Category: Natural Disasters

  • MIL-OSI USA: President Joseph R. Biden Jr. Approves Major Disaster Declaration for the Havasupai Tribe

    Source: US Federal Emergency Management Agency

    Headline: President Joseph R. Biden Jr. Approves Major Disaster Declaration for the Havasupai Tribe

    President Joseph R. Biden Jr. Approves Major Disaster Declaration for the Havasupai Tribe

    WASHINGTON– FEMA announced that federal disaster assistance is available to the Havasupai Tribe to supplement recovery efforts in the areas affected by flooding on August 22-23, 2024.The President’s action makes federal funding available to affected individuals of the Havasupai Tribe. Assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses and other programs to help individuals and business owners recover from the effects of the disaster. Federal funding is available to the Havasupai Tribe and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by the flooding.Federal funding is also available on a cost-sharing basis for hazard mitigation measures for the Havasupai Tribe.Benigno Bern Ruiz has been named the Federal Coordinating Officer for federal recovery operations in the affected areas. Designations may be made at a later date if requested by the Tribal Nation and warranted by the results of further damage assessments. Residents and business owners who sustained losses can begin applying for assistance at http://www.DisasterAssistance.gov, by calling 800-621-FEMA (3362), or by using the FEMA App. Anyone using a relay service, such as video relay service (VRS), captioned telephone service or others, can give FEMA the number for that service.   
    amy.ashbridge
    Fri, 10/25/2024 – 23:08

    MIL OSI USA News

  • MIL-Evening Report: PNG bus shooting: ‘This sort of revenge killing is unheard of’

    By Grace Tinetali-Fiavaai, RNZ Pacific journalist

    Papua New Guinea police say 10 people have been tragically killed after a series of violent “revenge killings” along the Laiagam-Sirunki Highway in the Highlands province of Enga.

    The attacks, which occured last Friday and Monday, are believed to be connected to an unresolved death that took place in March earlier this year.

    Police said that gunmen from the Mulapin tribe ambushed a vehicle packed with passengers from the Sakare clan near Tambitanis Health Centre in Sirunki on October 11 at 8am.

    The vehicle, carrying a body, was fired upon in a surprise attack. A woman lost her life, several others sustained serious injuries, and the gunmen escaped.

    An hour later on the same day, the Sakare clan retaliated by shooting the driver and his passenger from close range. They reached a nearby hospital but succumbed to their injuries on arrival.

    The leadership of the Kunalin and Lyain tribes is urging restraint and for the clans not to resort to violence, police said.

    They have also called for the immediate surrender of suspects from both the Mulapin and Sakare tribes to law enforcement.

    Investigation into ‘root causes’
    Assistant Police Commissioner Joseph Tondop, who is responsible for the state of emergency in Enga, is calling for an investigation into the root causes of the recent conflict.

    “This sort of revenge killing is unheard of in the history of tribal conflicts in Enga Province where innocent people unrelated to the conflicts where killed,” he said.

    “All tribal clans taking part in the conflicts (Sakars, Mulapian, Kunalins, Myom and people form Kulapi 4 in Porgera) are all under the scope and ordered to refrain from further escalating the situation.”

    The investigative teams will start their work immediately, and individuals or groups found to be involved will be apprehended, he said.

    “This task force is given strict orders to carry out a thorough investigation, leaving no stone unturned.”

    RNZ Pacific’s correspondent in PNG, Scott Waide, said the public was frustrated that police were yet to make arrests.

    He said police found it difficult to deal with the clans and arrest people who were armed.

    Waide said people were reluctant to give up weapons because it gave them a sense of security in tribal conflicts.

    “It is a difficult situation that both lawmakers, citizens and police are in. The longer this drags on and guns are in the hands of ordinary people, killing will continue.”

    This article is republished under a community partnership agreement with RNZ.

    MIL OSI AnalysisEveningReport.nz

  • MIL-OSI Security: Monroe, Washington, man sentenced to 10 years in prison for role as “right hand man” in deadly drug distribution ring

    Source: Office of United States Attorneys

    Seattle – A 42-year-old Monroe, Washington resident was sentenced today in U.S. District Court in Seattle to ten years in prison for conspiracy to distribute controlled substances, announced U.S. Attorney Tessa M. Gorman. Humberto Garcia was convicted in April 2024 following a week-long trial. Garcia was arrested in December 2020 with seven other defendants tied to a drug trafficking ring distributing heroin, methamphetamine, and fentanyl throughout the Puget Sound region. At the sentencing hearing U.S. District Judge Richard A. Jones said, “Despite the fact that you had addiction you were involved in distributing very dangerous drugs.” Judge Jones also noted that Garcia was willing to provide a gun to the drug ring boss who sought to use violence to settle scores. “You were a willing and capable participant with loyalty to the drug ring leader,” Judge Jones said.

    “Mr. Garcia played an important role in the conspiracy, acting as a drug redistributor, local guide, interpreter, and link to other drug dealers,” said U.S. Attorney Gorman. “He continued to distribute fentanyl even after learning of a customer overdose death. His conduct contributed to the huge spike of fentanyl overdoses in our community.”

    According to records filed in the case and testimony at trial, Garcia’s car was searched on October 3, 2020, after drug ringleader Jose Luis Ibarra-Valle, 40, asked Garcia to get him a firearm to kill another drug distributor who owed him money. A few weeks later, Ibarra-Valle was stopped returning from a drug run to California. In the car authorities found approximately 10,000 pills that contained fentanyl, more than eight kilograms of methamphetamine, and more than a kilogram of heroin. These drug amounts count towards Garcia’s conviction as part of the conspiracy.

    When Garcia was arrested a few weeks later, he was found to have a firearm that matched the one he agreed to provide to Ibarra-Valle during the intercepted phone call mentioned above.

    Ibarra-Valle and the other coconspirators entered guilty pleas. Last year, Ibarra-Valle was sentenced to nine years in prison. The remaining coconspirators have been sentenced, with a range of sentences from time served, to over six years in prison. Garcia is the final defendant in this case and the only one who went to trial.

    Over the course of the investigation law enforcement seized 16,000 suspected fentanyl pills, 30 pounds of suspected methamphetamine, and six pounds of suspected heroin.

    In asking for a lengthy prison sentence, prosecutors wrote to the court, “The wiretap revealed that Ibarra-Valle had excellent connections to sources of supply in California and/or Mexico for drugs, but little to no local knowledge of the drug market or customers here in Western Washington and no English skills. Garcia, by contrast, knew the area, knew the local drug market, and speaks both English and Spanish. As such, he was ideally placed to help Ibarra-Valle sell his product here in this District… Garcia’s possession of a firearm of course increased the danger he posed to the community.”

    Following prison, Garcia will be on five years of supervised release.

    This case is part of an Organized Crime Drug Enforcement Task Forces (OCDETF) operation. OCDETF identifies, disrupts, and dismantles the highest-level criminal organizations that threaten the United States using a prosecutor-led, intelligence-driven, multi-agency approach. Additional information about the OCDETF Program can be found at https://www.justice.gov/OCDETF .

    The investigation was led by the Drug Enforcement Administration in partnership with the Federal Bureau of Investigation, Homeland Security Investigations, Whatcom Gang and Drug Task Force, Washington State Patrol, Snohomish Regional Drug Task Force, United States Border Patrol, Customs and Border Protection, Skagit County Interlocal Drug Enforcement Unit, the Whatcom County Sheriff’s Office, the Lake Stevens Police Department and Tulalip Police Department.

    The case is being prosecuted by Assistant United States Attorneys Vince Lombardi and Michael Harder.

    MIL Security OSI

  • MIL-OSI China: China’s AG600 amphibious aircraft completes minimum unstick speed flight test

    Source: People’s Republic of China – State Council News

    BEIJING, Oct. 25 — China’s AG600 large amphibious aircraft on Friday passed an airworthiness validation flight test of its minimum unstick speed, the Aviation Industry Corporation of China (AVIC) has announced.

    China’s independently developed AG600 aircraft underwent the flight test in Pucheng County of northwest China’s Shaanxi Province, said AVIC, the country’s leading aircraft manufacturer.

    The minimum unstick speed test is one of the most difficult and high-risk flight tests for transport aircraft. It is of great importance to ensuring the safe formulation of an aircraft’s takeoff and landing speeds.

    The successful completion of this flight test has laid a solid foundation for the AG600’s subsequent safety flight tests and airworthiness certification, according to the aircraft’s developer.

    The AG600 amphibious aircraft family is China’s first independently developed, large-sized, special-purpose civil aircraft family. It is tailored to meet the needs of forest firefighting, maritime rescue and other emergency rescue sectors across the country, AVIC has said.

    MIL OSI China News

  • MIL-OSI Security: Multiple Massachusetts Fugitives Arrested in Maine

    Source: US Marshals Service

    Portland, ME – The U.S. Marshals Service (USMS) in Maine, announce the arrest of multiple Massachusetts fugitives in the towns of Madison and Skowhegan, Maine.

    On October 24, 2024, the USMS, Maine Violent Offender Task Force (MVOTF) located and apprehended a fugitive following a vehicle stop in Madison, Maine. The fugitive, identified as a juvenile, had warrants issued out of Bristol County, Massachusetts Superior Court for carrying a loaded firearm without license, carrying a firearm without license, assault & battery with a firearm, discharging a firearm within 500ft of a building, vandalizing property, and malicious damage to a motor vehicle. A firearm and an alleged
    quantity of drugs were also recovered.

    Today, Oct 25th, Kvon Brooks, 18, was located and apprehended in Skowhegan, Maine, on warrants issued out of Fall River, Massachusetts District Court for attempted murder, strangulation or suffocation, assault & battery on a family/household member, assault & battery on a pregnant victim, and vandalizing property. Brooks was a passenger in a vehicle stopped by U.S. Marshal Task Force members earlier this morning.

    Concurrent to Brooks’ arrest, another passenger, identified as a juvenile, was found to have outstanding warrants out of Bristol County, Massachusetts Superior Court for carrying a firearm without a license, carrying a loaded firearm without license, possession of ammunition without FID card, possession of large capacity firearm, and trespass.

    The Massachusetts, the USMS New England HIDTA (High Intensity Drug Trafficking Area) Fugitive Task Force, Massachusetts State Police Violent Fugitive Apprehension Section (VFAS), and the New Bedford, Massachusetts Police Department, worked collaboratively and provided information to the U.S. Marshals, Maine Violent Offender Task Force. All three subjects were arrested without incident and charged as fugitives from justice.

    The USMS, Maine Violent Offender Task Force is comprised of members of the U.S. Marshals Service, Maine Department of Corrections, Biddeford Police Department, U.S. Customs and Border Protection, U.S. Immigration and Customs Enforcement, and Maine National Guard Counterdrug Task Force.

    If you have any information regarding the whereabouts of any state or federal fugitive, please contact the United States Marshals Service at MED.TIPLINE@usdoj.gov, or submit a web tip.

    MIL Security OSI

  • MIL-OSI China: Residential building fire kills 2 in northeast China

    Source: China State Council Information Office 2

    Two people were killed and four others injured after a fire broke out in a residential building in Harbin, the capital of northeast China’s Heilongjiang Province, on Friday afternoon.
    The fire occurred in a seven-story building in the city’s Nangang District at about 1 p.m., according to city authorities.
    Six people were rushed to hospital. Two died after medical treatment failed, and four continue to receive treatment, officials have said.
    The fire has been extinguished and an investigation into its cause is ongoing. 

    MIL OSI China News

  • MIL-OSI Economics: AI-powered drone swarms transform industries beyond defense, reveals GlobalData’s Technology Foresights

    Source: GlobalData

    AI-powered drone swarms transform industries beyond defense, reveals GlobalData’s Technology Foresights

    Posted in Disruptor

    While drone swarms have been an area of technological development for many years, their practical applications have only recently gained significant momentum, particularly following increased attention during the Russia-Ukraine war, as reflected in Google search trends. The rapid advancement in AI technologies has further accelerated drone swarm control capabilities, enabling the integration of computer vision algorithms and geospatial data to recognize patterns and automate previously impossible operations. This evolution has led to drone swarms finding diverse applications across multiple industries, earning recognition as a high-impact innovation, according to Technology Foresights, an innovation intelligence platform by GlobalData, a leading data and analytics company.

    The latest advancement in drone swarm technology significantly enhances operational efficiency by eliminating the traditional requirement of one operator per drone. This breakthrough achieves advanced autonomy through onboard intelligent agents, developed using human-in-loop and trustworthy AI systems. These agents can independently assess their surroundings, exchange target data with other drones, and make mission-priority decisions without requiring constant communication with the control station. This innovation addresses a critical weakness in swarm-based warfare systems, where electronic warfare tactics frequently overwhelm communication systems and disrupt the data connection between drones and their control stations.

    Sourabh Nyalkalkar, Practice Head of Innovation Products at GlobalData, comments: “In an era marked by escalating geopolitical tensions, drone warfare has emerged as a pivotal element in modern military operations, with armed forces globally embracing unmanned aerial vehicles for a diverse range of tactical and reconnaissance missions. In a significant development, defense industry major Thales recently showcased a full-scale demonstration of drone swarm deployment, featuring multiple autonomy levels that significantly reduce operator cognitive burden. The company’s expertise in this domain has not gone unnoticed, as Thales has been recognized as one of the leaders in drone swarm control innovation, according to Technology Foresights.”

    In response to the current geopolitical climate and growing military demand for advanced drone capabilities, drone swarm control technology is expected to experience significant growth. Patent analysis reveals that over 50% of technology patents in this field have been granted within the past three years, with major corporations holding the majority share.

    Though smaller in proportion, startup-owned patents are rapidly increasing, accompanied by growing investment activity in the sector. Recent developments highlight this trend, as demonstrated by Ukrainian startup Swarmer securing $2.7mn in funding for the development and commercialization of its AI-based swarm control technology, Styx, while another US-based startup, EchelonAI, entered into M&A with Skyfire.

    Nyalkalkar continues: “The innovation landscape in drone swarm control technologies extends well beyond the defense sector, with significant developments emerging from the communications and networking industry. Telecommunication companies are rapidly adopting drone swarms for various applications, including network optimization, infrastructure monitoring, and emergency coverage deployment in critical areas.”

    The technology’s development ecosystem is diverse and competitive, with over 100 companies actively innovating in this space. While defense industry leaders like Thales, RTX, Northrop Grumman, and BAE Systems continue to advance military applications, specialized drone manufacturers such as SZ DJI, Skydio, and Tevel are making significant contributions.

    Additionally, major telecommunications players including Qualcomm, Ericsson, Verizon, and AT&T are developing their own drone swarm solutions, while geospatial solution providers like Here and Geofrenzy are expanding the technology’s capabilities.

    Nyalkalkar concludes: “The rapid advancement of AI technology has catalyzed unprecedented growth in drone swarm applications across diverse sectors. Retail and logistics giants such as Amazon, Walmart, and UPS are developing autonomous master-slave drone networks for last-mile delivery, while agritech companies such as Nileworks are creating innovative solutions for crop monitoring.

    “As drone swarm control technologies continue to evolve beyond traditional entertainment and light shows, this dynamic field promises exciting developments and transformative applications across multiple industries in the coming years.”

    MIL OSI Economics

  • MIL-OSI China: Strong explosions heard in Iran’s capital

    Source: China State Council Information Office

    The powerful explosions heard around Iran’s capital, Tehran, early Saturday were linked to air defense responses against attempted Israeli airstrikes on three locations outside the city, according to state-run IRIB TV.

    The dimensions and details of the air defense responses are under investigation, according to a statement by the Tehran Province Air Defense’s public relations, as reported by IRIB TV.

    The source of the blasts has not yet been identified and seemed to have originated in the suburbs of Tehran, said IRIB TV.

    The TV quoted security sources as saying that some of the explosions pertained to the activities of the air defense systems deployed near the capital.

    The situation remains normal in the capital, according to the semi-official Tasnim news agency report.

    Israel confirmed it had launched “precise strikes on military targets in Iran” early Saturday morning local time, with the Israel Defense Forces saying that the strikes were in response to “months of continuous attacks” from Iran.

    The Israeli military said later that it had completed its “targeted” attacks against military targets in Iran after three waves of strikes.

    On Oct. 1, Iran fired approximately 180 missiles at Israeli targets, describing the action as retaliation for the assassinations of several leaders of regional resistance groups, among other grievances.

    In response, Israeli Prime Minister Benjamin Netanyahu warned that Iran had made a “grave mistake” and vowed retaliation.

    Iran’s aviation authority announced that it had suspended all flights until further notice. The air defense headquarters of Iran said that it had successfully countered the Israeli attack, with only “limited damage” to some areas, according to Tasnim news agency.

    MIL OSI China News

  • MIL-OSI China: Israel completes strike on Iranian targets

    Source: China State Council Information Office

    Israel has completed what it called a retaliatory attack on military targets in Iran, said the Israel Defense Forces (IDF) early Saturday morning.

    The IDF launched “precise and targeted” air strikes on targets in several areas in Iran, in response to the attacks from Iran in recent months, it said in a statement.

    The IDF statement was issued about three and a half hours after it announced the start of the operation.

    Israeli aircraft struck missile manufacturing facilities, surface-to-air missile arrays, and additional Iranian aerial capabilities, according to the statement.

    Israel’s state-owned Kan TV News reported that dozens of jets, including F35, F16 and F15, attacked 20 military targets in Iran.

    IDF spokesman Daniel Hagari said in a video statement that the operation has foiled immediate threats to Israel, warning Iran against further response if there’s a new round of escalation.

    Iranian eyewitnesses said early Saturday that big explosions were heard around the country’s capital Tehran. Shortly afterward, Iranian state-run IRIB TV reported that Iran’s air defense was engaged against Israeli strike attempts.

    On Oct. 1, Iran fired approximately 180 missiles at Israeli targets, describing the action as retaliation for the assassinations of several leaders of regional resistance groups, among other grievances.

    MIL OSI China News

  • MIL-OSI China: Highlights of Xi’s remarks during 16th BRICS Summit

    Source: China State Council Information Office 3

    Chinese President Xi Jinping attended the 16th BRICS Summit from Tuesday to Thursday in Kazan, where he also had in-depth exchanges with world leaders on BRICS cooperation, bilateral relations and the current international situation.

    The following are some of the highlights of Xi’s remarks and statements.

    On Global South

    — The collective rise of the Global South is a distinctive feature of the great transformation across the world. Global South countries marching together toward modernization is monumental in world history and unprecedented in human civilization.

    — Standing at the forefront of the Global South, we should use our collective wisdom and strength, and stand up to our responsibility for building a community with a shared future for mankind.

    — We should strengthen global security governance, and explore solutions to address both symptoms and roots of hotspot issues.

    — The Global South emerges for development and prospers through development. We should make ourselves the main driving force for common development.

    — We should play an active and leading role in the global economic governance reform, and make development the core of international economic and trade agenda.

    — Diversity of civilization is the innate quality of the world. We should be advocates for exchanges among civilizations.

    — China will coordinate with others to form a Global South Think Tanks Alliance to promote people-to-people exchanges and experience-sharing in governance.

    — No matter how the international landscape evolves, we in China will always keep the Global South in our heart, and maintain our roots in the Global South.

    — We support more Global South countries in joining the cause of BRICS as full members, partner countries or in the “BRICS Plus” format so that we can combine the great strength of the Global South to build together a community with a shared future for mankind.

    On China-India relations

    — China and India should strengthen communication and cooperation, enhance strategic mutual trust, and facilitate each other’s pursuit of development aspirations.

    — China-India relations are essentially a question of how the two large developing countries and neighbors, each with a 1.4-billion-strong population, treat each other.

    — The two sides should continue to uphold their important understandings, including that China and India are each other’s development opportunity rather than threat, and cooperation partner rather than competitor.

    — The two countries should maintain a sound strategic perception of each other, and work together to find the right and bright path for big, neighboring countries to live in harmony and develop side by side.

    On China-Iran relations

    — No matter how the international and regional situation changes, China will unswervingly develop friendly cooperation with Iran.

    — The Chinese side supports Iran in safeguarding national sovereignty, security and national dignity, steadily advancing its own economic and social development, and improving and deepening good-neighborly and friendly relations with neighboring countries.

    — China is willing to strengthen cooperation with Iran within BRICS and other multilateral frameworks, further volume up the influence and voice of the Global South, and push forward the development of the international order in a more just and reasonable direction.

    On China-Egypt relations

    — China is willing to be a sincere friend that looks out for each other and a close partner for joint development with Egypt.

    — The two sides should continue to firmly support each other, consolidate political mutual trust, deepen practical cooperation, jointly build the Belt and Road with high quality, strengthen people-to-people and cultural exchanges, and push bilateral relations toward the goal of building a China-Egypt community with a shared future in the new era.

    — China appreciates Egypt’s efforts to promote a ceasefire and end of war, and stands ready to strengthen coordination and cooperation with Egypt to jointly push for an early end to the Palestinian-Israeli conflict and the easing of the regional situation.

    MIL OSI China News

  • MIL-Evening Report: UN experts ‘alarmed’ by Kanaky New Caledonia deaths as Pacific fact-finding mission readies

    By Stefan Armbruster of BenarNews

    France has been criticised for the “alarming” death toll in New Caledonia during recent protests and its “cold shower” approach to decolonisation by experts of the UN Human Rights Committee.

    The UN committee met this week in Geneva for France’s five-yearly human rights review with a focus on its Pacific territory, after peaceful protests over electoral changes turned violent leaving 13 people dead since May.

    French delegates at the hearing defended the country’s actions and rejected the jurisdiction of the UN decolonisation process, saying the country “no longer has any international obligations”.

    A delayed fact-finding mission of Pacific Islands Forum leaders is due to arrive in New Caledonia this weekend to assess the situation on behalf of the region’s peak regional inter-governmental body.

    Almost 7000 security personnel with armoured vehicles have been deployed from France to New Caledonia to quell further unrest.

    “The means used and the intensity of their response and the gravity of the violence reported, as well as the amount of dead and wounded, are particularly alarming,” said committee member Jose Santo Pais, assistant Prosecutor-General of the Portuguese Constitutional Court.

    “There have been numerous allegations regarding an excessive use of force and that would have led to numerous deaths among the Kanak people and law enforcement,” the committee’s vice-chair said on Wednesday.

    Months of protests
    Violence erupted after months of protests over a unilateral attempt by President Emmanuel Macron to “unfreeze” the territory’s electoral roll. Indigenous Kanaks feared the move would dilute their voting power and any chance of success at another independence referendum.

    Eleven Kanaks and two French police have died. The committee heard 169 people were wounded and 2658 arrested in the past five months.

    New Caledonia’s economy is in ruins with hundreds of businesses destroyed, tens-of-thousands left jobless and the local government seeking 4 billion euros (US$4.33 billion) in recovery funds from France.

    France’s reputation has been left battered as an out-of-touch colonial power since the deadly violence erupted.

    Santos Pais questioned France’s commitment to the UN Declaration on Indigenous People and the “sufficient dialogue” required under the Nouméa Accord, a peace agreement signed in 1998 to politically empower Kanak people, that enabled the decolonisation process.

    “It would seem that current violence in the territory is linked to the lack of progress in decolonisation,” said Santos Pais.

    Last week, the new French Prime Minister announced controversial electoral changes that sparked the protests had been abandoned. Local elections, due to be held this year, will now take place at the end of 2025.

    Pacific mission
    Tomorrow, Tonga’s prime minister Hu’akavameiliku Siaosi Sovaleni will lead a Pacific “observational” mission to New Caledonia of fellow leaders from Cook Islands, Fiji and Solomon Islands Minister for Foreign Affairs, together known as the “Troika-Plus”.

    The PIF leaders’ three-day visit to the capital Nouméa will see them meet with local political parties, youth and community groups, private sector and public service providers.

    “Our thoughts have always been with the people of New Caledonia since the unrest earlier this year, and we continue to offer our support,” Sovaleni said in a statement on Friday.

    The UN committee is a treaty body composed of 18 experts that regularly reviews compliance by 173 member states with their human rights obligations and is separate from the Human Rights Council, a political body composed of states.

    Serbian committee member Tijana Surlan asked France for an update on investigations into injuries and fatalities “related to alleged excessive use of force” in New Caledonia. She asked if police firearms use would be reviewed “to strike a better balance with the principles of absolute necessity and strict proportionality.”

    France’s delegation responded saying it was “committed to renewing dialogue” in New Caledonia and to striking a balance between the right to demonstrate and protecting people and property with the “principle of proportionality.”

    Alleged intimidation by French authorities of at least five journalists covering the unrest in New Caledonia was highlighted by committee member Kobauyah Tchamdja Kapatcha from Togo. France responded saying it guarantees freedom of the press.

    French Ambassador for Human Rights Isabelle Rome addresses the UN Human Rights Committee meeting in Geneva, pictured on 23 October 2024. Image: UNTV

    France rejects ‘obligations’
    The French delegation led by Ambassador for Human Rights Isabelle Rome added it “no longer administers a non-self-governing territory.”

    France “no longer has any international obligations in this regard linked to its membership in the United Nations”, she told the committee on Thursday.

    New Caledonia voted by modest majorities to remain part of France in referendums held in 2018 and 2020 under a UN-mandated decolonisation process. Three referendums were part of the Nouméa Accord to increase Kanaks’ political power following deadly violence in the 1980s.

    A contentious final referendum in 2021 was overwhelmingly in favor of continuing with the status quo. Supporters of independence rejected its legitimacy due to a very low turnout — it was boycotted by Kanak political parties — and because it was held during a serious phase of the covid-19 pandemic, which restricted campaigning.

    “France, through the referendum of September [2021], has therefore completed the process of decolonisation of its former colonies,” ambassador Rome said. She added that New Caledonia was one of the most advanced examples of the French government recognising indigenous rights, with a shared governance framework.

    Another of its Pacific territories — French Polynesia — was re-inscribed on the UN decolonisation list in 2013 but France refuses to recognise its jurisdiction.

    No change in policy
    After a decade, France began attending General Assembly Decolonisation Committee meetings in 2023 to “promote dialogue” and that it was not a “change in [policy] direction”, Rome said.

    “There is no process between the French state and the Polynesian territory that reserves a role for the United Nations,” she added.

    Santos Pais responded saying, “what a cold shower”.

    “The General Assembly will certainly have a completely different view from the one that was presented to us,” he said.

    Earlier this month pro-independence French Polynesian President Moetai Brotherson told the UN Decolonisation Committee’s annual meeting in New York that “after a decade of silence” France must be “guided” to participate in “dialogue.”

    The Human Rights Committee is due to meet again next month to adopt its findings on France.

    Copyright ©2015-2024, BenarNews. Republished with the permission of BenarNews.

    MIL OSI AnalysisEveningReport.nz

  • MIL-OSI New Zealand: South Island state highway update: Surface flooding, snow and multiple closures

    Source: New Zealand Transport Agency

    NZ Transport Agency Waka Kotahi (NZTA) is urging drivers to avoid all non-essential travel as surface flooding, snow and fallen trees have forced several road closures and resulted in treacherous conditions on roads across the South Island.

    Contractors will be working hard to restore access to closed roads progressively from tomorrow morning (Sunday 27 October), as flood waters recede and snow is cleared.

    NZTA Transport Systems Manager Mark Pinner says drivers are urged to plan ahead, avoid non-essential travel and take extra care.

    “We’re asking drivers to avoid stopping on snow-affected roads, and to be aware that ice may begin to form as snow melts in the early hours of Sunday. Potholes may also start to appear due to the saturated ground, there are likely to be fallen trees, slips and other debris on the road surface.

    “Our crews will be working hard to clear roads and restore access as soon as possible, but we need drivers to do their part by slowing down and take exta care when driving on South Island highways for the rest of the long weekend.

    The situation

    A slow-moving low lies just to the west of the South Island while an associated front directs cool and moist easterlies over the southern South Island bringing heavy rain to the West Coast and Marlborough regions, and headwaters of Otago and Canterbury rivers.  It has also brought heavy snow to inland passes from Canterbury south.  Rain is expected to ease after 6pm and rivers remain below flood warning levels. Further bad weather is forecast for Sunday and more snow is forecast.  

    Multiple surface flooding is reported in all regions, as well as fallen trees, rockfalls and slips.

    Closures and restrictions

    Tasman

    • SH60 Takaka  – between Pupu Valley Road and Waitapu Wharf Road – closed due to flooding No Detour
    • SH6/SH65 Murchison – Closed and will remain closed overnight due to slips and flooding

    Marlborough

    • SH6 Pelorus Bridge to Havelock – Closed due to flooding – high tide due 8pm
    • SH63 Renwick to between Brydon St and Angelsea St Closed due to flooding – local detour
    • SH63 St Arnaud – near Kowhai Point Camping Area – flooding across both lanes
    • There are a number of local road closures on the Marlborough District Council network including Queen Charlotte Sound due to flooding/slips.

    West Coast

    • SH6 Inangahua (Upper Buller Gorge), between intersection SH69 and Brown Creek Road – flooding, local detour in place.
    • SH6 Lower Buller Gorge  – Closed due to flooding.
    • SH7 Stillwater to Dobson – Stillwater Underpass – Closed due to flooding.
    • SH65 Closed at Springs Junction
    • SH73 Arthurs Pass – Closed due to snow

    Canterbury

    • SH73 Porters Pass – Closed Due to snow
    • SH7 Springs Junction – closed from midday Sunday to 3pm for vehicle recovery (subject to SH73 reopening)
    • SH80 Lake Pukaki to Mt Cook – Closed due to snow

    Otago/Southland

    • SH6 Haast to Makarora – Closed due to flooding
    • SH94 Milford Road – Closed due to snow

    Drivers should check for the latest conditions on the NZTA Journey Planner(external link)

    MIL OSI New Zealand News

  • MIL-OSI USA: Background Press Call on Israel’s Targeted Strikes Against Military Targets in  Iran

    US Senate News:

    Source: The White House
    Via Teleconference
    11:15 P.M. EDT
    MODERATOR:  Good evening, everyone.  Thanks so much for joining the call, especially one on short notice and late on a Friday. 
    As a reminder, this call is on background, attributable to a senior administration official.  For your awareness, not for your reporting, on the call today we have [senior administration official]. 
    This call is embargoed until the conclusion of the call. 
    [Senior administration official] is going to have a few words at the top, and then we’ll take your questions. 
    Over to you.
    SENIOR ADMINISTRATION OFFICIAL:  Thank you, everybody, for joining here late on a Friday. 
    So, I’m here to provide some brief comment and background on Israel’s response earlier this evening against Iran.  And just as you will recall, on October 1st, so a few weeks ago, Iran launched an unprecedented attack of nearly 200 ballistic missiles at Israel, which was a significant escalation.  Many of these missiles targeted Israel’s most populated city of Tel Aviv.  Those missiles had the potential to kill hundreds of civilians. 
    Fortunately, that attack was defeated and ineffective thanks in no small part to U.S. assistance.  President Biden directed the U.S. military to help defend Israel during the attack.  And in the hours after that attack, we promised serious consequences for Iran. 
    The next morning, on October 2nd, the President spoke with his G7 counterparts to coordinate a diplomatic response.  And over the course of the following week, we and our partners implemented a coordinated series of sanctions against Iran.
    And just to review:
    The United States, we issued new sanctions against Iran’s oil sector, including its so-called Ghost Fleet that carries illicit oil products around the world. 
    The European Union for the first time sanctioned Iran’s civilian airliners, including Iran Air, rendering those airlines no longer able to access European destinations. 
    The United Kingdom and Australia issued new and sweeping sanctions against Iran’s missile program. 
    This is a coordinated effort across multiple jurisdictions that President Biden led, and those efforts are ongoing with allies and partners. 
    Tonight, Israel carried out a direct military response against Iran.  Specifically, Israel conducted precision airstrikes against multiple military targets across Iran and outside populated areas. 
    The United States was not a participant in this military operation. 
    The President and his national security team, of course, worked with the Israelis over recent weeks to encourage Israel to conduct a response that was targeted and proportional with low risk of civilian harm, and that appears to have been precisely what transpired this evening. 
    The President discussed the overall situation with Prime Minister Netanyahu last week.  He encouraged the Prime Minister to design a response that served to deter further attacks against Israel while reducing risk of further escalation.  And that is our objective; it’s Israel’s objective, as well, as they have stated this evening.
    Should Iran choose to respond, we are fully prepared to once again defend against any attack.  We recently deployed a THAAD battery, which is a ballistic missile defense system, to Israel.  And we have worked to strengthen Israel’s air defense systems in the run-up to tonight’s response.
    President Biden and Vice President Harris have demonstrated clearly that we will always help defend Israel and secure its people and territory from Iran and its proxy terrorist groups.
    If Iran chooses to respond once again, we will be ready, and there will be consequences for Iran once again.  However, we do not want to see that happen.  This should be the end of this direct exchange of fire between Israel and Iran.  Israel has made clear to the world that its response is now complete. 
    Accordingly, we would call on all countries of influence to press Iran to stop these attacks against Israel so that we can move beyond this direct cycle of attacks.
    Over the coming days, we are prepared to lead an effort to secure an end to the war in Lebanon through an agreement that allows civilians on both sides of the Blue Line to safely return to their homes.  We are also prepared to lead an effort to finally achieve a ceasefire in Gaza together, with the return of hostages, which must happen without delay. 
    The overall contours of those arrangements are in place.  Tony Blinken was in the region last week.  This week, there will be further engagements, including a meeting of hostage negotiators over the coming days.  And it’s time to bring these deals to a resolution once and for all.  
    I would just note for some color on the recent hours here over the course of this evening: Of course, the President was briefed throughout the evening by Jake Sullivan, his National Security Advisor, as we are here at the White House.  Secretary Austin spoke with his Israeli counterpart, Minister Yoav Gallant, a couple of hours ago.  And we just issued a — the Defense Department just issued a readout of that call, again, affirming Israel’s full right to self-defense against Iran and our support for its actions tonight, and our commitment to help defend Israel should Iran make the mistake to respond to this attack. 
    And with that, I’m happy to take a few questions. 
    MODERATOR:  Thank you.  We’ve got time for just a couple of questions. 
    First up, we’ll go to Aamer Madhani.  You should be able to unmute yourself. 
    Q    Hey.  Thank you both.  Did the U.S. assist in any manner at all?  Target selection, intel, jamming?  And do you assess this action to have had significant-enough impact on Iran’s ability to continue to strike Israel directly or its ability to arm Hezbollah?
    SENIOR ADMINISTRATION OFFICIAL:  So, as I said in my statement, we did not participate in this military operation, and I think that’s very clear. 
    I would just say: I’ll leave it to the Israelis to describe the scope and breadth of their response this evening.  It was extensive.  It was targeted.  It was precise.  It was against military targets across Iran.  It was in multiple waves.  It was very carefully prepared.  And again, I think it was designed to be effective. 
    And I think — again, I will leave it, though, to the Israelis to characterize and to provide more details, given that this was their military operation. 
    MODERATOR:  Next up, we’ll go to Trevor Hunnicutt.
    Q    Hey.  Thanks for doing this.  Could you talk a little bit about what, if any, communications or indications you had from Iran heading into this about what level of response they’re willing to engage in?  And could you talk a little bit about the President’s — any plans for the President to follow up with Netanyahu after this?
    SENIOR ADMINISTRATION OFFICIAL:  We do have multiple channels with Iran, direct and indirect.  We try to avoid any sense of miscommunication.  And they know exactly what our position is on multiple issues, including the dangers and risks of their course of conduct, particularly the launching of 200 ballistic missiles focusing primarily on densely populated areas in Israel’s most populated city, which also includes tens of thousands of Americans. 
    That is totally unacceptable.  We will not accept it.  We will support Israel defending itself.  And, obviously, we’ll support Israel fully in its right to self-defense.  Iran knows our position on that is unequivocal.  And we are quite clear that there’s no misunderstanding or miscommunication between us and Iran.
    In terms of communication with the Israelis, we are in constant communication with the Israelis up and down their system — military to military, intel to intel, and at the political level.  That is something that is ongoing and continuous. 
    Again, Jake briefed the President multiple times throughout the evening as this was unfolding and, of course, throughout the day today as it was developing.  And I think that will obviously continue through the weekend.  But I don’t have any calls to preview or read out.
    MODERATOR:  We have time for one last question.  We’ll go to the line of Kayla Tausche.
    Q    Thank you, guys, so much for doing this.  We appreciate it. 
    I have two questions.  The first is: You’ve described these strikes as “designed to be effective.”  Can you elaborate on what effect they were intended to have and whether they, in fact, did?
    And then, you’ve suggested that this should be the end to the conflict, but does the administration believe it will be the end of the conflict?
    SENIOR ADMINISTRATION OFFICIAL:  So, first of all, the effect, it’s a proportionate self-defense response to an unbelievably brazen and reckless ballistic missile attack, almost unprecedented in history, that has launched almost three weeks ago.  So, the effect is to deter future attacks and also to degrade the capabilities of Iran being able to conduct those types of activities.
    As to specific targets, I will say we know them, but I would leave it to the Israelis to discuss them in any further detail. 
    What was your second question?  I’m sorry.
    Q    The second question was: You have suggested that this should be the end of the conflict, but does the administration actually believe that it will be?
    SENIOR ADMINISTRATION OFFICIAL:  Well, this should be the end of the direct military exchange between Israel and Iran.  And so, we had a direct exchange in April, and that was closed off, and we’ve now had this direct exchange.  Again, a direct — 200 ballistic missiles fired from Iran at Israel.  Israel did not attack Iran.  Iran attacked Israel, 200 ballistic missiles.  And Israel, tonight, has responded to that attack as an exercise of self-defense.  As far as we’re concerned, that should close out that direct exchange between Israel and Iran.
    As to the broader conflicts in the region, obviously much more complex.  I mentioned and alluded to them in my statement.  We do have a number of initiatives ongoing with respect to those. 
    But as to the direct military exchange between Israel and Iran, we do think this should complete that direct exchange.  And, again, should Iran choose to respond, we are fully prepared to defend Israel and support Israel, and there will be consequences should Iran make that unfortunate decision. 
    But as far as we’re concerned, this direct exchange, this should be the end of it.  I will say we’ve heard the same thing from many across the region, including many with close ties to Iran.  So we’ll see how that unfolds. 
    But that is our very strong view.  That’s been communicated to our partners throughout the region, and obviously it’s been communicated through multiple channels, indirectly and directly, to Iran. 
    MODERATOR:  Thanks, everyone.  That’s all the time we have for tonight.  As a reminder, this call was on background to a senior administration official, and the embargo is now lifted.  Thanks so much, and have a good night.
    11:27 P.M. EDT

    MIL OSI USA News

  • MIL-OSI United Nations: Secretary-General’s video message to the Donor Conference to Support Internally Displaced People and Refugees in Sahel and Lake Chad Region

    Source: United Nations secretary general

    Download the video:  https://s3.amazonaws.com/downloads2.unmultimedia.org/public/video/evergreen/MSG+SG+/SG+8+Oct+24/3271915_MSG+SG+SAHEL+AND+LAKE+CHAD+08+OCT+24.mp4

    Excellencies, friends,

    I thank the Kingdom of Saudi Arabia and the Organization of Islamic Cooperation for convening this vital event.

    The Sahel and Lake Chad Basin regions have immense potential: rich in cultures, with vibrant youth populations, and endless possibilities for renewable energy – all valuable building blocks for sustainable development.  

    However, the area also faces profound challenges: from violence and terrorism, to the climate crisis.

    This year floods swept through the lives of around five million people.

    Across the regions we see crises of hunger, crises of hope, and crises of displacement.

    The Sahel is home to over seven and a half million people driven from their homes, including two million refugees. Over thirty million require humanitarian assistance.

    The United Nations is on the ground, supporting governments and communities to provide food, healthcare, education, and shelter.

    But we need more support.

    Our humanitarian response plans are around forty percent funded.

    I sincerely thank all those that have contributed for their generosity. This will save lives and livelihoods. But I also ask countries to dig deeper to help fund our response plans in full.

    And I urge action to move beyond aid, and tackle the root causes of crises:

    Addressing poverty and inequality, particularly among women and girls;

    Adapting to climate change;

    Promoting peace and democracy;

    And urging parties to end hostilities, protect civilians and ensure full humanitarian access.

    The United Nations is eager to work with communities, countries, humanitarian partners, Multilateral Development Banks, and international funds, to deliver change. 

    Together, let’s renew our resolve to help forge a path to a more secure, prosperous, and dignified future for the people of Sahel and Lake Chad.

    Thank you.
     

    MIL OSI United Nations News

  • MIL-OSI Africa: Secretary-General’s video message to the Donor Conference to Support Internally Displaced People and Refugees in Sahel and Lake Chad Region

    Source: United Nations – English

    strong>Download the video:  https://s3.amazonaws.com/downloads2.unmultimedia.org/public/video/evergreen/MSG+SG+/SG+8+Oct+24/3271915_MSG+SG+SAHEL+AND+LAKE+CHAD+08+OCT+24.mp4

    Excellencies, friends,

    I thank the Kingdom of Saudi Arabia and the Organization of Islamic Cooperation for convening this vital event.

    The Sahel and Lake Chad Basin regions have immense potential: rich in cultures, with vibrant youth populations, and endless possibilities for renewable energy – all valuable building blocks for sustainable development.  

    However, the area also faces profound challenges: from violence and terrorism, to the climate crisis.

    This year floods swept through the lives of around five million people.

    Across the regions we see crises of hunger, crises of hope, and crises of displacement.

    The Sahel is home to over seven and a half million people driven from their homes, including two million refugees. Over thirty million require humanitarian assistance.

    The United Nations is on the ground, supporting governments and communities to provide food, healthcare, education, and shelter.

    But we need more support.

    Our humanitarian response plans are around forty percent funded.

    I sincerely thank all those that have contributed for their generosity. This will save lives and livelihoods. But I also ask countries to dig deeper to help fund our response plans in full.

    And I urge action to move beyond aid, and tackle the root causes of crises:

    Addressing poverty and inequality, particularly among women and girls;

    Adapting to climate change;

    Promoting peace and democracy;

    And urging parties to end hostilities, protect civilians and ensure full humanitarian access.

    The United Nations is eager to work with communities, countries, humanitarian partners, Multilateral Development Banks, and international funds, to deliver change. 

    Together, let’s renew our resolve to help forge a path to a more secure, prosperous, and dignified future for the people of Sahel and Lake Chad.

    Thank you.
     

    MIL OSI Africa

  • MIL-OSI Security: Fort Worth Couple Tied to Two Overdose Deaths Sentenced to Combined 51 Years in Prison

    Source: United States Bureau of Alcohol Tobacco Firearms and Explosives (ATF)

    A Fort Worth couple linked to at least two overdose deaths was sentenced today to a combined 51 years in federal prison for trafficking fentanyl, announced U.S. Attorney for the Northern District of Texas Leigha Simonton.

    Edward Taylor, 42, Tierrah “TT” Andrews, 29, were charged in March. Both pleaded guilty in May to conspiracy to distribute fentanyl. On Friday, Mr. Taylor was sentenced by U.S. District Judge Mark Pittman to 27 years in federal prison; Ms. Andrews was sentenced to just over 24 years in federal prison.

    “These drug traffickers callously disregarded the risks of the drugs they were selling, and as a result, two people died,” said U.S. Attorney Leigha Simonton. “Traffickers know that fentanyl does not discriminate. It takes the lives of first-time users and long-term addicts alike. These round blue pills are fueling a crisis that is ripping apart families across America. The Justice Department—including this U.S. Attorney’s Office—will not relent until we see each and every fentanyl trafficker held accountable for the lives they destroyed.”

    “Although today’s sentencings will provide little solace to the families of those lost to the fentanyl scourge, it is a promising triumph in law enforcement’s fight against its vile spread. As we witness in this case, while investigating Federal firearms violations, ATF will occasionally uncover other illicit acts, such as the sale of illegal narcotics. Unbeknownst to the bad guys, law enforcement communicates better than they do. Making these crimes sentenced here today even more monstrous is the fact that Ms. Andrews was carrying a firearm to protect her venture while dealing her filth.  Together with our local partners and the DEA, we are committed to putting the bad actors poisoning our streets with fentanyl and carrying firearms in prison through any means necessary,” stated ATF Dallas Field Division Special Agent in Charge Jeffrey C. Boshek II.   

    According to court documents, Mr. Taylor and Ms. Andrews admitted to trafficking cocaine and fentanyl pills out of a motel room and an apartment in Fort Worth’s Las Vegas Trail neighborhood.

    On Nov. 2, 2023, a 45-year-old man identified by the initials T.M. took a rideshare to the motel to purchase drugs from Mr. Taylor. Surveillance video showed the man briefly enter and exit Mr. Taylor’s room. Hours later, the victim’s mother found his body in his bedroom next to a crushed M-30 pill containing fentanyl.  Four additional M-30 pills were found in a nicotine box inside the victim’s room.

    Less than three months later, on Jan. 26, 2024, a 21-year-old man identified by the initials K.S. texted Ms. Andrews requesting “rocks n blues” (slag for crack cocaine and fentanyl pills). Cell phone data showed he took a rideshare to a gas station near her apartment, walked to her place, and paid her $77 via CashApp. Later that day, his sister found his body, where blue M-30 pills containing fentanyl, white powder, and a glass pipe were later found.

    That same month, a source of information reported to police he had purchased crack cocaine and fentanyl pills from a couple trafficking out of Fort Worth. He provided Ms. Andrews’ phone number and Mr. Taylor’s CashApp account. Another source of information confirmed that he too had purchased crack cocaine and “percs” (another slang term for pills) from Mr. Taylor and Ms. Andrews for several months. He reported that the couple generally had a “k-pack” of 1,000 blue M-30 pills in plain view.

    On Jan. 27,  law enforcement executed a search warrant at Ms. Andrews’ apartment,  where they found 270 blue M-30 pills, 2.8 grams of cocaine, 6.6 grams of methamphetamine, a drug ledger (also known as a “pay owe” book), and 50 rounds of 9mm ammunition. On Ms. Andrews’ person, agents found a privately manufactured firearm, or “ghost gun,” loaded with 13 rounds of ammunition. She explained to officers that she dealt drugs provided by Mr. Taylor and carried the pistol ”so no one does anything to me.”

    On Feb. 29, 2024, an ATF undercover agent and a confidential informant purchased approximately 6.28 grams of blue M-30 pills containing fentanyl from Ms. Andrews at her apartment for $275. They observed Mr. Taylor asking Ms. Andrews about the transaction while she bagged up the blue M-30 pills inside the apartment. The transaction was completed outside, in the undercover agent’s vehicle. The defendants were arrested a week later in possession of additional blue M-30 pills and firearms, despite both being convicted felons prohibited from possessing firearms.

    When confronted with photos of the victims, Mr. Taylor admitted to selling to T.M. and Ms. Andrews admitted to selling to K.S. Autopsies later confirmed both men suffered fatal drug overdoses.

    The Bureau of Alcohol, Tobacco, Firearms, & Explosives Dallas Field Division – Fort Worth Resident Agency conducted the investigation as part of a Fort Worth Violent Crime Initiative, with the assistance of the Fort Worth Police Department and the Parker County Sheriff’s Office. Assistant U.S. Attorney Levi Thomas is prosecuting the case. 

    MIL Security OSI

  • MIL-OSI Asia-Pac: Union Minister Shri Shivraj Singh Chouhan inaugurates the International Workshop on Use of Modern Technology in Survey-ReSurvey of Urban Land Records in New Delhi today

    Source: Government of India (2)

    Union Minister Shri Shivraj Singh Chouhan inaugurates the International Workshop on Use of Modern Technology in Survey-ReSurvey of Urban Land Records in New Delhi today

    Digitally updated and transparent land records facilitate optimization of the land resources and sharing of information with various agencies for assisting in policy and planning: Shri Shivraj Singh Chouhan

    We will benefit from the presence of experts from around the world and the knowledge they present will help us apply modern technologies in land management: Union Minister

    The department has approved the National Geo-Spatial Knowledge Based Land Survey of Urban Habitations pilot project for creation of land records in urban areas: Shri Chouhan

    Posted On: 21 OCT 2024 5:19PM by PIB Delhi

    Union Minister for Rural Development Shri Shivraj Singh Chouhan inaugurated the International Workshop on the use of “Modern Technologies in Survey-Resurvey for Urban Land Records” at Dr. Ambedkar International Centre in New Delhi today through video conferencing. Shri Shivraj Singh Chouhan, in his keynote address as the Chief Guest reaffirmed the commitment of Govt. of India in boosting digitization and maintenance of land records under the Digital India Land Records Modernization Programme (DILRMP). Highlighting the importance of the quality land records, Minister stated that digitally updated and transparent land records facilitate optimization of the land resources and sharing of information with various agencies for assisting in policy and planning. He elaborated that for a robust property record and tax administration, seamless access to land records is crucial to enhance the effectiveness and efficiency of public service delivery through various schemes of the Centre and States. Minister emphasized the need for close coordination in the Central and State Governments and requested the Department of Land Resources and State Governments to work in close coordination.  

    He also discussed the steps taken by the Government of Madhya Pradesh in creating urban land records and informed that drone flying has been completed in 34 towns and Orthorectified Imagery (ORI) production is complete in 12 towns. He expressed his happiness on the pilot programme called the “National geospatial Knowledge-based land Survey of urban Habitations (NAKSHA)” of the Department of Land Resources with a view to create Land Records in Urban Areas. The Pilot project will be started in more than 100 cities/towns in all the States / UTs and it is expected to be completed in one year’s time. This will be followed by full-fledged survey which would cover the entire urban area in the country within a period of 5 years.   Shri Chouhan added that he is happy to report that aerial photography with 3D imagery is a powerful tool for urban planning. Considering the rainfall and flood situation at the local level, it is very important to develop better drainage and flood management. Aerial photography with accurate GPS coordinates will help in accelerating the speed of land survey, which will ultimately be useful in property tax assessment, better transport system, planning of drainage and flood management and preparation of master plans for our urban areas. 

    Shri Shivraj Singh Chouhan said that he is happy to inform that his department is making tireless efforts in this direction.  He wanted to consult with experts from other countries on creation and reconciliation of land records and this two-day conference is an effort to discuss and understand global best practices in the use of new and emerging technologies in this regard. He is sure that the distinguished participants will put forth their views which will be discussed in detail during the sessions. He requests the representatives of the State Governments present here to actively participate in the discussions, because only with the cooperation of the States will we be able to integrate modern technologies in urban land administration and improve efficiency and transparency in land management systems. We will benefit from the presence of experts from around the world and the knowledge they present will help us apply modern technologies in land management.

    Union minister extended his best wishes for successful organization of this event and he hope that the information gained from the workshop will help the government in formulating policies to further strengthen the urban local bodies.

    Secretary, Department of Land Resources, Ministry of Rural Development, Shri Manoj Joshi said that this international workshop has been organized and along with this we have started a pilot program to conduct surveys in urban areas. For this, Survey of India is our technical partner so that drone flying can be done in all the cities. From the images obtained from drone flying, the revenue and urban departments of the states will prepare urban land records, master plans and drainage records of cities. The objective of this workshop is that foreign experts in land records can take advantage of the experts in software. States which have done the land record survey work. They will be able to share information with each other. We will be able to complete this work of land records in one year.

    In the inaugural session, Shri Kunal Satyarthi, Joint Secretary, Department of Land Resources, Govt. of India welcomed the participants and set the agenda of the workshop. Shri Abedelrazq Khalil, World Bank’s Practice Manager for Urban and Land, South Asia Infrastructure Department highlighted the importance of land records in Urban area. Shri Vivek Bharadwaj, Secretary, Ministry of Panchayati Raj, Govt. of India shared experience of SVAMITVA Scheme and stressed the urgent need for digital land records for urban area too.

    The first session of the Workshop on International Best Practices in Establishing and Maintaining Urban Digital Land Record was chaired by Shri Manoj Joshi, Secretary, Department of Land Resources and moderated by Mr. Klaus Deininger, Lead Economist, World Bank. This session had global participation from the land registration/survey departments of South Korea, Spain, Netherlands, France, United Kingdom, Australia, Japan, USA, Germany.  The importance of registration laws, land surveying, aerial mapping and the integration and implementation of GIS was discussed extensively, during this session.

    The workshop is a unique gathering of the stakeholders from the Ministries/Departments of the Government of India, Revenue and Urban Development Secretaries of 34 States/UTs, the Municipal Commissioners, international experts, Municipal officers /CEOs of around 120 Urban Local Bodies which are taking part in the Pilot programme National Geospatial Knowledge based Survey of habitations (NAKSHA) for Modernization of Urban Land records and industry &technology partners from India and abroad.

    Further, a Technology Exhibition on survey and resurvey featuring more than 30 Technology Companies from India as well as abroad was inaugurated by Shri Manoj Joshi, Secretary, Department of Land Resources, Govt. of India.

    *****

     

    SS

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    Read this release in: Hindi

    MIL OSI Asia Pacific News

  • MIL-OSI Security: Member of Violent Gang Pleads Guilty to Racketeering Involving Drug and Firearms Trafficking

    Source: United States Bureau of Alcohol Tobacco Firearms and Explosives (ATF)

    BOSTON – A Boston area man pleaded guilty today to his role in Cameron Street, a violent Boston gang.

    Jose Afonseca, 32, pleaded guilty today to conspiracy to participate in a racketeering enterprise, conspiracy to distribute 500 grams or more of cocaine and dealing in firearms without a license. U.S. Senior District Court Judge William G. Young scheduled sentencing for Jan. 30, 2025.   

    During the investigation, Afonseca was identified as member of the Cameron Street gang, who worked with other Cameron Street members to distribute hundreds of grams of cocaine and cocaine base, more commonly referred to as “crack” cocaine, from a stash house in Somerville. Afonseca was recorded discussing his ability to acquire illegal firearms and was recorded selling two firearms and over 30 rounds of ammunition to a cooperating witness. On Aril 15, 2022, agents executed a series of arrest and search warrants in this case. Three hundred ninety-eight grams of cocaine, along with packaging materials, two hydraulic presses, a digital scale, a cell phone, and $14,986 in U.S. currency were seized from the stash house.

    According to court documents, Cameron Street, a violent gang based largely in the Dorchester section of Boston that uses violence and threats of violence to preserve, protect, and expand its territory, promote a climate of fear, and enhance its reputation.

    The charge of RICO conspiracy and conspiracy to interfere with commerce by force or violence each provide for a sentence of up to 20 years in prison, three years of supervised release and a fine of $250,000. The charge of conspiracy to distribute 500 grams or more of cocaine provides for a minimum sentence of five years and a maximum sentence of 40 years, a $5 million fine, and a minimum four years supervised release up to life. The charge of dealing in firearms without a license provides for a sentence of up to five years in prison, three years of supervised release, and a fine of $250,000. Sentences are imposed by a federal district court judge based upon the U.S. Sentencing Guidelines and statutes which govern the determination of a sentence in a criminal case.

    This operation is part of an Organized Crime Drug Enforcement Task Forces (OCDETF) Strike Force Initiative, which provides for the establishment of permanent multi-agency task force teams that work side-by-side in the same location. This co-located model enables agents from different agencies to collaborate on intelligence-driven, multi-jurisdictional operations to disrupt and dismantle the most significant drug traffickers, money launderers, gangs, and transnational criminal organizations. OCDETF identifies, disrupts, and dismantles the highest-level criminal organizations that threaten the United States using a prosecutor-led, intelligence-driven, multi-agency approach. Additional information about the OCDETF Program can be found at https://www.justice.gov/OCDETF.

    Acting United States Attorney Joshua Levy; James M. Ferguson, Special Agent in Charge of the Bureau of Alcohol, Tobacco, Firearms and Explosives, Boston Field Division; Stephen Belleau, Acting Special Agent in Charge of the Drug Enforcement Administration, New England Field Division; and Boston Police Commissioner Michael Cox made the announcement today. Valuable assistance was provided by the Massachusetts State Police; Suffolk County Sheriff’s Office; Suffolk, Plymouth, Norfolk and Bristol County District Attorney’s Offices; and the Canton, Quincy, Randolph, Somerville, Brockton, Malden, Stoughton, Rehoboth and Pawtucket (R.I.) Police Departments. Assistant U.S. Attorneys Christopher Pohl and Charles Dell’Anno of the Criminal Division are prosecuting the case.

    The remaining defendants named in the indictment are presumed innocent unless and until proven guilty beyond a reasonable doubt in a court of law.
     

    MIL Security OSI

  • MIL-OSI Security: Anchorage man charged with firearm crime connected to September encounter with Anchorage Police

    Source: United States Bureau of Alcohol Tobacco Firearms and Explosives (ATF)

    ANCHORAGE, Alaska – A federal grand jury in Alaska returned an indictment charging an Anchorage man with being a felon in possession of a firearm during an encounter with the police.

    According to court documents and a press release from the Anchorage Police Department (APD), on Sept. 23, 2024, Jalen Baker, 23, possessed a firearm during an encounter with police.

    The release alleges APD officers responded to a shooting in Anchorage where two victims were shot. Officers located the shooting suspect in a nearby trailer home park. The suspect fired at responding officers, striking one in the lower body, and barricaded himself inside a trailer home.

    The investigation identified the suspect as Baker and he was taken into custody at the scene. At the time of the event, Baker had a prior felony conviction for assault in the State of Alaska in 2022.

    Baker is charged with one count of being a felon in possession of a firearm and one count of possession of a firearm at a school zone. The defendant will make his initial court appearance on a later date before a U.S. Magistrate Judge from the U.S. District Court for the District of Alaska. If convicted, he faces a maximum penalty of 20 years in prison. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    U.S. Attorney S. Lane Tucker for the District of Alaska, Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) Seattle Field Division Special Agent in Charge Jonathan Blais and Anchorage Police Chief Sean Case made the announcement.

    The Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) and Anchorage Police Department, with assistance from the Alaska State Troopers, are investigating the case.

    Assistant U.S. Attorney Cody Tirpak is prosecuting the case.

    An indictment is merely an allegation, and all defendants are presumed innocent until proven guilty beyond a reasonable doubt in a court of law.

    MIL Security OSI

  • MIL-OSI Security: Wetzel County Man Admits to Firearms Charge

    Source: United States Bureau of Alcohol Tobacco Firearms and Explosives (ATF)

    WHEELING, WEST VIRGINIA – Talon D. Feucht, age 30, of New Martinsville, West Virginia, pled guilty to the unlawful possession of a firearm.

    According to court documents and statements made in court, Moundsville Police arrested Feucht on an outstanding warrant on an entering without breaking charge in Marshall County. During the arrest, Feucht admitted to having a firearm in his bag. A search of the bag resulted in the seizure of a .38 caliber firearm and ammunition. Feucht is prohibited from having firearms because of two prior felony theft convictions.

    Feucht faces up to 15 years in prison. A federal district court judge will determine the sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Assistant U.S. Attorney Clayton Reid is prosecuting the case on behalf of the government.

    The Bureau of Alcohol, Tobacco, Firearms and Explosives and the Moundsville Police Department investigated.

    U.S. Magistrate Judge James P. Mazzone presided.

    MIL Security OSI

  • MIL-OSI Security: Laredo resident sent to prison for second felon in possession of firearm conviction

    Source: United States Bureau of Alcohol Tobacco Firearms and Explosives (ATF)

    HOUSTON – A 41-year-old man has been sentenced for possessing a firearm as a convicted felon, announced U.S. Attorney Alamdar S. Hamdani.

    Fernando Perez pleaded guilty July 9. 

    U.S. District Judge Marina Garcia Marmolejo has now ordered Perez to serve 71 months in federal prison to be immediately followed by three years of supervised release. 

    The case began June 12, 2019, when authorities conducted an investigation into illegal firearms trafficking in Webb County.

    Law enforcement identified Perez as the individual who was illegally selling semi-automatic rifles on the streets of Laredo. The investigation revealed Perez illegally sold a Stag Arms, model Stag 15, 5.56 caliber semi-automatic rifle for $2,000 in broad daylight. 

    At the time of the illegal sale, Perez already had a prior 2012 felony conviction for being a felon in possession of a firearm. As such, he is prohibited from possessing firearms or ammunition per federal law.

    He will remain in custody pending transfer to a U.S. Bureau of Prisons facility to be determined in the near future.

    The Bureau of Alcohol, Tobacco, Firearms and Explosives conducted the investigation with assistance from the Laredo Police Department and Webb County Sheriff’s Office. Assistant U.S. Attorneys Francisco J. Rodriguez and Andrew Hakala-Finch prosecuted the case.

    MIL Security OSI

  • MIL-OSI Security: Springfield, Vermont Man Pleads Guilty to Gun Charge

    Source: United States Bureau of Alcohol Tobacco Firearms and Explosives (ATF)

    Burlington, Vermont – The United States Attorney’s Office for the District of Vermont stated that Ernest Lamphere, 44, of Springfield, Vermont, pleaded guilty today to a gun possession charge before U.S. District Court Judge William K. Sessions III.

    According to court records including the stipulated facts in the plea agreement between the parties, in late February 2024, Lamphere was subject to a State of Vermont relief from abuse order, which was sought by his family members and prohibited his possession of firearms. When law enforcement served the relief from abuse order on Lamphere on February 27 at his home, he turned over four firearms and also admitted opiate use. Two days later Lamphere was located alone in his vehicle, blocking the drive-thru lane at the McDonald’s in Springfield, Vermont and nodding off from illegal drug use. Lamphere had opiates in his system at the time. Along with significant quantities of illegal drugs located in his vehicle and on his person, Lamphere was also in possession of two AR-style rifles, a silencer, and assorted ammunition.

    Lamphere pleaded guilty today to being a drug user in possession of a firearm, a charge which carries a maximum sentence of 15 years. The actual sentence will be determined by the District Court with reference to the Federal Sentencing Guidelines and statutory sentencing factors of the United States Code. If accepted by the court, the plea agreement signed by Lamphere and the government recommends (1) that sentencing be delayed for one year, and (2) that Lamphere receive a time-served sentence, to be followed by three years of supervised release, if he abides by the terms of the plea agreement during the intervening year.

    The U.S. Attorney’s Office thanked the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF) and the Springfield, VT Police Department for their work on this case.

    U.S. Attorney Nikolas Kerest has handled the case for the government. Assistant Federal Public Defender Steven Barth represents Ernest Lamphere.

    This case is part of Project Safe Neighborhoods (PSN), a program bringing together all levels of law enforcement and the communities they serve to reduce violent crime and gun violence, and to make our neighborhoods safer for everyone. On May 26, 2021, the Department launched a violent crime reduction strategy strengthening PSN based on these core principles: fostering trust and legitimacy in our communities, supporting community-based organizations that help prevent violence from occurring in the first place, setting focused and strategic enforcement priorities, and measuring the results. For more information about Project Safe Neighborhoods, please visit Justice.gov/PSN.

    MIL Security OSI

  • MIL-OSI: RBB Bancorp Reports Third Quarter 2024 Earnings and Declares Quarterly Cash Dividend of $0.16 Per Common Share

    Source: GlobeNewswire (MIL-OSI)

    LOS ANGELES, Oct. 21, 2024 (GLOBE NEWSWIRE) — RBB Bancorp (NASDAQ:RBB) and its subsidiaries, Royal Business Bank (the “Bank”) and RBB Asset Management Company (“RAM”), collectively referred to herein as “the Company,” announced financial results for the quarter ended September 30, 2024.

    Third Quarter 2024 Highlights

    • Net income totaled $7.0 million, or $ 0.39 diluted earnings per share
    • Return on average assets of 0.72%, compared to 0.76% for the quarter ended June 30, 2024
    • Net interest margin of 2.68% compared to 2.67% for the quarter ended June 30, 2024
    • Repurchased 508,275 shares of common stock for $11.0 million during the quarter ended September 30, 2024, and completed the authorized program
    • Book value and tangible book value per share(1) increased to $28.81 and $24.64 at September 30, 2024, up from $28.12 and $24.06 at June 30, 2024

    The Company reported net income of $7.0 million, or $ 0.39 diluted earnings per share, for the quarter ended September 30, 2024, compared to net income of $7.2 million, or $ 0.39 diluted earnings per share, for the quarter ended June 30, 2024. 

    “Loans increased at a 6% annualized rate in the third quarter as our work to expand lending and deposit relationships began to deliver results,” said David Morris, Chief Executive Officer of RBB Bancorp. “Net interest margin increased slightly, and we are optimistic that it will continue to expand from here.  We continue to work through our non-performing loans and believe we will be able to resolve the majority of them by mid-2025.”

    “The team has done an excellent job building on the Bank’s reputation as one of the premier Asian-centric financial institutions,” said Christina Kao, Chair of the Board of Directors. “Returning the Bank to growth has been a priority for the Board of Directors as we believe it will enhance long-term shareholder value.”

    (1) Reconciliations of the non–U.S. generally accepted accounting principles (“GAAP”) measures included at the end of this press release.

    Net Interest Income and Net Interest Margin

    Net interest income was $24.5 million for the third quarter of 2024, compared to $24.0 million for the second quarter of 2024. The $580,000 increase was due to an increase in interest income of $1.5 million offset by an increase in interest expense of $959,000. The increase in interest income was due mostly to higher interest income on loans held for investment (“HFI”) of $2.0 million, partially offset by lower interest income on investment securities of $504,000. The increase in loan interest income was mostly due to higher average loans HFI of $54.4 million combined with a 9 basis point increase in the HFI loan yield. The decrease in investment income was attributed to lower average balances and a lower portfolio yield as proceeds from maturing short-term commercial paper were invested into loans and interest-earning cash. The increase in interest expense was due to higher average interest-bearing deposits of $42.3 million in the third quarter of 2024.

    Net interest margin (“NIM”) was 2.68% for the third quarter of 2024, an increase of 1 basis point from 2.67% for the second quarter of 2024. The increase was due to a 5 basis point increase in the yield on average interest-earning assets, partially offset by a 3 basis point increase in the overall cost of funds. The yield on average interest-earning assets increased to 5.94% for the third quarter of 2024 from 5.89% for the second quarter of 2024 due mainly to a 9 basis point increase in the yield on average loans HFI to 6.13% for the third quarter of 2024. The increase in the loan yield was largely attributed to nonaccrual loan activity in the current and prior quarter, including both the recapture of interest income for fully paid off nonaccrual loans and reversals of interest income for loans migrating to nonaccrual status. Such activity increased the third quarter loan yield by 1 basis point and decreased the second quarter loan yield by 7 basis points. Average loans represented 84% of average interest-earning assets in the third quarter of 2024, unchanged from the second quarter of 2024.

    The overall cost of funds increased to 3.57% in the third quarter of 2024 from 3.54% in the second quarter of 2024 due to a higher average cost of interest-bearing deposits in the third quarter of 2024 as compared to the second quarter of 2024. The overall funding mix remained relatively unchanged from the second quarter of 2024 as the ratio of average noninterest-bearing deposits to average total funding sources remained relatively unchanged at 16% for the third and second quarters of 2024. The all-in spot rate for total deposits was 3.53% at September 30, 2024.

    Provision for Credit Losses

    The Company recorded a provision for credit losses of $3.3 million for the third quarter of 2024 compared to $557,000 for the second quarter of 2024. The third quarter provision took into consideration factors including changes in the loan portfolio mix, higher specific reserves, the outlook for economic conditions and market interest rates, and credit quality metrics, including higher nonperforming, special mention and substandard loans at the end of the third quarter of 2024 as compared to the end of the second quarter of 2024.

    Noninterest Income

    Noninterest income for the third quarter of 2024 was $5.7 million, an increase of $2.3 million from $3.5 million for the second quarter of 2024. This increase was mostly due to a $2.8 million recovery of a fully charged off loan, which had been acquired in a bank acquisition (included in other income), partially offset by lower net gain on other real estate owned (“OREO”) of $292,000. 

    Noninterest Expense

    Noninterest expense for the third quarter of 2024 was $17.4 million, an increase of $297,000 from $17.1 million for the second quarter of 2024. This increase was due to higher salaries and employee benefits expense of $475,000 due in part to higher loan production and higher other expenses of $304,000 due to higher loan related expense. These increases were partially offset by lower insurance and regulatory assessments of $323,000 and lower legal and professional expenses of $302,000, the latter being due to reimbursed legal costs from nonaccrual loan payoffs. The annualized noninterest expenses to average assets ratio was 1.78% for the third quarter of 2024, down from 1.79% for the second quarter of 2024. The efficiency ratio was 57.51% for the third quarter of 2024, down from 62.38% for the second quarter of 2024 due mostly to higher noninterest income.

    Income Taxes

    The effective tax rate was 26.9% for the third quarter of 2024 and 25.9% for the second quarter of 2024. The effective tax rate for 2024 is estimated to range between 26.0% and 28.0%.

    Balance Sheet

    At September 30, 2024, total assets were $4.0 billion, a $122.3 million increase compared to June 30, 2024, and a $78.9 million decrease compared to September 30, 2023.

    Loan and Securities Portfolio

    Loans HFI totaled $3.1 billion as of September 30, 2024, an increase of $44.2 million compared to June 30, 2024 and a $29.1 million decrease compared to September 30, 2023. The increase from June 30, 2024 was primarily due to a $62.5 million increase in commercial real estate (“CRE”) loans, a $5.6 million increase in single-family residential (“SFR”) mortgages and a $2.2 million increase in commercial and industrial (“C&I”) loans, partially offset by a $22.3 million decrease in construction and land development (“C&D”) loans and a $2.2 million decrease in Small Business Administration (“SBA”) loans. The loan to deposit ratio was 98.6% at September 30, 2024, compared to 99.4% at June 30, 2024 and 97.6% at September 30, 2023. 

    As of September 30, 2024, available-for-sale securities totaled $305.7 million, a decrease of $19.9 million from June 30, 2024. As of September 30, 2024, net unrealized losses totaled $23.2 million, a $6.9 million decrease due to decreases in market interest rates, when compared to net unrealized losses as of June 30, 2024.

    Deposits

    Total deposits were $3.1 billion as of September 30, 2024, a $68.6 million increase compared to June 30, 2024 and a $61.9 million decrease compared to September 30, 2023. The increase during the third quarter of 2024 was due to an increase in interest-bearing deposits, while noninterest-bearing deposits remained relatively stable at $543.6 million as of September 30, 2024 compared to $543.0 million as of June 30, 2024. The increase in interest-bearing deposits included an increase in time deposits of $49.6 million and an increase in non-maturity deposits of $18.3 million. The increase in time deposits included a $26.6 million increase in wholesale deposits (brokered deposits, collateralized State of California certificates of deposit and deposits acquired through internet listing services). Wholesale deposits totaled $147.3 million at September 30, 2024, and $120.7 million at June 30, 2024. Noninterest-bearing deposits represented 17.6% of total deposits at September 30, 2024 compared to 18.0% at June 30, 2024.

    Credit Quality

    Nonperforming assets totaled $60.7 million, or 1.52% of total assets, at September 30, 2024, compared to $54.6 million, or 1.41% of total assets, at June 30, 2024. The $6.1 million increase in nonperforming assets was mostly due to two loans that migrated to nonaccrual totaling $13.3 million and consisted of a C&D loan and a CRE loan, offset by $6.1 million in payoffs with no losses and $1.2 million in partial charge-offs of nonaccrual loans.

    Special mention loans totaled $77.5 million, or 2.51% of total loans, at September 30, 2024, compared to $19.5 million, or 0.64% of total loans, at June 30, 2024. The $58.0 million increase was primarily due to one $43.6 million C&D loan for a completed hotel construction project, CRE loans totaling $25.2 million and C&I loans totaling $1.2 million. The increase was partially offset by one $11.7 million C&D loan, which migrated from special mention to substandard during the third quarter of 2024. All special mention loans, including the $11.7 million C&D loan which migrated to substandard rating, are all paying current.

    Substandard loans totaled $79.8 million, or 2.58% of total loans, at September 30, 2024, compared to $63.1 million, or 2.07% of total loans, at June 30, 2024. The $16.8 million increase was primarily due to downgrades of two C&D loans totaling $21.7 million and one $3.3 million CRE loan, offset by loan payoffs of $6.7 million and charge-offs of $1.2 million. Of the substandard loans at September 30, 2024, there are  $19.2 million which are paying current.

    30-89 day delinquent loans, excluding nonperforming loans, decreased $645,000 to $10.6 million as of September 30, 2024, compared to $11.3 million as of June 30, 2024. The decrease in past due loans was mostly due to 12 loans totaling $4.7 million that returned to current status and other decreases totaling $784,000, partially offset by new delinquent loans totaling $4.9 million, of which $4.1 million were 30 days past due.

    As of September 30, 2024, the allowance for credit losses totaled $44.5 million and was comprised of an allowance for loan losses of $43.7 million and a reserve for unfunded commitments of $779,000 (included in “Accrued interest and other liabilities”). This compares to the allowance for credit losses of $42.4 million comprised of an allowance for loan losses of $41.7 million and a reserve for unfunded commitments of $624,000 at June 30, 2024. The $2.1 million increase in the allowance for credit losses for the third quarter of 2024 was due to a $3.3 million provision for credit losses, including higher specific reserves of $2.5 million, offset by net charge-offs of $1.2 million. The increase in specific reserves and charge-offs in the third quarter of 2024 was primarily due to a decrease in the estimated fair value of collateral dependent loans, including estimated selling costs. Charge-offs in the third quarter of 2024 were related to one C&D loan and one CRE loan, which were written-down to their estimated fair value. The allowance for loan losses as a percentage of loans HFI was 1.41% at September 30, 2024, compared to 1.37% at June 30, 2024. The allowance for loan losses as a percentage of nonperforming loans was 72% at September 30, 2024, a decrease from 76% at June 30, 2024. The decrease in the allowance for loan losses as a percentage of nonperforming loans was due in part to an increase in individually evaluated loans, which required no allowance for loan losses.

        For the Three Months Ended
    September 30, 2024
        For the Nine Months Ended
    September 30, 2024
     
    (dollars in thousands)   Allowance for loan losses     Reserve for unfunded loan commitments     Allowance for credit losses     Allowance for loan losses     Reserve for unfunded loan commitments     Allowance for credit losses  
    Beginning balance   $ 41,741     $ 624     $ 42,365     $ 41,903     $ 640     $ 42,543  
    Provision for credit losses     3,145       155       3,300       3,718       139       3,857  
    Less loans charged-off     (1,210 )           (1,210 )     (1,991 )           (1,991 )
    Recoveries on loans charged-off     9             9       55             55  
    Ending balance   $ 43,685     $ 779     $ 44,464     $ 43,685     $ 779     $ 44,464  


    Shareholders’ Equity

    At September 30, 2024, total shareholders’ equity was $509.7 million, a $1.6 million decrease compared to June 30, 2024, and a $7.2 million increase compared to September 30, 2023. The decrease in shareholders’ equity for the third quarter of 2024 was due to common stock repurchases of $11.0 million and common stock cash dividends paid of $2.9 million, offset by net income of $7.0 million, lower net unrealized loss on available-for-sale securities of $4.8 million and equity compensation activity of $528,000. Book value per share and tangible book value per share(1) increased to $28.81 and $24.64 at September 30, 2024, up from $28.12 and $24.06 at June 30, 2024.

    On February 29, 2024, the Board of Directors authorized the repurchase of up to 1,000,000 shares of common stock. The repurchase program permitted shares to be repurchased in open market or private transactions, through block trades, and pursuant to any trading plan that may be adopted in accordance with Securities and Exchange Commission (“SEC”) Rules 10b5-1 and 10b-8. The Company repurchased 508,275 shares at a weighted average share price of $21.53 during the third quarter of 2024 and completed the authorized program.

    Dividend Announcement

    The Board of Directors has declared a common stock cash dividend of $0.16 per common share, payable on November 12, 2024 to shareholders of record on October 31, 2024.

      Contact:
    Lynn Hopkins, Chief Financial Officer
      (213) 716-8066
      lhopkins@rbbusa.com

    (1) Reconciliations of the non–U.S. generally accepted accounting principles (“GAAP”) measures included at the end of this press release.


    Corporate Overview

    RBB Bancorp is a community-based financial holding company headquartered in Los Angeles, California. As of September 30, 2024, the Company had total assets of $4.0 billion. Its wholly-owned subsidiary, Royal Business Bank, is a full service commercial bank, which provides consumer and business banking services predominately to the Asian-centric communities in Los Angeles County, Orange County, and Ventura County in California, in Las Vegas, Nevada, in Brooklyn, Queens, and Manhattan in New York, in Edison, New Jersey, in the Chicago neighborhoods of Chinatown and Bridgeport, Illinois, and on Oahu, Hawaii. Bank services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, commercial and industrial loans, SBA 7A and 504 loans, 1-4 single family residential loans, trade finance, a full range of depository account products and wealth management services. The Bank has nine branches in Los Angeles County, two branches in Ventura County, one branch in Orange County, California, one branch in Las Vegas, Nevada, three branches and one loan operation center in Brooklyn, three branches in Queens, one branch in Manhattan in New York, one branch in Edison, New Jersey, two branches in Chicago, Illinois, and one branch in Honolulu, Hawaii. The Company’s administrative and lending center is located at 1055 Wilshire Blvd., Los Angeles, California 90017, and its operations center is located at 7025 Orangethorpe Ave., Buena Park, California 90621. The Company’s website address is www.royalbusinessbankusa.com.

    Conference Call

    Management will hold a conference call at 11:00 a.m. Pacific time/2:00 p.m. Eastern time on Tuesday, October 22, 2024, to discuss the Company’s third quarter 2024 financial results.

    To listen to the conference call, please dial 1-888-506-0062 or 1-973-528-0011, the Participant ID code is 392446, conference ID RBBQ324. A replay of the call will be made available at 1-877-481-4010 or 1-919-882-2331, the passcode is 51366, approximately one hour after the conclusion of the call and will remain available through November 5, 2024.

    The conference call will also be simultaneously webcast over the Internet; please visit our Royal Business Bank website at http://www.royalbusinessbankusa.com and click on the “Investors” tab to access the call from the site. This webcast will be recorded and available for replay on our website approximately two hours after the conclusion of the conference call.

    Disclosure

    This press release contains certain non-GAAP financial disclosures for tangible common equity and tangible assets and adjusted earnings. The Company uses certain non-GAAP financial measures to provide meaningful supplemental information regarding the Company’s operational performance and to enhance investors’ overall understanding of such financial performance. Please refer to the tables at the end of this release for a presentation of performance ratios in accordance with GAAP and a reconciliation of the non-GAAP financial measures to the GAAP financial measures.

    Safe Harbor

    Certain matters set forth herein (including the exhibits hereto) constitute forward-looking statements relating to the Company’s current business plans and expectations and our future financial position and operating results. These forward-looking statements are subject to risks and uncertainties that could cause actual results, performance and/or achievements to differ materially from those projected. These risks and uncertainties include, but are not limited to, the effectiveness of the Companys internal control over financial reporting and disclosure controls and procedures; the potential for additional material weaknesses in the Companys internal controls over financial reporting or other potential control deficiencies of which the Company is not currently aware or which have not been detected; business and economic conditions generally and in the financial services industry, nationally and within our current and future geographic markets, including the tight labor market, ineffective management of the United States (U.S.) federal budget or debt or turbulence or uncertainly in domestic or foreign financial markets; the strength of the U.S. economy in general and the strength of the local economies in which we conduct operations; adverse developments in the banking industry highlighted by high-profile bank failures and the potential impact of such developments on customer confidence, liquidity and regulatory responses to these developments; our ability to attract and retain deposits and access other sources of liquidity; possible additional provisions for credit losses and charge-offs; credit risks of lending activities and deterioration in asset or credit quality; extensive laws and regulations and supervision that we are subject to, including potential supervisory action by bank supervisory authorities; increased costs of compliance and other risks associated with changes in regulation, including any amendments to the Dodd-Frank Wall Street Reform and Consumer Protection Act; compliance with the Bank Secrecy Act and other money laundering statutes and regulations; potential goodwill impairment; liquidity risk; failure to comply with debt covenants;  fluctuations in interest rates; risks associated with acquisitions and the expansion of our business into new markets; inflation and deflation; real estate market conditions and the value of real estate collateral; the effects of having concentrations in our loan portfolio, including commercial real estate and the risks of geographic and industry concentrations; environmental liabilities; our ability to compete with larger competitors; our ability to retain key personnel; successful management of reputational risk; severe weather, natural disasters, earthquakes, fires; or other adverse external events could harm our business; geopolitical conditions, including acts or threats of terrorism, actions taken by the U.S. or other governments in response to acts or threats of terrorism and/or military conflicts, including the conflicts between Russia and Ukraine, in the Middle East, and increasing tensions between China and Taiwan, which could impact business and economic conditions in the U.S. and abroad; public health crises and pandemics, and their effects on the economic and business environments in which we operate, including our credit quality and business operations, as well as the impact on general economic and financial market conditions; general economic or business conditions in Asia, and other regions where the Bank has operations; failures, interruptions, or security breaches of our information systems; climate change, including any enhanced regulatory, compliance, credit and reputational risks and costs; cybersecurity threats and the cost of defending against them; our ability to adapt our systems to the expanding use of technology in banking; risk management processes and strategies; adverse results in legal proceedings; the impact of regulatory enforcement actions, if any; certain provisions in our charter and bylaws that may affect acquisition of the Company; changes in tax laws and regulations; the impact of governmental efforts to restructure the U.S. financial regulatory system; the impact of future or recent changes in the Federal Deposit Insurance Corporation (“FDIC”) insurance assessment rate and the rules and regulations related to the calculation of the FDIC insurance assessments; the effect of changes in accounting policies and practices or accounting standards, as may be adopted from time-to-time by bank regulatory agencies, the SEC, the Public Company Accounting Oversight Board, the Financial Accounting Standards Board or other accounting standards setters, including Accounting Standards Update 2016-13 (Topic 326, “Measurement of Current Losses on Financial Instruments, commonly referenced as the Current Expected Credit Losses Model, which changed how we estimate credit losses and may further increase the required level of our allowance for credit losses in future periods; market disruption and volatility; fluctuations in the Company’s stock price; restrictions on dividends and other distributions by laws and regulations and by our regulators and our capital structure; issuances of preferred stock; our ability to raise additional capital, if needed, and the potential resulting dilution of interests of holders of our common stock; the soundness of other financial institutions; our ongoing relations with our various federal and state regulators, including the SEC, FDIC, FRB and California Department of Financial Protection and Innovation; our success at managing the risks involved in the foregoing items and all other factors set forth in the Company’s public reports, including its Annual Report as filed under Form 10-K for the year ended December 31, 2023, and particularly the discussion of risk factors within that document. The Company does not undertake, and specifically disclaims any obligation, to update any forward-looking statements to reflect occurrences or unanticipated events or circumstances after the date of such statements except as required by law. Any statements about future operating results, such as those concerning accretion and dilution to the Company’s earnings or shareholders, are for illustrative purposes only, are not forecasts, and actual results may differ.

    RBB BANCORP AND SUBSIDIARIES
    CONDENSED CONSOLIDATED BALANCE SHEETS
    (Unaudited)
    (Dollars in thousands)

     
        September 30,     June 30,     March 31,     December 31,     September 30,  
        2024     2024     2024     2023     2023  
    Assets                                        
    Cash and due from banks   $ 26,388     $ 23,313     $ 21,887     $ 22,671     $ 23,809  
    Interest-earning deposits with financial institutions     323,002       229,456       247,356       408,702       306,982  
    Cash and Cash Equivalents     349,390       252,769       269,243       431,373       330,791  
    Interest-earning time deposits with financial institutions     600       600       600       600       600  
    Investment securities available for sale     305,666       325,582       335,194       318,961       354,378  
    Investment securities held to maturity     5,195       5,200       5,204       5,209       5,214  
    Mortgage loans held for sale     812       3,146       3,903       1,911       62  
    Loans held for investment     3,091,896       3,047,712       3,027,361       3,031,861       3,120,952  
    Allowance for loan losses     (43,685 )     (41,741 )     (41,688 )     (41,903 )     (42,430 )
    Net loans held for investment     3,048,211       3,005,971       2,985,673       2,989,958       3,078,522  
    Premises and equipment, net     24,839       25,049       25,363       25,684       26,134  
    Federal Home Loan Bank (FHLB) stock     15,000       15,000       15,000       15,000       15,000  
    Cash surrender value of bank owned life insurance     59,889       59,486       59,101       58,719       58,346  
    Goodwill     71,498       71,498       71,498       71,498       71,498  
    Servicing assets     7,256       7,545       7,794       8,110       8,439  
    Core deposit intangibles     2,194       2,394       2,594       2,795       3,010  
    Right-of-use assets     29,283       30,530       31,231       29,803       29,949  
    Accrued interest and other assets     70,644       63,416       65,608       66,404       87,411  
    Total assets   $ 3,990,477     $ 3,868,186     $ 3,878,006     $ 4,026,025     $ 4,069,354  
    Liabilities and shareholders’ equity                                        
    Deposits:                                        
    Noninterest-bearing demand   $ 543,623     $ 542,971     $ 539,517     $ 539,621     $ 572,393  
    Savings, NOW and money market accounts     666,089       647,770       642,840       632,729       608,020  
    Time deposits, $250,000 and under     1,052,462       1,014,189       1,083,898       1,190,821       1,237,831  
    Time deposits, greater than $250,000     830,010       818,675       762,074       811,589       735,828  
    Total deposits     3,092,184       3,023,605       3,028,329       3,174,760       3,154,072  
    FHLB advances     200,000       150,000       150,000       150,000       150,000  
    Long-term debt, net of issuance costs     119,433       119,338       119,243       119,147       174,019  
    Subordinated debentures     15,102       15,047       14,993       14,938       14,884  
    Lease liabilities – operating leases     30,880       32,087       32,690       31,191       31,265  
    Accrued interest and other liabilities     23,150       16,818       18,765       24,729       42,603  
    Total liabilities     3,480,749       3,356,895       3,364,020       3,514,765       3,566,843  
    Shareholders’ equity:                                        
    Common Stock     259,280       266,160       271,645       271,925       277,462  
    Additional paid-in capital     3,520       3,456       3,348       3,623       3,579  
    Retained Earnings     262,946       262,518       259,903       255,152       247,159  
    Non-controlling interest     72       72       72       72       72  
    Accumulated other comprehensive loss, net     (16,090 )     (20,915 )     (20,982 )     (19,512 )     (25,761 )
    Total shareholders’ equity     509,728       511,291       513,986       511,260       502,511  
    Total liabilities and shareholders’ equity   $ 3,990,477     $ 3,868,186     $ 3,878,006     $ 4,026,025     $ 4,069,354  
    RBB BANCORP AND SUBSIDIARIES
    CONDENSED CONSOLIDATED STATEMENTS OF INCOME
    (Unaudited)
    (In thousands, except share and per share data) 

     
        For the Three Months Ended     For the Nine Months Ended  
        September 30,
    2024
        June 30,
    2024
        September 30,
    2023
        September 30,
    2024
        September 30,
    2023
     
    Interest and dividend income:                                        
    Interest and fees on loans   $ 47,326     $ 45,320     $ 47,617     $ 138,193     $ 148,369  
    Interest on interest-earning deposits     3,388       3,353       3,193       11,781       6,096  
    Interest on investment securities     3,127       3,631       4,211       10,369       10,321  
    Dividend income on FHLB stock     326       327       290       984       814  
    Interest on federal funds sold and other     258       255       252       779       716  
    Total interest and dividend income     54,425       52,886       55,563       162,106       166,316  
    Interest expense:                                        
    Interest on savings deposits, NOW and money market accounts     5,193       4,953       3,106       14,624       8,180  
    Interest on time deposits     22,553       21,850       21,849       67,725       54,424  
    Interest on long-term debt and subordinated debentures     1,681       1,679       2,579       5,039       7,668  
    Interest on other borrowed funds     453       439       440       1,331       2,428  
    Total interest expense     29,880       28,921       27,974       88,719       72,700  
    Net interest income before provision for credit losses     24,545       23,965       27,589       73,387       93,616  
    Provision for credit losses     3,300       557       1,399       3,857       3,793  
    Net interest income after provision for credit losses     21,245       23,408       26,190       69,530       89,823  
    Noninterest income:                                        
    Service charges and fees     1,071       1,064       1,057       3,127       3,200  
    Gain on sale of loans     447       451       212       1,210       258  
    Loan servicing fees, net of amortization     605       579       623       1,773       1,959  
    Increase in cash surrender value of life insurance     402       385       356       1,169       1,036  
    Gain on OREO           292       190       1,016       190  
    Other income     3,221       717       332       4,311       982  
    Total noninterest income     5,746       3,488       2,770       12,606       7,625  
    Noninterest expense:                                        
    Salaries and employee benefits     10,008       9,533       9,744       29,468       28,935  
    Occupancy and equipment expenses     2,518       2,439       2,414       7,400       7,242  
    Data processing     1,472       1,466       1,315       4,358       3,969  
    Legal and professional     958       1,260       1,022       3,098       6,907  
    Office expenses     348       352       437       1,056       1,163  
    Marketing and business promotion     252       189       340       613       892  
    Insurance and regulatory assessments     658       981       730       2,621       2,043  
    Core deposit premium     200       201       236       602       708  
    Other expenses     1,007       703       638       2,298       2,445  
    Total noninterest expense     17,421       17,124       16,876       51,514       54,304  
    Income before income taxes     9,570       9,772       12,084       30,622       43,144  
    Income tax expense     2,571       2,527       3,611       8,342       12,752  
    Net income   $ 6,999     $ 7,245     $ 8,473     $ 22,280     $ 30,392  
                                             
    Net income per share                                        
    Basic   $ 0.39     $ 0.39     $ 0.45     $ 1.22     $ 1.60  
    Diluted   $ 0.39     $ 0.39     $ 0.45     $ 1.22     $ 1.60  
    Cash Dividends declared per common share   $ 0.16     $ 0.16     $ 0.16     $ 0.48     $ 0.48  
    Weighted-average common shares outstanding                                        
    Basic     17,812,791       18,375,970       18,995,303       18,261,702       18,991,579  
    Diluted     17,885,359       18,406,897       18,997,304       18,313,086       19,013,838  
    RBB BANCORP AND SUBSIDIARIES
    AVERAGE BALANCE SHEET AND NET INTEREST INCOME
    (Unaudited)
     
        For the Three Months Ended  
        September 30, 2024     June 30, 2024     September 30, 2023  
    (tax-equivalent basis, dollars in thousands)   Average
    Balance
        Interest
     & Fees
        Yield /
    Rate
        Average
    Balance
        Interest
    & Fees
        Yield /
    Rate
        Average
    Balance
        Interest
    & Fees
        Yield /
    Rate
     
    Interest-earning assets                                                                        
    Cash and cash equivalents(1)   $ 260,205     $ 3,646       5.57 %   $ 255,973     $ 3,608       5.67 %   $ 270,484     $ 3,445       5.05 %
    FHLB Stock     15,000       326       8.65 %     15,000       327       8.77 %     15,000       290       7.67 %
    Securities                                                                        
    Available for sale(2)     298,948       3,105       4.13 %     318,240       3,608       4.56 %     369,459       4,187       4.50 %
    Held to maturity(2)     5,198       46       3.52 %     5,203       46       3.56 %     5,385       48       3.54 %
    Mortgage loans held for sale     1,165       23       7.85 %     3,032       57       7.56 %     739       13       6.98 %
    Loans held for investment:(3)                                                                        
    Real estate     2,888,528       43,495       5.99 %     2,828,339       41,590       5.91 %     2,968,246       43,583       5.83 %
    Commercial     179,885       3,808       8.42 %     185,679       3,673       7.96 %     187,140       4,021       8.52 %
    Total loans held for investment     3,068,413       47,303       6.13 %     3,014,018       45,263       6.04 %     3,155,386       47,604       5.99 %
    Total interest-earning assets     3,648,929     $ 54,449       5.94 %     3,611,466     $ 52,909       5.89 %     3,816,453     $ 55,587       5.78 %
    Total noninterest-earning assets     242,059                       240,016                       250,083                  
    Total average assets   $ 3,890,988                     $ 3,851,482                     $ 4,066,536                  
                                                                             
    Interest-bearing liabilities                                                                        
    NOW     55,757       277       1.98 %   $ 56,081     $ 276       1.98 %   $ 55,325     $ 201       1.44 %
    Money Market     439,936       4,093       3.70 %     431,559       3,877       3.61 %     403,300       2,656       2.61 %
    Saving deposits     164,515       823       1.99 %     164,913       800       1.95 %     123,709       249       0.80 %
    Time deposits, $250,000 and under     1,037,365       12,312       4.72 %     1,049,666       12,360       4.74 %     1,285,320       14,090       4.35 %
    Time deposits, greater than $250,000     819,207       10,241       4.97 %     772,255       9,490       4.94 %     717,026       7,759       4.29 %
    Total interest-bearing deposits     2,516,780       27,746       4.39 %     2,474,474       26,803       4.36 %     2,584,680       24,955       3.83 %
    FHLB advances     150,543       453       1.20 %     150,000       439       1.18 %     150,000       440       1.16 %
    Long-term debt     119,370       1,295       4.32 %     119,275       1,296       4.37 %     173,923       2,194       5.00 %
    Subordinated debentures     15,066       386       10.19 %     15,011       383       10.26 %     14,848       385       10.29 %
    Total interest-bearing liabilities     2,801,759       29,880       4.24 %     2,758,760       28,921       4.22 %     2,923,451       27,974       3.80 %
    Noninterest-bearing liabilities                                                                        
    Noninterest-bearing deposits     528,081                       529,450                       571,371                  
    Other noninterest-bearing liabilities     52,428                       51,087                       67,282                  
    Total noninterest-bearing liabilities     580,509                       580,537                       638,653                  
    Shareholders’ equity     508,720                       512,185                       504,432                  
    Total liabilities and shareholders’ equity   $ 3,890,988                     $ 3,851,482                     $ 4,066,536                  
    Net interest income / interest rate spreads           $ 24,569       1.70 %           $ 23,988       1.67 %           $ 27,613       1.98 %
    Net interest margin                     2.68 %                     2.67 %                     2.87 %
                                                                             
    Total cost of deposits   $ 3,044,861     $ 27,746       3.63 %   $ 3,003,924     $ 26,803       3.59 %   $ 3,156,051     $ 24,955       3.14 %
    Total cost of funds   $ 3,329,840     $ 29,880       3.57 %   $ 3,288,210     $ 28,921       3.54 %   $ 3,494,822     $ 27,974       3.18 %

    _________________
    (1) Includes income and average balances for interest-earning time deposits and other miscellaneous interest-earning assets.
    (2) Interest income and average rates for tax-exempt securities are presented on a tax-equivalent basis.
    (3) Average loan balances include nonaccrual loans. Interest income on loans includes the effects of discount accretion and net deferred loan origination fees and costs accounted for as yield adjustments.

    RBB BANCORP AND SUBSIDIARIES
    AVERAGE BALANCE SHEET AND NET INTEREST INCOME
    (Unaudited)
     
        For the Nine Months Ended  
        September 30, 2024     September 30, 2023  
    (tax-equivalent basis, dollars in thousands)   Average
    Balance
        Interest
    & Fees
        Yield /
    Rate
        Average
    Balance
        Interest
    & Fees
        Yield /
    Rate
     
    Interest-earning assets                                                
    Cash and cash equivalents(1)   $ 293,597     $ 12,560       5.71 %   $ 177,393     $ 6,812       5.13 %
    FHLB Stock     15,000       984       8.76 %     15,000       814       7.26 %
    Securities                                                
    Available for sale(2)     312,352       10,302       4.41 %     332,007       10,245       4.13 %
    Held to maturity(2)     5,203       140       3.59 %     5,610       151       3.60 %
    Mortgage loans held for sale     1,802       105       7.78 %     295       16       7.25 %
    Loans held for investment:(3)                                                
    Real estate     2,851,625       126,852       5.94 %     3,041,393       134,791       5.93 %
    Commercial     181,716       11,236       8.26 %     214,618       13,562       8.45 %
    Total loans held for investment     3,033,341       138,088       6.08 %     3,256,011       148,353       6.09 %
    Total interest-earning assets     3,661,295     $ 162,179       5.92 %     3,786,316     $ 166,391       5.88 %
    Total noninterest-earning assets     242,802                       244,822                  
    Total average assets   $ 3,904,097                     $ 4,031,138                  
                                                     
    Interest-bearing liabilities                                                
    NOW   $ 56,924       851       2.00 %   $ 59,476     $ 511       1.15 %
    Money Market     427,884       11,496       3.59 %     431,299       7,315       2.27 %
    Saving deposits     162,207       2,277       1.88 %     118,550       354       0.40 %
    Time deposits, $250,000 and under     1,087,501       38,476       4.73 %     1,141,290       33,905       3.97 %
    Time deposits, greater than $250,000     792,310       29,249       4.93 %     729,699       20,519       3.76 %
    Total interest-bearing deposits     2,526,826       82,349       4.35 %     2,480,314       62,604       3.37 %
    FHLB advances     150,182       1,331       1.18 %     179,707       2,428       1.81 %
    Long-term debt     119,276       3,886       4.35 %     173,780       6,584       5.07 %
    Subordinated debentures     15,012       1,153       10.26 %     14,794       1,084       9.80 %
    Total interest-bearing liabilities     2,811,296       88,719       4.22 %     2,848,595       72,700       3.41 %
    Noninterest-bearing liabilities                                                
    Noninterest-bearing deposits     528,624                       624,781                  
    Other noninterest-bearing liabilities     52,955                       58,786                  
    Total noninterest-bearing liabilities     581,579                       683,567                  
    Shareholders’ equity     511,222                       498,976                  
    Total liabilities and shareholders’ equity   $ 3,904,097                     $ 4,031,138                  
    Net interest income / interest rate spreads           $ 73,460       1.70 %           $ 93,691       2.47 %
    Net interest margin                     2.68 %                     3.31 %
                                                     
    Total cost of deposits   $ 3,055,450     $ 82,349       3.60 %   $ 3,105,095     $ 62,604       2.70 %
    Total cost of funds   $ 3,339,920     $ 88,719       3.55 %   $ 3,473,376     $ 72,700       2.80 %

    _______________
    (1) Includes income and average balances for interest-earning time deposits and other miscellaneous interest-earning assets.
    (2) Interest income and average rates for tax-exempt securities are presented on a tax-equivalent basis.
    (3) Average loan balances include nonaccrual loans. Interest income on loans includes the effects of discount accretion and net deferred loan origination fees and costs accounted for as yield adjustments.

    RBB BANCORP AND SUBSIDIARIES
    SELECTED FINANCIAL HIGHLIGHTS
    (Unaudited)
     
      At or for the Three Months Ended     At or for the Nine Months
    Ended September 30,
     
      September 30,   June 30,     September 30,                  
        2024     2024     2023     2024     2023  
    Per share data (common stock)                                  
    Book value $ 28.81     $ 28.12     $ 26.45     $ 28.81     $ 26.45  
    Tangible book value(1) $ 24.64     $ 24.06     $ 22.53     $ 24.64     $ 22.53  
    Performance ratios                                  
    Return on average assets, annualized   0.72 %     0.76 %     0.83 %     0.76 %     1.01 %
    Return on average shareholders’ equity, annualized   5.47 %     5.69 %     6.66 %     5.82 %     8.14 %
    Return on average tangible common equity, annualized(1)   6.40 %     6.65 %     7.82 %     6.81 %     9.58 %
    Noninterest income to average assets, annualized   0.59 %     0.36 %     0.27 %     0.43 %     0.25 %
    Noninterest expense to average assets, annualized   1.78 %     1.79 %     1.65 %     1.76 %     1.80 %
    Yield on average earning assets   5.94 %     5.89 %     5.78 %     5.92 %     5.88 %
    Yield on average loans   6.13 %     6.04 %     5.99 %     6.08 %     6.09 %
    Cost of average total deposits(2)   3.63 %     3.59 %     3.14 %     3.60 %     2.70 %
    Cost of average interest-bearing deposits   4.39 %     4.36 %     3.83 %     4.35 %     3.37 %
    Cost of average interest-bearing liabilities   4.24 %     4.22 %     3.80 %     4.22 %     3.41 %
    Net interest spread   1.70 %     1.67 %     1.98 %     1.70 %     2.47 %
    Net interest margin   2.68 %     2.67 %     2.87 %     2.68 %     3.31 %
    Efficiency ratio(3)   57.51 %     62.38 %     55.59 %     59.90 %     53.64 %
    Common stock dividend payout ratio   41.03 %     41.03 %     35.56 %     39.34 %     30.00 %

    ____________________

    (1) Non-GAAP measure. See Non–GAAP reconciliations set forth at the end of this press release.
    (2) Total deposits include non-interest bearing deposits and interest-bearing deposits.
    (3) Ratio calculated by dividing noninterest expense by the sum of net interest income before provision for credit losses and noninterest income.

    RBB BANCORP AND SUBSIDIARIES
    SELECTED FINANCIAL HIGHLIGHTS
    (Unaudited)
    (Dollars in thousands)
     
        At or for the quarter ended  
        September 30,     June 30,     September 30,  
        2024     2024     2023  
    Credit Quality Data:                        
    Special mention loans   $ 77,501     $ 19,520     $ 31,212  
    Special mention loans to total loans     2.51 %     0.64 %     1.00 %
    Substandard loans   $ 79,831     $ 63,076     $ 71,401  
    Substandard loans to total loans     2.58 %     2.07 %     2.29 %
    Loans 30-89 days past due, excluding nonperforming loans   $ 10,625     $ 11,270     $ 19,662  
    Loans 30-89 days past due, excluding nonperforming loans, to total loans     0.34 %     0.37 %     0.63 %
    Nonperforming loans   $ 60,662     $ 54,589     $ 40,146  
    OREO                 284  
    Nonperforming assets   $ 60,662     $ 54,589     $ 40,430  
    Nonperforming loans to total loans     1.96 %     1.79 %     1.29 %
    Nonperforming assets to total assets     1.52 %     1.41 %     0.99 %
                             
    Allowance for loan losses   $ 43,685     $ 41,741     $ 42,430  
    Allowance for loan losses to total loans     1.41 %     1.37 %     1.36 %
    Allowance for loan losses to nonperforming loans     72.01 %     76.46 %     105.69 %
    Net charge-offs   $ 1,201     $ 551     $ 2,206  
    Net charge-offs to average loans     0.16 %     0.07 %     0.28 %
                             
    Capital ratios(1)                        
    Tangible common equity to tangible assets(2)     11.13 %     11.53 %     10.71 %
    Tier 1 leverage ratio     12.19 %     12.48 %     11.68 %
    Tier 1 common capital to risk-weighted assets     18.16 %     18.89 %     17.65 %
    Tier 1 capital to risk-weighted assets     18.74 %     19.50 %     18.22 %
    Total capital to risk-weighted assets     24.79 %     25.67 %     26.24 %

    ______________
    (1) September 30, 2024 capital ratios are preliminary.
    (2) Non-GAAP measure. See Non-GAAP reconciliations set forth at the end of this press release.

    RBB BANCORP AND SUBSIDIARIES
    SELECTED FINANCIAL HIGHLIGHTS
    (Unaudited)

     
    Loan Portfolio Detail   As of September 30, 2024   As of June 30, 2024     As of September 30, 2023  
    (dollars in thousands)   $   %   $       %   $       %
    Loans:                                          
    Commercial and industrial   $ 128,861   4.2 %   $ 126,649       4.2 %   $ 127,655       4.1 %
    SBA     48,089   1.6 %     50,323       1.7 %     50,420       1.6 %
    Construction and land development     180,196   5.8 %     202,459       6.6 %     259,778       8.3 %
    Commercial real estate (1)     1,252,682   40.5 %     1,190,207       39.1 %     1,164,210       37.3 %
    Single-family residential mortgages     1,473,396   47.7 %     1,467,802       48.2 %     1,505,307       48.2 %
    Other loans     8,672   0.2 %     10,272       0.2 %     13,582       0.5 %
    Total loans (2)   $ 3,091,896   100.0 %   $ 3,047,712       100.0 %   $ 3,120,952       100.0 %
    Allowance for loan losses     (43,685 )       (41,741 )             (42,430 )        
    Total loans, net   $ 3,048,211       $ 3,005,971             $ 3,078,522          

    _______________
    (1) Includes non-farm and non-residential loans, multi-family residential loans and non-owner occupied single family residential loans.
    (2) Net of discounts and deferred fees and costs of $467, $645, and $383 as of September 30, 2024, June 30, 2024, and September 30, 2023, respectively.

    Deposits   As of September 30, 2024   As of June 30, 2024     As of September 30, 2023  
    (dollars in thousands)   $   %   $       %   $       %
    Deposits:                                          
    Noninterest-bearing demand   $ 543,623   17.6 %   $ 542,971       18.0 %   $ 572,393       18.1 %
    Savings, NOW and money market accounts     666,089   21.5 %     647,770       21.4 %     608,020       19.3 %
    Time deposits, $250,000 and under     926,877   30.0 %     921,712       30.5 %     848,868       26.9 %
    Time deposits, greater than $250,000     808,304   26.1 %     790,478       26.1 %     687,365       21.8 %
    Wholesale deposits(1)     147,291   4.8 %     120,674       4.0 %     437,426       13.9 %
    Total deposits   $ 3,092,184   100.0 %   $ 3,023,605       100.0 %   $ 3,154,072       100.0 %

    ___________________
    (1) Includes brokered deposits, collateralized deposits from the State of California, and deposits acquired through internet listing services.

    Non-GAAP Reconciliations

    Tangible Book Value Reconciliations

    Tangible book value per share is a non-GAAP disclosure. Management measures tangible book value per share to assess the Company’s capital strength and business performance and believes this is helpful to investors as additional tools for further understanding our performance. The following is a reconciliation of tangible book value to the Company shareholders’ equity computed in accordance with GAAP, as well as a calculation of tangible book value per share as of September 30, 2024, June 30, 2024, and September 30, 2023.

                           
    (dollars in thousands, except share and per share data)   September 30,
    2024
        June 30,
    2024
        September 30,
    2023
     
    Tangible common equity:                        
    Total shareholders’ equity   $ 509,728     $ 511,291     $ 502,511  
    Adjustments                        
    Goodwill     (71,498 )     (71,498 )     (71,498 )
    Core deposit intangible     (2,194 )     (2,394 )     (3,010 )
    Tangible common equity   $ 436,036     $ 437,399     $ 428,003  
    Tangible assets:                        
    Total assets-GAAP   $ 3,990,477     $ 3,868,186     $ 4,069,354  
    Adjustments                        
    Goodwill     (71,498 )     (71,498 )     (71,498 )
    Core deposit intangible     (2,194 )     (2,394 )     (3,010 )
    Tangible assets   $ 3,916,785     $ 3,794,294     $ 3,994,846  
    Common shares outstanding     17,693,416       18,182,154       18,995,303  
    Common equity to assets ratio     12.77 %     13.22 %     12.35 %
    Tangible common equity to tangible assets ratio     11.13 %     11.53 %     10.71 %
    Book value per share   $ 28.81     $ 28.12     $ 26.45  
    Tangible book value per share   $ 24.64     $ 24.06     $ 22.53  


    Return on Average Tangible Common Equity

    Management measures return on average tangible common equity (“ROATCE”) to assess the Company’s capital strength and business performance and believes this is helpful to investors as an additional tool for further understanding our performance. Tangible equity excludes goodwill and other intangible assets (excluding mortgage servicing rights), and is reviewed by banking and financial institution regulators when assessing a financial institution’s capital adequacy. This non-GAAP financial measure should not be considered a substitute for operating results determined in accordance with GAAP and may not be comparable to other similarly titled measures used by other companies. The following table reconciles ROATCE to its most comparable GAAP measure:

        Three Months Ended     Nine Months Ended September 30,  
    (dollars in thousands)   September 30,
    2024
        June 30,
    2024
        September 30,
    2023
        2024     2023  
    Net income available to common shareholders   $ 6,999     $ 7,245     $ 8,473     $ 22,280     $ 30,392  
    Average shareholders’ equity     508,720       512,185       504,432       511,222       498,976  
    Adjustments:                                        
    Average goodwill     (71,498 )     (71,498 )     (71,498 )     (71,498 )     (71,498 )
    Average core deposit intangible     (2,326 )     (2,525 )     (3,165 )     (2,525 )     (3,398 )
    Adjusted average tangible common equity   $ 434,896     $ 438,162     $ 429,769     $ 437,199     $ 424,080  
    Return on average common equity     5.47 %     5.69 %     6.66 %     5.82 %     8.14 %
    Return on average tangible common equity     6.40 %     6.65 %     7.82 %     6.81 %     9.58 %

    The MIL Network

  • MIL-OSI New Zealand: First Responders – Waikato swampland fire Update #3

    Source: Fire and Emergency New Zealand

    Six helicopters supported by ground crews filling monsoon buckets are this morning fighting a large vegetation fire in scrub and wetlands near Meremere, North Waikato.
    Incident Commander Shane Bromley says the fire front is now five kilometres wide and has burned through around 80 hectares.
    The fire is not yet controlled and is spreading through Whangamarino Wetland a Department of Conservation area of environmental significance.
    Shane Bromley says fire investigators are on the fire ground today but an origin and cause of the fire has not yet been confirmed.
    Fire and Emergency New Zealand was alerted to the fire off Island Block Road around 1.15pm on Monday.
    There will be another update this afternoon.

    MIL OSI New Zealand News

  • MIL-OSI Asia-Pac: Union Minister Jitendra Singh addresses Karmayogi Saptah ‘Samuhik Charcha’ during the Karmayogi Saptah for the Ministry of Personnel, Public Grievances and Pensions

    Source: Government of India (2)

    Union Minister Jitendra Singh addresses Karmayogi Saptah ‘Samuhik Charcha’ during the Karmayogi Saptah for the Ministry of Personnel, Public Grievances and Pensions

    Dr Jitendra Singh lauds PM Shri Narendra Modi for his vision of Citizen-Centric Governance and Administrative Reforms

    Mission Karmayogi Marks a Paradigm shift from Rule to Role: Union Minister Dr Jitendra Singh

    Cycle of regular learning will help in creating a vast, agile and responsive workforce in the run up to Vikasit Bharat

    Posted On: 21 OCT 2024 4:58PM by PIB Delhi

    Setting the context for Karmayogi Saptah, ‘Samuhik Charcha’ for officers of the Ministry of Personnel, Public Grievances, Union Minister of State (Independent Charge) for Science and Technology, Minister of State (I/C) for Earth Sciences, MoS PMO, Department of Atomic Energy, Department of Space, Personnel, Public Grievances and Pensions, Dr Jitendra Singh, briefed about Mission Karmayogi, National Learning Week and Karmayogi Competency Model.

    The Minister emphasised that Mission Karmayogi underlines a paradigm shift from “Rule” to “Role” and focuses that Civil Servants should not be bound by rules but by responsibilities.
    The Union Minister outlined how the Ministry of Personnel, Public Grievances and Pensions has been the first among the ministries to start this cycle of regular learning. During the occasion, Minister also recounted the journey of setting up Mission Karmayogi, which was after taking inspiration from Prime Minister Shri Narendra Modi. He also applauded the Capacity Building Commission (CBC) for taking up this task.

    Union Minister stressed that Mission Karmayogi has led to the development of a new culture in governance which is responsive, dynamic and allied with contemporary India. He further outlined that Mission Karmayogi will help bureaucrats in performing the diverse range of works in government in different ministries.

    Union Minister highlighted that how Mission Karmayogi creates a layer of sustainable ecosystem with the ‘One Government’ approach to realise the dream of Viksit Bharat. He also stated that given the needs of changing times, one should be continuously engaging in the learning processes. This will carry much significance for the bureaucrats who will be at the forefront of Vikasit Bharat 2047.

     

    He remarked that this brainstorming cycle of Samuhik Charcha will aid in the creation of an allied, vast framework, a vast ecosystem, aligned across industries, across the department, and whole of the Government.

    Furthermore, the aim of the ‘Samuhik Charcha’ for the officers of the Ministry of Personnel, Public Grievances and Pensions is to facilitate and entrench learning on a chosen theme by bringing officers across departments within the Ministry together. The ‘Samuhik Charcha’ is designed to enable officers to contemplate and exchange ideas on a chosen theme derived from a webinar that comprises part of the ‘National Learning Week’ programme.

    *****

     

    NKR/KS/AG

    (Release ID: 2066716) Visitor Counter : 59

    MIL OSI Asia Pacific News

  • MIL-OSI Global: To truly understand the health of a lake, you must look well beyond its shoreline

    Source: The Conversation – Canada – By Beatrix Beisner, Professor, Aquatic ecology, Université du Québec à Montréal (UQAM)

    On the surface, most of Canada’s lakes and rivers look pristine. But below the surface, many are facing essential challenges to their health. Why? To better understand the health of Canadian lakes and rivers, we must look beyond the site itself to the whole watershed.

    Canada’s freshwater streams, rivers and lakes are inherently connected ecosystems. Driven by precipitation and gravity, the flow of water changes across seasons and location. Connected waterflows form watersheds. A watershed is the combined area drained by a body of water, including groundwater aquifers.

    All human activity within a watershed that affects the quality of flowing water — including rain, snow, irrigation or groundwater — will have an impact upon all the water bodies in the system. Because of this, it is essential to monitor and regulate human activities in a lake’s watershed if its health and biodiversity are to be preserved.

    Disturbances can influence aquatic ecosystems even if they occur far away from the water’s edge, especially where large quantities of water flow rapidly. Simply put, what happens upstream, and on land, is as important to what is happening in the lake itself. What’s more, poor freshwater health can affect the health of the land within the watershed as well.


    Our lakes: their secrets and challenges, is a series produced by La Conversation/The Conversation.

    This article is part of our series Our lakes: their secrets and challenges. The Conversation and La Conversation invite you to take a fascinating dip in our lakes. With magnifying glasses, microscopes and diving goggles, our scientists scrutinize the biodiversity of our lakes and the processes that unfold in them, and tell us about the challenges they face. Don’t miss our articles on these incredibly rich bodies of water!


    In my research, I work to better understand lake, stream and river ecosystem functioning, biodiversity and health. This is of increasing importance as aquatic environments are affected by climate change. What is clear, is that to fully understand what is going on in a lake ecosystem, you need to look beyond its shoreline.

    Truly understanding how water flows within a watershed can empower us to act more responsibly and design more just and effective policies.

    Inconsistent boundaries

    Watershed boundaries, which are defined by landscape topography, often do not overlap nicely with political boundaries — with the Nile Basin being perhaps the most obvious example.

    Moreover, humans have long been manipulating water flows through dams and irrigation. Where we place our cities, agriculture, mines and forestry also often overlaps with more than one watershed or can overwhelm another.

    Recent work, as part of the Lake Pulse Network, has sampled over 650 lakes across Canada. This research demonstrated that only a four per cent to 12 per cent urbanization level within a watershed is enough to harm biodiversity and ecosystem functioning.

    Urbanization is one of the most impactful ways in which humans affect watersheds. The reasons for this are likely down to hard infrastructure blocking the flow of water along with forestry and agriculture land conversions changing how water flows.

    The inescapable truth is that the health and function of a specific aquatic ecosystem is shaped by what happens on the land within that watershed as a whole. These system-wide influences are known as as “allochthonous” — as opposed to “autochthonous” (internal) interactions solely within a single waterbody.

    External influences (runoff) from the land can overwhelm a water body’s internal processes and, in some case, can even have negative impacts upon both fish health and the wider local food web.

    Climate change is also playing an increasingly outsized role in the lives of Canadian lakes. The most noticeable impacts of a warming world in Canada are forest fires of increasing severity and duration and ever more intense storms.

    These extreme events will cause more runoff into our lakes, potentially overwhelming them through nutrient overloading, salinization and other chemical shifts in the water quality.




    Read more:
    Sediment runoff from the land is killing NZ’s seas – it’s time to take action


    Managing water flows

    The connectivity between waterbodies within a watershed is also critical to consider in biodiversity conservation.

    First, these aquatic connections serve as migratory corridors for mammals and birds, but also aquatic species of fish and invertebrates like insects and crayfish. With climate change and warming waters across Canada, aquatic organisms will increasingly need such corridors within watersheds to move northwards to cooler waters.

    Just as migratory pathways enable the dispersal of native species, they can also aid the spread of invasive species. Invasive species management must also take a watershed perspective, and not focus on a single invaded lake or river.

    If an exotic species has arrived in your watershed then you are likely to soon see that species in a lake or river near you.

    Contaminants — such as pesticides, other toxins, microplastics and nutrients — also require a watershed-wide approach to effectively manage. Like an invasive species, contaminants can flow downstream across a watershed. Though, the presence of healthy wetlands within a watershed can help filter these out and improve water quality.

    Dams, bridges and culverts provide a clear physical barrier to connectivity within a watershed. Though not without utility, these human constructs greatly affect the watershed ecosystem.

    For example, many fish species will not pass through a culvert or under a low bridge. These human structures can greatly disrupt fish population dynamics, movement pathways and abilities to adapt to changing conditions.

    Unfortunately, the challenges facing fish populations can have significant impacts for biodiversity health, and ecosystem services, across the watershed.

    Endlessly interconnected

    The interconnected nature of watershed ecosystems necessitates collaborative forms of governance.

    Integrated watershed management is an approach to water governance that involves many different agencies, communities and levels of government. Several provinces use this approach, including the most populated provinces of Ontario and Québec. This model must become the norm across Canada.




    Read more:
    How the invasive spiny water flea spread across Canada, and what we can do about it


    More fundamentally, biodiversity protection in a watershed must be handled in an integrated manner. Ideally this would be done using natural watershed boundaries, and not political ones, especially with respect to managing issues related to connectivity. However, this may not always be possible, in which case water governance systems must transcend political boundaries as needed.

    Enabling watershed governance across political boundaries is an area where the new federal Canada Water Agency could play a leading role.

    Regardless of specific arrangement, it is imperative that all who care about the health of Canada’s freshwater consider its lakes and rivers within their larger watersheds. Only by focusing on watershed health can we preserve Canada’s freshwater.

    Beatrix Beisner currently receives research funding from NSERC, FRQNT, Hydro-Québec and the Québec Ministry of Environment (MELCCFP) . She is Co-director of the Interuniversity Research Group in Limnology / Groupe de recherche interuniversitaire en limnologie (GRIL).

    ref. To truly understand the health of a lake, you must look well beyond its shoreline – https://theconversation.com/to-truly-understand-the-health-of-a-lake-you-must-look-well-beyond-its-shoreline-228352

    MIL OSI – Global Reports

  • MIL-OSI USA: Visit a Disaster Recovery Center in Virginia

    Source: US Federal Emergency Management Agency

    Headline: Visit a Disaster Recovery Center in Virginia

    Visit a Disaster Recovery Center in Virginia

    BRISTOL, Va.—If you were affected by Tropical Storm Helene, visit a Disaster Recovery Center (DRC) to apply for assistance and learn about resources from FEMA, the Small Business Administration, the commonwealth of Virginia, and other organizations to aid you in your recovery.   

    What is a DRC?

    A DRC, or Disaster Recovery Center, is an accessible facility that you can visit in person to learn more about FEMA and other agencies providing disaster assistance in Virginia. Residents, property owners, business owners and farmers can go to a DRC to apply for assistance and obtain resources. 

    This video provides an overview about what you can expect when you visit a DRC: Disaster Recovery Center (DRC): Your Resource After a Hurricane (youtube.com). 

    What can I get help with? 

    At a Disaster Recovery Center you can get one-on-one help with staff from the organizations present. FEMA staff at DRCs are happy to spend time with you to explain the types of assistance offered and help you apply. 

    The specialists at a DRC can help you: 

    • Apply for disaster grants from FEMA. 
    • Submit additional documents for your application.
    • Understand and respond to a letter from FEMA. 
    • Apply for low-interest disaster loans for individuals and businesses with the Small Business Administration (SBA). 
    • Find resources about agricultural recovery and assistance for farmers.
    • Learn how to replace damaged documents like proof of address or birth certificates.
    • Get connected to commonwealth of Virginia resources.
    • Obtain information on the National Flood Insurance Program (NFIP) and how to mitigate against future losses.
    • Find other sources of assistance, like nonprofit help.

    Who is at a DRC? 

    Every Disaster Recovery Center is a little different, based on the local community’s needs. 

    All DRCs will have FEMA staff, trained in the Individual Assistance program, available to answer questions about the FEMA disaster assistance application process. FEMA hazard mitigation staff are also available to speak to survivors who want to learn about ways to make their properties safer from floods and build back better. All DRCs have staff from the Small Business Administration. 

    DRCs will have representatives from the commonwealth of Virginia, though the specific agencies will differ from location to location. If you need help from a specific agency, you can still come to a DRC where staff can share information and get you in touch with the agency you need. 

    DRCs may have representatives from nonprofit organizations as well as other local agencies. 

    What should I bring?

    You do not need to bring anything to visit a DRC – just yourself. However, depending on the help you are looking for, it can be helpful to prepare ahead of time. 

    Applying for Assistance: If you are starting or resuming an application for assistance, you should bring the following with you: 

    • Insurance information, if available 
    • The address and zip code of your disaster-damaged home
    • Condition of your damaged home
    • Social Security number 
    • Phone number, address, and email (if you have one) where you can be contacted
    • Bank account information, if you would like to set up direct deposit 

    For examples of these documents and a more detailed application checklist, see the application checklist on DisasterAssistance.gov.

    If you have questions about a FEMA determination letter it will be helpful if you bring the letter and any documents requested in the letter. If you have a FEMA ID number, write that down and bring it with you. If you don’t have it, staff can ask you other questions to access your application information.

    What should I expect? 

    DRCs are accessible to all, including survivors who are Deaf and Hard of Hearing.

    Every DRC is laid out differently to make best use of the space. You can watch a quick video that walks through a DRC in New York from 2021.  

    DRCs will always have signs out front, indicating where to enter.

    Once you walk in the front doors, you will be greeted, and you will sign in. All DRCs have security guards present at the entrance. You may have to wait for a few moments for the specialist you need to be available. If so, you can sit down in designated chairs or a waiting area. Most of the time, you will not need to wait and will be helped immediately. 

    As soon as a specialist is available, they will work with you personally to help answer your questions, help you register for assistance or understand your documents, connect you with available resources, and more.

    Where do I find a DRC near me? 

    As of Oct. 21, there are six DRCs open across southwest Virginia. New DRCs will continue to open over the coming weeks.  To find a DRC near you, including addresses and hours, go to FEMA.gov/drc or text DRC and a ZIP code to 43362.

    FEMA has set up a rumor response webpage to clarify our role in the Helene response. Visit Hurricane Helene: Rumor Response | FEMA.gov. 

    For more information on Virginia’s disaster recovery, visit vaemergency.gov,  the Virginia Department of Emergency Management Facebook page , fema.gov/disaster/4831 and facebook.com/FEMA.  

    ###

    FEMA’s mission is helping people before, during, and after disasters. FEMA Region 3’s jurisdiction includes Delaware, the District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia. Follow us on X at x.com/FEMAregion3 and on LinkedIn at linkedin.com/company/femaregion3.

     

    To apply for FEMA assistance, please call the FEMA Helpline at 1-800-621-3362, visit https://www.disasterassistance.gov/, or download and apply on the FEMA App. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service. Multilingual operators are available (press 2 for Spanish and 3 for other languages). Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency, or economic status.

    connor.dacey

    MIL OSI USA News

  • MIL-OSI USA: Remarks by Vice President Harris and Liz Cheney at a Campaign Event | Malvern,  PA

    US Senate News:

    Source: The White House
    People’s LightMalvern, Pennsylvania
    11:54 A.M. EDT
         THE VICE PRESIDENT:  Let’s get to it.
         MS. LONGWELL:  Let’s do it.  Let’s do it.
         THE VICE PRESIDENT:  Good morning, everyone.
         AUDIENCE:  Good morning.
         AUDIENCE MEMBER:  Happy birthday!
         MS. LONGWELL:  Oh, happy belated birthday.  (Applause.)  Oh, yeah.
    THE VICE PRESIDENT:  Thank you.  Thank you.  I appreciate that.  Thank you. 
         MS. LONGWELL:  Audience members showing me up — that’s tough.  (Laughter.)
    Okay.  So, I’ve got to start with the thing that brings us here today, because I’ve got to say it is unusual for somebody who was as high up in the Republican leadership as Liz Cheney was to be out here campaigning with the Democratic nominee for president. 
    And so, maybe — why don’t both of you tell us, but you start: You’ve actually marshaled unprecedented support from Republicans in this election.  Why do you think that is?
    THE VICE PRESIDENT:  Thank you, Sarah.  Thank you for being here and for your work.  And the congresswoman, thank you. 
    I — I have said before and it must be repeated each time: There are moments in the history of our country which challenge us, each of us, to really decide do we stand for those things that we talk about, including, in particular, country over party.  And you have been extraordinarily courageous in the way that you have done that.  And I thank you for that.  (Applause.)
    So, you know, I have in my career now — whether it was as the elected district attorney, elected attorney general, and then elected United States senator, and, of course, now vice president — I’ve counted that I have taken the oath of office six times.  And for the elected leaders here, we know it is an oath that one must take sincerely and unequivocally, which is an oath, among other things, to support and defend the Constitution of the United States and to understand what those principles represent and what they require of the individual who holds the office and the public trust.
    And let’s not undervalue that point as well.  It is not about the individual.  It is not about what is in their personal interests.  It is about what is for and in the spirit of the public good.     
     And this is a moment in this election that presents a real contrast among how I, as one of the two nominees, and my opponent, the former president, think of that duty.  And it is a duty, by the way.  There are certain things in our lives that we have the choice if we feel like it — (laughter) — and then there are certain things that are just fundamentally a duty, like to raise our children.  Things of that nature.  It is a duty to take seriously that oath and do it for the sake of the public good and in the public trust.
    And I think that at this moment, with the choice that the American people have in this election in — in two weeks and one day, this election is presenting — for the first time, probably, in certainly recent history — a very clear choice and difference between the two nominees.  And I think that is what, as much as anything, is bringing us, as Americans, together, who are understanding that we cannot, with such fundamental stakes being presented, afford to be mired in ideological differences without really staking our claim to the most fundamental ideals upon which our country stands.
    MS. LONGWELL:  Thank you.  And, you know, Congresswoman Cheney, it’s a — sort of the same question to you.  But I got to ask: You know, it’s one thing for Republicans to sign a letter.  You know, we’ve seen that she has — Vice President Harris has been endorsed by 200 Republicans in the national security space, all kinds of people from George W. Bush’s administration.  There’s been a lot of people — they’ll sign letters and maybe they’ll go on T.V., they’ll release a statement.  I was just with Republican Congressman Charlie Dent — former Republican congressman here from the state.  He voted for you in his early voting. 
    But you are out here campaigning.  You are out here holding events.  So, talk about why it’s been so important to you to be as involved as you are in getting Vice President Harris elected.
    MS. CHENEY:  Well, thank you so much, Sarah, for the question.  And — and it’s an honor to be here today with you, Madam Vice President. 
         You know — (applause) —
    THE VICE PRESIDENT:  Thank you.
    MS. CHENEY:  — for me, every — every single thing in — in my experience and in my background has — has played a part in my decision to endorse Vice President Harris. 
    And, you know, that — that begins with the fact that I’m a conservative, and I know that the most conservative of all conservative principles is being faithful to the Constitution.  And you have to choose, in this race, between someone who has been faithful to the Constitution, who will be faithful, and Donald Trump, who it’s not just us predicting how he will act.  We watched what he did after the last election.  We watched what he did on January 6th.
    And so, coming to this as someone who’s been a lifelong Republican, a lifelong conservative, also as someone who spent — I spent time working overseas before I was elected to Congress, and I’ve — I’ve spent time working in countries where people aren’t free and where people are struggling for their freedom, and I know how — how quickly democracies can unravel. 
    And I know that, as Americans, we can become accustomed to thinking, “Well, we don’t have to worry about that here.”  But I tell you, again, as someone who has seen firsthand how quickly it can happen, that that is what’s on the ballot.  That’s absolutely what’s on the ballot.
    I also — I come to this decision as a mother.  I have five children.  And there was a moment right after January 6th when my husband and I were having dinner with our two youngest, our two sons, and I looked across the table at my — my young sons, and I thought to myself, “You know, in the aftermath of the attack on the Capitol, are they going to grow up in a country where we don’t have to worry about the peaceful transfer of power?  Are they going to grow up in a country where that is guaranteed?”
    And — and I believe that every one of us in this election has a duty and an obligation to do what we know is right for the country, and that’s to support Vice President Harris.  So, I’m very honored to be here and to do that.  (Applause.)
         THE VICE PRESIDENT:  Thank you.
    You know, if I can just echo the congresswoman’s point.  So, I’ve now, as vice president, met over 150 world leaders — presidents, prime ministers, chancellors, and kings — many of them multiple times, to the point we’re on a first-name basis.  And the last few times that I’ve seen them in the relative eve of this election, they are very concerned, our allies.  Because, as you know, when we walk in those rooms around the world representing the United States of America, we have traditionally been able to walk in those rooms chin up, shoulders back, with the self-appointed and earned authority to talk about the importance of democracies and rule of law.
    But as all the role models here know, as a role model, people watch what you do to see if it lines up with what you say.  People around the world are watching this. 
    And I — I tell you, sometimes I do fret a bit about whether we, as Americans, truly understand how important we are to the world.  I hope everyone does really understand that we represent something — imperfect though we certainly are; flawed though we may be — we represent, in terms of our ideals, the — the basis of our Constitution, we represent a gold standard. 
    And when we have someone who has been president, who wants to be president again, who is saying he would be dictator on day one, would weaponize our Department of Justice — one of the principles of our democracy is that we say we have a justice system that is blind, that is not punitive against one’s enemies, they are watching.
    So, this is about direct impact on the American people, and it most certainly will impact people around the world. 
    MS. LONGWELL:  You know, I’m so glad you brought that up.  And I — I — as a follow-up, I would just ask Congressman Cheney too.  We live in a dangerous time.  I mean, I think Americans are watching what’s happening overseas in Ukraine, in Israel.  Republicans — we used to be the party that would be on the side of our democratic allies like Ukraine. 
    Talk to me a little bit and all of us about why, from a foreign policy standpoint, you find yourself able to endorse Democrats, who w- — wouldn’t — it didn’t used to be that way.
    MS. CHENEY:  Well, it — it’s not just able to endorse them.  But — but if you look at the numbers of the most senior officials who served Donald Trump — his own vice president; national security advisors; his chief of staff; you know, the — the leading generals who served him — who’ve all said he’s unfit, and people really need to stop and think about how completely unprecedented that is.
    And the — the idea — when people sort of say, “Well, we might, you know, be tempted, for some reason or another, to vote for Donald Trump” — if the issue is foreign policy, I would just ask everyone: Think about how dangerous and damaging it is to have someone who’s totally erratic — totally erratic, completely unstable — someone who has aligned himself with, who idolizes tyrants.  He idolizes tyrants. 
    You know, the — the — again, the choice here, with respect to national security policy, is a man who has proven — he has absolutely proven that he will not stand up, he won’t defend this nation with respect to our own Constitution and rule of law, and Vice President Harris, who has been clear in terms of support for Ukraine, in terms of recognizing and understanding across the board that America cannot maintain our own freedom and security if we walk away from our allies around the world. 
    And our adversaries know that they can play Donald Trump.  They absolutely know that they can play him.  And we simply can’t afford to take that risk.
    So, as someone who has spent a career on national security issues — again, this was not at all a difficult choice for me — the — the choice here is absolutely clear in terms of the necessity of supporting Vice President Harris.
    THE VICE PRESIDENT:  And — and if I may emphasize, part of the backbone of our national security is our military.  And let’s please not overlook how someone who wants to be commander in chief and was has talked about our servicemen and women; has talked about an American hero like John McCain, who was a prisoner of war — said he didn’t respect him, didn’t like him because he got caught; has talked about our service members as — as though they are less than the most courageous of us. 
     Those who put on the uniform, who represent the United States of America, who are willing to die for the sake of everything we stand for, and he calls them “suckers” and “losers.”  These things cannot be overlooked. 
    And — and I have said many times publicly, and I’ll say it again: In many, many ways, Donald Trump is an unserious man, but the consequences of him being president of the United States are brutally serious.  There are things that he says that will be the subject of skits and laughter and jokes, but words have meaning coming from someone who aspires to stand behind the seal of the president of the United States.  These are the things that are at stake.
         MS. LONGWELL:  Couldn’t agree more. 
    So, I do want to ask you another question, though, before we go to the audience.  You know, you talk a lot about a new way forward.  You talk about turning the page.  What’s on the next page?  Talk to us about a —
    THE VICE PRESIDENT:  You want a preview.
    MS. LONGWELL:  Yeah.  Give me — a spoiler alert.  You know?  (Laughter.)  Just —
    THE VICE PRESIDENT:  Right.
    MS. LONGWELL:  — tell us — tell us what’s — what’s in the rest of the chapter.
    THE VICE PRESIDENT:  Well, first of all, I will say that it — it is a metaphor that is meant to also describe my intention to embark on a new generation of leadership.  And needless to say, mine will not be a continuation of the Biden administration.  I bring to it my own ideas, my own experiences.
    But it is also about moving past what, frankly, I think has been the last decade of — of the American discourse being influenced by Donald Trump in a way that has had the effect of suggesting we, as Americans, should point the finger at one another, in a way that has been using the power of the presidency to demean and to divide us.
    I think people are exhausted with that, rightly.  And it, frankly, does not lead to the strength of our nation to tell the American people that we must be suspicious of one another, distrust one another.
    You know, yesterday, I — I did a couple of church services, and there’s a — we — many people here know the — the parable of the Good Samaritan.  And there is an essence — a piece of that, in my own words, that really requires us, I think, to see in the face of a — of a stranger, to see a neighbor.  Right?  That spirit.  And I think we need to get back to that.
    The spirit of the American people is such that, you know, we are an ambitious people.  We are aspirational.  We have dreams.  And that is productive. 
    It is not productive of us to be a nation of people who are pointing fingers at one another, who don’t understand that the vast majority of us have so much more in common than what separates us.
    So, that’s what I mean about turning the page.  And then a new generation of leadership about being ambitious, about all we have yet to do. 
    Part of my economic policy — I refer to it as an opportunity economy — is about investing in American industries while leaving none of our traditional, wonderful industries behind; repurposing and retooling the factories that have led to America’s success in industry, while at the same time redefining how we are thinking about which worker has the experience and skill to do the — the job and is qualified and understanding we shouldn’t be falling into a trap that suggests only those with a college degree have the skill or the experience to do the job.  So, let’s look at how we redefine and perhaps even reorder. 
    And, in fact, I’m going to start with federal jobs, and then I’m going to challenge the private sector to do the same.  Let’s look at which of those jobs would benefit from a skilled, experienced worker who perhaps went through an apprenticeship program — not a four-year college, but still had a four-year degree, in essence.
         So, these are the kinds of things that are about seeing the opportunity of this moment and investing in it.
         I’ll tell you — and I know this is a controversial topic for many of us — I love Gen Z.  (Laughter.)  Because we have Gen Zs in our lives.  We have kids who are Gen Zs.  It can be complicated, I know.  I love Gen Z.
         These young leaders are so — they’re clear-eyed.  You know, they’ve only known the climate crisis.  They’ve only known active shooter drills.  I mean, we had fire drills.  Not — not our kids, right?
         But they also — they’re — they’re so wonderfully impatient — (laughter) — ri- — no, really, that’s good.  That’s good.  They are ready to get in there.  Let’s invest in them.  Let —
         So, for example, one of my — one piece of my opportunity economy is we got to deal with the reality of where we are right now.  The American dream, for previous generations, was something that people could kind of count on.  Not so much anymore, in terms of homeownership.  We have a housing shortage in America.  We have a supply shortage.
         So, part of my plan is, hey, let’s be clear-eyed about this moment.  Let’s invest in the future.  And as a — a devout public servant, I also know the limitations of government.  I want to work with the private sector.  I have, in my career.  The skills, the breadth, the depth of — of value in those active partnerships benefit us all.
         So, part of my plan for housing is to actively partner with building developers, with homebuilders to create tax credits to increase the supply of housing in America.  My estimate is — I think we can actually do it — by 3 million by the end of my first term.
         Part of my approach that is about a new generation, potentially, of leadership and certainly a different approach: Most of my career was not spent in Washington, D.C.  I say that with pride.  (Laughter.) 
         In that, you know, most of my career was spent as a prosecutor, but I — making decisions that had a direct impact on people’s lives.  You know, I learned at a very young age, as a prosecutor, that the things that I would do with the swipe of my pen could result in someone having their liberty or not.  
         When I was attorney general of California — which is, you know, by estimates, the fifth-largest economy in the world — I was acutely aware the words I spoke could move markets. 
         I like getting things done.  And part of my approach, which is, I think, about a new generation of leadership, is: Let’s cut through the red tape.  Let’s cut through the bureaucracy while still knowing the virtues of the work that we can do in the public sector, be it public education, public health, public safety.
         MS. LONGWELL:  This is a perfect segue into our first audience question, which is going to come from Alexandra Miller from Delaware County.  Main section, right — right there. 
         Hi, Alexandra. 
         Q    Hello.  Hello, Madam Vice President and Representative Cheney.
         MS. CHENEY:  Hi there.
         THE VICE PRESIDENT:  Hi.
         Q    Thank you for taking my question today.  My name is Alex.  I have a 7-year-old son and a wonderful 72-year-old mother who is suffering from dementia and requires full-time care. 
         My son is in second grade, my mother is in a nursing home, and I work full time.  The costs of childcare and of eldercare are staggering.  But simultaneously, professionals that help care for both our children and our elders are generally underpaid, which makes it difficult for them to support their own families and do the jobs that they need to do. 
         How do you propose to help bridge this gap, making both child- and eldercare more affordable for hardworking families and also retaining and attracting quality talent for this — these essential jobs?
         THE VICE PRESIDENT:  So, first of all, you’re dealing with a lot.  You’re dealing with a lot, and I just wish you strength and support.  You are a part of what we call the “sandwich generation,” which are those parents and children who are right in the middle.  They are taking care of their young children and taking care of their parents as they age.  And it’s a lot.
         And so, I actually plan to address this in a substantial way because I actually bring a personal experience to it as well.  I took care of my mother when she was sick, and that work is the work of trying to cook something that they feel like eating — right? — trying to figure out which clothes will not irritate their skin and help them put on a sweater.  It’s about trying to figure out how you can say something that brings a smile to their face or makes them laugh.  It’s about dignity. 
         Meanwhile, you have a second-grader.  You’re trying to teach that kid how to read — (laughter) — spending time with them, reminding them they are special and can be anything. 
         And in the middle of all of that, if you are working or just to have a minute to breathe, it’s a lot.  It’s a lot. 
         So, what — the way that this plays out for many people is — is one of just a couple of ways.  One, if you have the good fortune of having enough extra money, you can hire somebody to come in.  And then, exactly as you said, you — knowing what you just shared with us about yourself — would pay them the value of their work.  Or someone in this position would have to basically spend down all their savings so they could qualify for Medicaid, which means they pretty much have to get rid of everything.  Or they have to quit their job, which means one less income in their household. 
         And this is a matter — this issue, for me, is a matter of dignity — yours, your parents, and the well-being of your child and you being able to do what you naturally want to do, and which — and the thing that we should value in our society, which is someone like you who is taking on the duty and the responsibility of all of that. 
         So, my plan is that instead of those scenarios I just mapped out, we will restructure it so that Medicare covers the cost of in-home health care for your parent so that they can be at home — (applause) — and you can then have the assistance with someone who can help prepare that meal, help them get dressed, and you can still give that baby of yours all the love that they deserve.  And you can have sanity in the process.  And everyone can have dignity. 
         And so, this is — this is my approach, which is let’s just look at this as an — let’s just come at it from common sense, by the way.  It’s just common sense.  And what makes — what is a — a commonsense, practical approach to doing this, because when you are able to be productive, we all benefit, by the way.  When that child is able to have a parent who is able to help them with their reading and remind that child that they are special, we are all going to benefit from that. 
         So, thank you for raising the subject.  (Applause.)  And you take care of yourself.
         MS. LONGWELL:  Okay.  Next we’re going to call on Ashley Scott, speaking of Gen Z — although I guess I shouldn’t assume I know what generation she’s from, but she is a student from Bucks County.  Hi.
         Q    Hi, Vice President Harris and Congresswoman Cheney.  My name is Ashley Scott.  I’m from Bucks County, Pennsylvania, and I am Gen Z.  I’m 22 years old.  (Laughter.)
         MS. LONGWELL:  Nailed it.
         THE VICE PRESIDENT:  Good for you.  (Laughs.)
         Q    So, thank you for that compliment.  But yeah, my question is about maternal health.  Specifically, in the United States, maternal mortality is devastating.  The rates are terrible.  And I was wondering if you have a plan to combat the crisis.
         THE VICE PRESIDENT:  Thank you, Ashley, and thank you for being here and your voice.  It’s a big issue.  So, we have the very, I think, shameful distinction of — of any wealthy nation having one of, if not the highest, rate of maternal mortality. 
         And I’ve studied this issue.  I worked on it was on — when I was in the United States Senate and as vice president.  And the fact is that 90 percent of them are preventable, which tells us we can do something about it, right? 
         And it is an issue — so, Black women are three to four times more likely to die in connection with childbirth; Native women are, like, twice as likely; rural women, one and a half times as likely. 
         One of the common threads that you will see in those demographic populations is a lack of appropriate prenatal care and then care during the term of their pregnancy and then postpartum care.  And we know that when that care is available, they are having a healthier and, by the way, happier experience.  And the long-term impact to all of us as a society, much less to that family, is immense. 
         And so, the work that we have been doing and the work I intend to do going forward is to address that, right?  So, for example, in rural America, the — the way that the system has been structured — the health care system has been structured is a lot of those hospitals and clinics have had to close because of the way we — we reimburse based on population size.  And as people are leaving rural America, then the hospitals and the clinics can’t afford the overhead. 
         I’m oversimplifying but just to make the point.  So, we need to address that in terms of how we’re structuring, how we create incentives and — and give the resources to those health care facilities, be they clinics or hospitals. 
         The other piece that we have to do is really just talk more about the issue around also how, in the health care system, we are treating women and are we taking women seriously when they talk about their health care concerns. 
         So, again, personal experience, my mother had two goals in her life: to raise her two daughters, my sister and I, and to end breast cancer.  My mother was a breast cancer researcher.  And she was so passionate about women’s health care, and I remember it as a young girl and throughout my life. 
         And we still have a lot of work to do to make sure that when she walks into that clinic, that doctor’s office, that hospital, that when — that she’s taken seriously.  And — and that’s also about what we do in terms of training within the profession.  It’s also about what we do in terms of public education to get information to women so that they know that they are not just complaining and they should not suppress or subordinate what their concerns might be about themselves because they’re taking care of everybody else. 
         So, there’s a lot of work to do.  And, of course, there’s a connection between this and what we need to do since the Dobbs decision came down, when we are looking at — I’ve met with a lot of, in particular, OB-GYNs who are concerned that there are kids going through — excuse me, young people going through their medical school who are now feeling deterred from engaging in reproductive health work. 
         And reproductive health work is vast.  It is not only about abortion; it is about a whole array of care.  And we want to make sure that we’re not creating disincentives for people to go into that very, very important profession. 
         And then we also want to make sure that we are, in the whole issue of reproductive care, not suggesting to women or the people who love them that they should be judged, because there is that also when you’re talking about reproductive care, where women sometimes are made to feel or do feel embarrassed to talk about their needs as it relates to their reproductive health.
         And then, of course, I feel very strongly the government should not be telling any woman what to do with her body.  (Applause.)  (Laughs.)  And when Congress passes a law reinstating the reproductive freedoms of women, I will gladly and proudly sign it into law, because I strongly believe one does not have to give up or abandon their own faith or beliefs to agree that — not the government telling her what to do.  If she chooses, she will consult with her priest, her pastor, her rabbi, her imam, but not the government. 
         We’ve seen too much harm — real harm — happen to women and the people who love them around our country since that decision came down, including women who have died.  And I don’t think that most people who — before the Dobbs decision came down — who had strong opinions about this — I don’t think most people intended that the harm that we’ve seen would have actually happened.
         MS. CHENEY:  Can I add to this just to — because I — I think it’s such an important point.  And I think there are many of us around the country who have been pro-life but who have watched what’s going on in our states since the Dobbs decision and have watched state legislatures put in place laws that are resulting in women not getting the care they need. 
         And so, I think this — this is not an issue that we’re seeing break down across party lines —
         THE VICE PRESIDENT:  Right.
         MS. CHENEY:  — but I think we’re seeing people come together to say what has happened to women, when women are facing situations where they can’t get the care they need — where in places like Texas, for example, the attorney general is talking about suing — is suing to get access to women’s medical records — that’s not sustainable for us as — as a country, and — and it has to change.  (Applause.)
         THE VICE PRESIDENT:  Yeah.  Yeah.
         MS. LONGWELL:  So, as we come close to time here, I want to ask you both kind of a final question.  You know, I — I watch the — the conversation in the country and the way that the media covers this election, and it’s often about the race: Who’s up in a poll?  Who’s down in a poll?  And I — I don’t always feel like we’re talking about the stakes enough. 
         And Liz Cheney would not be here if she didn’t think that the stakes were very high.  And frankly, the Republicans wouldn’t be so angry at you if they didn’t think you were an effective surrogate as somebody speaking about the stakes.  (Applause.)
         THE VICE PRESIDENT:  Some Republicans.  Some Republicans.
         MS. LONGWELL:  Some Republicans.  Some Republicans.  #NotAllRepublicans.  (Laughter.)
         THE VICE PRESIDENT:  Because I’ve seen a lot of Republicans — just I’ve seen it and I know it happens — who thank her constantly. 
         MS. LONGWELL:  I — I know it.
         THE VICE PRESIDENT:  Yeah.  Yeah.
         MS. LONGWELL:  I know it.
         MS. CHENEY:  They’re going to vote the right way on November 5th. 
         MS. LONGWELL:  That’s right.
         MS. CHENEY:  They might not think public about it, but — but they’ll do what — what they know is right.  (Applause.)
         THE VICE PRESIDENT:  Yeah.  I agree.  I agree.  I agree.
         MS. LONGWELL:  But just to close and — and maybe starting with you, Congresswoman, so you can have the last word.  Talk to me and all of us about the stakes.  Many people in the room here are undecided voters.  What’s — what’s kind of the last pitch that you would make about why this election is so important and why you believe they should vote for the vice president here?
         MS. CHENEY:  Well, I think that in this election, and especially here in Pennsylvania, we have the opportunity to tell the whole world who we are.  And we have the chance to say, you know, we’re — we’re going to reject cruelty.  We’re going to reject the kind of vile vitriol that we’ve seen from Donald Trump.  We’re going to reject the misogyny that we’ve seen from Donald Trump and J.D. Vance.  (Applause.) 
         THE VICE PRESIDENT:  Right.
         MS. CHENEY:  And we have the chance in this race to elect somebody who you know is going to defend the rule of law.  You know Vice President Harris is going to defend our Constitution. 
         We have the chance to remind people that we are a good country.  We are a good and honorable people.  We are a great nation. 
         And — and in this race, we have the opportunity to vote for and support somebody you can count on. 
         We’re not always going to agree, but I know Vice President Harris will always do what she believes is right for this country.  She has a sincere heart, and that’s why I’m honored to be here and supporting her in this race.  (Applause.)
         THE VICE PRESIDENT:  I mean, I — exactly.  The — listen, so, in my career as a prosecutor — you’ve heard me say this — I — I never, ever asked a victim or a witness, “Are you a Republican or a Democrat?”  Never.  It wouldn’t have even occurred to me to ask them.  I did, every time, ask, “Are you okay?”
         And I — you know, and I feel very strongly that — for example, in — on the issue of partisanship, yes, we’re going to have disagreements, but I actively invite good ideas from wherever they come.  That’s why I’m going to have a Republican in my Cabinet, by the way — (applause) — because I want good ideas.
         And, by the way, I know it is in our best interest as a nation, in our — the interest of our strength and our future as a nation.  We need a healthy two-party system.  We need a healthy two-party system.  (Applause.)
         We need to be able to have these good, intense debates about issues that are grounded in fact.  (Laughter.)  How about that?
         MS. CHENEY:  Imagine.
    .
         THE VICE PRESIDENT:  Let’s start there.  (Laughs.)  (Applause.)
         Wow.  Can you believe that’s an applause line?  (Laughter.) 
         Oy.  But, you know, it’s — (laughter) — it’s — 
         We have in our grasp in these next 13 days — 13 days, we are — or 15 days, excuse me.  I — I’m just jumping ahead.  (Laughter.)  In these next 15 days, we have in our grasp the ability to determine the course of our country. 
         You know, every election, we’ve said, “This is the one.”  This is the one.  This truly is the one. 
         I mean, to the congresswoman’s point, the former chairman of the Joint Chiefs of Staff referred to Donald Trump as being “fascist to the core.”  And no one would ever accuse the former chairman of being partisan in any way.  The people who know him best — from the former chief of staff; Defense secretaries, two of them; national security advisor to the former vice president.
         And so, we have in — in our grasp — because we still have a democracy.  As the saying goes, as long as we hold on to it, we still have a democracy, which means in a democracy — and here’s the beauty of it — we each have the power to make a decision about the future of our country through our vote.
         And my request, then, of each of you who have spent time out of your busy lives to be here — and I thank you for that — is please just help us get the word out to your neighbors and friends and family members to just remind them of what is at stake and this conversation. 
         I ask for your vote.  I ask for their votes.  And I promise to be a president for all Americans.  I promise and pledge that.  (Applause.)
         MS. LONGWELL:  All right, everyone.  Congresswoman Cheney and Vice President Kamala Harris.  Thank you so much. 
         Yes, let’s give them another round of applause.  That was wonderful.  (Applause.)
         Thank you so much.
         THE VICE PRESIDENT:  Thank you.  Thank you.
         MS. LONGWELL:  Thank you.  (Applause.)

    MIL OSI USA News

  • MIL-OSI USA: State of Alaska and FEMA Announce FEMA Assistance Now Available for Flooding Survivors

    Source: US Federal Emergency Management Agency

    Headline: State of Alaska and FEMA Announce FEMA Assistance Now Available for Flooding Survivors

    State of Alaska and FEMA Announce FEMA Assistance Now Available for Flooding Survivors

    ANCHORAGE, Alaska – FEMA Individual Assistance is now available for residents in the City and Borough of Juneau affected by the flooding that occurred August 5-6, 2024. Assistance may include funds for home repairs, temporary rental assistance, damaged vehicles and essential personal property, loss of subsistence items, as well as medical, dental, and funeral expenses caused by the disaster.

    FEMA assistance is unable to duplicate benefits offered through insurance, state programs, or other programs. But if your losses or damage go beyond disaster assistance available from other sources – or include items or categories not covered by other assistance – you may be eligible for additional funds from FEMA. Even if you have already registered for the State of Alaska’s disaster assistance program, you must also register with FEMA to determine if you may be eligible to receive additional funds through FEMA. 

    • Residents are encouraged to apply for FEMA assistance by calling the FEMA Region 10 Call Center at 866-342-1699 between 7 a.m.-4 p.m. AKT, Monday through Friday and 11 a.m.-4 p.m. AKT, Saturday. The FEMA Region 10 Call Center has staff trained to answer Alaska-specific questions. You can also apply by visiting disasterassistance.gov or using the FEMA mobile app.
    • If a reasonable accommodation – such as language translation or interpretation, mobility assistance, or sign language interpretation is needed – email FEMA-language-access-request@fema.dhs.gov. You can also notify FEMA staff through the FEMA Region 10 Call Center Helpline.

    The U.S. Small Business Administration also offers long-term disaster loans to businesses of all sizes, private nonprofit organizations, as well as homeowners and renters to pay for repair or replacement costs not fully compensated by insurance or other assistance. For more information, go to: http://www.sba.gov/disaster or call SBA’s Customer Service Center at (800) 659-2955, or email disastercustomerservice@sba.gov. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

    In addition to Individual Assistance, designated areas in the City and Borough of Juneau have also been approved for Public Assistance which will reimburse the State of Alaska, on a cost-share basis, for emergency protective measures taken in response to the disaster. The State of Alaska has also been approved for additional funding, on a cost-share basis, for hazard mitigation measures.

    Additional designations may be made at a later date. 

    erika.suzuki

    MIL OSI USA News

  • MIL-OSI USA: FEMA, SBA and USDA create Recovery Resource Guide for Local Business Owners

    Source: US Federal Emergency Management Agency

    Headline: FEMA, SBA and USDA create Recovery Resource Guide for Local Business Owners

    FEMA, SBA and USDA create Recovery Resource Guide for Local Business Owners

    WASHINGTON – FEMA, the U.S. Small Business Administration and the U.S. Department of Agriculture have collaborated to create a guide to help local businesses affected by hurricanes Helene and Milton access recovery resources.

    The agencies created a one-stop-shop resource with information about federal support that is available to assist local businesses with their recovery. The guide—tailored for each affected state—is available on FEMA’s website at the links below:

    Many local business owners are also disaster survivors. This means they’re dealing with two separate recoveries, one for their household and another for their business.

    Recovery for local businesses after events like Helene and Milton may seem daunting. FEMA encourages chambers of commerce and other civic organizations to share this guide to help local businesses recover.
    Below are examples of the resources available to local businesses and their owners:

    • FEMA grants to make home repairs.
    • Low interest disaster loans from the SBA to repair homes and businesses. Business owners may also qualify for loans for economic injury.
    • Disaster Recovery Centers where business owners and survivors can meet representatives from various federal agencies who may be able to help. Centers are open in every state affected by Helene and Milton.
    • SBA Business Physical Disaster Loans. The SBA provides long-term low interest loans up to $2 million to cover disaster losses not fully covered by insurance.  
    • SBA Economic Injury Disaster Loans. The SBA provides long-term low interest loans up to $2 million for working capital to help small businesses, small agricultural cooperatives, and most private nonprofit organizations impacted by a disaster meet their ordinary and necessary financial obligations until normal operations resume.  
    • Livestock indemnity. The USDA provides benefits to livestock owners and contract growers for livestock deaths. 
    • Emergency loans. The USDA provides loans to help producers recover from production and physical losses.

    A full list of more than 70 resources from 17 federal agencies is available on disasterassistance.gov.

    President Biden has declared a major disaster for six states affected by Helene—Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia—and Florida for Milton.

    FEMA reminds survivors affected by hurricanes Helene or Milton that they can apply for FEMA assistance in four ways: online at disasterassistance.gov, on the FEMA App, calling 800-621-3362, or in person at a local Disaster Recovery Center.

    erika.suzuki

    MIL OSI USA News