless deposits and withdrawals.
- Additional Cryptos: Includes Litecoin (LTC), Cardano (ADA), Dogecoin (DOGE), and more, providing ample options.
Crypto transactions are processed instantly, with no fees, making JACKBIT a leader in the best crypto casinos for players seeking efficiency and privacy.

2. Fiat Methods

For players preferring traditional banking, JACKBIT offers:
- Visa/MasterCard: Secure credit/debit card deposits are processed instantly, though withdrawals may take 1-3 days, depending on the provider.
- Google Pay: A convenient option for mobile users, offering quick and secure deposits.
- Apple Pay: Provides instant, secure deposits for iOS users, enhancing accessibility.
- Bank Transfers: Reliable for larger transactions, though withdrawals may take 3-5 days and could incur minor fees.
While JACKBIT doesn’t explicitly mention Pay ID casino support, its fiat options provide similar convenience for traditional banking users, ensuring accessibility for all players.

Additional Notes
- Minimum Deposits: Typically $10-$20 (or crypto equivalent), making JACKBIT accessible to players with varying budgets.
- Withdrawal Limits: High limits, such as $10,000 weekly, cater to high rollers, with crypto withdrawals offering greater flexibility.
- Security: SSL encryption and blockchain technology ensure safe transactions across all methods, aligning with the standards of the best new online casinos.
JACKBIT’s diverse payment options, combined with its focus on speed and security, make it a top choice for players seeking a reliable and flexible gaming platform.

Regulation of the Best Online Casinos

Regulation is a cornerstone of trust in online gambling, and JACKBIT operates under a Curacao Gaming License, a common choice for crypto casinos due to its flexibility and global reach. This license ensures legal operation and regular audits for fairness, aligning with the standards of the best new online casinos. Key regulatory aspects include:
- Licensing: The Curacao license guarantees compliance with international gaming standards, providing players with a safe and fair environment.
- Data Protection: SSL encryption safeguards personal and financial data, ensuring secure transactions and privacy for all users.
- Fair Play: Random Number Generators (RNGs) and provably fair games ensure unbiased outcomes, giving players confidence in the integrity of JACKBIT’s offerings.
- Responsible Gambling: Tools like deposit limits, self-exclusion, and reality checks promote safe play, demonstrating JACKBIT’s commitment to player well-being.
- Age Verification: JACKBIT enforces legal gambling age requirements (18 or 19, depending on jurisdiction), ensuring compliance with local regulations.
While the Curacao license is reputable, some players may prefer casinos licensed by stricter authorities like the Malta Gaming Authority or UK Gambling Commission. However, JACKBIT’s no-KYC policy and robust security measures make it a trustworthy choice for those seeking an anonymous online casino. Its adherence to regulatory standards reinforces its position among the best crypto casinos.

The Most Popular Payout Methods at JACKBIT

JACKBIT’s payout methods are optimized for speed, convenience, and privacy, with cryptocurrencies leading the way due to their alignment with the platform’s no-KYC ethos. Here are the most popular options among players:
- Bitcoin (BTC): The fastest and most widely used method, offering instant, fee-free withdrawals with complete anonymity, making it ideal for players in the best new online casinos.
- Ethereum (ETH): Popular for its quick processing and low transaction costs, providing a seamless payout experience for frequent players.
- Tether (USDT): A stablecoin that ensures consistent payout values, perfect for players seeking stability in their withdrawals.
- Ripple (XRP): Known for ultra-fast transactions and minimal fees, offering a reliable option for quick payouts.
- Visa/MasterCard: A dependable choice for fiat users, though withdrawals take 1-3 days and may incur minor fees, depending on the provider.
Cryptocurrency payouts dominate due to their speed and privacy, aligning with JACKBIT’s status as a top anonymous online casino. Fiat options remain popular for players transitioning from traditional banking, offering flexibility similar to a Pay ID casino. JACKBIT’s focus on instant, secure payouts ensures players can access their winnings with ease, reinforcing its position among the best new online casinos.

Responsible Gambling at JACKBIT

JACKBIT prioritizes player well-being with a comprehensive suite of responsible gambling tools, ensuring a safe and enjoyable experience for all users. These features align with the standards of the best new online casinos and demonstrate JACKBIT’s commitment to promoting healthy gaming habits:
- Deposit Limits: Players can set daily, weekly, or monthly caps on their deposits to manage spending and maintain control over their gaming budget.
- Self-Exclusion: Options to temporarily or permanently suspend accounts allow players to take a break if needed, supporting long-term well-being.
- Reality Checks: Periodic reminders of playtime and spending help players stay aware of their gaming activity, encouraging mindful play.
- Support Resources: JACKBIT provides links to organizations like GamCare and Gambling Therapy, offering professional support for players seeking assistance.
These tools empower players to game responsibly, ensuring JACKBIT remains a safe and trusted platform. By prioritizing player well-being, JACKBIT reinforces its reputation as a leader in the best crypto casinos, catering to a global audience with care and integrity.

✅JOIN NOW AND CLAIM YOUR SHARE OF MASSIVE REWARDS!

Commonly Asked Questions
1. Why is JACKBIT considered one of the best new online casinos?
  JACKBIT’s no-KYC policy, 7,000+ games, instant crypto payouts, and generous bonuses make it a top choice for 2025, offering a seamless and rewarding experience.
2. What bonuses does JACKBIT offer?
  New players receive a 30% Rakeback and 100 free spins, plus weekly giveaways, VIP rewards, and Pragmatic Drops & Wins with a €2,000,000 prize pool.
3. Which payment methods are most popular at JACKBIT?
  Bitcoin, Ethereum, Tether, and Visa/MasterCard are widely used for their speed, security, and reliability, making JACKBIT a strong Pay ID casino alternative.
4. Is JACKBIT a brand-new online casino?
  Launched in 2022, JACKBIT is a relatively new online casino but has quickly gained prominence due to its innovative features and player-focused approach.
5. Does JACKBIT support Pay ID casino options?
  While not explicitly mentioned, JACKBIT’s fiat options like Visa, Google Pay, and Apple Pay offer similar convenience for traditional banking users.
EMAIL: support@jackbit.com

Disclaimer and Affiliate Disclosure

General Disclaimer

This article is for informational and entertainment purposes only and does not constitute legal or financial advice. The content is based on research and user reviews, but no warranties are made. Players must verify all information before acting, as online gambling carries inherent risks. Ensure you meet your jurisdiction’s legal gambling age before participating.

Casino and Gambling Disclaimer

Online gambling involves risks and may not be suitable for everyone. Gambling laws vary by jurisdiction, and compliance is your responsibility. We do not promote gambling, and participation is at your own risk. JACKBIT is a third-party platform, and we are not liable for any losses or disputes arising from its use. Always gamble responsibly and seek professional advice if needed.

Affiliate Disclosure

This article may contain affiliate links, which earn us a commission at no additional cost to you for qualifying actions. These links help support our content creation. Our reviews remain unbiased, and we only recommend products and platforms we believe offer genuine value. Conduct your own research before signing up or making deposits to ensure JACKBIT meets your needs.

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/4f15aa58-806e-4a39-80fd-fcdaa1a6ef34

The MIL Network –
May 7, 2025
MIL-OSI USA: Kaine Statement on President Trump’s Threats to Use Military Force in Mexico and Greenland

US Senate News:

Source: United States Senator for Virginia Tim Kaine
WASHINGTON, D.C. – Today, U.S. Senator Tim Kaine (D-VA), a member of the Senate Armed Services Committee and the lead Democrat on the Senate Foreign Relations Committee’s Western Hemisphere subcommittee, released the following statement regarding President Donald Trump’s statements threatening to use U.S. military force to violate Mexican sovereignty and invade a NATO ally:
“Throughout my travels in Virginia, I’m hearing about the need to stabilize our economy and lower prices—not start new wars right across our southern border in Mexico, or with our NATO ally Denmark. Using U.S. military personnel in this manner would be a waste of taxpayer money and military resources at a time when we should be focusing on how to best counter real adversaries like China, Russia and Iran, and on serious law enforcement initiatives to tackle the threats posed by cartels.
“The Constitution gives Congress the authority to declare wars and to authorize the use of military force; there is no authorization for military action within Mexican or Danish territory. Should Trump order unauthorized military action in Mexico or Greenland, I will immediately file legislation to force a vote to stop it. If we’re going to order our young men and women in uniform to risk their lives in conflict, we owe it to them to have a robust debate and vote.”
For years, Kaine has been the leading voice in Congress raising concerns over Presidents’ efforts to expand the use of military force without congressional authorization. In September of 2017, Kaine wrote a piece in TIME warning of the consequences if Trump pulled out of the nuclear deal with Iran. In July of 2018, Kaine wrote a piece in The Atlantic warning that President Trump was blundering toward war with Iran. In 2020, Kaine’s bipartisan war powers resolution seeking to avoid a needless war with Iran passed both houses of Congress with bipartisan majorities. Kaine’s bipartisan legislation to repeal the 1991 and 2002 Authorizations of Military Force and formally end the Gulf and Iraq Wars was passed by the Senate in 2023.

MIL OSI USA News –

May 7, 2025

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