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Category: Pandemic

  • MIL-OSI Security: Texas Insurance Broker Sentenced in Scheme to Defraud Paycheck Protection Program

    Source: Office of United States Attorneys

    NASHVILLE – Shelby Lynn Hill, 54, of Crystal Beach, Texas, was sentenced earlier this week to one year and a day in prison for fraudulently obtaining and misusing Paycheck Protection Program (PPP) loans guaranteed under the Coronavirus Aid, Relief, and Economic Security (CARES) Act, announced Robert E. McGuire, Acting United States Attorney for the Middle District of Tennessee. Hill also was ordered to repay $264,645 in restitution and a forfeiture money judgment, and she will be on supervised release for one year after she serves her sentence. Hill pled guilty in June 2024 to one count of wire fraud.

    Hill obtained several fraudulent PPP loans while living in Crossville, Tennessee. According to court documents and evidence presented to the court, Hill fraudulently obtained a $220,645 PPP loan for a fictitious business, Plateau Angus Farms, in 2020. She claimed to be the owner and operator of a cattle farm in Crossville. Hill told the PPP lender that Plateau Angus Farms employed 14 people and that its monthly payroll expenses exceeded $88,000. Hill submitted fake documents, including Forms W-2, and Tennessee Secretary of State records, as proof of her business. Hill received a $42,700 PPP loan for a second fictitious company, Premium Persians of the Plateau. She also misused the PPP loan proceeds awarded to a third company, Shelby Lynn Hill, MD PLLC, using a portion of the PPP loan to begin installation of a personal swimming pool.

    Hill was employed as a health insurance broker at the time she applied for the PPP loans. Some of the individuals she listed as employees on the Plateau Angus Farms PPP loan application were potential health insurance customers. Hill admitted that she was not authorized to use their names or personal identifiers to obtain PPP loans.

    The Paycheck Protection Program was created under the CARES Act and was intended to incentivize small businesses to keep their employees on payroll during the Covid-19 Pandemic. The PPP program was administered and guaranteed by the Small Business Association, a federal government entity.

    The Federal Bureau of Investigation, Cookeville Resident Agency, Nashville Field Office, investigated this case. Assistant U.S. Attorney Stephanie N. Toussaint prosecuted the case.

    # # # # #

    MIL Security OSI –

    March 29, 2025
  • MIL-OSI USA: Murray, Former Health Department Leaders, Sound Alarm on Trump and RFK Jr. Gutting HHS

    US Senate News:

    Source: United States Senator for Washington State Patty Murray

    ICYMI: At Press Conference on HHS Cuts, Senator Murray Slams Trump Plans to Push Out Thousands of Health Workers, Gut Essential Services

    ***WATCH HERE; DOWNLOAD VIDEO HERE***

    Washington, D.C. — Today, U.S. Senator Patty Murray (D-WA), Vice Chair of the Senate Appropriations Committee and a senior member and former chair of the Senate Health, Education, Labor and Pensions (HELP) Committee, held a virtual press conference with former FDA Commissioner Dr. Robert Califf, former NIH Director Dr. Monica Bertagnolli, former CMS Administrator Chiquita Brooks-LaSure, and Seattle & King County Public Health Director Dr. Faisal Khan, in response to President Trump’s plans to push out roughly 20,000 employees at the Department of Health and Human Services (HHS) and hollow out the Department, which is responsible for protecting Americans’ health and delivering essential health and social services.

    Yesterday’s announcement follows weeks of mass firings and chaos at HHS that has prevented the Department from executing its mission to protect people’s health, and an onslaught of detrimental policies that are halting lifesaving biomedical research and more. HHS announced yesterday that it plans to cut its workforce from 82,000 to 62,000 (a 25% reduction) through a combination of mass firings and buy-outs and remake HHS without thoughtful consideration and partnership with Congress. 

    “Yesterday, President Trump and RFK Jr. announced a major reorganization of the Department of Health and Human Services. Long story short—they may as well be renaming it the Department of Disease. Because their plan is putting lives in serious jeopardy. They want to push out 20,000 public health workers, cut essential programs willy nilly, and undermine medical research, health care access, public health, and more—with no concern whatsoever for the fact they are putting this country on a dangerous collision course,” said Senator Murray. “There’s no two ways about it—this is the kind of carelessness that gets people killed. Maybe it doesn’t seem like such a big deal if you are a billionaire like Trump or Elon Musk, whatever happens, they will be able to afford whatever health care they need. But folks back here in Washington state—they are the ones who are going to be left picking up the pieces of the health department Trump is smashing to bits.”

    “I think you all know that a kind of an additional 3,500 people on top of the arbitrary cuts that have already occurred, in addition to all the people who are leaving because of what they’re saying, is likely to leave the FDA unable to do its critical work. And it’s really striking to me how the rhetoric of, for example, better nutrition, enhanced food safety, innovation in medical products runs contrary to what’s being done with the workforce, instead of a carefully thought-out plan. I think all of us will probably agree there are things about the federal government that could be better. Many of us would have loved to have seen the HR system improved. But to make the cuts based on words in someone’s job description or grants that have particular words in them without a thorough consideration of the issues is likely to jeopardize human lives,” said Dr. Robert Califf, former Commissioner of the Food and Drug Administration (FDA).

    “The current funding cuts and delays, even if temporary, are already producing irreparable harm. Especially to those of the next generation, and not just in a few targeted research areas. Ironically, this approach undermines the success of the laudable initiatives championed by the current administration. Standing research, labs, our staff, as Dr. Kaliff said, clinical trials are halting midstream. Valuable administrative staff that are essential to ensure that our public dollars are spent wisely and that their use is tracked carefully to avoid fraud or any other kind of risk, are being laid off at NIH. And postdoctoral fellows and new faculty members are unable to find jobs,” said Dr. Monica Bertagnolli, former Director of the National Institutes of Health (NIH). “Promising ongoing research is being stopped midstream, and the effect on the biomedical research workforce is chilling. How can we ask talented young people to continue to devote so many years of study required to succeed as a biomedical researcher when the future is so uncertain? Today, we are just beginning to see progress in such devastating diseases which have long been hopeless, Alzheimer’s disease, diabetes, pancreatic cancer, there’s cracks in the wall for each one of these terrible things, all because of NIH funding. And this is proven to be a great investment for the American taxpayers, producing not only extraordinary progress against the most common deadly diseases and significant profits for our nation’s economy. How does it make sense to see progress stalled? The loss to our nation on so many levels is so great.”

    “Any cut you make to a health agency should be done with incredible care and consideration for the hundreds of millions of Americans who rely on their work to stay healthy and get treatment when they’re sick,” said Chiquita Brooks-LaSure, senior fellow at The Century Foundation and former CMS administrator. “When you take a wrecking ball to an agency like CMS, you’re taking a wrecking ball to the people who are out across the country ensuring our parents and grandparents can get safe, affordable care as they age. You’re taking a wrecking ball to cancer patients who need a new, innovative treatment to be covered. You’re taking a wrecking ball to mothers and newborns who are both at the most critical points of their lives. We certainly have progress to make to ensure every American can access safe, affordable, timely health care but laying off thousands of people working toward that progress doesn’t move us forward.”

    “Everything that happens at the federal level eventually filters down to the state level rather quickly. This is where the rubber meets the road, so to speak,” said Dr. Faisal Khan, Seattle & King County Director of Public Health. “We are reeling from the news that we received at 3am this past Monday about cancelations, immediate terminations, three federal grants. Our state colleagues in Olympia in Washington State are in the same boat, essentially. I’ll give you one example, 45 community health workers, which are critical to linking people in the most vulnerable and zip codes of greatest need to the services that administrator Brooks was talking about, and my colleagues were talking about, are now at risk in terms of losing their jobs. We’ve spent years training them, embedding them with community-based organizations across the region. That is simply not something we can reconstruct if funding should return in a few months’ time. What incenses me most as a public health professional, is the assumption by decision makers in Washington that somehow, if funding is returned or resurrected six months to a year from now, that we will simply pick up the pieces and continue on from where we were. These are not potted plants. These are highly trained public health professionals. They have moved on. They’ve got busy personal and professional lives. We have just shot ourselves in both feet at the same time. This is a very ill-conceived and ill-considered process, and we are bewildered at what is going on… At the same time, we have an HHS Secretary that keeps talking about stuff that we have to debunk on a daily basis in telling people and convincing people that vitamin A is not the answer a vaccine is. At this point in time, all we can hope for is some reconsideration of the still considered decision. But quite frankly, it is looking pretty bleak. We’re having to look at a systematic disassembly of public health services that we’ve built up over many, many years, if not decades.”

    Among much else, Trump, RFK Jr., and Musk plan to cut:

    • 3,500 employees at the Food and Drug Administration (FDA), which is charged with protecting Americans’ health by ensuring the safety and effectiveness of medicines, biologics (including vaccines), and medical devices–and regulating food safety, cosmetics, and tobacco products.
    • 2,400 employees at the Centers for Disease Control and Prevention (CDC), which is charged with protecting the American people from health threats, including infectious diseases. 
    • 1,200 employees at NIH, the world’s premier medical research agency, which propels biomedical research that produces life-changing and, in many cases, lifesaving treatments and cures. These cuts come as the Trump administration has already systematically decimated ongoing work at NIH to advance new cures and treatments.
    • 300 employees at the Centers for Medicare and Medicaid Services (CMS), which has long been understaffed and is charged with helping to ensure over 100 million Americans have access to health insurance by overseeing Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), and the Affordable Care Act marketplaces. 

    Senator Murray led her colleagues forcefully opposing the nomination of notorious anti-vaccine activist RFK Jr. to be Secretary of HHS and she has long worked to combat vaccine skepticism and highlight the importance of scientific research and vaccines. Murray was also a leading voice against the nomination of Dr. Dave Weldon to lead CDC, repeatedly speaking up about her serious concerns with the nominee immediately after their meeting—after the White House suddenly withdrew Dr. Weldon’s nomination moments before his committee hearing, Murray released a statement calling on the White House to “nominate someone for this position who at bare minimum believes in basic science and will help lead CDC’s important work to monitor and prevent deadly outbreaks.” In 2019, Senator Murray co-led a bipartisan hearing in the HELP Committee on vaccine hesitancy and spoke about the importance of addressing vaccine skepticism and getting people the facts they need to keep their families and communities safe and healthy. Ahead of the 2019 hearing, as multiple states were facing measles outbreaks in under-vaccinated areas, Murray sent a bipartisan letter with former HELP Committee Chair Lamar Alexander pressing Trump’s CDC Director and HHS Assistant Secretary for Health on their efforts to promote vaccination and vaccine confidence.

    As a longtime appropriator and former Chair of the Senate HELP Committee, Murray has long fought to boost biomedical research, strengthen public health infrastructure, and make health care more affordable and accessible. Over her years as a senior member of the Appropriations Committee, she has secured billions of dollars in increases for biomedical research at the National Institutes of Health, and during her time as Chair of the HELP Committee she established the new ARPA-H research agency as part of her PREVENT Pandemics Act to advance some of the most cutting-edge research in the field. As Chair of the HELP Committee, Murray was also instrumental in crafting the American Rescue Plan Act, including its landmark investments in public health and health care. Senator Murray was also the lead Democratic negotiator of the bipartisan 21st Century Cures Act, which delivered a major federal investment to boost NIH research, among many other investments. Murray is also the lead sponsor of thePublic Health Infrastructure Saves Lives Act (PHISLA), legislation to establish $4.5 billion in dedicated, annual funding for a grant program to build up and maintain the nation’s public health system across the board. 

    Senator Murray’s remarks, as delivered on today’s press call, are below and HERE:

    “Thank you all for joining me on this very important call. Yesterday, President Trump and RFK Jr. announced a major reorganization of the Department of Health and Human Services.

    “Long story short—they may as well be renaming it the Department of Disease. 

    “Because their plan is putting lives in serious jeopardy. They want to push out 20,000 public health workers, cut essential programs willy nilly, and undermine medical research, health care access, public health, and more—with no concern whatsoever for the fact they are putting this country on a dangerous collision course.

    “Trump and Secretary Kennedy are gutting our ability to track disease outbreaks, like measles and bird flu, in real time and respond to them.

    “They are pushing out people at FDA working to make sure our food and our medicines are safe, working to approve new drugs in a timely manner, and working to make sure we respond quickly to save lives when food and infant formula are contaminated.

    “They are making it harder for Americans to get help accessing health insurance through Medicare, Medicaid, and the Affordable Care Act marketplaces.

    “And let’s not forget how Trump and Kennedy are putting promising biomedical research through the shredder, and they’re empowering anti-vaxxers to light federal dollars on fire by investigating bogus, debunked conspiracies.

    “Preventing pandemics costs something, but failing to prevent them—well, that costs a whole lot more.

    “All of this is making us less prepared for the next public health emergency—whether it’s a pandemic, a natural disaster, a super bug, a food borne outbreak—goodness knows what the next crisis will be!

    “But instead of preparing for it, they are preparing to ignore it. And that’s to say nothing of the fires that are already burning today— like the opioid epidemic, or the maternal mortality crisis, or measles—which is in now 19 states and counting.

    “There’s no two ways about it—this is the kind of carelessness that gets people killed. Everyone needs to understand this—this is not hyperbole. 

    “When our hospitals are overwhelmed with sick kids because our local public health officials can’t track a worsening measles outbreak—that is a life and death issue.

    “When e coli outbreaks become hard to pinpoint, or whooping cough becomes impossible to trace, when cancer cures are tossed in the shredder, or you can’t afford treatment at all because you couldn’t get help enrolling in a health plan—all of that is life and death.

    “Maybe it doesn’t seem like such a big deal if you are a billionaire like Trump or Elon Musk, whatever happens, they will be able to afford whatever health care they need. But folks back here in Washington state are the ones who are going to be left picking up the pieces of the health department Trump is smashing to bits.

    “These are not problems that go away on their own. A fire doesn’t put itself out—at least not until everything is ashes.

    “Trump and RFK Jr. may be content to let the country burn, but I am not. I am sounding the alarm, and doing everything I can to bring attention to this—before things go from bad to worse.

    “And I’m so pleased to have some experts with me today who can speak firsthand about the work that HHS does, why it matters to our families, and what is at stake if Trump and RFK Jr. succeed in dismantling this Department board by board. 

    “So, thank you all to my guests today. And let me start by turning it over to Dr. Califf.”

    MIL OSI USA News –

    March 29, 2025
  • MIL-OSI USA News: Adjusting Imports of Automobiles and Automobile Parts into the United States

    Source: The White House

    class=”has-text-align-center”>BY THE PRESIDENT OF THE UNITED STATES OF AMERICA

    A PROCLAMATION

    1.  On February 17, 2019, the Secretary of Commerce (Secretary) transmitted to me a report on his investigation into the effects of imports of passenger vehicles (sedans, sport utility vehicles, crossover utility vehicles, minivans, and cargo vans) and light trucks (collectively, automobiles) and certain automobile parts (engines and engine parts, transmissions and powertrain parts, and electrical components) (collectively, automobile parts) on the national security of the United States under section 232 of the Trade Expansion Act of 1962, as amended (19 U.S.C. 1862) (section 232).  Based on the facts considered in that investigation, the Secretary found and advised me of his opinion that automobiles and certain automobile parts are being imported into the United States in such quantities and under such circumstances as to threaten to impair the national security of the United States. 

    2.  In Proclamation 9888 of May 17, 2019 (Adjusting Imports of Automobiles and Automobile Parts Into the United States), I concurred with the Secretary’s finding in the February 17, 2019, report that automobiles and certain automobile parts are being imported into the United States in such quantities and under such circumstances as to threaten to impair the national security of the United States.  I also directed the United States Trade Representative (Trade Representative), in consultation with other executive branch officials, to pursue negotiation of agreements to address the threatened impairment of the national security of the United States with respect to imported automobiles and certain automobile parts from the European Union, Japan, and any other country the Trade Representative deems appropriate.

    3.  The Trade Representative’s negotiations did not lead to any agreements of the type contemplated by section 232.

    4.  In Proclamation 9888, I also directed the Secretary to monitor imports of automobiles and certain automobile parts and inform me of any circumstances that, in the Secretary’s opinion, might indicate the need for further action under section 232 with respect to such imports.

    5. The Secretary has informed me that, since the February 17, 2019, report, the national security concerns remain and have escalated.  The COVID-19 pandemic exposed critical vulnerabilities and choke points in global supply chains, undermining our ability to maintain a resilient domestic industrial base.  In recent years, American-owned automotive manufacturers have experienced numerous supply chain challenges, including material and parts input shortages, labor shortages and strikes, and electrical-component shortages.  Meanwhile, foreign automotive industries, propelled by unfair subsidies and aggressive industrial policies, have grown substantially.  Today, only about half of the vehicles sold in the United States are manufactured domestically, a decline that jeopardizes our domestic industrial base and national security, and the United States’ share of worldwide automobile production has remained stagnant since the February 17, 2019, report.  The number of employees in the domestic automotive industry has also not improved since the February 17, 2019, report. 

    6.  I am also advised that agreements entered into before the issuance of Proclamation 9888, such as the revisions to the United States-Korea Free Trade Agreement and the United States-Mexico-Canada Agreement (USMCA), have not yielded sufficient positive outcomes.  The threat to national security posed by imports of automobiles and certain automobile parts remains and has increased.  Investments resulting from other efforts, such as legislation, have also not yielded sufficient positive outcomes to eliminate the threat to national security from such imports.

    7.  After considering the current information newly provided by the Secretary, among other things, I find that imports of automobiles and certain automobile parts continue to threaten to impair the national security of the United States and deem it necessary and appropriate to impose tariffs, as defined below, to adjust imports of automobiles and certain automobile parts so that such imports will not threaten to impair national security.

    8.  To ensure that the imposition of tariffs on automobiles and certain automobile parts in this proclamation are not circumvented and that the purpose of this action to eliminate the threat to the national security of the United States by imports of automobiles and certain automobile parts is not undermined, I also deem it necessary and appropriate to establish processes to identify and impose tariffs on additional automobile parts, as further described below.

    9.  Section 232 provides that, in this situation, the President shall take such other actions as the President deems necessary to adjust the imports of the relevant article so that such imports will not threaten to impair national security.  

    10.  Section 604 of the Trade Act of 1974, as amended (19 U.S.C. 2483), authorizes the President to embody in the Harmonized Tariff Schedule of the United States (HTSUS) the substance of statutes affecting import treatment, and actions thereunder, including the removal, modification, continuance, or imposition of any rate of duty or other import restriction.

    NOW, THEREFORE, I, DONALD J. TRUMP, President of the United States of America, by the authority vested in me by the Constitution and the laws of the United States of America, including section 301 of title 3, United States Code; section 604 of the Trade Act of 1974, as amended; and section 232 of the Trade Expansion Act of 1962, as amended, do hereby proclaim as follows:
    (1)  Except as otherwise provided in this proclamation, all imports of articles specified in Annex I to this proclamation or in any subsequent annex to this proclamation, as set out in a subsequent notice in the Federal Register, shall be subject to a 25 percent tariff with respect to goods entered for consumption or withdrawn from warehouse for consumption, on or after 12:01 a.m. eastern daylight time on April 3, 2025, for automobiles, and on the date specified in the Federal Register for automobile parts, but no later than May 3, 2025, and shall continue in effect, unless such actions are expressly reduced, modified, or terminated.  The above ad valorem tariff is in addition to any other duties, fees, exactions, and charges applicable to such imported automobiles and certain automobile parts articles.
    (2)  For automobiles that qualify for preferential tariff treatment under the USMCA, importers of such automobiles may submit documentation to the Secretary identifying the amount of U.S. content in each model imported into the United States.  “U.S. content” refers to the value of the automobile attributable to parts wholly obtained, produced entirely, or substantially transformed in the United States.  Thereafter, the Secretary may approve imports of such automobiles to be eligible to apply the ad valorem tariff of 25 percent in clause (1) of this proclamation exclusively to the value of the non-U.S. content of the automobile.  The non-U.S. content of the automobile shall be calculated by subtracting the value of the U.S. content in an automobile from the total value of the automobile.
    (3)  If U.S. Customs and Border Protection (CBP) determines that the declared value of non-U.S. content of an automobile, as described in clause (2) of this proclamation, is inaccurate due to an overstatement of U.S. content, the 25 percent tariff shall apply to the full value of the automobile, regardless of the actual U.S. content of the automobile.  In addition, the 25 percent tariff shall be applied retroactively (from April 3, 2025, to the date of the inaccurate overstatement) and prospectively (from the date of the inaccurate overstatement to the date the importer corrects the overstatement, as verified by CBP) to the full value of all automobiles of the same model imported by the same importer.  This clause does not apply to or otherwise affect any other applicable fees or penalties.
    (4)  The ad valorem tariff of 25 percent described in clause (1) of this proclamation shall not apply to automobile parts that qualify for preferential treatment under the USMCA until such time that the Secretary, in consultation with CBP, establishes a process to apply the tariff exclusively to the value of the non-U.S. content of such automobile parts and publishes notice in the Federal Register.
    (5)  For avoidance of doubt, clause (4) of this proclamation does not apply to automobile knock-down kits or parts compilations.  Clause (4) of this proclamation applies only to individual automobile parts as defined by Annex I to this proclamation that otherwise meet the requirements of clause (4) of this proclamation.
    (6)  The Secretary, in consultation with the United States International Trade Commission and CBP, shall determine the modifications necessary to the HTSUS to effectuate this proclamation and shall make such modifications to the HTSUS through notice in the Federal Register.  
    (7)  Within 90 days of the date of this proclamation, the Secretary shall establish a process for including additional automobile parts articles within the scope of the tariffs described in clause (1) of this proclamation. In addition to inclusions made by the Secretary, this process shall provide for including additional automobile parts articles at the request of a domestic producer of an automobile or automobile parts article, or an industry association representing one or more such producers, where the request establishes that imports of additional automobile parts articles have increased in a manner that threatens to impair the national security or otherwise undermines the objectives set forth in any proclamation issued on the basis of the Secretary’s February 17, 2019, report or any additional information submitted to the President under clause (3) of Proclamation 9888 or clause (9) of this proclamation. When the Secretary receives such a request from a domestic producer or industry association, the Secretary, after consultation with the United States International Trade Commission and CBP, shall issue a determination regarding whether to include the articles within 60 days of receiving the request.  Any additional automobile parts articles that the Secretary has determined to be included within the scope of the tariffs described in clause (1) of this proclamation shall be so included on or after 12:01 a.m. eastern daylight time the day after a notice in the Federal Register describing the determination of the Secretary.  The notice in the Federal Register shall be made as soon as practicable but no later than 14 days after the Secretary’s determination.
    (8) Any automobile or automobile part, except those eligible for admission under “domestic status” as defined in 19 CFR 146.43, that is subject to the duty imposed by this proclamation and that is admitted into a United States foreign trade zone on or after the effective date of this proclamation, in accordance with clause (1) of this proclamation, must be admitted as “privileged foreign status” as defined in 19 CFR 146.41, and will be subject upon entry for consumption to any ad valorem rates of duty related to the classification under the applicable HTSUS subheading.
    (9)  The Secretary shall continue to monitor imports of automobiles and automobile parts.  The Secretary also shall, from time to time, in consultation with any senior executive branch officials the Secretary deems appropriate, review the status of such imports with respect to national security.  The Secretary shall inform the President of any circumstances that, in the Secretary’s opinion, might indicate the need for further action by the President under section 232.  The Secretary shall also inform the President of any circumstance that, in the Secretary’s opinion, might indicate that the increase in duty rate provided for in this proclamation is no longer necessary.
    (10)  No drawback shall be available with respect to the duties imposed pursuant to this proclamation.
    (11)  The Secretary may issue regulations and guidance consistent with this proclamation, including to address operational necessity.
    (12)  CBP may take any necessary or appropriate measures to administer the tariffs imposed by this proclamation.
    (13)  Any provision of previous proclamations and Executive Orders that is inconsistent with the actions taken in this proclamation is superseded to the extent of such inconsistency.
    IN WITNESS WHEREOF, I have hereunto set my hand this twenty-sixth day of March, in the year of our Lord two thousand twenty-five, and of the Independence of the United States of America the two hundred and forty-ninth.

    MIL OSI USA News –

    March 29, 2025
  • MIL-OSI Security: Former EDD Employee Sentenced to 66 Months for Mail Fraud and Bribery Scheme

    Source: Office of United States Attorneys

    SAN DIEGO – Regina Brice, a former employee of the California Employment Development Department, was sentenced in federal court today to 66 months in prison for using her position to file $858,339 in fraudulent unemployment claims, effectively stealing money that was intended to give economic relief to people impacted by the pandemic.

    According to court documents, Brice was employed by the EDD since 2010. During the pandemic, she was responsible for processing COVID-related unemployment claims. However, between July 2020 and May 2021, Brice exploited her employee access at EDD to manipulate and file fraudulent unemployment claims for her co-conspirators in exchange for thousands of dollars in bribes. These co-conspirators included California prison inmates whom she instructed on how to bypass the system’s fraud checking software to obtain the money.

    “This defendant turned her back on the oath of her office and those she was supposed to help during a once-in-a-century pandemic,” said Acting U.S. Attorney Andrew Haden. “Today she is being held accountable for her greed.”

    “Former California Employment Development Department (EDD) Employment Program Representative Regina Brice filed fraudulent and manipulated unemployment insurance (UI) claims in exchange for kickbacks, diverting vital taxpayer resources away from unemployed American workers who lost their jobs due to the COVID-19 pandemic,” said Quentin Heiden, Special Agent-in-Charge, Western Region, U.S. Department of Labor, Office of Inspector General (DOL-OIG). “Brice violated the public trust afforded to her as an EDD employee to enrich herself and others. We will continue to work with our law enforcement partners to safeguard the integrity of the UI program for those who need it. This sentencing demonstrates DOL-OIG’s commitment to root out waste, fraud, and abuse in DOL programs.”

    DHS Inspector General Joseph V. Cuffari, Ph.D., said, “Regina Brice defrauded government programs meant to help Americans at the height of the COVID-19 pandemic. DHS OIG will continue to prioritize pandemic-related fraud investigations and work with our law enforcement partners to bring perpetrators to justice. I appreciate the continued partnership between DHS OIG and the Department of Labor OIG in bringing this case to a close.”

    “Today’s sentencing marks a significant victory for justice and accountability,” said Matt Shields, Inspector in Charge of the U.S. Postal Inspection Service in Los Angeles Division. “The exploitation of vulnerable individuals’ personal information for nearly a million dollars in fraudulent gains, facilitated by an EDD employee’s corruption, is a betrayal of public trust. I commend the relentless efforts of our inspectors and collaboration with the Department of Labor OIG and Department of Homeland Security OIG in bringing this case to a close and ensuring that such misconduct results in severe consequences.”

    Anyone with information about allegations of attempted fraud involving COVID-19 can report it by calling the Department of Justice’s National Center for Disaster Fraud (NCDF) Hotline at (866) 720-5721 or via the NCDF Web Complaint Form at https://www.justice.gov/disaster-fraud/ncdf-disaster-complaint-form.

    This case is being prosecuted by Assistant U.S. Attorney Ronald Sou.

    DEFENDANT                                   Case Number 23-CR-2082-RBM                          

    Regina Brice                                       Age: 43                                   San Diego, CA

    SUMMARY OF CHARGES

    Mail Fraud – Title 18, U.S.C., Section 1341

    Maximum penalty: Twenty years in prison and $250,000 fine

    INVESTIGATING AGENCIES

    U.S. Department of Labor – Office of the Inspector General

    Department of Homeland Security – Office of the Inspector General

    United States Postal Inspector Service

    California Employment Development Department – Investigation Division

    MIL Security OSI –

    March 29, 2025
  • MIL-OSI USA: Statement of U.S. Senators Mark R. Warner and Tim Kaine on Trump Executive Order Attacking Collective Bargaining Rights for Federal Workers

    US Senate News:

    Source: United States Senator for Virginia Tim Kaine

    Published: March 28 2025

    WASHINGTON, D.C. – U.S. Senators Mark R. Warner, Vice Chairman of the Senate Select Committee on Intelligence, and Tim Kaine (both D-VA) issued a statement in response to President Trump’s latest attack on the federal workforce – an executive order targeting collective bargaining rights:

    “This is just another attempt by President Trump to ‘traumatize’ and illegally fire federal workers. Collective bargaining makes the federal workforce stronger, and undermining these rights does nothing to improve our national security. In fact, this order will only make us less safe, as this executive order is only Donald Trump and Elon Musk’s latest gambit to make it easier to fire the people who ensure public safety, prepare for pandemics, respond to natural disasters, and much, much more. This political attack on our civil servants must not stand.”

    MIL OSI USA News –

    March 29, 2025
  • MIL-OSI USA: Paid Service Opportunities for SUNY Students

    Source: US State of New York

    overnor Kathy Hochul today announced the opening of applications for the second annual Empire State Service Corps Program, encouraging State University of New York students to apply for one of 500 paid civic and service internships for this upcoming fall. The application opening signifies the second year of the program. During its first-ever application cycle, the program received more than 2,000 student applications for 500 paid positions across 45 SUNY campuses within weeks of opening.

    “The Empire State Service Corps is providing SUNY students with invaluable opportunities to serve their communities, gain hands-on experience, and build a foundation for future success,” Governor Hochul said. “By expanding civic engagement across New York, we are empowering the next generation of leaders to make a meaningful impact. I encourage all eligible students to apply and be part of this transformative program.”

    The Empire State Service Corps is one of Governor Hochul’s 2024 State of the State priorities to expand service opportunities for college students. Students participating in the program dedicate at least 300 hours to paid community service – and convene regularly to share and learn from each other’s experiences.

    SUNY Chancellor John B. King Jr. said, “The Empire State Service Corps program has been a phenomenal tool to address the most pressing needs of New Yorkers across the state while providing students with paid internships to serve their communities. Thanks to the leadership of Governor Hochul and the State Legislature, SUNY is thrilled to continue this program into its second year and support even more students as part of SUNY’s ambitious Service & Civics Agenda.”

    SUNY Buffalo Student Destiny Hopkinson said, “I went from knowing little about civic engagement to interviewing SUNY Chancellor John B. King about it. My experience with the Empire State Service Corps has been nothing short of amazing. I’ve built a strong support system, made great connections, gained hands-on experience in politics, traveled, and had the opportunity to showcase my University and Buffalo to new and improved civic engagement work.”

    Members of the first cohort of service members were celebrated earlier this month at the Empire State Service Corps Service & Civics Summit. The summit was attended by nearly 300 corps members, faculty, and staff from over 40 SUNY campuses. During the event, students engaged in hands-on service activities, cohort specific breakout sessions, including a fireside chat with SUNY Chancellor John B. King Jr., and fellowship time. Public leaders in attendance included Congressman John Mannion, New York State Senator Rachel May, New York State Senator Chris Ryan, and SUNY Board Trustee Giovanni “Gio” Harvey. Photos can be found here.

    The Empire State Service Corps provides paid civic and service internships in the following areas:

    • Civic Engagement/Civil Discourse: Students will serve either on or off campus with organizations such as local nonprofits related to civic engagement and civil discourse, including nonpartisan voter outreach, voter registration and engaging campus peers in voter activity
    • Early Childhood: Students will serve at a host site dedicated to early childhood education and/or development. (For example, daycare or head start centers)
    • FAFSA: Students will serve either in local communities (local high schools) or work on campus to support students with completing the FAFSA
    • Food Insecurity & SNAP Basic Needs: Students will serve on or off campus supporting students / individuals with SNAP outreach as well as basic needs support (could include shifts at campus food pantry) or with other food insecurity aligned work
    • K-12 Education: Students will partner with local school districts for tutoring sessions on a regular basis to support recovery from pandemic era learning loss
    • Peer Mental Health: Students will be trained to serve as a peer mental health educator typically at a campus/community wellness or counseling center. Students will support peers either on or off campus in supporting strong mental health practices and overall wellness initiatives
    • Student Success Coaching: Students will work with middle and high school students to combat common challenges like addressing chronic absenteeism and access to socio-emotional learning, mentoring, and mental health support.
    • Sustainability: Students will serve in campus roles or off-campus with local nonprofits / State agencies or other organizations focused on sustainability work (such as recycling campaigns, tree planting, pollinator gardens, sustainability outreach, building sustainable civic habits, etc.)
    • Veterans Affairs Outreach: Students will serve at host sites dedicated to supporting active military or veterans’ affairs for individuals, families, or affiliated groups.

    Governor Hochul and the state legislature committed $2.75 million to continue to fund the Empire State Service Corps in the FY25 Enacted Budget.

    SUNY students are encouraged to apply here between now before the April 18 priority deadline.

    Assemblymember Alicia L. Hyndman said, “The Empire State Service Corps provides SUNY students with meaningful opportunities to give back to their communities while gaining invaluable hands-on experience. Investing in civic engagement and service strengthens our future leaders and uplifts communities across New York State. I encourage all eligible students to apply and be part of this impactful initiative. Considering the benefits and the impact that it will make. Understanding that this will change people’s lives from all aspects. Most importantly, the people will be catered for. Creating atmospheres and opportunities that ensure success should be our focus!”

    About The State University of New York
    The State University of New York is the largest comprehensive system of higher education in the United States, and more than 95 percent of all New Yorkers live within 30 miles of any one of SUNY’s 64 colleges and universities. Across the system, SUNY has four academic health centers, five hospitals, four medical schools, two dental schools, a law school, the country’s oldest school of maritime, the state’s only college of optometry, and manages one US Department of Energy National Laboratory. In total, SUNY serves about 1.4 million students amongst its entire portfolio of credit- and non-credit-bearing courses and programs, continuing education, and community outreach programs. SUNY oversees nearly a quarter of academic research in New York. Research expenditures system-wide are nearly $1.16 billion in fiscal year 2024, including significant contributions from students and faculty. There are more than three million SUNY alumni worldwide, and one in three New Yorkers with a college degree is a SUNY alum. To learn more about how SUNY creates opportunities, visit www.suny.edu.

    MIL OSI USA News –

    March 29, 2025
  • MIL-OSI Global: ‘Everyday discrimination’ linked to increased anxiety and depression across all groups of Americans

    Source: The Conversation – USA – By Monica Wang, Associate Professor of Public Health, Boston University

    Everyday discrimination happens to all races and genders. FG Trade Latin/E+ via Getty Images

    People who most frequently encounter everyday discrimination – those subtle snubs and slights of everyday life – are more likely to suffer from anxiety and depression.

    What’s more, that finding remains true no matter the person’s race, gender, age, education, income, weight, language, immigration status or where they live.

    These are the key takeaways from our recent study, published in JAMA Network Open.

    Everyday discrimination refers to the routine ways people are treated unfairly because of characteristics such as skin color, perceived background or general appearance.

    Generally, it means disrespectful treatment: waiting longer than others for help at a store, having your ideas dismissed without consideration at work, or hearing rude comments about your identity.

    Although marginalized groups endure everyday discrimination most often, our study indicates that this is a widespread issue affecting people of all races and backgrounds.

    Everyday discrimination can affect both physical and mental health.
    FG Trade Latin/E+ via Getty Images

    I’m a professor who specializes in community health. My team and I analyzed data from the 2023 National Health Interview Survey, which included a weighted sample of nearly 30,000 U.S. adults, adjusted to accurately reflect more than 258 million people – approximately 75% of the country.

    Along with reporting frequency of everyday discrimination, participants completed clinical screenings for depression and anxiety.

    The results were striking: Nearly 56% of participants experienced at least occasional everyday discrimination, with 3.6% having “high levels,” meaning they faced discrimination most frequently – at least monthly and often weekly.

    High levels were most prevalent among Black adults, at 8.6%. Multiracial respondents were next with 6.4%. Hispanics and white participants were at about 3%, Asians just over 2%.

    Women and immigrants, people with disabilities and those who are overweight, obese or struggling with food insecurity also reported higher levels.

    When compared with those reporting no discrimination, participants with high levels had five times the odds of screening positive for either depression or anxiety, and nearly nine times the odds of screening positive for both.

    As discrimination increased, the increase in screening positive for depression, anxiety or both varied by race, with a more noticeable rise among groups that are often overlooked in these discussions – white, Asian and multiracial adults.

    This doesn’t mean discrimination is less harmful for Black, Hispanic/Latino or other racial and ethnic groups. One possible reason for our study’s findings may be that groups that have long endured structural discrimination may have developed more ways over time to cope with it.

    Why it matters

    At some point, all of us experience unfair treatment due to our personal traits. But this type of discrimination isn’t just unpleasant. Our study shows it has real consequences for health.

    Along with depression and anxiety, discrimination creates chronic stress, leading to increased risk for hypertension, heart disease, impaired brain functioning, accelerated aging and premature death.

    For some, everyday discrimination may emerge at different times in life. This can happen to people as they get older or when they become ill.

    But for others, it is a constant. This includes people living in marginalized communities, people of color, those socioeconomically disadvantaged or with disabilities, or those who identify as LGBTQ+.

    Ageism is one of many forms of everyday discrimination.

    What other research is being done

    Multiracial people are uniquely challenged because they navigate multiple racial identities. This often leads to feelings of isolation, which increases mental health risks.

    White adults, though less frequently exposed to racial discrimination, still face mistreatment, particularly if they have lower incomes, limited education or working-class backgrounds. In recent years, white people have perceived rising levels of discrimination against their own group.

    People of Asian descent are vulnerable to societal pressures and harmful stereotypes, which spiked during the COVID-19 pandemic.

    When factors are combined – for example, adding financial insecurity or immigration status to racism – compounded health challenges arise.

    What’s next

    Understanding how discrimination affects health for all can lead to policies and programs targeting root causes of mental health disparities and the rising rates of depression and anxiety.

    Discrimination isn’t just a Black versus white issue. It’s a public health crisis affecting all Americans. Acknowledging its harmful health effects is a first step.

    The Research Brief is a short take on interesting academic work.

    Monica Wang receives funding from the National Institutes of Health.

    – ref. ‘Everyday discrimination’ linked to increased anxiety and depression across all groups of Americans – https://theconversation.com/everyday-discrimination-linked-to-increased-anxiety-and-depression-across-all-groups-of-americans-250884

    MIL OSI – Global Reports –

    March 29, 2025
  • MIL-OSI United Nations: 47 million health workers and advocates call for cleaner aid to curb pollution deaths

    Source: United Nations MIL OSI

    The Second WHO Global Conference on Air Pollution and Health co-hosted by the World Health Organization and Colombia, in the city of Cartagena, brought together over 700 participants from 100 countries – including heads of state, ministers, scientists, and civil society groups — to accelerate action to curb what’s increasingly described as a full-scale health emergency. 

    “It is time to move from commitments to bold actions,” said Tedros Adhanom Ghebreyesus, WHO Director-General. 

    “To achieve clean air, we need urgent actions on all fronts: financial investment in sustainable solutions, such as in clean energy and sustainable transport, technical enforcement of WHO global air quality guidelines, and social commitment to protect the most vulnerable in our most polluted regions.” 

    The shared goal? A 50 per cent reduction in the health impacts of air pollution by 2040. 

    Countries including Brazil, Spain, China, and the United Kingdom laid out national roadmaps, while the Clean Air Fund pledged an additional $90 million for climate and health programmes. 

    Cities which are part of the C40 network, including London, vowed to strengthen air quality monitoring and push for greater investment in clean air strategies. 

    A health crisis hidden in plain sight 

    According to WHO, air pollution is responsible for seven million premature deaths annually and is now the second leading global risk factor for disease, after hypertension. 

    “Today air pollution is the first risk factor for disease burden,” said Maria Neira, WHO’s Director of Environment, Climate Change and Health. “It’s the number one risk factor for getting sick.” 

    The burden is heaviest in countries with fast-growing cities and weak regulatory frameworks. But Neira pointed out that the economic costs and health toll are rising globally. “Those chronic diseases are costing us well – to our health system and to our hospitals,” she said. 

    Despite the grim statistics, WHO leaders say solutions are at hand. Neira cited China’s progress in cutting emissions while continuing to grow economically. “At one point they demonstrated that you can reduce air pollution while still maintaining economic growth,” she said. “This argument that in order to tackle the causes of climate change, air pollution and environmental health, you need to invest and you don’t obtain benefits immediately – that’s not correct.” 

    Climate and health emergency 

    Indeed, air pollution is not just a public health issue but a key driver and symptom of the climate crisis. The burning of fossil fuels which feeds air pollution also releases greenhouse gases – adding to global warming. 

    “Climate change causes and air pollution causes overlap,” said Neira. “We have a lot to gain for health, for the economy, and for society, sustainable development, if we accelerate this transition.” 

    She emphasized that clean air solutions – including renewable energy, better urban design, and phasing out fossil fuels – also serve as climate mitigation strategies. 

    “This pollution, this particulate matter we are breathing every day…is coming from different sources, but fundamentally from the combustion of fossil fuels,” she said. “This can be avoided only by accelerating the transition to more renewables; cleaner sources of energy.” 

    © UNICEF/Aliraza Khatri

    Examples from Colombia and Europe 

    Hosts Colombia presented a slate of national initiatives, including cleaner fuels, zero-emission public transit, and a target to reduce carbon emissions 40 per cent by 2030. 

    “Air pollution claims more victims than violence itself. Poisoning our air costs lives in silence – this conference reinforces our determination to implement policies for both the environment and the health of our people,” said Colombia’s President Gustavo Petro. 

    He stressed the importance of smarter regulation and bridging the inequality gap with indigenous peoples, local and rural communities. 

    In Europe, where air pollution still causes 300,000 premature deaths annually, lawmakers are moving toward stricter regulation. “Pollution is an invisible pandemic. It is a slow-motion pandemic,” underscored Javier López, Vice President of the European Parliament’s Environment Committee. 

    The European Union recently adopted a new Air Quality Directive, halving legal air pollution thresholds and aiming to reduce pollution-related deaths by 30 per cent by 2030. “We have decided to come up with the air quality directive, which is part of the European Green Package,” Mr. López said. 

    Regional model, global lessons 

    Officials from the United Nations Economic Commission for Europe (UNECE) also took part in Cartagena, highlighting the Convention on Long-range Transboundary Air Pollution as one of the most successful multilateral environmental agreements to date. 

    “The Air Convention…is a multilateral environmental agreement that was adopted in 1979 to address air pollution that crosses national borders,” said policy officer Carolin Sanz Noriega.  

    Since its adoption, the convention has expanded to 51 parties and achieved deep emissions cuts across the region. “Reducing emissions of sulfur dioxide, nitrogen oxides by 40 to 80% from 1990 levels in the UNECE region, and for more than 30% for particulate matter,” Ms. Sanz Noriega said. 

    She emphasized that the agreement’s success lies in its binding commitments, robust science, and long-standing trust-building mechanisms. “Countries implement the convention because it really brings benefits. It brings health benefits, environmental benefits, crop benefits. It has co-benefits for climate.” 

    Through the Forum for International Cooperation on Air Pollution, UNECE is now working with countries in Latin America, Africa, and Asia to share scientific tools and regulatory approaches. 

    But a major challenge, especially in the Global South, remains technical capacity.  

    “We need to make sure that the countries are able to monitor air quality. That’s the first step,” Neira said. “In Africa, unfortunately, we are still missing a lot of monitoring capacity…You cannot manage what you cannot measure.” 

    Prescribing clean air 

    The health sector provided one of the key takeaways of the conference. With millions of medical professionals and individuals already backing the WHO campaign, delegates emphasized that clean air must be recognized as central to disease prevention.  

    “We have 47 million signatures from health professionals, from patients, from advocates, from institutions, saying ‘I want to prescribe clean air’,” Neira said.  

    “I don’t want to treat the patients with diseases caused by exposure to toxic air. I want to make sure that my patients will not be exposed and therefore they will not develop those diseases.” 

    As the conference wrapped up, delegates left Cartagena emboldened with new partnerships, data, and policy options – but also a resounding moral imperative. 

    MIL OSI United Nations News –

    March 29, 2025
  • MIL-OSI USA: By The Numbers: Federal Health Funding Cuts

    Source: US State of New York

    overnor Kathy Hochul today shared a breakdown of the Trump administration’s sweeping federal cuts to New York State’s health programs, and how these cuts to health funding will affect New Yorkers. The amount of funding lost will have a devastating impact statewide on programs that ensure the safety and well-being of people in New York, gutting over $360 million in financial resources toward mental health and addiction services, and health departments across the State.

    “Slashing funding for public health, suicide prevention and addiction services is just plain cruel, and it’s going to hurt everyday New Yorkers most,” Governor Hochul said. “Here’s the sad truth: there is no State in the nation that has the resources to backfill these sweeping cuts. It’s up to New York’s elected officials who serve in the House majority to stand up and fight back.”

    New York State Department of Health Commissioner Dr. James McDonald said, “It is disappointing these grants were terminated so impulsively without any advance notice and without consideration for the people we serve. We were poorly prepared as a nation for the last pandemic. I see the same pattern occurring now, where decisions are made without consideration for the public’s health and well-being. These grants were preparing us to be healthier for the next pandemic. These investments allowed New York to develop strategies that prevent chronic disease, improve nutrition and find problems before they started.”

    Office of Addiction Services and Supports Commissioner Dr. Chinazo Cunningham said, “These sweeping federal cuts to health and human services threaten critical addiction funding streams that support prevention, harm reduction, treatment, and recovery services, putting lives at risk and straining the providers working tirelessly on the frontlines of this public health crisis. OASAS remains committed to protecting and expanding access to life-saving services, and will work to mitigate the damage caused by these harmful cuts.”

    Office of Mental Health Commissioner Dr. Ann Sullivan said, “For many years, the federal government has been a trusted and valued partner in efforts to provide critical mental health services and supports to New Yorkers, many living in traditionally marginalized communities and under difficult socioeconomic conditions. These drastic cuts will likely slow, and in some instances, halt the fantastic progress our federally funded programs have made and continue to make across our state. We have come too far to reverse course on mental health, which is why our federal legislators owe it to New York to challenge these cuts however possible.”

    Federal Cuts by the Numbers:

    Department of Health
    DOH expects to lose over $300 million in funding for organizations across the State.

    • This funding supports many activities that are core to public health functioning, including virus surveillance, outbreak response, electronic data exchange, public dashboards, infection prevention activities in hospitals and nursing homes, laboratory reporting, program operations, and support to local health departments. The backbone of the State’s public health infrastructure will be weakened significantly due to reduced virus surveillance and reporting systems that can no longer provide communities and families with real-time information on developing outbreaks, laboratory support and testing, data collection and analysis, public-facing dashboards, data and analytics.
    • Losing this funding will shutter multiple areas of work that are largely seen as foundational components of the Department’s response to emerging infectious diseases. These cuts will also eliminate the Centers for Disease Control (CDC) and Prevention’s COVID-19 Health Disparities Grant, which funded 135 subcontractors to support community-based work addressing health disparities in New York, such as mental health, maternal and infant health, and food security.

    Office of Addiction Services and Supports
    OASAS expects to lose $40 million total in funding, which will result in significant cuts to addiction and prevention services, treatment supports and access to resources for individuals struggling with substance use. This work includes, but is not limited to:

    • Transitional housing to help provide short-term housing and case management for individuals leaving OASAS residential treatment or correctional facilities who cannot otherwise access permanent housing.
    • Support for programs, access to treatment, recovery, and other basic services that keep people connected to care in their communities.
    • Expansion of outpatient clinics to offer medication for addiction treatment and to purchase and outfit mobile medication units to bring services where they are needed.
    • Administering and implementing Screening, Brief Intervention, and Referral to Treatment (SBIRT) which is a comprehensive public health approach to identify those at risk of developing substance use disorders and deliver early intervention and treatment services to individuals who exhibit habits of risky use of alcohol and other substances.

    Office of Mental Health
    OMH expects to lose $27 million total in funding for programs and services for individuals experiencing mental health and/or substance use needs. These programs were intended to allow individuals in need of care to remain in their homes, connected to their natural support systems during treatment. The loss of this funding will result in an increased reliance on emergency services and hospital-based care with fewer community resources and supports for our most vulnerable New Yorkers, including:

    • Crisis Stabilization and Crisis Residence Programs to provide urgent treatment to individuals experiencing an acute mental health and/or substance use crisis, and a safe place for the stabilization of psychiatric symptoms and support for children and adults.
    • Adult Assertive Community Treatment Teams (ACT) serving individuals with serious mental illness who are in danger of losing their housing/becoming homeless, are homeless, and/or have histories of involvement with the criminal justice system, and Children and Youth Assertive Community Treatment Teams (ACT) for youth who are returning home from inpatient settings or residential services, at risk of entering such settings, or have not adequately engaged or responded to treatment in more traditional community-based services.
    • Grants to expand and improve upon the mobile crisis services statewide, including 9-8-8 crisis call centers. These call centers have relied on this funding to ensure they have capacity to connect callers experiencing emotional distress to the compassionate care of trained counselors.

    MIL OSI USA News –

    March 29, 2025
  • MIL-OSI Security: Mortgage Broker That Ran a Ponzi Scheme, Fraudulently Acquired CARES Act SBA Loans, and Filed a False Tax Return is Sentenced to Federal Prison

    Source: Federal Bureau of Investigation (FBI) State Crime Alerts (b)

    PROVIDENCE, RI – A Rhode Island mortgage broker who ran a Ponzi scheme with investors’ monies causing millions of dollars in losses, who fraudulently obtained more than $160,000 in COVID-19 pandemic-related SBA loans, and who failed to pay more than $140,000 in taxes due the IRS was sentenced today to more than four years in federal prison and was ordered to pay restitution to his victims, announced Acting United States Attorney Sara Miron Bloom.

    Joseph Giuttari, owner and operator of Hybrid Capital Group, LLC, THE FENS CO., LLC, and Realty Funding Advisors, LLC, was sentenced by U.S. District Court Judge Melissa R. DuBose to 55 months of incarceration to be followed by three years of supervised release. Additionally, Giuttari was ordered to pay a fine of $20,000 and to pay restitution to victims of his Ponzi scheme, to SBA loan programs, and to the IRS totaling $4,579,130.95.

    Mr. Giuttari pleaded guilty on October 31, 2024, to charges of wire fraud, theft of government property, and filing a false tax return.  The day after his guilty plea he engaged in brokerage activities in violation of his condition of release.  Upon discovery of his activities, the Court revoked its order of release and remanded him to the custody of the U.S. Marshal pending sentencing.

    Court documents reflect that Joseph Giuttari purported to match borrowers seeking short-term loans with private lenders seeking secured investments in real estate. As part of the scheme, Giuttari served as the clearing house for funds between the borrowers and the investors. In executing his scheme, Giuttari directed investors and closing attorneys to send all or a portion of the loan proceeds directly to him through his multiple business entities and business bank accounts. Instead of forwarding these funds to borrowers as represented to the investors, Giuttari used the money personally or to repay earlier investors who were seeking a return on their investments.

    Additionally, Giuttari fraudulently acquired $167,800 in COVID-19 pandemic Economic Injury Disaster Loans (EIDL) for Hybrid Capital Group and THE FENS CO that he was not entitled to receive, and he falsely stated on his 2019 U.S. Individual Income Tax Return that his total income was $22,176, when in fact it was at least $541,000, thus failing to pay $140,102 due the IRS.

    The case was prosecuted by Assistant United States Attorney Sandra R. Hebert.

    The matter was investigated by the FBI, Internal Revenue Service Criminal Investigation, and Federal Deposit Insurance Corporation Office of Inspector General.

    ###

    MIL Security OSI –

    March 29, 2025
  • MIL-OSI United Kingdom: CMA proposes to accept commitments to protect competition on UK-US passenger routes

    Source: United Kingdom – Executive Government Non-Ministerial Departments

    Press release

    CMA proposes to accept commitments to protect competition on UK-US passenger routes

    Five airlines have offered commitments to resolve the CMA’s competition concerns over their agreement to cooperate on passenger routes between the UK and US.

    iStock

    • Five well-known airlines – British Airways, Iberia, Aer Lingus, American Airlines, and Finnair – together form the Atlantic Joint Business Agreement, where members agree on key business decisions including prices and schedules
    • As part of a CMA investigation, these airlines have offered commitments to give competitors slots for take-off and landing at London airports on 3 key routes: London-Boston, London-Miami, and London-Chicago; and to carrying a minimum number of passengers on London-Dallas
    • The CMA is consulting on the airlines’ commitments, and interested parties can provide feedback ahead of the CMA reaching a decision on whether to accept them

    The Competition and Markets Authority (CMA) is investigating the Atlantic Joint Business Agreement (AJBA), a group of 5 airlines that cooperate, rather than compete, on transatlantic flights. The companies involved – British Airways, Iberia, Aer Lingus, American Airlines, and Finnair – contribute aircraft and flight slots, coordinate routes and selling and distribution, and share revenue, under the agreement.

    The European Commission reviewed the AJBA in 2010, accepting commitments (including the availability of slots on some UK-US routes) which were effective for 10 years.

    The CMA commenced investigating the AJBA in 2018 (in preparation for the end of those commitments) and considered a potential commitments package in early 2020. However, due to the impact of the COVID-19 pandemic, the CMA instead imposed Interim Measures (effectively extending the key terms of commitments which had been accepted by the Commission for 5 years). As the sector is now sufficiently recovered from the pandemic, the CMA has completed its review of the AJBA and has considered a new package of commitments offered by the parties which it provisionally considers will address its competition concerns.

    Commitments under consultation

    The commitments would require American Airlines and British Airways – the only 2 of these airlines to fly directly on these routes – to offer slots to competitors on 3 key UK-US routes: London-Boston, London-Miami, and London-Chicago. Rival airlines would then be able to apply for these slots, available at London’s Heathrow and Gatwick airports, allowing them to offer or increase flights on these routes – ensuring UK-US travelers can get the best deals when choosing which airline to fly with. Remedy slots allowing competitor airlines to operate on US-UK routes have been a core part of the commitments which have been in place since 2010.

    Slots at these two London airports are difficult to obtain. The airlines that have the rights to them are able to keep them provided they meet the minimum use criteria every year. This means these sought-after slots rarely become available – however, the commitments will continue to allow rival airlines to compete on the specific UK-US routes by reducing this key barrier to entry.

    A further aspect of the commitments package is a requirement that British Airways and American Airlines carry a minimum number of ‘local passengers’ (those who do not start or end their journeys elsewhere) on the London-Dallas route each year. This would protect against a reduction in services on the route and help to constrain prices. The commitments also include measures to support competing airlines on the 3 key routes, including giving access to connecting passengers on preferential terms.

    Juliette Enser, Executive Director of Competition Enforcement at the CMA, said:

    Airline alliances can deliver broader economic benefits, such as enhanced connectivity and new services. But the CMA has concerns about the AJBA’s impact on key UK-US routes.

    Accepting these commitments could address those concerns and protect passengers on the routes, including by making it easier for other airlines to compete, and bring our investigation to a close while allowing the AJBA to continue to operate.

    As is standard practice, the CMA is consulting on the commitments offered by the airlines. Interested parties now have the opportunity to provide feedback on the proposed commitments, which will be considered by the CMA before it makes a decision on whether to accept the commitments in their current form.

    More information about the CMA’s investigation can be found on the dedicated web page: Investigation of the Atlantic Joint Business Agreement.

    Notes to editors

    1. British Airways, Iberia and Aer Lingus are owned by International Consolidated Airlines Group SA.
    2. The CMA is today publishing its Notice of Intention to Accept Commitments. Comments from interested parties are invited until 23 April 2025.
    3. Formal acceptance of the commitments would result in the CMA terminating its investigation and not proceeding to a decision on whether the Competition Act 1998 has been infringed. Accordingly, a decision by the CMA accepting binding commitments would not include any statement as to whether or not the conduct of any of the parties has infringed the Competition Act 1998 prior to the acceptance of the commitments or once the commitments are in place.
    4. The CMA has engaged with the US Department of Transportation throughout the investigation to date.
    5. Further details of the CMA’s procedures in Competition Act 1998 cases can be found here.
    6. For media enquiries, please contact the CMA press office on 0203 738 6460 or press@cma.gov.uk

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    Updates to this page

    Published 28 March 2025

    MIL OSI United Kingdom –

    March 29, 2025
  • MIL-OSI Security: Ohio Man Found Guilty of Using His Tax Prep Clients’ Identities to Defraud the Federal Government of Pandemic Funding

    Source: Office of United States Attorneys

    CLEVELAND – A federal jury has convicted Mustafa Ayoub Diab, 41, of Ravenna, Ohio, of orchestrating a financial conspiracy that defrauded the U.S. government of pandemic benefits. After an approximately week-long trial, Diab was found guilty on 12 counts of theft of government funds, 12 counts of bank fraud, 11 counts of wire fraud, 6 counts of aggravated identity theft, and 1 count each of conspiracy to commit wire and bank fraud and to launder monetary instruments.

    According to court documents, Diab owned and operated a tax return preparation business in Akron, Ohio. Along with his co-conspirator, Elizabeth Lorraine Robinson, 33, of Ravenna, the couple developed a scheme to take advantage of government programs that expanded unemployment and small business benefits that became available during the COVID-19 pandemic.

    One such program, the Pandemic Unemployment Assistance Program, was expanded to individuals who otherwise did not qualify for regular benefits. Additionally, the Paycheck Protection Program, was administered by the U.S. Small Business Administration and provided resources and assistance to small businesses to cover payroll, utilities, rent/mortgage, accounts payable and other bills incurred which were tied to the COVID-19 pandemic. Diab exploited both of these programs for his benefit.

    From around, June 2020 to August 2021, Diab submitted fraudulent applications for pandemic unemployment benefits and small business assistance for many of his tax preparation business clients. Without their knowledge, he lied about their employment, or about being small business owners, on the applications so they would qualify to receive pandemic funds and benefits.

    Investigators also discovered that Diab opened bank accounts in his clients’ names to receive the pandemic benefit funds via direct deposit, which the clients did not have access to, along with accounts in the names of Robinson and Diab’s sister. When the pandemic relief funds were deposited into these accounts, he immediately withdrew the funds in cash for his personal use. With the cash, Diab bought real estate, cars and took international trips. In evidence presented to the jury at trial, Diab submitted fraudulent applications in the names of nearly 80 victims, causing the federal government to pay out more than $1.2 million in pandemic benefits that were deposited into the various bank accounts that Diab controlled.

    Sentencing is scheduled for July 28, 2025. Diab faces a maximum penalty of 30 years in prison. A federal district court judge will determine any sentence after considering the U.S. Sentencing Guidelines and other statutory factors.

    Robinson pleaded guilty to conspiracy, wire fraud, bank fraud, and theft of government funds in February and is currently awaiting sentencing. She also faces up to 30 years in prison.

    The FBI Akron Division investigated this case. Assistant U.S. Attorneys Vanessa V. Healy and Brenna L. Fasko prosecuted that case for the Northern District of Ohio.

    MIL Security OSI –

    March 29, 2025
  • MIL-OSI Russia: Alexey Overchuk spoke in a video message at the plenary session of the International Economic Forum of the CIS Member States

    Translartion. Region: Russians Fedetion –

    Source: Government of the Russian Federation – An important disclaimer is at the bottom of this article.

    Deputy Prime Minister Alexey Overchuk spoke at the plenary session of the International Economic Forum of the CIS Member States “New Impetus for the Development of the Greater Eurasian Partnership” held in Moscow.

    From the transcript:

    A. Overchuk: Good afternoon, dear colleagues!

    Alexey Overchuk’s speech in the format of a video address at the plenary session of the International Economic Forum of the CIS Member States “New Impetus for the Development of the Greater Eurasian Partnership”

    15 hours ago

    Thank you very much for the opportunity to share my thoughts on the development of the Greater Eurasian Partnership. The initiative to create the GEP was put forward by the President of the Russian Federation Vladimir Vladimirovich Putin in his Address to the Federal Assembly back in 2015. Everything that has happened in the world over the past 10 years convinces us that there is no alternative to this path.

    We are witnessing a change in the world order around us. This transformation is based on a set of factors that have caused new problems and contradictions to emerge and have exacerbated old conflicts. As a rule, the underlying cause of any conflicts that humanity has faced in its history is always access to resources, including food, energy, raw materials, labor, and markets.

    Every time history brought productive forces to a new level of development, humanity had a need for new resources. As a rule, this led to conflicts related to redistribution.

    The modern transformation affects issues of food and energy security, as well as new technologies, the implementation of which requires intensive use of critical raw materials and rare earth elements. Their supply is quite limited, and therefore control over them is critically important for the implementation of a new technological turn and maintaining or acquiring leadership positions in the world.

    The solution to the objective problems of our time requires approaches based on the mutual desire to build mutually beneficial relations and cooperation between sovereign states in the interests of the common good, well-being and security of peoples.

    In this context, the initiative of the President of the Russian Federation Vladimir Vladimirovich Putin to form the Greater Eurasian Partnership is particularly relevant. It is designed to prevent the segmentation of international contacts, their disintegration into disparate blocks and structures, which reduces the overall efficiency of economic activity. The BEP will create a reliable material basis for ensuring sustainable economic growth – a seamless transport and logistics system, a self-sufficient payment architecture, a multilateral platform for innovative cooperation, a wide network of economic corridors.

    The Russian leadership calls for the formation of a contour of equal and indivisible security, mutually beneficial, equitable cooperation and prosperity on the Eurasian continent in the foreseeable future. A special role in the new Eurasian system of security and development is given to issues of the economy, social well-being, integration and mutually beneficial cooperation, solving such problems as overcoming poverty, inequality, climate, ecology, developing mechanisms to respond to the threats of a pandemic and crises in the global economy.

    The Eurasian centers of the multipolar world are based on integration projects, which, as a rule, are formed around large sovereign economies or geographic regions. In the post-Soviet space, integration is of a multi-level nature, which reflects a respectful attitude towards the readiness of individual countries to deepen bilateral and multilateral ties, as well as to participate in the creation of supranational regulatory instruments and the assumption of corresponding obligations. Here we are talking about the Union State of Russia and Belarus, the Eurasian Economic Union and the Commonwealth of Independent States.

    Other integration projects taking shape around major economies and geographic regions of Eurasia include China’s Belt and Road Initiative, the Association of Southeast Asian Nations, the Gulf Cooperation Council, and the Organization of Turkic States.

    In turn, the sovereign states of Eurasia participate in such system-forming structures as the Shanghai Cooperation Organization, as well as in BRICS and APEC, which go beyond the geography of Eurasia. It is obvious that these associations have the potential to develop into international platforms where joint decisions will be developed that affect the interests of integration entities formed around the large economies and geographic centers of Eurasia, and interaction with the countries of the global South and the Pacific Ocean basin will be carried out.

    The result of the consolidation of efforts of all participating states and integration entities will be the Greater Eurasian Partnership, which in its essence will be an integration of integrations, giving impetus to sustainable development, socio-economic progress, the development and application of new technologies, the improvement of transport and logistics connectivity, as well as the strengthening of cultural and other ties between the peoples of Eurasia.

    The implementation of this vision will require the convergence of integration projects based on the harmonization of regulatory requirements for financial markets, the conduct of fair multilateral trade and investment, the development of industrial cooperation and the formation of sustainable international value chains, the strengthening of the common contractual framework in matters of food and energy security, environmental protection, as well as the coordination of technological, information and communication, infrastructure and cultural development in Eurasia.

    The construction of the BEP must be carried out in compliance with the principles of international law, respect for interests, consideration of regional and cultural characteristics and levels of development of individual participants, as well as decision-making based on consensus. This is the spirit that we are able to maintain within the Union State, the EAEU and the CIS, so these associations can become an example for developing the mechanisms of the BEP.

    The CIS experience and its active involvement in the “integration of integrations” project are necessary for the successful development of Greater Eurasia. After all, within the Commonwealth, a solid regulatory framework and effective tools for the development of historically established trade, economic and humanitarian ties have been created. These developments can be applied throughout the Eurasian continent.

    It is important that the association is in excellent shape, as evidenced by economic indicators. According to the CIS Statistical Committee, the growth of industrial production for January-October 2024 was 4.2%, the volume of freight traffic – 7.4%, retail turnover – 7.7%. The Commonwealth’s GDP for three quarters of 2024 compared to the same period in 2023 increased by 4.4%. Such successes were largely achieved thanks to the development of industrial cooperation, movement along the path of strengthening technological sovereignty based on science and innovation.

    Our trade and economic relations within the Eurasian Economic Union are built in the logic of the values and ideas underlying the Greater Eurasia project. The EAEU’s commitment to unlocking its potential as one of the economic centers of the BEP is enshrined in the Declaration on the Further Development of Economic Processes within the EAEU until 2030 and for the Period up to 2045, “The Eurasian Economic Path”, adopted following the meeting of the Supreme Eurasian Economic Council in St. Petersburg on December 25, 2023. In this strategic document, the heads of state of the EAEU declared their desire to achieve by 2045 the transformation of the EAEU into a self-sufficient, harmoniously developed and attractive macro-region for all countries of the world, possessing economic, technological and intellectual leadership and maintaining a high level of well-being of the population of the member states.

    Work in this area has a positive effect on economic indicators. Thus, in 2024, the EAEU GDP increased by 4.2%. For the EU, for example, the similar indicator, according to preliminary estimates, was only 0.8%.

    The experience of the EAEU can also be a good support for building a space of well-being and prosperity in Eurasia. In particular, the elimination of non-tariff barriers in the EAEU by switching to uniform mandatory requirements for EAEU goods (uniform SPS requirements, uniform technical regulations), as well as the elimination of customs control annually for the period 2015-2023, provided a sustainable increase in the growth rate of the EAEU GDP in the amount of 14.5 billion US dollars. Mutual trade of the EAEU due to these measures was on average 24% higher.

    The EAEU has already achieved significant success in the international arena. The dialogue is being strengthened based on memorandums of cooperation. Important steps in terms of forming the BEP have already been made based on such agreements with the secretariats of the SCO and ASEAN.

    Free trade agreements have been concluded with Vietnam, Serbia and Iran. The latter has recently also become an observer state in the EAEU. The coordination of FTA agreements with a number of other countries is in the final stage. According to our estimates, entering into new FTA agreements could expand the preferential sales market for the union from the current 480 million people to almost 880 million people.

    Dialogue with China is actively developing, with which the EAEU has created a solid basis for interaction in the form of two existing non-preferential trade agreements that underlie the integration of economic processes within the union with the One Belt, One Road initiative.

    The joint search for new solutions and synchronization of the development of integration projects, as well as infrastructure initiatives, work for the benefit of regional interconnectedness, increase the weight of our economies, and form the basis on which a new architecture of global economic relations in Eurasia and beyond can be built.

    Thank you!

    Please note: This information is raw content directly from the source of the information. It is exactly what the source states and does not reflect the position of MIL-OSI or its clients.

    MIL OSI Russia News –

    March 29, 2025
  • MIL-OSI Global: Cuts to science research funding cut American lives short − federal support is essential for medical breakthroughs

    Source: The Conversation – USA – By Deborah Fuller, Professor of Microbiology, School of Medicine, University of Washington

    Divesting from the next generation of researchers means cutting the lifeblood of science and medicine. J Studios/DigitalVision via Getty Images

    Nearly every modern medical treatment can be traced to research funded by the National Institutes of Health: from over-the-counter and prescription medications that treat high cholesterol and pain to protection from infectious diseases such as polio and smallpox.

    The remarkable successes of the decades-old partnership between biomedical research institutions and the federal government are so intertwined with daily life that it’s easy to take them for granted.

    However, the scientific work driving these medical advances and breakthroughs is in jeopardy. Federal agencies such as the National Institutes of Health and the National Science Foundation are terminating hundreds of active research grants under the current administration’s direction. The administration has also proposed a dramatic reduction in federal support of the critical infrastructure that keeps labs open and running. Numerous scientists and health professionals have noted that changes will have far-reaching, harmful outcomes for the health and well-being of the American people.

    The negative consequences of defunding U.S. biomedical research can be difficult to recognize. Most breakthroughs, from the basic science discoveries that reveal the causes of diseases to the development of effective treatments and cures, can take years. Real-time progress can be hard to measure.

    Medical breakthroughs are built on years of painstaking research.
    Scott Olson/Getty Images

    As biomedical researchers studying infectious diseases, viruses and immunology, we and our colleagues see this firsthand in our own work. Thousands of ongoing national and international projects dedicated to uncovering the causes of life-threatening diseases and developing new treatments to improve and save lives are supported by federal agencies such as the NIH and NSF.

    Considering a few of the breakthroughs made possible through U.S. federal support can help illustrate not only the significant inroads biomedical research has made for preventing, treating and curing human maladies, but what all Americans stand to lose if the U.S. reduces its investment in these endeavors.

    A cure for cancer

    The hope and dream of curing cancer unites many scientists, health professionals and affected families across the U.S. After decades of ongoing NIH-supported research, scientists have made significant progress in realizing this goal.

    The National Cancer Institute of the NIH is the world’s largest funder of cancer research. This investment has led to advances in cancer treatment and prevention that helped reduce the overall U.S. cancer death rate by 33% from 1991 to 2021.

    Basic science research on what causes cancer has led to new strategies to harness a patient’s own immune system to eliminate tumors. For example, all 12 patients in a 2022 clinical trial testing one type of immunotherapy had their rectal cancer completely disappear, without remission or adverse effects.

    Cuts in NIH funding will directly affect patients.

    Another example of progress is the 2024 results of an ongoing clinical trial of a targeted therapy for lung cancer, showing an 84% reduction in the risk of disease progression or death. Similarly, in a study of women who were immunized against the human papillomavirus at age 12 or 13, none developed the disease later. Since the widespread adoption of HPV vaccination, cervical cancer deaths have dropped 62%.

    Despite these incredible successes, there is still a long way to go. In 2024, over 2 million people in the U.S. were estimated to be newly diagnosed with cancer, and 611,720 were expected to die from the disease.

    Without sustained federal support for cancer research, progress toward curing cancer and reducing its death rate will stall.

    Autoimmune and neurodegenerative diseases

    Nearly every family is touched in some way by autoimmune and neurodegenerative diseases. Government-funded research has enabled major advances to combat conditions such as rheumatoid arthritis, multiple sclerosis, Parkinson’s and Alzheimer’s disease.

    For example, approximately 1 in 5 Americans have arthritis, an autoimmune disease that causes joint swelling and stiffness. A leading cause of disability and economic costs in the U.S., there is no cure for arthritis. But new drugs in development are able to significantly improve symptoms and slow or prevent disease progression.

    Researchers are also gaining insight into what causes multiple sclerosis, an autoimmune disease where the immune system attacks the protective covering of nerves and can result in paralysis. Scientists recently found a link between multiple sclerosis and Epstein-Barr virus, a pathogen estimated to infect over 90% of adults around the world. While multiple sclerosis is currently incurable, identifying its underlying cause can provide new avenues for prevention and treatment.

    The NIH’s BRAIN Initiative has invested more than $3 billion in neuroscience research since it began in 2013.
    Mandel Ngan/AFP via Getty Images

    Alzheimer’s disease causes irreversible nerve damage and is the leading cause of dementia. In 2024, 6.9 million Americans ages 65 and older were living with Alzheimer’s. Most treatments address cognitive and behavioral symptoms. However, two new drugs developed with NIH-supported research and clinical trials were approved in July 2023 and July 2024 to treat early-stage Alzheimer’s. Federal funding is also supporting the development of blood tests for earlier detection of the disease.

    None of these breakthroughs are a cure. But they represent important steps forward on the path toward ultimately reducing or eliminating these devastating ailments. Lack of funding will slow or block further progress, leading to the continued rise of the incidence and severity of these conditions.

    Infectious diseases and the next pandemic

    The world’s capacity to combat infectious disease will also be weakened by cuts to U.S. federal support of biomedical research.

    Over the past 50 years, medical and public health advances have led to the eradication of smallpox globally and the elimination of polio in the U.S. HIV/AIDS, once a death sentence, is now a disease that can be managed with medication. Moreover, a new version of treatments called preexposure prophylaxis, or PrEP, offers complete protection against HIV transmission when taken only twice per year.

    Similarly, the COVID-19 pandemic highlights the critical role biomedical research plays in responding to public health threats. Increased federal support of science during this time allowed the United States to emerge with new drugs, vaccine platforms with the potential to treat a variety of chronic diseases, and insights on how to effectively detect and respond to pandemic threats.

    The ongoing avian influenza outbreak and its spillover into American dairy herds and poultry farms is another pandemic threat looming on the horizon. Rather than build upon infrastructure for outbreak surveillance and preparedness, grants that would allow scientists to better understand long COVID-19, vaccines and other pandemic-related research are being cut. Decreased funding of biomedical research will hamper the U.S.’s ability to respond to the next pandemic, putting everyone at risk.

    Research across the country has ground to a halt as grants remain in limbo or have been terminated altogether.
    Scott Olson/Getty Images

    Losses from defunding biomedical research

    The National Institutes of Health contributed over $100 billion to support research that ultimately led to the development of all new drugs approved from 2010 to 2016 alone. Over 90% of this funding was for basic research into understanding the causes of disease that provides the foundation for new treatments.

    Under the new directive to eliminate projects that support or use terms associated with diversity, equity and inclusion, the NIH and other federal agencies have made deep cuts to biomedical research that will directly affect patient lives.

    Already, nearly 41% of Americans will be diagnosed with cancer at some point in their lifetime, and nearly 11% with Alzheimer’s. About 1 in 5 Americans will die from heart disease, and nearly 1.4 million will be rushed to an emergency room due to pneumonia from an infectious disease.

    Defunding biomedical research will result in a cascade of effects. There will likely be fewer clinical trials, fewer new treatments and fewer lifesaving drugs. Labs will likely shut down, jobs will be lost, and the process of discovery will stall. The U.S.’s health care system, economy and standing as the world’s leader in scientific innovation will likely decline.

    Moreover, when the pipelines of scientific progress are turned off, they will not so easily be turned back on. These consequences will affect all Americans and the rest of the world for decades.

    University shortfalls directly resulting from cuts to research support will dramatically reduce the capacity of American institutions to educate and provide opportunities for the next generation. Funding cuts have led to the shuttering or heavy reduction of training programs for future scientists.

    Graduate students and postdoctoral trainees are the lifeblood of biomedical research. Supporting these young people committed to public service through research and health care is also an investment in medical advancements and public health. But the uncertainty and instability resulting from the divestment of federally funded programs will likely severely deplete the biomedical workforce, crippling the United States’ ability to deliver future biomedical breakthroughs.

    By cutting biomedical research funding, Americans and the rest of the world stand to lose new cures, new treatments and an entire generation of researchers.

    Deborah Fuller receives funding from the National Institutes Health. The personal views expressed here are those of the authors.

    Patrick Mitchell receives funding from the National Institutes of Health. The personal views expressed here are those of the authors.

    – ref. Cuts to science research funding cut American lives short − federal support is essential for medical breakthroughs – https://theconversation.com/cuts-to-science-research-funding-cut-american-lives-short-federal-support-is-essential-for-medical-breakthroughs-252150

    MIL OSI – Global Reports –

    March 29, 2025
  • MIL-OSI Europe: ECB Consumer Expectations Survey results – February 2025

    Source: European Central Bank

    28 March 2025

    Compared with January 2025:

    • median consumer perceptions of inflation over the previous 12 months decreased, while median inflation expectations for the next 12 months and for three years ahead remained unchanged;
    • expectations for nominal income growth over the next 12 months increased, while expectations for spending growth over the next 12 months decreased;
    • expectations for economic growth over the next 12 months became more negative, while the expected unemployment rate in 12 months’ time increased;
    • expectations for growth in the price of homes over the next 12 months remained unchanged, while expectations for mortgage interest rates 12 months ahead declined.

    Inflation

    The median rate of perceived inflation over the previous 12 months decreased in February to 3.1%, from 3.4% in January. This is its lowest level since September 2021. Median expectations for inflation over the next 12 months were unchanged at 2.6%, as were those for inflation three years ahead at 2.4%. Inflation expectations at the one-year and three-year horizons thus remained below the perceived past inflation rate. Uncertainty about inflation expectations over the next 12 months decreased slightly in February to its lowest level since January 2022. While the broad evolution of inflation perceptions and expectations remained relatively closely aligned across income groups, over the previous year and a half inflation perceptions and expectations for lower income quintiles were, on average, slightly above those for higher income quintiles. Younger respondents (aged 18-34) continued to report lower inflation perceptions and expectations than older respondents (those aged 35-54 and 55-70), albeit to a lesser degree than in previous years. (Inflation results)

    Income and consumption

    Consumers’ nominal income growth expectations over the next 12 months increased to 1.0% in February from 0.9% in January. Perceived nominal spending growth over the previous 12 months decreased further to 4.9% in February, from 5.1% in January and 5.2% in December. This decrease was observed across most income groups. Expected nominal spending growth over the next 12 months also decreased to 3.5% in February, the same value as in December, from 3.6% in January. (Income and consumption results)

    Economic growth and labour market

    Economic growth expectations for the next 12 months were more negative, standing at -1.2%, compared with -1.1% in January, but still above the December value of -1.3%. Expectations for the unemployment rate 12 months ahead increased to 10.5%, the same as in December, from 10.4% in January. Consumers continued to expect the future unemployment rate to be only slightly higher than the perceived current unemployment rate (10.0%), implying a broadly stable labour market. Expectations for both economic growth and the unemployment rate remained broadly stable in the previous fourth months, fluctuating within a narrow range. (Economic growth and labour market results)

    Housing and credit access

    Consumers expected the price of their home to increase by 3.0% over the next 12 months, which was unchanged from January. Households in the lowest income quintile continued to expect higher growth in house prices than those in the highest income quintile (3.5% and 2.7% respectively). Expectations for mortgage interest rates 12 months ahead declined slightly to 4.4% from 4.5%. As in previous months, the lowest income households expected the highest mortgage interest rates 12 months ahead (5.0%), while the highest income households expected the lowest rates (3.9%). The net percentage of households reporting a tightening (relative to those reporting an easing) in access to credit over the previous 12 months declined, as did the net percentage of those expecting a tightening over the next 12 months. (Housing and credit access results)

    The release of the Consumer Expectations Survey (CES) results for March is scheduled for 29 April 2025.

    For media queries, please contact: Nicos Keranis, Tel: +49 172 758 7237

    Notes

    • Unless otherwise indicated, the statistics presented in this press release refer to the 2% winsorised mean. For further details, see ECB Consumer Expectations Survey – Guide to the computation of aggregate statistics.
    • The CES is a monthly online survey of, currently, around 19,000 adult consumers (i.e. aged 18 or over) from 11 euro area countries: Belgium, Germany, Ireland, Greece, Spain, France, Italy, the Netherlands, Austria, Portugal and Finland. The main aggregate results of the CES are published on the ECB’s website every month. The results are used for policy analysis and complement other data sources used by the ECB.
    • Further information about the survey and the data collected is available on the CES web page. Detailed information can also be found in the following two publications: Bańkowska, K. et al., “ECB Consumer Expectations Survey: an overview and first evaluation”, Occasional Paper Series, No 287, ECB, Frankfurt am Main, December 2021; and Georgarakos, D. and Kenny, G., “Household spending and fiscal support during the COVID-19 pandemic: Insights from a new consumer survey”, Journal of Monetary Economics, Vol. 129, Supplement, July 2022, pp. S1-S14.
    • The survey results do not represent the views of the ECB’s decision-making bodies or staff.

    MIL OSI Europe News –

    March 29, 2025
  • MIL-OSI: Katapult Delivers Double-Digit Gross Originations Growth in the Fourth Quarter, Above Outlook

    Source: GlobeNewswire (MIL-OSI)

    Strong Holiday Season Performance; Momentum Continuing into 2025
    Establishes 2025 Outlook; Expects Growth to Continue in Q1 2025

    PLANO, Texas, March 28, 2025 (GLOBE NEWSWIRE) — Katapult Holdings, Inc. (“Katapult” or the “Company”) (NASDAQ: KPLT), an e-commerce-focused financial technology company, today reported its financial results for the fourth quarter ended December 31, 2024.

    “We had a great fourth quarter, which included stronger-than-expected gross originations growth and 50% growth in application volume,” said Orlando Zayas, CEO of Katapult. “The fourth quarter holiday season is an incredibly important time for many of our merchant-partners and the Katapult marketplace delivered, including more than 100% year-over-year gross originations growth during the Cyber 5 period in 2024. This growth was driven by a number of initiatives including targeted and co-branded marketing campaigns and the launch of new app features that enhance the customer experience. Given our high repeat customer rate and the incremental sales we’re generating for our merchant-partners, we are confident that retailers, partners and consumers alike understand the value Katapult brings to the table.”

    “Prior to the launch of our app, we relied on direct and waterfall merchants to send us consumers and we developed a consistent track record for converting this traffic to the benefit of our merchant-partners. When we launched the Katapult app two years ago, we believed we could transform our operating model from a single-input driven business to a two-sided marketplace with a multidimensional growth engine. Our fourth quarter results demonstrated the progress we are making toward this goal. Customers are engaging more and more frequently with our marketplace, and during the fourth quarter, this led to approximately 61% of our gross originations starting in the Katapult app marketplace. The two-sided Katapult app marketplace, powered by KPay (Katapult Pay (R)), has become a reliable shopping destination for consumers across the US and a growth partner for durable goods merchants. We are excited about our potential and are looking forward to a great 2025.”

    Operating Progress: Recent Highlights

    • Successfully transitioning business model to two-sided marketplace and increasing platform velocity
      • ~61% of fourth quarter gross originations started in the Katapult app marketplace, making it the single largest customer referral source
      • Customer satisfaction remained high and Katapult had a Net Promoter Score of 58 as of December 31, 2024
      • 61.5% of gross originations for the fourth quarter of 2024 came from repeat customers1
    • Grew consumer engagement by adding app functionality and features and executing targeted marketing campaigns
      • Lease applications grew 50% year-over-year in the fourth quarter driven by new and existing customers
      • KPay gross originations grew approximately 52% year-over-year in the fourth quarter; 41% of total gross originations were transacted using KPay
      • Launched Metro by T-Mobile(R) (December 2024), Zales(R) (January 2025) and Rooms to Go(R) (February 2025) in the Katapult app marketplace, bringing the total number of merchants in our ecosystem to 33.
    • Strong progress against merchant engagement initiatives
      • Direct and waterfall gross originations, which represented 68% of total fourth quarter originations, grew approximately 44%, excluding the home furnishings and mattress category
      • Continued to expand our waterfall partnerships by onboarding 11 new merchants, including eight that are new to the Katapult app marketplace and three that already had a direct integration with Katapult
      • Together with several merchant-partners, we launched co-branded, co-promoted marketing campaigns that helped drive gross originations during the Cyber 5 period higher by more than 100% compared with the same period of last year
    • Entered new partnerships focused on expanding our applicant pool and providing consumers with more reasons to engage with the Katapult app marketplace

    Fourth Quarter 2024 Financial Highlights

    (All comparisons are year-over-year unless stated otherwise.)

    • Gross originations were $75.2 million, an increase of 11.3%. Excluding the home furnishings and mattress category within our direct/waterfall channel, gross originations grew 50% year-over-year.
    • Total revenue was $63.0 million, an increase of 9.4%
    • Total operating expenses in the fourth quarter decreased 37.4%. Our fixed cash operating expenses2, which exclude litigation settlement expenses, decreased approximately 7.1%.
    • Net loss was $9.6 million for the fourth quarter of 2024, an improvement compared with net loss of $14.6 million reported for the fourth quarter of 2023.
    • Adjusted net loss2 was $8.0 million for the fourth quarter of 2024 compared to an adjusted net loss of $6.3 million reported for the fourth quarter of 2023
    • Adjusted EBITDA2 loss was $1.1 million for the fourth quarter of 2024 compared to Adjusted EBITDA2 loss of $0.3 million in the fourth quarter of 2023. The year-over-year performance was driven largely by higher cost of sales related to rapid, faster-than-expected gross originations growth in the fourth quarter of 2024.
    • Katapult ended the quarter with total cash and cash equivalents of $16.6 million, which includes $13.1 million of restricted cash. The Company ended the quarter with $82.8 million of outstanding debt on its credit facility.
    • Write-offs as a percentage of revenue were 9.6% in the fourth quarter of 2024 and are within the Company’s 8% to 10% long-term target range. This compares with 8.7% in the fourth quarter of 2023.

    2024 Financial Highlights

    (All comparisons are year-over-year unless stated otherwise.)

    • Gross originations were $237 million, an increase of 4.7%
    • Total revenue was $247 million, an increase of 11.6%
    • Total operating expenses decreased 11.0%. Excluding litigation settlement expenses, total operating expenses decreased 17.0%. Our fixed cash operating expenses2, which exclude litigation settlement expenses, decreased approximately 7.1%.
    • Net loss was $26 million, an improvement compared with net loss of $37 million for 2023
    • Adjusted net loss2 was $17 million, an improvement compared to an adjusted net loss of $23 million for 2023
    • Adjusted EBITDA2 was $5 million compared to Adjusted EBITDA2 loss of $2 million in 2023
    • Write-offs as a percentage of revenue were 9.2% in 2024 and are within the Company’s 8% to 10% long-term target range. This compares with 9.2% in 2023.

    [1] Repeat customer rate is defined as the percentage of in-quarter originations from existing customers.
    [2] Please refer to the “Reconciliation of Non-GAAP Measure and Certain Other Data” section and the GAAP to non-GAAP reconciliation tables below for more information.  

    First Quarter and Full Year 2025 Business Outlook

    The Company is continuing to navigate a challenging macro environment particularly within the home furnishings category. Given the current breadth of our merchant selection as well as our plans to introduce new merchants to the Katapult App Marketplace during 2025, our strategic marketing and our strong consumer offering, we believe we are well positioned to deliver continued growth in 2025. We continue to believe that we have a large addressable market of underserved, non-prime consumers, and it’s important to note that lease-to-own solutions have historically benefited when prime credit options become less available.

    Given our quarter-to-date progress, Katapult expects the following results for the first quarter of 2025:

    • Approximately 11% year-over-year increase in gross originations
    • Approximately 10% year-over-year increase in revenue
    • Approximately $3 million of positive Adjusted EBITDA

    Based on the macroeconomic assumptions above and the operating plan in place for the full year 2025, Katapult expects to deliver the following results for full year 2025:

    • We expect gross originations to grow at least 20%

      This outlook does not include any material impact from prime creditors tightening or loosening above us and assumes that there are no significant changes to the macro environment.

      Both our first quarter and full year outlooks assume that the gross originations for the home furnishings and mattress category does not improve materially from our 2024 performance.

    • We also expect to maintain strong credit quality in our portfolio. This will be driven by ongoing enhancements to our risk modeling, onboarding high quality new merchants through integrations, and repeat customers engaging with Katapult Pay
    • Revenue growth is expected to be at least 20%
    • Finally with the continued execution of our disciplined expense management strategy combined with our growing top-line, we expect to deliver at least $10 million in positive Adjusted EBITDA

    “During 2024, we delivered strong top-line growth while continuing to lean into fiscal discipline and as a result, we were able to generate our first full year of Adjusted EBITDA profitability since 2021,” said Nancy Walsh, CFO of Katapult. “Since we have a two-sided marketplace business model, we can continue to scale our revenue without adding commensurate expenses. This means that in times of rapid revenue growth, as we are expecting in 2025, we can meaningfully accelerate our Adjusted EBITDA flow-through. We are executing well across the breadth of our two-sided marketplace and we expect to build on this momentum throughout 2025.”

    Conference Call and Webcast

    The Company will host a conference call and webcast at 8:00 AM ET on Friday, March 28, 2025, to discuss the Company’s financial results. Related presentation materials will be available before the call on the Company’s Investor Relations page at https://ir.katapultholdings.com. The conference call will be broadcast live in listen-only mode and an archive of the webcast will be available for one year.

    About Katapult

    Katapult is a technology driven lease-to-own platform that integrates with omnichannel retailers and e-commerce platforms to power the purchasing of everyday durable goods for underserved U.S. non-prime consumers. Through our point-of-sale (POS) integrations and innovative mobile app featuring Katapult Pay(R), consumers who may be unable to access traditional financing can shop a growing network of merchant partners. Our process is simple, fast, and transparent. We believe that seeing the good in people is good for business, humanizing the way underserved consumers get the things they need with payment solutions based on fairness and dignity.

    Contact

    Jennifer Kull
    VP of Investor Relations
    ir@katapult.com 

    Forward-Looking Statements

    Certain statements included in this Press Release and on our quarterly earnings call that are not historical facts are forward-looking statements for purposes of the safe harbor provisions under the United States Private Securities Litigation Reform Act of 1995. In some cases, forward-looking statements may be identified by words such as “anticipate,” “assume,” “believe,” “continue,” “could,” “design,” “estimate,” “expect,” “intend,” “may,” “plan,” “potentially,” “predict,” “should,” “will,” “would,” or the negative of these terms or other similar expressions. These forward-looking statements include, but are not limited to: in this Press Release and on our associated earnings call, statements regarding our first quarter of 2025 and full year 2025 business outlook and underlying assumptions, the expectation that the home furnishings category will not materially improve in the first quarter or throughout 2025, statements regarding our expectations for 2025, the impact of KPay on customer acquisition and our relationship with existing customers, the durability and timing of macroeconomic headwinds, the impact of our integrations within third-party waterfalls and our relationships with new merchant-partners on gross originations and financial expectations beyond 2025. These statements are based on various assumptions, whether or not identified in this Press Release, and on the current expectations of our management and are not predictions of actual performance.

    These forward-looking statements are provided for illustrative purposes only and are not intended to serve as, a guarantee, an assurance, a prediction or a definitive statement of fact or probability. Actual events and circumstances are difficult or impossible to predict and will differ from assumptions. Many actual events and circumstances are beyond our control. These forward-looking statements are subject to a number of risks and uncertainties, including, among others, our ability to refinance our indebtedness and continue as a going concern, the execution of our business strategy and expanding information and technology capabilities; our market opportunity and our ability to acquire new customers and retain existing customers; adoption and success of our mobile application featuring Katapult Pay; the timing and impact of our growth initiatives on our future financial performance; anticipated occurrence and timing of prime lending tightening and impact on our results of operations; general economic conditions in the markets where we operate, the cyclical nature of customer spending, and seasonal sales and spending patterns of customers; risks relating to factors affecting consumer spending that are not under our control, including, among others, levels of employment, disposable consumer income, inflation, prevailing interest rates, consumer debt and availability of credit, consumer confidence in future economic conditions, political conditions, and consumer perceptions of personal well-being and security and willingness and ability of customers to pay for the goods they lease through us when due; risks relating to uncertainty of our estimates of market opportunity and forecasts of market growth; risks related to the concentration of a significant portion of our transaction volume with a single merchant partner, or type of merchant or industry; the effects of competition on our future business; meet future liquidity requirements and complying with restrictive covenants related to our long-term indebtedness; the impact of unstable market and economic conditions such as rising inflation and interest rates; reliability of our platform and effectiveness of our risk model; data security breaches or other information technology incidents or disruptions, including cyber-attacks, and the protection of confidential, proprietary, personal and other information, including personal data of customers; ability to attract and retain employees, executive officers or directors; effectively respond to general economic and business conditions; obtain additional capital, including equity or debt financing and servicing our indebtedness; enhance future operating and financial results; anticipate rapid technological changes, including generative artificial intelligence and other new technologies; comply with laws and regulations applicable to our business, including laws and regulations related to rental purchase transactions; stay abreast of modified or new laws and regulations applying to our business, including with respect to rental purchase transactions and privacy regulations; maintain and grow relationships with merchants and partners; respond to uncertainties associated with product and service developments and market acceptance; the impacts of new U.S. federal income tax laws; material weaknesses in our internal control over financial reporting which, if not identified and remediated, could affect the reliability of our financial statements; successfully defend litigation; litigation, regulatory matters, complaints, adverse publicity and/or misconduct by employees, vendors and/or service providers; and other events or factors, including those resulting from civil unrest, war, foreign invasions (including the conflict involving Russia and Ukraine and the Israel-Hamas conflict), terrorism, public health crises and pandemics (such as COVID-19), trade wars, or responses to such events; our ability to meet the minimum requirements for continued listing on the Nasdaq Global Market; and those factors discussed in greater detail in the section entitled “Risk Factors” in our periodic reports filed with the Securities and Exchange Commission (“SEC”), including the Annual Report on Form 10-K for the year ended December 31, 2024 that we filed with the SEC.

    If any of these risks materialize or our assumptions prove incorrect, actual results could differ materially from the results implied by these forward-looking statements. There may be additional risks that we do not presently know or that we currently believe are immaterial that could also cause actual results to differ from those contained in the forward-looking statements. Undue reliance should not be placed on the forward-looking statements in this Press Release or on our quarterly earnings call. All forward-looking statements contained herein or expressed on our quarterly earnings call are based on information available to us as of the date hereof, and we do not assume any obligation to update these statements as a result of new information or future events, except as required by law. If we do update one or more forward-looking statements, no inference should be made that we will make additional updates with respect to those or other forward-looking statements.

    Key Performance Metrics

    Katapult regularly reviews several metrics, including the following key metrics, to evaluate its business, measure its performance, identify trends affecting our business, formulate financial projections and make strategic decisions, which may also be useful to an investor: gross originations, total revenue, gross profit, adjusted gross profit and adjusted EBITDA.

    Gross originations are defined as the retail price of the merchandise associated with lease-purchase agreements entered into during the period through the Katapult platform. Gross originations do not represent revenue earned. However, we believe this is a useful operating metric for both Katapult’s management and investors to use in assessing the volume of transactions that take place on Katapult’s platform.

    Total revenue represents the summation of rental revenue and other revenue. Katapult measures this metric to assess the total view of pay through performance of its customers. Management believes looking at these components is useful to an investor as it helps to understand the total payment performance of customers.

    Gross profit represents total revenue less cost of revenue, and is a measure presented in accordance with generally accepted accounting principles in the United States (“GAAP”). See the “Non-GAAP Financial Measures” section below for a description and presentation of adjusted gross profit and adjusted EBITDA, which are non-GAAP measures utilized by management.

    Non-GAAP Financial Measures

    To supplement the financial measures presented in this press release and related conference call or webcast in accordance with GAAP, the Company also presents the following non-GAAP and other measures of financial performance: adjusted gross profit, adjusted EBITDA, adjusted net income/(loss) and fixed cash operating expenses. The Company believes that for management and investors to more effectively compare core performance from period to period, the non-GAAP measures should exclude items that are not indicative of our results from ongoing business operations. The Company urges investors to consider non-GAAP measures only in conjunction with its GAAP financials and to review the reconciliation of the Company’s non-GAAP financial measures to its comparable GAAP financial measures, which are included in this press release.

    Adjusted gross profit represents gross profit less variable operating expenses, which are servicing costs, and underwriting fees. Management believes that adjusted gross profit provides a meaningful understanding of one aspect of its performance specifically attributable to total revenue and the variable costs associated with total revenue.

    Adjusted EBITDA is a non-GAAP measure that is defined as net loss before interest expense and other fees, interest income, change in fair value of warrants and loss on issuance of shares, provision for income taxes, depreciation and amortization on property and equipment and capitalized software, provision of impairment of leased assets, loss on partial extinguishment of debt, stock-based compensation expense, and litigation settlement and other related expenses.

    Adjusted net loss is a non-GAAP measure that is defined as net loss before change in fair value of warrants and loss on issuance of shares, stock-based compensation expense, and litigation settlement and other related expenses.

    Fixed cash operating expenses is a non-GAAP measure that is defined as operating expenses less depreciation and amortization on property and equipment and capitalized software, stock-based compensation expense, litigation settlement and other related expenses, net and variable lease costs such as servicing costs and underwriting fees. Management believes that fixed cash operating expenses provides a meaningful understanding of non-variable ongoing expenses.

    Adjusted gross profit, adjusted EBITDA and adjusted net loss are useful to an investor in evaluating the Company’s performance because these measures:

    • Are widely used to measure a company’s operating performance;
    • Are financial measurements that are used by rating agencies, lenders and other parties to evaluate the Company’s credit worthiness; and
    • Are used by the Company’s management for various purposes, including as measures of performance and as a basis for strategic planning and forecasting.

    Management believes that the use of non-GAAP financial measures, as a supplement to GAAP measures, is useful to investors in that they eliminate items that are not part of our core operations, highly variable or do not require a cash outlay, such as stock-based compensation expense. Management uses these non-GAAP financial measures when evaluating operating performance and for internal planning and forecasting purposes. Management believes that these non-GAAP financial measures help indicate underlying trends in the business, are important in comparing current results with prior period results and are useful to investors and financial analysts in assessing operating performance. However, these non-GAAP measures exclude items that are significant in understanding and assessing Katapult’s financial results. Therefore, these measures should not be considered in isolation or as alternatives to revenue, net loss, gross profit, cash flows from operations or other measures of profitability, liquidity or performance under GAAP. You should be aware that Katapult’s presentation of these measures may not be comparable to similarly titled measures used by other companies.

    KATAPULT HOLDINGS, INC. AND SUBSIDIARIES
    CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS
    (amounts in thousands, except per share data)
           
      Three Months Ended December 31,   Year Ended December 31,
        2024       2023       2024       2023  
                   
    Revenue              
    Rental revenue $ 62,031     $ 56,735     $ 243,978     $ 218,347  
    Other revenue   932       823       3,216       3,241  
    Total revenue   62,963       57,558       247,194       221,588  
    Cost of revenue   55,557       48,657       201,423       179,881  
    Gross profit   7,406       8,901       45,771       41,707  
    Operating expenses:              
    Servicing costs   1,156       1,118       4,589       4,311  
    Underwriting fees   814       549       2,304       1,919  
    Professional and consulting fees   631       1,247       5,201       6,694  
    Technology and data analytics   1,740       1,642       7,170       6,905  
    Compensation costs   4,376       5,396       20,076       22,732  
    General and administrative   3,208       2,594       10,866       10,938  
    Litigation settlement, net   314       7,000       3,666       7,000  
    Total operating expenses   12,239       19,546       53,872       60,499  
    Loss from operations   (4,833 )     (10,645 )     (8,101 )     (18,792 )
    Loss on partial extinguishment of debt   —       —       —       (2,391 )
    Interest expense and other fees   (4,849 )     (4,271 )     (18,851 )     (17,822 )
    Interest income   148       363       1,163       1,697  
    Change in fair value of warrant liability   (5 )     36       17       807  
    Loss before income taxes   (9,539 )     (14,517 )     (25,772 )     (36,501 )
    Provision for income taxes   (30 )     (112 )     (143 )     (165 )
    Net loss $ (9,569 )   $ (14,629 )   $ (25,915 )   $ (36,666 )
                   
    Weighted average common shares outstanding – basic and diluted   4,518       4,130       4,347       4,088  
                   
    Net loss per common share – basic and diluted $ (2.12 )   $ (3.54 )   $ (5.96 )   $ (8.97 )
                                   
    KATAPULT HOLDINGS, INC. AND SUBSIDIARIES
    CONSOLIDATED BALANCE SHEETS
    (dollars in thousands, except per share data)
       
      December 31,
        2024       2023  
    ASSETS      
    Current assets:      
    Cash and cash equivalents $ 3,465     $ 21,408  
    Restricted cash   13,087       7,403  
    Property held for lease, net of accumulated depreciation and impairment   67,085       59,335  
    Prepaid expenses and other current assets   6,731       4,491  
    Litigation insurance reimbursement receivable   —       5,000  
    Total current assets   90,368       97,637  
    Property and equipment, net   253       327  
    Security deposits   91       91  
    Capitalized software and intangible assets, net   2,076       1,919  
    Right-of-use assets, non-current   383       888  
    Total assets $ 93,171     $ 100,862  
    LIABILITIES AND STOCKHOLDERS’ DEFICIT      
    Current liabilities:      
    Accounts payable $ 1,491     $ 903  
    Accrued liabilities   17,372       24,146  
    Accrued litigation settlement   2,199       12,000  
    Unearned revenue   4,823       4,949  
    Revolving line of credit, net   82,582       —  
    Term loan, net, current   30,047       —  
    Lease liabilities   179       297  
    Total current liabilities   138,693       42,295  
    Revolving line of credit, net   —       60,347  
    Term loan, net, non-current   —       25,503  
    Other liabilities   828       95  
    Lease liabilities, non-current   444       614  
    Total liabilities   139,965       128,854  
    STOCKHOLDERS’ DEFICIT      
    Common stock, 0.0001 par value– 250,000,000 shares authorized; 4,446,540 and 4,072,713 shares issued and outstanding at December 31, 2024 and 2023, respectively   —       —  
    Additional paid-in capital   101,657       94,544  
    Accumulated deficit   (148,451 )     (122,536 )
    Total stockholders’ deficit   (46,794 )     (27,992 )
    Total liabilities and stockholders’ deficit $ 93,171     $ 100,862  
                   
    KATAPULT HOLDINGS, INC. AND SUBSIDIARIES
    CONSOLIDATED STATEMENTS OF CASH FLOWS
    (dollars in thousands)
       
      Year Ended December 31,
        2024       2023  
    Cash flows from operating activities:      
    Net loss $ (25,915 )   $ (36,666 )
    Adjustments to reconcile net loss to net cash used in operating activities:      
    Depreciation and amortization   140,636       126,533  
    Depreciation for early lease purchase options (buyouts)   29,061       25,784  
    Depreciation for impaired leases   24,962       22,019  
    Change in fair value of warrants and other non-cash items   (256 )     (807 )
    Stock-based compensation   5,759       7,034  
    Loss on partial extinguishment of debt   —       2,391  
    Amortization of debt discount   3,104       2,760  
    Amortization of debt issuance costs, net   220       277  
    Accrued PIK interest expense   1,440       1,555  
    Amortization of right-of-use assets   318       355  
    Changes in operating assets and liabilities:      
    Property held for lease   (201,189 )     (183,695 )
    Prepaid expenses and other current assets   (2,053 )     3,610  
    Litigation insurance reimbursement receivable   5,000       (5,000 )
    Accounts payable   588       (361 )
    Accrued liabilities   (6,775 )     4,419  
    Accrued litigation settlement   (7,055 )     12,000  
    Lease liabilities   (288 )     (387 )
    Unearned revenues   (126 )     765  
      Net cash used in operating activities   (32,569 )     (17,414 )
    Cash flows from investing activities:      
    Purchases of property and equipment   (54 )     (20 )
    Additions to capitalized software   (1,249 )     (954 )
      Net cash used in investing activities   (1,303 )     (974 )
    Cash flows from financing activities:      
    Proceeds from revolving line of credit   34,421       14,297  
    Principal repayments on revolving line of credit   (12,406 )     (11,551 )
    Principal repayment on term loan   —       (25,000 )
    Payments of deferred financing costs   —       (34 )
    Repurchases of restricted stock   (613 )     (355 )
    Proceeds from exercise of stock options   211       1  
      Net cash provided by (used in) financing activities   21,613       (22,642 )
    Net (decrease) in cash, cash equivalents and restricted cash   (12,259 )     (41,030 )
    Cash and cash equivalents and restricted cash at beginning of period   28,811       69,841  
    Cash and cash equivalents and restricted cash at end of period $ 16,552     $ 28,811  
    Supplemental disclosure of cash flow information:      
    Cash paid for interest $ 13,709     $ 13,014  
    Cash paid for income taxes $ 270     $ 206  
    Deferred financing costs included in accrued liabilities $ —     $ 481  
    Issuance of warrants to purchase common stock in connection with debt refinancing $ —     $ 4,060  
    Issuance of common stock in connection with litigation settlements $ 1,756     $ —  
    Right-of-use assets obtained in exchange for operating lease liabilities $ —     $ 471  
    Cash paid for operating leases $ 359     $ 513  
                   

    KATAPULT HOLDINGS, INC.
    RECONCILIATION OF NON-GAAP MEASURES AND CERTAIN OTHER DATA (UNAUDITED)
    (amounts in thousands)

      Three Months Ended December 31,   Year Ended December 31,
        2024       2023       2024       2023  
                   
    Net loss $ (9,569 )   $ (14,629 )   $ (25,915 )   $ (36,666 )
    Add back:              
    Interest expense and other fees   4,849       4,271       18,851       17,822  
    Interest income   (148 )     (363 )     (1,163 )     (1,697 )
    Change in fair value of warrants   5       (36 )     (17 )     (807 )
    Provision for income taxes   30       112       143       165  
    Depreciation and amortization on property and equipment and capitalized software   287       454       1,219       1,133  
    Provision for impairment of leased assets   1,921       1,508       2,227       1,727  
    Loss on partial extinguishment of debt   —       —       —       2,391  
    Stock-based compensation expense   1,331       1,356       5,759       7,034  
    Litigation settlement and other related expenses, net   226     $ 7,000       3,666       7,000  
    Adjusted EBITDA $ (1,068 )   $ (327 )   $ 4,770     $ (1,898 )
                                   
      Three Months Ended December 31,   Year Ended December 31,
        2024       2023       2024       2023  
                   
    Net loss $ (9,569 )   $ (14,629 )   $ (25,915 )   $ (36,666 )
    Add back:              
    Change in fair value of warrants   5       (36 )     (17 )     (807 )
    Stock-based compensation expense   1,331       1,356       5,759       7,034  
    Litigation settlement and other related expenses, net   226       7,000       3,666       7,000  
    Adjusted net loss $ (8,007 )   $ (6,309 )   $ (16,507 )   $ (23,439 )
                                   
      Three Months Ended December 31,   Year Ended December 31,
        2024     2023     2024     2023
                   
    Total operating expenses $ 12,239   $ 19,546   $ 53,872   $ 60,499
    Less:              
    Depreciation and amortization on property and equipment and capitalized software   287     454     1,219     1,133
    Stock-based compensation expense   1,331     1,356     5,759     7,034
    Servicing costs   1,156     1,118     4,589     4,311
    Underwriting fees   814     549     2,304     1,919
    Litigation settlement and other related expenses, net   226     7,000     3,666     7,000
    Fixed cash operating expenses $ 8,425   $ 9,069   $ 36,335   $ 39,102
                           
      Three Months Ended December 31,   Year Ended December 31,
        2024     2023     2024     2023
                   
    Total revenue $ 62,963   $ 57,558   $ 247,194   $ 221,588
    Cost of revenue   55,557     48,657     201,423     179,881
    Gross profit   7,406     8,901     45,771     41,707
    Less:              
    Servicing costs   1,156     1,118     4,589     4,311
    Underwriting fees   814     549     2,304     1,919
    Adjusted gross profit $ 5,436   $ 7,234   $ 38,878   $ 35,477
                           

    CERTAIN KEY PERFORMANCE METRICS

    (in thousands) Three Months Ended December 31,   Year Ended December 31,
        2024     2023     2024     2023
    Total revenue $ 62,963   $ 57,558   $ 247,194   $ 221,588
                           

    KATAPULT HOLDINGS, INC.
    GROSS ORIGINATIONS BY QUARTER

        Gross Originations by Quarter
    ($ millions)   Q1   Q2   Q3   Q4
    FY 2024   $ 55.6   $ 55.3   $ 51.2   $ 75.2
    FY 2023   $ 54.7   $ 54.7   $ 49.6   $ 67.5
    FY 2022   $ 46.7   $ 46.4   $ 44.1   $ 59.8
    FY 2021   $ 63.8   $ 64.4   $ 61.0   $ 58.9

    The MIL Network –

    March 28, 2025
  • MIL-OSI Economics: Asian Development Blog: Empowering Women in Tourism: The Key to a Healthy, Resilient Industry

    Source: Asia Development Bank

    Empowering women in tourism through targeted policies can overcome barriers like limited finance and caregiving burdens, unlocking their potential to drive job creation, sustainable innovation, and economic and health resilience in times of crisis.

    Tourism has emerged as one of the fastest-growing sectors in Asia and the Pacific, with international arrivals reaching 87% of pre-pandemic levels in 2024. Women are a significant driving force in the tourism sector in Asia and the Pacific, constituting a majority of the workforce (52%). Micro-, small and medium-sized enterprises led by women are pivotal to generating jobs in tourism and spurring local development. 

    For instance, in Cambodia, the women’s labor force participation rate was 80% in 2019, and women constituted 60% of the tourism workforce, with many employed in small enterprises and involved in designing tours to promote culture, art, tradition, religion, food, souvenirs, and tourist attractions. 

    By contrast, the Maldives presents a stark contrast: home to over 160 island resorts, it has only 10% female resort employees and a mere 3% local women in 2019. In Kyrgyzstan and Tajikistan, women are predominantly employed in hospitality, tours and artisanal crafts. The tourism industries in these countries are also male dominated, with Tajikistan’s employing 31% women.

    Despite this diversity in national contexts, women workers and women-led small businesses face similar challenges in the tourism industry across Asia’s developing countries. 

    Even in countries with higher female participation, such as Cambodia, women are overrepresented in low-paid, low-skilled, and often temporary or part-time jobs that heighten job insecurity, financial instability, and a wage gap. This is a common phenomenon across developing Asian countries with lower female participation in tourism. 

    One of the reasons is societal expectations on women’s role as the primary caregivers at home. The significant burden on female entrepreneurs and workers to balance paid work with unpaid, domestic responsibilities restricts their ability to take more business risks and expand their networks. 

    A report from the International Labour Organization shows that women in Asia and the Pacific spend 4.1 times more time in unpaid care work than men. The resulting time scarcity and mobility constraints faced by women impact their ability to participate in the labor market, grasp opportunities for career advancement, invest in and expand their businesses, and achieve financial independence. 

    These barriers also reinforce women’s lack of collateral required for loans that are essential to access to finance. Data shows that only 17%, 36%, and 49% of women own a house alone or jointly in Maldives, Tajikistan, and Cambodia, respectively. This not only restricts their ability to borrow, invest, and grow tourism businesses but also affects broader aspects of their well-being, including nutritional security and access to healthcare.

    By offering diverse cultural insights and authentic travel experiences, women-led businesses enrich the global tourism landscape.

    Structural discrimination from financial institutions further limits women’s access to finance. These, in turn, reinforce women’s concentration in low-paying or less secure positions, while men tend to dominate managerial and leadership roles, intensifying these inequalities in tourism. 

    In addition to financial exclusion, women in tourism often face unsafe and precarious working conditions. The seasonal nature of tourism, poor working conditions faced by women in tourism, such as workplace safety and harassment, and insufficient social protection, including mental health support on overworking and childcare support, exacerbate these issues. Many women also work in the informal sector and family-owned tourism businesses with no employment benefits or safety nets. 

    Health and hygiene-related risks also disproportionately affect women in tourism. The lack of access to proper sanitation facilities, clean water supply, and hygiene amenities at tourism workplaces could pose risks to women’s health and safety, such as their vulnerability to reproductive and urinary tract infections, privacy and violence concerns when using shared facilities, and challenges in managing menstrual hygiene. 

    These vulnerabilities were worsened during the COVID-19 pandemic, which caused an economic shock in the tourism industry that led to business closures and job losses. Also, it has increased unpaid care work and exposed the vulnerability of women entrepreneurs who often do not have sufficient financial reserves and support mechanisms to weather such crises.

    Despite these challenges, women in the tourism industry have demonstrated resilience and innovation. In Kyrgyzstan and Tajikistan, women-led guesthouses, tour companies, and handicraft cooperatives have gained recognition for promoting personalized services and cultural heritage, attracting both domestic and international tourists and contributing to local economies.

    Women can be agents of change for sustainable tourism, promoting culturally sensitive and innovative solutions. Examples of empowerment that help address inequalities and improve health and economic outcomes include: 

    Increasing opportunities for women in national tourism, health, and economic policies: A multisector approach to policymaking may ensure that women have equal opportunities, compensation, and support to thrive in the industry. Enhanced maternal, sexual, and reproductive health services are needed. The Tajikistan National Development Strategy 2030, which explicitly calls for the equal treatment of women in the labor market, is a promising initiative. 

    Creating a safe and healthy work environment for women: Addressing workplace safety, harassment, and discrimination in both public and private sectors can help women feel secure and supported. Improving health and security standards may also attract more solo and group female travelers. 

    Reducing barriers to obtaining loans and credit: Microfinance programs and financial products tailored to women may promote women’s access to finance for investing in and expanding their businesses, adopting new technologies, bolstering marketing efforts, and keeping businesses afloat when visitor numbers decline.

    Targeted training programs and capacity-building initiatives: Networks, mentorship, legal aid, counselling services, and digital training may provide support and resources for women to navigate challenges and enhance their business skills.

    Improved sex-disaggregated data for real-time, evidence-based policymaking: Women in tourism contribute to a large sector.

    By accurately quantifying the scope of female entrepreneurship in tourism, officials can craft targeted interventions that bolster women’s rights, strengthen community resilience, and safeguard the natural assets that underpin local economies.  

    In the end, empowering women entrepreneurs in tourism benefits not only the individuals who own and operate these businesses, but also entire communities seeking inclusive, healthy, and resilient growth.  

    By offering diverse cultural insights and authentic travel experiences, women-led businesses enrich the global tourism landscape—while underscoring that economic development is most sustainable when it lifts everyone. 
     

    Maria Gisela Orinion, Kyi Thar, and Marjorie van Strien contributed to this blog post.

    MIL OSI Economics –

    March 28, 2025
  • MIL-OSI Economics: AI continues to permeate team collaboration and communications platforms, says GlobalData

    Source: GlobalData

    AI continues to permeate team collaboration and communications platforms, says GlobalData

    Posted in Technology

    The recent Enterprise Connect 2025 event covered trends in team collaboration and communications as well as product and service announcements from a variety of competitors. As in recent years, artificial intelligence (AI) dominated the discussion, demonstrating that the technology continues to play an oversized role on competitors’ platforms, according to GlobalData, a leading data and analytics company.

    Gregg Willsky, Principal Analyst, Enterprise Technology & Services at GlobalData, comments: “The COVID-19 pandemic drove the ascent of team collaboration and communications platforms, and competitors responded with successive rounds of feature wars. Cooler heads eventually prevailed, and a ‘truce’ was issued in the form of interoperability between rival platforms. Now, things have come full circle with competitors reaching deep into the AI ‘treasure trove’ and circulating AI features platform-wide.”

    At this year’s event, agentic AI was the hottest topic. Agentic AI is an advanced form of AI that stretches beyond merely generating content, featuring agents that perform tasks independently on behalf of users ranging from the mundane to the complex.

    Willsky continues: “Agentic AI debuted in the second half of 2024 and is already considered to be the next big phase of AI. Agentic AI can act autonomously, make decisions, and take actions without human intervention. It can adjust its approach based upon new information or changing circumstances. It seems that every competitor is leveraging agentic AI in some shape or form.”

    Pondering competitors’ overall AI initiatives yields a couple of interesting lessons.

    Willsky concludes: “First, competitors have been busy loading their platforms with AI capabilities but have failed to articulate what differentiates their AI from the pack; they each need to formulate a compelling message that makes clear why customers should choose their respective platform.

    “Second, competitors make a lot of noise touting the dizzying variety of AI features they provide but are far quieter when it comes to discussing customer support. Competitors need to do a far better job of articulating what programs and resources they have in place to facilitate customer adoption.”

    MIL OSI Economics –

    March 28, 2025
  • MIL-Evening Report: The Coalition has promised $400m for youth mental health. Young people told us what they need

    Source: The Conversation (Au and NZ) – By Bridianne O’Dea, Little Heroes Professor of Child and Adolescent Mental Health, Flinders University

    Ground Picture/Shutterstock

    Opposition Leader Peter Dutton has promised a Coalition government would spend an extra A$400 million on youth mental health services.

    This is in addition to raising the number of subsidised psychology sessions from ten to 20, which had been previously announced.

    While extra funding for youth mental health is welcome, it’s important to target this in ways that will make a real difference to young people.

    In our recent research, we asked young people about their experiences of waiting for mental health support, how they coped in the meantime, and what would really make a difference while they waited.

    Rates of mental illness rising

    An estimated one in seven Australian children and adolescents had a mental illness in the past 12 months. Rates of mental illness have also increased over time, particularly among younger generations.

    The COVID pandemic led to a rapid rise in the number of children and young people seeing their GP for mental health problems. Visits for depression rose by 61% and eating disorders by 56% compared with before the pandemic.

    The number of visits to the emergency department in New South Wales for self-harm, or plans or thoughts about suicide, have also increased since COVID.

    The annual Mission Australia Survey reveals young Australians see mental health as one of their biggest challenges, with thousands calling for more support.

    But there are long waits for care

    Despite the greater demand for mental health treatment in Australia, there is very little information on how long young people wait to access it.

    The Australian Psychological Society reported that during the pandemic, 88% of psychologists increased their wait times and one in five were not taking on new clients. This meant about half of people waited more than three months to begin psychological treatment. But this is for clients of all ages.

    There is also little information on how young people experience the wait for treatment.

    We asked young people about the wait for care

    We recently published research on the wait times for mental health treatment for Australian teens.

    We asked 375 young people aged 13–17 about the mental health care they have tried to access for their anxiety and depression and how long they waited to start treatment. We also asked them about their mental health while they waited, what helped them cope, and the types of support they received.

    We found that on average, teens were waiting more than three months for their first session of treatment. Most teens waited to access psychologists and psychiatrists after a GP referral.

    While their wait times varied, nearly all teens felt they waited “too long”.

    Longer wait times were linked to poorer mental health, with more than 90% of teens reporting high distress while they waited. Many of the teens felt their feelings of worry and sadness had worsened and they had used risky and unhealthy ways to cope, such as spending more time alone, sleeping more, self-harming, and using alcohol and other drugs.

    Most teens did not receive any support from their health-care providers during the wait time, despite wanting it.

    One female 17-year-old had waited six months for treatment and told us:

    It felt like I was hanging over a cliff and was just told to hold on.

    Teens also felt their parents would benefit from greater support during the wait time. But we need more research to better understand how to help families.

    Together, these findings show we desperately need to address wait times for young people’s mental health treatment.

    Teens know the support they need

    If teens are to wait for mental health treatment, they told us they need support while they do so.

    Young people wanted more regular contact and “check-ins” from their service providers, someone to talk to during the wait, as well as more useful information on positive ways to cope.

    Most teens in our study used digital mental health tools – such as mental health websites, online mental health checks, mobile apps, online chat services and forums – while they waited.

    We’re developing digital mental health tools, in consultation with young people and GPs, to support doctors to care for their teen patients when treatment isn’t available right away. We’re testing the system of short digital mental health programs, supportive text messages and peer support in NSW this year.

    But not all teens we surveyed found digital mental health tools helpful. So we need to offer teens a range of supports – from their family, their GP, and from their referred service provider – to help them cope while they wait for treatment.

    What can governments do?

    We must carefully consider when, where and how mental health funds are invested. If governments wish to see more young people treated for their mental health problems, then we need to look at how our health-care system will cope with the growing demand.

    We also need national, transparent benchmarks for how long young Australians wait for mental health treatment. Only some health services in Australia have this. Other countries, such as the United Kingdom, have something similar to minimise the health risks of young people waiting too long for care.

    Ultimately, though, we need to prevent mental health issues from starting in the first place. That would reduce the need for treatment, the very type young Australians are waiting too long for.


    If this article has raised issues for you, or if you’re concerned about someone you know, call Kids Helpline on 1800 55 1800 or Lifeline on 13 11 14.

    Bridianne O’Dea is supported by a National Health and Medical Research Council (NHMRC) Medical Research Future Fund (MRFF) Investigator Fellowship (1197249) and a MRFF Millions Minds Mental Health Grant (2035416). Bridianne O’Dea received funding from the Buxton Family Foundation, Australian Unity, the Frontiers Technology Clinical Academic Group Industry Connection Seed Funding Scheme and the UNSW Medicine, Neuroscience, Mental Health and Addiction Theme and SPHERE Clinical Academic Group Collaborative Research Funding to conduct this research. Bridianne O’Dea is a member of the Australian Society for Mental Health Research and the International Society for Research on Internet Interventions. Bridianne O’Dea’s current work has received pro bono support from Deloitte Digital Australia.

    – ref. The Coalition has promised $400m for youth mental health. Young people told us what they need – https://theconversation.com/the-coalition-has-promised-400m-for-youth-mental-health-young-people-told-us-what-they-need-253328

    MIL OSI Analysis – EveningReport.nz –

    March 28, 2025
  • MIL-OSI USA: ICYMI: Pressley Joins Boston Globe for Fireside Chat in Cambridge

    Source: United States House of Representatives – Congresswoman Ayanna Pressley (MA-07)

    Wide-Ranging Discussion Covered Future of Progressivism, Harm of Musk-Trump Agenda, and How Democrats Should Fight Back

    Video (YouTube)

    CAMBRIDGE – This week at the King Open School in Cambridge, Congresswoman Ayanna Pressley (MA-07) joined Joshua Miller of the Boston Globe for a live, fireside chat about the news of the day, the Trump administration’s latest actions, and the future of progressivism in the United States. In the wide-ranging discussion titled “What do we do now? A conversation with Congresswoman Ayanna Pressley,” Rep. Pressley discussed her personal journey in politics, the harm of the Musk-Trump agenda, and how Democrats can and must fight back.

    The full conversation can be watched here and highlights are available below (edited lightly for clarity).

    On Rep. Pressley’s parents and upbringing:

    REP. PRESSLEY: I grew up raised in a single parented household with the righteous role-modeling of a mother who was a proud Democrat, a super voter. Just to give you a little insight into my upbringing, my mother never read me stories about anyone coming to save me. She read me the speeches of Barbara Jordan and Shirley Chisholm. So, I get it honest. And she, you know, taught me early on that to be Black is something beautiful and to be proud of, but that I was being born into a struggle, and she had an expectation that I would do my part in that struggle, in the work of liberation for Black and all marginalized people.

    So two other quick things I would say that really informed the work that I do from my origin story.  I grew up on public transportation. It’s one of the reasons why I’m so passionate about transit justice. It truly is at the intersection of everything. My father is a brilliant man who battled substance use disorder and a heroin addiction and cycled in and out of the criminal legal system, and it was incredibly destabilizing, and there was great shame and stigma that I carried about that not understanding at the time that it was a disease. But my father, while incarcerated, attained two advanced degrees, came out, attained his PhD, and went on to become a college professor, a dean of a college, and a published author. And so, by my father’s example, that is why I’m so passionate about family reunification and those bonds and re-entry programs and Second Chance Pell Grants – recognizing that there are so many brilliant people whose gifts are dying on the vine that are unjustly incarcerated because my father should have been met with culturally competent on-demand care, not incarceration.

    And now as for my mother, in addition to the ways in which she poured into me – reading the speeches of Barbara Jordan and Shirley Chisholm, being a tenants rights organizer through the Urban League of Chicago – I also had an incredible education with a front row seat into the indignities and injustices that my mother experienced as a Black woman and because I’m an only child, and it was really just sort of me and my mom versus the world. You know, it takes a lot of children to grow up and become an adult to see the humanity in their parent. I was there for my mother’s heart breaks. I was there for her hardship. I was a latch key kid home alone as young as five years old, and she would say, “You cannot tell anyone you were here alone, because they will take you away from me.” But she couldn’t afford childcare, right? I was also there when my mother was battling uterine fibroids, and the healthcare system would delegitimize her pain. She was forced into a radical hysterectomy when she did not need it, and I also remember the day she collapsed on the street because she returned to work too early and had not fully recovered.

    And so, I saw the ways in which a broken government and broken systems and policy violence were showing up in my mother’s life every day. And so as far as my education, your parents are your first teacher. So, both through the consciousness of my parents and through the landscape that they navigated, I received an incredible education.

    On Rep. Pressley’s journey in politics:

    REP. PRESSLEY: I came here in 1992 to attend Boston University, so school is what brought me here. I like to say Chicago is the city that raised me, and Boston is the city that changed me. You know, it was in Boston that I sort of better crystallized my purpose, the contribution I wanted to make in the world.

    And I was very active on campus, Student Government President, President of my College. I was charged with organizing a Martin Luther King Day celebration at Boston University. It was called a day on, not off, because it always bothered me that people treated it as an extended weekend, and because I had seen how many people worked for so long to make that a holiday.

    So I said, I’m going to invite Congressman Joseph P. Kennedy II and Congressman Barney Frank to this event. And I said, I believe in the – I’m an Aquarius, so I’m really into manifestation. And I said, I am going to get an internship with one of them. So, they both came into the room, and I’m just going to tell the truth, because I’ve said it to his face: Barney Frank scared the shit out of me. He was a complete curmudgeon. And I just was like, he’s brilliant. I love everything he’s doing on banking. That’s a no go. Okay. And so, you know, Congressman Joseph P Kennedy II greeted me with a “Hiya, pal!” and I said, this is the way I’m going. And my mother, who was very politically astute, had taught me all the work that Congressman Kennedy was doing on redlining. And so I approached him, and I said, I’d like to intern in your office. I secured this internship in his Roxbury satellite office. I showed up with a briefcase from Goodwill that was permanently locked. I never figured out that – I never figured out that combination. But I thought it was important to look the part. Ladies, do y’all remember a store called Hit or Miss? Okay, so I went to Hit or Miss, got my first little work situation, walked in with that permanently locked attaché case, landed that internship, and that internship changed the trajectory of my life.

    Now, I should say, at that time, internships were unpaid, and most interns were the kids of donors. And so I’m so grateful that we have, now, through a lot of organizing, changed that to open it up so there’s no gate keeping, and all of our interns are paid a living wage.

    So I was a student at Boston University, started as an intern for Congressman Kennedy. Ultimately, I was hired, and I became a constituent services Social Security liaison, advocating for our most vulnerable, our seniors, our veterans. Then I went on to work for United States Senator John Kerry for 11 years, and then served on the Boston City Council for eight years.

    I’m not new to this, I’m true to this – and I’ve been doing this work of electoral politics and movement building, the work of freedom that my mother demanded of me for a very long time. So thank you to the Commonwealth of Massachusetts for changing my life. It is also here where I found the love of my life, who is from Cambridge. So thank you Cambridge for the gift of my fine ass husband. But it was, it was here that I found the love of my life, put down roots, grew a family as well. 

    On the Republican government budget bill:

    JOSHUA: I want to talk about Democrats who seem very split, speaking of fight like hell, who seem very split between the House and the Senate these days, between the vanguard and the old guard. Why is there this split, and which of these two constituencies do you think will win out? And the context for this is the Senate passed the government funding bill that every single Democratic Representative, but one, voted against in the House. And the Senate, Chuck Schumer – I’ll let you describe what happened and how you see it. 

    REP. PRESSLEY: Does anyone know what the word trifling means? It was trifling, it was outrageous, it was a betrayal. And this goes right back to the point I was making earlier, that when Democrats have the power, no matter how limiting your tools are in this moment, you have to leverage and exhaust every single one of them – because the American people are exhausted, and we need to be exhaustive.

    The reason why there isn’t a narrative that the Democrats are out there fighting like hell is exactly because of reasons like that. Chuck Schumer stood with me and others in front of the Department of Treasury for, for an agitation, a mobilization effort, and linked arms with us and said, “We will win.” Not like that, Chuck – no, we won’t. No, we won’t.

    So again, the other thing is that [Republicans] presented a false narrative that there were two options: this Republican manufactured shutdown, because that’s exactly what it was – they’re the reason we were on the brink of a shutdown which no one wanted – or this dangerous spending bill that is going to be a tsunami of hurt that everyone is going to feel. And that’s inaccurate. That was a false choice, because the Democrats had a 30-day stopgap spending bill that was on the table that we were ready to vote for.

    JOSHUA: So you think Democrats had leverage that they did not use?

    REP. PRESSLEY: Absolutely, and I don’t know how you win any fight when you started out by ceding ground. But I want you to know this is what I mean, because I hold myself accountable. When this vote was going down, or, you know, hours before it, and I was on the phone myself and my colleagues, we were calling Democratic senators and saying, “Hold the line.” I went on television and appealed to them as well. And I said, if you don’t want to listen to me, listen to your constituents. Listen to the appeals and cries of your constituents.

    Y’all, the Massachusetts 7th Congressional District is an incredible district and one of the most unequal in the country. I have 220,000 Medicaid recipients in my district. 30% of the people the Commonwealth of Massachusetts are Medicaid recipients. So this is a denial of health care. People will get sicker, and people will die. I’m not being hyperbolic. Those are the facts. So you’re supposed to do everything.

    The problem is that there was a false narrative that was presented that the choice was between this Republican rip off to cause harm to the people this country, to pat the pockets of billionaires, or this Republican manufactured shutdown. And that’s not true. So again, I’m very unhappy and very worried about the fallout of this.

    Now you asked about the generational divide and that kind of thing. So two things. Again, I worked for Senator John Kerry 11 years. John Kerry was best friends with John McCain. This is not your grandma’s Republican Party, and I think that there are some Democrats that are still stuck in an old frame of bipartisanship being the goal. And I’m not a dolt, I understand the legislative process and why we need some of them again, appealing to people of conscience. I will sit at the table and work with anyone who is serious about progress and about the safety, the preservation and the health of our shared constituents, but so far, they have proven that they are unserious.

    Bipartisanship is not the goal. The goal is justice. The goal is impact. And there are some people, again in their punditry and analysis of the election outcome, who have said the country sent a message that they want to see bipartisanship. Well, again, I reject that, but let’s say that were true, that was a partisan bad faith spending bill the Democrats had no input on that, and that’s exactly why it should have been stopped and rejected while we continued the work of negotiating for a bipartisan compromise.

    So I want to say that there’s some Democrats that are stuck in an old frame. And then secondly, I ran for Congress because – and was elected under Trump’s first occupancy – and I ran because I felt the time demanded activist leadership, that it was not going to be enough to just vote the right way, that we were going to have to agitate, we were going to have to organize, we were going to have to resist, and that’s the moment we find ourselves in now.

    How Democrats can fight the Musk-Trump agenda:

    JOSHUA: Just in the last few days, the administration seemingly defied a direct federal court order. President Trump called for the judge’s impeachment. He said he no longer considers some pardons issued by Joe Biden to be valid. Definitely pressure testing the system in a big way. And I’m wondering because your constituent asks – what can you substantively do as a Member of Congress in the minority party in a not seeming to be so co-equal branch of government. In the face of all of it, what can you do? And what are you doing?

    REP. PRESSLEY: Fight like hell.

    You know, I keep returning to the words of Cecile Richards – daughter of you know, the great Ann Richards, Governor of Texas – leader of Planned Parenthood. I co-chair the House’s Reproductive Freedom Caucus. And when she was in the throes of her cancer fight, she was still out there organizing and fighting, and people said, “What are you doing here?” And she said, “There will come a time where the question will be asked, ‘What did you do when everything was at stake for the country?’” And she said, “the only acceptable answer will be everything that I could.”

    And so I keep returning to that, because the strategy of this hostile White House administration in the midst of an active hostile government takeover is to overwhelm. It is to shock and awe. It is to get you to believe that these proposals, most of which are lawless, are inevitable, and in that overwhelm, that you will concede and that you will be resigned to a mindset of indifference and of inaction. That is the strategy. When we say that their strategy is to flood the zone, that is why these executive orders are coming out fast and furious. They mean to overwhelm us. They mean to suppress any organizing. They mean to suppress any outcry or resistance, which is why Donald Trump has now instructed them to not even do town halls.

    So as part of our strategy, what’s happening now? Democrats are doing town halls in Republican districts to say that I will come here and be accountable to you, be accessible to you.

    But the Republicans, it bothers me, because people keep asking me, do you see any opportunities for bipartisanship? Are we in the same reality? Where is there a party for bipartisanship? They are operating, Republicans in the House as cowards, complicit cowards, in wholesale harm to our shared constituents. They are operating as a cult. So no, I don’t see any opportunities. Because people that define government efficiency by making people hungrier, poor and sicker are not my kind of people.

    So the Democrats, our defensive strategy is litigation, and we are winning a number of court cases. The second is legislation. So you take, for example, Elon Musk, unelected billionaire, his little grubby hands all over our data. We introduce the Taxpayer Data Protection Act. We just need three Republicans, and we can move legislation. Their majority in the House is just [three] Republicans, so we’re just appealing to them as people of conscience, do the right thing by the people who elected you and not operate with this fealty and loyalty to Donald Trump and cowering under his politics of retribution.

    So our strategy is litigation, which again, we’re winning a number of the cases. Our defensive strategy – legislation and agitation and organizing. And as a member of the Committee on Oversight and Reform, I’ve been conducting real time oversight by showing up and resisting and agitating in the face of these dangerous and draconian proposals from dismantling our federal agencies to the unjust massive firing of our dedicated federal workers.

    Why Democrats lost the 2024 election:

    JOSHUA: You’ve been a Member of Congress now for six years, and this is not your first time as a progressive Democratic Representative during a Trump administration. But a lot more of the country voted for him this time around, and even in your district, one of the very most progressive, he did better last year than in 2020. Why do you think Donald Trump picked up more votes here and across the country in just about every group with voters knowing who he is?

    REP. PRESSLEY: The reason why this isn’t an easy question is because we don’t all agree about why we lost. So what I see happening in real time. And I worry about is that Democrats will reflexively say: you know what, we need to moderate our aspirations. They’ll buy into this shallow punditry that we lost on social issues. I reject that categorically.

    I believe we lost because it was more important to a lot of people to preserve white supremacy. And they were very skilled at advancing othering and a scarcity mindset. And so people knew that harm would come if they believed even a third of what was laid out in Project 2025, which was not a blueprint. It is a playbook which we see playing out in real time, but they just thought that they would be exempt from the harm.

    And then I imagine there are people who believed what he told them, that he was going to lower the cost of prescription drugs and groceries and housing. So for people who did vote for Trump, I know no one gave him a mandate to operate with what I would consider the godlessness, the lawlessness and the callousness that he is in this moment. No one gave him that mandate.

    And then I’m going to say another reason why I believe he won and we lost, Democrats, and we need to remedy this quickly. In my opinion, [Democrats] are afraid of power, and when you operate with scared power, it’s like having no power at all. We have had the House, we have had the Senate, we have had the White House, and we reserve the filibuster. We did not restore voting rights. We did not pass George Floyd Justice in Policing, and so many of the things that I could name. Donald Trump, even if he is just about moving fast and breaking things – he is transparent about the fact that he wants the power, he wants to amass the power, he wants to wield the power, he wants to manipulate, abuse, and exploit the power, but he wants the power – and in order for us to effectively rebuild this party and this coalition of voters, we have to also offer an affirmative – so that, I have to say, come back home and let’s, let’s rebuild this party. Because we need to get the gavel. We need to be back in power. Because when we have the power, we are going to do what, right?

    I know Democrats have always had the better policies. We know that we have a messaging problem. The Republicans have played the long game of building a mass communications ecosystem that they have put money behind. They had a long game of not just the Supreme Court that they’ve enlisted as co-conspirators in their extremist march, but they also went after federal judgeships, district judgeships. And so to quote my brilliant Chief of Staff, Sarah Groh – Democrats don’t need any more policies. We need more strategy.

    So yeah, I think we have to be unapologetic in the pursuit of power, and this is not the time to moderate our aspirations. This is not the time to play small. Democrats win when we deliver, when people feel the impact of our policies. Not because they read it in a press release, but because their life is improved by a permanent Child Tax Credit, by affordable and accessible child care, by access to fresh and healthy foods. Democrats win when you feel the impact of our policy.

    So in my mind, we should go as far and as deep as the hurt. This is not the time to moderate.

    And then finally, I’ll say, in this moment, as I try to distill a path forward, I find it helpful to look back and to look at movements and to look at earlier chapters in the Civil Rights Movement, which we are still very much in, to be clear. And what I have gleaned from studying those earlier chapters in the Civil Rights Movement is that every movement needs three things. You need imagination. So we’re doing radical work, but you have you need a radical dream. You need a North Star. Secondly, strategy. So you need imagination. You need strategy. And here’s the hard one, stamina. You need stamina. So those are just some of the things that I’ve been reflecting on.

    How everyday people can stay engaged:

    JOSHUA: We got 37 pages worth of constituent questions from your constituents. So I want to get to a few of them, and a big theme of them, of the hundreds of questions that came in was that people are scared and they’re angry and they’re looking to you, asking, what can they do to push back? What specifically can they do? People wrote in and said they used to feel like they could call their representative, they could call their senator, and it would make a difference. They don’t believe that anymore. What can they do to pushback? 

    REP. PRESSLEY: Yeah, okay. First, I never want to dissuade you from calling, because even when you feel that it’s not impactful – it is. And I think you should call in two ways. First, if you reject something that we’re doing, make it known. But this is the part that doesn’t always happen. If you agree with something we’re doing, affirm that, because when you do that, it fortifies that member to continue taking those stances and doing those things. And other colleagues take note. Okay, so I want to encourage you to both express what you disagree with, but also affirm what you do agree with.

    Then, educate yourself. There’s so much mis- and dis-information. Again, they’ve got an anti-freedom agenda. They want to control what you read, what media you access. They want to perpetuate lies and propaganda. So, educate yourself. That is huge, because the country is getting a civics lesson on steroids in real time. The fear that you talk about, the fear that I hear from constituents who are telling their child what to do if they come home and they’re not there whose house they should go to instead. Elders that are carrying all their medications around in case they are deported. People afraid to go to medical appointments, to work, their places of worship, children not going to school. The fear is palpable. It is real, and it is justifiable – and even when these lawless executive actions have been introduced and they’ve been beaten back, there’s still a chilling effect. So even if that executive action does not become law, people are moving as if it is. And that’s why educating yourself is so very important.

    The third thing is, I keep returning to the pandemic and the things that we stood up in that moment, infrastructure, mutual aid, rapid response. These are the sorts of things that we need to stand up in this time. Get to know your neighbors. Dr. King posed that urgent question in one of his final writings – Where do we go from here: Chaos or Community? Well, we’re in a moment of chaos, cruelty and callousness, and we have to choose community every single time to fortify ourselves, to strategize, to take care of one another, mutual aid. So those are some of the things I would offer sort of at a macro, but also at a micro. 

    How we can remain hopeful:

    JOSHUA: My final question for you tonight, Congresswoman, what gives you hope?

    REP. PRESSLEY: Okay, what gives me hope? There’s an affirmation that one of my siblings in the movement gifted me during Trump’s first occupancy. And I say it every single day, and I want to give it to you because it is in this room, it is in this movement, that I find hope. We have to continue to choose community. It’s how we fortify one another. And as I said, we need to keep the imagination so it’s not just about radical work. It’s about radical dreaming, and it is about radical love, and we’re going to need community in this room and our neighbors more than ever before.

    So the affirmation I want to leave with you is the following: “I choose the discipline of hope over the ease of cynicism. I choose the discipline of hope over the ease of cynicism. And I choose fortitude over fatalism.”

    So I leave that with you, and I will just say – in the midst of this constitutional crisis, this civil rights crisis, where they’re coming to roll back gains and progress, and they’re coming for every single one of our rights – my appeal to you, I beg of you, is to not give them your joy too.

    ###

    MIL OSI USA News –

    March 28, 2025
  • MIL-OSI USA: Dr. Joyce Reintroduces Legislation to Help Cardiac Patients Heal at Home

    Source: United States House of Representatives – Congressman John Joyce (PA-13)

    Washington, D.C. – Today, Reps. John Joyce, M.D. (PA-13), Scott Peters (CA-50), Brian Fitzpatrick (PA-1), and Jimmy Panetta (CA-19) reintroduced the Sustainable Cardiopulmonary Rehabilitation Services in the Home Act. This legislation would permanently give Medicare beneficiaries access to in-home cardiopulmonary rehabilitation services. 

    “As a doctor, I understand that many patients recover and rehabilitate best from the safety of their own homes,”  said Rep. John Joyce, M.D. “By permanently expanding access to in-home cardiopulmonary care for Medicare beneficiaries, this legislation will improve outcomes and allow patients to receive the highest quality of care from the comfort of their homes.”

    “The Sustainable Cardiopulmonary Rehabilitation Services in the Home Act will help seniors recover from major cardiac events at home and expand access to telehealth for those who might otherwise struggle to reach a doctor,”  said Rep. Scott Peters. “We know patients recover better when treated in familiar settings, like at home. We must continue working on solutions so Americans aren’t obligated to forego medical care or break the bank for burdensome hospital stays.”

    “Medicare patients deserve the ability to access vital cardiac and pulmonary rehabilitation services from the comfort and safety of their own homes. This not only enhances the likelihood of successful recovery but also contributes to an increase in life expectancy,”  said Rep. Brian Fitzpatrick. “Our bipartisan Sustainable Cardiopulmonary Rehabilitation Services in the Home Act delivers a common-sense, forward-looking solution for our seniors. By lowering hospital readmission rates for cardiac patients and expanding access to rehabilitation programs, this legislation takes a vital step toward improving health outcomes. It’s time to modernize Medicare guidelines and provide a long-overdue, sustainable pathway for supervised in-home care to benefit Americans nationwide.”

    “As we continue to address the challenges of heart disease in our communities, ensuring access to critical rehabilitation services is essential,”  said Rep. Jimmy Panetta. “This bipartisan legislation builds on the innovative care models developed during the pandemic to ensure that patients can safely recover and rehabilitate from home.  By expanding access to these proven, life-saving programs, we can reduce the burden on our healthcare system and prioritize the health and well-being of seniors.”

    Background:

    • Heart disease is the leading cause of death in the United States, resulting in the death of more than 600,000 Americans each year. 
    • Cardiopulmonary rehabilitation has been shown to drastically lower the risk of rehospitalization and death.
    • During the COVID-19 pandemic, the Centers for Medicare and Medicaid Services (CMS) temporarily allowed certain in-home, virtual cardiopulmonary rehab programs to be reimbursed.
    • This temporary policy expired in 2023, causing patients throughout the country to lose access to needed care, particularly in rural areas.

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    MIL OSI USA News –

    March 28, 2025
  • MIL-OSI USA: Congresswoman Sylvia Garcia Statement on the Passing of Congressman and Houston Mayor Sylvester Turner

    Source: United States House of Representatives – Congresswoman Sylvia Garcia (TX-29)

    WASHINGTON, D.C. – Today, Congresswoman Sylvia Garcia (D-TX-29) issued the following statement following the passing of Congressman Sylvester Turner (D-TX-18): 

    “I am devastated to hear of the passing of my dear friend and colleague, Congressman Sylvester Turner. He was a trailblazer, a dedicated public servant, and a true champion for the people of Houston.  

    “He was a native son of Houston, born and raised in Acres Home, in the same year as the Brown vs. Board of Education decision, to a soft-spoken father and a mother who picked cotton. He never forgot where he came from, which fueled his commitment to change the world. I saw this first hand from the moment I met him in the 1980s and supported him throughout his political career.

    “For 27 years, my friend was a fixture in the Texas House of Representatives, a man of strong moral character who always led by example. While serving together in the Texas Legislature, I witnessed how he worked relentlessly to deliver for his constituents. As Mayor of Houston, he channeled a fearlessness and grit that allowed him to guide our city through an unprecedented seven federally declared natural disasters, including Hurricane Harvey and the COVID-19 pandemic. He leaves a lasting legacy of uplifting neighborhoods that were often overlooked. We are all better for his work to create a fairer, more equitable Houston.  

    “When he decided to bring his service to Washington, he brought with him the hopes and needs of the historic 18th Congressional District of Texas. He was my partner in good trouble, always ready to fight fiercely for those who needed him the most. My heart is with his family and all who knew and loved him. Houston has lost a giant, but his impact will never fade. If there is one thing he loved more than the City of Houston, it was his daughter Ashley and his grandchildren. God has gained a good man in his kingdom, from Acres Home to the Promised Land. Rest in peace, my dear friend.” 

    MIL OSI USA News –

    March 28, 2025
  • MIL-OSI USA: John James, Don Davis Introduce Legislation to Procure More Fighters for the Air National Guard

    Source: United States House of Representatives – Congressman John James (Michigan 10th District)

    WASHINGTON, D.C. – This week, Representatives John James (MI-10) and Don Davis (NC-1) introduced the Air National Guard Squadron Preservation Act, which requires the Air Force to sustain fighter aircraft procurement and production to fully recapitalize the Air National Guard. This legislation would ensure that the aging A-10 fighter squadron at Selfridge Air National Guard Base would be recapitalized with a new fighter mission. 

    Retaining the overall combat strength in the Air National Guard while America is already short pilots and maintainers, as China continues to close the capabilities gap, is critically important as we work to modernize our fleet. 

    Rep. James issued the following statement regarding the legislation:

    “Air National Guard fighter units represent 21 percent of the total Air Force, 30 percent of the Air Force combat power, and 94 percent of homeland defense—at 40 percent of the cost. The Guard is far too critical to our national security to ignore. Selfridge Air National Guard Base is uniquely positioned on our Northern border and Great Lakes, highly lethal, cost effective, and crucial to our local and state economy. Our nation called on Michigan for two world wars and a global pandemic. My bill will assure that Selfridge is prepared and ready to answer when America calls again.”

    Rep. Davis issued the following statement:

    “It is imperative to prioritize taking the necessary steps to ensure the continued production and procurement of fighter aircraft. Our country will be better prepared for global threats, and the American people will be safer,” 
    said Congressman Davis.

     The Air National Guard Squadron Preservation Act:

    • Makes it U.S. policy to maintain the Total Fighter Force needed to confront any threats by retaining force structure through the fighter squadrons across the Air National Guard (ANG).
    • Amends the FY25 National Defense Authorization Act Air National Guard recapitalization plan to include “fifth generation fighter aircraft” in the language.
    • Requires the Air Force to continue production and procurement of an “advanced capability fighter aircraft” and a “fifth generation fighter aircraft” to replace all legacy capability fighter aircraft within each ANG fighter unit.
    • For this Act, the definition of “advanced capability fighter aircraft” means F-15EX, F-16 Block 70/72, and future variants. “Fifth generation fighter aircraft” means an F-35 or F-22 aircraft.
    • Requires the Air Force to fulfill this procurement requirement by entering in to or modifying a procurement contract.
    • Requires the GAO to conduct a review of advanced capability fighter aircraft—to assess any procurement challenges and to issue recommendations on how to solve those challenges.
    • Requests that the Air Force, in consultation with the ANG, conduct a study on continued procurement of advanced capability fighter aircraft to recapitalize the ANG.

    View the legislation here.

    MIL OSI USA News –

    March 28, 2025
  • MIL-OSI USA: SALAZAR REINTRODUCES BILL TO EXPAND HOME INFUSIONS FOR MEDICARE BENEFICIARIES WITH RARE GENETIC DISEASE

    Source: United States House of Representatives – Congresswoman María Elvira Salazar’s (FL-27)

    lass=”xmsonormal”>WASHINGTON, D.C. – Today, Reps. María Elvira Salazar (R-FL) and Chellie Pingree (D-ME) reintroduced the John W. Walsh Alpha-1 Home Infusion Act. If passed, certain Medicare beneficiaries living with Alpha-1 Antitrypsin Deficiency would be able to receive essential augmentation infusions at home. Reps. Chris Smith (R-NJ), Hank Johnson (D-GA), Burgess Owens (R-UT), Eleanor Holmes Norton (D-DC),Young Kim (R-CA), David Rouzer (R-NC), and Paul Tonko (D-NY) are original cosponsors of the bill.

    “Access to home-based care reduces healthcare costs while giving people dignity and peace of mind as they receive quality care in their home,” said Rep. Salazar. “I am proud to lead this legislation, which would make life easier for Medicare patients struggling with this rare genetic disease.”

    Alpha-1, also known as genetic COPD, is a hereditary condition that, without treatment by FDA-approved augmentation therapies, may result in serious lung disease in adults and/or liver disease in infants, children, and adults. Therapy slows but does not reverse the progression of the lung destruction associated with this disorder.

    “Many immunocompromised Alpha-1 patients were unable to access critical, safe, and effective therapies during the pandemic due to outdated Medicare restrictions on home infusion,” said Rep. Pingree. “The bipartisan John W. Walsh Alpha-1 Home Infusion Act will ensure that patients living with Alpha-1 can receive the life-saving care they need— comfortably and affordably at home. This commonsense, game-changing legislation will not only improve health outcomes and quality of life, it will also help reduce overall health care costs. It’s exactly the kind of meaningful, patient-centered policy the American people deserve from their elected leaders.”

     “Thank you to Congresswoman Salazar for making this legislation a reality in the 119th congressional session. We are grateful for the reintroduction of The John W. Walsh Alpha-1 Home Infusion Act for patient access to home infusions for our rare disease community. The Alpha-1 Foundation has worked tirelessly so that neither age nor disability will interfere with the continuation of care when transitioning to the Medicare system. The John W. Walsh Alpha-1 Home Infusion Act will cement the next step forward in improving the lives of Alphas for generations to come, alleviating the burdens that comes with a diagnosis of alpha-1 antitrypsin deficiency and the resulting costs,” said Scott Santarella, President and CEO, Alpha-1 Foundation. 

    Rep. Maria Salazar has been a leader in rare disease and mental health legislation, previously introducing and passing into law The Summer Barrow Prevention, Treatment, and Recovery Act, to fund mental health and substance abuse treatment.

    The full text of the bill can be found here. For a one pager on the bill, click here.

     

     

    MIL OSI USA News –

    March 28, 2025
  • MIL-Evening Report: Travelling overseas? You could be at risk of measles. Here’s how to ensure you’re protected

    Source: The Conversation (Au and NZ) – By Archana Koirala, Paediatrician and Infectious Diseases Specialist; Clinical Researcher, University of Sydney

    Julia Suhareva/Shutterstock

    On March 26 NSW Health issued an alert advising people to be vigilant for signs of measles after an infectious person visited Sydney Airport and two locations in western New South Wales.

    The person recently returned from Southeast Asia where there are active measles outbreaks in several countries including Vietnam, Thailand and Indonesia.

    The NSW alert follows a string of similar alerts issued around Australia in recent days and weeks.

    If you’re travelling overseas soon, you could be at risk of measles. Here’s what to know to ensure you’re protected.

    First, what is measles?

    Measles is one of the most contagious viral illnesses. It spreads through the air when a person breathes, coughs or sneezes. On average, one person can infect 12 to 18 others who are not immune.

    Initial symptoms include fever, a runny nose, cough and conjunctivitis. Then a non-itchy rash usually starts around the hairline before spreading around the body.

    Measles is most common in children, and they’re also most vulnerable to getting very sick with the virus. Measles is severe in around one in ten children. Complications can include ear infection, diarrhoea and pneumonia, and, more rarely, encephalitis (brain swelling).

    However, adults can also catch and spread the disease, making up 10–20% of measles cases during outbreaks.

    Vaccination has saved millions of lives

    The first measles vaccine was licensed for public use in 1963, and it changed the trajectory of this disease. In the 21st century alone, measles vaccination is thought to have saved more than 60 million lives globally.

    The measles vaccine is free through Australia’s National Immunisation Program. It’s routinely given at 12 and 18 months of age. The first dose is combined with mumps and rubella (the MMR vaccine) and the second adds protection against chickenpox, or varicella (MMRV).

    False suggestions the measles vaccination is linked with disorders such as autism have been thoroughly disproven. The vaccine is very safe and highly effective.

    Measles is one of the most contagious viruses there is.
    fotohay/Shutterstock

    However, because the vaccine is made from a live virus, people with weakened immune systems (for example, those receiving chemotherapy for cancer or pregnant women) cannot have the vaccine even though they’re at higher risk of severe measles. Their safety depends on high community immunisation rates to reduce the spread of the virus.

    Because measles is so infectious, at least 95% of the population needs to be immune to prevent its spread.

    Immunity occurs from either two doses of measles vaccine or past infection. Measles vaccination was introduced in Australia in 1968. Most adults born before the mid-1960s would still be immune from a past infection. But vaccination is recommended for everyone else who is not immune.

    Immunity gaps are opening up

    Gaps in immunity to measles have opened up around the world due to challenges in delivering routine immunisations during the COVID pandemic, and, in some cases, reduced acceptance of vaccination.

    In 2023 only 83% of the world’s children received at least one dose of measles vaccine by their first birthday, down from 86% in 2019. This is not enough to halt spread.

    The withdrawal of US government funding from many global health programs, including a measles surveillance network that supports testing and outbreak responses, is throwing fuel on the fire.

    In Australia, small but progressive declines in the uptake of childhood vaccines over the past five years and immunity gaps in other age groups means our risk of outbreaks in increasing.

    Rates of childhood vaccination coverage have been declining slightly.
    Inna photographer/Shutterstock

    For example, coverage of the MMR vaccine at 24 months declined 0.4 percentage points between 2022 and 2023 (from 95.3% to 94.9% in Indigenous children and 95.1% to 94.7% in children overall).

    On-time vaccination rates – within 30 days of the recommended age – are also falling. The proportion of children who had their MMR vaccine on time dropped from 75.3% to 67.2% for non-Indigenous children and 64.7% to 56% for Indigenous children between 2020 and 2023.

    Measles outbreaks are increasing in Australia and across the world

    Measles cases are rapidly rising across the globe and more cases are arriving from overseas into Australia. So far in 2025, 37 cases have been reported compared to 57 in all of 2024, 26 in 2023 and seven in 2022. Most cases have been imported from overseas, but we’ve ascertained eight cases so far in 2025 were locally acquired.

    Many of the countries experiencing the largest measles outbreaks are popular travel destinations for Australians, including India, Thailand, Indonesia and Vietnam.



    But few countries are free of measles. The United States, Canada, the United Kingdom and various countries in Europe are all tackling outbreaks.

    As the incubation period – the gap between exposure and symptoms – is around seven to ten days, travellers may enter the country without knowing they’re about to become ill and potentially spread the virus to others.

    Protecting yourself and your family

    Although the usual age for the first measles dose is 12 months, the MMR vaccine can be given to babies as young as six months who are travelling to measles hotspots or during outbreaks.

    This early measles vaccine dose does not replace those given at 12 and 18 months, but will help protect the infant in the interim.

    It’s important all adults, particularly those planning overseas travel, know their vaccination or infection history. If you don’t, talk to your health-care provider about being vaccinated.

    Everyone who doesn’t have immunity from an infection should have two lifetime doses. Some adults, including those who have migrated from overseas, may have had none or only one dose when they were younger. If you’re unsure, there’s no harm in receiving a vaccine if you’ve had measles or have been fully vaccinated already.

    If you come back from overseas and need medical care, inform your health-care provider about your symptoms and recent travel before attending a clinic in person.

    Archana Koirala has worked on projects funded by the Australian Department of Health and Aged Care and NSW Health. She is the chair of Vaccination Special Interest Group and a committee member of Australian and New Zealand Paediatric Infectious Diseases Group of the Australasian Society of Infectious Diseases.

    Kristine Macartney is the Director of the Australian National Centre for Immunisation Research and Surveillance (NCIRS). NCIRS receives funding from the Australian government Department of Health and Department of Foreign Affairs and Trade, NSW and other state and territory health departments, Gavi the Vaccine Alliance, the World Health Organization, the NHMRC, the MRFF and the Wellcome Trust.

    – ref. Travelling overseas? You could be at risk of measles. Here’s how to ensure you’re protected – https://theconversation.com/travelling-overseas-you-could-be-at-risk-of-measles-heres-how-to-ensure-youre-protected-252802

    MIL OSI Analysis – EveningReport.nz –

    March 28, 2025
  • MIL-OSI USA: Fact Sheet: President Donald J. Trump Exempts Agencies with National Security Missions from Federal Collective Bargaining Requirements

    US Senate News:

    Source: The White House
    PROTECTING OUR NATIONAL SECURITY: Today, President Donald J. Trump signed an Executive Order using authority granted by the Civil Service Reform Act of 1978 (CSRA) to end collective bargaining with Federal unions in the following agencies with national security missions:
    National Defense. Department of Defense, Department of Veterans Affairs (VA), the National Science Foundation (NSF), and Coast Guard.
    VA serves as the backstop healthcare provider for wounded troops in wartime.
    NSF-funded research supports military and cybersecurity breakthroughs. 

    Border Security. Department of Homeland Security (DHS) leadership components, U.S. Citizenship and Immigration Services, U.S. Immigration and Customs Enforcement, the Department of Justice’s (DOJ) Executive Office of Immigration Review, and the Office of Refugee Resettlement within the Department of Health and Human Services (HHS).
    Foreign Relations. Department of State, U.S. Agency for International Development, Department of Commerce’s International Trade Administration, and U.S. International Trade Commission.
    President Trump has demonstrated how trade policy is a national security tool.

    Energy Security. Department of Energy, Nuclear Regulatory Commission, Environmental Protection Agency, and Department of Interior units that govern domestic energy production.
    The same Congress that passed the CSRA declared that energy insecurity threatens national security.

    Pandemic Preparedness, Prevention, and Response. Within HHS, the Secretary’s Office, Office of General Counsel, Centers for Disease Control and Prevention, Administration for Strategic Preparedness and Response, Food and Drug Administration, and National Institute of Allergy and Infectious Diseases. In the Department of Agriculture, the Office of General Counsel, Food Safety and Inspection Service, and Animal and Plant Health Inspection Service.
    COVID-19 and the recent bird flu have demonstrated how foreign pandemics affect national security.
    VA is also a backstop healthcare provider during national emergencies, and served this role during COVID-19.

    Cybersecurity. The Office of the Chief Information Officer in each cabinet-level department, as well as DHS’s Cybersecurity and Infrastructure Security Agency, the Federal Communications Commission (FCC), and the General Services Administration (GSA).
    The FCC protects the reliability and security of America’s telecommunications networks.
    GSA provides cybersecurity related services to agencies and ensures they do not use compromised telecommunications products.

    Economic Defense. Department of Treasury.
    The Federal Labor Relations Authority (FLRA) defines national security to include protecting America’s economic and productive strength. The Treasury Department collects the taxes that fund the government and ensures the stable operations of the financial system.

    Public Safety. Most components of the Department of Justice as well as the Federal Emergency Management Agency.
    Law Enforcement Unaffected. Police and firefighters will continue to collectively bargain.
    ENSURING THAT AGENCIES OPERATE EFFECTIVELY: The CSRA enables hostile Federal unions to obstruct agency management. This is dangerous in agencies with national security responsibilities:
    Agencies cannot modify policies in collective bargaining agreements (CBAs) until they expire.
    The outgoing Biden Administration renegotiated many agencies’ CBAs to last through President Trump’s second term.

    Agencies cannot make most contractually permissible changes until after finishing “midterm” union bargaining.
    For example, the FLRA ruled that ICE could not modify cybersecurity policies without giving its union an opportunity to negotiate, and then completing midterm bargaining.

    Unions used these powers to block the implementation of the VA Accountability Act; the Biden Administration had to offer reinstatement and backpay to over 4,000 unionized employees that the VA had removed for poor performance or misconduct.
    SAFEGUARDING AMERICAN INTERESTS: President Trump is taking action to ensure that agencies vital to national security can execute their missions without delay and protect the American people. The President needs a responsive and accountable civil service to protect our national security.
    Certain Federal unions have declared war on President Trump’s agenda.
    The largest Federal union describes itself as “fighting back” against Trump. It is widely filing grievances to block Trump policies.
    For example, VA’s unions have filed 70 national and local grievances over President Trump’s policies since the inauguration—an average of over one a day.

    Protecting America’s national security is a core constitutional duty, and President Trump refuses to let union obstruction interfere with his efforts to protect Americans and our national interests.
    President Trump supports constructive partnerships with unions who work with him; he will not tolerate mass obstruction that jeopardizes his ability to manage agencies with vital national security missions.

    MIL OSI USA News –

    March 28, 2025
  • MIL-OSI USA: SBC Advances Pair of Commonsense Bills to Crack Down on Fraudsters, Support Rural Small Businesses

    US Senate News:

    Source: United States Senator Joni Ernst (R-IA)

    Published: March 27, 2025

    WASHINGTON – The U.S. Senate Committee on Small Business and Entrepreneurship, led by Chair Joni Ernst (R-Iowa), advanced a pair of bipartisan bills to crack down on fraud and expand rural small businesses’ access to critical resources.
    “The Committee on Small Business and Entrepreneurship continues to enact commonsense solutions to help Main Street,” said Chair Ernst.
    Senators Todd Young (R-Ind.) and Ernst’s Assisting Small Businesses Not Fraudsters Act prevents criminals convicted of defrauding the Small Business Administration (SBA) from receiving future assistance from the agency. 
    “After the previous administration failed to pursue pandemic fraud, we are making up for lost time by holding criminals accountable,” said Chair Ernst.
    “Covid-era programs meant to support small businesses were repeatedly taken advantage of by fraudsters, depriving businesses of much-needed relief. I’m leading this effort to ensure that those convicted of defrauding the SBA will no longer be able to access future financial assistance from taxpayers,” said Young. 
    The Coordinated Support for Rural Small Businesses Act led by Senators Jeanne Shaheen (D-N.H.) and John Kennedy (R-La.) increases coordination between the SBA and U.S. Department of Agriculture to support rural small businesses.
    “In towns across Iowa, small businesses are the lifeblood of the local economies. This bipartisan measure will streamline coordination between government agencies and help ensure that these job creators have access to the resources they need to succeed,” Chair Ernst.
    “Louisiana’s small businesses provide good paying jobs to folks throughout our state and support local economic growth. I’m thankful to my colleagues for advancing this bill to improve support for job creators and I look forward to full Senate consideration,” said Kennedy. 
    Background:
    A recent Government Accountability Office report exposed jaw-dropping incompetence by the Biden SBA in pursuing fraudsters that stole more than $200 billion in pandemic relief designated for small businesses.

    MIL OSI USA News –

    March 28, 2025
  • MIL-OSI USA: At Press Conference on HHS Cuts, Senator Murray Slams Trump Plans to Push Out Thousands of Health Workers, Gut Essential Services

    US Senate News:

    Source: United States Senator for Washington State Patty Murray
    ICYMI: Senator Murray Statement on Trump Plans to Hollow Out HHS, Risking Americans’ Health and Safety
    ***VIDEO HERE***
    Washington, D.C. – U.S. Senator Patty Murray (D-WA), Vice Chair of the Senate Appropriations Committee and a senior member and former chair of the Senate Committee on Health, Education, Labor, and Pensions (HELP), held a press conference with Senators Tammy Baldwin (D-WI) and Ed Markey (D-MA) slamming the Trump administration’s plans, announced today, to push out roughly 20,000 employees at the Department of Health and Human Services (HHS) and hollow out the Department, which is responsible for protecting Americans’ health and delivering essential health and social services. Senator Murray released a statement responding immediately to the news earlier today.
    Today’s announcement follows weeks of mass firings across HHS, creating chaos at the Department that has prevented it from executing its mission to protect people’s health, and an onslaught of detrimental policies that are halting lifesaving biomedical research and more. HHS announced that it plans to cut its workforce from 82,000 to 62,000 (a 25 percent reduction) through a combination of mass firings and buy-outs and remake HHS without thoughtful consideration and partnership with Congress. Among others, Trump, RFK Jr., and Musk plan to cut:
    3,500 employees at the Food and Drug Administration (FDA), which is charged with protecting Americans’ health by ensuring the safety and effectiveness of medicines, biologics (including vaccines), and medical devices–and regulating food safety, cosmetics, and tobacco products.
    2,400 employees at the Centers for Disease Control and Prevention (CDC), which is charged with protecting the American people from health threats, including infectious diseases. 
    1,200 employees at NIH, the world’s premier medical research agency, which propels biomedical research that produces life-changing and, in many cases, lifesaving treatments and cures. These cuts come as the Trump administration has already systematically decimated ongoing work at NIH to advance new cures and treatments.
    300 employees at the Centers for Medicare and Medicaid Services (CMS), which has long been understaffed and is charged with helping to ensure over 100 million Americans have access to health insurance by overseeing Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), and the Affordable Care Act marketplaces. 
    Senator Murray’s remarks, as delivered at today’s press conference, are below and HERE:
    “We are here today to raise the alarm—because the Measles President, and Secretary Kennedy, are trying to turn the Department of Health, into the Department of Disease. 
    “Seriously, do you know what Trump and RFK Jr. are doing about the measles outbreak? They are ripping away funding Congress already provided to respond to the outbreaks—they’re stopping public health work in its tracks, even as this outbreak is threatening to spiral out of control.
    “What are they doing about the opioid crisis, or maternal death rates, or bird flu for that matter? More cuts, and don’t forget—mass firings!
    “What are they doing about vaccine hesitancy? Unsurprisingly, these anti-vaxxers are slashing vaccine research. And at the very same time, dedicating resources to launch vaccine conspiracy investigations and resurrect debunked science.
    “And now, RFK Jr. announces he is pushing out some 20,000 workers at HHS? That is about as good for the public health as a cough in your face.
    “Looking for new ways to make government more efficient and responsive is important. But Trump and RFK Jr. are doing anything but that!
    “It does not take a genius to understand that pushing out 20,000 workers at a preeminent health agency, choking off funding for cancer research, and eliminating funding that prevents infectious diseases like measles will not make Americans healthier!
    “It will just mean fewer health services for our communities, more opportunities for disease to spread, and longer waits for lifesaving treatments and cures.
    “These cuts will not reduce the deficit in any way. Not at all! Instead, they threaten to incur massive costs down the road when we are caught flat-footed by the next health care crisis.
    “Consider how much bipartisan spending Congress had to push out the door—why? Because Trump failed to get the COVID pandemic under control when it first hit.
    “It costs something to prevent pandemics, and it costs a whole lot more when we fail to stop them. An ounce of prevention is worth a pound of cure—but Trump and RFK Jr. are picking neither. They are picking chaos, plague, and pandemonium. That may as well be their official policy—because that is what is coming down the tracks if they don’t change course.
    “And I will tell you right now, when our health agencies are unprepared for a deadly pandemic…
    “When our hospitals are overwhelmed with sick kids because our local public health officials can’t track a worsening measles outbreak…
    “When people start getting E. coli and we cannot figure out where it came from…
    “Or whooping cough starts spreading—and we can’t do basic tracing to stop it…
    “Or flu season sweeps through nursing homes like never before, because no one bothered to help people get vaccinated…
    “Or a vaccine doesn’t even exist because HHS stopped funding seasonal flu vaccine development…
    “Or our mental health centers close because federal grants were axed, and opioid deaths rise again, because prevention and treatment work was cut off…
    “The American people won’t forget it was Trump and RFK Jr. who gutted essential services and put their lives at risk.
    “Today may be a great day for snake oil, it may be a great day for conspiracies, it may be a great day for measles, but it is an incredibly alarming day for America.
    “It’s an incredibly scary time for moms and dads who just want to keep their kids healthy, and just want to know there are competent people on the job keeping us safe from diseases.
    “I have warned my colleagues from the start, this is not some political game. The work HHS does—or in this case, stops doing—has life and death consequences.
    “Well, my colleagues better get used to hearing that warning, because for as long as Trump and RFK Jr. continue down this absolutely reckless path, I will echo that warning over, and over, and over again, because it is an important one.
    “Given the stakes here, given the serious threats to our families—I don’t see how any of us can do anything less.
    “We need to speak up about how dangerous this is—we are speaking up.
    “We need to push back and fight for our families, and we need our families to stand up and fight with us.
    “I know I will be. And I am proud to be here with two of my great colleagues who feel the same.”

    MIL OSI USA News –

    March 28, 2025
  • MIL-OSI Global: Australians almost never vote out a first-term government. So why is this year’s election looking so tight?

    Source: The Conversation – Global Perspectives – By Pandanus Petter, Postdoctoral Research Fellow, School of Politics and International Relations, Australian National University

    Now that an election has been called, Australian voters will go to the polls on May 3 to decide the fate of the first-term, centre-left Australian Labor Party government led by Prime Minister Anthony Albanese.

    In Australia, national elections are held every three years. The official campaign period only lasts for around a month.

    This time around, Albanese will be seeking to hold onto power after breaking Labor’s nine-year dry spell by beating the more right-leaning Liberal Party, led by Scott Morrison, in 2022.

    Now, he’s up against the Liberals’ new leader, a conservative with a tough guy image, Peter Dutton. It’s looking like a tight race.

    So how do elections work in Australia, who’s contesting for the top spot and why is the race looking so close?

    For Albanese, the honeymoon is over

    Albanese was brought into power in 2022 on the back of dissatisfaction with the long-term and scandal-prone Liberal-National Coalition government.

    At the time, he was considered personally more competent, warm and sensible than Morrison.

    Unfortunately for Albanese, the dissatisfaction and stress about the cost of living hasn’t gone away.

    Governments in Australia almost always win a second term. However, initially high levels of public support have dissipated over the first term. Opinion polls are pointing to a close election, though Albanese’s approval ratings have had a boost in recent weeks.

    At the heart of what makes this such a tight contest are issues shared by many established democracies: the public’s persistent sense of economic hardship in the post-pandemic period and longer-term dissatisfaction with “politics as usual”, combined with an increased focus on party leaders.

    Around the world, incumbents have faced challenges holding onto power over the past year, with voters sweeping out the Conservatives in the United Kingdom and the Democrats in the United States.

    Australia has faced some similar economic challenges, such as relatively high inflation and cost-of-living problems.

    Likewise, Australia – like many other established democracies – has long-term trends of dissatisfaction with major parties and the political system itself.

    However, this distaste with “business as usual” manifests differently in Australia from comparable countries such the UK and US.

    Australia’s voting system

    In Australia, voting is compulsory, and those who fail to turn out face a small fine. Some observers have argued this pushes parties to try to persuade “swing” voters with more moderate policies, rather than rely on their faithful “bases” and court those with more extreme views who are more likely to vote.

    In the UK, by comparison, widespread public distaste with the Conservatives, combined with low turnout and first-past-the-post voting, delivered Keir Steirmer’s Labour Party a dramatic victory. This was despite a limited uptick in support.

    And in the US, turnout in the 2024 election was only about 64%. Donald Trump and the Republicans swept to power last year by channelling a deep anti-establishment sentiment among those people who voted.

    And the country is now so polarised, that the more strongly identifying Democrat and Republican voters who do turn out to vote can’t see eye to eye on highly emotionally charged issues which dominate the parties’ platforms. Independent voters are left without “centrist” options.

    Because Australia’s voting system is different, Dutton is unlikely to follow Trump’s far-right positioning too closely, despite dabbling in the “anti-woke” culture wars.

    It also explains why Albanese’s personal style is usually quite mild-mannered and why he’s unlikely to present himself as a radical reformer.

    However, neither man’s approach has made them wildly popular with the public. This means neither can rely on their own popularity to win over the public.

    Another factor making Australia distinct is that voters rank their choices, with their vote flowing to their second choice if their first choice doesn’t achieve a majority. This means many races in the 150-seat lower house of parliament are won from second place.

    Similarly, seats in the Senate (Australia’s second chamber, with the power to amend or block legislation) are won based on the proportion of votes a party receives in each state or territory. This gives minor parties and independents a better chance at winning seats compared to the lower house.

    This means dissatisfaction with the major parties has in recent years created space for minor parties and a new crop of well-organised independents to get elected and influence policy. In 2022, around one-third of voters helped independents and minor parties take seats off both the Liberals and Labor in the inner cities.

    To win government, Dutton will need to get them back, or take more volatile outer-suburban seats off Labor.

    The big policy concerns

    Against this backdrop, Australian voters both in 2022 and today have a fairly consistent set of policy concerns. And while parties want to be seen addressing them, their messaging isn’t always heard.

    The 2022 Australian Election Study, run by Australian political researchers, revealed that pessimism about the economy and concerns about the cost of living were front of mind when Australians voted out the Liberal-National Coalition government last federal election.

    This time around, one might think some relative improvement in economic factors like unemployment and cuts to interest rates would put a spring in the prime minister’s step.

    However, the public is still very concerned about the day-to-day cost-of-living pressures and practical issues such as access to health care.

    The government’s policy efforts in this direction – for example, tax cuts and subsidies for power bills – have so far not strongly cut through.

    What have the major parties promised?

    Comparing the parties’ platforms, Labor is firmly focused on economic and government service issues to support people in the short term.

    Although expected to announce the election earlier, Albanese was handed the opportunity of delivering an extra budget by a tropical storm in early March. This included spending promises foreshadowed earlier, as well as a new modest tax cut as an election sweetener.

    In the longer term, Labor has promised significant incentives to improve access to free doctor’s visits and focused on investments in women’s health, as well as technological infrastructure.

    Labor is also encouraging more people to fill skill shortages through vocational education and promising to make the transition to renewable energy, while simultaneously supporting local manufacturing.

    The Coalition, for its part, has been critical of these long-term goals and promised to repeal the newly legislated tax cuts in favour of subsidies for petrol. It has focused its message on reduced government spending, while strategically mirroring promises on health to avoid Labor attacks on that front.

    Dutton has also proposed cuts to migration to reduce housing pressures and a controversial plan to build nuclear power plants at the expense of renewables.

    Will these differences in long-term plans cut through? Or are people focused on short-term, hip-pocket concerns?

    This election, whatever the result, will not represent a long-term shifting of loyalties, but rather a precarious compact with distrustful voters looking for relief in uncertain times.

    Pandanus Petter is employed at the Australian National University with funding from the Australian Research Council.

    – ref. Australians almost never vote out a first-term government. So why is this year’s election looking so tight? – https://theconversation.com/australians-almost-never-vote-out-a-first-term-government-so-why-is-this-years-election-looking-so-tight-250249

    MIL OSI – Global Reports –

    March 28, 2025
  • MIL-OSI Security: Florida Man Who Bought Diamond-Studded “Grills” With Fraud Cash Sentenced to 71 Months in Federal Prison

    Source: Office of United States Attorneys

    MIAMI – A federal district judge in South Florida has sentenced an Orlando man to almost six years in prison for leading a scheme that defrauded California’s Employment Development Department of over $4 million in state and federal unemployment insurance benefit money. The judge also ordered him to pay over $1.2 million in restitution.

    Zachary Kameron Ramyard, 23, of Orlando, Fla. pleaded guilty to wire fraud conspiracy in October 2024.

    From August 2020 to August 2022, Ramyard and others submitted fraudulent unemployment insurance (UI) claims to California’s Employment Development Department (EDD). UI payments are intended to provide temporary financial assistance to lawful workers who are unemployed through no fault of their own. They purchased the personally identifiable information (PII) of victims (including names, dates of birth, and social security numbers), created counterfeit driver licenses with it, and submitted at least 68 fraudulent UI benefits applications using the victims’ PII.

    Ramyard also withdrew hundreds of thousands of dollars in UI funds from Automated Teller Machines (ATMs) in different states using fraudulent debit cards. (The EDD typically distributed UI benefits electronically to debit cards that were mailed to claimants.) Ramyard used the cash to buy luxury items like the diamond-studded teeth jewelry, also known as “grills,” pictured above.

    U.S. Attorney Hayden P. O’Byrne, Acting Special Agent in Charge José R. Figueroa of Homeland Security Investigations (HSI) Miami and Special Agent in Charge Mathew Broadhurst of the U.S. Department of Labor Office of Inspector General (DOL-OIG), Southeast Region announced the sentence.

    HSI Miami and DOL-OIG investigated the case. Assistant U.S. Attorney Joseph Egozi prosecuted the case. Assistant U.S. Attorney Joshua Paster is handling asset forfeiture.

    Additional Background Information: Beginning in or around March 2020, in response to the COVID-19 pandemic, several federal programs expanded UI eligibility and increased UI benefits, including the Pandemic Unemployment Assistance Program (PUA), Federal Pandemic Unemployment Compensation Program (FPUC), and the Lost Wages Assistance Program (LWAP). In the State of California, the EDD administered the UI program.

    In March 2020, the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act was enacted. It was designed to provide emergency financial assistance to the millions of Americans suffering the economic effects caused by the COVID-19 pandemic. Among other sources of relief, the CARES Act authorized and provided funding to the SBA to provide Economic Injury Disaster Loans (“EIDLs”) to eligible small businesses, including sole proprietorships and independent contractors, experiencing substantial financial disruptions due to the COVID-19 pandemic to allow them to meet financial obligations and operating expenses that could otherwise have been met had the disaster not occurred. EIDL applications were submitted directly to the SBA via the SBA’s on-line application website, and the applications were processed, and the loans funded for qualifying applicants directly by the SBA.

    COVID-19 Fraud Enforcement Task Force: On May 17, 2021, the Attorney General established the COVID-19 Fraud Enforcement Task Force to marshal the resources of the Department of Justice in partnership with agencies across government to enhance efforts to combat and prevent pandemic-related fraud. The Task Force bolsters efforts to investigate and prosecute the most culpable domestic and international criminal actors and assists agencies tasked with administering relief programs to prevent fraud by, among other methods, augmenting and incorporating existing coordination mechanisms, identifying resources and techniques to uncover fraudulent actors and their schemes, and sharing and harnessing information and insights gained from prior enforcement efforts. For more information on the Department’s response to the pandemic, please visit https://www.justice.gov/coronavirus.

    On September 15, 2022, the Attorney General selected the Southern District of Florida’s U.S. Attorney’s Office to head one of three national COVID-19 Fraud Strike Force Teams. The Department of Justice established the Strike Force to enhance existing efforts to combat and prevent COVID-19 related financial fraud. For more information on the department’s response to the pandemic, please click here.

    Reporting: Anyone with information about allegations of attempted fraud involving COVID-19 can report it by calling the Department of Justice’s National Center for Disaster Fraud (NCDF) Hotline at 866-720-5721 or via the NCDF Web Complaint Form at: https://www.justice.gov/disaster-fraud/ncdf-disaster-complaint-form.

    Related court documents and information may be found on the website of the District Court for the Southern District of Florida at www.flsd.uscourts.gov or at http://pacer.flsd.uscourts.gov, under case number 22-cr-20382.

    ###

    MIL Security OSI –

    March 28, 2025
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