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Category: Business

  • MIL-OSI Global: Why collect asteroid samples? 4 essential reads on what these tiny bits of space rock can tell scientists

    Source: The Conversation – USA – By Mary Magnuson, Associate Science Editor

    The OSIRIS-REx sample return capsule contained rock from the asteroid Bennu. NASA/Keegan Barber

    China’s Tianwen-2 asteroid sample return mission is set to launch this month, May 2025, en route to the asteroid Kamoʻoalewa (2016 HO3). The country could join the United States and Japan, whose space agencies have both successfully retrieved a sample from an asteroid to study back on Earth.

    Several space missions have flown by asteroids before and gotten a peek at their compositions, but bringing a sample back to Earth is even more helpful for scientists. The most informative analyses require having physical samples to poke and prod, shine light at, run through CT scanners and examine under electron microscopes.

    These missions require detailed planning and specialized spacecraft, so to shed light on why agencies go through the trouble, we compiled four stories from The Conversation U.S.’s archive. These articles describe the ways asteroid sample return missions generate new scientific insights at every stage – from the collection process, to the container’s return to Earth, to laboratory analyses.

    1. Ryugu’s colorful history

    The asteroid Ryugu is made of carbon-rich rock. Japan targeted Ryugu for its sample return mission Hayabusa2 in 2020.

    A sealed container that holds a piece of the Ryugu sample from Japan’s Hayabusa2 mission.
    NASA/Robert Markowitz

    As planetary scientist Paul K. Byrne from Washington University in St. Louis described in his article, the Hayabusa2 team shot the asteroid with a metal projectile and collected the dusty debris that floated into space. This process allowed the Hayabusa2 craft to gather a sample to bring home and also get a close-up look at the asteroid’s surface.

    One thing the collection team noticed: The material that flew off the asteroid was redder than the surface they shot at, which had a bluer tinge.

    Some parts of Ryugu appear almost striped – the middle latitudes are redder, while the poles look more blue. The sample collection process gave researchers some hints about why that is.

    “At some point the asteroid must have been closer to the Sun that it is now,” Byrne wrote. “That would explain the amount of reddening of the surface.”



    Read more:
    Touching the asteroid Ryugu revealed secrets of its surface and changing orbit

    2. Return capsules make shock waves

    Similar to how researchers gained valuable data just from the Hayabusa2 collection process, atmospheric scientists didn’t even need to open the OSIRIS-REx sample return capsule to learn something new.

    NASA’s OSIRIS-REx mission traveled to the carbon-rich asteroid Bennu and sent home a small capsule containing a sample in September 2023.

    Released from the OSIRIS-REx craft, the sample return capsule hurtled down to Earth in a heavy box about the size of a microwave. Aside from the fact that it had been released from a spacecraft about 63,000 miles (102,000 kilometers) away, the return looked strikingly similar to that of a meteorite hitting Earth.

    Scientists don’t often have the advance notice needed to study how real meteoroids – the term given to meteorites before they hit the ground – behave when they enter the atmosphere, so they jumped on the opportunity to study the capsule as it returned to Earth.

    As physicists Brian Elbing from Oklahoma State University and Elizabeth A. Silber from Sandia National Laboratories discussed in their article, OSIRIS-REx’s reentry was the perfect opportunity to study what happens in the atmosphere when meteoroid-size objects fly through.

    The teams set up networks of sensitive microphones and other instruments – both on the ground and attached to balloons – to log the sound wave frequencies that the capsule generated in the atmosphere. Understanding how waves travel through the atmosphere can help scientists figure out how to detect hazards such as natural disasters.



    Read more:
    NASA’s asteroid sample mission gave scientists around the world the rare opportunity to study an artificial meteor

    3. Building blocks of life on Bennu

    Once the OSIRIS-REx return capsule was safely back on Earth, researchers across the world – including geologist Timothy J. McCoy from the Smithsonian Institution and planetary scientist Sara Russell from the Natural History Museum in the U.K. – got to work running tests on its contents, while handling the sample carefully to avoid contaminating it.

    As they described in their article, McCoy and Russell found the sample was mostly water-rich clay, which they expected from a carbon-rich asteroid. But they also found a surprising amount of salty and brine-related minerals. These minerals form when water evaporates off a rock’s surface.

    Because these minerals – aptly called evaporites – dissolve when they come into contact with moisture, scientists had never seen them in the meteorites that fly through Earth’s atmosphere, even ones with similar compositions to Bennu. The spacecraft’s sample container kept the Bennu sample airtight, so these evaporites stayed intact.

    These results suggest that the asteroid used to be wet and muddy. And a salty, water-rich environment like Bennu may have once been a great place for organic molecules to form. Some scientists predict that Earth got its ingredients for life from a collision with an asteroid like Bennu.



    Read more:
    Bennu asteroid reveals its contents to scientists − and clues to how the building blocks of life on Earth may have been seeded

    4. Looking ahead: Asteroid mining

    Asteroid sample return missions generate lots of scientific insights. They can also help space agencies and companies understand what exactly is out there, available to bring home from asteroids. While carbon-rich asteroids like Bennu and Ryugu aren’t flush with precious metals, other asteroids have more valuable contents.

    Launched in 2023 and currently traveling through space, NASA’s Psyche mission will explore a metallic asteroid. The Psyche asteroid likely contains platinum, nickel, iron and possibly gold – all materials of commercial interest.

    Scientists can learn about the formation and composition of Earth’s core from metallic asteroids like Psyche, which is the mission’s main goal. But as planetary scientist Valerie Payré from the University of Iowa wrote in her article, “The Psyche mission is a huge step in figuring out what sort of metals are out there.”

    For now, commercial asteroid mining operations are science fiction – not to mention legally fraught. But some companies have started considering early-stage plans for how they one day might do it. Asteroid sample missions can lay some early groundwork.



    Read more:
    NASA’s robotic prospectors are helping scientists understand what asteroids are made of – setting the stage for miners to follow someday

    This story is a roundup of articles from The Conversation’s archives.

    – ref. Why collect asteroid samples? 4 essential reads on what these tiny bits of space rock can tell scientists – https://theconversation.com/why-collect-asteroid-samples-4-essential-reads-on-what-these-tiny-bits-of-space-rock-can-tell-scientists-255705

    MIL OSI – Global Reports –

    May 14, 2025

  • MIL-OSI Russia: IMF Reaches Staff-Level Agreement with the Democratic Republic of Congo (DRC) on the First Review under the Extended Credit Facility (ECF)

    Source: IMF – News in Russian

    May 13, 2025

    End-of-Mission press releases include statements of IMF staff teams that convey preliminary findings after a visit to a country. The views expressed in this statement are those of the IMF staff and do not necessarily represent the views of the IMF’s Executive Board. Based on the preliminary findings of this mission, staff will prepare a report that, subject to management approval, will be presented to the IMF’s Executive Board for discussion and decision.

    • The economy has been resilient, with economic growth reaching 6.5 percent in 2024, and projected to remain above 5 percent in 2025.
    • The escalation of the armed conflict in the eastern part of the country has placed significant strain on the budget, in addition to its severe humanitarian and social impact.
    • Credible revenue-enhancing measures, streamlining of non-priority spending, and accelerated reforms are critical to preserving the objectives of the ECF-supported program, which has been recalibrated to adapt to the new realities following the intensification of the conflict.

    Washington, DC: A staff team from the International Monetary Fund (IMF), led by Calixte Ahokpossi, IMF Mission Chief for the DRC, visited Kinshasa from April 30 to May 13, to hold discussions on the first review of the DRC’s economic and financial program supported by the IMF under the Extended Credit Facility (ECF).

    At the end of the discussions, Mr. Ahokpossi issued the following statement:

    “The DRC authorities and the IMF team have reached a staff-level agreement on the first review of the DRC’s three-year economic and financial program supported by the IMF under the ECF, subject to approval by IMF management and the Executive Board. Consideration by the IMF Executive Board is tentatively scheduled for end-June 2025.

    “Since the last quarter of 2024, the DRC has faced an escalation of the armed conflict in its eastern part. The intensification of hostilities has claimed thousands of lives and caused severe humanitarian, social, and economic harm, particularly in the occupied provinces of North Kivu and South Kivu.

    “Economic activity remained resilient, with robust GDP growth of 6.5 percent in 2024. Growth is projected to remain above 5 percent in 2025, driven by continued dynamism in the extractive sector. External stability has strengthened, underpinned by ongoing international reserves accumulation and a narrowing current account deficit—though still below the recommended adequacy level for import coverage. The resulting exchange rate stability observed since mid-2024, coupled with appropriately tight monetary policy, has helped ease inflationary pressures. Year-on-year inflation has returned to single-digit levels in April 2025, for the first time since July 2022.

    “On the fiscal side, the conflict escalation has placed significant strain on public finances. Spending overruns—driven by sharp increases in exceptional security spending, public investment, and transfers to provinces and public entities—were only partially offset by strong revenue collection. As a result, the domestic fiscal deficit exceeded its programmed ceiling at end-2024. For 2025, the closure of revenue collection offices in the occupied eastern regions, combined with the exemption of basic food products from VAT and customs duties to ease the cost of living, have led to a revenue shortfall. Budgetary strains have also intensified, as exceptional security spending remained elevated through end-April of 2025, and salaries for military and police were doubled since March to bolster troops’ morale.

    “The government has reaffirmed its commitment to the objectives of ECF-supported program, which has been recalibrated to reflect the new realities following the intensification of the conflict. This will help safeguard fiscal sustainability while enabling adequate fiscal space for pressing security and humanitarian needs without crowding out priority social and investment spending, especially in light of the suspension of a significant share of external humanitarian assistance. Offsetting revenue-enhancing measures and streamlining of non-priority spending—including a reduction in operating expenses of the government—have been identified and incorporated, along with expected additional concessional financing from the World Bank, into a draft 2025 supplementary budget Law to be submitted to Parliament. Additional concessional financing from development partners would be welcome.

    “Progress on the structural reform agenda is encouraging. Reforms focused on modernizing public financial management are advancing: the legal framework was strengthened to induce stricter adherence to the expenditure chain, though its implementation needs to be tightened. The authorities are making progress in meeting key milestones to operationalize the Treasury, gradually decentralizing spending authorization to line ministries, establishing a treasury single account, and transitioning to a resource-based fiscal framework aimed at shielding public spending from the volatility of extractive revenues. In addition, domestic revenue-enhancing efforts should be stepped up, including by expediting the roll-out of the standardized VAT billing system, adopting an action plan to increase domestic revenue mobilization, streamlining inefficient tax exemptions, curbing tax evasion through tighter oversight of mineral exports, and further intensifying the fight against customs fraud at the borders. Stronger spending efficiency, including through better public investment management and stricter control of payroll abuses, remains critical, along with measures in the area of governance and transparency—including in the extractive sector— to combat corruption, and improve the business environment.

    “Finally, the IMF staff urged the authorities to continue laying the groundwork for the timely implementation of the reform measures (RM) underpinning the Resilience and Sustainability Facility (RSF)–supported program. These RMs, coming due starting at the next review, are expected to help strengthen the DRC’s resilience to climate shocks while consolidating its role as a “solution country” in the global transition to a low-carbon economy.

    “The IMF staff would like to express its gratitude to the authorities, senior officials, technical staff, and various stakeholders—including representatives of the civil society, the private sector, and development partners—for their hospitality, continued support, and constructive discussions.”

    IMF Communications Department
    MEDIA RELATIONS

    PRESS OFFICER: Tatiana Mossot

    Phone: +1 202 623-7100Email: MEDIA@IMF.org

    @IMFSpokesperson

    https://www.imf.org/en/News/Articles/2025/05/13/pr25140-democratic-republic-of-congo-imf-reaches-sla-with-drc-on-the-1st-review-under-ecf

    MIL OSI

    MIL OSI Russia News –

    May 14, 2025

  • MIL-OSI Russia: Denmark: Staff Concluding Statement of the 2025 Article IV Mission

    Source: IMF – News in Russian

    May 13, 2025

    A Concluding Statement describes the preliminary findings of IMF staff at the end of an official staff visit (or ‘mission’), in most cases to a member country. Missions are undertaken as part of regular (usually annual) consultations under Article IV of the IMF’s Articles of Agreement, in the context of a request to use IMF resources (borrow from the IMF), as part of discussions of staff monitored programs, or as part of other staff monitoring of economic developments.

    The authorities have consented to the publication of this statement. The views expressed in this statement are those of the IMF staff and do not necessarily represent the views of the IMF’s Executive Board. Based on the preliminary findings of this mission, staff will prepare a report that, subject to management approval, will be presented to the IMF Executive Board for discussion and decision.

    Copenhagen, Denmark:

    Denmark’s strong growth has continued, primarily driven by pharmaceutical exports, while domestic demand has remained relatively sluggish. Staff expects output growth to moderate in the near term as external demand weakens. Direct impacts from U.S. tariffs are expected to be limited, but heightened trade tensions and trade policy uncertainty pose risks to the outlook. Denmark’s robust institutions, competitive and relatively diversified economic structure, strong fiscal position, and highly educated workforce all reinforce its resilience to external shocks. In this context, the policy priorities are as follows.

    • Uphold fiscal sustainability amid rising defense and aging-related expenditures.
    • Ensure financial stability by vigilantly monitoring risks, maintaining a prudent capital-based macroprudential policy setting, and tightening borrower-based measures.
    • Further intensify structural reforms to support high levels of income and sustain the welfare state.

    Economic outlook and risks

    1. Staff anticipates a gradual moderation in GDP growth. Output growth is projected to decline from 3.7 percent in 2024 to 2.9 percent in 2025 and further to 1.8 percent in 2026. Export growth, including pharmaceutical exports, is expected to slow, while the full reopening of the Tyra natural gas and oil field will provide a temporary uplift. The U.S. is a key trading partner; however, exports produced in Denmark passing through customs account for only 3 percent of total exports, limiting the direct impact of U.S. tariffs on the Danish economy. Domestic demand is expected to gradually strengthen, driven by increased public expenditures and a modest recovery in private consumption due to improved consumer purchasing power. Beyond 2026, medium-term growth is projected at around 1.5 percent, reflecting a maturing pharmaceutical sector and a declining working-age population. Labor market pressures have eased, with inflation anticipated to stay around 2 percent.
    2. Risks to growth are on the downside. External risks dominate the outlook. A reversal of globalization, including higher trade barriers and deepening geoeconomic fragmentation, would put the Danish economy at risk. Global uncertainty, including the intensification of regional conflicts, would dampen consumer and business confidence, weighing on domestic demand. Upside risks to growth include a faster-than-expected resolution of trade and geopolitical tensions, as well as stronger pharmaceutical exports.

    Maintaining fiscal sustainability amid rising defense and aging-related spending

    1. The fiscal surplus is expected to decline significantly. In February, the authorities announced a temporary rise in defense spending from 2¼ percent of GDP in 2024 to 3¼ percent in 2025 and 2026, returning to 2¼ percent by 2033. This increase adds to already planned personal income tax cuts and increased expenditures related to health, long-term care, and climate. As a result, staff projects the overall surplus to fall from 4½ percent of GDP in 2024 to 1¼ percent in 2025 and further to ½ percent of GDP in 2026. Although labor market pressures have eased, and fiscal multipliers for the planned measures are likely to be low, the resulting fiscal stimulus could be stronger than warranted by macroeconomic circumstances. Given these risks, the authorities should continue to exercise robust spending controls and save any revenue above budget forecasts for the remainder of 2025.
    2. Given Denmark’s robust fiscal position, the announced temporary increase in defense spending is manageable from a public finance sustainability perspective. Denmark has long anticipated rising spending pressures from an aging population and has successfully reduced its debt-to-GDP ratio to below 30 percent, down from nearly 50 percent a decade ago. Furthermore, a significantly higher-than-expected fiscal surplus in 2024 provides additional room to accommodate the increased defense spending. In the staff’s baseline scenario, the structural balance is expected to remain above the -1 percent of GDP floor over the medium term, consistent with Denmark’s fiscal rules and a stable debt-to-GDP ratio.
    3. However, significantly higher and more persistent increases in defense spending would require adjustment measures to ensure long-term fiscal sustainability. These adjustment measures should be growth-friendly while ensuring fairness to preserve the welfare state. Specifically:
    • While both expenditure and revenue measures should be explored, given the already high tax burden, priority should be given to spending measures. To this end, an in-depth assessment of expenditures should be conducted to identify low-priority or inefficient spending, as well as the opportunity to enhance public administration efficiency by leveraging digitalization and AI.
    • Structural reform programs should be vigorously pursued to boost labor supply and enhance productivity. In this context, further raising the retirement age in line with improved life expectancy is vital to ensure fiscal sustainability.
    • The structural balance floor of -1 percent of GDP under current national fiscal rules should be respected.

    Safeguarding financial stability

    1. Although systemic risks have been contained, heightened global risks warrant continued vigilance in monitoring financial sector risks. Banks are well-capitalized, with strong profitability, asset quality, and liquidity. To further strengthen the resilience of the financial system, the authorities should (i) ensure that banks maintain robust provisioning practices for credit risks, including a thorough examination of International Financial Reporting Standards (IFRS) 9 modeling practices; (ii) complete the ongoing review of internal ratings-based models promptly, followed by supervisory actions based on the results, and implement the EU’s CRR III/CRD VI as planned; (iii) continue efforts to enhance resilience against cyberattacks; and (iv) ensure that the Financial Supervisory Authority is adequately staffed across a full range of skills and experiences to deliver its mandates.
    2. Capital-based macroprudential policy is broadly appropriate, but borrower-based measures should be tightened to address pockets of vulnerabilities. Given heightened global risks and the fragile commercial real estate (CRE) sector, the 2.5 percent countercyclical capital buffer (CCyB) and the 7 percent sector-specific systemic risk buffer, introduced in June 2024 to mitigate risks in the CRE sector, should remain in place for now. To address pockets of vulnerabilities in mortgages, the authorities should consider lowering the maximum loan-to-value ratio below the current 95 percent. In addition, incentives for bigger mortgages should be reduced by lowering the tax deductibility of mortgage interest expenses.
    3. The risks posed by non-bank financial institutions (NBFIs) should be closely monitored and assessed. The authorities have increased their focus on the NBFI sector in financial stability assessments. Given the considerable size and extensive interconnectedness of NBFIs within the financial system, as well as their susceptibility to market vulnerabilities, the authorities should continue strengthening the oversight framework for NBFIs. Key priorities include: (i) finalizing the supervisory order on the stress-testing framework for insurance and pension firms; (ii) developing a framework for systemic risk assessment that covers both banks and NBFIs; and (iii) ensuring that insurance and pension companies provide clear advice to clients about financial and longevity risks when selling non-guaranteed products.
    4. Addressing outstanding recommendations in the 2020 Financial Stability Assessment Program would further strengthen financial sector oversight and crisis management. The authorities have made significant strides in implementing numerous recommendations, especially in bank and insurance supervision and systemic liquidity. Important outstanding recommendations relate to systemic risk oversight and the governance of the resolution authorities.

    Pursuing structural reforms

    1. Structural reforms should be further intensified to sustain high levels of income, preserve fiscal space, and sustain the welfare state. Over the past several decades, Denmark has benefited significantly from globalization, including reduced trade barriers and expanded global value chains. However, these conditions may shift due to rising geopolitical and trade tensions. An aging population would also weigh on potential growth. All these concerns underscore the pressing need for Denmark to reinforce structural reform efforts. Specifically,
    • Strengthening policies to support entrepreneurship while harnessing the benefits of digitalization and Artificial Intelligence (AI). Staff welcomes the progress made in implementing a new entrepreneurship strategy launched in June 2024 to support start-ups and scale-ups. Denmark excels in digitalization and is well-positioned to leverage the benefits of AI. In this regard, the authorities should continue reviewing the legal and technical barriers to AI adoption while ensuring sound ethical principles. While Denmark’s flexicurity model is well-suited to facilitate possible labor reallocation across sectors, the implications of digital technologies on labor markets, including job displacement, should be closely monitored.
    • Continuing efforts to ensure a sufficient labor supply with the right skills, such as IT, health, and long-term care professionals. The authorities’ ongoing focus on labor market reforms is appropriate, including recent initiatives to (i) reform education curricula to equip students with digitalization skills; (ii) enhance vocational education and training; and (iii) make the active labor market policy framework more cost-effective while maintaining the strengths of the Danish flexicurity model. Other policy priorities include: (i) aligning the foreign worker recruitment schemes, especially the salary requirement limit and the positive list, with labor market needs; and (ii) ensuring the effectiveness of integration programs to help foreign workers and families successfully integrate into Danish society.
    1. A deeper EU single market could boost Denmark’s business dynamism and potential growth. The EU single market, Denmark’s most important trade area, is fragmented. Deepening EU integration will enhance the benefits of economies of scale and network effects, thus expanding the market for Danish businesses. Simultaneously, the authorities should make efforts to reduce domestic regulatory burdens on businesses (e.g., reporting requirements) while balancing the costs and benefits of these regulations. Denmark’s commitment to supporting multilateral and transparent trade policies that promote mutually beneficial cooperation in global trade, knowledge, and investment flows is commendable.
    2. Strengthening climate adaptation will support sustainable growth. Due to its coastal location and flat topography, Denmark is particularly vulnerable to sea level rise, storm surges, and coastal erosion, necessitating a well-designed long-term adaptation plan. The government is developing National Climate Adaptation Plan II, which focuses on enhanced coastal and groundwater protection, urban flood management, and the assessment of infrastructure needs, including financing responsibilities among central and local governments and the private sector. Simultaneously, the authorities are encouraged to reform the property insurance scheme (“Storm Surge Scheme”) to make insurance premiums risk-based.

    The mission thanks the authorities and private sector counterparts for their accommodative flexibility, warm hospitality, and candid and high-quality discussions. The IMF team is especially grateful to the Danmarks Nationalbank for its assistance with meeting and logistical arrangements.

    IMF Communications Department
    MEDIA RELATIONS

    PRESS OFFICER: Boris Balabanov

    Phone: +1 202 623-7100Email: MEDIA@IMF.org

    @IMFSpokesperson

    https://www.imf.org/en/News/Articles/2025/05/12/mcs-denmark-staff-concluding-statement-of-the-2025-article-iv-mission

    MIL OSI

    MIL OSI Russia News –

    May 14, 2025

  • MIL-OSI USA: Using TheirStory to Help Tell Our Stories

    Source: US State of Connecticut

    UConn professor and Associate Director of Africana Studies, Fiona Vernal, is making strides to preserve oral histories from Connecticut communities using a platform called TheirStory.

    TheirStory is an oral history platform and was created during the pandemic. CEO Zack Ellis founded the company as a way to preserve his own family histories.

    The platform has grown since its inception and is supported by a nationwide network of universities and historical organizations from UConn to UCLA. It has features to take people through every step of the process of oral history preservation. Users can record, transcribe, index, organize and more to tailor and share their oral histories.

    “There are many, many ways that you can record. Recording has never been the problem when it comes to collecting stories. It’s always what happens after you record,” says Vernal.  “How do you transcribe it? How do you share it? How do you produce it? How do you package it for preservation? TheirStory fits into that ecosystem by providing the last 50% of the miles that you need for processing.”

    Vernal began working with Ellis and TheirStory in 2022. She was working on a project in Hartford on West Indian, African American, and Puerto Rican migrations to the city and received a call from Ellis. “I had been doing oral histories, but experiencing the same bottlenecks as everyone does,” says Vernal. “I ran my oral histories through TheirStory, and I was a convert immediately.”

    “I had a vision for how to share this resource with other folks who were doing the same kind of work,” Vernal says. “If you don’t have a good way to process and generate a transcript, an index and a summary, it’s very difficult to do anything. And it was my mission to try and change that landscape.”

    A State with Many Stories to Tell 

    Vernal and UConn began a partnership with Connecticut Humanities a year later. Vernal scaled her use of the platform from a personal level to a statewide collaboration between UConn, Connecticut Humanities, and the Connecticut Museum of Culture and History.

    “One of the things that the UConn strategic plan does is that it forces us, as faculty, to figure out what statewide service we can provide to citizens,” Vernal says. “As a state entity, we owe it to the citizens, right? I take it as a serious charge and responsibility that UConn should be benefiting the state.”

    Vernal credits Connecticut Humanities for helping expand her individual license as a researcher into a state license for anyone in Connecticut. The Connecticut Museum of Culture and History also helped expand this program into a statewide initiative, “Not just in terms of visibility, but also in terms of service,” says Vernal.

    The Connecticut Museum of Culture and History had a COVID-era oral history project about the impact of the pandemic on the state. “They were at the beginning of a new oral history project that was more expansive, and not just focused on COVID, so it made sense for them to be our partners as well,” Vernal says.

    The state license for oral history gives everyone in the state free access to the platform. It gives museums, libraries, students, community organizations and more the ability to learn more and utilize information on oral histories around the state.

    One of the pilot projects UConn and Vernal worked on included an oral history project for the Connecticut River Museum’s 50th anniversary. Another was for the Mather Homestead in Darien, “Which involves a house museum connected to the Mather lineage of Increase and Cotton Mather in the 1600s,” says Vernal. The Mather family donated their home to become a museum, and they wanted to gather oral histories of the family for the archives.

    Vernal also worked with the Windsor Historical Society, “which was looking at African American civic engagement in the town of Windsor, and also celebrating its own hundredth anniversary,” Vernal says.

    Connecticut is rich in both history and communities with rich traditions, as the projects Vernal has been involved with demonstrate. At the Enfield Historical Society, there is an exhibition about African American Heritage. In Bloomfield, an exhibit on the town’s African American, Jewish and West Indian heritage will premiere in September 2025. The Caribbean Heritage Museum will open in October to overlap with Founders Day at the West Indian Social Club of Hartford.

    “They are my longest-running collaborators,” says Vernal. “I’ve been collaborating with them since I was in graduate school, and they’re going to lend me a segment of the club to transform it into a permanent gallery for a Caribbean Heritage Museum. Folks can come and have that experience and figure out why Connecticut has West Indians as the largest foreign-born population.”  It will be the first Caribbean Heritage Museum in the Northeast.

    ‘History is Unfolding Now’

    Since activating the state license for the platform, Vernal and UConn have reported 107 projects signed up on TheirStory. Of those, about 50% are active, which means that people working on those stories are actively doing interviews and processing oral histories. “We thought we would get 50, and we’ve more than doubled that,” says Vernal. “For me, that’s been a resounding success.”

    For people who want to share their own stories, Vernal describes the process as “frictionless.” “If you know how to use Zoom, then the barriers to entry are very low,” she says. “You get a link, curate your background for lighting and make sure you look the way you want to look, and then you can focus on being the center of attention for the moment without having to worry about controls.” The people at TheirStory and UConn take care of all the logistical matters, while participating individuals are only responsible for sharing their history.

    Vernal is not worried about people fabricating their stories on the platform. “My mantra is that everyone is an expert in their own life story,” she says. “They might not be an expert into the statistical significance of their experiences, but they’re certainly an expert in their own life experiences and their own emotions.”

    The access to these stories is something Vernal is excited about. “We have the State Historical Society, which is well-staffed, and then we have something like the Wintonbury Historical Society, which is all volunteer. So organizations that are poorly staffed or well-endowed can all use this platform and move forward with building up their collection,” says Vernal. “I like that leveling effect, because that’s what investment in infrastructure should do. It should make it possible that no matter what your entry point is, no matter what your size is, you’re getting the skills, training and software that you need to be successful in your specific mission. Whether you’re the kid who wants to interview your parent or you are the organization that wants to do 500 oral histories, you both get exactly what you need to be successful.

    “I want to make the official case for oral histories as a way to build inclusive collections that help you document the ‘now.’ UConn has a tradition of robust support for oral history; this is part of our roots and our heritage,” says Vernal. “Organizations are obsessed with documents from the 1600s, 1700s, 1800s and the 1900s. History is unfolding now, we’re living through historic times now. We need to document these stories in real time, and oral histories can do that.”

    MIL OSI USA News –

    May 14, 2025

  • MIL-OSI Economics: Apple unveils powerful accessibility features coming later this year

    Source: Apple

    Headline: Apple unveils powerful accessibility features coming later this year

    May 13, 2025

    PRESS RELEASE

    Apple unveils powerful accessibility features coming later this year

    New features include Accessibility Nutrition Labels on the App Store, Magnifier for Mac, Braille Access, and Accessibility Reader; plus innovative updates to Live Listen, visionOS, Personal Voice, and more

    CUPERTINO, CALIFORNIA Apple today announced new accessibility features coming later this year, including Accessibility Nutrition Labels, which will provide more detailed information for apps and games on the App Store. Users who are blind or have low vision can explore, learn, and interact using the new Magnifier app for Mac; take notes and perform calculations with the new Braille Access feature; and leverage the powerful camera system of Apple Vision Pro with new updates to visionOS. Additional announcements include Accessibility Reader, a new systemwide reading mode designed with accessibility in mind, along with updates to Live Listen, Background Sounds, Personal Voice, Vehicle Motion Cues, and more. Leveraging the power of Apple silicon — along with advances in on-device machine learning and artificial intelligence — users will experience a new level of accessibility across the Apple ecosystem.

    “At Apple, accessibility is part of our DNA,” said Tim Cook, Apple’s CEO. “Making technology for everyone is a priority for all of us, and we’re proud of the innovations we’re sharing this year. That includes tools to help people access crucial information, explore the world around them, and do what they love.”

    “Building on 40 years of accessibility innovation at Apple, we are dedicated to pushing forward with new accessibility features for all of our products,” said Sarah Herrlinger, Apple’s senior director of Global Accessibility Policy and Initiatives. “Powered by the Apple ecosystem, these features work seamlessly together to bring users new ways to engage with the things they care about most.”

    Accessibility Nutrition Labels Come to the App Store

    Accessibility Nutrition Labels bring a new section to App Store product pages that will highlight accessibility features within apps and games. These labels give users a new way to learn if an app will be accessible to them before they download it, and give developers the opportunity to better inform and educate their users on features their app supports. This includes VoiceOver, Voice Control, Larger Text, Sufficient Contrast, Reduced Motion, captions, and more. Accessibility Nutrition Labels will be available on the App Store worldwide, and developers can access more guidance on the criteria apps should meet before displaying accessibility information on their product pages.

    “Accessibility Nutrition Labels are a huge step forward for accessibility,” said Eric Bridges, the American Foundation for the Blind’s president and CEO. “Consumers deserve to know if a product or service will be accessible to them from the very start, and Apple has a long-standing history of delivering tools and technologies that allow developers to build experiences for everyone. These labels will give people with disabilities a new way to easily make more informed decisions and make purchases with a new level of confidence.”

    An All-New Magnifier for Mac

    Since 2016, Magnifier on iPhone and iPad has given users who are blind or have low vision tools to zoom in, read text, and detect objects around them. This year, Magnifier is coming to Mac to make the physical world more accessible for users with low vision. The Magnifier app for Mac connects to a user’s camera so they can zoom in on their surroundings, such as a screen or whiteboard. Magnifier works with Continuity Camera on iPhone as well as attached USB cameras, and supports reading documents using Desk View.

    With multiple live session windows, users can multitask by viewing a presentation with a webcam while simultaneously following along in a book using Desk View. With customized views, users can adjust brightness, contrast, color filters, and even perspective to make text and images easier to see. Views can also be captured, grouped, and saved to add to later on. Additionally, Magnifier for Mac is integrated with another new accessibility feature, Accessibility Reader, which transforms text from the physical world into a custom legible format.

    A New Braille Experience

    Braille Access is an all-new experience that turns iPhone, iPad, Mac, and Apple Vision Pro into a full-featured braille note taker that’s deeply integrated into the Apple ecosystem. With a built-in app launcher, users can easily open any app by typing with Braille Screen Input or a connected braille device. With Braille Access, users can quickly take notes in braille format and perform calculations using Nemeth Braille, a braille code often used in classrooms for math and science. Users can open Braille Ready Format (BRF) files directly from Braille Access, unlocking a wide range of books and files previously created on a braille note taking device. And an integrated form of Live Captions allows users to transcribe conversations in real time directly on braille displays.

    Introducing Accessibility Reader

    Accessibility Reader is a new systemwide reading mode designed to make text easier to read for users with a wide range of disabilities, such as dyslexia or low vision. Available on iPhone, iPad, Mac, and Apple Vision Pro, Accessibility Reader gives users new ways to customize text and focus on content they want to read, with extensive options for font, color, and spacing, as well as support for Spoken Content. Accessibility Reader can be launched from any app, and is built into the Magnifier app for iOS, iPadOS, and macOS, so users can interact with text in the real world, like in books or on dining menus.

    Live Captions Arrive on Apple Watch

    For users who are deaf or hard of hearing, Live Listen controls come to Apple Watch with a new set of features, including real-time Live Captions. Live Listen turns iPhone into a remote microphone to stream content directly to AirPods, Made for iPhone hearing aids, or Beats headphones. When a session is active on iPhone, users can view Live Captions of what their iPhone hears on a paired Apple Watch while listening along to the audio. Apple Watch serves as a remote control to start or stop Live Listen sessions, or jump back in a session to capture something that may have been missed. With Apple Watch, Live Listen sessions can be controlled from across the room, so there’s no need to get up in the middle of a meeting or during class. Live Listen can be used along with hearing health features available on AirPods Pro 2, including the first-of-its-kind clinical-grade Hearing Aid feature.

    An Enhanced View with Apple Vision Pro

    For users who are blind or have low vision, visionOS will expand vision accessibility features using the advanced camera system on Apple Vision Pro. With powerful updates to Zoom, users can magnify everything in view — including their surroundings — using the main camera. For VoiceOver users, Live Recognition in visionOS uses on-device machine learning to describe surroundings, find objects, read documents, and more.1 For accessibility developers, a new API will enable approved apps to access the main camera to provide live, person-to-person assistance for visual interpretation in apps like Be My Eyes, giving users more ways to understand their surroundings hands-free.

    Additional Updates

    • Background Sounds becomes easier to personalize with new EQ settings, the option to stop automatically after a period of time, and new actions for automations in Shortcuts. Background Sounds can help minimize distractions to increase a sense of focus and relaxation, which some users find can help with symptoms of tinnitus.
    • For users at risk of losing their ability to speak, Personal Voice becomes faster, easier, and more powerful than ever, leveraging advances in on-device machine learning and artificial intelligence to create a smoother, more natural-sounding voice in less than a minute, using only 10 recorded phrases. Personal Voice will also add support for Spanish (Mexico).2
    • Vehicle Motion Cues, which can help reduce motion sickness when riding in a moving vehicle, comes to Mac, along with new ways to customize the animated onscreen dots on iPhone, iPad, and Mac.
    • Eye Tracking users on iPhone and iPad will now have the option to use a switch or dwell to make selections. Keyboard typing when using Eye Tracking or Switch Control is now easier on iPhone, iPad, and Apple Vision Pro with improvements including a new keyboard dwell timer, reduced steps when typing with switches, and enabling QuickPath for iPhone and Vision Pro.
    • With Head Tracking, users will be able to more easily control iPhone and iPad with head movements, similar to Eye Tracking.
    • For users with severe mobility disabilities, iOS, iPadOS, and visionOS will add a new protocol to support Switch Control for Brain Computer Interfaces (BCIs), an emerging technology that allows users to control their device without physical movement.
    • Assistive Access adds a new custom Apple TV app with a simplified media player. Developers will also get support in creating tailored experiences for users with intellectual and developmental disabilities using the Assistive Access API.
    • Music Haptics on iPhone becomes more customizable with the option to experience haptics for a whole song or for vocals only, as well as the option to adjust the overall intensity of taps, textures, and vibrations.
    • Sound Recognition adds Name Recognition, a new way for users who are deaf or hard of hearing to know when their name is being called.
    • Voice Control introduces a new programming mode in Xcode for software developers with limited mobility. Voice Control also adds vocabulary syncing across devices, and will expand language support to include Korean, Arabic (Saudi Arabia), Turkish, Italian, Spanish (Latin America), Mandarin Chinese (Taiwan), English (Singapore), and Russian.
    • Live Captions adds support to include English (India, Australia, UK, Singapore), Mandarin Chinese (Mainland China), Cantonese (Mainland China, Hong Kong), Spanish (Latin America, Spain), French (France, Canada), Japanese, German (Germany), and Korean.
    • Updates to CarPlay include support for Large Text. With updates to Sound Recognition in CarPlay, drivers or passengers who are deaf or hard of hearing can now be notified of the sound of a crying baby, in addition to sounds outside the car such as horns and sirens.
    • Share Accessibility Settings is a new way for users to quickly and temporarily share their accessibility settings with another iPhone or iPad. This is great for borrowing a friend’s device or using a public kiosk in a setting like a cafe.

    Celebrate Global Accessibility Awareness Day with Apple

    Apple Retail is introducing dedicated tables spotlighting accessibility features on a variety of devices in select store locations throughout the month of May. Additionally, Apple offers accessibility sessions year-round through Today at Apple for deeper learning, tips, and feature customization. Sessions can be scheduled at all Apple Store locations worldwide through Group Booking or by visiting a nearby store.

    Apple Music shares the story of artist Kiddo K and the power of music haptics for users who are deaf or hard of hearing, unveils updates to its Haptics playlists, and launches a brand-new playlist featuring ASL interpretations of music videos alongside Saylists playlists.

    Apple Fitness+ welcomes Chelsie Hill as a guest in a Dance workout with Fitness+ trainer Ben Allen. Hill is a professional dancer and founder of Rolettes, an L.A.-based wheelchair dance team that advocates for disability representation and women’s empowerment. The workout is available now in the Fitness+ app.

    Apple TV+ shares a behind-the-scenes look at the making of the new Apple Original film Deaf President Now!, which premieres on Apple TV+ on May 16. The documentary tells the story of the greatest civil rights movement most people have never heard about, which unfolded across eight tumultuous days in 1988. At the world’s only Deaf university, four students must find a way to lead an angry mob — and change the course of history.

    Apple Books, Apple Podcasts, Apple TV, and Apple News will spotlight stories of people with disabilities and those who are working to make the world more accessible for everyone.

    The App Store is sharing a collection of apps and games designed to be accessible to everyone, in addition to featuring the story of Klemens Strasser, a developer guided by a philosophy of making accessible apps and games like The Art of Fauna.

    The Shortcuts app adds Hold That Thought, a shortcut that prompts users to capture and recall information in a note so interruptions don’t derail their flow. The Accessibility Assistant shortcut has been added to Shortcuts on Apple Vision Pro to help recommend accessibility features based on user preferences.

    New videos on the Apple Support accessibility playlist include features like Eye Tracking, Vocal Shortcuts, and Vehicle Motion Cues, as well as a library of videos to help everyone personalize their iPhone, iPad, Mac, Apple Watch, and Apple Vision Pro to work best for them.

    About Apple Apple revolutionized personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, Mac, AirPods, Apple Watch, and Apple Vision Pro. Apple’s six software platforms — iOS, iPadOS, macOS, watchOS, visionOS, and tvOS — provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay, iCloud, and Apple TV+. Apple’s more than 150,000 employees are dedicated to making the best products on earth and to leaving the world better than we found it.

    1. Live Recognition should not be relied on in high-risk or emergency situations, in circumstances where the user may be harmed or injured, or for navigation.
    2. Personal Voice can only be used to create a voice that sounds like the user on device, using their own voice, and for their own personal, noncommercial use.

    Press Contacts

    Will Butler

    Apple

    willbutler@apple.com

    Apple Media Helpline

    media.help@apple.com

    MIL OSI Economics –

    May 14, 2025

  • MIL-OSI Banking: Apple unveils powerful accessibility features coming later this year

    Source: Apple

    Headline: Apple unveils powerful accessibility features coming later this year

    May 13, 2025

    PRESS RELEASE

    Apple unveils powerful accessibility features coming later this year

    New features include Accessibility Nutrition Labels on the App Store, Magnifier for Mac, Braille Access, and Accessibility Reader; plus innovative updates to Live Listen, visionOS, Personal Voice, and more

    CUPERTINO, CALIFORNIA Apple today announced new accessibility features coming later this year, including Accessibility Nutrition Labels, which will provide more detailed information for apps and games on the App Store. Users who are blind or have low vision can explore, learn, and interact using the new Magnifier app for Mac; take notes and perform calculations with the new Braille Access feature; and leverage the powerful camera system of Apple Vision Pro with new updates to visionOS. Additional announcements include Accessibility Reader, a new systemwide reading mode designed with accessibility in mind, along with updates to Live Listen, Background Sounds, Personal Voice, Vehicle Motion Cues, and more. Leveraging the power of Apple silicon — along with advances in on-device machine learning and artificial intelligence — users will experience a new level of accessibility across the Apple ecosystem.

    “At Apple, accessibility is part of our DNA,” said Tim Cook, Apple’s CEO. “Making technology for everyone is a priority for all of us, and we’re proud of the innovations we’re sharing this year. That includes tools to help people access crucial information, explore the world around them, and do what they love.”

    “Building on 40 years of accessibility innovation at Apple, we are dedicated to pushing forward with new accessibility features for all of our products,” said Sarah Herrlinger, Apple’s senior director of Global Accessibility Policy and Initiatives. “Powered by the Apple ecosystem, these features work seamlessly together to bring users new ways to engage with the things they care about most.”

    Accessibility Nutrition Labels Come to the App Store

    Accessibility Nutrition Labels bring a new section to App Store product pages that will highlight accessibility features within apps and games. These labels give users a new way to learn if an app will be accessible to them before they download it, and give developers the opportunity to better inform and educate their users on features their app supports. This includes VoiceOver, Voice Control, Larger Text, Sufficient Contrast, Reduced Motion, captions, and more. Accessibility Nutrition Labels will be available on the App Store worldwide, and developers can access more guidance on the criteria apps should meet before displaying accessibility information on their product pages.

    “Accessibility Nutrition Labels are a huge step forward for accessibility,” said Eric Bridges, the American Foundation for the Blind’s president and CEO. “Consumers deserve to know if a product or service will be accessible to them from the very start, and Apple has a long-standing history of delivering tools and technologies that allow developers to build experiences for everyone. These labels will give people with disabilities a new way to easily make more informed decisions and make purchases with a new level of confidence.”

    An All-New Magnifier for Mac

    Since 2016, Magnifier on iPhone and iPad has given users who are blind or have low vision tools to zoom in, read text, and detect objects around them. This year, Magnifier is coming to Mac to make the physical world more accessible for users with low vision. The Magnifier app for Mac connects to a user’s camera so they can zoom in on their surroundings, such as a screen or whiteboard. Magnifier works with Continuity Camera on iPhone as well as attached USB cameras, and supports reading documents using Desk View.

    With multiple live session windows, users can multitask by viewing a presentation with a webcam while simultaneously following along in a book using Desk View. With customized views, users can adjust brightness, contrast, color filters, and even perspective to make text and images easier to see. Views can also be captured, grouped, and saved to add to later on. Additionally, Magnifier for Mac is integrated with another new accessibility feature, Accessibility Reader, which transforms text from the physical world into a custom legible format.

    A New Braille Experience

    Braille Access is an all-new experience that turns iPhone, iPad, Mac, and Apple Vision Pro into a full-featured braille note taker that’s deeply integrated into the Apple ecosystem. With a built-in app launcher, users can easily open any app by typing with Braille Screen Input or a connected braille device. With Braille Access, users can quickly take notes in braille format and perform calculations using Nemeth Braille, a braille code often used in classrooms for math and science. Users can open Braille Ready Format (BRF) files directly from Braille Access, unlocking a wide range of books and files previously created on a braille note taking device. And an integrated form of Live Captions allows users to transcribe conversations in real time directly on braille displays.

    Introducing Accessibility Reader

    Accessibility Reader is a new systemwide reading mode designed to make text easier to read for users with a wide range of disabilities, such as dyslexia or low vision. Available on iPhone, iPad, Mac, and Apple Vision Pro, Accessibility Reader gives users new ways to customize text and focus on content they want to read, with extensive options for font, color, and spacing, as well as support for Spoken Content. Accessibility Reader can be launched from any app, and is built into the Magnifier app for iOS, iPadOS, and macOS, so users can interact with text in the real world, like in books or on dining menus.

    Live Captions Arrive on Apple Watch

    For users who are deaf or hard of hearing, Live Listen controls come to Apple Watch with a new set of features, including real-time Live Captions. Live Listen turns iPhone into a remote microphone to stream content directly to AirPods, Made for iPhone hearing aids, or Beats headphones. When a session is active on iPhone, users can view Live Captions of what their iPhone hears on a paired Apple Watch while listening along to the audio. Apple Watch serves as a remote control to start or stop Live Listen sessions, or jump back in a session to capture something that may have been missed. With Apple Watch, Live Listen sessions can be controlled from across the room, so there’s no need to get up in the middle of a meeting or during class. Live Listen can be used along with hearing health features available on AirPods Pro 2, including the first-of-its-kind clinical-grade Hearing Aid feature.

    An Enhanced View with Apple Vision Pro

    For users who are blind or have low vision, visionOS will expand vision accessibility features using the advanced camera system on Apple Vision Pro. With powerful updates to Zoom, users can magnify everything in view — including their surroundings — using the main camera. For VoiceOver users, Live Recognition in visionOS uses on-device machine learning to describe surroundings, find objects, read documents, and more.1 For accessibility developers, a new API will enable approved apps to access the main camera to provide live, person-to-person assistance for visual interpretation in apps like Be My Eyes, giving users more ways to understand their surroundings hands-free.

    Additional Updates

    • Background Sounds becomes easier to personalize with new EQ settings, the option to stop automatically after a period of time, and new actions for automations in Shortcuts. Background Sounds can help minimize distractions to increase a sense of focus and relaxation, which some users find can help with symptoms of tinnitus.
    • For users at risk of losing their ability to speak, Personal Voice becomes faster, easier, and more powerful than ever, leveraging advances in on-device machine learning and artificial intelligence to create a smoother, more natural-sounding voice in less than a minute, using only 10 recorded phrases. Personal Voice will also add support for Spanish (Mexico).2
    • Vehicle Motion Cues, which can help reduce motion sickness when riding in a moving vehicle, comes to Mac, along with new ways to customize the animated onscreen dots on iPhone, iPad, and Mac.
    • Eye Tracking users on iPhone and iPad will now have the option to use a switch or dwell to make selections. Keyboard typing when using Eye Tracking or Switch Control is now easier on iPhone, iPad, and Apple Vision Pro with improvements including a new keyboard dwell timer, reduced steps when typing with switches, and enabling QuickPath for iPhone and Vision Pro.
    • With Head Tracking, users will be able to more easily control iPhone and iPad with head movements, similar to Eye Tracking.
    • For users with severe mobility disabilities, iOS, iPadOS, and visionOS will add a new protocol to support Switch Control for Brain Computer Interfaces (BCIs), an emerging technology that allows users to control their device without physical movement.
    • Assistive Access adds a new custom Apple TV app with a simplified media player. Developers will also get support in creating tailored experiences for users with intellectual and developmental disabilities using the Assistive Access API.
    • Music Haptics on iPhone becomes more customizable with the option to experience haptics for a whole song or for vocals only, as well as the option to adjust the overall intensity of taps, textures, and vibrations.
    • Sound Recognition adds Name Recognition, a new way for users who are deaf or hard of hearing to know when their name is being called.
    • Voice Control introduces a new programming mode in Xcode for software developers with limited mobility. Voice Control also adds vocabulary syncing across devices, and will expand language support to include Korean, Arabic (Saudi Arabia), Turkish, Italian, Spanish (Latin America), Mandarin Chinese (Taiwan), English (Singapore), and Russian.
    • Live Captions adds support to include English (India, Australia, UK, Singapore), Mandarin Chinese (Mainland China), Cantonese (Mainland China, Hong Kong), Spanish (Latin America, Spain), French (France, Canada), Japanese, German (Germany), and Korean.
    • Updates to CarPlay include support for Large Text. With updates to Sound Recognition in CarPlay, drivers or passengers who are deaf or hard of hearing can now be notified of the sound of a crying baby, in addition to sounds outside the car such as horns and sirens.
    • Share Accessibility Settings is a new way for users to quickly and temporarily share their accessibility settings with another iPhone or iPad. This is great for borrowing a friend’s device or using a public kiosk in a setting like a cafe.

    Celebrate Global Accessibility Awareness Day with Apple

    Apple Retail is introducing dedicated tables spotlighting accessibility features on a variety of devices in select store locations throughout the month of May. Additionally, Apple offers accessibility sessions year-round through Today at Apple for deeper learning, tips, and feature customization. Sessions can be scheduled at all Apple Store locations worldwide through Group Booking or by visiting a nearby store.

    Apple Music shares the story of artist Kiddo K and the power of music haptics for users who are deaf or hard of hearing, unveils updates to its Haptics playlists, and launches a brand-new playlist featuring ASL interpretations of music videos alongside Saylists playlists.

    Apple Fitness+ welcomes Chelsie Hill as a guest in a Dance workout with Fitness+ trainer Ben Allen. Hill is a professional dancer and founder of Rolettes, an L.A.-based wheelchair dance team that advocates for disability representation and women’s empowerment. The workout is available now in the Fitness+ app.

    Apple TV+ shares a behind-the-scenes look at the making of the new Apple Original film Deaf President Now!, which premieres on Apple TV+ on May 16. The documentary tells the story of the greatest civil rights movement most people have never heard about, which unfolded across eight tumultuous days in 1988. At the world’s only Deaf university, four students must find a way to lead an angry mob — and change the course of history.

    Apple Books, Apple Podcasts, Apple TV, and Apple News will spotlight stories of people with disabilities and those who are working to make the world more accessible for everyone.

    The App Store is sharing a collection of apps and games designed to be accessible to everyone, in addition to featuring the story of Klemens Strasser, a developer guided by a philosophy of making accessible apps and games like The Art of Fauna.

    The Shortcuts app adds Hold That Thought, a shortcut that prompts users to capture and recall information in a note so interruptions don’t derail their flow. The Accessibility Assistant shortcut has been added to Shortcuts on Apple Vision Pro to help recommend accessibility features based on user preferences.

    New videos on the Apple Support accessibility playlist include features like Eye Tracking, Vocal Shortcuts, and Vehicle Motion Cues, as well as a library of videos to help everyone personalize their iPhone, iPad, Mac, Apple Watch, and Apple Vision Pro to work best for them.

    About Apple Apple revolutionized personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, Mac, AirPods, Apple Watch, and Apple Vision Pro. Apple’s six software platforms — iOS, iPadOS, macOS, watchOS, visionOS, and tvOS — provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay, iCloud, and Apple TV+. Apple’s more than 150,000 employees are dedicated to making the best products on earth and to leaving the world better than we found it.

    1. Live Recognition should not be relied on in high-risk or emergency situations, in circumstances where the user may be harmed or injured, or for navigation.
    2. Personal Voice can only be used to create a voice that sounds like the user on device, using their own voice, and for their own personal, noncommercial use.

    Press Contacts

    Will Butler

    Apple

    willbutler@apple.com

    Apple Media Helpline

    media.help@apple.com

    MIL OSI Global Banks –

    May 14, 2025

  • MIL-OSI United Kingdom: Pension schemes back British growth

    Source: United Kingdom – Executive Government & Departments

    Press release

    Pension schemes back British growth

    Mansion House Accord unlocks up to £50 billion investment for the economy, with first commitments to invest in the UK.

    • More ambitious targets than 2023 Mansion House Compact will unlock investment into UK businesses and major infrastructure projects, including clean energy developments. 

    • Comes ahead of Pensions Investment Review final report, which will create megafunds to drive more investment, boost pension pots and grow the economy through the Plan for Change.

    Up to £50 billion of investment for UK businesses and major infrastructure projects is set to be unlocked through a new agreement with Britain’s biggest pension funds, as the Government goes further and faster to drive growth through the Plan for Change.

    Seventeen workplace pension providers managing around 90 percent of active savers’ defined contribution pensions will sign the Mansion House Accord at a roundtable with the Chancellor and Minister for Pensions in the City of London today (Tuesday 13 May). 

    Signatories to the Accord will pledge to invest 10 percent of their workplace portfolios in assets that boost the economy such as infrastructure, property and private equity by 2030. At least 5 percent of these portfolios will be ringfenced for the UK, expected to release £25 billion directly into the UK economy by 2030.  

    This investment could support clean energy developments across the country, delivering greater energy security and helping to lower household bills, as well as delivering growth finance to Britain’s world-leading science and technology businesses – creating jobs, boosting businesses and putting more money into people’s pockets.

    Pension savers will also benefit from the commitment to invest in private markets. Comparable Australian schemes invest significantly more in private markets and domestic companies than UK schemes, and research suggests greater investment in private markets can deliver security through diversified asset holdings and potentially drive higher returns. 

    The pledge follows hot on the heels of securing trade agreements with India and the US, which will add billions of pounds to the UK economy and protect thousands of steel and car manufacturing jobs, as well as a fourth interest rate cut since last Summer. This demonstrates the UK’s strength in navigating a changing world, going further and faster through our Plan for Change to drive growth and put more money into people’s pockets.

    Rachel Reeves, Chancellor of the Exchequer, said:

    Through our Plan for Change, we are choosing to back British businesses and British workers. I welcome this bold step by some of our biggest pension funds, which will unlock billions for major infrastructure, clean energy, and exciting startups — delivering growth, boosting pension pots, and giving working people greater security in retirement.

    Torsten Bell, Minister for Pensions, said:

    Pensions matter hugely, they underpin not just the retirements we all look forward to, but the investment our future prosperity depends on. I hugely welcome the pensions industry decision to invest in more productive assets, from growing companies to infrastructure. This supports better outcomes for savers and faster growth for Britain.

    Today’s announcement is more ambitious than the 2023 Mansion House Compact, where eleven funds committed to the aim of investing 5 percent of their workplace defined contribution default funds – the off-the-shelf funds providers offer to the vast majority of savers – in unlisted companies by 2030. The new commitment involves the vast majority of the industry and brings more assets into scope, doubles the target from 5 percent to 10 percent, and includes a specific commitment to investing 5 percent in the UK. 

    Progress against the commitment will be monitored and the initiative will be reinforced by measures to be announced in the upcoming final report of the Pensions Investment Review. The final report will tackle fragmentation in the UK pension system, creating pension megafunds that take advantage of scale and consolidation like Australian and Canadian funds do, to invest in productive assets like private markets and big infrastructure projects.  

    Some pension funds have already indicated privately that they will go beyond the targets agreed through the Mansion House Accord, which could lead to even more direct investment in the UK economy – and is particularly welcomed by the government. 

    Today’s commitment comes alongside progress in the government’s efforts to help pension savers benefit from the opportunities of investing in UK growth. The British Business Bank has now received regulatory approval from the Financial Conduct Authority to deliver the British Growth Partnership – which will provide UK pension funds and other institutional investors with access to the Bank’s extensive pipeline of UK venture capital opportunities. 

    The government will continue working with the industry to make sure pension schemes deliver the best possible value for savers — while driving the investment needed to deliver growth and put more money into people’s pockets.

    Yvonne Braun, Director of Policy, Long-Term Savings, Health and Protection at the ABI, said:

    As major investors, the pensions industry already plays a vital role in driving growth in the UK and globally. The Accord formalises the industry’s ambition to invest more in private markets to diversify investments, support innovation and infrastructure, and ensure prosperity.  Investments under the Accord will always be made in savers’ best interests. It is now critical that Government supports the industry’s ambition, by facilitating a pipeline of suitable investment opportunities, tackling barriers to investments, and delivering wider pension reforms effectively.

    Alastair King, Lord Mayor of London, said:

    The Mansion House Accord builds on the strong foundations of the Compact and signals a step change in ambition: more signatories, deeper allocations to private markets, and a clearer commitment to backing UK assets. That includes a renewed focus on revitalising the Alternative Investment Market (AIM) of the London Stock Exchange as well as the Aquis Exchange, which play a critical role in supporting high-growth companies that drive innovation, jobs and productivity. If we want those firms to scale in the UK, we must ensure they have the capital to do so. This is not just about better pension outcomes, it is about building a more dynamic, competitive investment ecosystem. Delivering long-term, sustainable growth is crucial and the City of London Corporation is delighted to have partnered with industry and Government to bring this ambition to life.

    Zoe Alexander, Director of Policy and Advocacy at the PLSA, said:

    UK pension schemes already invest billions in UK growth assets. This accord demonstrates the collective ambition of the DC sector to do even more, as well as its confidence that the UK will provide the right opportunities to invest, consistent with schemes’ fiduciary duty to members. The Government, in its turn, has committed to take action to ensure there is a strong pipeline of investable assets for pension schemes. With everyone playing their part, there is great potential to boost returns for savers while providing vital funding to productive growth areas.

    More information

    • This is a voluntary expression of intent by seventeen signatories. The Mansion House Accord has been jointly led by the ABI, City of London Corporation and the Pensions and Lifetime Savings Association. 

    • Signatories to the new commitment include: Aegon, Aon, Aviva, Legal & General, LifeSight, M&G, Mercer, Natwest Cushon, Nest, NOW: Pensions, Phoenix Group, Royal London, Smart Pension, the People’s Pension, SEI, TPT Retirement Solutions and the Universities Superannuation Scheme (USS). 

    • The signatories to the Accord have stated that £252 billion of assets are subject to the pledge. Based on historical growth rates (which have been halved to reflect a maturing market (17% per annum)) and reflecting further consolidation in the pensions market, this could rise to around £740 billion by 2030.  

    • The £50 billion and £25 billion cash estimates for investment unlocked are indicative and assume current private market investment levels are at 3.5%, of which 40% is UK-based. These are increased to 10% and 50% respectively by 2030 in line with the Accord.   

    • Some providers have indicated they may exceed the private markets investment targets in the Accord, which could lead to additional investment.  

    • Investments will support UK growth sectors, including clean energy infrastructure and innovative small businesses. 

    • Government Actuary Department Analysis from 2024 found that a portfolio with greater exposure to private markets – including infrastructure and private equity – delivered stronger returns than a baseline portfolio comprised largely of overseas equities.   

    • The Pensions Investment Review interim report was published at Mansion House 2024, with the final report due Spring 2025. 
    • Pictures will be published on HMT’s Flickr following the signing event.

    Stakeholder commentary:

    Andy Briggs, Phoenix Group CEO, said:

    This Mansion House Accord will unlock investment in UK private markets while helping deliver better long-term returns and retirements for millions of pension savers. The new commitments have the potential to strengthen the economy by fuelling the growth of British businesses and boosting investment in critical infrastructure.  

    Phoenix Group has already taken a lead by launching Future Growth Capital — the first private market investment manager formed to deliver the commitments made in the initial Mansion House Compact — committing £2.5bn over three years to the UK’s most exciting, innovative and fastest growing companies. The Accord is the natural next step, and we’re proud to play our part in delivering better outcomes for our customers and for the wider society.

    Patrick Heath-Lay, Chief Executive Officer of People’s Partnership, provider of People’s Pension, said:

    People’s Pension has a vital role to play in the exciting, shared vision for the future of the pensions’ industry, which will see bigger, stronger, value-driven schemes that will deliver better value to their members. By signing this Accord, we are reaffirming how seriously we take our commitment to delivering better outcomes, as well as helping to drive UK economic growth.

    David Lane, Chief Executive of TPT Retirement Solutions, said:

    By reaching an agreement with pension providers to invest in UK productive finance in a mutually beneficial way, the Government can achieve its objective and support better outcomes for scheme members. Many pension schemes already invest in productive finance, and most are open to investing more in the UK. Investment in assets such as infrastructure, transportation, housing, venture capital and private markets can play an important role in improving risk-adjusted returns for members while also contributing to economic growth. 

    Meeting the Government’s objectives while also maintaining fiduciary duty and ensuring strong returns for members are not mutually exclusive ambitions. However, hurdles remain around value for money considerations and the availability of suitable investment opportunities. These should be a focus for Government policy to spur more investment. The most pressing issue to deal with is that provider pricing practices leave very little room in the annual management charge for investment fees. There needs to be a shift to a value for money approach that considers the returns from an investment and not just its fees.

    Jelena Croad, Head of LifeSight GB, said:

    Signing up to the Mansion House Accord is a significant step for LifeSight. We believe that private market investments can increase overall returns as part of a diversified portfolio and have already begun investing in this way.  

    Our ability to invest in private markets, without increasing existing fee agreements, showcases our dedication to providing the best possible outcomes for our members. We are excited to be part of this initiative and look forward to contributing to the growth of the economy in which our members live.  

    We are pleased that the government acknowledges the need to increase the pipeline for UK private market investment opportunities. This recognition aligns with our mission to support the growth of innovative firms and sustainable infrastructure within the UK, ultimately enhancing the retirement incomes of millions of UK pension savers.  

    For LifeSight members, these investments are being made as part of our main default funds, ensuring that our members benefit from high-quality investment opportunities.

    Steve Charlton, a member of SPP’s DC Committee and DC Managing Director at SEI, said:

    Due to ongoing collaboration and open dialogue between the industry and the UK government, we have become comfortable with the proposed changes to the Mansion House reforms. This accord demonstrates our collective ambition to have a consolidated workplace pension environment that provides flexibility and choice for pension funds to invest where they see opportunity, whilst balancing their responsibility to members. 

    We welcome the government’s commitment to ensure a good flow of investable opportunities for pension schemes. This mitigates our previous concerns about the risks of high-priced, poor-quality investments in an environment where the originally proposed investable opportunities are scarce. It enables everyone to play their part in helping to deliver better member outcomes and drive economic growth.

    Lorna Blyth, Managing Director – Investment Proposition at Aegon UK, said: 

    Aegon UK is proud to be a signatory of the Mansion House Accord, which aligns with our aim to deliver better long-term outcomes for our pension scheme members. 

    We are committed to ensuring our customers can access and share in the potential growth and success of new, innovative companies as part of diversified portfolios. Leveraging our partnership with the British Business Bank, along with our scale and expertise, we are dedicated to developing investment solutions that improve the retirement outcomes of the millions of members of the defined contribution pension schemes we support. We’ve made significant progress in becoming a DC provider fit for the future – but our journey doesn’t end here. 

    The Accord is a key element of the Government’s growth agenda, alongside other initiatives likely to transform the UK’s DC pensions market. It comes as the conclusions of the Pensions Investment Review are expected imminently and further fundamental changes are expected in the Pension Schemes Bill later this spring. This makes it essential that the Government adopts a pragmatic approach to implementation. Realistic timeframes and a steady supply of high-quality UK investment opportunities across all private asset classes are crucial for ensuring success. This includes collaborating with more organisations such as the British Business Bank to provide access to diverse types of private assets – from private equity to infrastructure, which are all vital for optimising member benefits and developing investment portfolios designed for long term growth.

    Amanda Blanc DBE, Aviva Group Chief Executive Officer, said:

    This is a major opportunity for the pension and investment industry to support UK growth while delivering improved outcomes for pension savers. As a significant investor in private markets, Aviva has recently launched a number of funds to give over four million workplace pension customers even greater opportunity to invest in UK assets, including innovative, early-stage businesses, and we want to do much more.

    Jo Sharples,  CIO, DC Solutions at Aon, said:

    We believe that investing in private assets will benefit pension scheme members by delivering better expected returns over the long-term, ultimately resulting in higher retirement outcomes. The new Mansion House Accord is a great step forward in achieving this and is a fantastic example of how the UK pensions industry can work together to break down barriers to enable greater investment in private assets.

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    Published 13 May 2025

    MIL OSI United Kingdom –

    May 14, 2025

  • Blood Money: Pakistan’s Shadow Economy and the Trade that Fuels Terrorism

    Source: Government of India

    Source: Government of India (4)

    A Hidden Artery that Predates 9/11

    Islamabad has long claimed that terrorist finance seeped in from Afghanistan only after the Twin Towers fell. Yet the sluice gates were prised open a decade earlier. In 1991, then-Prime Minister Nawaz Sharif said he received a “blueprint” from Army Chief General Aslam Beg and ISI Director-General Asad Durrani: fund covert wars by selling heroin overseas, according to NATO’s study Narco-Insecurity, Inc. Sharif maintains he rejected the proposal; the generals deny it; but the episode revealed a mindset in which narcotics were deemed an acceptable coin of statecraft—ten years before 9/11 and far from any Afghan battlefield.

    The prime minister might have disowned the scheme, yet his party was deeply enmeshed in the narcotics trade. Sharif later admitted to The Washington Post in 1994 that ISI-backed drug profits financed covert operations. Through the ISI, the Pakistan Army set up narcotics routes to bankroll terror campaigns in Jammu & Kashmir and Afghanistan.

    Narco-Politics: Heroin as Statecraft

    Until the Taliban imposed a ban in August 2022, Afghanistan produced about 80 per cent of the world’s opium, and the cheapest road to blue water runs through Pakistan’s south-western badlands. United Nations Office on Drugs and Crime research on the “southern route” names Iran and Pakistan as key springboards for Afghan heroin bound for the Gulf and Europe, generating windfalls well into the billions. By cautious estimates, smuggling through Pakistan alone spins off more than a billion US dollars of largely untaxed cash each year. Militants who guard convoys or refine opium into export-grade heroin take their cut; so do civilians and men in uniform who provide protection.

    Moreover, a United Nations report notes that despite the Taliban edict, opium cultivation in 2024 still rose by 19 per cent over the 2023 figure.

    Counterfeit Nation: A War Printed Across the Border

    If heroin yields a harvest within Pakistan, counterfeit rupees sow chaos next door. In May 2019 Nepalese police seized INR 76.7 million in near-perfect Fake Indian Currency Notes (FICN) from Kathmandu trafficker Yunus Ansari and three Pakistani couriers. Investigators traced the notes to Karachi presses reportedly run by Dawood Ibrahim’s crime syndicate under ISI protection.

    The objective, officials say, is two-fold: finance jihadist allies such as Lashkar-e-Taiba and Jaish-e-Mohammed, and erode confidence in India’s currency—a variety of “economic jihad” achievable with little more than a printing plate and diplomatic deniability. The ISI funnels FICN through Nepal and Bangladesh via illicit networks that span their borders with India. In February 2015 a Pakistani diplomat was withdrawn from the High Commission in Dhaka after it was proved he was an ISI operative engaged in terror financing and FICN circulation.

    Extortion City: Karachi’s Cash Cow

    Drugs and forged money form the overture; raw fear provides the steady bass line. Bank robberies in Karachi once netted the Pakistani Taliban and allied outfits more than US $800,000 after commanders in the tribal belt ordered urban cells to abandon foreign donations and fund themselves through crime, reports the ‘Combating Terrorism Centre at West Point’ in its analysis, The Pakistani Taliban’s Karachi Network. The raids were the visible crest of a broader wave of “bhatta parchis”—monthly protection money squeezed from transporters, timber merchants and even school principals. Karachi’s takings underwrote bombs that shredded markets in Peshawar and ambushes that bled police in Khyber. The pattern never vanished; it migrated. In March 2025 the outlawed Tehreek-e-Taliban Pakistan sent letters to sugar-mill owners in Dera Ismail Khan: pay us, not the government, or watch your factories burn.

    Hawala: The Invisible Artery

    Moving cash is effortless when the state prefers the informal. Terrorist groups draw billions of rupees through hawala, cash couriers and black-market currency dealers; narcotics, kidnapping and extortion are core revenue streams. Hawala’s genius lies in its invisibility: one telephone call links a donor in Dubai to a broker in Lahore, and rupees materialise—unrecorded, untaxed, unseen. The same networks move political kick-backs and corporate tax evasion, ensuring institutional silence so long as every stakeholder’s share arrives on time.

    Balochistan and Other Wild Frontiers

    Farther west, a smuggler’s paradise of desert tracks and deep-water coves bankrolls both sides of Balochistan’s low-burn insurgency. The Baloch Liberation Army, analysts say, enjoys “well-funded support mechanism”: levies on coal trucks, tolls on diesel convoys and a system to keep the rebellion alive. Every barrel of fuel taxed on the Makran coast, every tonne of chromite shifted from a lawless quarry — deposits fresh ammunition in the rebels’ accounts—and justifies larger counter-insurgency budgets for the security establishment run by the Pakistani generals. Conflict has become profitable to the state here as well.

    Who Holds the Purse-Strings?

    Official spokesmen of the country blame “rogue elements” or “hostile foreign agencies” for terror finance. Yet evidence places Pakistan’s power elite at every collection point. From the 1991 heroin blueprint to the Jamaat-ud-Dawa and Lashkar-e-Taiba donation buckets in Lahore’s mosques and Jaish-e-Mohammed’s seminary in Bahawalpur, terrorism has long been treated as a strategic hedge, not an existential threat. Only when the guns turned inward did the establishment discover the lexicon of compliance.

    Under international pressure, the Financial Action Task Force removed Pakistan from its grey list in October 2022. Television viewers saw frozen accounts, a few celebrity militants behind bars and choreographed press conferences about hawala raids. Yet these gestures were skin-deep. The deeper arteries still pulse: the Pahalgam terror attack traced back to Pakistan is a reminder, and the world community should move to grey-list Islamabad again.

    Turning Off the Tap—or Pretending To

    Pakistan’s terror economy is no single pipe to be welded shut; it is an underground river fed by narcotics, fake currency, extortion, smuggling and the state’s own cynical bargains. The generals who toyed with heroin, the politicians who wink at hawala donors and the bureaucrats who auction customs posts have all drunk from its waters. Could it end? With an economy edging towards default and a state apparatus that still wields covert terror as policy, the prospect appears bleak. Only an uncompromising audit of power can stem the blood money coursing through Pakistan’s shadow state—yet such scrutiny remains a distant chord in a pseudo-civilian order orchestrated by the army and its ISI handlers.

    May 14, 2025

  • MIL-OSI United Kingdom: Parties who let Lough Neagh die are now selling off our land for dirty profit

    Source: The Green Party in Northern Ireland

    Parties who let Lough Neagh die are now selling off our land for dirty profit

    Sinn Féin’s Infrastructure Minister Liz Kimmins and the Executive are granting seven new mineral licences in the West-using a colonial law from 1969 and ignoring over 2,000 public objections.
    Green Party leader Mal O’Hara calls them out: “The parties who let Lough Neagh die are now selling off our land for dirty profit, ignoring residents, campaigners, and the environment. Their promises to protect nature are as fake as plastic grass-looks good from far away, but up close, it’s toxic.”
    Alliance and its Environment Minister Andrew Muir have shown themselves to be ineffective at standing up to big business and protecting our shared environment from profiteering.
    Enough is enough. Our land, habitats, and communities are not commodities for the Crown Estate and mining companies. We demand real protection, not more destruction.
    ENDS 
    Press enquiries – Mal O’Hara on 07540790663 

    MIL OSI United Kingdom –

    May 14, 2025

  • MIL-OSI: Golar LNG Limited Q1 2025 results presentation – Date change

    Source: GlobeNewswire (MIL-OSI)

    Due to a newly scheduled official State visit to the GTA Hub in Mauritania and Senegal, which will be attended by senior management, Golar’s Q1 2025 results will be released before the NASDAQ opens on Tuesday, May 27, 2025. In connection with this the webcast presentation will be held at 1:00 P.M (London Time) on Tuesday May 27, 2025. The presentation will be available to download from the Investor Relations section at www.golarlng.com

    We recommend that participants join the conference call via the listen-only live webcast link provided. Sell-side analysts interested in raising a question during the Q&A session that will immediately follow the presentation should access the event via the conference call by clicking on this link. We recommend connecting 10 minutes prior to the call start. Information on how to ask questions will be given at the beginning of the Q&A session. There will be a limit of two questions per participant.

    a. Listen-only live webcast link
    Go to the Investors, Results Centre section at www.golarlng.com and click on the link to “Webcast”. To listen to the conference call from the web, you need to have a sound card on your computer, but no special plug ins are required to access the webcast. There is a “Help” link available on the webcast pages for anyone who may have issues accessing.

    b. Teleconference

    Conference call participants should register to obtain their dial in and passcode details. This process eliminates wait times when joining the call.

    When you log in, you can either dial in using the provided numbers and your unique PIN, or select the “Call me” option and type in your phone number to be instantly connected to the call. Use the following link to register.

    Please download the presentation material from www.golarlng.com (Investors, Results Centre) to view it while listening to the conference.

    If you are not able to listen at the time of the call, you can assess a replay of the event audio for a limited time on www.golarlng.com (Investors, Results Centre).

    This information is subject to the disclosure requirements pursuant to Section 5-12 the Norwegian Securities Trading Act

    The MIL Network –

    May 14, 2025

  • MIL-OSI: Royalty Pharma to Present at Upcoming Investor Conferences

    Source: GlobeNewswire (MIL-OSI)

    NEW YORK, May 13, 2025 (GLOBE NEWSWIRE) — Royalty Pharma plc (Nasdaq: RPRX) today announced that it will participate in the following upcoming investor conferences during the month of May:

    • BofA Securities 2025 Healthcare Conference on Wednesday, May 14 at 5:20 p.m. ET / 2:20 p.m. PT
    • RBC Capital Markets 2025 Global Healthcare Conference on Tuesday, May 20 at 4:05 p.m. ET

    The webcasts will be accessible from Royalty Pharma’s “Events” page at https://www.royaltypharma.com/investors/events/. Webcasts will also be archived for a minimum of thirty days.

    About Royalty Pharma

    Founded in 1996, Royalty Pharma is the largest buyer of biopharmaceutical royalties and a leading funder of innovation across the biopharmaceutical industry, collaborating with innovators from academic institutions, research hospitals and non-profits through small and mid-cap biotechnology companies to leading global pharmaceutical companies. Royalty Pharma has assembled a portfolio of royalties which entitles it to payments based directly on the top-line sales of many of the industry’s leading therapies. Royalty Pharma funds innovation in the biopharmaceutical industry both directly and indirectly – directly when it partners with companies to co-fund late-stage clinical trials and new product launches in exchange for future royalties, and indirectly when it acquires existing royalties from the original innovators. Royalty Pharma’s current portfolio includes royalties on more than 35 commercial products, including Vertex’s Trikafta, GSK’s Trelegy, Roche’s Evrysdi, Johnson & Johnson’s Tremfya, Biogen’s Tysabri and Spinraza, AbbVie and Johnson & Johnson’s Imbruvica, Astellas and Pfizer’s Xtandi, Novartis’ Promacta, Pfizer’s Nurtec ODT and Gilead’s Trodelvy, and 15 development-stage product candidates. For more information, visit www.royaltypharma.com.

    Royalty Pharma Investor Relations and Communications

    +1 (212) 883-6772
    ir@royaltypharma.com

    The MIL Network –

    May 14, 2025

  • MIL-OSI Economics: BOBC Auctions- 13 May 2025

    Source: Bank of Botswana

    The Monetary Policy Rate (MoPR) was unchanged at 1.9 percent of the previous week, for a paper maturing on 21 May 2025.  The summarised results of the auction held on 13 May 2025, are attached below:

    BOBC Results 13 May 2025.pdf

    MIL OSI Economics –

    May 14, 2025

  • MIL-OSI Global: Why do cuts to Medicaid matter for Americans over 65? 2 experts on aging explain why lives are at stake

    Source: The Conversation – USA – By Jane Tavares, Senior Research Fellow and Lecturer of Gerontology, UMass Boston

    Medicaid provides health insurance coverage for more than 82 million Americans. FatCamera/E+ via Getty Images

    Republicans in Congress intend to cut about US$880 billion in federal health care spending.

    One of their primary targets is Medicaid. That government program covers 82 million Americans with health insurance. Most of the people enrolled in the program are low income, have disabilities, or both.

    Medicaid, jointly funded by the federal government and the states, is also the biggest funder in the U.S. of long-term care services, whether they are delivered in the patient’s home, another location where they spend part of their day or a nursing home. That makes it particularly important for older adults and those with disabilities. All states must meet the basic federal guidelines for Medicaid coverage. But 41 states have opted to take advantage of the Affordable Care Act provision that expanded eligibility to cover more people under the program.

    We are gerontology researchers who study health and financial well-being in later life. We’ve been analyzing what the potential impacts of Medicaid cuts might be.

    While the debate about how to reduce the budget focuses largely on dollars and cents, we believe that cutting federal spending on Medicaid would harm the health and well-being of millions of Americans by reducing their access to care. In our view, it’s also likely that any savings achieved in the short term would be smaller than the long-term increase in health care costs born by the federal government, the states and patients – including for many Americans who are 65 and older.

    Republican lawmakers are weighing different strategies that could cut federal Medicaid spending.

    Weak track record

    Wary of backlash from their constituents, Republicans have agreed on a strategy that would largely cut Medicaid spending in a roundabout way.

    Previous efforts by the GOP in some states, such as imposing work requirements for some people to get Medicaid benefits, have not greatly reduced costs. That’s largely because there are relatively few people enrolled in the Medicaid program who are physically able to be employed and aren’t already in the workforce. Nor have past efforts to reduce fraud, waste and abuse led to significant savings.

    According to widespread media reports, Republicans are considering changes that would cut the amount of money that the federal government reimburses states for what they spend on Medicaid.

    In May 2025, the nonpartisan Congressional Budget Office estimated that 8.6 million Americans would lose their health insurance coverage should the GOP proposal become law.

    Historically, states have dealt with budget cuts by reducing their payments to health care providers, limiting eligibility or restricting benefits. These reductions all particularly affected home- and community-based services that many disabled and older adults rely on.

    About 3 in 4 of the people with Medicaid coverage who receive long-term care through the program get that care at home, in their communities or both, rather than residing in a nursing home. States save an estimated 26 cents for every dollar spent on those services delivered outside nursing homes.

    Losing coverage can be harmful for your health

    We recently analyzed data from a nationally representative study of approximately 6,000 people who had Medicaid coverage but lost it when they turned age 65 because their income exceeded 100% of the federal poverty level. In 2025, that cutoff is about $15,560 for a single person and $21,150 for a couple.

    Medicaid income eligibility generally drops from 138% to 100% of the federal poverty level at age 65 once Medicare becomes a person’s primary health insurer.

    The people who participated in the study had lost their Medicaid coverage upon turning 65 between 1998 and 2020. Our team followed the experiences of these participants over a 10-year period starting at age 65 to see how they fared compared with people who continue to be enrolled in Medicaid after their 65th birthday.

    What we found was both surprising and disturbing.

    Fewer activities of daily living

    Over the decade following that milestone, the people who lost their Medicaid coverage had more chronic conditions and could perform fewer activities of daily living, such as bathing and getting dressed, without any assistance as compared with those who still had Medicaid coverage. In addition, they were twice as likely to experience depression and be in fair or poor health.

    As people’s health worsened, they also went to the hospital more often and stayed there longer. They also used outpatient surgery services more frequently.

    These services are particularly expensive for the health care system. Depending on the service, it may also be costly for patients. Unlike the comprehensive coverage of Medicaid, the Medicare program fully covers only inpatient hospitalizations, short-term nursing facility care, hospice, some short-term home care, annual wellness visits, vaccines and some basic preventive care. Beyond that, Medicare requires the payment of premiums to help with uncovered services that can also include deductibles and copays.

    This arrangement can lead to significant out-of-pocket costs that make health care hard for low-income older adults to afford unless they have both Medicare and Medicaid coverage.

    We also found that older people who lost Medicaid coverage were less likely to see their primary care physician for routine and follow-up care, despite being enrolled in Medicare. This explains in part why they are going to the hospital more often, likely avoiding routine health care that may incur out-of-pocket costs and eventually utilizing Medicare-covered hospital care when needed.

    In short, we found that exiting the Medicaid program upon turning 65 actually leads to an increase in the use of some of the most expensive health care services, such as inpatient hospitalization and outpatient surgery. So although Medicaid may no longer pay for these costs, the rest of the health care system does.

    Just under 90% of older adults enrolled in Medicare have some kind of supplemental coverage that helps them pay for services that the program doesn’t cover. For 16% of the people with Medicare coverage, Medicaid covers those additional health care costs. The rest of that nearly 90% obtain supplemental coverage from private insurance companies or are enrolled in a Medicare Advantage plan that’s run by a private company instead of the government.

    However, 11% of Americans covered by Medicare don’t have any additional coverage. It is likely that those who lost Medicaid benefits at age 65 may not be able to afford any other supplemental coverage options and fall into this group.

    People who lose Medicaid coverage may die sooner

    One of our more troubling findings was that people who lost Medicaid coverage at age 65 were 14% more likely to die within the next 10 years than were those who kept their coverage in addition to gaining Medicare coverage. This was true even though the people who lost their Medicaid access tended to start out in better health.

    Roughly 12 million Americans are enrolled in both Medicare and Medicaid today. Much is at stake for them and other low-income people as Congress considers making major changes to the program to cut federal spending on it.

    For some Americans, it’s a matter of life and death. For others, it’s a matter of healthy versus unhealthy aging that leads to costlier health care not just for themselves but for the U.S. as a whole.

    Jane Tavares receives funding from the RRF Foundation for Aging.

    Marc Cohen receives funding from the RRF Foundation for Aging.

    – ref. Why do cuts to Medicaid matter for Americans over 65? 2 experts on aging explain why lives are at stake – https://theconversation.com/why-do-cuts-to-medicaid-matter-for-americans-over-65-2-experts-on-aging-explain-why-lives-are-at-stake-254256

    MIL OSI – Global Reports –

    May 14, 2025

  • MIL-OSI Global: Trump guts low-income energy assistance as summer heat descends and electricity prices rise

    Source: The Conversation – USA – By Conor Harrison, Associate Professor of Economic Geography, University of South Carolina

    Cities like Houston get high humidity in addition to the heat, making summer almost unbearable without cooling. Brandon Bell/Getty Images

    The U.S. is headed into what forecasters expect to be one of the hottest summers on record, and millions of people across the country will struggle to pay their power bills as temperatures and energy costs rise.

    A 2023 national survey found that nearly 1 in 4 Americans were unable to pay their full energy bill for at least one month, and nearly 1 in 4 reported that they kept their homes at unsafe temperatures to save money. By 2025, updated polling indicated nearly 3 in 4 Americans are worried about rising energy costs.

    Conservative estimates suggest that utilities shut off power to over 3 million U.S. households each year because the residents cannot pay their bills.

    This problem of high energy prices isn’t lost on the Trump administration.

    On the first day of his second term in 2025, President Donald Trump declared a national energy emergency by executive order, saying that “high energy prices … devastate Americans, particularly those living on low- and fixed incomes.”

    Secretary of Energy Christopher Wright raised concerns about utility disconnections and outlined a mission to “shrink that number, with the target of zero.”

    Yet, the administration’s 2026 budget proposal zeros out funding for the Low Income Home Energy Assistance Program, or LIHEAP, the federal program that administers funding to help low-income households pay their utility bills. And on April 1, 2025, the administration laid off the entire staff of the LIHEAP office.

    During the hottest periods, even nighttime temperatures might not drop below 90 in Phoenix. Without air conditioning, homes can become dangerously hot.
    Patrick T. Fallon/AFP via Getty Images

    Many people already struggle to cobble together enough help from various sources to pay their power bills. As researchers who study energy insecurity, we believe gutting the federal office responsible for administering energy bill assistance will make it even harder for Americans to make ends meet.

    The high stakes of energy affordability

    We work with communities in South Carolina and Tennessee where many residents struggle to heat and cool their homes.

    We see how high energy prices force people to make dangerous trade-offs. Low-income households often find themselves choosing whether to buy necessities, pay for child care or pay their utility bills.

    One elderly person we spoke with for our research, Sarah, explained that she routinely forgoes buying medications in order to pay her utility bill. Another research participant who connects low-income families to energy bill assistance in Tennessee said: “I’ve gone into these homes, and it’s so hot. Your eyes roll in the back of your head. It’s like you can’t breathe. How do you sit in here? It’s just unreal.”

    Unfortunately, these stories are increasingly common, especially in low-income communities and communities of color.

    Electricity prices are predicted to rise with worsening climate change: More frequent heat waves and extreme weather events drive up demand and put pressure on the grid. Furthermore, rising energy demand from data centers – supercharged by the increasing energy use by artificial intelligence – is accelerating price increases.

    Shrinking resources for assistance

    LIHEAP, created in 1981, provides funding to states as block grants to help low-income families pay their utility bills. In fiscal year 2023, the program distributed US$6.1 billion in energy assistance, helping some 5.9 million households avoid losing power connections.

    The program’s small staff played critical roles in disbursing this money, providing implementation guidelines, monitoring state-level fund management and tracking and evaluating program effectiveness.

    A long line of utility customers wait to apply for help from the Low-Income Energy Assistance Program in Trenton, N.J., in 2011. In 2023, around 6 million households benefited from LIHEAP.
    AP Photo/Mel Evans

    LIHEAP has historically prioritized heating assistance in cold-weather states over cooling assistance in warmer states. However, recent research shows a need to revisit the allocation formula to address the increasing need for air conditioning. The layoffs removed staff who could direct this work.

    It is unlikely that other sources of funding can fill in the gaps if states do not receive LIHEAP funds from the federal government. The program’s funding has never been high enough to meet the need. In 2020, LIHEAP provided assistance to just 16% of eligible households.

    Our research has found that, in practice, many households rely on a range of local nonprofits, faith-based organizations and informal networks of family and friends to help them pay their bills and keep the power on.

    For example, a research participant named Deborah reported that when faced with a utility shut-off, she “drove from church to church to church” in search of assistance. United Way in South Carolina received over 16,000 calls from people seeking help to pay their utility bills in 2023.

    These charitable services are an important lifeline for many, especially in the communities we study in the South. However, research has shown that faith-based programs do not have the reach of public programs.

    Without LIHEAP, the limited funds provided by nonprofits and the personal connections that people patch together will be stretched even thinner, especially as other charitable services, such as food banks, also face funding cuts.

    What’s ahead

    The $4.1 billion that Congress allocated to LIHEAP for the 2025 fiscal year, which ends Sept. 30, has already been disbursed. Going forward, however, cuts to LIHEAP staff affect its ability to respond to growing need. Congress now has to decide if it will kill the program’s future funding as well.

    Maricopa County in Arizona, home to Phoenix, illustrates what’s at stake. Annual heat-related deaths have risen 1,000% there in the past decade, from 61 to 602. Hundreds of these deaths occurred indoors.

    Cooling becomes essential during Arizona’s extreme summers. Maricopa County, home to Phoenix, reported more than 600 heat-related deaths in 2024.
    AP Photo/Ross D. Franklin

    We believe gutting LIHEAP puts the goal of energy affordability for all Americans – and Americans’ lives – in jeopardy. Until more affordable energy sources, such as solar and wind power, can be scaled up, an expansion of federal assistance programs is needed, not a contraction.

    Increasing the reach and funding of LIHEAP is one option. Making home weatherization programs more effective is another.

    Governments could also require utilities to forgive past-due bills and end utility shut-offs during the hottest and coldest months. About two dozen states currently have rules to prevent shut-offs during the worst summer heat.

    For now, the cuts mean more pressure on nonprofits, faith-based organizations and informal networks. Looking ahead to another exceptionally hot summer, we can only hope that cuts to LIHEAP staff don’t foreshadow a growing yet preventable death toll.

    Etienne Toussaint, a law professor at the University of South Carolina, and Ann Eisenberg, a law professor at West Virginia University, contributed to this article.

    Conor Harrison receives funding from the National Science Foundation and the Alfred P. Sloan Foundation.

    Elena Louder receives funding from the Alfred P. Sloan Foundation.

    Nikki Luke receives funding from the Alfred P. Sloan Foundation. She previously worked at the U.S. Department of Energy.

    Shelley Welton receives funding from the Alfred P. Sloan Foundation.

    – ref. Trump guts low-income energy assistance as summer heat descends and electricity prices rise – https://theconversation.com/trump-guts-low-income-energy-assistance-as-summer-heat-descends-and-electricity-prices-rise-256194

    MIL OSI – Global Reports –

    May 14, 2025

  • MIL-OSI Asia-Pac: Chan Kwok-ki meets Hunan Governor

    Source: Hong Kong Information Services

    Acting Chief Executive Chan Kwok-ki met Hunan Governor Mao Weiming today to exchange views on deepening Hong Kong’s co-operation with the province.

    Acting Secretary for Constitutional & Mainland Affairs Clement Woo and Acting Secretary for Commerce & Economic Development Bernard Chan also attended the meeting.

    Mr Chan welcomed Mr Mao and his delegation to Hong Kong to organise an exchange conference promoting economic and trade co-operation between Hunan and the Guangdong-Hong Kong-Macao Greater Bay Area.

    Hong Kong and Hunan have been maintaining close economic and trade relations, and Hong Kong has been a significant source of external investment and an important trading partner for Hunan, Mr Chan noted.

    The Acting Chief Executive also pointed out that under the “one country, two systems” principle, Hong Kong has the distinctive advantages of enjoying the motherland’s strong support and being closely connected to the world. Hong Kong will fully leverage its strengths as a “super connector” and “super value-adder” to assist Hunan in expanding into international markets.

    He believes that the two places can complement each other’s strengths and achieve mutual success through collaboration.

    Mr Chan highlighted that the Hong Kong Special Administrative Region Government is determined to develop the low-altitude economy and has set up a working group to formulate the development strategy.

    Noting that Hunan is the first province in the country to pilot the opening of an entire low-altitude area, and possesses policy and industrial strengths, he said the two places can strengthen exchanges and co-operation in the field of low-altitude economy.

    The Acting Chief Executive also mentioned that after the commissioning of Express Rail Link service between Hong Kong and Changsha, the shortest travelling time between the two places was reduced to within three hours. With profound historical and cultural value, Hunan Province has become a popular travel destination for Hong Kong citizens.

    He hoped citizens of Hunan would visit Hong Kong more often to experience its charm as an events capital, further promoting cultural exchanges between the two places.

    MIL OSI Asia Pacific News –

    May 14, 2025

  • MIL-OSI: TRESU Investment Holding A/S – Annual General Meeting 2025

    Source: GlobeNewswire (MIL-OSI)

    TRESU INVESTMENT HOLDING A/S
    ANNOUNCEMENT NO. 06.2025
    13.05.2025

    TRESU Investment Holding A/S – Annual General Meeting 2025

    On the annual general meeting 2025 of Tresu Investment Holding A/S the following decisions were made:

    • The audited annual report for 2024 was adopted.
    • In accordance with the proposal by the Board of Directors, the loss as recorded in the annual report was appropriated.
    • Jean-Marc Denis Lechene, Søren Dan Johansen, Ola Harald Erici and Stephan Hubert Plenz were re-elected as members of the Board of Directors.
    • PriceWaterhouseCoopers Statsautoriseret Revisionspartnerselskab was re-elected as auditor of the company.
    • The Board of Directors and the Executive Board were discharged from liability.

    The general meeting had specifically waived the requirement for notice and presentation of documents under the Danish Companies Act and the Articles of Association. 

    For further details, please contact

    CFO, Torben Børsting, phone: +45 5130 2780

    The MIL Network –

    May 14, 2025

  • MIL-OSI: Apollo Hybrid Funds to Acquire PowerGrid Services from The Sterling Group

    Source: GlobeNewswire (MIL-OSI)

    Investment Will Support Leading Provider of Electric Utility Maintenance and Construction Services in its Mission to Address Growing US Power Demand and Needed Grid Improvements

    HARTSELLE, Ala. and NEW YORK, May 13, 2025 (GLOBE NEWSWIRE) — Apollo (NYSE:APO) today announced that Apollo-managed funds and affiliates associated with its hybrid strategies (the “Apollo Funds”) have agreed to acquire a majority stake in PowerGrid Services (“PGS”), a leading provider of maintenance and construction services to electric utilities across the United States. The Apollo Funds will partner with existing PGS investors, including company management and The Sterling Group, to support PGS’s continued growth.

    PowerGrid Services keeps the lights on across America by delivering essential utility services—from routine construction and maintenance to emergency response. With over 1,400 skilled in-house professionals and thousands more through its national vendor network, PGS brings scale and speed to utility customers nationwide. Its hybrid service model supports construction, repair and maintenance of the full power grid, including transmission, distribution, substations and vegetation management. PGS’s safety-first culture and reliability has made it a go-to partner for grid modernization and resilience efforts in over 35 states.

    Quentin Gillette, CEO of PGS, and Beth Gillette, PGS Board Member and Strategic Advisor, said, “We are thrilled to announce this transaction with Apollo, which marks an exciting milestone for our company. We founded PGS with a clear vision to be a trusted utility partner dedicated to solving challenges, strengthening our nation’s electric grid and improving quality of life in the communities where we operate. Apollo’s operational and strategic support will help us level up our capabilities and growth while remaining true to our culture and core mission of providing safe and reliable services to our customers. We are also grateful for The Sterling Group’s support over the past several years.”

    Craig Horton, Partner at Apollo, said, “We are proud to partner with Quentin, Beth and the entire PGS leadership team to support PGS’s growth as a trusted partner to electric utility customers across the US. Apollo is focused on meeting the capital needs of industries that are driving a Global Industrial Renaissance, and we believe PGS is well positioned to help meet the growing demand for power across the country through its contributions to grid stability and electric infrastructure. The investment by the Apollo Funds enables us to bring the considerable resources of the Apollo platform to bear to help accelerate PGS’s geographic expansion, both organically and through its targeted acquisition strategy.”

    Kent Wallace, Partner at The Sterling Group, said, “Since 2021, our team has worked closely with PGS’s leadership group to help the company triple in size and deliver the infrastructure needed to meet critical electric grid services. We look forward to supporting the company’s continued success.”

    The transaction is subject to the satisfaction of customary closing conditions, including receipt of required regulatory approvals.

    J.P. Morgan Securities LLC acted as financial advisor to the Apollo Funds on the transaction, while Paul, Weiss, Rifkind, Wharton & Garrison LLP served as legal counsel.

    Lincoln International acted as financial advisor to PGS and its shareholders, including management and The Sterling Group, while Kirkland & Ellis LLP served as legal counsel.

    About PowerGrid Services

    PowerGrid Services (“PGS”) is a national provider of mission-critical electric utility services, offering a uniquely integrated platform across planned infrastructure work and rapid emergency response. Leveraging a hybrid service model that combines an in-house team of more than 1,400 skilled professionals with access to thousands of additional resources through our national vendor network, the company is built to respond quickly and safely when it matters most. PGS supports the full electrical infrastructure lifecycle, providing construction, repair, and maintenance from distribution and transmission to substations and vegetation management. The company’s commitment to safety and service excellence has made it a trusted partner for grid modernization, hardening, and event response to investor-owned utilities, municipalities, and co-ops across 35 states.

    About Apollo

    Apollo is a high-growth, global alternative asset manager. In our asset management business, we seek to provide our clients excess return at every point along the risk-reward spectrum from investment grade credit to private equity. For more than three decades, our investing expertise across our fully integrated platform has served the financial return needs of our clients and provided businesses with innovative capital solutions for growth. Through Athene, our retirement services business, we specialize in helping clients achieve financial security by providing a suite of retirement savings products and acting as a solutions provider to institutions. Our patient, creative, and knowledgeable approach to investing aligns our clients, businesses we invest in, our employees, and the communities we impact, to expand opportunity and achieve positive outcomes. As of March 31, 2025, Apollo had approximately $785 billion of assets under management. To learn more, please visit www.apollo.com.

    About The Sterling Group

    Founded in 1982, The Sterling Group is a private equity investment firm that targets investments in manufacturing, distribution, and industrial services companies. Typical enterprise values of these companies at initial formation range from $100 million to $750 million. Sterling has sponsored the buyout of 74 platform companies and numerous add-on acquisitions for a total transaction value of over $25 billion. Sterling currently has $9.4 billion of assets under management. For further information, please visit www.sterling-group.com.

    Past performance is no guarantee of future results and all investments are subject to loss.

    Contacts

    Noah Gunn
    Global Head of Investor Relations
    Apollo Global Management, Inc.
    (212) 822-0540
    IR@apollo.com

    Joanna Rose
    Global Head of Corporate Communications
    Apollo Global Management, Inc.
    (212) 822-0491
    Communications@apollo.com

    Franny Jones
    Partner, Investor Relations
    The Sterling Group
    713-341-5756
    IR@sterling-group.com 

    The MIL Network –

    May 14, 2025

  • MIL-OSI: MicroAlgo Inc. Develops Blockchain-Based Traceable IP Rights Protection Algorithm

    Source: GlobeNewswire (MIL-OSI)

    shenzhen, May 13, 2025 (GLOBE NEWSWIRE) — MicroAlgo Inc. Develops Blockchain-Based Traceable IP Rights Protection Algorithm

    Shenzhen, May. 13, 2025/––MicroAlgo Inc. (the “Company” or “MicroAlgo”) (NASDAQ: MLGO), today announced the development of a blockchain-based traceable IP rights protection algorithm, aiming to fundamentally address the shortcomings of existing copyright protection technologies and safeguard intellectual property rights.
    MicroAlgo leverages blockchain’s distributed ledger and immutability features to develop a technical solution integrating a quadratic matrix transformation mathematical model, distributed random embedding mechanism, and location mapping function design. This enables precise traceability and secure protection of IP copyright throughout its lifecycle, from creation to transaction.
    Quadratic Matrix Transformation Model:in the digital mapping process of IP rights transactions, the quadratic matrix transformation model builds a structured multidimensional data system that mathematically models and enhances key elements of the transaction. Specifically, the model first quantifies and encodes critical parameters such as the identities and credit ratings of the transacting parties, scope of authorization, content characteristics (e.g., digital fingerprints, hash values, creation timestamps), and transaction attributes (e.g., authorization duration, usage scope, transaction amount) into a base matrix M₀ in a multidimensional vector space. Subsequently, through secondary linear transformations—such as eigenvalue decomposition, singular value decomposition, or polynomial transformation—a high-distinguishability feature matrix M’ is generated. This process retains the core features of the original data while eliminating redundancy through orthogonal transformation and dimensionality reduction, producing a unique and verifiable transaction identifier.
    The core advantage of the quadratic transformation lies in its construction of a bidirectional, verifiable mathematical correlation: on one hand, the transformed matrix contains all the key information from the original transaction and can be reversed using inverse algorithms for verification. On the other, the matrix’s eigenvalues and eigenvectors form a “digital fingerprint” of the transaction, serving as a standardized data interface for IP rights tracking on the blockchain. For example, when rights are transferred, new transaction data is mathematically linked with the previous matrices to form a sequential chain of feature matrices. This ensures each transaction is compliant and traceable within a rigorous mathematical logic framework.
    Distributed Random Embedding Mechanism: this mechanism uses specific random algorithms to embed key IP identifiers into various nodes across the blockchain in a distributed, concealed, and randomized manner. This approach makes it difficult to tamper with or maliciously extract copyright information while providing dispersed and reliable clues for subsequent traceability.
    Positional Mapping Function Design: by combining parameters such as time and transaction hash values, this design generates mapping factors through a traceable mapping function. This allows for rapid location of copyright data and enables end-to-end tracking of the origin and circulation of IP rights.
    During the operation of the entire blockchain network, even in the event of anomalies such as replay attacks, this algorithm—thanks to its unique structure and mechanisms—can swiftly retrieve copyright information using the stored data and correlation logic. It promptly identifies and addresses potential IP security threats, ensuring that intellectual property rights remain under effective protection at all times.
    From a security standpoint, the algorithm leverages a distributed random embedding mechanism to store copyright information in a decentralized and concealed manner. This significantly increases the difficulty for attackers to access or tamper with the data and effectively resists common threats such as replay attacks. It establishes a strong security barrier for IP rights protection. In terms of stability, built upon the reliable architecture of blockchain, the algorithm maintains stable operation even in complex network environments with high volumes of transaction data. This ensures accurate tracking and management of copyright information without errors. Traceability is another key strength. With the support of components such as the positional mapping function, the algorithm clearly records and presents the complete transaction chain of copyright information—from its creation to each subsequent transaction. This allows rights holders to monitor copyright activities in real time and provides robust evidence in case of disputes.
    As blockchain technology continues to evolve and copyright-related business scenarios grow increasingly complex and diversified, MicroAlgo’s algorithm is poised for further refinement and optimization. It holds the potential to integrate with more advanced encryption technologies to strengthen the protection of copyright information. Furthermore, it may expand its applications into more specialized areas of intellectual property, such as design patents and trademarks, becoming a critical global technology for IP rights protection and driving a more robust and efficient IP protection ecosystem.

    About MicroAlgo Inc.
    MicroAlgo Inc. (the “MicroAlgo”), a Cayman Islands exempted company, is dedicated to the development and application of bespoke central processing algorithms. MicroAlgo provides comprehensive solutions to customers by integrating central processing algorithms with software or hardware, or both, thereby helping them to increase the number of customers, improve end-user satisfaction, achieve direct cost savings, reduce power consumption, and achieve technical goals. The range of MicroAlgo’s services includes algorithm optimization, accelerating computing power without the need for hardware upgrades, lightweight data processing, and data intelligence services. MicroAlgo’s ability to efficiently deliver software and hardware optimization to customers through bespoke central processing algorithms serves as a driving force for MicroAlgo’s long-term development.
    Forward-Looking Statements
    This press release contains statements that may constitute “forward-looking statements.” Forward-looking statements are subject to numerous conditions, many of which are beyond the control of MicroAlgo, including those set forth in the Risk Factors section of MicroAlgo’s periodic reports on Forms 10-K and 8-K filed with the SEC. Copies are available on the SEC’s website, www.sec.gov. Words such as “expect,” “estimate,” “project,” “budget,” “forecast,” “anticipate,” “intend,” “plan,” “may,” “will,” “could,” “should,” “believes,” “predicts,” “potential,” “continue,” and similar expressions are intended to identify such forward-looking statements. These forward-looking statements include, without limitation, MicroAlgo’s expectations with respect to future performance and anticipated financial impacts of the business transaction.

    MicroAlgo undertakes no obligation to update these statements for revisions or changes after the date of this release, except as may be required by law.
    Contact
    MicroAlgo Inc.
    Investor Relations
    Email: ir@microalgor.com

    The MIL Network –

    May 14, 2025

  • MIL-OSI: Auto and Property Insurance Shopping in First Quarter 2025 Elevated Compared to One Year Ago

    Source: GlobeNewswire (MIL-OSI)

    CHICAGO, May 13, 2025 (GLOBE NEWSWIRE) — Auto insurance shopping in Q1 2025 increased 10% compared to the same period in 2024. Home insurance shopping was up 5% year over year, according to TransUnion (NYSE: TRU) research.

    While the trend of elevated shopping levels has been consistent for some time, a key difference emerged over the last quarter for auto insurance. Higher-risk consumers are once again the most active shoppers for the first time since Q4 2021. Insurers may have returned to traditional practices of focusing rate increases on higher risk segments, rather than across the board.

    As a result, higher-risk customers are still shopping for lower rates, while mid- and low-risk customers may have seen their rates stabilize. These findings and more are included in TransUnion’s latest quarterly Insurance Personal Lines Trends and Perspectives Report.

    “As rates have settled for the majority of auto insurance customers, we are experiencing a return to historical insurance shopping patterns, which correlate price sensitivity closely to relative insurance risk,” said Patrick Foy, senior director of strategic planning for TransUnion’s Insurance business. “However, uncertainty in the cost and availability of parts for vehicle and home repairs, could eventually lead to a return of broad-based price increases, and weather-related catastrophes—while still unpredictable—have also become a far more common and costly phenomenon.”

    The report notes that natural disasters have increased substantially, with 27 observed $1 billion dollar-plus disasters in 2024. This is more than double the 2010-2019 average of 13 disasters per year. The overall 2024 total cost was around $183 billion—also more than double the average annual cost in the 2010s.1 

    Generational shifts in homeownership
    The home insurance landscape is facing other changes as well. In 2009 more than half of Gen X consumers owned homes. However, in 2024, only 41% of Millennials at a similar age were homeowners. This is primarily due to the increasing size and cost of housing inventories that led to delays in homeownership or have priced many young adults out of the housing market entirely.

    As a result, there is a shift in home composition, with two- and even three-generation households becoming more common. Only 38% of credit-active occupants were living alone as of 2024, compared to 45% in 2009. Consumers seem to expect this trend to continue. According to a recent TransUnion consumer survey,18% of Gen X, 26% of Millennials and 35% of Gen Z plan to provide financial support to parents and grandparents in the next five years.2

    “As consumers are readjusting their lifestyles in the face of new economic realities, insurers must also become flexible with their policy offerings,” said Foy. “Multi-generational households represent a different risk profile as well as a different audience segment for their marketing.”

    By acknowledging this emerging trend in household composition, insurers can design products that more effectively price the inherent risks. They can also design advertising campaigns that better reach and resonate with their desired customers.

    Insurers can achieve more effective marketing with TransUnion’s TruAudience® suite of marketing solutions that help with identity resolution, audience building and measurement.

    Read the latest Insurance Personal Lines Trends and Perspectives Report.

    1. Billion-Dollar Weather and Climate Disasters | Time Series | National Centers for Environmental Information (NCEI)
    2. 2025 TransUnion Insurance Summit Consumer Survey

    About TransUnion’s Insurance Personal Lines Trends and Perspectives Report
    This quarterly publication examines trends in the personal lines insurance industry, including shopping, migration, violation, credit-based insurance stability and more. The Trends and Perspectives Report research is based almost entirely on TransUnion’s extensive internal data and analyses. It includes information on insurance shopping transactions from October 2023 to March 2025. However, the report excludes shopping data from insurance customers in California, Hawaii (auto), Massachusetts (auto), and Maryland (property), where credit-based insurance scoring information is not used for insurance rating or underwriting.

    About TransUnion (NYSE: TRU)
    TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business

     

    The MIL Network –

    May 14, 2025

  • MIL-OSI: Spaceback Introduces CTV Launchpad for Advertisers

    Source: GlobeNewswire (MIL-OSI)

    NEW YORK, May 13, 2025 (GLOBE NEWSWIRE) — Spaceback has released CTV Launchpad for advertisers, bringing the magic of social to CTV advertising. CTV Launchpad is a new, easy-to-use platform that unlocks social creative and more for advertisers of any size. Designed to deliver creative agility, CTV Launchpad makes it even easier to use Spaceback’s Social CTV™ and introduces a host of new capabilities including pause ads, branding, versioning, and more. Advertisers get the ease and authenticity of social plus the reach and big format of CTV in one place with no additional creative cost.

    “CTV Launchpad is well-suited to meet the diverse needs of a brand like Dickies, which targets multiple audiences across various business lines. Its ability to rapidly and effectively develop creative assets makes it a valuable tool, especially for brands with small teams. The partnership with Spaceback has already delivered strong performance through Social CTV ads for the brand’s work with Target. We are encouraged by the platform’s new dynamic ad creation capabilities and pleased to see Dickies expanding its use to support direct-to-consumer campaigns,” said Lindsay Burgor, Senior Manager of Brand Media at Dickies.

    “We love how easy it is to create beautiful ads with Spaceback’s CTV Launchpad. Their technology makes it possible for us to reach new audiences with social CTV ads that are super engaging and effective,” said Kelly DiNisco, Marketing Director at Section 119.

    “Roku Ads Manager and Spaceback partnered to make CTV accessible and performant, especially for social-focused brands. We needed to eliminate barriers to entry–namely cost and time spent–and drive results, and that’s exactly what our partnership has done! Our work together has even been awarded the best Creative Use of Emerging Technology for the AdExchanger Programmatic Impact Awards. Both platforms continue to push the envelope of what CTV can and should be, and we’re excited to keep innovating together,” said Dan Lapinski, Head of Product Strategy & Operations, Roku Ads Manager.

    “At Universal Ads, we are focused on democratizing TV advertising by breaking down traditional barriers of time, cost, and complexity,” said James Borow, Vice President of Product & Engineering at Universal Ads. “Innovative companies like Spaceback are helping to build the future of TV where brands of any size or budget are empowered to reach new audiences across premium video.” 

    “Epsilon clients are using Spaceback’s enhanced CTV formats to create custom, high-impact experiences quickly and at scale,” said Matt Feczko, Vice President, Product Management at Epsilon. “Epsilon’s unique ability to connect brands to their most valuable customers with these new enhanced CTV formats, and at 8x greater unique reach than other programmatic solutions, enables marketers to achieve better outcomes by engaging more in-market customers beyond social.”

    CTV Launchpad is the right choice for advertisers because it is:

    Instant – Build incredible CTV ads starting with only a social post URL. Spaceback is integrated directly with all of the leading platforms, so you can access social content directly; no need to track down a file!

    Branded – Bring in brand assets automatically using existing elements including your website.

    Customized – Easily import any video files, not just social content, and add interactivity, product info, overlays, dynamic location content, QR codes, and more.

    Premium – Create beautiful 4K CTV-ready ads.

    CTV Launchpad is for advertisers of any size. Enterprises get a lever to engage audiences on the biggest screen in the house, incorporating authentic social content, commerce elements, existing creative assets, build pause ads, and more. For smaller businesses, creative is no longer a barrier to CTV advertising. CTV Launchpad makes it easy to create branded social creative that will look great on TV and engage new audiences without added production or design cost.

    “We’ve built CTV Launchpad for every advertiser, from enterprises looking to leverage the value of their social content to small businesses looking to unlock CTV as a new advertising channel.
    Advertisers can easily create engaging CTV ads in a few clicks–from content that is proven to work,” said Casey Saran, Co-Founder and CEO at Spaceback.

    About Spaceback
    Spaceback is the pioneer of Social CTV™, enabling brands to convert social media videos into CTV ad creatives effortlessly, bridging the gap between social and TV advertising.

    The MIL Network –

    May 14, 2025

  • MIL-OSI: Microchip Opens Registration for its 25th Annual MASTERs Conference in Scottsdale, Arizona

    Source: GlobeNewswire (MIL-OSI)

    CHANDLER, Ariz., May 13, 2025 (GLOBE NEWSWIRE) — Microchip Technology (Nasdaq: MCHP) today announces that registration is now open for its MASTERs Conference in North America, the premier technical training event for embedded design engineers. This year marks the 25th anniversary of the annual MASTERS Conference, once again taking place at the Fairmont Scottsdale Princess in Scottsdale, Arizona, from August 4–7, 2025.

    MASTERs is short for “Microchip Annual Strategic Technical Exchange and Review” and is tailored to provide exceptional peer-to-peer technical training and insights taught by the company’s subject-matter experts. Engineers at all levels of experience will have access to over 80 classes on a wide range of embedded design topics including AI/ML, MCUs/MPUs, FGPAs, PCB design, RTOS, connectivity, security, power management and more.

    Throughout the conference dates, attendees can explore the “Ask the Experts” area with over 30-instructor led demos. This area will consist of stations dedicated to specific technologies including embedded software, MCU systems, analog, FPGAs, motor control, power conversion, wireless connectivity and other topics. The interactive setup aims to ignite fresh thinking, sharing of ideas and problem-solving to drive designs and projects forward.

    There will also be ample networking opportunities with fun evening activities on the agenda. A highlight of the 25th anniversary will be held the evening of August 4, when Steve Sanghi, Microchip’s president and CEO, will deliver a keynote, followed by dinner.

    “MASTERs is more than just a conference, it’s an immersive experience where engineers and developers expand their technical expertise, connect with industry leaders and spark innovation in an environment designed to inspire,” said Joe Krawczyk, senior corporate vice president of Microchip Technology’s worldwide client engagement. “Whether they are refining a concept or finalizing a design, engineers at every level walk away with practical insights and tools to accelerate their most ambitious projects.”

    The conference will be held at the Fairmont Scottsdale Princess, located in the heart of the Sonoran Desert, an AAA Five Diamond resort with lush grounds, serene lagoons, six sparkling pools and world-class golf. While attending the world-class conference, attendees can also unwind and enjoy a vacation atmosphere.

    To register and learn more about MASTERs, visit the conference webpage.

    MASTERs Registration and Pricing Information

    Registration pricing is all inclusive for the MASTERs Conference 2025, with a discounted rate of $2,183 if attendees register by May 31, 2025, for three days of training. Beginning June 1, 2025, the rate increases to $2,425. Registration includes entry to the conference courses of the attendee’s choice, access to class materials, accommodation at the Fairmont Scottsdale Princess for three nights with meals and evening entertainment. All potential attendees must register by July 14, 2025. Discounts are available for select registrants. For more information and to register visit the conference webpage.

    Resources

    High-res images available through Flickr or editorial contact (feel free to publish):
    Image: www.flickr.com/photos/microchiptechnology/54502279888/sizes/l

    About Microchip Technology:
    Microchip Technology Inc. is a leading provider of smart, connected and secure embedded control and processing solutions. Its easy-to-use development tools and comprehensive product portfolio enable customers to create optimal designs which reduce risk while lowering total system cost and time to market. The company’s solutions serve over 100,000 customers across the industrial, automotive, consumer, aerospace and defense, communications and computing markets. Headquartered in Chandler, Arizona, Microchip offers outstanding technical support along with dependable delivery and quality. For more information, visit the Microchip website at www.microchip.com.

    Note: The Microchip name and logo, the Microchip logo are registered trademarks of Microchip Technology Incorporated in the U.S.A. and other countries. All other trademarks mentioned herein are the property of their respective companies.

    The MIL Network –

    May 14, 2025

  • MIL-OSI: Northstrive Biosciences Signs Binding Term Sheet with Modulant Biosciences for Exclusive Global Animal Health Licensing of EL-22

    Source: GlobeNewswire (MIL-OSI)

    • Binding term sheet grants Modulant Biosciences exclusive global rights to develop and commercialize EL-22 for animal health, enabling a first-of-its-kind probiotic approach to muscle preservation in livestock.
    • This collaboration represents a strategic opportunity for Northstrive to monetize the intellectual property of EL-22 in the animal health sector. If EL-22 is successfully developed and brought to market, the license could become a long-term revenue-generating asset.

    NEWPORT BEACH, Calif., May 13, 2025 (GLOBE NEWSWIRE) — Northstrive Biosciences Inc. (“Northstrive”), a subsidiary of PMGC Holdings Inc. (NASDAQ: ELAB) (the “Company,” “PMGC,” “we,” or “our”), today announced the signing of a binding term sheet with Modulant Biosciences LLC (“Modulant”). This binding term sheet outlines the terms for a future definitive licensing agreement for Northstrive’s licensing of certain intellectual property rights related to EL-22 in the field of animal health. This license would allow Modulant to use the relevant intellectual property for uses in animal health (“Intellectual Property”), including use as a feed additive. Excluding the Republic of Korea, the license would be worldwide and exclusive, and give Modulant the exclusive right to sub-license the relevant intellectual property globally.

    The Intellectual Property consists of those patents and applications set forth in the definitive licensing agreement, including at least: (i) U.S. Patent 8,470,551, (ii) U.S. Patent Application No. 19/19,191,246, and (iii) U.S. Patent Application No. 19/191,258. The definitive licensing agreement will establish a framework for the parties’ collaboration, sharing of intellectual property, and commercialization oversight, with a focus on livestock and other veterinary markets.

    “Targeting the myostatin pathway with a probiotic approach could be a breakthrough for achieving improved body composition in livestock and companion animals,” said Modulant Biosciences CEO Tom Campi. “The licensing of EL-22 will enable us to evaluate the muscle-building properties of the modified lactobacillus casei for treating livestock and supporting the industry’s environmental efforts.”

    Modulant Biosciences is led by Tom Campi, a seasoned biotechnology executive with extensive experience in animal drug development and commercialization. Dr. Campi is board certified by the American College of Poultry Veterinarians and has previously worked for Elanco Animal Health and Huvepharma. His more than 25-year career path has included roles in poultry technical consulting, leadership roles in US and European regulatory affairs and technology acquisitions.

    As part of the financial terms, Modulant will pay Northstrive a share of all revenues generated from sublicensing and commercial activities. Northstrive will receive a percentage of all such revenues until a certain dollar limit, after which the royalty rate will decrease. The definitive licensing agreement will also include provisions for the parties’ co-ownership of new intellectual property developed by Modulant, certain sublicensing rights, and annual updates from Modulant about licensing and commercialization efforts for the licensed technology.

    The parties intend to finalize and execute the definitive license agreement in the coming months, pending necessary approvals from Northstrive’s head licensor for certain intellectual property rights related to EL-22.

    About Northstrive Biosciences Inc.

    Northstrive Biosciences Inc., a PMGC Holdings Inc. company, is a biopharmaceutical company focusing on the development and acquisition of cutting-edge aesthetic medicines. Northstrive’s lead asset, EL-22, leverages an engineered probiotic approach to address obesity’s pressing issue of preserving muscle while on weight loss treatments, including GLP-1 receptor agonists. For more information, please visit www.northstrivebio.com.

    About PMGC Holdings Inc.

    PMGC Holdings Inc. is a diversified holding company that manages and grows its portfolio through strategic acquisitions, investments, and development across various industries. Currently, our portfolio consists of three wholly owned subsidiaries: Northstrive Biosciences Inc., PMGC Research Inc., and PMGC Capital LLC. We are committed to exploring opportunities in multiple sectors to maximize growth and value. For more information, please visit https://www.pmgcholdings.com.

    About Modulant Biosciences LLC

    Modulant Biosciences is a biotechnology company specializing in veterinary medicine innovation. Led by Dr. Tom Campi, Modulant is focused on developing novel drugs and biologics for livestock and companion animals. Currently, Modulant’s synergistic pipeline includes first in class antivirals for livestock and companion animals and a “One Drug for All Cancers” platform.

    Forward-Looking Statements

    Statements contained in this press release regarding matters that are not historical facts are “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Words such as “believes,” “expects,” “plans,” “potential,” “would” and “future” or similar expressions such as “look forward” are intended to identify forward-looking statements. Forward-looking statements are made as of the date of this press release and are neither historical facts nor assurances of future performance. Instead, they are based only on our current beliefs, expectations and assumptions regarding the future of our business, future plans and strategies, projections, anticipated events and trends, the economy, activities of regulators and future regulations and other future conditions. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of our control. Although the Company believes that the expectations expressed in these forward-looking statements are reasonable, it cannot assure you that such expectations will turn out to be correct, and the Company cautions investors that actual results may differ materially from the anticipated results. Therefore, you should not rely on any of these forward-looking statements. These and other risks are described more fully in PMGC’s filings with the United States Securities and Exchange Commission (“SEC”), including the “Risk Factors” section of the Company’s Annual Report on Form 10-K for the year ended December 31, 2024, filed with the SEC on March 28, 2025, and its other documents subsequently filed with or furnished to the SEC. Investors and security holders are urged to read these documents free of charge on the SEC’s web site at www.sec.gov. All forward-looking statements contained in this press release speak only as of the date on which they were made. Except to the extent required by law, the Company undertakes no obligation to update such statements to reflect events that occur or circumstances that exist after the date on which they were made.

    IR Contact:
    IR@pmgcholdings.com

    The MIL Network –

    May 14, 2025

  • MIL-OSI: Aemetis Biogas Signs $27 Million Agreement with Centuri to Build Gas Cleanup Systems for 15 Dairy Digesters

    Source: GlobeNewswire (MIL-OSI)

    CUPERTINO, Calif., May 13, 2025 (GLOBE NEWSWIRE) — Aemetis, Inc. (NASDAQ: AMTX), a renewable natural gas and renewable fuels company focused on low and negative carbon intensity renewable fuels, announced today that its Aemetis Biogas subsidiary has signed a $27 million equipment agreement with Centuri Holdings, Inc. (NYSE: CTRI), a $2.6 billion infrastructure services contractor, to build biogas cleanup systems for 15 dairy digesters.

    This signed agreement, and expected future agreements with Centuri, will enable Aemetis Biogas to rapidly scale up the construction of dairy digesters to produce renewable natural gas (RNG) for a total of 50 dairies that have already been signed by Aemetis Biogas. This summer, 16 dairies are scheduled to be operating in the Aemetis Biogas Central Digester Project near Modesto, California, with 36 miles of biogas pipeline and a central biogas-to-RNG production facility already in operation delivering RNG into the PG&E utility gas pipeline.

    “Our expanding strategic relationship with the experienced team at Centuri ranges from this agreement for biogas equipment to plans for construction management and pipe assembly to build upcoming energy efficiency, carbon sequestration and other projects,” stated Eric McAfee, Chairman and CEO of Aemetis. “We expect that Centuri will play a key role in building Aemetis projects on time and on budget, given their expertise in constructing industrial facilities, large scale gas pipeline projects. and utility electrical systems.”

    “Centuri’s vast utility distribution expertise includes a growing number of renewable natural gas projects in multiple geographies, making the work with Aemetis a natural fit,” stated Dylan Hradek, President of US Gas at Centuri. “We expect to add significant value to upcoming projects at the Riverbank site and to support their ongoing work and plans to deliver innovative, renewable energy solutions across their portfolio.”

    Aemetis renewable energy and energy efficiency projects include the expansion of dairy renewable natural gas production to generate more than 1 million MMBtu of renewable natural gas from 50 dairies that have signed agreements; the Keyes ethanol plant mechanical vapor recompression system that is expected to generate $32 million of increased annual cash flow starting in 2026; the Riverbank carbon sequestration project to inject 1.4 million tons of CO2 per year underground; the 78 million gallon per year sustainable aviation fuel and renewable diesel plant which has already received the Authority To Construct air permits and the other key approvals; and negotiations underway for other large scale industrial and electrical projects at the Riverbank site.

    About Aemetis

    Headquartered in Cupertino, California, Aemetis is a renewable natural gas and renewable fuel company focused on the operation, acquisition, development and commercialization of innovative technologies that replace petroleum products and reduce greenhouse gas emissions. Founded in 2006, Aemetis is operating and actively expanding a California biogas digester network and pipeline system to convert dairy waste gas into Renewable Natural Gas. Aemetis owns and operates a 65 million gallon per year ethanol production facility in California’s Central Valley near Modesto that supplies about 80 dairies with animal feed. Aemetis owns and operates an 80 million gallon per year production facility on the East Coast of India producing high quality distilled biodiesel and refined glycerin. Aemetis is developing a sustainable aviation fuel and renewable diesel fuel biorefinery in California, renewable hydrogen, and hydroelectric power to produce low carbon intensity renewable jet and diesel fuel. For additional information about Aemetis, please visit www.aemetis.com.

    About Centuri

    Centuri Holdings, Inc. is a strategic utility infrastructure services company that partners with regulated utilities to build and maintain the energy network that powers millions of homes and businesses across the United States and Canada.

    Safe Harbor Statement

    This news release contains forward-looking statements, including statements regarding assumptions, projections, expectations, targets, intentions or beliefs about future events or other statements that are not historical facts. Forward-looking statements include, without limitation, projections of financial results in 2025 and future years; statements relating to the development, engineering, financing, construction and operation of the Aemetis ethanol, biogas, SAF and renewable diesel, and carbon sequestration facilities; our ability to promote, develop, finance, and construct facilities to produce biogas, renewable fuels, and biochemicals; and statements about future market prices and results of government actions. Words or phrases such as “anticipates,” “may,” “will,” “should,” “believes,” “estimates,” “expects,” “intends,” “plans,” “predicts,” “projects,” “showing signs,” “targets,” “view,” “will likely result,” “will continue” or similar expressions are intended to identify forward-looking statements. These forward-looking statements are based on current assumptions and predictions and are subject to numerous risks and uncertainties. Actual results or events could differ materially from those set forth or implied by such forward-looking statements and related assumptions due to certain factors, including, without limitation, competition in the ethanol, biodiesel and other industries in which we operate, commodity market risks including those that may result from current weather conditions, financial market risks, customer adoption, counter-party risks, risks associated with changes to federal policy or regulation, and other risks detailed in our reports filed with the Securities and Exchange Commission, including our Annual Reports on Form 10-K, and in our other filings with the SEC. We are not obligated, and do not intend, to update any of these forward-looking statements at any time unless an update is required by applicable securities laws.

    Company Investor Relations
    Media Contact:
    Todd Waltz
    (408) 213-0940
    investors@aemetis.com

    External Investor Relations
    Contact:
    Kirin Smith
    PCG Advisory Group
    (646) 863-6519
    ksmith@pcgadvisory.com

    The MIL Network –

    May 14, 2025

  • MIL-OSI: CareCloud Named “Top Healthcare IT Pick for 2025” by Maxim Group; AI Initiative Recognized as Key Growth Driver

    Source: GlobeNewswire (MIL-OSI)

    SOMERSET, N.J., May 13, 2025 (GLOBE NEWSWIRE) — CareCloud, Inc. (Nasdaq: CCLD, CCLDO) (“CareCloud” or the “Company”), a leader in healthcare technology and generative AI solutions, today announced that Maxim Group, LLC (“Maxim Group”), a leading investment bank, securities and wealth management firm, has selected CareCloud as its “Top Healthcare IT Pick for 2025,” citing the transformative potential of its artificial intelligence strategy, together with its strong financial results and renewed M&A activity.

    “Given its positive outlook and attractive valuation, CareCloud is positioned to be our top healthcare IT pick in 2025,” said Allen Klee, CFA, Managing Director and Senior Equity Research Analyst at Maxim Group, in a research report released May 7, 2025. In the same report, Klee noted that CareCloud trades at a 2026 EV/EBITDA multiple of 5.0x, which indicates a significant discount compared to the identified peer group average of 12.5x—an opportunity he believes enhances the Company’s investment appeal.

    “We are honored to be named Maxim’s ‘Top Healthcare IT Pick for 2025,’” said Stephen Snyder, Co-CEO of CareCloud. “This endorsement underscores the power of our disciplined strategy and our commitment to transforming healthcare operations through scalable, purpose-built AI.”

    Maxim’s report highlights several factors contributing to CareCloud’s momentum, including the launch of its AI Center of Excellence, strong positive free cash flow, resumption of preferred dividends, and a return to M&A-driven growth. The firm also emphasized CareCloud’s AI suite—featuring tools like cirrusAI Notes, cirrusAI Appeals, and cirrusAI Voice—as a core differentiator.

    The recognition follows CareCloud’s strong Q1 2025 performance, including 52% year-over-year adjusted EBITDA growth and the successful launch of its AI Center of Excellence. This strategic initiative, which was officially announced in April with an inaugural team of more than 50 AI engineers, data scientists, and healthcare domain experts, is expected to scale to 500 AI professionals by year-end, positioning CareCloud as a healthcare industry leader in applied artificial intelligence.

    “AI is now deeply integrated into our operations—from documentation and revenue cycle management to patient engagement and analytics,” said Hadi Chaudhry, Co-CEO of CareCloud. “This is not an add-on, it is a foundational capability that is changing how healthcare is delivered and experienced.”

    As CareCloud continues to execute on its growth strategy, the Company remains committed to delivering enterprise-grade, cost-effective technology that helps healthcare organizations achieve better outcomes, higher efficiency, and sustained financial performance.

    About CareCloud

    CareCloud brings disciplined innovation to the business of healthcare. Our suite of AI and technology-enabled solutions helps clients increase financial and operational performance, streamline clinical workflows and improve the patient experience. More than 40,000 providers count on CareCloud to help them improve patient care, while reducing administrative burdens and operating costs. To learn more about our products and services, including revenue cycle management (RCM), practice management (PM), electronic health records (EHR), business intelligence, patient experience management (PXM) and digital health, at carecloud.com. To listen to video presentations by CareCloud’s management team, read recent press releases and view the latest investor presentation, please visit ir.carecloud.com.

    Follow CareCloud on LinkedIn, X and Facebook.

    About Maxim Group

    Maxim Group is a leading full-service investment bank, securities, and wealth management firm headquartered in Midtown Manhattan. Founded in 2002, Maxim Group offers a comprehensive suite of financial services, including investment banking, equity research, wealth management, and brokerage services. The firm is a registered broker-dealer with the SEC, FINRA, and SIPC, and is known for its deep expertise across multiple sectors, including healthcare, technology, and energy. Maxim Group employs over 200 professionals and maintains a strong presence in the financial services industry. For more information, visit https://www.maximgrp.com/about.

    Disclaimer

    This press release is for information purposes only and does not constitute an offer to sell or solicitation of an offer to buy, nor shall there be any sale of these securities in any state or other jurisdiction in which such offer, solicitation or sale would be unlawful prior to the registration or qualification under the securities laws of such state or jurisdiction.

    Maxim Group’s designation of CareCloud as a Top Healthcare IT pick reflects the independent opinion of its equity research analyst as of the date of the published report. CareCloud does not provide compensation for Maxim Group’s analyst coverage, and no endorsement is implied. Maxim Group’s opinions, analyses, conclusions, and the facts upon which it relied in developing the same, are its own independent work product and CareCloud neither endorses nor adopts the same.

    Forward-Looking Statements

    This press release contains various forward-looking statements within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. These statements relate to anticipated future events, future results of operations or future financial performance. In some cases, you can identify forward-looking statements by terminology such as “may,” “might,” “will,” “shall,” “should,” “could”, “intends,” “expects,” “plans,” “goals,” “projects,” “anticipates,” “believes,” “seeks,” “estimates,” “forecasts,” “predicts,” “possible,” “potential,” “target,” or “continue” or the negative of these terms or other comparable terminology.

    Our operations involve risks and uncertainties, many of which are outside our control, and any one of which, or a combination of which, could materially affect our results of operations and whether the forward-looking statements ultimately prove to be correct. Forward-looking statements in this press release include, without limitation, statements reflecting management’s expectations for future financial performance and operating expenditures, expected growth, profitability and business outlook, the impact of pandemics on our financial performance and business activities, and the expected results from the integration of our acquisitions.

    These forward-looking statements are neither historical facts nor assurances of future performance. Instead, they are only predictions, are uncertain and involve substantial known and unknown risks, uncertainties and other factors which may cause our (or our industry’s) actual results, levels of activity or performance to be materially different from any future results, levels of activity or performance expressed or implied by these forward-looking statements. New risks and uncertainties emerge from time to time, and it is not possible for us to predict all of the risks and uncertainties that could have an impact on the forward-looking statements, including without limitation, risks and uncertainties relating to the Company’s ability to manage growth, migrate newly acquired customers and retain new and existing customers, maintain cost-effective global operations, increase operational efficiency and reduce operating costs, predict and properly adjust to changes in reimbursement and other industry regulations and trends, retain the services of key personnel, develop new technologies, upgrade and adapt legacy and acquired technologies to work with evolving industry standards, compete with other companies’ products and services competitive with ours, and other important risks and uncertainties referenced and discussed under the heading titled “Risk Factors” in the Company’s filings with the Securities and Exchange Commission.

    The statements in this press release are made as of the date of this press release, even if subsequently made available by the Company on its website or otherwise. The Company does not assume any obligations to update the forward-looking statements provided to reflect events that occur or circumstances that exist after the date on which they were made.

    SOURCE: CareCloud

    Company Contact: 
    Norman Roth 
    Interim Chief Financial Officer and Corporate Controller 
    CareCloud, Inc.
    nroth@carecloud.com 

    Investor Contact:
    Stephen Snyder 
    Co-Chief Executive Officer 
    CareCloud, Inc. 
    ir@carecloud.com 

    The MIL Network –

    May 14, 2025

  • MIL-OSI: Abacus Global Management Announces Virtual Livestream Details for the Abacus Investor Day and Longevity Summit on Thursday, June 12th, 2025

    Source: GlobeNewswire (MIL-OSI)

    ORLANDO, Fla., May 13, 2025 (GLOBE NEWSWIRE) — Abacus Global Management, Inc. (“Abacus” or the “Company”) (NASDAQ: ABL), a leader in the alternative asset management space, today announced details for the virtual livestream of the Abacus Investor Day and Longevity Summit to be held on Thursday, June 12, 2025, beginning at 9:30AM ET.

    The Abacus Investor Day and Longevity Summit is a one-day, specialized event focused on applying lifespan to financial products. Abacus will inform its shareholders about the Company’s business model, current ABL products, and the outlook for Abacus and its affiliates. Additionally, Abacus has gathered top professionals in the field of longevity and lifespan to share their perspectives on human lifespan and its impact on the future of financial planning.

    Virtual livestream guests can register here. The event livestream will begin at 9:30AM ET and end at 12:45PM ET.

    For any event or media-related inquiries, please contact Blake Gallimore at blake@abacusgm.com.

    About Abacus Global Management
    Abacus Global Management (NASDAQ: ABL) is a leading financial services company specializing in alternative asset management, data-driven wealth solutions, technology innovations, and institutional services. With a focus on longevity-based assets and personalized financial planning, Abacus leverages proprietary data analytics and decades of industry expertise to deliver innovative solutions that optimize financial outcomes for individuals and institutions worldwide. For more information, please visit www.abacusgm.com.

    Contact:
    Abacus Investor Day & Longevity Summit Communications
    Blake Gallimore – Director of Corporate Marketing & Communications
    blake@abacusgm.com
    (321) 344-2118

    Investor Relations
    Robert F. Phillips – SVP Investor Relations and Corporate Affairs
    rob@abacusgm.com
    (321) 290-1198
    David Jackson – Director of IR/Capital Markets
    david@abacusgm.com
    (321) 299-0716

    Abacus Global Management Public Relations
    press@abacusgm.com

    The MIL Network –

    May 14, 2025

  • MIL-OSI: Bitget Launches Starlink Program to Bridge the Digital Divide in Philippine Island Communities

    Source: GlobeNewswire (MIL-OSI)

    SIARGAO, Philippines, May 13, 2025 (GLOBE NEWSWIRE) — Bitget, the leading cryptocurrency exchange and Web3 company, has launched its Starlink Program, bringing high-speed satellite internet to remote islands in the Philippines in a bold move to tackle digital inequality. The initiative, which kicked off in Siargao’s Espoir School of Life and Barangay Pitogo, addresses chronic connectivity gaps that have long hindered education, healthcare, and economic opportunities. By deploying Starlink’s cutting-edge technology, Bitget aims to empower these communities with reliable internet access, laying the groundwork for future blockchain education and financial inclusion.  

    For years, Siargao’s residents have relied on fragile microwave radio connections, leaving them vulnerable to frequent outages, slow speeds, and exclusion from the digital economy. Schools like Espoir, which serves underprivileged children, struggle with offline-only learning, while villages like Barangay Pitogo face isolation due to unreliable communication networks. 

    “Without stable internet, entire communities are locked out of modern education, remote work, and even basic services like telemedicine. This isn’t just about connectivity, it’s about equity. Internet access shouldn’t be a privilege, it’s the foundation for everything from education to decentralized finance. We’re building doors to the digital world one island at a time,” said Vugar Usi Zade, COO at Bitget.

    The program’s first phase includes a Starlink hardware installation at Espoir School and Barangay Pitogo’s public school. This will provide six months of high-speed satellite internet, enabling access to online curricula, teacher training, and e-governance tools. With this, Bitget plans to provide long-term support through $10M Blockchain 4 Youth and $10M Blockchain 4 Her initiatives, which will introduce blockchain literacy and digital finance skills to students and women-led cooperatives. The total investment of 155,400 Philippine pesos, which covers hardware, subscriptions, and logistics. A modest cost for transformative impact. 

    Bitget’s initiative shows a growing recognition in the crypto industry: Adoption starts with access. By addressing infrastructure barriers first, the exchange is creating a replicable model for other underserved regions. Future phases could expand to neighboring islands, leveraging partnerships with local NGOs and government units. 

    The Starlink kits will go live in May, with Bitget documenting the rollout through impact reports and community stories. For Espoir’s students, the change will be immediate: interactive lessons, global collaborations, and soon blockchain workshops. For Barangay Pitogo, it’s a leap toward resilient communication during typhoon seasons. 

    As Bitget scales this program, the message is clear: crypto’s future isn’t just about markets, it’s about people. And sometimes, changing lives starts with something as simple as an internet signal.

    About Bitget

    Established in 2018, Bitget is the world’s leading cryptocurrency exchange and Web3 company. Serving over 100 million users in 150+ countries and regions, the Bitget exchange is committed to helping users trade smarter with its pioneering copy trading feature and other trading solutions, while offering real-time access to Bitcoin price, Ethereum price, and other cryptocurrency prices. Formerly known as BitKeep, Bitget Wallet is a world-class multi-chain crypto wallet that offers an array of comprehensive Web3 solutions and features including wallet functionality, token swap, NFT Marketplace, DApp browser, and more.

    Bitget is at the forefront of driving crypto adoption through strategic partnerships, such as its role as the Official Crypto Partner of the World’s Top Football League, LALIGA, in EASTERN, SEA and LATAM markets, as well as a global partner of Turkish National athletes Buse Tosun Çavuşoğlu (Wrestling world champion), Samet Gümüş (Boxing gold medalist) and İlkin Aydın (Volleyball national team), to inspire the global community to embrace the future of cryptocurrency.

    For more information, visit: Website | Twitter | Telegram | LinkedIn | Discord | Bitget Wallet

    For media inquiries, please contact: media@bitget.com

    Risk Warning: Digital asset prices are subject to fluctuation and may experience significant volatility. Investors are advised to only allocate funds they can afford to lose. The value of any investment may be impacted, and there is a possibility that financial objectives may not be met, nor the principal investment recovered. Independent financial advice should always be sought, and personal financial experience and standing carefully considered. Past performance is not a reliable indicator of future results. Bitget accepts no liability for any potential losses incurred. Nothing contained herein should be construed as financial advice. For further information, please refer to our Terms of Use.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/a78ae617-7c0a-42a6-8d66-fc3393c512ca

    The MIL Network –

    May 14, 2025

  • MIL-OSI: FTC Solar to Participate in Upcoming Investor Conferences

    Source: GlobeNewswire (MIL-OSI)

    AUSTIN, Texas, May 13, 2025 (GLOBE NEWSWIRE) — FTC Solar, Inc. (Nasdaq: FTCI), a leading provider of solar tracker systems, software and engineering services, today announced that members of its management team, including CEO Yann Brandt, are scheduled to participate in meetings with investors at the following upcoming conferences:

    CLEANPOWER 2025 – May 20, 2025, Phoenix. The company will participate in group investor meetings with analysts from UBS, Guggenheim, and Roth Securities.

    Bank of America Power, Utilities and Alternative Energy Conference – May 28, 2025, New York. The company will host in-person investor meetings. Interested investors should contact their BofA sales representative.

    Roth Securities London Conference – June 25, 2025, London. The company will host in-person investor meetings. Interested investors should contact their Roth sales representative.

    About FTC Solar Inc.
    Founded in 2017 by a group of renewable energy industry veterans, FTC Solar is a global provider of solar tracker systems, technology, software, and engineering services. Solar trackers significantly increase energy production at solar power installations by dynamically optimizing solar panel orientation to the sun. FTC Solar’s innovative tracker designs provide compelling performance and reliability, with an industry-leading installation cost-per-watt advantage.

    FTC Solar Investor Contact:
    Bill Michalek 
    Vice President, Investor Relations 
    FTC Solar
    T: (737) 241-8618 
    E: IR@FTCSolar.com

    The MIL Network –

    May 14, 2025

  • MIL-OSI: Plotly Honored as Bronze Stevie Award Winner In 2025 American Business Awards

    Source: GlobeNewswire (MIL-OSI)

    MONTREAL, May 13, 2025 (GLOBE NEWSWIRE) — Plotly, the premier Data App platform for Python, has been named a Bronze Stevie® Award winner in the Artificial Intelligence/ Machine Learning Solution – Other category in The 23rd Annual American Business Awards®.

    Plotly Dash Enterprise empowers data scientists and data analysts to build interactive analytical applications using Python. This AI-powered solution eliminates the need for extensive front-end development skills, bridging the gap between complex analytics and actionable insights and accelerating decision-making. Tailored for diverse industries, including finance and healthcare, as well as for generative AI use cases, Plotly Dash combines cutting-edge AI with robust data app development capabilities to empower organizations to harness the full potential of their data science initiatives while reducing development time and costs.

    “We are extremely pleased to be recognized with this prestigious industry award, which recognizes our contribution in the area of AI and data analytics,” said Jim McIntosh, Plotly CEO. “Over 4 million monthly users are already taking advantage of Plotly AI to create interactive data apps, and by integrating advanced AI capabilities and improving the overall user experience, we’re enabling organizations to transform complex data into intuitive, business-focused dashboards that drive measurable ROI.”

    “Organizations across the United States continue to demonstrate resilience and innovation,” said Stevie Awards president Maggie Miller. “The 2025 Stevie winners have helped drive that success through their innovation, persistence, and hard work. We congratulate all of the winners in the 2025 ABAs and look forward to celebrating their achievements during our June 10 gala event in New York.”

    The American Business Awards are the premier business awards program in the U.S. All organizations operating in the U.S. are eligible to submit nominations – public and private, for-profit and non-profit, large and small. This year, more than 3,600 nominations from organizations of all sizes and in virtually every industry were submitted for consideration in a wide range of categories.

    To learn more about the future of data apps and join the 5,000+ companies that use Plotly:

    • Read the Plotly Blog to get an insider’s look at what’s next for data apps.
    • Join a Plotly Dash Demo to see how Dash makes data come alive in future-forward visualizations and apps.
    • Download this Plotly white paper to learn how AI-powered data app dev builds what BI never could.
    • See how to go from raw data to dynamic apps in minutes in this Plotly Tour.
    • Discover how Plotly Customers are putting data and AI to work for production data applications.

    About Plotly
    Plotly is a leading provider of open-source graphing libraries and enterprise-grade analytics solutions. Its flagship product, Dash Enterprise, enables organizations to build scalable and interactive data apps that drive impactful decision-making. To learn more about Plotly, visit our website at http://www.plotly.com

    For media inquiries:
    Brigit Valencia
    For Plotly
    brigit@compel-pr.com

    The MIL Network –

    May 14, 2025

  • MIL-OSI Russia: Chinese company Mixue Bingcheng plans to increase imports from Brazil

    Translation. Region: Russian Federal

    Source: People’s Republic of China in Russian – People’s Republic of China in Russian –

    Source: People’s Republic of China – State Council News

    ZHENGZHOU, May 13 (Xinhua) — Chinese beverage company Mixue Bingcheng plans to open its first single-origin coffee shop in Brazil this year and increase imports of agricultural products from the country, the company said Monday.

    According to a memorandum of understanding signed between the company and the Brazilian Trade and Investment Promotion Agency, the company will expand imports of coffee beans, fruit products and other agricultural products from Brazil.

    Mixue Bingcheng plans to purchase agricultural products from Brazil worth at least 4 billion yuan (about $550 million) over the next three to five years, said Tian Zezhong, head of the Chinese company’s Brazilian branch.

    In addition, Mixue Bingcheng plans to open a plant in Brazil, which will provide 25,000 jobs for local residents.

    Mixue Bingcheng was founded in 1997 and has 46,479 stores worldwide as of the end of 2024. The company’s entry into the Brazilian market is driven by growing demand for high-quality coffee beans and is an example of the growing and diversifying trade partnership between China and Brazil.

    China has been Brazil’s largest trading partner for many years. At the same time, Brazil is China’s number one trading partner in Latin America. Bilateral trade exceeded $180 billion in 2024.

    “Mixue Bingcheng reflects the growing trend of Chinese beverage companies going global. Through supply and distribution around the world, these brands offer consumers affordable premium beverages,” said Chen Zhenjie, deputy head of the China Food Industry Association. -0-

    MIL OSI Russia News –

    May 14, 2025

  • MIL-OSI: Purple Pepe listed on major crypto exchanges, enters US real estate market

    Source: GlobeNewswire (MIL-OSI)

    WEST PALM BEACH, Fla., May 13, 2025 (GLOBE NEWSWIRE) — The viral crypto project Purple Pepe (PURPE) continues its rise with multiple new exchange listings and a historic leap into real-world utility. Less than a year since its launch, the community-driven memecoin is now making headlines not just online, but in commercial real estate.

    Now trading on Poloniex, LBank, BitMart, Coinstash, Biconomy, Slingshot app, Gate.io, Coinbase Wallet, Robinhood Wallet, PURPE is gaining momentum across major crypto exchanges. With a holder base of over 48,000 and a previous all-time high market cap of $140 million, the token draws interest from Tier-1 platforms and mainstream investors alike.

    Real-world utility

    Missouri-based real estate developer Daniel Westermier has officially listed a commercial property in Sedalia, MO (ZIP 65301) for sale, accepting PURPE as a form of payment. This marks one of the first known US property listings accepting a memecoin.

    “Accepting PURPE for real estate isn’t a gimmick—it’s the beginning of a new economic layer where community coins have real-world value,” said Daniel Westermier, the first US property developer to list a commercial building for memecoin payment.

    The property listing is available here.

    Interested parties may contact: dwestermier@gmail.com

    This real-world development comes as PURPE prepares for a major appearance at the Bitcoin Conference in Las Vegas (May 27–29), where the project plans a full-scale community-driven campaign. The effort is backed by one of the largest and most vocal communities in finance—the WallStreetBets Facebook group, boasting over 560,000 members.

    What started as a meme became a mission. PURPE isn’t just riding the hype cycle—we’re building something with staying power,” said Christopher Berrios, founder of the WallStreetBets Facebook group and a driving force behind PURPE’s explosive growth.

    About Purple Pepe (PURPE)

    Purple Pepe (PURPE) is a community-powered memecoin launched in 2024 that quickly transformed from a viral joke into a serious crypto project. Known for its engaged following and real-world use cases, PURPE is proving that memes can be more than internet culture—they can be financial vehicles with a tangible impact.

    Website: www.purpe.xyz
    Telegram: https://t.me/Purpe_SOL
    X (formerly Twitter): https://x.com/PurplePepeS0L
    WallStreetBets Group: https://www.facebook.com/share/g/16QrnBvMue/

    Media Contact
    Christopher Berrios
    CTO
    Christopher@purpe.xyz

    Disclaimer: This is a paid post and is provided by Purple Pepe. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. This content is for informational purposes only and should not be considered financial, investment, or trading advice.Investing in crypto and mining-related opportunities involves significant risks, including the potential loss of capital. It is possible to lose all your capital. These products may not be suitable for everyone, and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose. Readers are strongly encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions. However, due to the inherently speculative nature of the blockchain sector—including cryptocurrency, NFTs, and mining—complete accuracy cannot always be guaranteed.

    Neither the media platform nor the publisher shall be held responsible for any fraudulent activities, misrepresentations, or financial losses arising from the content of this press release. In the event of any legal claims or charges against this article, we accept no liability or responsibility. Globenewswire does not endorse any content on this page.

    Legal Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

    A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/f2ec616f-b7fc-492a-92ba-7bbb19637bd3

    The MIL Network –

    May 13, 2025
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