Category: Statistics

  • MIL-OSI Russia: Financial news: The Bank of Russia has published a ranking of insurers based on complaints about compulsory motor third-party liability insurance for 2024

    Translation. Region: Russian Federal

    Source: Central Bank of Russia –

    An important disclaimer is at the bottom of this article.

    Results presented in two tables: insurers with a client base of more than 2 million OSAGO contracts and small companies that do not exceed this threshold. This breakdown will help car owners compare companies of the same size.

    The ranking is based on statistics of complaints to the Bank of Russia on MTPL issues for 2024, for which consumer rights violations were confirmed and supervisory measures were taken. Companies are distributed by the level of the consumer risk indicator — from highest to lowest. It is calculated as the ratio of the number of complaints about a specific insurer to every 10 thousand contracts concluded by it. Insurance companies that received only one complaint are not included in the ranking.

    Preview photo: Pushish Images / Shutterstock / Fotodom

    Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News

  • MIL-Evening Report: Will my private health insurance cover my surgery? What if my claim is rejected?

    Source: The Conversation (Au and NZ) – By Yuting Zhang, Professor of Health Economics, The University of Melbourne

    shurkin_son/Shutterstock

    The Australian Competition & Consumer Commission (ACCC) has fined Bupa A$35 million for unlawfully rejecting thousands of health insurance claims over more than five years.

    Between May 2018 and August 2023 Bupa incorrectly rejected claims from patients who had multiple medical procedures, with at least one of those procedures covered under their health insurance policy.

    Instead of paying the portion of the treatment that was covered, Bupa’s automated systems wrongly rejected the entire claim.

    Bupa admitted these errors were due to system problems and poor staff guidance, and has started to recompensate members.

    So you may be worried whether your private health insurance will cover you for the procedures you need.

    Here’s what you need to know about the different types of hospital cover. And if your claim is rejected, what to do next.

    From basic to gold

    As of March 2025, 45.3% of Australians have private health insurance for hospital cover. There are four tiers: basic, bronze, silver and gold.

    Each tier has a minimum set of “clinical categories”. These are groups of hospital treatments that must be covered.

    For example, basic hospital cover only has three mandatory inclusions: rehabilitation, hospital psychiatric services and palliative care. But this is “restricted” cover, meaning patients will often still have to pay substantial out-of-pocket costs for these services.

    Basic cover is entry-level cover, mainly for people who want to avoid the Lifetime Health Cover loading and the Medicare Levy Surcharge. These are both ways of encouraging people to take up private health insurance while young and keeping it, especially people on higher incomes.

    At the other end of the scale is gold cover, which includes unrestricted cover for all defined clinical categories, including pregnancy and birth.

    You can generally change your level of cover at any time. When you upgrade to include new services or increase benefits for existing services, you will need to serve new waiting periods for those new or increased benefits.

    A common waiting period is 12 months for pre-existing conditions (any ailment, illness or condition that you had signs or symptoms of during the six months before upgrading, even if undiagnosed), and for pregnancy and birth-related services. But there is generally only a two-month waiting period for psychiatric care, rehabilitation or palliative care, even if it’s for a pre-existing condition.

    It’s a good idea to review your policy every two years because your health needs and financial circumstances can change.

    How much do companies pay out?

    The proportion of premiums that are paid out to cover medical claims is known as the “average payout ratio”. And this has been about 84–86% over most of the past 20 years.

    This does not mean your health insurer will pay out 84–86% of your individual claim. This national average accounts for the percentage of all premiums in any one year, across all insurers, that’s paid out in claims.

    The payout ratios vary by insurer and are slightly higher for not-for-profit health insurers than for-profit insurers.

    That’s because for-profit health insurers have pressure to deliver profits to shareholders and have incentives to minimise payouts and control costs.

    If not properly managed, these incentives may result in higher out-of-pocket expenses and denied claims.

    Why has my claim been rejected?

    Common reasons for claims to be rejected include:

    • the policy excluded or restricted the clinical category

    • the waiting period was not served

    • incorrect information (for example, a doctor billed an incorrect item number)

    • what’s known as “mixed coverage” (as in the Bupa scandal), where not everything in a claim is covered, but the entire claim is declined.

    What if I think there’s an error?

    If your health insurance company refuses your claim, you can request a detailed explanation in writing.

    If you believe your claim has been incorrectly denied, you can make a formal complaint directly with the insurer. For this you need to check your policy documents, and gather supporting evidence. This may include detailed invoices, medical reports, referral letters and correct item numbers.

    If you are not satisfied with the outcome of the health fund’s internal review, or the fund doesn’t respond with the specific time-frame (for instance, 30–45 days), you can escalate your complaint.

    You can get in touch with the Commonwealth Ombudsman (phone: 1300 362 072). This provides a free, independent complaint handling service for a range of consumer issues, including health insurance.

    Bupa customers concerned about a “mixed coverage” claim can contact the company directly.

    What can governments do?

    The Bupa scandal, along with ongoing concerns about transparency and rising out-of-pocket costs, highlights the need for policy reforms to better protect consumers.

    The government should require health insurers and health-care providers to give clear estimates of all potential out-of-pocket costs for a procedure before it happens. This would avoid unexpected bills and help consumers make informed decisions about their health care.

    The government could also let the ACCC or the Australian Prudential Regulation Authority conduct regular, independent audits of insurers’ claims systems and practices.

    Yuting Zhang has received funding from the Australian Research Council (future fellowship project ID FT200100630), Department of Veterans’ Affairs, the Victorian Department of Health, National Health and Medical Research Council and Eastern Melbourne Primary Health Network. In the past, Professor Zhang has received funding from several US institutes including the US National Institutes of Health, Commonwealth fund, Agency for Healthcare Research and Quality, and Robert Wood Johnson Foundation. She has not received funding from for-profit industry including the private health insurance industry.

    ref. Will my private health insurance cover my surgery? What if my claim is rejected? – https://theconversation.com/will-my-private-health-insurance-cover-my-surgery-what-if-my-claim-is-rejected-260702

    MIL OSI AnalysisEveningReport.nz

  • MIL-OSI Canada: Backgrounder on Employment Insurance measures introduced to support Canadian workers and employers

    Source: Government of Canada News

    On March 21, 2025, the Government of Canada introduced three temporary Employment Insurance (EI) measures designed to improve access and entitlement to income supports for workers whose jobs are affected by the continued threat of tariffs.  The three measures, in place until October 11, 2025, are:

    • Waiving the one-week EI waiting period;
    • Suspending the treatment of monies paid on separation; and
    • Artificially adjusting the EI unemployment rate by one percentage point in all EI regions, up to a maximum of 13.1%, with no region seeing less than 7.1%. This temporary measure will reduce the hours required to qualify for regular benefits to no higher than 630 hours and increase the weeks of entitlement by up to four additional weeks.

    Waiving the waiting period:

    Temporarily waiving the standard one-week waiting period means that some EI claimants could receive an extra week of benefits. This also helps workers adjust more easily to a drop in income after a layoff. This temporary measure applies to all EI claims, including regular, special and fishing benefits. This measure applies to claims with a benefit period that begins on or after March 30, 2025, but no later than October 11, 2025
    .
    Allowing claimants to receive EI benefits sooner by suspending the rules around treatment of severance:

    Suspending the rules around treatment of severance, vacation, and other monies paid upon separation means that monies paid or payable by reason of a lay-off or separation from employment (severance, vacation) are not considered earnings for EI benefit purposes. Because of this, EI claimants do not need to exhaust those payments before they are able to start receiving EI benefits, allowing them to receive benefits sooner.  This measure applies to claims with a benefit period that begins on or after March 30, 2025, but no later than October 11, 2025.

    Artificially adjusting the regional EI unemployment rates

    Across Canada, regional unemployment rates determine the number of hours or earnings required to access EI regular or fishing benefits, the number of weeks of regular benefit entitlement that a worker can receive, and the weekly benefit rate that they can receive. Each EI region’s unemployment rate is updated monthly, using the average of the last three or twelve months, based on data from Statistics Canada.

    When there is an increase in the regional rate of unemployment, the number of hours a worker in that region needs to qualify for regular benefits decreases and the number of weeks of regular benefit entitlement increases.

    The new temporary measure increases the EI unemployment rate by one percentage point in all EI regions, to a maximum of 13.1%, with no region seeing less than 7.1%. The new temporary regional unemployment rates better reflect the regional labour market conditions after tariffs have been imposed, including job losses. The new temporary rates are designed to increase access to EI regular and fishing benefits, increase the duration of EI regular benefits, and increase the benefit rate for all benefit types for those eligible.

    Additional details:
     

    • Claimants require no more than 630 hours of insurable employment in their qualifying period to qualify for regular benefits (in comparison with up to 700 hours normally.)
    • EI fishing benefit claimants require no more than $3,800 in earnings to qualify for EI fishing benefits (in comparison to up to $4,200 normally).
    • The minimum number of weeks of regular benefit entitlement on a claim is at least 17 weeks (in comparison to a minimum of 14 weeks in some regions normally). For some claimants, it will result in up to four additional weeks of EI regular benefit entitlement.
    • Establishing a minimum unemployment rate also means that the benefit rate of an EI regular or special benefit claimant is calculated using no more than their 20 best weeks of earnings in their qualifying period (in comparison to up to 22 weeks normally).
    • Similarly, for EI fishing benefit claimants, the benefit rate is calculated using a divisor no higher than 20 (in comparison to up to 22 normally).

    This measure applies to claims that begin on or after April 6, 2025, but no later than October 11, 2025.

    Work-Sharing Program

    The Work-Sharing Program is a component of the Employment Insurance (EI) program. When employers face difficulties beyond their control and are temporarily reducing their company’s activities, they may be eligible to participate in a Work-Sharing agreement to help avoid laying off employees.

    Under a Work-Sharing agreement, employers can reduce the employees’ working hours by between 10% and 60%. To help compensate for the days or time not worked, eligible employees may receive Employment Insurance (EI) benefits. 

    By participating in Work-Sharing, employers benefit from: retaining skilled employees and avoiding the expense of hiring and training new employees when work activity returns to normal. 

    Employees benefit from: avoiding the hardship of being laid off; maintaining their work skills and connection to the labour market; and receiving EI benefits for the days not worked. 

    On March 7, 2025, the Government of Canada announced temporary special measures to the Work-Sharing Program to help make the program more accessible to employers and workers. With these special measures, employer eligibility under the Program is expanded to include:  
     

    • businesses that have been in operation in Canada for 1 year;  
    • non-profit and charitable organizations experiencing a reduction in revenue levels as a direct or indirect result of the tariffs;  
    • cyclical or seasonal employers; and,  
    • employers experiencing a decrease in work activity over the past six months of less than 10% and allowing utilization of Work-Sharing to exceed 60%.  

    In addition, employee eligibility has also been expanded to include workers who are:  
     

    • not year-round, permanent, full-time or part-time employees, specifically seasonal or cyclical employees; and   
    • assisting the employer recovery efforts.  

    Under the new temporary Work-Sharing special measures, the maximum duration of a Work-Sharing agreement is also extended from 38 weeks to up to 76 weeks. Additionally, while temporary special measures are in place, the requirement to serve a cooling-off period between successive Work Sharing agreements is being waived. As well, recovery measures can focus on maintaining business viability in the face of tariffs (rather than a return to normal business).  

    These measures are in place from March 7, 2025, until March 6, 2026.

    MIL OSI Canada News

  • MIL-OSI: Ripple’s Silent Rally: AI Detects XRP Whale Behavior 72 Hours Ahead — JA Mining Integrates Predictive Mining Models

    Source: GlobeNewswire (MIL-OSI)

    LONDON, UK, July 10, 2025 (GLOBE NEWSWIRE) —  In a surprising twist to an already volatile week, Ripple’s XRP has once again captured headlines—not because of what was announced, but because of what wasn’t. According to a leaked internal memo from a blockchain analytics firm, advanced AI systems detected an abnormal uptick in XRP wallet clustering and institutional cold wallet warmups more than 72 hours before XRP’s price spiked past $2.30.

    Behind this stealth accumulation trend, the memo points to JA Mining’s proprietary AI model, which was reportedly deployed across its data centers to scan behavioral shifts in staking, delegation, and transaction timing. The model, originally designed for cloud mining efficiency, has now been adapted to forecast reward yield potential based on pre-volatility indicators—a concept being dubbed “predictive mining.”

    “Our AI engines don’t guess price,” says Ethan Lang, Lead Architect at JA Mining. “They anticipate block-level behavior and optimize contract yield before the market reacts. That’s what separates us from typical cloud mining services.”

    Forecasting the Chain, Not the Chart

    While many investors look at candlestick charts or rely on market influencers, JA Mining has spent the last 18 months developing a system that maps on-chain behavioral patterns against reward difficulty in real time. This allows XRP mining contracts on the platform to adjust difficulty-based allocations hours before changes are confirmed by the broader market.

    This adaptive infrastructure has reportedly driven a 17% increase in yield efficiency across XRP and DOGE contracts since Q2 2025. As of this week, JA Mining is quietly rolling out an XRP Forecast Contract to early-access users.

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    Smart Mining Is the New Passive Income

    JA Mining, headquartered in London and backed by renewable-powered data centers across the UK, Canada, and Southeast Asia, offers cloud-based mining contracts for Bitcoin, Ethereum, Dogecoin, and now AI-optimized XRP. With over 10 million registered users and a zero-hardware requirement, the platform is becoming a preferred passive income engine for both retail and institutional users.

    “We’re not just hosting miners—we’re training them,” adds Lang. “Our system doesn’t wait for a green candle. It responds to network behavior.”

    The platform’s smart dashboard displays real-time mining metrics, daily earnings, and referral stats, enabling even first-time users to manage crypto contracts like a professional asset manager.

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    The Bottom Line

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    Attachment

    The MIL Network

  • MIL-OSI Analysis: Over 1.6 million children live in families made poorer by the two-child limit on benefits – new data

    Source: The Conversation – UK – By Ruth Patrick, Professor in Social Policy, University of Glasgow

    New government statistics released today show the reach of the two-child limit. There are 1,665,540 children in England, Scotland and Wales living in households affected by the two-child limit, an increase of over 35,000 from the same time in 2024.

    The two-child limit restricts means-tested child benefits to the first two children in a household, subject to some exceptions.

    Its sister policy, the benefit cap, affects over 115,000 households, including 300,000 children. It routinely pushes families into deep poverty, far below the standard poverty line of 60% of median income.

    The benefit cap places a limit on the total amount a household can receive if no-one in the household earns a minimum amount, again subject to some exceptions linked to receipt of disability benefits.


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    Over the past five years, we have been part of a team of academic researchers investigating the impact of both policies on families with three or more children. We’ve found that these policies drive up poverty, creating deprivation and hardship. This in turn causes sustained and severe harm to children and their families.

    The two-child limit and benefit cap leave many families living with extreme financial insecurity. They harm parental mental health, as mothers and fathers struggle to try and make an inadequate income stretch to meet the needs of their children.

    Parents are struggling to make their income go far enough.
    Odua Images/Shutterstock

    In addition, these policies do not fall evenly across the population when looking at ethnicity. Overall, 70% of the families affected by the two-child limit are white, as are 66% affected by the benefit cap. But our new analysis shows that children from an ethnic minority are up to three times as likely as white children to be affected by the two-child limit. They are also up to four times as likely to be affected by the benefit cap.

    Alongside administrative statistics, we have analysed household survey data, published today as a policy brief. We find that one in five children from Pakistani families and one in four children from Bangladeshi families are now affected by the two-child limit.

    Rising poverty

    Our analysis also indicates that these policies are contributing to very high and rising levels of poverty. We estimate that 66% of Bangladeshi children, 60% of Pakistani children, and nearly half (48%) of black children live in poverty. This compares to one in four (24%) white children living below the poverty line – still far too many.

    This new analysis provides us with better understanding of where the damage done by both policies is falling. It’s an important reminder of how the two-child limit and benefit cap directly conflict with ambitions not only to act on child poverty, but also to reduce systematic inequalities linked to ethnicity.

    Scrapping the two-child limit would give larger families access to benefits they currently miss out on – but it would not have any effect on smaller families living in poverty, so isn’t the only policy solution needed.

    Nonetheless, analysis by the Resolution Foundation has shown that getting rid of the two-child limit – which would cost £1.4 billion – is by far the most cost-effective way to reduce the number of children living in poverty. Spending £1.4 billion in other ways – for example by increasing benefits for all families – would make less difference to child poverty than if the two-child limit were ended.

    It’s also important to keep in mind the impact on the depth of poverty. Larger families tend to be living further below the poverty line. Scrapping the two-child limit will make a big difference in many households, even if they are not lifted out of poverty as a result.

    Labour came into government on a manifesto of “change”, and Keir Starmer has promised to be “laser-focused” in his commitment to drive down poverty.

    Labour have already said that they want to get rid of the two-child limit, arguing that they just need to find the money to do so. The government has established a child poverty taskforce, due to report in the autumn, and made a first concrete policy commitment with the extension of free school meals provision for families in England. But there is no alternative to serious action on social security benefits if significant progress is to be made.

    Ruth Patrick receives funding from a range of funders including Nuffield Foundation, AFFT, Trust for London, The Robertson Trust and the Centre for Impact on Urban Health. She is a member of The Labour Party.

    Kitty Stewart has received funding from the Nuffield Foundation and from LSE for the research reported in this article.

    ref. Over 1.6 million children live in families made poorer by the two-child limit on benefits – new data – https://theconversation.com/over-1-6-million-children-live-in-families-made-poorer-by-the-two-child-limit-on-benefits-new-data-260449

    MIL OSI Analysis

  • MIL-OSI Banking: Caroline Abel: Monetary and financial sector issues in Seychelles and how ATI training can help build human capital in these areas

    Source: Bank for International Settlements

    Madam Chair, Hon. Minister of Economy and Finance of Madagascar, Rindra Hasimbelo Rabarinirinarison,

    Director of AFS/ATI Mr Sukhwinder Singh,

    All Colleagues attending the meeting,

    Good afternoon.

    Thank you for the opportunity to briefly share our experience in terms of monetary and financial sector developments, and capacity building received in these areas.

    Major reforms in these two areas began late 2008, when Seychelles embarked on an IMF-supported macroeconomic reform programme. Aside from addressing the prevailing macroeconomic imbalances then, there was also a need to strengthen the regulatory framework and modernise the financial system. In addition, the Bank had to put in place the required market-based instruments to support the introduction of its new monetary policy framework. So, to better understand the extent of the task that laid ahead, we received technical assistance from the IMF in 2007, to assess the Bank’s capacity building needs in the field of foreign exchange, bank supervision and monetary policy, aside from others.

    With regard to monetary policy, reforms were crucial in view of the change in the foreign exchange regime. Whilst we started off with a reserve money targeting framework, over the years, the Central Bank of Seychelles has gradually moved towards providing more guidance to the domestic market. In 2019, the Bank adopted an interest-rate based framework, whereby the focus is on guiding short-term interest rate through the announcement of a Monetary Policy Rate by the Bank. We received extensive technical assistance throughout – from the design of the policy tools to the finer details of communication – and this was complemented by short-term courses that staff attended.

    In terms of capacity building, the IMF, ATI and AFRITAC South have been very supportive. Our staff have benefitted from various training opportunities, both in-person and through online learning platforms. These have been in key areas, such as various aspects of monetary policy analysis and implementation, the Forecasting and Policy Analysis System (FPAS), nowcasting, liquidity forecasting and management, to name a few. To note that, at the Bank, the knowledge acquired is applied in daily operations and underpins many outputs, including the collection of statistics on the monetary, real, and external sectors, which align with IMF manuals and guidelines. With regard to the financial sector, support was received to align the Bank’s supervisory framework with best international practices. These focused on areas such as financial sector policies, bank supervision, AML/CFT, financial stability, and lately, climate change issues, amongst others. The Bank has been pursuing steps to strengthen its supervisory framework, so that it is more risk-sensitive and forward-looking, through its Risk-Based Supervision (RBS) framework. The Bank is also actively pursuing the climate change agenda, given the implications such a phenomenon could have on our economy. This is an area where we have reached out to various partners in an effort to build internal capacity, as we are conscious of the limited expertise that exists out there as well.

    As we operate in an increasingly interconnected world, we also need to move in tune with innovations in the industry. The digitalisation of the financial sector brings countless opportunities and rewards, yet as we are all aware, very high risks. Another area that the Central Bank has been increasingly focusing on is cybersecurity, as this could have far-reaching repercussions. Just last week, the AFS completed a 5-day workshop for the Central Bank staff on strengthening cybersecurity practices, with particular emphasis on their application to both onsite and offsite banking supervision, as well as oversight of financial market infrastructures. The sessions provided valuable insights into identifying and assessing cyber risks, integrating cybersecurity into supervisory frameworks, and enhancing institutional resilience. Practical case studies and supervisory tools were also shared to support the effective implementation of cyber risk oversight across regulated entities and systemically important infrastructures.

    Being a small economy, Seychelles faces certain challenges in terms of human resources. In general, the financial sector finds it difficult to meet its human resource needs, as often times, qualified labour in specialised fields is scarce, and everyone is chasing the same few candidates available. In this context, the training provided by institutions like ATI and AFRITAC South goes a long way in helping to bridge the gap for our existing staff.

    As both global and domestic economies evolve, building capacity remains essential. Current discussions revolve around critical topics such as financing climate change adaptation and mitigation, tackling climate-related risks, FinTech innovations, the increasing role of artificial intelligence and machine learning, and cybersecurity. The IMF and its partners offer a wealth of resources – including training, seminars, conferences and technical assistance – to help member countries enhance their staff’s technical capabilities, ensuring they are equipped to navigate these challenges and seize emerging opportunities.

    To conclude, I would like to underscore the role and importance of organisations like ATI and AFRITAC South in supporting the development of national institutions, enabling the implementation of best practices across various jurisdictions. Moreover, shared experiences among participants and drawing on the knowledge of the lecturers help in building capacity at different levels. As such, I urge members to continue supporting the capacity development programmes of ATI and AFRITAC South, as collectively, we are all benefitting greatly from them.

    Thank you. 

    MIL OSI Global Banks

  • MIL-OSI Analysis: Trump’s ‘big’ bill gives millions of taxpayers a new charitable tax break, but whether it will help nonprofits is unclear

    Source: The Conversation – USA (2) – By Daniel Hungerman, Professor of Economics, University of Notre Dame

    Tax policy changes can influence how much Americans donate. Douglas Rissing/iStock via Getty Images Plus

    The multitrillion-dollar bill that President Donald Trump signed into law on July 4, 2025, will change how the U.S. tax code treats charitable donations. It also has several tax provisions that affect some colleges, universities and other nonprofits. The Conversation U.S. asked Daniel Hungerman, an economist who studies charitable activities and public policy, to explain how these tax policies could influence charitable giving and affect nonprofits.

    What will change for donors?

    The consequences generally vary depending on how much money a donor gives to charity. They also depend on whether a donor claims the standard deduction – as about 90% of U.S. taxpayers have done since the 2017 tax reforms took effect during the first Trump administration – or itemizes their tax returns.

    Anyone taking the standard deduction, which will rise in 2025 to US$15,750 for an individual and $31,500 for married couples filing jointly, will get a new broadly available tax break of up to $1,000 for giving to a charitable nonprofit if they file on their own. Married couples filing jointly may deduct $2,000 from their taxable income if they give at least that amount to charity. To put this into sharper perspective, the average middle-income household gives about $3,300 annually.

    Americans who give a bit more than the typical donor – say, between $5,000 and $20,000 – will see major changes too. In some places, it will become easier for people to deduct more of the amount they pay in state and local taxes from their federal taxes – at least for a few years. Those taxpayers may also deduct their charitable giving from their income when they file their taxes.

    But there’s a new catch. People who itemize their taxes can’t claim the charitable deduction unless they give at least the equivalent of 0.5% of their adjusted gross income to charity. For example, someone who earns $100,000 a year would have to donate at least $500 to qualify for this tax break.

    A similar new catch will apply to corporate donations: Unless corporations give at least 1% of their taxable income to charity, they will no longer get a charitable tax deduction.

    The tax law also revises a rule that limits how much the biggest donors can give to charity and still get a tax break.

    What could that mean for charitable giving?

    Based on my research on tax policies and donations, I don’t expect the $1,000 charitable deduction for taxpayers who take the standard deduction to boost giving. The government has tried this before.

    The first time was in the 1980s. Starting in 1982, people taking the standard deduction could take a charitable deduction. The amount changed annually. In 1984, for example, it was $75 – $236 in 2025 dollars. Congress ended this experiment with the 1986 tax reforms.

    There was also a temporary $300 charitable deduction for people who took the standard deduction in 2020.

    The results were underwhelming both times, for two reasons.

    First, the maximum size of those tax breaks was too small in those earlier efforts. Many people were already giving enough to max out this new benefit. When that happens, the government is giving up tax revenue without encouraging people to donate more.

    To be fair, there are a couple of reasons that things might be better this time. First, $1,000 in 2025 – or $2,000 for married couples filing jointly – is more money than the $300 deduction in 2020. Also, this time it is permanent. A permanent provision gives charities time to publicize the bill and people time to learn about it.

    Another concern with this bill is that Americans who have not given to charity in the past might not begin to open their wallets but will still try to get the new $1,000 charitable deduction anyway by lying about it on their tax returns. There is evidence that a growing number of taxpayers try to game the tax system this way. The only way to stave off that sort of tax evasion would require additional work by the IRS, costing more tax dollars.

    This part of the tax law also sends a message that giving is not just for the wealthy, but that everyone can do it and get a tax break for it. That could help halt or reverse a decline in gifts from people who aren’t rich. And it makes me wonder whether a charitable deduction for people who don’t itemize their tax returns will work better this time around.

    What’s happening to higher education?

    The government will raise its tax on the income earned by the endowments held by some colleges and universities from 1.4% to as much as 8%. The system is complicated and hinges on how large an endowment is per student enrolled. Colleges attended by fewer than 3,000 students don’t have to pay this tax.

    Endowments are pooled financial investments that belong to a nonprofit. Those assets usually come from donations, and the income they earn typically flows into the nonprofit’s budget.

    Several prominent schools are bracing for higher taxes. Yale University, for example, says it will have to pay $280 million once this goes into effect.

    The higher endowment tax is unlikely to raise a whole lot of tax revenue, but it could force some schools to scale back financial aid, hike tuition or freeze hiring.

    What about K-12 schools?

    Perhaps the most significant change will be a new federal K-12 educational tax credit. Starting in 2027, it will be available to help offset the cost of private K-12 school tuition or other educational expenses, such as homeschooling. If someone makes a $1 gift to a nonprofit scholarship-granting organization – which would then deliver those funds to the school the donor designates – the government will cut their tax bill by $1. This tax credit can be worth up to $1,700 per year.

    Many details about how this system would work are yet to be determined.

    I believe that this provision could mark another step in the transformation of how private schools are funded in the United States. Beyond that, many private schools are run by churches, and many churches running schools already get large amounts of their funding from vouchers issued by state and local governments. Ultimately, private K-12 education could become an increasing source of revenue for churches.

    What about nonprofits that provide social services?

    Even if the megabill boosts charitable giving, nonprofits providing social services are likely to find themselves financially squeezed.

    That’s because the bill also cuts spending and tightens eligibility restrictions on the Supplemental Nutrition Assistance Program, also known as food stamps, and Medicaid, the public health insurance program that mainly covers people who are low-income or have disabilities.

    I have researched the effects of the welfare reforms President Bill Clinton signed into law in 1996. One of my findings was that when the government cut spending on safety net programs by a dollar, charities, including churches, stepped in to provide 25 cents of services or more. But for every extra dollar needed to compensate for lost government spending, donors only gave 5 cents more.

    Another concern is that this bill makes permanent increases in the standard deduction – which I’ve found to have historically lowered charitable giving considerably. Perhaps the deduction for people who don’t itemize their tax returns, together with the state-and-local-taxes change, will counteract this trend. But it is certainly possible that Americans will give less to charity starting in 2025 compared with a world where there were no Trump tax reforms at all.

    Daniel Hungerman is a professor at the University of Notre Dame, and a Research Associate at the National Bureau of Economic Research.

    ref. Trump’s ‘big’ bill gives millions of taxpayers a new charitable tax break, but whether it will help nonprofits is unclear – https://theconversation.com/trumps-big-bill-gives-millions-of-taxpayers-a-new-charitable-tax-break-but-whether-it-will-help-nonprofits-is-unclear-260379

    MIL OSI Analysis

  • MIL-OSI: Ingersoll Rand Celebrates a Landmark Year in Sustainability and Growth in 2024

    Source: GlobeNewswire (MIL-OSI)

    DAVIDSON, N.C., July 10, 2025 (GLOBE NEWSWIRE) — Ingersoll Rand Inc. (NYSE: IR), a global leader in mission-critical flow creation and life science and industrial solutions, proudly announces its most impactful year yet in sustainability, innovation, and operational excellence. The company’s 2024 sustainability report, Enabling Growth: Leading Sustainably with purpose,” highlights transformative progress and responsible business practices.

    Key highlights include:

    Sustainability leadership recognized globally

    • Ranked in the top 1% of the industry in the 2024 S&P Global Corporate Sustainability Assessment for the third consecutive year.
    • Named to the “A List” by CDP in the environmental stewardship and the supplier engagement leadership categories for the second year in a row.
    • Validated by the Science Based Targets initiative SBTi for Scope 1, 2, and 3 near-term and net-zero targets aligned to 1.5oC.1

    Environmental impact and operational excellence

    • Achieved 61% progress towards our SBTi validated Scope 1 and 2 greenhouse gas (GHG) emissions reduction goal of 42%.
    • Surpassed water reduction goal (-17%) with a 38% absolute reduction.
    • Achieved 74% progress toward our zero waste to landfill goal, which targets more than 50% of sites achieving zero waste to landfill.

    People-first culture and safety excellence

    • Achieved a total recordable incident rate (TRIR) of 0.54, 72% better than the industry average.2
    • Granted equity to approximately 3,900 employees through the company’s Ownership Works program. Since May 2017, more than 25,000 employees have received equity grants.
    • Maintained an employee engagement index score of 81, placing Ingersoll Rand in the top 10% of manufacturing companies.3

    “2024 was a milestone year for Ingersoll Rand,” said Vicente Reynal, chairman and chief executive officer of Ingersoll Rand. “We proved that sustainability and growth are not only compatible but mutually reinforcing. Our commitment to sustainable innovation is accelerating value to customers, improving operational efficiency, expanding market opportunities, and delivering long-term value for shareholders.”

    Visit investors.irco.com to read the full 2024 Sustainability Report.

    Details on Ingersoll Rand’s validated targets are available on the SBTi dashboard: https://sciencebasedtargets.org/companies-taking-action#dashboard.
    2Per the U.S. Bureau of Labor and Statistics 2023 incidence rates of nonfatal occupational injuries and illnesses by industry and case types data set.
    3Employee Engagement Survey from third-party provider Glint, which administers the survey and provides comparable employee engagement survey figures.

    About Ingersoll Rand Inc.
    Ingersoll Rand Inc. (NYSE:IR), driven by an entrepreneurial spirit and ownership mindset, is dedicated to Making Life Better for our employees, customers, shareholders, and planet. Customers lean on us for exceptional performance and durability in mission-critical flow creation and life science and industrial solutions. Supported by over 80+ respected brands, our products and services excel in the most complex and harsh conditions. Our employees develop customers for life through their daily commitment to expertise, productivity, and efficiency. Visit irco.com for more information.

    Forward-Looking Statements
    This news release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including statements related to Ingersoll Rand Inc.’s (the “Company” or “Ingersoll Rand”) expectations regarding the performance of its business, its financial results, its liquidity and capital resources and other non-historical statements. These forward-looking statements generally are identified by the words “believe,” “project,” “expect,” “anticipate,” “estimate,” “forecast,” “outlook,” “target,” “endeavor,” “seek,” “predict,” “intend,” “strategy,” “plan,” “may,” “could,” “should,” “will,” “would,” “will be,” “on track to,” “will continue,” “will likely result,” “guidance” or the negative thereof or variations thereon or similar terminology generally intended to identify forward-looking statements. All statements other than historical facts are forward-looking statements.

    These forward-looking statements are based on Ingersoll Rand’s current expectations and are subject to risks and uncertainties, which may cause actual results to differ materially from these current expectations. Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those indicated or anticipated by such forward-looking statements. The inclusion of such statements should not be regarded as a representation that such plans, estimates, or expectations will be achieved. Important factors that could cause actual results to differ materially from such plans, estimates or expectations include, among others, (1) adverse impact on our operations and financial performance due to natural disaster, catastrophe, global pandemics (including COVID-19), geopolitical tensions, cyber events, or other events outside of our control; (2) unexpected costs, charges, or expenses resulting from completed and proposed business combinations; (3) uncertainty of the expected financial performance of the Company; (4) failure to realize the anticipated benefits of completed and proposed business combinations; (5) the ability of the Company to implement its business strategy; (6) difficulties and delays in achieving revenue and cost synergies; (7) inability of the Company to retain and hire key personnel; (8) evolving legal, regulatory, and tax regimes; (9) changes in general economic and/or industry specific conditions; (10) actions by third parties, including government agencies; and (11) other risk factors detailed in Ingersoll Rand’s most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission (the “SEC”), as such factors may be updated from time to time in its periodic filings with the SEC, which are available on the SEC’s website at http://www.sec.gov. The foregoing list of important factors is not exclusive.

    Any forward-looking statements speak only as of the date of this release. Ingersoll Rand undertakes no obligation to update any forward-looking statements, whether as a result of new information or development, future events or otherwise, except as required by law. Readers are cautioned not to place undue reliance on any of these forward-looking statements.

    Contacts:
    Investor Relations:
    Matthew.Fort@irco.com 

    Media:
    Sara.Hassell@irco.com 

    The MIL Network

  • MIL-OSI Russia: China to reap bumper summer grain harvest in 2025

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    An important disclaimer is at the bottom of this article.

    Source: People’s Republic of China – State Council News

    BEIJING, July 10 (Xinhua) — China has produced a stable and bumper summer grain harvest this year, totaling 149.74 million tonnes, official data showed Thursday.

    According to the National Bureau of Statistics (NBS), China’s grain harvest in the summer period slightly decreased by 0.1 percent compared with last year due to difficult weather conditions.

    The decline in the summer grain harvest was minimal, and the overall harvest remained stable overall, said Wei Fenghua, an official with the National Grain Bureau.

    “A stable and large grain harvest in China in 2025 lays a solid foundation for overall annual grain production, providing strong support for responding to the complex international environment and promoting sustainable economic growth,” he said.

    A severe drought has hit major agricultural areas including Henan and Shaanxi provinces, causing some problems. However, active irrigation measures including large-scale water diversion have ensured that most farmland is effectively irrigated, Wei Fenghua explained.

    As China enters its main flood season, the Ministry of Agriculture and Rural Affairs has launched a 100-day campaign to boost crop yields, mitigate disasters and ensure the autumn grain harvest, which is of great significance to China’s food security.

    To achieve China’s grain production target of about 700 million tons this year, the ministry will dispatch teams to guide field work to ensure reliable crop emergence, prevent natural disasters and control pests. -0-

    Please note: This information is raw content obtained directly from the source of the information. It is an accurate report of what the source claims and does not necessarily reflect the position of MIL-OSI or its clients.

    .

    MIL OSI Russia News

  • MIL-OSI Asia-Pac: Results of monthly survey on business situation of small and medium-sized enterprises for June 2025

    Source: Hong Kong Government special administrative region – 4

    The Census and Statistics Department (C&SD) released today (July 10) the results of the Monthly Survey on Business Situation of Small and Medium-sized Enterprises (SMEs) for June 2025.
     
    The current diffusion index (DI) on business receipts amongst SMEs decreased from 42.1 in May 2025 in the contractionary zone to 41.6 in June 2025, whereas the one-month’s ahead (i.e. July 2025) outlook DI on business receipts was 45.4. Analysed by sector, the current DIs on business receipts for many surveyed sectors dropped in June 2025 as compared with previous month, particularly for the business services (from 45.2 to 43.5) and retail trade (from 41.3 to 39.8).
      
    The current DI on new orders for the import and export trades increased from 44.0 in May 2025 to 45.0 in June 2025, whereas the outlook DI on new orders in one month’s time (i.e. July 2025) was 47.6.
     
    Commentary

    A Government spokesman said that overall business sentiment among SMEs weakened slightly in June. The overall employment situation also softened somewhat. Nonetheless, expectations on the business situation in one month’s time remained stable.
     
    Looking ahead, the ongoing uncertainty in trade policies in the external environment would continue to affect business sentiment. Nonetheless, the resilient local economy and sustained steady growth in the Mainland economy should provide support. The Government will continue to monitor the situation closely.
     
    Further information
     
    The Monthly Survey on Business Situation of Small and Medium-sized Enterprises aims to provide a quick reference, with minimum time lag, for assessing the short-term business situation faced by SMEs. SMEs covered in this survey refer to establishments with fewer than 50 persons engaged. Respondents were asked to exclude seasonal fluctuations in reporting their views. Based on the views collected from the survey, a set of diffusion indices (including current and outlook diffusion indices) is compiled. A reading above 50 indicates that the business condition is generally favourable, whereas that below 50 indicates otherwise. As for statistics on the business prospects of prominent establishments in Hong Kong, users may refer to the publication entitled “Report on Quarterly Business Tendency Survey” released by the C&SD.
     
    The results of the survey should be interpreted with care. The survey solicits feedback from a panel sample of about 600 SMEs each month and the survey findings are thus subject to sample size constraint. Views collected from the survey refer only to those of respondents on their own establishments rather than those on the respective sectors they are engaged in. Besides, in this type of opinion survey on expected business situation, the views collected in the survey are affected by the events in the community occurring around the time of enumeration, and it is difficult to establish precisely the extent to which respondents’ perception of the business situation accords with the underlying trends. For this survey, main bulk of the data were collected around the last week of the reference month.
     
    More detailed statistics are given in the “Report on Monthly Survey on the Business Situation of Small and Medium-sized Enterprises”. Users can browse and download the publication at the website of the C&SD (www.censtatd.gov.hk/en/EIndexbySubject.html?pcode=B1080015&scode=300).
     
    Users who have enquiries about the survey results may contact Industrial Production Statistics Section of the C&SD (Tel: 3903 7246; email: sme-survey@censtatd.gov.hk).

    MIL OSI Asia Pacific News

  • MIL-OSI New Zealand: Maximum Contribution Applying in Each Region From 1 July 2025

    Source: New Zealand Ministry of Health

    Publication date:

    Background

    Under section 53 of the Residential Care and Disability Support Services Act 2018, the Director-General of Health has determined the maximum contribution that applies in each region for long-term aged residential care.

    The maximum contribution is the maximum weekly amount (inclusive of GST) that a resident assessed as requiring long-term residential care (through a needs assessment and service coordination agency) is required to pay for contracted care services provided to them in the region in which their rest home or continuing care hospital is located.

    The maximum contribution is the same for all residents regardless of the type of contracted care services they receive. It is equivalent to the rest home contract price applying to residential care facilities in each region.

    The maximum contribution set by this notice applies from 1 July 2025 and replaces the previous maximum contribution notice published in the New Zealand Gazette, 1 September 2024, Notice No. 2024-go4265.

    Description of Regions

    The appendix of this notice sets out the maximum contribution rates. The appendix contains two parts:

    • Part 1, which sets out the rates that apply within Territorial Local Authority (TLA) boundaries; and
    • Part 2, which sets out the rates that apply within specific Statistical Areas, which are smaller subregions within the TLA boundaries specified in Part 1.

    The rate specified for the relevant region in Part 1 applies unless the facility is in a statistical area region set out in Part 2, in which case the rate specified in Part 2 applies. This reflects that a higher maximum contribution rate applies in the isolated rural localities represented by the Statistical Area Regions in Part 2 of the Table.

    Statistics New Zealand has a geographic boundary viewer that displays the TLA areas and statistical areas in the appendix on a map of New Zealand. See here for more information: Geographic Boundary Viewer.

    Health New Zealand will notify residences of the maximum contribution rate that applies to their facility. The facility will inform residents.

    Needs Assessment and Service Coordination (NASC) Agencies, Specialised Processing Services, the Ministry of Social Development and residential care providers will also be able to advise the maximum contribution rate for a facility.

    Dated at Wellington this 18th day of June 2025.

    Audrey Sonerson, Director-General of Health.

    Appendix: 2025-26 Maximum Contribution rates

    Part 1: Territorial Local Authority Region Maximum Contribution Weekly $ (GST Inclusive)
    Far North District $1,460.27
    Whangarei District $1,491.84
    Kaipara District $1,502.48
    Rodney District $1,527.33
    North Shore City $1,566.32
    Waitakere City $1,535.24
    Auckland City $1,571.57
    Manukau City $1,555.96
    Papakura District $1,527.33
    Franklin District $1,487.85
    Thames-Coromandel District $1,508.08
    Hauraki District $1,465.87
    Waikato District $1,465.87
    Matamata-Piako District $1,465.87
    Hamilton City $1,502.55
    Waipa District $1,465.87
    Otorohanga District $1,497.37
    South Waikato District $1,455.16
    Waitomo District $1,502.55
    Taupo District $1,491.84
    Western Bay of Plenty District $1,487.85
    Tauranga City $1,509.97
    Rotorua District $1,491.84
    Whakatane District $1,481.34
    Kawerau District $1,502.48
    Opotiki District $1,502.48
    Gisborne District $1,463.28
    Wairoa District $1,528.73
    Hastings District $1,486.52
    Napier City $1,486.52
    Central Hawke’s Bay District $1,486.52
    New Plymouth District $1,486.52
    Stratford District $1,460.27
    South Taranaki District $1,465.87
    Ruapehu District $1,502.55
    Wanganui District $1,465.87
    Rangitikei District $1,502.48
    Manawatu District $1,460.27
    Palmerston North City $1,481.34
    Tararua District $1,460.27
    Horowhenua District $1,460.27
    Kapiti Coast District $1,491.84
    Porirua City $1,491.84
    Upper Hutt City $1,481.34
    Lower Hutt City $1,512.28
    Wellington City $1,535.66
    Masterton District $1,463.28
    Carterton District $1,460.27
    South Wairarapa District $1,460.27
    Tasman District $1,517.95
    Nelson City $1,517.95
    Marlborough District $1,481.34
    Kaikoura District $1,487.85
    Buller District $1,497.37
    Grey District $1,455.16
    Westland District $1,497.37
    Hurunui District $1,508.08
    Waimakariri District $1,487.85
    Christchurch City $1,496.88
    Banks Peninsula District $1,539.09
    Selwyn District $1,530.06
    Ashburton District $1,470.98
    Timaru District $1,465.87
    Waimate District $1,455.16
    Waitaki District $1,455.16
    Central Otago District $1,460.27
    Queenstown-Lakes District $1,512.91
    Dunedin City $1,481.34
    Clutha District $1,455.16
    Southland District $1,497.37
    Gore District $1,455.16
    Invercargill City $1,460.27
    Part 2: Statistical Area Region Statistical Area code 2 2023 Maximum Contribution Weekly $ (GST Inclusive)
    Kaeo 101900 $1,502.48
    Kaitaia 100800 $1,502.48
    Hokianga South 102100 $1,502.48
    Kaikohe 103501 $1,502.48
    Wellsford 110501 $1,569.54
    Cape Rodney 110400 $1,569.54
    Glenbrook 162400 $1,530.06
    Te Kauwhata East 171101 $1,508.08
    Raglan 171601 $1,508.08
    Matarawa 186400 $1,497.37
    Athenree 190400 $1,530.06
    Tokomaru 205000 $1,505.49
    Opunake 220700 $1,508.08
    Te Roti-Moeroa 221201 $1,508.08
    Pātea 222201 $1,508.08
    Pahiatua 233600 $1,502.48
    Tākaka 300500 $1,560.09
    Waitohi (Marlborough District) 306801 $1,523.48
    Oxford 313200 $1,530.06
    Methven 336901 $1,513.12
    Danseys Pass 343300 $1,497.37
    Palmerston 344700 $1,497.37
    Alexandra North 345500 $1,502.48
    Teviot Valley 345800 $1,502.48
    Lindis-Nevis Valleys 344800 $1,502.48
    Cromwell West 344900 $1,502.48
    Wānaka West 346800 $1,555.12
    Wānaka Central 347000 $1,555.12
    Balclutha South 356500 $1,497.37
    Balclutha North 356600 $1,497.37
    West Otago 355800 $1,497.37
    Milton 356400 $1,497.37

    MIL OSI New Zealand News

  • MIL-Evening Report: Does Australia really take too long to approve medicines, as the US says?

    Source: The Conversation (Au and NZ) – By Nial Wheate, Professor, School of Natural Sciences, Macquarie University

    Australia’s drug approval system is under fire, with critics in the United States claiming it is too slow to approve life-saving medicines.

    Australia’s Therapeutic Goods Administration balances speed with a rigorous assessment of safety, efficacy and cost-effectiveness.

    So does Australia really lag behind the US Food and Drug Administration? And do we need to change how we approve medicines?

    The drug development pipeline

    Drug development usually begins when something new is discovered about a disease. This usually involves identifying either a change in an important protein or finding a new protein involved in the disease.

    When scientists know the shape of the protein, they can design a drug that can block or activate it.

    Scientists will then undertake laboratory, petri dish-type, experiments to see if the drug works on the protein in the way they designed. If it passes those tests, they will then move onto animal testing and formulation.

    Formulation is the step where scientists decide what form the medicine will take, such as a tablet, injection or patch. There are more than 150 different pharmaceutical dosage forms to choose from.

    The final steps are human testing. This requires the completion of three types of clinical trials. Each seeks to answer different specific questions about the drug:

    • Phase I trials: is the drug safe? What are its side effects?
    • Phase II trials: does the drug work?
    • Phase III trials: is the drug better than currently available medicines?

    At the end of the trials, a company can apply to the Therapeutic Goods Administration (TGA) for approval to market and sell the drug.

    Getting a drug to market is time-consuming and costly. It takes around 15 years from the initial concept and design to government approval and costs more than A$3.5 billion.

    But the failure rate is high: more than 90% of drugs that undergo development never gain government approval.

    How are drugs approved in Australia?

    The decision to approve new medicines for sale in Australia is made based on safety and efficacy evidence provided by the sponsoring company.

    Once approved, the drug is added to the Australian Register of Therapeutic Goods.

    Listing a medicine on the Pharmaceutical Benefits Scheme (PBS) is a separate process from approval, and is based on financial considerations and a cost-benefit analysis, rather than safety and efficacy.

    The TGA typically takes 240 to 260 working days (around a full calendar year) from receiving a new medicine application to an approval decision. This is longer than it takes the US Food and Drug Administration (FDA) – 180 to 300 days.

    Where there is a pressing need, the approval process can be faster. The first COVID treatment was approved in Australia just two weeks after it was submitted for consideration.

    Then why do Americans often get medicines first?

    There can be several reasons why a drug approval can be delayed in Australia when it has already been approved overseas.

    First, with a population of 27 million out of 8 billion world-wide, Australia is a relatively small market. So it is not always a high priority for companies to apply for approval here. Regions with large populations such as China, India and Europe are a bigger focus for companies. This can therefore delay when they submit to Australia.

    Other reasons for delays can be that the TGA requires additional safety or efficacy evidence other regions did not request, or because new information about the drug has come to light since the drug was approved overseas.

    What about delays getting drugs onto the PBS?

    When a drug is listed on the PBS, Australians can access the medicine for $31.60 (or $7.70 concession) instead of the cost of a private prescription which might be hundreds or even thousands of dollars.

    The time it takes for medicines to be approved on the PBS has also been a focus of criticism.

    The Pharmaceutical Benefits Advisory Committee (PBAC), which makes PBS listing recommendations to the Federal Minister of Health, only sits three to six times per year.

    US Chamber of Commerce vice president John Murphy claims the PBAC takes, on average, 32 months to make a recommendation about listing a drug after an application has been submitted.

    Once a recommendation is made, the minister usually takes a minimum of five months to make a final decision.




    Read more:
    Australia’s PBS means consumers pay less for expensive medicines. Here’s how this system works


    To speed up the process, the TGA does allow parallel applications for drug approval and PBS listing.

    The time taken to make a PBS listing decision is reasonable, given the scheme’s overall cost. In 2023–24, the total cost of the PBS to the government was $17.7 billion. So a decision to list can’t be made lightly.

    So should Australia change how it approves medicines?

    Criticising the time it takes to get regulatory approvals appears to be part of a wider plan of attack by the US government. It is putting pressure on Australia to open its market to higher prices for medicines made by US pharmaceutical companies.

    Australia has a world-class regulatory agency in the TGA which ensures medicines that are approved are both safe and effective. And the PBS scheme is a key part of our public health care system and the envy of the world.

    The Australian government should resist any changes to the regulatory approval processes that come from the US.

    Nial Wheate in the past has received funding from the ACT Cancer Council, Tenovus Scotland, Medical Research Scotland, Scottish Crucible, and the Scottish Universities Life Sciences Alliance. He is a fellow of the Royal Australian Chemical Institute. Nial is the chief scientific officer of Vaihea Skincare LLC, a director of SetDose Pty Ltd (a medical device company) and was previously a Standards Australia panel member for sunscreen agents. He is a member of the Haleon Australia Pty Ltd Pain Advisory Board. Nial regularly consults to industry on issues to do with medicine risk assessments, manufacturing, design and testing.

    ref. Does Australia really take too long to approve medicines, as the US says? – https://theconversation.com/does-australia-really-take-too-long-to-approve-medicines-as-the-us-says-260910

    MIL OSI AnalysisEveningReport.nz

  • MIL-Evening Report: ER Report: A Roundup of Significant Articles on EveningReport.nz for July 10, 2025

    ER Report: Here is a summary of significant articles published on EveningReport.nz on July 10, 2025.

    How can we stay safe after data breaches? Step 1 is to change the cybersecurity laws
    Source: The Conversation (Au and NZ) – By Adam Andreotta, Lecturer, School of Management and Marketing, Curtin University Moor Studio / Getty Images Last week, Australian airline Qantas announced cyber attackers had accessed personal data about some of its customers. The company later confirmed that 5.7 million customer records were involved. The attackers targeted an

    Cyber crime and real-world crime are converging in a dangerous new way – here’s how to stay safe
    Source: The Conversation (Au and NZ) – By Jongkil Jay Jeong, Senior Fellow, School of Computing and Information System, The University of Melbourne It starts with a call from someone claiming to be your bank. They know your name. They know your bank. They even know your credit card number. There’s been “unusual activity” on

    Labor leads in two Victorian state polls, but Premier Jacinta Allan’s approval tanks
    Source: The Conversation (Au and NZ) – By Adrian Beaumont, Election Analyst (Psephologist) at The Conversation; and Honorary Associate, School of Mathematics and Statistics, The University of Melbourne Labor leads in Victorian state polls by Newspoll and Redbridge, but Premier Jacinta Allan is very unpopular. Two federal polls give Labor big leads and a Tasmanian

    Cannabinoid products may reduce total sleep time in adults with insomnia: new study
    Source: The Conversation (Au and NZ) – By Camilla Hoyos, Senior Lecturer in the Centre for Sleep and Chronobiology, Macquarie University Lysenko Andrii/Shutterstock You might have heard cannabis and cannabinoid products can help people sleep. Data shows one of the top reasons people use cannabis is to help them sleep. But there’s a dearth of

    Planning a ‘Euro summer’ or cruise? Why another flu shot might save your holiday
    Source: The Conversation (Au and NZ) – By Jack Janetzki, Lecturer in Pharmacy and Pharmacology, University of South Australia DavideAngelini/Shutterstock Are you escaping a southern hemisphere winter by heading off for a “Euro summer”? Maybe you’re planning a cruise through the Mediterranean. Or you’re dreaming of a white Christmas overseas later in the year. Maybe

    Melting ice will strengthen the monsoon in northern Australia – but cause drier conditions north of the Equator
    Source: The Conversation (Au and NZ) – By Corey J. A. Bradshaw, Matthew Flinders Professor of Global Ecology and Node Leader in the ARC Centre of Excellence for Indigenous and Environmental Histories and Futures, Flinders University Sebnem Coskun/Anadolu via Getty Images Almost two-thirds of the world’s population is affected by the monsoon – the annual

    Earth’s ‘oldest’ impact crater is much younger than previously thought – new study
    Source: The Conversation (Au and NZ) – By Aaron J. Cavosie, Senior Lecturer, School of Earth and Planetary Sciences, Curtin University Outcrops of shocked rocks from the Miralga impact structure. Aaron Cavosie Ever been late because you misread a clock? Sometimes, the “clocks” geologists use to date events can also be misread. Unravelling Earth’s 4.5-billion-year

    Where do giant volcanic eruptions come from? New study finds missing link to ‘blobs’ deep within Earth
    Source: The Conversation (Au and NZ) – By Nicolas Flament, Associate Professor and ARC Future Fellow, Environmental Futures, School of Science, University of Wollongong Volcanic eruptions at Earth’s surface have significant consequences. Smaller ones can scare tourists on Mount Etna or disrupt air traffic. Giant, large-scale eruptions can have more serious impacts. One such event

    Defence spending is like insurance – how will NZ pay the higher premiums?
    Source: The Conversation (Au and NZ) – By Stephen Hickson, Lecturer in Economics and Director, Business Taught Masters Programme, University of Canterbury Getty Images Defence spending is like insurance – you have to pay for it but you hope you never have to use it. And the higher the risk you face, the higher your

    The Secret Lives of Mormon Wives shatters the church’s century-long effort to curate its own image
    Source: The Conversation (Au and NZ) – By Brenton Griffin, Casual Lecturer and Tutor in History, Indigenous Studies, and Politics, Flinders University Hulu Reality TV series The Secret Lives of Mormon Wives follows a number of social media influencers from the Church of Jesus Christ of Latter-day Saints who rose to prominence through social media,

    We interviewed 205 Australians convicted of murder and manslaughter. Alcohol’s role was alarming
    Source: The Conversation (Au and NZ) – By Li Eriksson, Senior Lecturer, School of Criminology and Criminal Justice, Griffith University We’ve long known there’s a link between alcohol and violence, but when it comes to homicide the stories behind the statistics are harder to grasp. Our study sheds rare light on what actually happens when

    Thirsty future: Australia’s green hydrogen targets could require vastly more water than the government hopes
    Source: The Conversation (Au and NZ) – By Madoc Sheehan, Adjunct Associate Professor in Chemical Engineering, James Cook University totajla/Shutterstock Green hydrogen is touted by some as the future – a way for Australia to slowly replace its reliance on fossil fuel exports. The energy-dense gas has the potential to reduce emissions in sectors challenging

    Israel’s Rafah camp – ‘humanitarian city’ or crime against humanity?
    Source: The Conversation (Au and NZ) – By Shannon Bosch, Associate Professor (Law), Edith Cowan University Israel’s Defence Minister Israel Katz has announced a controversial plan to move up to 600,000 Palestinians in Gaza into a designated “humanitarian area” on the ruins of the southern city of Rafah. Access to the camp would be through

    Ice baths are booming in popularity – but they come with health risks
    Source: The Conversation (Au and NZ) – By Samuel Cornell, PhD Candidate in Public Health & Community Medicine, School of Population Health, UNSW Sydney Michele Ursi/Getty Images Walk through any trendy suburb and you might find a new “wellness” studio offering ice baths or “contrast therapy” (a sauna and ice bath combo). Scroll social media,

    Can’t fill your ADHD script? Here’s why, and what to do while the shortage persists
    Source: The Conversation (Au and NZ) – By Jack Janetzki, Lecturer in Pharmacy and Pharmacology, University of South Australia Attention-deficit hyperactivity disorder (ADHD) diagnoses are rising across Australia. But after finally getting a diagnosis, many people are discovering the medicine they’ve been prescribed isn’t available at the pharmacy. Australia faces a nation-wide shortage of methylphenidate

    Medicinal cannabis is big business. But the latest clampdown won’t curb unsafe prescribing
    Source: The Conversation (Au and NZ) – By Carmen Lim, NHMRC Emerging Leadership Fellow, National Centre for Youth Substance Use Research, The University of Queensland Nuva Frames/Shutterstock Australia’s key regulator of health professionals has announced it’s clamping down on unsafe prescribing of medicinal cannabis in the wake of surging patient demand. The Australian Health Practitioner

    Are ‘ghost stores’ haunting your social media feed? How to spot and avoid them
    Source: The Conversation (Au and NZ) – By Gary Mortimer, Professor of Marketing and Consumer Behaviour, Queensland University of Technology CC BY The offer pops up in your social media feed. The website is professional and the imagery illustrates an Australian coastal region, or chic inner-CBD scene. The brand name indicates this exclusive fashion retailer

    NZ Post is the latest company to drop its climate targets – another sign business is struggling to decarbonise
    Source: The Conversation (Au and NZ) – By Pii-Tuulia Nikula, Associate Professor, School of Business, Eastern Institute of Technology Getty Images NZ Post committed to cutting its emissions by 32% by 2030 (based on 2018 levels), but recently announced it would abandon its climate target. The company was part of the Science Based Target initiative

    MIL OSI AnalysisEveningReport.nz

  • MIL-Evening Report: Planning a ‘Euro summer’ or cruise? Why another flu shot might save your holiday

    Source: The Conversation (Au and NZ) – By Jack Janetzki, Lecturer in Pharmacy and Pharmacology, University of South Australia

    DavideAngelini/Shutterstock

    Are you escaping a southern hemisphere winter by heading off for a “Euro summer”? Maybe you’re planning a cruise through the Mediterranean. Or you’re dreaming of a white Christmas overseas later in the year.

    Maybe you’ve already booked your flights and accommodation, locked in your itinerary, and started planning what to pack.

    But there may be one more thing to add to your pre-travel checklist – a flu shot.

    For some travellers, this may mean a second flu shot this year – one for Australia’s flu season and another to protect them in the northern hemisphere.

    Why do I need another flu shot?

    Protection from a flu shot doesn’t last all year; it decreases after three to four months.

    So if you had your flu shot in April or May, it may no longer offer enough protection by the time you travel in July or later.

    Getting a second shot will provide you with optimal protection against the flu while travelling to the northern hemisphere.

    That’s why it is now recommended Australians travelling to the northern hemisphere between October and May consider a second flu shot if they’ve already had one earlier this year.

    If it’s been three to four months since your first shot, you can consider a second shot.

    A second shot should be at least four weeks after the first shot. Ideally, get your second shot at least two weeks before your departure, so your body has time to build up protection.

    If you haven’t had a flu shot at all this year, now’s the time. In the year to July 7, there have been more than 167,000 confirmed cases of the flu in Australia.

    Who should consider a second flu shot?

    Here are some examples where a second flu shot is worth discussing with your doctor or pharmacist.

    Cruises are a prime setting for flu outbreaks. There are hundreds or thousands of people sharing confined spaces, such as restaurants and entertainment facilities, for days or weeks at a time. This creates the perfect environment for the flu virus to spread.

    Group tours and large events are also high risk. Bus tours, music festivals and cultural events bring together large crowds, often in indoor spaces or via shared transport. This increases your chance of exposure and catching the virus.

    Pilgrimages and religious gatherings such as Hajj, Lunar New Year or Ramadan are also high risk, especially for older travellers or those with health conditions. These events can attract millions of international visitors, often in crowded, shared accommodation, where flu and other respiratory viruses can spread rapidly.

    People who are over 65 years of age, have medical conditions, such as severe asthma or diabetes, or are on medications that decrease their immune function, are more likely to become severely ill if they catch the flu. So, if you’re travelling during the northern hemisphere’s flu season, a second shot should be strongly considered.

    Which flu shot should I get?

    Each year, health authorities around the world develop two different flu shots, one for each hemisphere’s flu season. The flu shots can differ, as flu strains change rapidly and different strains may circulate in different regions.

    Australians receive the southern hemisphere version around March to May. And
    while it’s ideal to have the northern hemisphere flu shot before heading overseas, it’s not available in Australia.

    Instead, you can have two shots of the southern hemisphere flu shot – one earlier in the year and a second shot before your trip.

    You could wait until you are overseas to get your second shot. But you wouldn’t be protected for two weeks afterwards, and you’d need to navigate an overseas health system while on holiday.

    Where can I get a flu shot? How much does it cost?

    You can get a flu shot at your local pharmacy, GP clinic, or sometimes via your workplace. Many pharmacies offer walk-in appointments, and the flu shot usually costs around A$25 (including the price of the vaccine and administering it).

    If your GP doesn’t bulk bill, you will be charged an out-of-pocket cost for the consultation, and may need to pay the cost of the shot if you don’t qualify for a free one.

    The (first) flu shot is free for people who meet certain criteria, such as being 65 and over, pregnant, Aboriginal and Torres Strait Islander people and those with certain medical conditions. But you would have to pay for a second shot if you’re travelling.

    Specific flu shots are recommended for each person. So speak to your pharmacist or GP to discuss the best option for you.

    Your GP or pharmacist will also discuss what to expect after your flu shot. This may include tiredness, fever, muscle aches, and redness or swelling at the injection site. These usually go away within two days. For most people, these symptoms are mild and well-tolerated.

    Why bother?

    The flu is more than just a sniffle. It can lead to serious illness, cancelled plans and perhaps a hospital stay in a foreign country. Even if you don’t get sick, you could pass the virus to others more vulnerable than yourself.

    So before you finish your pre-travel checklist, make sure your flu shots are up to date.

    Not getting the shot could be the difference between sipping Aperol spritz on the Amalfi Coast or spending your trip in bed with a fever.

    Jack Janetzki works for the University of South Australia, Pharmaceutical Defence Limited and The Barossa Pharmacist in the Mall (Nuriootpa, South Australia). He is a member of Pharmaceutical Defence Limited, the Australasian Pharmaceutical Science Association, the Pharmaceutical Society of Australia, the South Australian Immunisation Program Advisory Group, the Observational Health Data Science Informatics network and the International Pharmaceutical Federation (FIP) Insight Board for pharmacist-led vaccination services.

    Wern Chai is employed as a lecturer at the University of South Australia. He is an SME for the Australian Pharmacy Council, a board examiner for the Pharmacy Board of Australia, the Australasian Pharmaceutical Science Association, Pharmaceutical Society of Australia, the South Australian Immunisation Program Advisory Group and the International Pharmaceutical Federation (FIP) Insight Board for pharmacist-led vaccination services.

    ref. Planning a ‘Euro summer’ or cruise? Why another flu shot might save your holiday – https://theconversation.com/planning-a-euro-summer-or-cruise-why-another-flu-shot-might-save-your-holiday-259888

    MIL OSI AnalysisEveningReport.nz

  • MIL-Evening Report: Labor leads in two Victorian state polls, but Premier Jacinta Allan’s approval tanks

    Source: The Conversation (Au and NZ) – By Adrian Beaumont, Election Analyst (Psephologist) at The Conversation; and Honorary Associate, School of Mathematics and Statistics, The University of Melbourne

    Labor leads in Victorian state polls by Newspoll and Redbridge, but Premier Jacinta Allan is very unpopular. Two federal polls give Labor big leads and a Tasmanian poll suggests Tasmanians would support Labor seeking to form a government with the Greens and independents.

    The next Victorian state election will be held in November 2026. The first Newspoll since the 2022 election was conducted June 23–30, but no sample size was given. It gave Labor a 53–47 lead (55.0–45.0 to Labor at the last election). Primary votes were 35% Labor, 35% Coalition, 12% Greens and 18% for all Others.

    Despite the clear Labor lead on voting intentions, Labor Premier Jacinta Allan’s net approval was a dismal -31, with 61% dissatisfied and 30% satisfied. Liberal leader Brad Battin led Allan as preferred premier by 41–36. Battin had a net approval of -5.

    Just 25% said Labor deserved to be re-elected, while 59% said it was time to give someone else a go. But by 60–40, voters were not confident the Coalition was ready to govern.

    The Poll Bludger said that by 59–32, voters supported the Suburban Rail Loop, but they were worried rather than confident by huge margins on four policy areas: state debt (78% worried, 13% confident), law and order (76–20), hospitals (71–25) and housing (78–16).

    A Victorian Redbridge poll for The Herald Sun, conducted June 19–30 from a sample of 1,183, gave Labor a 51.5–48.5 lead, a 2.5-point gain for Labor since the last Victorian Redbridge poll in April. Primary votes were 38% Coalition (down three), 33% Labor (up four), 14% Greens (up one) and 15% for all Others (down two).

    By 55–27, voters did not think the Allan government had the right focus and priorities. But by 45–26, they did not think Battin and the Coalition had done enough to deserve to win the next election.

    Labor has held government in Victoria since they won the 2014 election, and for all but one term (2010–14) since they won the 1999 election. By November 2026, Labor will have governed for the last 12 years and 23 of the last 27 years. It’s reasonable to expect an “it’s time” factor at the next election.

    It’s plausible that federal Labor’s surprise landslide at the May 3 election has assisted Labor at other levels of government. Normally a government with a premier at -31 net approval would be way behind on voting intentions.

    The Coalition will hope that any boost for state Labor from the federal election will be temporary. There’s still a long time until the next state election, so Labor could fall back as voters focus more on state politics.

    Another possible explanation for Labor’s lead despite a very unpopular premier is the infighting within the Liberals over the fallout between John Pesutto and Moira Deeming.

    Redbridge and DemosAU federal polls have big Labor leads

    A national Redbridge poll, conducted in late June from a sample of 4,036, was reported by The Financial Review. Labor led by 55.5–44.5, almost unchanged from the election result (55.2–44.8 to Labor). Primary votes were 37% Labor, 31% Coalition, 11% Greens and 21% for all Others. One Nation is likely to have made up a high proportion of Others, otherwise Labor’s two-party lead would be higher.

    This poll gave Labor a 68–32 lead with those aged 18–34 and a 57–43 lead with those aged 35–49. With those aged 50–64, there was a 50–50 tie, while the Coalition led by 55–45 with those aged 65 and older. The Greens’ primary vote was 24% with the youngest demographic, but just 2% with the oldest.

    A national DemosAU poll, conducted July 5–6 from a sample of 1,199, gave Labor a 59–41 lead, from primary votes of 36% Labor, 26% Coalition, 14% Greens, 9% One Nation and 15% for all Others. Education breakdowns had Labor winning by 55–45 with school-educated people, 61–39 with those with a TAFE education and 59–41 with the university educated.

    After their landslide re-election, Labor is getting a second honeymoon in the polls. One Nation was overstated at the election, but perhaps their increase from 6.4% then reflects dissatisfaction on the right with Sussan Ley’s leadership of the Liberals.

    YouGov Tasmanian poll on hung parliament options

    The Tasmanian state election will be held on July 19, only 16 months after the previous election in March 2024. Tasmania uses a proportional system for its lower house elections, and polls suggest another hung parliament is likely. A YouGov poll, conducted June 12–16 from a sample of 842 for The Australia Institute, was reported by The Tasmanian Times on Wednesday.

    Voting intentions were not released, but results of questions were released on whether Labor or the Liberals should seek to form a government with the Greens and independents if they were not elected in their own right.

    For Labor, by 55–31 voters agreed they should seek to form such a government, including 61–25 agree with Labor voters. For the Liberals, by 48–37 voters agreed they should try to form such a government, but Liberal voters disagreed by 46–45.

    Adrian Beaumont does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    ref. Labor leads in two Victorian state polls, but Premier Jacinta Allan’s approval tanks – https://theconversation.com/labor-leads-in-two-victorian-state-polls-but-premier-jacinta-allans-approval-tanks-260553

    MIL OSI AnalysisEveningReport.nz

  • MIL-OSI Submissions: Gaza: A survey among MSF workers and their families showed that almost half of the people killed are children

    Source: Médecins Sans Frontières (MSF)

    Gaza, 9 July 2025 – A recent retrospective mortality survey of Médecins Sans Frontières (MSF) staff and their families reveals the appalling death rate of Israel’s all-out war on Gaza, especially among children, which is consistent with conflict-related figures provided by the Gazan Ministry of Health.

    Compared to pre-7 October Ministry of Health estimates, the mortality rate was five times higher among the population surveyed. For children under five, mortality increased tenfold. For babies less than one month, the mortality rate was six times higher.

    The survey, run by MSF’s epidemiological Epicentre, covered 2,523 people (MSF workers and their family members) over the period between October 2023 and March 2025, and showed that more than two per cent of the people surveyed died since 7 October 2023, and seven per cent were injured. Furthermore, three-quarters of the deaths were due to war injuries, the vast majority of those from blasts.

    Forty-eight per cent of the people who died from blast injuries among our colleagues’ households were children and 40 per cent were under 10 years old.

    “This disregard for children’s lives clearly indicates that this war run by Israel in Gaza is against all Palestinians. The children of Gaza are being decimated,” says Amande Bazerolle, deputy manager of MSF’s emergency department. “Israel’s allies must put all their efforts to end the genocide taking place before our very eyes,” she says.

    The MSF survey has found a mortality rate in Gaza of 0.41 deaths per 10,000 people per day. It rises to 0.70 deaths for children under five years old. Twenty per cent of MSF households had at least one member injured by a blast or gunshot.

    The results of the survey, conducted among MSF staff and their families only, cannot be extrapolated or assumed as representative of the whole population of Gaza. In fact, medical staff and their families, including MSF, could be considered as having better access to healthcare than the rest of Gaza’s population.

    Despite this, the number of deaths not directly attributable to war wounds is increasing over the war, according to study observations. Findings showed that two-thirds of those with a chronic disease experienced one or more treatment interruption.

    This is the result of the Israeli campaign to systematically destroy the health system and the means of survival of the whole population. In addition, Israel has reduced medical evacuations to a minimum. According to WHO, more than 10,000 people are in urgent need of medical and surgical treatment that cannot be provided inside Gaza.

    Since 7 October 2023 and as of 25 June 2025, the Ministry of Health in Gaza reported the killing of at least 56,156 Palestinians and the injury of 132,239 others.

    The quantitative data from the MSF study helps illustrate part of the reality in Gaza and supports other available data, a point emphasized by the study coordinator Dr Wendelin Moser, from MSF Epicentre.

    “When we compared the names of deceased individuals due to violence from our survey with the list of war-related deaths from the Ministry of Health in Gaza, we matched nearly 90 per cent. This indicates the validity of the Ministry of Health statistics on the number of deaths in Gaza since 7 October,” he says.

    The survey also provides unequivocal data on the level of destruction of MSF family members’ households. Only two per cent had a house that remained untouched. At the time of the survey, 59 per cent had a completely damaged house, 39 per cent had a partially damaged house, and 41 per cent of them live in tents.

    MSF calls on the Israeli authorities to stop the genocidal campaign against the Palestinians in Gaza; to lift the siege on food, fuel, medical, and humanitarian supplies immediately; and calls for Israel’s allies to help facilitate the urgent medical evacuations of people whose lives are in danger, and in particular of children.

     

    MSF is an international, medical, humanitarian organisation that delivers medical care to people in need, regardless of their origin, religion, or political affiliation. MSF has been working in Haiti for over 30 years, offering general healthcare, trauma care, burn wound care, maternity care, and care for survivors of sexual violence. 

    MSF Australia was established in 1995 and is one of 24 international MSF sections committed to delivering medical humanitarian assistance to people in crisis. In 2022, more than 120 project staff from Australia and New Zealand worked with MSF on assignment overseas. MSF delivers medical care based on need alone and operates independently of government, religion or economic influence and irrespective of race, religion or gender. For more information visit msf.org.au  

    MIL OSI – Submitted News

  • MIL-OSI New Zealand: Net migration loss to Australia in 2024 – Stats NZ media and information release: International migration: May 2025

    Net migration loss to Australia in 2024 – media release

    10 July 2025

    There was a net migration loss of 30,000 people from New Zealand to Australia in the December 2024 year, according to provisional estimates released by Stats NZ today.

    “The net migration loss from New Zealand to Australia in 2024 was similar to the loss of 29,400 in 2023,” international migration statistics spokesperson Sarah Drake said.

    “The loss in 2024 is the largest for a calendar year since 2012, but below the record loss of 43,700 in the March 2012 year.”

    Traditionally, there has been a net migration loss from New Zealand to Australia. This averaged about 30,000 a year during 2004 to 2013, and 3,000 a year during 2014 to 2019.

    Visit our website to read this news story and information release and to download CSV files:

    MIL OSI New Zealand News

  • MIL-OSI New Zealand: Stats NZ information release: International travel: May 2025

    International travel: May 2025 – information release

    10 July 2025

    International travel covers the number and characteristics of overseas visitors and New Zealand resident travellers (short-term movements) entering or leaving New Zealand.

    Key facts

    Monthly arrivals – overseas visitors
    Overseas visitor arrivals were 190,600 in May 2025, an increase of 10,900 from May 2024. The biggest changes were in arrivals from:

    • Australia (up 4,200)
    • China (up 2,300)
    • United States (up 1,300).

    The total number of overseas visitor arrivals in May 2025 was 87 percent of the 219,300 in May 2019 (before the COVID-19 pandemic).

    Visit our website to read this information release:

    MIL OSI New Zealand News

  • MIL-OSI: Free Cloud Mining: DRML Miner Makes Bitcoin and Litecoin Mining Effortless

    Source: GlobeNewswire (MIL-OSI)

    New York, NY, July 09, 2025 (GLOBE NEWSWIRE) — In today’s rapidly evolving digital economy, more individuals and investors are looking for ways to increase their wealth in cryptocurrencies, but crypto mining can be capital-intensive, requires the right equipment, requires 24/7 monitoring of your hash rates, and the many other variables involved, can be daunting for even the most seasoned investor. DRML Miner takes the headache out of crypto mining because we offer a true cloud mining solution for Bitcoin and Litecoin where you don’t have to worry about the headaches.

    Built for today’s investor, DRML Miner coalesces the latest technologies, secure infrastructure, and an easy-to-use interface, to provide a professional mining experience for anyone interested in building a crypto portfolio without paywalls or technical complications.

    Why DRML Miner Leads in Cloud Mining

    Many cloud mining platforms promise impressive returns but lack the transparency and efficiency serious investors need. DRML Miner stands out by putting reliability, simplicity, and security at the forefront. Here’s what makes it different:

    • No Hardware Costs: Forget about buying expensive ASICs or GPUs. DRML Miner handles all mining operations on robust, globally distributed servers.
    • Dual-Coin Mining: Mine Bitcoin and Litecoin simultaneously to diversify your assets with zero extra effort.
    • Intuitive Dashboard: Monitor your mining performance, payouts, and referral earnings in real time through a sleek, user-friendly portal.

    By removing common barriers, DRML Miner empowers users to focus on what matters most — growing their crypto holdings.

    Professional Security and Always-On Operations

    Even with the ease of crypto mining, security still remains a key concern in the crypto sector. DRML Miner mitigates this worry through enterprise-level encryption protocols, protecting your personal data and your digital currency in the process. Mine with peace of mind that your account security and transaction data are secured by advanced measures.

    In addition to improved security, our mining solution operates from high-performance infrastructures with almost 100% uptime. This guarantees that the various activities using these infrastructures are mining, resulting in small gains consistently at all times of day.

    Real-Time Tracking and Hassle-Free Withdrawals

    Transparency is a cornerstone of DRML Miner. Every aspect of your mining operation is displayed clearly on your dashboard. You’ll see detailed stats on active mining contracts, current profits, pending amounts, and completed payouts.

    When you’re ready to withdraw your funds, DRML Miner makes it easy. As soon as your balance is above the minimum withdrawal threshold, you can transfer your earnings directly to your own crypto wallet without ridiculous hidden fees or holding periods. It is a fluid user experience and shows how the platform puts professionalism first.

    Boost Earnings with a Robust Referral Program

    DRML Miner is not simply a passive miner. They also feature a fully-developed referral program that will let you multiply your earnings. Every time you invite a friend, co-worker, or follower to the platform, you get paid a commission for their mining.

    This creates an additional revenue stream without any extra investment or maintenance on your part. The more people you introduce, the larger your passive earnings grow, all while helping others tap into secure cloud mining.

    A Thoughtful Welcome Bonus for New Users

    To encourage a strong start, DRML Miner also awards every new user with $10 upon sign up, allowing you to begin mining BTC and LTC right away without having to invest any personal funds to do so immediately. It is a reasonable gesture reflecting DRML Miner’s confidence in his ability to provide a high degree of service and ensure that every user is successful.

    Effortless Way to Grow Your Bitcoin and Litecoin Portfolio

    Whether you are a newcomer to cryptocurrency or a seasoned investor simply looking for ways to simplify your operations, DRML Miner provides a cloud mining solution that can fit your needs. There is no complicated hardware installation. No rising electricity costs. Just a secure and steady mining process intended to produce long-term growth. With DRML Miner managing the technical side, you can simply track earnings, make reinvestments, and build your portfolio at your discretion. It is a contemporary and effective introduction to mining that is timely given today’s high-speed financial climate.

    Conclusion: Choose a Smarter Path to Crypto Mining

    Cryptocurrencies are rapidly rising in popularity in every corner of the world, and finding a partner with the trustworthiness to support your asset growth is essential. DRML Miner accomplishes this with their secure, efficient, and transparent cloud mining for Bitcoin and Litecoin.

    Sign up today, claim your free bonus, and start mining with https://drmlminers.com/. Experience a refined, stress-free way to build your crypto wealth — without the traditional headaches.

     

    Disclaimer: The information provided in this press release does not constitute an investment solicitation, nor does it constitute investment advice, financial advice, or trading recommendations. Cryptocurrency mining and staking involve risks and the possibility of losing funds. It is strongly recommended that you perform due diligence before investing or trading in cryptocurrencies and securities, including consulting a professional financial advisor.

    Attachment

    The MIL Network

  • MIL-OSI: Free Cloud Mining: DRML Miner Makes Bitcoin and Litecoin Mining Effortless

    Source: GlobeNewswire (MIL-OSI)

    New York, NY, July 09, 2025 (GLOBE NEWSWIRE) — In today’s rapidly evolving digital economy, more individuals and investors are looking for ways to increase their wealth in cryptocurrencies, but crypto mining can be capital-intensive, requires the right equipment, requires 24/7 monitoring of your hash rates, and the many other variables involved, can be daunting for even the most seasoned investor. DRML Miner takes the headache out of crypto mining because we offer a true cloud mining solution for Bitcoin and Litecoin where you don’t have to worry about the headaches.

    Built for today’s investor, DRML Miner coalesces the latest technologies, secure infrastructure, and an easy-to-use interface, to provide a professional mining experience for anyone interested in building a crypto portfolio without paywalls or technical complications.

    Why DRML Miner Leads in Cloud Mining

    Many cloud mining platforms promise impressive returns but lack the transparency and efficiency serious investors need. DRML Miner stands out by putting reliability, simplicity, and security at the forefront. Here’s what makes it different:

    • No Hardware Costs: Forget about buying expensive ASICs or GPUs. DRML Miner handles all mining operations on robust, globally distributed servers.
    • Dual-Coin Mining: Mine Bitcoin and Litecoin simultaneously to diversify your assets with zero extra effort.
    • Intuitive Dashboard: Monitor your mining performance, payouts, and referral earnings in real time through a sleek, user-friendly portal.

    By removing common barriers, DRML Miner empowers users to focus on what matters most — growing their crypto holdings.

    Professional Security and Always-On Operations

    Even with the ease of crypto mining, security still remains a key concern in the crypto sector. DRML Miner mitigates this worry through enterprise-level encryption protocols, protecting your personal data and your digital currency in the process. Mine with peace of mind that your account security and transaction data are secured by advanced measures.

    In addition to improved security, our mining solution operates from high-performance infrastructures with almost 100% uptime. This guarantees that the various activities using these infrastructures are mining, resulting in small gains consistently at all times of day.

    Real-Time Tracking and Hassle-Free Withdrawals

    Transparency is a cornerstone of DRML Miner. Every aspect of your mining operation is displayed clearly on your dashboard. You’ll see detailed stats on active mining contracts, current profits, pending amounts, and completed payouts.

    When you’re ready to withdraw your funds, DRML Miner makes it easy. As soon as your balance is above the minimum withdrawal threshold, you can transfer your earnings directly to your own crypto wallet without ridiculous hidden fees or holding periods. It is a fluid user experience and shows how the platform puts professionalism first.

    Boost Earnings with a Robust Referral Program

    DRML Miner is not simply a passive miner. They also feature a fully-developed referral program that will let you multiply your earnings. Every time you invite a friend, co-worker, or follower to the platform, you get paid a commission for their mining.

    This creates an additional revenue stream without any extra investment or maintenance on your part. The more people you introduce, the larger your passive earnings grow, all while helping others tap into secure cloud mining.

    A Thoughtful Welcome Bonus for New Users

    To encourage a strong start, DRML Miner also awards every new user with $10 upon sign up, allowing you to begin mining BTC and LTC right away without having to invest any personal funds to do so immediately. It is a reasonable gesture reflecting DRML Miner’s confidence in his ability to provide a high degree of service and ensure that every user is successful.

    Effortless Way to Grow Your Bitcoin and Litecoin Portfolio

    Whether you are a newcomer to cryptocurrency or a seasoned investor simply looking for ways to simplify your operations, DRML Miner provides a cloud mining solution that can fit your needs. There is no complicated hardware installation. No rising electricity costs. Just a secure and steady mining process intended to produce long-term growth. With DRML Miner managing the technical side, you can simply track earnings, make reinvestments, and build your portfolio at your discretion. It is a contemporary and effective introduction to mining that is timely given today’s high-speed financial climate.

    Conclusion: Choose a Smarter Path to Crypto Mining

    Cryptocurrencies are rapidly rising in popularity in every corner of the world, and finding a partner with the trustworthiness to support your asset growth is essential. DRML Miner accomplishes this with their secure, efficient, and transparent cloud mining for Bitcoin and Litecoin.

    Sign up today, claim your free bonus, and start mining with https://drmlminers.com/. Experience a refined, stress-free way to build your crypto wealth — without the traditional headaches.

     

    Disclaimer: The information provided in this press release does not constitute an investment solicitation, nor does it constitute investment advice, financial advice, or trading recommendations. Cryptocurrency mining and staking involve risks and the possibility of losing funds. It is strongly recommended that you perform due diligence before investing or trading in cryptocurrencies and securities, including consulting a professional financial advisor.

    Attachment

    The MIL Network

  • MIL-OSI: How to Use DRML Miner’s Cloud Mining Strategy: A Simple Guide with Direction and Goals

    Source: GlobeNewswire (MIL-OSI)

    New York, NY, July 09, 2025 (GLOBE NEWSWIRE) — DRML Miner has redefined cloud mining, making it straightforward and profitable for anyone to participate. Forget about bulky hardware or high electricity bills. Everything through DRML Miner is managed in the cloud, providing a great way to earn crypto each and every day. Plus, as a bonus, new users are rewarded with $10 just for signing up, and getting you started.

    Why Set Goals Before You Start Mining?

    Clear objectives are the foundation of a strong mining strategy. Before diving in, decide what you want:

    • Are you looking for quick daily profits?
    • Do you prefer long-term gains and compounded growth?

    When you know your goals, choosing the right DRML Miner plan becomes much easier. Each contract offers different returns, timelines, and levels of risk. Knowing your aim helps you stay disciplined and focused.

    Explore DRML Miner’s Flexible Cloud Mining Plans

    DRML Miner stands out for offering plans that suit all types of investors. Whether you’re a beginner testing the waters or an experienced crypto enthusiast, there’s an option for you.

    • Short-term contracts: Perfect if you want fast payouts and to rotate profits into new plans.
    • Long-term contracts: Designed for those looking to maximize returns over months or even years.

    All plans come with transparent terms, live performance stats, and full control. You can track exactly how your investment grows day by day.

    Register and Claim Your $10 Reward

    Getting started is incredibly simple. Visit DRML Miner’s official site and sign up. You’ll only need an email and a secure password. Once verified, your account is activated instantly. As a welcome bonus, you’ll receive $10 credited to your account, which you can use toward your first mining contract. This bonus lowers your initial cost and gets you mining right away.

    Securely Fund Your Account

    After claiming your $10 reward, you can add more funds to grow your mining capacity. DRML Miner accepts deposits in top cryptocurrencies, including:

    • Bitcoin (BTC)
    • Ethereum (ETH)
    • Tether (USDT)
    • Litecoin (LTC)

    Always double-check wallet addresses to avoid mistakes. DRML Miner uses industry-leading encryption and wallet security to protect your deposits.

    Launch Your Mining Contract with Ease

    Once funded, it’s time to start mining. Choose a plan that matches your goals and activate it with a single click. DRML Miner’s systems then begin mining on your behalf. You don’t have to worry about hardware crashes or software glitches — the platform takes care of everything.

    Track Your Mining in Real Time

    A great tool when using DRML Miner is the live dashboard. You can literally see your earnings grow hour-for-hour. This can help you trust the system and keep you up-to-date on what you’re developing.

    You can then use this information to modify how you do things going forwards. If crypto prices are trending up, you could consider putting your profit into a larger contract. If prices are going down, you may want to hold off on more investing and take your profits.

    Withdraw Your Profits Quickly

    When your balance hits the minimum payout amount, you can withdraw your earnings anytime. DRML Miner processes withdrawals promptly, sending your funds to your chosen crypto wallet. Keep your withdrawal addresses updated to ensure a smooth transaction.

    Maximize Profits by Staying Informed

    Successful cloud mining isn’t just about buying a contract and waiting. Stay plugged into crypto news and DRML Miner’s updates. By watching market trends, you can:

    • Decide the best time to start new contracts
    • Adjust your reinvestment strategy
    • Take profits when markets peak

    DRML Miner also shares platform updates that may include new coins or promotional offers, which you don’t want to miss.

    Advantages of Choosing DRML Miner

    • $10 free reward: Lower your first investment costs immediately.
    • No equipment hassle: DRML’s professional facilities do the work.
    • 24/7 live stats: Always know how much you’re earning.
    • Low entry barrier: Get started mining with as little money as possible.
    • Safe and secure: Sophisticated protections help ensure your assets and information stay protected.
    • Multiple coins supported: Easily diversify your mining portfolio.

    Conclusion: Start Your Mining Journey with Confidence

    DRML Miner has made cloud mining simple, whether you want to start from scratch, or grow your existing crypto portfolio. Just set your goals, pick your plan, and make use of the $10 sign-up incentive to get you started.

    With https://drmlminers.com/ professional approach, you can focus on building passive income while the platform handles the technical side. Sign up today, claim your reward, and watch your crypto grow.

     

    Disclaimer: The information provided in this press release does not constitute an investment solicitation, nor does it constitute investment advice, financial advice, or trading recommendations. Cryptocurrency mining and staking involve risks and the possibility of losing funds. It is strongly recommended that you perform due diligence before investing or trading in cryptocurrencies and securities, including consulting a professional financial advisor.

    Attachment

    The MIL Network

  • MIL-Evening Report: Defence spending is like insurance – how will NZ pay the higher premiums?

    Source: The Conversation (Au and NZ) – By Stephen Hickson, Lecturer in Economics and Director, Business Taught Masters Programme, University of Canterbury

    Getty Images

    Defence spending is like insurance – you have to pay for it but you hope you never have to use it. And the higher the risk you face, the higher your premium will be.

    New Zealand has now committed to paying those higher defence insurance premiums. The government’s 2025 Defence Capability Plan, released in April, includes NZ$9 billion in extra funding over the next four years. That’s a sizable increase on a current annual budget of just under $5 billion.

    New Zealand is not alone, of course. Driven by geopolitical tensions and US President Donald Trump’s demand that other countries spend a higher proportion of their GDP on defence, global military spending rose for the tenth year in a row to US$2,718 billion in 2024, with huge increases in Europe and the Middle East.

    How much “insurance” a country should buy in the form of defence spending will vary. Too little, and it cannot respond when it needs to; too much, and resources are needlessly wasted. For New Zealand, it is a matter of finding the right balance.

    Economically, however, defence spending is more complicated than simply buying weapons and recruiting more personnel. There can be benefits beyond basic security considerations.

    One involves what economists call “technology spillovers”. Past innovations developed for military use – such as jet engines, GPS and the internet – often found important civilian applications.

    The challenge is to design defence investments to deliberately build skills and technologies with wider economic benefit: advanced manufacturing, cybersecurity or clean tech. New Zealand’s defence plan includes this kind of spending, including
    between $100 million and 300 million on cybersecurity.

    On the other hand, promises of new jobs from large projects are often overstated, with New Zealand’s best known example being the “Think Big” policy of the 1970s. Rather, there can be job substitution as people move from civilian roles into military ones.

    Guns and butter

    In the end, of course, increased defence spending must be funded – through higher taxes, more debt or reduced spending on other items. Higher GDP growth would make the expenditure more affordable, but even then we face the same tradeoffs. It’s not possible to have lower taxes and debt as well as higher government spending.

    Most of the expenditure set out in the defence plan will be on equipment. But any increase in the output of the defence industry will likely crowd out other consumer and investment goods.

    While clearly an extreme example, one only has to look at how defence spending rose during WWII. The increase in military output came at the expense of other goods, leading to shortages and rationing.

    New Zealand doesn’t face that scale of change, but there is still likely to be some shift in production from “butter to guns”. We might also see a shift in how businesses spend their research and development money, towards military and away from civilian applications.

    New Zealand does not have a large defence industry and will need to import much of the new equipment. This implies a need for higher exports to pay for those imports, meaning fewer goods for New Zealanders to consume.

    Costs and benefits

    Most countries are understandably reluctant to cut spending on health, education and other things voters care about in order to boost defence. Hence, governments can be tempted to label new expenditures as “defence” when it could otherwise be classified as “updated infrastructure”.

    Spending on dual-purpose capital works is likely to increase, therefore, with projects earmarked for defence more likely to be funded. The New Zealand defence plan already allows for housing, airfield and port facilities that can all have multiple uses.

    There are also ethical considerations. Many consumers prefer not to invest in the arms trade, but components used in weapons manufacture often have non-military uses as well.

    Similarly, many consumer items, such as phones, vehicles and food, can be purchased by the military but clearly have non-military uses. We may see more of the output of companies that also produce non-military items directed into defence.

    All of this can make it difficult to classify a company as a defence contractor, and may be challenging for large investors (such as superannuation funds) with ethical investment policies. At the same time, the cost of not investing in defence firms might also rise as demand for their products or services increases and they become better investments.

    Like people in general, countries prefer lower insurance premiums. But when risks increase, so too does the price of insurance. Voters will disagree on how much should be spent on defence, but that is largely a political question.

    What economics teaches us, however, is that if you want to reduce your insurance premium, then reduce your risk. And that is something easier said than done.

    Stephen Hickson does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

    ref. Defence spending is like insurance – how will NZ pay the higher premiums? – https://theconversation.com/defence-spending-is-like-insurance-how-will-nz-pay-the-higher-premiums-260399

    MIL OSI AnalysisEveningReport.nz

  • MIL-Evening Report: Where do giant volcanic eruptions come from? New study finds missing link to ‘blobs’ deep within Earth

    Source: The Conversation (Au and NZ) – By Nicolas Flament, Associate Professor and ARC Future Fellow, Environmental Futures, School of Science, University of Wollongong

    Volcanic eruptions at Earth’s surface have significant consequences. Smaller ones can scare tourists on Mount Etna or disrupt air traffic.

    Giant, large-scale eruptions can have more serious impacts. One such event contributed to the demise of the dinosaurs 66 million years ago. Giant volcanoes also triggered events that led to the largest mass dying on Earth, the Permian–Triassic extinction 252 million years ago).

    But what fuels a giant eruption, and how does it make its way to the surface from deep within the planet?

    In a new study published in Communications Earth and Environment, we show that columns of hot rock, which rise some 3,000 kilometres through Earth’s mantle and cause giant eruptions, are connected to continent-sized source regions we call BLOBS.

    Hidden blobs within Earth

    BLOBS are hot regions at the bottom of Earth’s mantle (between about 2,000km and 3,000km in depth) which might be composed of different material compared with the surrounding mantle rocks.

    Scientists have long known about these two hot regions under the Pacific Ocean and Africa. Geologist David Evans from Yale University suggested the acronym BLOBS, which stands for Big LOwer-mantle Basal Structures.

    These BLOBS have possibly existed for hundreds of millions of years. It is unclear whether they’re stationary or if they move around as part of mantle motion (called convection).




    Read more:
    Volcanoes, diamonds, and blobs: a billion-year history of Earth’s interior shows it’s more mobile than we thought


    Mantle plumes were the implicit link in previous studies relating BLOBS to giant volcanic eruptions. Their shape is a bit like a lollipop: the “stick” is the plume tail and the “candy” is the plume head.

    Connection between the deep mantle and Earth’s surface showing the relationship between BLOBS, mantle plumes and giant volcanic eruptions – not drawn to scale.

    Mantle plumes rise very slowly through the mantle because they transport hot solid rock, not melt or lava. At lower pressures in the uppermost 200km of Earth’s mantle, the solid rock melts, leading to eruptions.

    A long-sought relationship

    In our new study, we simulated mantle convection from 1 billion years ago and found that mantle plumes rise from moving BLOBS and can sometimes be gently tilted.

    Giant volcanic eruptions can be identified by the volume of volcanic rocks preserved at Earth’s surface. The ocean floor preserves detailed fingerprints of mantle plumes for the past 120 million years or so (there is not much seafloor older than that).

    Oceanic plateaus, such as the Ontong Java-Manihiki-Hikurangi plateau currently in the southwest Pacific Ocean, are linked to plume heads. In contrast, series of volcanoes such as the Hawaii-Emperor seamount chain and the Lord Howe seamount chain are linked to plume tails.

    We used statistics to show that the locations of past giant volcanic eruptions are significantly related to the mantle plumes predicted by our models. This is encouraging, as it suggests that the simulations predict mantle plumes in places and at times generally consistent with the geologic record.

    Model BLOBS, plume tails, and giant volcanic eruptions under the African hemisphere from 300 million years ago. BLOBS are coloured in dark red and plume tails are coloured by depth in yellow to orange tones, with warmer colours at greater depths. At the surface, the outlines of continental blocks are shown in transparent grey, and giant volcanic eruption locations are shown as green triangles.

    Are BLOBS fixed or mobile?

    We showed that the considered eruption locations fall either onto or close to the moving BLOBS predicted by our models. Eruption locations slightly outside moving BLOBS could be explained by plume tilting.

    We represented fixed BLOBS with 3D images of Earth’s interior, created using seismic waves from distant earthquakes (a technique called seismic tomography). One out of the four seismic tomographic models that we considered matched the locations of past giant volcanic eruptions, implying that the fixed BLOBS scenario cannot be ruled out for geologically recent times – the past 300 million years.

    One of the next steps for this research is to explore the chemical nature of BLOBS and plume conduits. We can do so with simulations that track the evolution of their composition.

    Our results suggest the deep Earth is dynamic. BLOBS, which are some 2,000km below Earth’s surface, move hundreds of kilometres over time, and are connected to Earth’s surface by mantle plumes that create giant eruptions.

    To take a step back and keep things in perspective: while deep Earth motions are significant over tens of millions of years, they are generally in the order of 1 centimetre per year. This means BLOBS shift at roughly the rate at which human hair grows.




    Read more:
    Where should we look for new metals that are critical for green energy technology? Volcanoes may point the way


    Nicolas Flament receives funding from the Australian Research Council, Anglo American and De Beers.

    Annalise Cucchiaro receives funding from the Australian Research Council, Anglo American and De Beers.

    ref. Where do giant volcanic eruptions come from? New study finds missing link to ‘blobs’ deep within Earth – https://theconversation.com/where-do-giant-volcanic-eruptions-come-from-new-study-finds-missing-link-to-blobs-deep-within-earth-259804

    MIL OSI AnalysisEveningReport.nz

  • MIL-Evening Report: We interviewed 205 Australians convicted of murder and manslaughter. Alcohol’s role was alarming

    Source: The Conversation (Au and NZ) – By Li Eriksson, Senior Lecturer, School of Criminology and Criminal Justice, Griffith University

    We’ve long known there’s a link between alcohol and violence, but when it comes to homicide the stories behind the statistics are harder to grasp.

    Our study sheds rare light on what actually happens when drinking precedes killing, because it draws not just on police or court records but on the first-hand accounts of convicted offenders.

    We interviewed 205 Australian men and women across Australia aged between 15 and 65 at the time of homicide and 20 to 71 when interviewed.

    Nearly half (43%) said they’d been drinking immediately before committing the act. While levels of intoxication varied, many described being heavily under the influence at the time.

    One man, when asked about his alcohol consumption, stated he had drunk “shitloads” before the incident occurred, adding he intended to “write (himself) off” that night.

    The study offers a disturbing but important window into the realities of alcohol-involved homicide.

    What do we know about alcohol and homicide?

    Most of our knowledge about homicide and alcohol comes from police reports, forensic toxicology and court proceedings. These are useful but limited. They often lack detail about how much was consumed, when and in what context.

    Self-report data – what offenders themselves say about their state of mind and substance use – add depth to this picture.

    While not without its flaws (memory and honesty being obvious concerns), such data helps us understand the psychological and situational dynamics of homicide better than numbers alone.

    What the study found

    Of the 205 homicide offenders interviewed, those who had been drinking prior to the offence shared some distinct characteristics.

    Alcohol-involved homicides were more likely to occur at night, happen in public places such as pubs or parks, involve older offenders, and be committed with knives.

    Interestingly, these cases weren’t necessarily the result of long-planned acts.

    Rather, they had many markers of impulsivity – spontaneous, emotionally charged and often reactive violence.

    Alcohol’s impact here could have played a role, as our study found drinkers and non-drinkers had similar self-control levels.

    Self-control is the ability to manage impulses, emotions and actions in pursuit of long-term goals and is typically seen as a buffer against offending.

    This suggests alcohol may overpower people’s behaviour even if they boast moderate impulse control.

    Why chronic alcohol problems matter

    The strongest predictor of alcohol-involved homicide wasn’t age, gender, or criminal history. It was whether the offender had ongoing problems with alcohol misuse.

    This points to the deeply entrenched nature of alcohol dependence and its capacity to fuel extreme violence. It also has clear implications for prevention.

    Tackling long-term alcohol abuse isn’t just a health issue – it’s a public safety issue.

    The data suggest that had some of these people received support or intervention earlier, lives may have been saved.

    More than a disinhibitor?

    We often think of alcohol as a “disinhibitor” – something that lowers self-control and makes people do things they wouldn’t otherwise do.

    That’s true to an extent but this study highlights the story is more complex.

    Many of these homicides didn’t happen because someone simply “lost control”, they happened in a context shaped by years of alcohol misuse, patterns of violence and social disadvantage.

    In some cases, alcohol didn’t cause the violence, it gave it an opportunity.

    What can we do?

    Understanding the characteristics of alcohol-involved homicide can help shape more effective crime prevention strategies.

    Some takeaways include:

    • Early intervention: addressing problem drinking before it escalates into chronic misuse is critical. This includes better screening, treatment programs and community-based support services.

    • Night-time and public place policing: since these homicides are more likely to happen in public at night, there may be a role for targeted interventions in high-risk locations—especially around bars, clubs and events where alcohol flows freely.

    • Knife crime prevention: the strong association with knife use suggests we also need to examine how accessible knives are in public settings and educate people about the risks of carrying them.

    Looking to the future

    This research doesn’t offer easy solutions but it does reinforce a vital truth: preventing homicide isn’t just about catching violent people, it’s about understanding the conditions that make violence more likely.

    By listening to those who’ve committed the ultimate crime, we might just learn how to help better prevent it from happening in the first place.

    Anna Hartley, science communicator at Griffith University, contributed to this article.

    Li Eriksson has received research funding from the Australian Institute of Criminology, Queensland Corrective Services, and Queensland Police Service.

    Paul Mazerolle received funding from the Australian Research Council to support research which informed this article..

    Richard Wortley and Samara McPhedran do not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and have disclosed no relevant affiliations beyond their academic appointment.

    ref. We interviewed 205 Australians convicted of murder and manslaughter. Alcohol’s role was alarming – https://theconversation.com/we-interviewed-205-australians-convicted-of-murder-and-manslaughter-alcohols-role-was-alarming-259794

    MIL OSI AnalysisEveningReport.nz

  • MIL-OSI Europe: In-Depth Analysis – Public hearing with Claudia Buch, Chair of the ECB / SSM Supervisory Board – 15 July 2025 – 09-07-2025

    Source: European Parliament

    This briefing has been prepared for the public hearing with the Chair of the Single Supervisory Mechanism (SSM), Claudia Buch, scheduled for 15 July 2025 in the ECON Committee. Content: 1. Annual Report on Supervisory Activities for 2024 2. Annual Report on Sanctioning Activities in the SSM in 2024 3. ECB sanctions against SEB Baltics 4. The SSM’s simplification efforts 5. ECB’s feedback on Parliament’s Banking Union Annual Report 6. Between prudence and politics: EBA default framework fails to reflect legislative intent 7. National security or economic intervention? The stretching boundaries of golden power 8. New external expertise on (1) competitiveness of European banks and (2) real estate risks 9. Latest Supervisory Banking Statistics (Q4 2024)

    MIL OSI Europe News

  • MIL-OSI USA: Assessing the U.S. Climate in June 2025

    Source: US National Oceanographic Data Center

    Key Point:

    A widespread late-June heatwave impacted much of the central and eastern U.S., and brought record-setting temperatures. More than 100 million people across 726 counties experienced record heat from June 22–25.

    Map of the U.S. selected significant climate anomalies and events in June 2025

    Other Highlights:

    Temperature

    June U.S. Mean Temperature Departures from Average Map

    The average temperature for the contiguous U.S. (CONUS) in June 2025 was 71.2°F, 2.8°F above the 20th-century average, and ranked seventh warmest in the 131-year record. Temperatures were above average across most of the Lower 48, with much-above-average warmth affecting large areas of the western third of the country, along with parts of the Florida Peninsula, Mid-Atlantic, Northeast and Great Lakes regions. Rhode Island saw its second-warmest June on record and its warmest for nighttime minimum temperatures, which were 5.8°F above average.

    Alaska’s average temperature for June was 50.8°F, 1.6°F above the long-term average and ranking in the warmest third of the 101-year record. While parts of the southeast Panhandle were slightly cooler than average, the North Slope was notably warm at more than 3 degrees above average.

    The average temperature for the CONUS during the first half of 2025 (January–June) was 49.6°F, 2.1°F above the 20th-century average, ranking in the warmest third of the 131-year record. All states recorded temperatures above their long-term averages for the six-month period, with much-above-average warmth observed across parts of the West, Southwest and portions of the East Coast. Alaska’s year-to-date average temperature was 26.8°F, 5.5°F above its long-term average, tying as the fourth-warmest January–June in the 101-year record.

    Precipitation

    June 2025 U.S. Total Precipitation Percentiles

    The average precipitation for the contiguous U.S. in June was 3.22 inches, 0.30 inch above the long-term average, ranking in the wettest third of the 131-year record. Much of the Southwest, the southern and central Plains, the middle and upper Mississippi Valley, parts of the Ohio Valley and Great Lakes region and areas of the Deep South recorded above-average rainfall. In contrast, drier-than-average conditions prevailed from the central West Coast through the Northwest and into the Rockies. The Northwest region experienced its third-driest June on record—and driest since 2003—with Washington and Oregon each receiving less than half an inch of rain for the month. Parts of north-central California and south-central Washington recorded no measurable rainfall for the entire month.

    For the January–June period, the CONUS averaged 15.70 inches of precipitation, 0.40 inch above the long-term average, ranking in the middle third of the 131-year record. Most of the western half of the country, along with a narrow band from the central Plains through the mid-Mississippi Valley and parts of the Southeast, were drier than average. Above-average precipitation was recorded from the southern Plains through the lower Mississippi and Ohio Valleys into the Northeast, as well as in parts of the northern Plains and upper Mississippi Valley.

    Alaska received 2.32 inches of precipitation in June, which was near the long-term average. Conditions were drier than average across the eastern interior and North Slope but wetter than normal in the western and southwestern parts of the state. For the first half of the year, Alaska recorded 16.58 inches of precipitation, 2.96 inches above average, marking its fifth-wettest start to the year on record.

    Drought

    According to the July 1 U.S. Drought Monitor report, about 32.4% of the contiguous U.S. was in drought, an increase of approximately 2.8% since the beginning of the month. Drought developed or intensified across much of the Northwest through the Rocky Mountains and in small areas of the Alaskan interior. Conversely, drought contracted or was reduced in intensity across parts of the Southwest and southern Texas, the central and northern Plains, the upper Mississippi Valley and parts of Florida.

    Monthly Outlook

    July temperatures are expected to be above normal across the entire contiguous U.S., with the highest likelihood of warmer-than-average conditions in the Mountain West, southern Texas and throughout much of the Great Lakes and the Northeast. For rainfall, parts of the Northwest and the southern and central Plains are expected to be drier than normal, while the interior East is favored to have a wetter-than-average July. Drought is likely to persist across much of the western U.S. in July, with some further development in the Northwest, while improvement is expected across southeastern Arizona, southern New Mexico and far West Texas, where above-average rainfall is favored.

    Visit the Climate Prediction Center’s Official 30-Day Forecasts and U.S. Monthly Drought Outlook website for more details.

    Significant wildland fire potential is above normal for July across the Northwest, Hawaii and Puerto Rico. For additional information on wildland fire potential, visit the National Interagency Fire Center’s One-Month Wildland Fire Outlook.

    For more detailed climate information, check out our comprehensive June 2025 U.S. Climate Report scheduled for release on July 14, 2025. For additional information on the statistics provided here, visit the Climate at a Glance and National Maps webpages.
     

    MIL OSI USA News

  • MIL-OSI Security: New Executive Order on “Gold Standard Science”: FOIA Implications

    Source: United States Attorneys General

    On May 23, 2025, President Trump issued a new Executive Order No. 14303, “Restoring Gold Standard Science.”  This Executive Order is “committed to restoring a gold standard for science to ensure that federally funded research is transparent, rigorous, and impactful, and that Federal decisions are informed by the most credible, reliable, and impartial scientific evidence available.”[1]  The Executive Order includes a provision that requires agencies to proactively make publicly available certain scientific information.  Specifically, Section 4 states that “agency heads and employees shall adhere to the following rules governing the use, interpretation, and communication of scientific data, unless otherwise provided by law:

    (b)  Except as prohibited by law, and consistent with relevant policies that protect national security or sensitive personal or confidential business information, agency heads shall in a timely manner and, to the extent practicable and within the agency’s authority:

    (i)  subject to paragraph (ii), make publicly available the following information within the agency’s possession:

    (A)  the data, analyses, and conclusions associated with scientific and technological information produced or used by the agency that the agency reasonably assesses will have a clear and substantial effect on important public policies or important private sector decisions (influential scientific information), including data cited in peer-reviewed literature; and

    (B)  the models and analyses (including, as applicable, the source code for such models) the agency used to generate such influential scientific information.  Employees may not invoke exemption 5 to the Freedom of Information Act [FOIA] (5 U.S.C. 552(b)(5)) to prevent disclosure of such models unless authorized in writing to do so by the agency head following prior notice to the OSTP Director.

    (ii)  risk models used to guide agency enforcement actions or select enforcement targets are not information that must be disclosed under this subsection.”[2]

    Additionally, the Executive Order defines “scientific information” in the following manner:

    • “Scientific information” means factual inputs, data, models, analyses, technical information, or scientific assessments related to such disciplines as the behavioral and social sciences, public health and medical sciences, life and earth sciences, engineering, physical sciences, or probability and statistics.  This includes any communication or representation of knowledge such as facts or data, in any medium or form, including textual, numerical, graphic, cartographic, narrative, or audiovisual forms.[3]

    The Section 4 disclosure requirement includes several disclosure limitations.  Section 4 does not require the disclosure of information that the FOIA or another law requires to be withheld.  Certain FOIA exemptions are non-discretionary and would therefore satisfy the “[e]xcept as prohibited by law” limitation of Section 4.  Specifically, FOIA Exemption 1, which protects classified information,[4] and FOIA Exemption 3, which exempts information protected by a statute other than the FOIA,[5] must still be applied to information subject to the Executive Order.  Additionally, the “sensitive personal or confidential business information” provision of the Executive Order would continue to protect information covered by FOIA Exemptions 4, 6, and 7(C).  These exemptions protect, respectively, confidential commercial information obtained by outside parties, and information for which the disclosure constitutes an unwarranted invasion of personal privacy.[6]  Furthermore, the disclosure requirement is limited to “influential scientific information” that “the agency reasonably assesses will have a clear and substantial effect on important public policies or important private sector decisions.”[7]  Finally, agencies are not required to publish risk models for agency enforcement actions.[8]

    In short, these are the Executive Order’s disclosure-related takeaways:

    • The Executive Order requires proactive public disclosure of “influential scientific information” as well as models and analyses used to generate that information.
    • Such information cannot be withheld from disclosure pursuant to FOIA Exemption 5 absent notice to OSTP and approval from the agency head.
    • However, non-discretionary FOIA exemptions including Exemptions 1, 3, 4, 6, and 7(C) should still be applied to such information where appropriate.
    • Risk models for agency enforcement actions are not subject to the disclosure requirements of the Executive Order.

    The Executive Order further required that the Office of Science and Technology Policy (OSTP) issue guidance on implementing the Order.[9]  On June 23, 2025, OSTP issued that guidance entitled, “Agency Guidance for Implementing Gold Standard Science in the Conduct & Management of Scientific Activities.”  This memorandum requires each agency to report their intended actions to implement the Executive Order and OSTP guidance by August 22, 2025.[10] Section 3 provides additional details on what information to include in the agency report.

    FOIA personnel should be made aware of the new public disclosure requirements in the Executive Order and should consult with their General Counsel’s Office for any questions regarding implementation of these requirements. Questions regarding the applicability of the FOIA to information subject to the Executive Order may also be directed to OIP.


    [1] Exec. Order No. 14,303 § 1, 90 Fed. Reg. 22601 (May 23, 2025).

    [2] Id. § 4(b).

    [3] Id. § 2(b).

    [4] 5 U.S.C. § 552(b)(1).

    [5] 5 U.S.C. § 552(b)(3).

    [6] See 5 U.S.C. § 552(b)(1), (3), (4), (6), & (7)(C).

    [7] Exec. Order No. 14,303 § 4(b)(i)(A).

    [8] Id. § 4(b)(ii).

    [9] Id. § 3(a).

    [10] Off. of Science & Tech. Pol’y, Exec. Off. of the President, Agency Guidance for Implementing Gold Standard Science in the Conduct & Management of Scientific Activities (June 23, 2025).

    MIL Security OSI

  • MIL-OSI: MiningToken Launches Simplified Crypto Mining App, Empowering Users to Effortlessly Mine Bitcoin Amidst a Volatile Crypto Market

    Source: GlobeNewswire (MIL-OSI)

    ZÜRICH, SWITZERLAND, July 09, 2025 (GLOBE NEWSWIRE) — As the global cryptocurrency market continues to experience high volatility, more investors are seeking simpler and safer ways to participate in the digital asset ecosystem. In response to this growing demand, Swiss blockchain technology company MiningToken has officially launched a mobile crypto mining application for Android and iOS, allowing users to mine cryptocurrencies directly from their smartphones—no technical experience or hardware required. The app connects users to powerful global mining pools and provides real-time access to crypto earnings.

    Simplifying Bitcoin Mining: Now Everyone Can Participate

    Traditional crypto mining typically requires expensive hardware, complex configurations, and ongoing maintenance—making it inaccessible to most users. MiningToken eliminates these barriers by offering a distributed computing platform where users can mine Bitcoin and other cryptocurrencies remotely. By simply downloading the app and registering, users gain access to platform-managed hash power, with automated mining operations and pool integrations. Crypto mining has never been more accessible.

    Multi-Currency Mining with Flexible Stablecoin Payouts

    MiningToken supports mining of several major cryptocurrencies, including Bitcoin (BTC), Litecoin (LTC), and Dogecoin (DOGE). All rewards are paid out in stablecoins (such as USDT), providing users with a reliable hedge against market volatility. The platform offers transparent hash rate tracking and visualized mining statistics, allowing users to monitor performance and earnings at any time.

    Flexible Mining Contracts for All Investor Types

    MiningToken provides a variety of mining contract options, ranging from short-term trial plans to long-term participation strategies. Each contract clearly outlines the duration, hash power, and supported currencies, with low entry thresholds that make crypto mining accessible even to beginners. Users can easily choose the plan that best matches their risk appetite and investment goals.

    Click here to view the complete mining plan and learn more about the benefits

    Mine Anytime, Anywhere with the Mobile App

    The MiningToken mobile app is now available for both Android and iOS devices. Getting started is simple:

    1. Download and install the official MiningToken app
    2. Register and verify your account to receive an exclusive welcome bonus
    3. Browse available mining plans and start earning daily returns automatically

    Users can track daily earnings, monitor their hash power allocations, and manage their crypto assets directly within the app—truly enabling Bitcoin mining from the palm of your hand.

    About MiningToken

    Based in Switzerland, MiningToken is a blockchain technology company focused on building a globally accessible and compliant crypto mining infrastructure. Through technical innovation and service optimization, MiningToken aims to make Bitcoin mining simple, secure, and inclusive. In 2025, MiningToken has quickly become one of the most popular crypto mining platforms, trusted by miners worldwide.

    Contact Information

    Email: info@miningtoken.com
     Website: https://www.miningtoken.com

    Disclaimer: The information provided in this press release does not constitute investment advice, financial advice, trading advice, or a solicitation for investment. Crypto mining and staking involve risk, and there is a potential for loss of funds. It is strongly recommended that you conduct your own due diligence and consult with a licensed financial advisor before investing in or trading any cryptocurrency or security.

    The MIL Network

  • MIL-OSI Africa: Sacred sites in South Africa can protect natural heritage and culture: here’s how

    Source: The Conversation – Africa – By Ndidzulafhi Innocent Sinthumule, Associate Professor, University of Johannesburg

    Nature isn’t confined to officially protected areas. A lot can be done to conserve biodiversity in other places too. The United Nations Convention on Biological Diversity agreed in 2018 on the idea of “other effective area-based conservation measures” (OECMs). These are geographically defined areas which can be managed in ways that protect biodiversity, ecosystem functions and “where applicable, cultural, spiritual, socio-economic, and other locally relevant values.” Geographer Ndidzulafhi Innocent Sinthumule has explored the potential for sacred natural sites in South Africa to contribute to nature conservation.

    Why does South Africa need to protect more land?

    In South Africa, although protected areas play a vital role in biodiversity conservation, they are not sufficient. A lot of biodiversity occurs outside formal protected areas. Protected areas make up only 9.2% (or 11,280,684 hectares) of the country’s total land area. The National Protected Area Expansion Strategy, which was last updated in 2016, aims to increase the percentage of protected areas in the country to 16%.

    My view is that the target can only be achieved by recognising other areas that have high conservation value, such as sacred natural sites. These are places with special spiritual and cultural value.

    Recognising sacred natural sites as “other effective area-based conservation measures” entails officially declaring them as protected areas.

    There are also other sites with conservation potential. These could be on public, private or community land. This means they are governed by a variety of rights holders. Apart from sacred natural sites, other examples include military land and waters, and locally managed marine areas.

    Whatever their other, primary purpose, they can also deliver conservation of biodiversity.

    Where are South Africa’s sacred natural sites?

    There are areas in South Africa known as sacred sites because of their cultural, spiritual, or historical value, often linked to ancestral beings, religion and traditional beliefs.

    They are often places of reverence, where rituals, ceremonies, burials, or pilgrimage are conducted, and where the custodians of the areas feel a deep connection to something larger than themselves.


    Read more: Sacred rivers: Christianity in southern Africa has a deep history of water and ritual


    Examples of sacred natural sites include these in Limpopo province, in the north of the country:

    In the province of KwaZulu-Natal, there are Mazizini and Mabasa forests, regarded as sacred by local communities.

    In the Free State province, the local Basotho people regard certain caves as sacred and ancestral sites:

    How do the sites fit in with protecting diversity?

    The study aimed to assess opinions and perceptions about the opportunities and challenges of sacred natural sites in contributing to global conservation goals.

    I interviewed academics involved in research on Indigenous knowledge, people involved in discussions about conservation, and custodians of sacred natural sites – 39 people in all.

    Study participants identified a number of opportunities. They said:

    • Sacred natural sites frequently harbour high levels of biodiversity, including rare and endemic species, because they have been protected for a long time through cultural practices. Giving them more legal protection and funding, and integrating them into national conservation strategies, would protect hotspots of biological diversity.

    • Integrating traditional ecological knowledge and practices into mainstream conservation efforts would promote more inclusive and culturally sensitive approaches to environmental management.

    • It would expand the total land area under conservation.

    • It might create conservation corridors that would facilitate movement of animals and ecological processes between isolated habitat patches.

    • Sacred natural sites could serve as carbon sinks or storehouses of carbon emissions. Sacred forests have old, tall trees and well developed canopy – the layer of foliage that forms the crown of a forest.

    • They can serve as tourist destinations where visitors will learn about biodiversity and about religious and cultural practices.


    Read more: ‘Sacred forests’ in West Africa capture carbon and keep soil healthy


    The study participants also identified challenges.

    • A big one was access rights and harmonising cultural and formal conservation practices. Access to sacred natural sites and the use of resources by the public is usually not permitted.

    • There was a fear that external intervention by government, nongovernmental organisations and conservationists might sideline local people and lead to the loss of their sacred sites.

    • External interventions might promote scientific knowledge at the expense of the traditional ecological knowledge that has protected sacred natural sites for millennia.

    • Respondents were concerned about elites capturing all the benefits and not sharing them equitably.

    • A methodological challenge might be how to study conservation effectiveness while respecting cultural sensitivities.

    How would a sacred natural site be officially recognised?

    At the moment, sacred natural sites are not designated or recognised as an “other conservation measure”. Currently, there are no standard procedures, criteria, or guidelines available for declaring them as such in South Africa. These would have to be determined by the national Department of Forestry, Fisheries and the Environment.

    The process should begin with identifying all sacred natural sites to understand where they are and what contribution they could make towards biodiversity conservation. The department should do this in consultation with local communities and traditional leaders who understand the local environment. It should be in line with the international principle of Free, Prior, and Informed Consent. This acknowledges the right of Indigenous peoples to give or withhold their consent for any action that would affect their lands.


    Read more: South African communities vs Shell: high court victories show that cultural beliefs and practices count in climate cases


    This will set up sacred natural sites as a conservation model that contributes to both biodiversity protection and cultural heritage preservation. The involvement of communities will ensure that sacred natural sites are a sustainable solution.

    All the respondents in my study said that designating a site as an “other conservation measure” should give control or legal protection, ownership and stewardship roles to local communities who have protected the area for ages.

    – Sacred sites in South Africa can protect natural heritage and culture: here’s how
    – https://theconversation.com/sacred-sites-in-south-africa-can-protect-natural-heritage-and-culture-heres-how-260207

    MIL OSI Africa