MIL ASI Translation. Region: Polish/Europe –
Fuente: Gobierno de Polonia en poleco.
The terms of the issue of State Treasury savings bonds in OctoberIn October, the interest rate on 1-year variable-rate bonds will be 5.75%, and on 2-year bonds 5.90%, in the first monthly interest period.The interest rate on 3-month fixed-rate bonds will be 3.00% per annum, and on 3-year bonds 5.95%. The remaining bonds, in the first annual interest period, will bear interest of 6.30% for 4-year bonds and 6.55% for 10-year bonds, respectively.6- and 12-year family bonds intended for beneficiaries of the “Family 800 plus” program will bear interest of 6.50% and 6.80%, respectively, in the first year.We have also left the margins for bonds unchanged.The interest rate on 1-year and 2-year bonds changes monthly. It is calculated as the sum of the National Bank of Poland reference rate and the margin, which remains unchanged and amounts to 0.00% for 1-year bonds and 0.15% for 2-year bonds in the case of instruments offered in October. The interest rate on 4-year bonds changes every year and is calculated based on the sum of the inflation index from the last 12 months and an unchanged margin of 1.50%. The same interest rate mechanism also applies to 10-year bonds, but in this case the margin remains unchanged at 2.00%. The preferential margins for family bonds, the interest rate of which is calculated according to the same principles as for 4- and 10-year bonds, also remain unchanged, and amount to 2.00% for 6-year bonds and 2.50% for summer bonds, respectively. All types of bonds can be purchased at PKO Bank Polski branches and Customer Service Points of the PKO Bank Polski Brokerage House and in the network of bond sales points of Bank Polska Kasa Opieki SA. Our bonds are also permanently available online at www.zakup.obligacjeskarbowe.pl and www.pekao.com.pl/obligacje-skarbowe and in the PeoPay mobile application. Detailed information about our current offer can be found at www.obligacjeskarbowe.pl
In October, we left the interest rates on savings bonds and margins in subsequent interest periods unchanged, while maintaining preferences for the retail market over the wholesale market. Our bonds are a simple and intuitive product. An important feature of retail bonds that encourages people to buy them is the low entry threshold – PLN 100 is enough to start saving – this is the nominal value of one bond. By putting aside even small amounts every month, we are able to build a considerable capital for the future. The offer of savings bonds is diversified in terms of their redemption date, as well as the method of calculating and paying interest. Customers can therefore choose the type of bond that will best meet their needs in terms of safe building of savings.
– comments Jurand Drop, Undersecretary of State at the Ministry of Finance. Since September 25, it has been possible to purchase a new issue of treasury bonds by way of exchange. Savings bonds in retail sales
Type of bond
Offer de Details (sale from October 1-31)
Selling price
OTS01253-monthly
Three-month bonds are bonds with a fixed interest rate of 3.00% per annum. Interest is calculated on the value of PLN 100, and interest is paid after the end of saving (after three months from the date of purchase).
PLN 100100.00 PLN when exchanging
ROR10251-annual
Annual bonds are variable-rate bonds. In the first month, the interest rate is 5.75% per annum. In subsequent monthly interest periods, the interest rate is equal to the NBP reference rate and a fixed margin of 0.00%. Interest is paid monthly.
PLN 10099.90 PLN when exchanging
DOR10262-year-old
Two-year bonds are variable-rate bonds. In the first month, the interest rate is 5.90% per annum. In subsequent monthly interest periods, the interest rate is equal to the NBP reference rate and a fixed margin of 0.15%. Interest is paid monthly.
100 PLN99.90 PLN when exchanging
TOS10273-year-old
Three-year bonds are bonds with a fixed interest rate of 5.95% per annum. In the first year, interest is calculated from the value of PLN 100, and in subsequent years from the value increased by the interest for the previous year (so-called capitalization of interest). Interest is paid after the savings have ended.
100 PLN99.90 PLN when exchanging
COI10284-year-old
Four-year bonds are bonds that pay interest based on inflation.1 The interest rate in the first year of saving is 6.30%. In subsequent years, the interest rate is equal to inflation plus a fixed margin of 1.50%. Interest is paid after each year of saving.
100 PLN99.90 PLN when exchanging
EDO103410 summer
Ten-year bonds are bonds whose interest rate is based on inflation1. The interest rate in the first year of saving is 6.55%. In subsequent years, the interest rate is equal to inflation and a fixed margin of 2.00%. In the first year, interest is calculated on the value of PLN 100, and in subsequent years on the value increased by the interest calculated for the previous year (so-called capitalization of interest). Interest is paid after the savings are completed.
100 PLN99.90 PLN when exchanging
ROS10306-year family obligation
Family Six-Year Bonds are bonds intended for beneficiaries of the Family 800 program. Their interest rate is preferential in relation to the bond included in the standard offer and is based on inflation1. The interest rate in the first year of saving is 6.50%. In the following years, the interest rate is equal to inflation and a fixed margin of 2.00%. In the first year, interest is calculated from the value of PLN 100, and in the following years from the value increased by the interest calculated for the previous year (so-called capitalization of interest). Interest is paid after the savings are completed.
100 PLN
ROD103612 summer family obligation
Family Twelve-Year Bonds are bonds intended for beneficiaries of the Family 800 program. Their interest rate is preferential in relation to the bond included in the standard offer and is based on inflation1. The interest rate in the first year of saving is 6.80%. In the following years, the interest rate is equal to inflation and a fixed margin of 2.50%. In the first year, interest is calculated from the value of PLN 100, and in the following years from the value increased by the interest calculated for the previous year (so-called capitalization of interest). Interest is paid after the savings are completed.
100 PLN
1 the rate of increase in the prices of consumer goods and services, adopted for 12 months and announced by the President of the Central Statistical Office in the month preceding the first month of a given interest period. How can I buy Treasury bonds? State Treasury bonds can be purchased: How to open an IKE-Bonds Account and an IKZE-Bonds Account IKE-Bonds Account and an IKZE-Bonds Account can be opened at any branch of PKO Bank Polski or POK of the PKO BP Brokerage House. You can also obtain remote access to your IKE- and IKZE-Bonds Account under the conditions specified in the “Regulations on the use of access to the Registered Account in the field of Treasury bonds via telephone or the Internet”.
EDITOR’S NOTE: This article is a translation. Apologies should the grammar and/or sentence structure not be perfect.